| Annual Financials | 2016 | 2017 | 2018 | 2019 | 2020 | 2021 | 2022 | 2023 | 2024 | TTM |
Revenue  | 1,731 | 4,320 | 5,509 | 7,706 | 12,435 | 14,547 | 16,694 | 18,373 | 21,034 | 24,882 |
| Expenses | 634 | 1,044 | 1,597 | 2,467 | 3,739 | 6,534 | 11,298 | 8,693 | 9,310 | 10,834 |
| EBITDA | 449 | 1,771 | 2,142 | 3,091 | 4,134 | 3,052 | 239 | 3,036 | 3,181 | 3,623 |
| Operating Profit % | 60 % | 73 % | 67 % | 63 % | 66 % | 48 % | 19 % | 45 % | 51 % | 51 % |
| Depreciation | 36 | 67 | 86 | 78 | 80 | 103 | 110 | 143 | 238 | 0 |
| Interest | 649 | 1,505 | 1,770 | 2,148 | 4,562 | 4,961 | 5,157 | 6,645 | 8,544 | 10,425 |
| Profit Before Tax | 414 | 1,705 | 2,056 | 3,013 | 4,053 | 2,949 | 129 | 2,893 | 2,943 | 3,623 |
| Tax | 138 | 593 | 710 | 1,062 | 1,030 | 743 | 3 | 698 | 713 | 878 |
| Net Profit | 275 | 1,112 | 1,346 | 1,952 | 3,024 | 2,206 | 126 | 2,195 | 2,230 | 2,745 |
| EPS in ₹ | 3.40 | 10.15 | 12.26 | 16.03 | 18.78 | 13.70 | 0.78 | 13.62 | 13.84 | 17.00 |
Bandhan Bank
170.93
0.00
(0.00%)
Market Cap
27,536.30 Cr
EPS
13.84
PE Ratio
10.03
Dividend Yield
0.88 %
Industry
Banks52 Week High
222.31
52 Week Low
128.16
PB Ratio
1.13
Debt to Equity
0.00
Sector
Private Bank
Investment Returns
In Long Term
In Short Term
1 Year
0.00%
2 Years
0.00%
3 Years
0.00%
4 Years
0.00%
5 Years
0.00%
Analyst Rating
- By Refinitiv from25 analysts
Company News
View All News
Bandhan Bank: Suraksha Home Loan Offers Up to 90% Property Cost Coverage3 days ago
Bandhan Bank's Suraksha home loan provides financing for up to 90% of property cost with interest rates ranging from 8.66% to 12.83% per annum. The loan is available to both salaried and self-employed individuals aged 21-75 years. Flexible repayment terms are offered, and the application process involves document submission and verification.
Peer Comparison Compare Peers on Screener
Competitors | LTP | Market Cap (₹ Cr.) | P/E Ratio | Revenue (₹ Cr.) | YoY Revenue Growth % | Net Profit (₹ Cr.) | YoY Profit Growth % | RSI |
|---|---|---|---|---|---|---|---|---|
1,931.90 | #1 14,74,907.60 | 20.87 | #1 4,07,994.80 | #1 99.35 | #1 65,447 | 7.06 | 54.46 | |
1,459.90 | 10,29,151.20 | 20.36 | 2,36,037.70 | 26.78 | 45,007 | 17.65 | 60.69 | |
2,081.60 | 4,13,868.50 | 21.53 | 94,273.90 | 38.35 | 17,977 | -7.58 | 45.34 | |
1,201.40 | 3,72,131.00 | 13.28 | 1,37,989.40 | 30.43 | 26,424 | -1.59 | 56.95 | |
93.55 | 1,01,233.90 | 13.24 | 30,370.40 | 20.68 | 5,814 | 25.26 | 68.09 | |
21.34 | 66,814.80 | 27.32 | 32,960.90 | 23.98 | 1,285 | 59.32 | 70.25 | |
821.10 | 64,205.80 | 24.93 | 55,144.00 | 23.81 | 8,977 | -199.14 | 58.13 | |
67.90 | 49,714.40 | 33.43 | 36,256.80 | 33.32 | 2,942 | -59.61 | 57.29 | |
201.09 | 49,400.60 | 11.88 | 26,782.00 | 32.27 | 3,928 | 12.48 | 56.07 | |
170.93 | #10 27,536.30 | #1 10.03 | #10 21,034.20 | #10 14.48 | #9 2,230 | #1 482.23 | 60.67 |
Forecast
Actual
Growth Rate
Revenue Growth
14.48 %
Net Income Growth
1.59 %
Cash Flow Change
448.87 %
ROE
-7.94 %
ROCE
5.73 %
EBITDA Margin (Avg.)
