| Annual Financials | 2016 | 2017 | 2018 | 2019 | 2020 | 2021 | 2022 | 2023 | 2024 | 2025 | TTM |
Revenue  | 1,731 | 4,320 | 5,509 | 7,706 | 12,435 | 14,547 | 16,694 | 18,373 | 21,041 | 24,915 | 25,020 |
| Expenses | 634 | 1,044 | 1,597 | 2,467 | 3,739 | 6,534 | 11,298 | 8,693 | 9,310 | 10,555 | 11,681 |
| EBITDA | 449 | 1,771 | 2,142 | 3,091 | 4,134 | 3,052 | 239 | 3,036 | 3,181 | 3,903 | 2,727 |
| Operating Profit % | 60 % | 73 % | 67 % | 63 % | 66 % | 48 % | 19 % | 45 % | 51 % | 52 % | 47 % |
| Depreciation | 36 | 67 | 86 | 78 | 80 | 103 | 110 | 143 | 238 | 279 | 0 |
| Interest | 649 | 1,505 | 1,770 | 2,148 | 4,562 | 4,961 | 5,157 | 6,645 | 8,551 | 10,458 | 10,612 |
| Profit Before Tax | 414 | 1,705 | 2,056 | 3,013 | 4,053 | 2,949 | 129 | 2,893 | 2,943 | 3,623 | 2,727 |
| Tax | 138 | 593 | 710 | 1,062 | 1,030 | 743 | 3 | 698 | 713 | 878 | 673 |
| Net Profit | 275 | 1,112 | 1,346 | 1,952 | 3,024 | 2,206 | 126 | 2,195 | 2,230 | 2,745 | 2,054 |
| EPS in ₹ | 3.40 | 10.15 | 12.26 | 16.03 | 18.78 | 13.70 | 0.78 | 13.62 | 13.84 | 17.04 | 12.80 |
Bandhan Bank
Bandhan Bank
160.74
-3.73
(-2.27%)
Key Fundamentals
Market Cap
26,495.60 Cr
EPS
17.04
PE Ratio
12.60
Dividend Yield
0.93 %
Industry
Banks 52 Week High
211.80
52 Week Low
128.16
PB Ratio
1.06
Debt to Equity
0.00
Sector
Private Bank Analyst Rating and Forecast
- By Refinitiv from25 analysts
Actual
Company News
View All News
Bandhan Bank reported steady growth in its quarterly results with loans and advances reaching ₹1.40 lakh crore, up 7.2% year-on-year and 4.8% quarter-on-quarter. Total deposits increased 10.9% year-on-year to ₹1.58 lakh crore. Retail term deposits surged 39% year-on-year to ₹68,539 crore, while CASA deposits declined 6.5% year-on-year to ₹44,214 crore. The retail-to-total deposit ratio improved to 71.4% from 68.2% in the previous quarter. The bank's collection efficiency improved marginally to 98.0% from 97.9% in the previous quarter. The Liquidity Coverage Ratio stood at approximately 152.68%. Bandhan Bank shares closed at ₹165.90, gaining 1.50% on the trading day.
Bandhan Bank's Board of Directors approved the appointment of Avijit Mukerji as Additional Non-Executive Non-Independent Director, effective September 25, 2025. Mukerji is a nominee of Bandhan Financial Holdings Limited, the bank's promoter, and his appointment requires shareholder approval within three months. The board also recommended the re-appointment of Ratan Kumar Kesh as Whole-time Director and Chief Operating Officer for a further period of 3 years, effective March 31, 2026, subject to RBI and shareholder approvals. Mukerji is a Chartered Accountant with over three decades of audit experience and is founder of TatvaSutra Solutions LLP. Kesh has 27 years of banking experience and served as Interim MD&CEO of Bandhan Bank from July to October 2024. Both directors are not related to other board members and face no regulatory disqualifications.
Bandhan Bank Limited sold 15,39,34,975 equity shares of YES Bank Limited to SUMITOMO MITSUI BANKING CORPORATION at Rs. 21.50 per share on September 17, 2025. The transaction reduced Bandhan Bank's shareholding in YES Bank from 0.70% to 0.21%. The sale represents a continuation of Bandhan Bank's divestment in YES Bank, following a previous disclosure dated May 09, 2025.
