Bandhan Bank
153.71
+0.78(+0.51%)
Market Cap₹24,762.20 Cr
PE Ratio20.18
IndustryBanks
Company Performance:
1D+0.51%
1M-6.54%
6M-3.67%
1Y-15.26%
5Y-54.80%
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More news about Bandhan Bank
17Sept 25
Bandhan Bank Offloads Significant Stake in YES Bank to Sumitomo Mitsui Banking Corporation
Bandhan Bank Limited has sold 15,39,34,975 equity shares of YES Bank to SUMITOMO MITSUI BANKING CORPORATION at Rs. 21.50 per share on September 17, 2025. This transaction reduced Bandhan Bank's shareholding in YES Bank from 0.70% to 0.21%. The sale appears to be part of Bandhan Bank's ongoing divestment strategy for its YES Bank holdings, following a similar disclosure made on May 09, 2025. The bank has complied with SEBI regulations by informing stock exchanges about the transaction.
03Sept 25
Bandhan Bank Targets 15-17% Loan Growth Amid Industry Slowdown, Shifts Focus to Secured Lending
Bandhan Bank aims for a 15-17% credit growth CAGR over the next three years, outpacing the industry's current 9.8% growth rate. The bank is transitioning towards secured lending, with its secured portfolio expanding by 27% year-on-year, driven by housing finance, retail, and commercial banking. Secured assets have increased from 42% to 52% of the loan book, with further growth expected. The microfinance segment has contracted by 15%, but a moderate 5% growth is projected for the current year. The bank acknowledges potential near-term impacts on net interest margins due to expected repo rate cuts and portfolio shifts, but anticipates support from deposit rate cuts and lower slippages.
25Jul 25
Bandhan Bank Q1 FY26: Profit Falls 65% YoY to ₹372 Crore Amid EEB Segment Challenges
Bandhan Bank reported a net profit of ₹372.00 crore for Q1 FY26, down 65% from ₹1,063.00 crore in Q1 FY25, but up 17% sequentially. The bank's performance was impacted by challenges in the Emerging Entrepreneurs Business (EEB) segment. Gross advances grew 6% YoY to ₹1.34 lakh crore, while total deposits increased 16% YoY to ₹1.55 lakh crore. The EEB portfolio declined 15% YoY, but the non-EEB portfolio grew 27% YoY. The bank's asset quality showed improvement with Gross NPA at 5.0% and Net NPA at 1.4%. Management expects challenges in the EEB segment to persist until Q2 FY26, with a gradual recovery anticipated in the second half of the fiscal year.
22Jul 25
Bandhan Bank Targets 15-16% Loan Growth, Shifts Focus to Secured Lending
Bandhan Bank has announced plans for sustainable growth, targeting 15-16% loan book growth in FY26 and FY27. The bank is shifting towards secured lending, with its secured loan portfolio increasing to 52%. Microfinance segment growth is expected to moderate to 8-10% in FY26. The bank maintains its full-year credit cost guidance at 2.5%, with quarterly fluctuations anticipated. Q1FY26 saw a 65% year-on-year decline in profit to ₹372.00 crore, while total income grew 2%. To counter pressure on net interest margins, the bank has implemented rate hikes. New regulatory guidelines have impacted industry growth, but improvements in delinquencies and slippages are noted.
21Jul 25
Bandhan Bank Q1 Profit Plunges 65% to ₹370 Crore, Beats Analyst Estimates
Bandhan Bank reported a 65% drop in Q1 net profit to ₹370.00 crore, surpassing analyst expectations of ₹340.00 crore. Revenue slightly decreased by 1.2% to ₹5,470.00 crore. Asset quality showed signs of stress with GNPA ratio rising to 4.96% and NNPA ratio increasing to 1.36%. Despite outperforming profit forecasts, the bank faces challenges in revenue generation and asset quality management.
19Jul 25
Bandhan Bank Reports 17% Sequential Growth in Q1 Profit, Secures 52% of Loan Book
Bandhan Bank's Q1 results show a 17% sequential increase in profit after tax to ₹372.00 crore. Deposits grew 16% year-on-year to ₹1.55 lakh crore, while gross advances increased 6% to ₹1.34 lakh crore. The bank's secured book share expanded from 43% to over 52% year-on-year. Net Interest Income remained flat at ₹2,757.00 crore, with a Net Interest Margin of 6.40%. The bank's asset quality showed some pressure with GNPA at 5.00% and NNPA at 1.40%, but maintained a healthy Provision Coverage Ratio of 73.70%. Capital Adequacy Ratio stood strong at 19.40%.
18Jul 25
Bandhan Bank Q1 Results: Net Profit Declines, Asset Quality Deteriorates
Bandhan Bank reported Q1 net profit of ₹370.00 crore, surpassing estimates despite a year-on-year decline. Revenue decreased to ₹5,470.00 crore. Asset quality deteriorated with GNPA ratio rising to 4.96% and NNPA ratio to 1.36%. Retail book (excluding housing) grew 78% YoY, while EEB book declined 15%. Total deposits increased 16% YoY to ₹1.55 lakh crore, with CASA ratio at 27.1%. Gross advances rose 6% YoY to ₹1.34 lakh crore, with secured book growing 29% YoY.
