Bandhan Bank

211.35

+3.67

(1.77%)

Market Cap (₹ Cr.)

₹33,468

52 Week High

263.10

Book Value

₹

52 Week Low

169.15

PE Ratio

13.01

PB Ratio

1.55

PE for Sector

15.46

PB for Sector

1.77

ROE

10.32 %

ROCE

6.46 %

Dividend Yield

0.72 %

EPS

₹15.97

Industry

Banks

Sector

Banks - Private Sector

Investment Returns

In Long Term

In Short Term

1 Year

0.00%

2 Years

0.00%

3 Years

0.00%

4 Years

0.00%

5 Years

0.00%

Growth Rate

Revenue Growth

14.48 %

Net Income Growth

1.59 %

Cash Flow Change

448.87 %

ROE

-7.93 %

ROCE

5.67 %

EBITDA Margin (Avg.)

5.79 %

Financial Results

Quarterly Financials	Dec 2016	Mar 2017	Jun 2017	Sept 2017	Dec 2017	Mar 2018	Jun 2018	Sept 2018	Dec 2018	Mar 2019	Jun 2019	Sept 2019	Dec 2019	Mar 2020	Jun 2020	Sept 2020	Dec 2020	Mar 2021	Jun 2021	Sept 2021	Dec 2021	Mar 2022	Jun 2022	Sept 2022	Dec 2022	Mar 2023	Jun 2023	Sept 2023	Dec 2023	Mar 2024	Jun 2024
Revenue	1,099	1,208	1,275	1,343	1,336	1,554	1,767	1,836	1,884	2,220	2,962	3,051	3,075	3,346	3,405	3,564	3,870	3,788	4,027	3,708	4,118	4,836	4,385	4,250	4,841	4,897	4,908	5,032	5,211	5,883	6,063
Expenses	596	326	364	408	438	472	507	558	835	645	676	728	929	1,487	1,463	1,057	1,789	2,409	2,235	6,491	1,689	988	1,666	2,396	2,733	2,040	1,916	2,036	2,099	3,496	2,115
EBITDA	504	882	911	935	898	1,082	1,259	1,278	1,048	1,575	2,286	2,323	2,146	1,860	1,942	2,508	2,081	1,379	1,792	-2,783	2,428	3,848	2,719	1,854	2,108	2,857	2,993	2,996	3,111	2,387	3,949
Operating Profit %	41 %	70 %	68 %	64 %	63 %	65 %	67 %	65 %	49 %	65 %	74 %	73 %	66 %	48 %	52 %	67 %	46 %	20 %	34 %	-104 %	50 %	74 %	59 %	37 %	28 %	52 %	58 %	55 %	55 %	33 %	62 %
Depreciation	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0
Interest	411	389	410	427	446	487	519	528	526	575	1,057	1,161	1,177	1,166	1,207	1,275	1,236	1,244	1,296	1,245	1,284	1,332	1,541	1,580	1,727	1,796	2,032	2,049	2,140	2,323	2,531
Profit Before Tax	93	494	501	508	452	595	740	750	523	1,000	1,230	1,161	969	693	735	1,233	845	135	496	-4,029	1,144	2,517	1,178	273	381	1,061	960	947	971	64	1,418
Tax	-171	171	175	177	152	207	259	262	192	349	426	190	238	176	185	313	213	32	123	-1,020	285	614	292	64	90	253	239	226	239	10	354
Net Profit	264	322	327	331	300	388	482	488	331	651	804	972	731	517	550	920	633	103	373	-3,009	859	1,902	887	209	291	808	721	721	733	55	1,063
EPS in ₹	2.41	2.94	2.98	3.02	2.74	3.51	4.04	4.09	2.78	5.46	4.99	6.04	4.54	3.21	3.41	5.71	3.93	0.64	2.32	-18.68	5.33	11.81	5.50	1.30	1.81	5.02	4.48	4.47	4.55	0.34	6.60

Show % Change

Above figures are in Rs. Crores

Balance Sheet

Balance Sheet	2016	2017	2018	2019	2020	2021	2022	2023	2024
Total Assets	19,757	30,236	44,310	56,442	91,718	1,15,016	1,38,995	1,56,037	1,77,842
Fixed Assets	237	252	238	222	347	432	415	509	959
Current Assets	0	0	0	0	0	0	0	0	0
Capital Work in Progress	0	0	0	109	22	55	173	346	214
Investments	3,758	5,516	8,372	10,038	15,352	25,155	29,079	32,366	29,288
Other Assets	15,761	24,468	35,700	46,073	75,997	89,374	1,09,328	1,22,817	1,47,381
Total Liabilities	16,422	25,790	34,928	45,240	76,522	97,608	1,21,614	1,36,453	1,56,232
Current Liabilities	0	0	0	0	0	0	0	0	0
Non Current Liabilities	16,422	25,790	34,928	45,240	76,522	97,608	1,21,614	1,36,453	1,56,233
Total Equity	3,335	4,446	9,382	11,202	15,196	17,408	17,381	19,584	21,610
Reserve & Surplus	2,239	3,351	8,189	10,009	13,585	15,798	15,770	17,973	19,999
Share Capital	1,095	1,095	1,193	1,193	1,610	1,611	1,611	1,611	1,611