5.79 %
Yearly Financial Results
Balance Sheet
| Balance Sheet | 2016 | 2017 | 2018 | 2019 | 2020 | 2021 | 2022 | 2023 | 2024 |
| Total Assets | 19,757 | 30,236 | 44,310 | 56,442 | 91,718 | 1,15,016 | 1,38,995 | 1,56,037 | 1,77,842 |
| Fixed Assets | 237 | 252 | 238 | 222 | 347 | 432 | 415 | 509 | 959 |
| Current Assets | 3,265 | 7,537 | 5,828 | 6,203 | 9,157 | 7,533 | 14,135 | 16,947 | 25,248 |
| Capital Work in Progress | 1 | 0 | 0 | 109 | 22 | 55 | 173 | 346 | 214 |
| Investments | 3,758 | 5,517 | 8,372 | 10,038 | 15,352 | 25,155 | 29,079 | 32,366 | 29,288 |
| Other Assets | 15,761 | 24,468 | 35,700 | 46,073 | 75,997 | 89,374 | 1,09,328 | 1,22,817 | 1,47,381 |
| Total Liabilities | 19,757 | 30,236 | 44,310 | 56,442 | 91,718 | 1,15,016 | 1,38,995 | 1,56,037 | 1,77,842 |
| Current Liabilities | 1,266 | 1,476 | 750 | 1,429 | 2,971 | 2,675 | 5,277 | 3,409 | 4,509 |
| Non Current Liabilities | 18,491 | 28,760 | 43,560 | 55,012 | 88,747 | 1,12,341 | 1,33,718 | 1,52,628 | 1,73,333 |
| Total Equity | 3,335 | 4,447 | 9,382 | 11,202 | 15,196 | 17,408 | 17,381 | 19,584 | 21,610 |
| Reserve & Surplus | 2,239 | 3,351 | 8,189 | 10,009 | 13,585 | 15,798 | 15,770 | 17,961 | 19,955 |
| Share Capital | 1,095 | 1,095 | 1,193 | 1,193 | 1,610 | 1,611 | 1,611 | 1,611 | 1,611 |
Cash Flow
| Cash Flow | 2015 | 2016 | 2017 | 2018 | 2019 | 2020 | 2021 | 2022 | 2023 | 2024 |
| Net Cash Flow | 400 | 2,773 | 4,192 | -1,989 | 427 | 2,550 | -2,125 | 3,093 | -1,071 | 7,921 |
| Investing Activities | -102 | -454 | -2,671 | -2,237 | -2,373 | -4,187 | -1,804 | -612 | -1,618 | 1,691 |
| Operating Activities | 1 | 6,950 | 8,885 | -2,599 | 2,695 | 6,583 | -909 | 902 | -4,245 | 14,808 |
| Financing Activities | 501 | -3,723 | -2,023 | 2,846 | 105 | 154 | 589 | 2,803 | 4,791 | -8,579 |
Share Holding
| % Holding | Mar 2021 | Jun 2021 | Sept 2021 | Dec 2021 | Mar 2022 | Jun 2022 | Sept 2022 | Dec 2022 | Mar 2023 | Jun 2023 | Sept 2023 | Dec 2023 | Mar 2024 | Jun 2024 | Sept 2024 | Dec 2024 | Mar 2025 |
| Promoter | 39.99 % | 39.99 % | 39.99 % | 39.99 % | 39.99 % | 39.99 % | 39.99 % | 39.99 % | 39.99 % | 39.99 % | 39.98 % | 39.98 % | 39.98 % | 39.98 % | 39.98 % | 39.98 % | 39.98 % |
| FIIs | 0.00 % | 0.00 % | 0.00 % | 0.00 % | 0.00 % | 0.00 % | 4.05 % | 4.05 % | 4.05 % | 4.05 % | 4.05 % | 4.05 % | 31.19 % | 28.25 % | 26.73 % | 23.22 % | 22.73 % |
| DIIs | 1.78 % | 1.86 % | 2.45 % | 1.89 % | 4.20 % | 6.73 % | 11.83 % | 12.46 % | 13.23 % | 11.65 % | 17.39 % | 14.71 % | 12.43 % | 15.06 % | 16.34 % | 15.41 % | 16.36 % |
| Government | 0.00 % | 0.00 % | 0.00 % | 0.00 % | 0.00 % | 0.00 % | 0.07 % | 0.07 % | 0.07 % | 0.07 % | 0.07 % | 0.07 % | 0.07 % | 0.07 % | 0.07 % | 0.07 % | 0.07 % |