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Peer Comparison Compare Peers on Screener
Competitors | LTP | Market Cap (₹ Cr.) | P/E Ratio | Revenue (₹ Cr.) | YoY Revenue Growth % | Net Profit (₹ Cr.) | YoY Profit Growth % | RSI |
|---|---|---|---|---|---|---|---|---|
978.70 | #1 15,09,154.20 | 21.30 | #1 4,70,915.90 | 15.42 | #1 73,440 | -0.57 | 58.60 | |
1,370.30 | 9,82,829.60 | 18.51 | 2,94,586.90 | #1 24.81 | 54,419 | 16.00 | 40.71 | |
2,117.80 | 4,22,953.70 | 21.99 | 1,07,095.00 | 13.60 | 21,946 | -39.96 | 64.88 | |
1,180.60 | 3,68,226.00 | 13.14 | 1,55,916.90 | 12.99 | 28,112 | -2.90 | 62.62 | |
91.25 | 99,233.90 | 12.40 | 34,058.70 | 12.14 | 7,656 | 16.37 | 47.48 | |
22.04 | 69,706.10 | 25.33 | 37,075.60 | 12.48 | 2,447 | #1 56.72 | 69.37 | |
740.95 | 58,352.80 | 57.24 | 56,358.10 | 2.20 | 2,575 | -72.17 | 47.18 | |
71.99 | 52,831.20 | 40.63 | 43,478.30 | 19.92 | 1,490 | -29.43 | 57.78 | |
202.61 | 49,001.00 | #1 12.29 | 32,030.20 | 19.60 | 4,202 | -9.24 | 64.93 | |
160.74 | #10 26,495.60 | #3 12.60 | #10 24,914.80 | #4 18.41 | #7 2,745 | #9 -65.02 | 44.39 |
Automatic Screeners on ScanX
Growth Rate
Revenue Growth
18.41 %
Net Income Growth
23.13 %
Cash Flow Change
-81.41 %
ROE
8.14 %
ROCE
13.78 %
EBITDA Margin (Avg.)
3.39 %
Yearly Financial Results
Balance Sheet
| Balance Sheet | 2016 | 2017 | 2018 | 2019 | 2020 | 2021 | 2022 | 2023 | 2024 | 2025 |
| Total Assets | 19,757 | 30,236 | 44,310 | 56,442 | 91,718 | 1,15,016 | 1,38,995 | 1,56,037 | 1,77,842 | 1,91,476 |
| Fixed Assets | 237 | 252 | 238 | 222 | 347 | 432 | 415 | 509 | 959 | 855 |
| Current Assets | 3,265 | 7,537 | 5,828 | 6,203 | 9,157 | 7,533 | 14,135 | 16,947 | 25,248 | 16,588 |
| Capital Work in Progress | 1 | 0 | 0 | 109 | 22 | 55 | 173 | 346 | 214 | 325 |
| Investments | 3,758 | 5,517 | 8,372 | 10,038 | 15,352 | 25,155 | 29,079 | 32,366 | 29,288 | 40,712 |
| Other Assets | 15,761 | 24,468 | 35,700 | 46,073 | 75,997 | 89,374 | 1,09,328 | 1,22,817 | 1,47,381 | 1,49,583 |
| Total Liabilities | 19,757 | 30,236 | 44,310 | 56,442 | 91,718 | 1,15,016 | 1,38,995 | 1,56,037 | 1,77,842 | 1,91,476 |
| Current Liabilities | 1,266 | 1,476 | 750 | 1,429 | 2,971 | 2,675 | 5,277 | 3,409 | 4,509 | 4,503 |
| Non Current Liabilities | 18,491 | 28,760 | 43,560 | 55,012 | 88,747 | 1,12,341 | 1,33,718 | 1,52,628 | 1,73,333 | 1,86,973 |
| Total Equity | 3,335 | 4,447 | 9,382 | 11,202 | 15,196 | 17,408 | 17,381 | 19,584 | 21,610 | 24,605 |
| Reserve & Surplus | 2,239 | 3,351 | 8,189 | 10,009 | 13,585 | 15,798 | 15,770 | 17,961 | 19,955 | 22,748 |
| Share Capital | 1,095 | 1,095 | 1,193 | 1,193 | 1,610 | 1,611 | 1,611 | 1,611 | 1,611 | 1,611 |
Cash Flow
| Cash Flow | 2015 | 2016 | 2017 | 2018 | 2019 | 2020 | 2021 | 2022 | 2023 | 2024 | 2025 |
| Net Cash Flow | 400 | 2,773 | 4,192 | -1,989 | 427 | 2,550 | -2,125 | 3,093 | -1,071 | 7,921 | -6,601 |
| Investing Activities | -102 | -454 | -2,671 | -2,237 | -2,373 | -4,187 | -1,804 | -612 | -1,618 | 1,691 | -3,879 |
| Operating Activities | 1 | 6,950 | 8,885 | -2,599 | 2,695 | 6,583 | -909 | 902 | -4,245 | 14,808 | 2,752 |
| Financing Activities | 501 | -3,723 | -2,023 | 2,846 | 105 | 154 | 589 | 2,803 | 4,791 | -8,579 | -5,475 |
