| Annual Financials | 2016 | 2017 | 2018 | 2019 | 2020 | 2021 | 2022 | 2023 | 2024 | 2025 | TTM |
Revenue  | 1,731 | 4,320 | 5,509 | 7,706 | 12,435 | 14,547 | 16,694 | 18,373 | 21,041 | 24,915 | 24,826 |
| Expenses | 634 | 1,044 | 1,597 | 2,467 | 3,739 | 6,534 | 11,298 | 8,693 | 9,310 | 10,555 | 12,364 |
| EBITDA | 449 | 1,771 | 2,142 | 3,091 | 4,134 | 3,052 | 239 | 3,036 | 3,181 | 3,903 | 1,636 |
| Operating Profit % | 60 % | 73 % | 67 % | 63 % | 66 % | 48 % | 19 % | 45 % | 51 % | 52 % | 43 % |
| Depreciation | 36 | 67 | 86 | 78 | 80 | 103 | 110 | 143 | 238 | 279 | 0 |
| Interest | 649 | 1,505 | 1,770 | 2,148 | 4,562 | 4,961 | 5,157 | 6,645 | 8,551 | 10,458 | 10,826 |
| Profit Before Tax | 414 | 1,705 | 2,056 | 3,013 | 4,053 | 2,949 | 129 | 2,893 | 2,943 | 3,623 | 1,636 |
| Tax | 138 | 593 | 710 | 1,062 | 1,030 | 743 | 3 | 698 | 713 | 878 | 408 |
| Net Profit | 275 | 1,112 | 1,346 | 1,952 | 3,024 | 2,206 | 126 | 2,195 | 2,230 | 2,745 | 1,228 |
| EPS in ₹ | 3.40 | 10.15 | 12.26 | 16.03 | 18.78 | 13.70 | 0.78 | 13.62 | 13.84 | 17.04 | 7.60 |
Bandhan Bank
Bandhan Bank
154.59
+0.46
(0.30%)
Key Fundamentals
Market Cap
24,904.00 Cr
EPS
17.04
PE Ratio
20.28
Dividend Yield
0.97 %
Industry
Banks 52 Week High
192.48
52 Week Low
128.16
PB Ratio
1.01
Debt to Equity
0.00
Sector
Private Bank Analyst Rating and Forecast
- By Refinitiv from25 analysts
Actual
Company News
View All News
Bandhan Bank has issued a postal ballot notice seeking shareholder approval for two director appointments. The bank proposes to appoint Avijit Mukerji as a Non-Executive Non-Independent Director, nominated by promoter Bandhan Financial Holdings Limited. Mukerji is a Chartered Accountant with over three decades of experience in audit and assurance, formerly a partner at PricewaterhouseCoopers India. The second proposal involves appointing Gauri Prosad Sarma as an Independent Director for a three-year term. Sarma brings 37 years of banking experience, having served as Chief General Manager at Punjab National Bank with expertise in digital banking and fintech. The remote e-voting period runs from November 12, 2025, to December 11, 2025, with results to be announced by December 13, 2025. Both appointments are effective from their respective dates in 2025, with the cut-off date for eligible voters set as November 7, 2025.
Bandhan Bank Reports Q2FY26 Net Profit of Rs 112 Crore, Faces Margin Pressure from Rate Cuts
9 days ago
9 days agoBandhan Bank reported a net profit of Rs 112 crore for Q2FY26, down from Rs 937 crore in Q2FY25. Net Interest Margin compressed to 5.8% from 6.4% in the previous quarter, primarily due to a 75 basis point repo rate cut impact and 200 basis point MCLR reduction. Gross advances stood at Rs 1.40 lakh crore with 7% YoY growth, while deposits grew 11% YoY to Rs 1.58 lakh crore. The Emerging Entrepreneur Business (EEB) portfolio declined 13% YoY to Rs 51,733 crore. Gross and net NPA ratios remained stable at 5% and 1.4% respectively. Credit costs improved marginally to 3.4% from 3.5% in Q1FY26. The bank undertook technical write-offs of Rs 865 crore during the quarter. Capital Adequacy Ratio stands at 18.6% with Tier I capital at 17.8%. Management expects margin improvement from Q4 onwards as term deposit repricing benefits flow through.