| Public / Retail | 6.60 % | 6.42 % | 7.78 % | 7.38 % | 6.16 % | 5.76 % | 6.18 % | 7.49 % | 7.63 % | 6.97 % | 7.73 % | 8.12 % | 13.88 % | 14.10 % | 14.06 % | 17.97 % | 17.46 % |
| Others | 51.63 % | 51.73 % | 49.77 % | 50.74 % | 49.65 % | 47.52 % | 37.88 % | 35.95 % | 35.03 % | 37.28 % | 30.78 % | 33.07 % | 2.45 % | 2.53 % | 2.82 % | 3.35 % | 3.39 % |
| No of Share Holders | 4,71,877 | 4,78,903 | 5,47,352 | 5,43,012 | 4,58,163 | 4,31,920 | 4,66,387 | 5,27,503 | 5,28,876 | 4,87,855 | 5,32,157 | 5,50,138 | 7,24,153 | 7,58,715 | 7,49,315 | 8,61,228 | 8,59,472 |
Dividend History
Dividends per share (FY)
Dividend yield (FY) %
Dividends per share (FY)
Dividend yield (FY) %
| Annual Cash Flows | 2016 | 2017 | 2018 | 2019 | 2020 | 2021 | 2022 | 2023 | 2024 | 2025 |
|---|---|---|---|---|---|---|---|---|---|---|
| Dividend Per Share (₹) | 0.00 | 0.00 | 1 | 3 | 0.00 | 1 | 0.00 | 1.5 | 1.5 | 0.00 |
| Dividend Yield (%) | 0.00 | 0.00 | 0.19 | 1.47 | 0.00 | 0.33 | 0.00 | 0.83 | 1.03 | 0.00 |
Corporate Action
| Record Date | Corporate Action | Information | Announcement Day | LTP at Annoucement | LTP at Record Day |
|---|---|---|---|---|---|
| 30 Apr 2025 |  Quarterly Result Announcement | NA | 30 Apr 2025 | 158.79 | 167.85 |
| 31 Jan 2025 | Quarterly Result Announcement | NA | 31 Jan 2025 | 150.28 | 148.20 |
| 25 Oct 2024 | Quarterly Result Announcement | NA | 25 Oct 2024 | 191.96 | 180.66 |
| 20 Aug 2024 |  Annual General Meeting | NA | 20 Aug 2024 | 185.80 | 192.00 |
| 13 Aug 2024 |  Dividend | ₹ 1.50 /share | 13 Aug 2024 | 179.65 | 197.10 |
| 11 Aug 2023 | Dividend | ₹ 1.50 /share | 11 Aug 2023 | 244.00 | 228.95 |
| 30 Jul 2021 | Dividend | ₹ 1.00 /share | 29 Jul 2021 | 297.35 | 292.55 |
Announcements
Compliances-Reg.24(A)-Annual Secretarial Compliance
3 days ago
3 days agoAnnouncement under Regulation 30 (LODR)-Analyst / Investor Meet - Intimation3 days ago
3 days agoAnnouncement under Regulation 30 (LODR)-Change in Management10 days ago
10 days agoDisclosures under Reg. 29(2) of SEBI (SAST) Regulations 2011May 14, 2025
May 14, 2025Sale Of Holding In YES Bank LimitedMay 09, 2025
May 09, 2025Announcement under Regulation 30 (LODR)-Earnings Call TranscriptMay 07, 2025
May 07, 2025Announcement under Regulation 30 (LODR)-Newspaper PublicationMay 01, 2025
May 01, 2025Audio Recordings Of The Press Conference And The Earnings Call On The Audited Financial Results For The Quarter (Q4) And Financial Year Ended March 31 2025Apr 30, 2025
Apr 30, 2025Announcement under Regulation 30 (LODR)-Investor PresentationApr 30, 2025