Share Holding
| % Holding | Mar 2021 | Jun 2021 | Sept 2021 | Dec 2021 | Mar 2022 | Jun 2022 | Sept 2022 | Dec 2022 | Mar 2023 | Jun 2023 | Sept 2023 | Dec 2023 | Mar 2024 | Jun 2024 | Sept 2024 | Dec 2024 | Mar 2025 | Jun 2025 |
| Promoter | 39.99 % | 39.99 % | 39.99 % | 39.99 % | 39.99 % | 39.99 % | 39.99 % | 39.99 % | 39.99 % | 39.99 % | 39.98 % | 39.98 % | 39.98 % | 39.98 % | 39.98 % | 39.98 % | 39.98 % | 40.92 % |
| FIIs | 0.00 % | 0.00 % | 0.00 % | 0.00 % | 0.00 % | 0.00 % | 4.05 % | 4.05 % | 4.05 % | 4.05 % | 4.05 % | 4.05 % | 31.19 % | 28.25 % | 26.73 % | 23.22 % | 22.73 % | 24.34 % |
| DIIs | 1.78 % | 1.86 % | 2.45 % | 1.89 % | 4.20 % | 6.73 % | 11.83 % | 12.46 % | 13.23 % | 11.65 % | 17.39 % | 14.71 % | 12.43 % | 15.06 % | 16.34 % | 15.41 % | 16.36 % | 16.52 % |
| Government | 0.00 % | 0.00 % | 0.00 % | 0.00 % | 0.00 % | 0.00 % | 0.07 % | 0.07 % | 0.07 % | 0.07 % | 0.07 % | 0.07 % | 0.07 % | 0.07 % | 0.07 % | 0.07 % | 0.07 % | 0.07 % |
| Public / Retail | 6.60 % | 6.42 % | 7.78 % | 7.38 % | 6.16 % | 5.76 % | 6.18 % | 7.49 % | 7.63 % | 6.97 % | 7.73 % | 8.12 % | 13.88 % | 14.10 % | 14.06 % | 17.97 % | 17.46 % | 15.01 % |
| Others | 51.63 % | 51.73 % | 49.77 % | 50.74 % | 49.65 % | 47.52 % | 37.88 % | 35.95 % | 35.03 % | 37.28 % | 30.78 % | 33.07 % | 2.45 % | 2.53 % | 2.82 % | 3.35 % | 3.39 % | 3.13 % |
| No of Share Holders | 4,71,877 | 4,78,903 | 5,47,352 | 5,43,012 | 4,58,163 | 4,31,920 | 4,66,387 | 5,27,503 | 5,28,876 | 4,87,855 | 5,32,157 | 5,50,138 | 7,24,153 | 7,58,715 | 7,49,315 | 8,61,228 | 8,59,472 | 7,88,123 |
Dividend History
| Annual Cash Flows | 2016 | 2017 | 2018 | 2019 | 2020 | 2021 | 2022 | 2023 | 2024 | 2025 |
|---|---|---|---|---|---|---|---|---|---|---|
| Dividend Per Share (₹) | 0.00 | 0.00 | 1 | 3 | 0.00 | 1 | 0.00 | 1.5 | 1.5 | 1.5 |
| Dividend Yield (%) | 0.00 | 0.00 | 0.19 | 1.47 | 0.00 | 0.33 | 0.00 | 0.83 | 1.03 | 0.91 |
Corporate Action
| Record Date | Corporate Action | Information | Announcement Day | LTP at Annoucement | LTP at Record Day |
|---|---|---|---|---|---|
| 30 Jul 2021 |  Dividend | ₹ 1.00 /share | 29 Jul 2021 | 297.35 | 292.55 |
| 11 Aug 2023 | Dividend | ₹ 1.50 /share | 11 Aug 2023 | 244.00 | 228.95 |
| 13 Aug 2024 | Dividend | ₹ 1.50 /share | 13 Aug 2024 | 179.65 | 197.10 |
| 20 Aug 2024 |  Annual General Meeting | NA | 20 Aug 2024 | 185.80 | 192.00 |
| 25 Oct 2024 |  Quarterly Result Announcement | NA | 25 Oct 2024 | 191.80 | 180.65 |
| 31 Jan 2025 | Quarterly Result Announcement | NA | 31 Jan 2025 | 150.30 | 148.20 |
| 30 Apr 2025 | Quarterly Result Announcement | NA | 30 Apr 2025 | 158.85 | 167.85 |
| 18 Jul 2025 | Quarterly Result Announcement | NA | 18 Jul 2025 | 174.90 | 185.10 |
| 14 Aug 2025 | Dividend | ₹ 1.50 /share | 14 Aug 2025 | 167.85 | 165.55 |
| 21 Aug 2025 | Annual General Meeting | NA | 21 Aug 2025 | 185.00 | 174.30 |
Announcements
Unaudited Financial Figures For The Quarter Ended September 30 2025
4 days ago
4 days agoDisclosure Under Regulation 30 Of The SEBI (Listing Obligations And Disclosure Requirements) Regulations 20155 days ago
5 days agoAnnouncement under Regulation 30 (LODR)-Credit Rating8 days ago
8 days agoClosure of Trading WindowSep 25, 2025