Bandhan Bank's share price gained 1.43% following the release of its second quarter results. The bank reported a significant 88% decline in standalone net profit to Rs 112 crore compared to Rs 937 crore in the same period last year. Asset quality showed mixed signals with gross NPA ratio rising to 5.02% from 4.96% in the previous quarter, while gross NPA in absolute terms increased to Rs 7,015.13 crore from Rs 6,622.64 crore. Net NPA ratio expanded to 1.37% from 1.36% quarter-on-quarter. On the positive side, total deposits grew 10.9% year-on-year to Rs 15.81 lakh crore, with retail deposits up 16% to Rs 1.12 lakh crore. The wholesale banking segment represents 29.2% of the total loan book, followed by housing and EEB group at 23.6% each. The stock has declined 13.58% over the past 12 months.
View more
Peer Comparison Compare Peers on Screener
Competitors | LTP | Market Cap (₹ Cr.) | P/E Ratio | Revenue (₹ Cr.) | YoY Revenue Growth % | Net Profit (₹ Cr.) | YoY Profit Growth % | RSI |
|---|---|---|---|---|---|---|---|---|
989.60 | #1 15,20,060.00 | 20.25 | #1 4,70,915.90 | 15.42 | #1 73,440 | 9.32 | 51.80 | |
1,373.00 | 9,80,758.10 | 17.21 | 2,94,586.90 | #1 24.81 | 54,419 | 2.96 | 51.46 | |
2,079.70 | 4,13,567.60 | 22.22 | 1,07,095.00 | 13.60 | 21,946 | -11.41 | 42.49 | |
1,241.60 | 3,85,228.70 | 14.76 | 1,55,916.90 | 12.99 | 28,112 | -25.14 | 62.46 | |
101.04 | 1,08,642.30 | 11.66 | 34,058.70 | 12.14 | 7,656 | #1 73.37 | 58.03 | |
22.50 | 70,584.40 | 24.99 | 37,075.60 | 12.48 | 2,447 | 17.24 | 50.38 | |
848.25 | 66,085.10 | #1 -86.96 | 56,358.10 | 2.20 | 2,575 | -132.82 | 69.34 | |
80.43 | 59,025.00 | 48.13 | 43,478.30 | 19.92 | 1,490 | 64.13 | 60.73 | |
236.26 | 58,126.10 | 14.37 | 32,030.20 | 19.60 | 4,202 | -8.27 | 67.68 | |
154.59 | #10 24,904.00 | #7 20.28 | #10 24,914.80 | #4 18.41 | #7 2,745 | #9 -88.06 | 41.51 |
Growth Rate
Revenue Growth
18.41 %
Net Income Growth
23.13 %
Cash Flow Change
-81.41 %
ROE
8.14 %
ROCE
13.78 %
EBITDA Margin (Avg.)