Show % Change

Above figures are in Rs. Crores

Cash Flow

Cash Flow	2015	2016	2017	2018	2019	2020	2021	2022	2023	2024
Net Cash Flow	400	2,773	4,192	-1,989	427	2,550	-2,125	3,093	-1,071	7,921
Investing Activities	-102	-454	-2,671	-2,237	-2,373	-4,187	-1,804	-612	-1,618	1,691
Operating Activities	0	6,950	8,885	-2,599	2,695	6,583	-909	902	-4,245	14,808
Financing Activities	501	-3,723	-2,023	2,846	105	154	588	2,803	4,791	-8,579

Show % Change

Above figures are in Rs. Crores

Share Holding

% Holding	Mar 2021	Jun 2021	Sept 2021	Dec 2021	Mar 2022	Jun 2022	Sept 2022	Dec 2022	Mar 2023	Jun 2023	Sept 2023	Dec 2023	Mar 2024	Jun 2024
Promoter	39.99 %	39.99 %	39.99 %	39.99 %	39.99 %	39.99 %	39.99 %	39.99 %	39.99 %	39.99 %	39.98 %	39.98 %	39.98 %	39.98 %
FIIs	34.91 %	35.44 %	33.61 %	34.60 %	34.31 %	35.64 %	30.15 %	28.34 %	27.88 %	29.48 %	28.73 %	30.69 %	27.14 %	24.20 %
DIIs	1.90 %	1.97 %	2.50 %	1.94 %	4.56 %	7.12 %	16.55 %	16.50 %	17.28 %	16.44 %	21.50 %	18.84 %	16.47 %	19.11 %
Government	0.00 %	0.00 %	0.00 %	0.00 %	0.00 %	0.00 %	0.07 %	0.07 %	0.07 %	0.07 %	0.07 %	0.07 %	0.07 %	0.07 %
Public / Retail	23.19 %	22.60 %	23.90 %	23.47 %	21.14 %	17.25 %	13.25 %	15.10 %	14.78 %	14.02 %	9.72 %	10.41 %	16.33 %	16.64 %

Show % Change

Peer Comparison Compare Peers on Screener

Competitors	LTP	Market Cap (₹ Cr.)	P/E Ratio	Revenue (₹ Cr.)	YoY Revenue Growth %	Net Profit (₹ Cr.)	YoY Profit Growth %	RSI
HDFC Bank	1,708.50	12,72,590.50	18.67	4,07,994.78	99.35	65,447	38.58	71.08
ICICI Bank	1,292.00	8,93,548.63	19.72	2,36,037.73	26.78	45,007	13.15	72.48
Axis Bank	1,242.70	3,80,782.72	14.24	1,37,989.36	30.43	26,424	5.79	68.55
Kotak Bank	1,871.95	3,66,987.06	19.69	94,273.91	38.35	17,977	79.47	69.35
Indusind Bank	1,484.75	1,14,312.81	12.67	55,143.99	23.81	8,977	2.18	67.47
IDBI Bank	88.26	98,201.69	15.61	30,370.41	20.68	5,814	40.90	41.59
Yes Bank	22.95	73,345.03	50.87	32,960.89	23.98	1,285	48.84	39.19
IDFC First Bank	73.82	54,808.39	19.23	36,256.84	33.32	2,942	-12.15	50.56
AU Small Finance Bank	752.50	53,470.73	31.22	1,445.99	19.10	761	29.90	80.04
Federal Bank	186.20	45,169.80	11.22	26,781.95	32.27	3,928	17.18	41.37

Corporate Action

Technical Indicators

RSI(14)

Neutral

59.89

ATR(14)

Volatile

6.16

STOCH(9,6)

Neutral

75.21

STOCH RSI(14)

Overbought

95.59

MACD(12,26)

Bullish

1.53

ADX(14)

Weak Trend

13.08

UO(9)

Bearish

55.43

ROC(12)

Uptrend But Slowing Down

4.96

WillR(14)

Overbought

-18.63