Apr 30, 2025Board Meeting Outcome for Outcome Of Board Meeting Held On April 30 2025Apr 30, 2025
Apr 30, 2025Announcement under Regulation 30 (LODR)-Analyst / Investor Meet - IntimationApr 24, 2025
Apr 24, 2025Board Meeting Intimation for Consideration Of Audited Financial Results For The Quarter And Financial Year Ended March 31 2025 And Dividend If AnyApr 21, 2025
Apr 21, 2025Grant Of Equity Stock OptionsApr 07, 2025
Apr 07, 2025Unaudited Financial Figures For The Quarter/Year Ended March 31 2025Apr 03, 2025
Apr 03, 2025Compliances-Certificate under Reg. 74 (5) of SEBI (DP) Regulations 2018Apr 02, 2025
Apr 02, 2025Update On ECLGS Claim From NCGTCMar 29, 2025
Mar 29, 2025Announcement under Regulation 30 (LODR)-Newspaper PublicationMar 28, 2025
Mar 28, 2025Update On Analysts / Institutional Investors Meet Held On March 26 2025Mar 26, 2025
Mar 26, 2025Disclosure Under Regulation 30 Of The SEBI (Listing Obligations And Disclosure Requirements) Regulations 2015 (SEBI LODR)Mar 26, 2025
Mar 26, 2025Closure of Trading WindowMar 26, 2025
Mar 26, 2025Update On Analysts / Institutional Investors Meets Held On March 24 2025Mar 24, 2025
Mar 24, 2025Schedule Of Analysts / Institutional Investors Meets To Be Held On March 24 2025 And March 26 2025Mar 19, 2025
Mar 19, 2025Update On Analysts / Institutional Investors Meet Held On March 18 2025Mar 18, 2025
Mar 18, 2025Update On Analysts / Institutional Investors Meet Held On March 17 2025Mar 17, 2025
Mar 17, 2025Schedule Of Analysts / Institutional Investors Meets To Be Held On March 17 2025 And March 18 2025Mar 11, 2025
Mar 11, 2025Grant Of Equity Stock OptionsFeb 27, 2025
Feb 27, 2025Update On Analysts / Institutional Investors Meet Held On February 17 2025Feb 17, 2025
Feb 17, 2025Announcement under Regulation 30 (LODR)-Investor PresentationFeb 17, 2025
Feb 17, 2025Announcement under Regulation 30 (LODR)-Analyst / Investor Meet - IntimationFeb 12, 2025
Feb 12, 2025Announcement under Regulation 30 (LODR)-Earnings Call TranscriptFeb 04, 2025
Feb 04, 2025Announcement under Regulation 30 (LODR)-Newspaper PublicationFeb 01, 2025
Feb 01, 2025Audio Recordings Of The Press Conference And The Earnings Call On The Unaudited Financial Results For The Quarter (Q3) And Nine Months Ended December 31 2024Jan 31, 2025
Jan 31, 2025Integrated Filing (Financial)Jan 31, 2025
Jan 31, 2025Board Meeting Outcome for Outcome Of Board Meeting Held On January 31 2025 - The SEBI (Listing Obligations And Disclosure Requirements) Regulations 2015 (SEBI LODR)Jan 31, 2025
Jan 31, 2025Announcement under Regulation 30 (LODR)-Investor PresentationJan 31, 2025
Jan 31, 2025Unaudited Financial Results Of The Bank For The Quarter (Q3) And Nine Months Ended December 31 2024Jan 31, 2025