3.39 %
Yearly Financial Results
Balance Sheet
| Balance Sheet | 2016 | 2017 | 2018 | 2019 | 2020 | 2021 | 2022 | 2023 | 2024 | 2025 |
| Total Assets | 19,757 | 30,236 | 44,310 | 56,442 | 91,718 | 1,15,016 | 1,38,995 | 1,56,037 | 1,77,842 | 1,91,476 |
| Fixed Assets | 237 | 252 | 238 | 222 | 347 | 432 | 415 | 509 | 959 | 855 |
| Current Assets | 3,265 | 7,537 | 5,828 | 6,203 | 9,157 | 7,533 | 14,135 | 16,947 | 25,248 | 16,588 |
| Capital Work in Progress | 1 | 0 | 0 | 109 | 22 | 55 | 173 | 346 | 214 | 325 |
| Investments | 3,758 | 5,517 | 8,372 | 10,038 | 15,352 | 25,155 | 29,079 | 32,366 | 29,288 | 40,712 |
| Other Assets | 15,761 | 24,468 | 35,700 | 46,073 | 75,997 | 89,374 | 1,09,328 | 1,22,817 | 1,47,381 | 1,49,583 |
| Total Liabilities | 19,757 | 30,236 | 44,310 | 56,442 | 91,718 | 1,15,016 | 1,38,995 | 1,56,037 | 1,77,842 | 1,91,476 |
| Current Liabilities | 1,266 | 1,476 | 750 | 1,429 | 2,971 | 2,675 | 5,277 | 3,409 | 4,509 | 4,503 |
| Non Current Liabilities | 18,491 | 28,760 | 43,560 | 55,012 | 88,747 | 1,12,341 | 1,33,718 | 1,52,628 | 1,73,333 | 1,86,973 |
| Total Equity | 3,335 | 4,447 | 9,382 | 11,202 | 15,196 | 17,408 | 17,381 | 19,584 | 21,610 | 24,605 |
| Reserve & Surplus | 2,239 | 3,351 | 8,189 | 10,009 | 13,585 | 15,798 | 15,770 | 17,961 | 19,955 | 22,748 |
| Share Capital | 1,095 | 1,095 | 1,193 | 1,193 | 1,610 | 1,611 | 1,611 | 1,611 | 1,611 | 1,611 |
Cash Flow
| Cash Flow | 2015 | 2016 | 2017 | 2018 | 2019 | 2020 | 2021 | 2022 | 2023 | 2024 | 2025 |
| Net Cash Flow | 400 | 2,773 | 4,192 | -1,989 | 427 | 2,550 | -2,125 | 3,093 | -1,071 | 7,921 | -6,601 |
| Investing Activities | -102 | -454 | -2,671 | -2,237 | -2,373 | -4,187 | -1,804 | -612 | -1,618 | 1,691 | -3,879 |
| Operating Activities | 1 | 6,950 | 8,885 | -2,599 | 2,695 | 6,583 | -909 | 902 | -4,245 | 14,808 | 2,752 |
| Financing Activities | 501 | -3,723 | -2,023 | 2,846 | 105 | 154 | 589 | 2,803 | 4,791 | -8,579 | -5,475 |
Share Holding
| % Holding | Mar 2021 | Jun 2021 | Sept 2021 | Dec 2021 | Mar 2022 | Jun 2022 | Sept 2022 | Dec 2022 | Mar 2023 | Jun 2023 | Sept 2023 | Dec 2023 | Mar 2024 | Jun 2024 | Sept 2024 | Dec 2024 | Mar 2025 | Jun 2025 | Sept 2025 |
| Promoter | 39.99 % | 39.99 % | 39.99 % | 39.99 % | 39.99 % | 39.99 % | 39.99 % | 39.99 % | 39.99 % | 39.99 % | 39.98 % | 39.98 % | 39.98 % | 39.98 % | 39.98 % | 39.98 % | 39.98 % | 40.92 % | 40.29 % |
| FIIs | 0.00 % | 0.00 % | 0.00 % | 0.00 % | 0.00 % | 0.00 % | 4.05 % | 4.05 % | 4.05 % | 4.05 % | 4.05 % | 4.05 % | 31.19 % | 28.25 % | 26.73 % | 23.22 % | 22.73 % | 24.34 % | 23.43 % |
| DIIs | 1.78 % | 1.86 % | 2.45 % | 1.89 % | 4.20 % | 6.73 % | 11.83 % | 12.46 % | 13.23 % | 11.65 % | 17.39 % | 14.71 % | 12.43 % | 15.06 % | 16.34 % | 15.41 % | 16.36 % | 16.52 % | 17.82 % |
| Government | 0.00 % | 0.00 % | 0.00 % | 0.00 % | 0.00 % | 0.00 % | 0.07 % | 0.07 % | 0.07 % | 0.07 % | 0.07 % | 0.07 % | 0.07 % | 0.07 % | 0.07 % | 0.07 % | 0.07 % | 0.07 % | 0.07 % |