Sep 25, 2025Announcement under Regulation 30 (LODR)-Change in DirectorateSep 25, 2025
Sep 25, 2025Grant Of Equity Stock OptionsSep 20, 2025
Sep 20, 2025Disclosure Under Regulation 30 Of The SEBI (Listing Obligations And Disclosure Requirements) Regulations 2015 - ESG RatingSep 20, 2025
Sep 20, 2025Update On Analysts / Institutional Investors Meet Held On September 18 2025Sep 18, 2025
Sep 18, 2025Update On Sale Of Holding In YES Bank LimitedSep 17, 2025
Sep 17, 2025Announcement under Regulation 30 (LODR)-Analyst / Investor Meet - IntimationSep 15, 2025
Sep 15, 2025Update On Analysts / Institutional Investors Meet Held On September 11 2025Sep 11, 2025
Sep 11, 2025Update On Analysts / Institutional Investors Meet Held On September 10 2025Sep 10, 2025
Sep 10, 2025Announcement under Regulation 30 (LODR)-Change in ManagementSep 06, 2025
Sep 06, 2025Disclosure Under Regulation 30 Of The SEBI (Listing Obligations And Disclosure Requirements) Regulations 2015 - ESG RatingSep 06, 2025
Sep 06, 2025Schedule Of Analysts / Institutional Investors Meets To Be Held On September 10 2025 And September 11 2025.Sep 06, 2025
Sep 06, 2025Update On Analysts / Institutional Investors Meets Held On September 02 2025Sep 02, 2025
Sep 02, 2025Disclosure Under Regulation 30 Of The SEBI (Listing Obligations And Disclosure Requirements) Regulations 2015Aug 29, 2025
Aug 29, 2025Announcement under Regulation 30 (LODR)-Analyst / Investor Meet - IntimationAug 28, 2025
Aug 28, 2025Announcement under Regulation 30 (LODR)-Change in DirectorateAug 27, 2025
Aug 27, 2025Shareholder Meeting / Postal Ballot-Outcome of AGMAug 21, 2025
Aug 21, 2025Update On Analysts / Institutional Investors Meet Held On August 13 2025Aug 13, 2025
Aug 13, 2025Announcement under Regulation 30 (LODR)-Analyst / Investor Meet - IntimationAug 08, 2025
Aug 08, 2025Announcement under Regulation 30 (LODR)-Newspaper PublicationJul 31, 2025
Jul 31, 2025Business Responsibility and Sustainability Reporting (BRSR)Jul 30, 2025
Jul 30, 2025Announcement under Regulation 30 (LODR)-Newspaper PublicationJul 30, 2025
Jul 30, 2025Reg. 34 (1) Annual Report.Jul 30, 2025
Jul 30, 2025Announcement under Regulation 30 (LODR)-Newspaper PublicationJul 25, 2025
Jul 25, 2025Announcement under Regulation 30 (LODR)-Earnings Call TranscriptJul 25, 2025
Jul 25, 2025Announcement under Regulation 30 (LODR)-Newspaper PublicationJul 19, 2025
Jul 19, 2025Audio Recordings Of The Press Conference And The Earnings Call On The Unaudited Financial Results For The Quarter (Q1) Ended June 30 2025Jul 18, 2025
Jul 18, 2025Announcement under Regulation 30 (LODR)-Investor PresentationJul 18, 2025
Jul 18, 2025Board Meeting Outcome for The Unaudited Financial Results Of The Bank For The Quarter (Q1) Ended June 30 2025Jul 18, 2025
Jul 18, 2025Announcement under Regulation 30 (LODR)-Analyst / Investor Meet - IntimationJul 14, 2025
Jul 14, 2025Announcement under Regulation 30 (LODR)-Change in ManagementJul 14, 2025
Jul 14, 2025Announcement under Regulation 30 (LODR)-Change in DirectorateJul 12, 2025
Jul 12, 2025Board Meeting Intimation for Consideration And Approval Of Unaudited Financial Results For The Quarter Ended June 30 2025.Jul 09, 2025