Jan 31, 2025Board Meeting Outcome for Disclosures Under Regulation 30 Of The SEBI (Listing Obligations And Disclosure Requirements) Regulations 2015 (SEBI LODR) - Outcome Of Board MeetingJan 29, 2025
Jan 29, 2025Announcement under Regulation 30 (LODR)-Change in ManagementJan 26, 2025
Jan 26, 2025Board Meeting Intimation for Considering Unaudited Financial Results For The Quarter And Nine Months Ended December 31 2024Jan 22, 2025
Jan 22, 2025Update On CGFMU Claim From NCGTCJan 22, 2025
Jan 22, 2025Announcement under Regulation 30 (LODR)-Allotment of ESOP / ESPSJan 09, 2025
Jan 09, 2025Compliances-Certificate under Reg. 74 (5) of SEBI (DP) Regulations 2018Jan 06, 2025
Jan 06, 2025Announcement under Regulation 30 (LODR)-Change in ManagementJan 06, 2025
Jan 06, 2025Announcement under Regulation 30 (LODR)-Change in DirectorateDec 31, 2024
Dec 31, 2024Closure of Trading WindowDec 27, 2024
Dec 27, 2024Shareholder Meeting / Postal Ballot-Outcome of Postal_BallotDec 27, 2024
Dec 27, 2024Grant Of Stock Options Under Bandhan Bank Employee Stock Option Plan Series 1Dec 18, 2024
Dec 18, 2024Announcement under Regulation 30 (LODR)-Change in DirectorateDec 14, 2024
Dec 14, 2024Update On Analysts / Institutional Investors Meet Held On December 05, 2024Dec 05, 2024
Dec 05, 2024Update On Analysts / Institutional Investors Meet Held On December 03, 2024Dec 03, 2024
Dec 03, 2024Technical Indicators
RSI(14)
Neutral 60.67
ATR(14)
Less Volatile 4.77
STOCH(9,6)
Neutral 48.99
STOCH RSI(14)
Neutral 73.91
MACD(12,26)
Bearish -0.03
ADX(14)
Weak Trend 24.56
UO(9)
Bearish 57.33
ROC(12)
Uptrend And Accelerating 5.27
WillR(14)
Overbought -19.74
Mutual Fund Holdings
| Funding House | No of Shares | Current Holding % | 1M Change % | 3M Change % | Month | |
|---|---|---|---|---|---|---|
 SBI Multi Asset Allocation Fund Direct-Growth | 7500000 | 1.56% | 0.89% | 0.87% | Apr 2025 | |
 JM Arbitrage Fund Direct-Growth | 84000 | 0.72% | -0.86% | -0.66% | Apr 2025 | |
 Navi Nifty Midcap 150 Index Fund Direct - Growth | 0 | 0.00% | -0.39% | -0.41% | Apr 2025 | |
 LIC MF Arbitrage Fund Direct - Growth | 170800 | 1.31% | 0.34% | 0.42% | Apr 2025 | |
 Baroda BNP Paribas Arbitrage Fund Direct - Growth | 1131200 | 1.82% | 0.31% | 0.21% | Apr 2025 | |
 DSP Dynamic Asset Allocation Fund Direct-Growth | 3892000 | 1.95% | 0.18% | 0.18% | Apr 2025 | |
 Franklin India Arbitrage Fund Direct-Growth | 25200 | 0.18% | 0.18% | 0.18% | Apr 2025 | |
 Nippon India Arbitrage Fund Direct-Growth | 4216800 | 0.49% | -0.18% | -0.09% | Apr 2025 | |