| Public / Retail | 6.60 % | 6.42 % | 7.78 % | 7.38 % | 6.16 % | 5.76 % | 6.18 % | 7.49 % | 7.63 % | 6.97 % | 7.73 % | 8.12 % | 13.88 % | 14.10 % | 14.06 % | 17.97 % | 17.46 % | 15.01 % | 15.22 % |
| Others | 51.63 % | 51.73 % | 49.77 % | 50.74 % | 49.65 % | 47.52 % | 37.88 % | 35.95 % | 35.03 % | 37.28 % | 30.78 % | 33.07 % | 2.45 % | 2.53 % | 2.82 % | 3.35 % | 3.39 % | 3.13 % | 3.18 % |
| No of Share Holders | 4,71,877 | 4,78,903 | 5,47,352 | 5,43,012 | 4,58,163 | 4,31,920 | 4,66,387 | 5,27,503 | 5,28,876 | 4,87,855 | 5,32,157 | 5,50,138 | 7,24,153 | 7,58,715 | 7,49,315 | 8,61,228 | 8,59,472 | 7,88,123 | 7,69,192 |
Dividend History
| Annual Cash Flows | 2016 | 2017 | 2018 | 2019 | 2020 | 2021 | 2022 | 2023 | 2024 | 2025 |
|---|---|---|---|---|---|---|---|---|---|---|
| Dividend Per Share (₹) | 0.00 | 0.00 | 1 | 3 | 0.00 | 1 | 0.00 | 1.5 | 1.5 | 1.5 |
| Dividend Yield (%) | 0.00 | 0.00 | 0.19 | 1.47 | 0.00 | 0.33 | 0.00 | 0.83 | 1.03 | 0.97 |
Corporate Action
| Record Date | Corporate Action | Information | Announcement Day | LTP at Annoucement | LTP at Record Day |
|---|---|---|---|---|---|
| 30 Jul 2021 |  Dividend | ₹ 1.00 /share | 29 Jul 2021 | 297.35 | 292.55 |
| 11 Aug 2023 | Dividend | ₹ 1.50 /share | 11 Aug 2023 | 244.00 | 228.95 |
| 13 Aug 2024 | Dividend | ₹ 1.50 /share | 13 Aug 2024 | 179.65 | 197.10 |
| 20 Aug 2024 |  Annual General Meeting | NA | 20 Aug 2024 | 185.80 | 192.00 |
| 25 Oct 2024 |  Quarterly Result Announcement | NA | 25 Oct 2024 | 191.80 | 180.65 |
| 31 Jan 2025 | Quarterly Result Announcement | NA | 31 Jan 2025 | 150.30 | 148.20 |
| 30 Apr 2025 | Quarterly Result Announcement | NA | 30 Apr 2025 | 158.85 | 167.85 |
| 18 Jul 2025 | Quarterly Result Announcement | NA | 18 Jul 2025 | 174.90 | 185.10 |
| 14 Aug 2025 | Dividend | ₹ 1.50 /share | 14 Aug 2025 | 167.85 | 165.55 |
| 21 Aug 2025 | Annual General Meeting | NA | 21 Aug 2025 | 185.00 | 174.30 |
| 30 Oct 2025 | Quarterly Result Announcement | NA | 30 Oct 2025 | 169.30 | 172.25 |
Announcements
Update On Analysts / Institutional Investors Meet Held On November 13 2025.2 days ago
2 days agoAnnouncement under Regulation 30 (LODR)-Analyst / Investor Meet - Intimation3 days ago
3 days agoAnnouncement under Regulation 30 (LODR)-Newspaper Publication3 days ago
3 days agoNotice Of Postal Ballot4 days ago
4 days agoAnnouncement under Regulation 30 (LODR)-Analyst / Investor Meet - Intimation5 days ago
5 days agoAnnouncement under Regulation 30 (LODR)-Earnings Call Transcript9 days ago
9 days agoAnnouncement under Regulation 30 (LODR)-Newspaper PublicationOct 31, 2025
Oct 31, 2025Intimation Of Change In Domain Name Of Bandhan Bank LimitedS Website From .Com To .Bank.InOct 31, 2025
Oct 31, 2025Announcement under Regulation 30 (LODR)-Newspaper PublicationOct 30, 2025
Oct 30, 2025Audio Recordings Of The Press Conference And The Earnings Call On The Unaudited Financial Results For The Quarter (Q2) And Half-Year Ended September 30 2025Oct 30, 2025