Jul 09, 2025Unaudited Financial Figures For The Quarter Ended June 30 2025Jul 03, 2025
Jul 03, 2025Compliances-Certificate under Reg. 74 (5) of SEBI (DP) Regulations 2018Jul 02, 2025
Jul 02, 2025Announcement under Regulation 30 (LODR)-Change in DirectorateJun 30, 2025
Jun 30, 2025The Record Date For The Purpose Of Dividend Has Been Fixed As Thursday August 14 2025.Jun 27, 2025
Jun 27, 2025Announcement under Regulation 30 (LODR)-Change in DirectorateJun 27, 2025
Jun 27, 2025Board Meeting Outcome for Outcome Of Board Meeting Held On June 27 2025 - The SEBI (Listing Obligations And Disclosure Requirements) Regulations 2015 (SEBI LODR)Jun 27, 2025
Jun 27, 2025Update On Analysts / Institutional Investors Meet Held On June 25 2025Jun 25, 2025
Jun 25, 2025Closure of Trading WindowJun 25, 2025
Jun 25, 2025Announcement under Regulation 30 (LODR)-Analyst / Investor Meet - IntimationJun 21, 2025
Jun 21, 2025Announcement under Regulation 30 (LODR)-Change in DirectorateJun 20, 2025
Jun 20, 2025Announcement under Regulation 30 (LODR)-Change in DirectorateJun 14, 2025
Jun 14, 2025Response / Clarification To Volume Movement Letter Received From BSEJun 10, 2025
Jun 10, 2025Clarification sought from Bandhan Bank LtdJun 10, 2025
Jun 10, 2025Update On Analysts / Institutional Investors Meet Held On June 03 2025Jun 03, 2025
Jun 03, 2025Mutual Fund Holdings
SBI Contra Direct Plan-Growth 
HDFC Large and Mid Cap Fund Direct- Growth 
Tata Large & Mid Cap Fund Direct Plan-Growth 
Bandhan Value Fund Direct-Growth 
Aditya Birla Sun Life Arbitrage Fund Direct-Growth 
Kotak Arbitrage Fund Direct-Growth 
ICICI Prudential Banking and Financial Services Direct Plan-Growth 
DSP Dynamic Asset Allocation Fund Direct-Growth 
Sundaram Services Fund Direct - Growth 
Templeton India Value Fund Direct Plan-Growth 
HSBC Arbitrage Fund Direct-Growth Technical Indicators
RSI(14)
Neutral 50.83
ATR(14)
Less Volatile 3.91
STOCH(9,6)
Neutral 69.30
STOCH RSI(14)
Overbought 92.22
MACD(12,26)
Bullish 0.66
ADX(14)
Weak Trend 13.79
UO(9)
Bearish 53.72
ROC(12)
Downtrend And Accelerating -1.46
WillR(14)
Neutral -30.73
About Bandhan Bank
Bandhan Bank Limited is an Indian commercial bank that transformed from a microfinance entity to a universal bank. It focuses on serving underbanked and underpenetrated markets in India. The bank offers a range of services including loans, deposits, debit cards, internet banking, mobile banking, and distribution of third-party financial products. Bandhan Bank operates through various segments: Treasury, Retail Banking, Corporate/Wholesale Banking, and Other Banking Business. The bank has a network of branches, banking units, and ATMs across India, with a significant presence in rural and semi-urban areas. It provides various loan products such as Subriddhi, Suraksha, Sushiksha, Sahayata Suyog, Bazaar, and Micro Home loans. Bandhan Bank has been expanding its services, including housing loans and gold loans, and has implemented digital initiatives like online account opening.
Listing Date
27 Mar, 2018(7 Years,
-18 days)
Website
Chairperson NameAnup Kumar Sinha
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