| DSP Nifty Private Bank Index Fund Direct-Growth | 12650 | 1.40% | 0.17% | 1.40% | Apr 2025 | |
 Tata Large & Mid Cap Fund Direct Plan-Growth | 8800000 | 1.76% | 0.16% | 0.09% | Apr 2025 | |
 Aditya Birla Sun Life Pure Value Direct Fund-Growth | 2349249 | 0.67% | 0.16% | 0.67% | Apr 2025 | |
| Tata Multicap Fund Direct - Growth | 3000000 | 1.69% | 0.16% | 0.10% | Apr 2025 | |
 Quant Small Cap Fund Direct Plan-Growth | 0 | 0.00% | -0.14% | 0.00% | Apr 2025 | |
 ICICI Prudential Midcap Direct Plan-Growth | 500000 | 0.14% | 0.14% | 0.14% | Apr 2025 | |
 360 ONE Balanced Hybrid Fund Direct - Growth | 229311 | 0.45% | 0.13% | 0.14% | Apr 2025 | |
| Tata Business Cycle Fund Direct - Growth | 2064400 | 1.21% | 0.11% | 0.07% | Apr 2025 | |
 Bandhan Multi Cap Fund Direct-Growth | 1850000 | 1.23% | 0.10% | 0.15% | Apr 2025 | |
| Navi Nifty 500 Multicap 50:25:25 Index Fund Direct-Growth | 0 | 0.00% | -0.10% | -0.10% | Apr 2025 | |
| Bandhan Sterling Value Fund Direct Plan-Growth | 6500000 | 1.10% | 0.09% | 0.08% | Apr 2025 | |
| Bandhan Flexi Cap Fund Direct-Growth | 5000000 | 1.15% | 0.09% | 0.15% | Apr 2025 | |
| Tata Flexi Cap Fund Direct - Growth | 2300000 | 1.22% | 0.09% | 0.14% | Apr 2025 | |
| Tata Banking and Financial Services Fund Direct-Growth | 3200000 | 1.93% | 0.09% | 0.08% | Apr 2025 | |
 Motilal Oswal Nifty MidSmall Financial Services Index Fund Direct-Growth | 28703 | 1.75% | 0.08% | 0.07% | Apr 2025 | |
| Motilal Oswal BSE Enhanced Value Index Fund Direct - Growth | 440314 | 0.90% | 0.08% | 0.37% | Apr 2025 | |
| Templeton India Value Fund Direct Plan-Growth | 1550000 | 1.17% | 0.08% | 0.06% | Apr 2025 |
About Bandhan Bank
Bandhan Bank Limited is an Indian commercial bank that transformed from a microfinance entity to a universal bank. It focuses on serving underbanked and underpenetrated markets in India. The bank offers a range of services including loans, deposits, debit cards, internet banking, mobile banking, and distribution of third-party financial products. Bandhan Bank operates through various segments: Treasury, Retail Banking, Corporate/Wholesale Banking, and Other Banking Business. The bank has a network of branches, banking units, and ATMs across India, with a significant presence in rural and semi-urban areas. It provides various loan products such as Subriddhi, Suraksha, Sushiksha, Sahayata Suyog, Bazaar, and Micro Home loans. Bandhan Bank has been expanding its services, including housing loans and gold loans, and has implemented digital initiatives like online account opening.
Listing Date
27 Mar, 2018(7 Years,
3 days)
Website
Chairperson NameAnup Kumar Sinha
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