Oct 30, 2025Announcement under Regulation 30 (LODR)-Investor PresentationOct 30, 2025
Oct 30, 2025Board Meeting Outcome for Outcome Of Board Meeting - Unaudited Financial Results For The Quarter And Half-Year Ended September 30 2025Oct 30, 2025
Oct 30, 2025Announcement under Regulation 30 (LODR)-Change in DirectorateOct 28, 2025
Oct 28, 2025Grant Of 643983 Equity Stock OptionsOct 21, 2025
Oct 21, 2025Announcement under Regulation 30 (LODR)-Analyst / Investor Meet - IntimationOct 18, 2025
Oct 18, 2025Compliances-Certificate under Reg. 74 (5) of SEBI (DP) Regulations 2018Oct 16, 2025
Oct 16, 2025Board Meeting Intimation for Consideration Of Unaudited Financial Results For The Quarter And Half-Year Ended September 30 2025Oct 13, 2025
Oct 13, 2025Unaudited Financial Figures For The Quarter Ended September 30 2025Oct 04, 2025
Oct 04, 2025Disclosure Under Regulation 30 Of The SEBI (Listing Obligations And Disclosure Requirements) Regulations 2015Oct 03, 2025
Oct 03, 2025Announcement under Regulation 30 (LODR)-Credit RatingSep 30, 2025
Sep 30, 2025Closure of Trading WindowSep 25, 2025
Sep 25, 2025Announcement under Regulation 30 (LODR)-Change in DirectorateSep 25, 2025
Sep 25, 2025Grant Of Equity Stock OptionsSep 20, 2025
Sep 20, 2025Disclosure Under Regulation 30 Of The SEBI (Listing Obligations And Disclosure Requirements) Regulations 2015 - ESG RatingSep 20, 2025
Sep 20, 2025Update On Analysts / Institutional Investors Meet Held On September 18 2025Sep 18, 2025
Sep 18, 2025Update On Sale Of Holding In YES Bank LimitedSep 17, 2025
Sep 17, 2025Announcement under Regulation 30 (LODR)-Analyst / Investor Meet - IntimationSep 15, 2025
Sep 15, 2025Update On Analysts / Institutional Investors Meet Held On September 11 2025Sep 11, 2025
Sep 11, 2025Update On Analysts / Institutional Investors Meet Held On September 10 2025Sep 10, 2025
Sep 10, 2025Announcement under Regulation 30 (LODR)-Change in ManagementSep 06, 2025
Sep 06, 2025Disclosure Under Regulation 30 Of The SEBI (Listing Obligations And Disclosure Requirements) Regulations 2015 - ESG RatingSep 06, 2025
Sep 06, 2025Schedule Of Analysts / Institutional Investors Meets To Be Held On September 10 2025 And September 11 2025.Sep 06, 2025
Sep 06, 2025Update On Analysts / Institutional Investors Meets Held On September 02 2025Sep 02, 2025
Sep 02, 2025Disclosure Under Regulation 30 Of The SEBI (Listing Obligations And Disclosure Requirements) Regulations 2015Aug 29, 2025
Aug 29, 2025Announcement under Regulation 30 (LODR)-Analyst / Investor Meet - IntimationAug 28, 2025
Aug 28, 2025Announcement under Regulation 30 (LODR)-Change in DirectorateAug 27, 2025
Aug 27, 2025Shareholder Meeting / Postal Ballot-Outcome of AGMAug 21, 2025
Aug 21, 2025Update On Analysts / Institutional Investors Meet Held On August 13 2025Aug 13, 2025
Aug 13, 2025Announcement under Regulation 30 (LODR)-Analyst / Investor Meet - IntimationAug 08, 2025
Aug 08, 2025Announcement under Regulation 30 (LODR)-Newspaper PublicationJul 31, 2025
Jul 31, 2025Business Responsibility and Sustainability Reporting (BRSR)Jul 30, 2025
Jul 30, 2025Announcement under Regulation 30 (LODR)-Newspaper PublicationJul 30, 2025
Jul 30, 2025Reg. 34 (1) Annual Report.Jul 30, 2025
Jul 30, 2025Announcement under Regulation 30 (LODR)-Newspaper PublicationJul 25, 2025
Jul 25, 2025Announcement under Regulation 30 (LODR)-Earnings Call TranscriptJul 25, 2025
Jul 25, 2025Announcement under Regulation 30 (LODR)-Newspaper PublicationJul 19, 2025
Jul 19, 2025Audio Recordings Of The Press Conference And The Earnings Call On The Unaudited Financial Results For The Quarter (Q1) Ended June 30 2025Jul 18, 2025
Jul 18, 2025Announcement under Regulation 30 (LODR)-Investor PresentationJul 18, 2025
Jul 18, 2025Board Meeting Outcome for The Unaudited Financial Results Of The Bank For The Quarter (Q1) Ended June 30 2025Jul 18, 2025
Jul 18, 2025Announcement under Regulation 30 (LODR)-Analyst / Investor Meet - IntimationJul 14, 2025
Jul 14, 2025Mutual Fund Holdings
SBI Balanced Advantage Fund Direct - Growth 
Tata Large & Mid Cap Fund Direct Plan-Growth 
HDFC Multi Cap Fund Direct - Growth 
Aditya Birla Sun Life Large Cap Direct Fund-Growth 
ICICI Prudential Equity & Debt Fund Direct-Growth 
Invesco India Arbitrage Fund Direct-Growth 
Kotak Arbitrage Fund Direct-Growth 
Sundaram Services Fund Direct - Growth 
Bandhan Multi Cap Fund Direct-Growth 
HSBC Arbitrage Fund Direct-Growth 
Edelweiss Multi Asset Allocation Fund Direct - Growth 
Axis Arbitrage Fund Direct-Growth Technical Indicators
RSI(14)
Neutral 41.51
ATR(14)
Less Volatile 4.32
STOCH(9,6)
Neutral 22.19
STOCH RSI(14)
Neutral 23.80
MACD(12,26)
Bearish -1.01
ADX(14)
Weak Trend 23.54
UO(9)
Bearish 42.68
ROC(12)
Downtrend And Accelerating -11.97
WillR(14)
Oversold -80.21
About Bandhan Bank
Bandhan Bank Limited is an Indian commercial bank that transformed from a microfinance entity to a universal bank. It focuses on serving underbanked and underpenetrated markets in India. The bank offers a range of services including loans, deposits, debit cards, internet banking, mobile banking, and distribution of third-party financial products. Bandhan Bank operates through various segments: Treasury, Retail Banking, Corporate/Wholesale Banking, and Other Banking Business. The bank has a network of branches, banking units, and ATMs across India, with a significant presence in rural and semi-urban areas. It provides various loan products such as Subriddhi, Suraksha, Sushiksha, Sahayata Suyog, Bazaar, and Micro Home loans. Bandhan Bank has been expanding its services, including housing loans and gold loans, and has implemented digital initiatives like online account opening.
Listing Date
27 Mar, 2018(7 Years,
-11 days)
Website
Chairperson NameAnup Kumar Sinha
we are part of Raise Financial Services
built with love
for indians who love to invest & trade
Market Community
Follow us on