04Jul 25
Bandhan Bank: Q1 Deposits Rise 16% YoY, Loan Growth Slows
Bandhan Bank's Q1 financial results show a 16.1% YoY increase in total deposits to ₹1.55 lakh crore. Loan growth was 6.4% YoY but decreased 2.5% QoQ. The CASA ratio declined to 27.06%, while the liquidity coverage ratio remained strong at 178.28%.
03Jul 25
Bandhan Bank: Q1 Deposits Rise 16% YoY, Loan Growth Slows
Bandhan Bank's latest quarterly report shows a 16.1% year-over-year increase in total deposits to ₹1.55 lakh crore. Loans and advances grew 6.4% year-over-year but decreased 2.5% quarter-over-quarter. The bank's CASA ratio declined to 27.06%, while maintaining a strong liquidity coverage ratio of 178.28%.
03May 25
Bandhan Bank CEO Anticipates Strong Profit Growth, Focuses on Portfolio Diversification
Bandhan Bank's CEO, Partha Pratim Sengupta, projects significant quarterly profit growth from Q3 FY26, driven by reduced microfinance slippages. The bank aims to diversify its loan portfolio, increasing secured loans to 50.50% by FY25. Short-term challenges include pressure on Net Interest Income and potential RBI rate cuts, but the bank plans to mitigate these through deposit cost rationalization.
02May 25
Bandhan Bank's Q4 Results: Mixed Analyst Reactions and Future Outlook
Bandhan Bank's Q4 FY2024-25 results show a surge in net profit to ₹31,790.00 million, surpassing market estimates, despite a 3.6% year-on-year decrease in Net Interest Income to ₹2,756.00 crore. The bank declared a dividend of ₹1.50 per share. Analysts' reactions are mixed, with Jefferies maintaining a 'Buy' rating and Nomura keeping a neutral stance. The bank is strategically shifting from unsecured to secured loans, with the secured book now at 50.5%. Management expects stress in the microfinance sector to persist in H1 FY25, potentially affecting net interest margins.
30Apr 25
Bandhan Bank Reports 23% Profit Growth in FY25, Recommends Dividend
Bandhan Bank's FY25 results show strong growth with net profit up 23% to Rs 2,745.00 crore. Q4 FY25 saw a 483% YoY increase in net profit to Rs 318.00 crore. Net Interest Income grew 11% for the full year. Asset quality remained stable with Gross NPA at 4.70%. Total deposits and advances grew by 12% and 10% respectively. The bank announced a dividend of Rs 1.50 per share. Management focuses on sustainable growth, digital solutions, and expanding distribution for future development.
30Apr 25
Bandhan Bank Reports Mixed Q4 Results: Profit Surges, Asset Quality Concerns Persist
Bandhan Bank's Q4 net profit increased six-fold to ₹312.00 crore, driven by lower provisions. However, the Non-Performing Asset ratio rose to 4.71%. For FY25, the bank reported a 23% year-on-year increase in Profit After Tax to ₹2,745.00 crore. Gross advances grew by 10%, with secured advances increasing by 32%. The bank's focus on diversifying its loan portfolio is evident, with retail and wholesale banking segments showing strong growth. Despite profit growth, asset quality remains a concern with a GNPA ratio of 4.70%.
28Apr 25
Bandhan Bank to Unveil Q4 Results and Consider Dividend on April 30
Bandhan Bank will declare its Q4 and FY 2024-25 financial results on April 30. The Board will consider recommending a dividend. An earnings call is scheduled for 4:00 PM the same day. The trading window for insiders remains closed until 48 hours after the results declaration.
04Apr 25
Bandhan Bank Reports Robust Growth in Q4 FY25: Loans and Deposits Surge
Bandhan Bank's Q4 FY25 business update shows significant growth across key metrics. Loans and advances increased by 10.6% YoY to ₹1,37,902.00 crore. Total deposits grew by 11.8% YoY to ₹1,51,209.00 crore. CASA deposits stood at ₹47,436.00 crore, with a CASA ratio of 31.4%. Retail deposits, including CASA, increased by 11% YoY to ₹1,04,153.00 crore. Collection efficiency improved across segments, and the bank's Liquidity Coverage Ratio was approximately 177.54%.
03Apr 25
Bandhan Bank Reports Robust Growth in Q4 FY25: Loans and Deposits Surge
Bandhan Bank's Q4 FY2024-25 update shows significant growth with loans and advances up 11% YoY to ₹137,902 crore, and total deposits increasing 12% YoY to ₹151,209 crore. Retail term deposits surged 29.90% YoY, while CASA deposits decreased 5.40% YoY but grew 6% QoQ. The bank's performance indicates resilience and expansion in core business areas.
27Mar 25
Bandhan Bank Faces ₹119.38 Crore Tax Demand from Income Tax Department
Bandhan Bank has received a tax demand of ₹119.38 crore from the Income Tax Department for the Assessment Year 2023-24. The demand stems from disallowances of certain expenditures and deductions. The bank plans to appeal the order and believes it has strong grounds to contest the demand. While asserting no immediate financial impact, Bandhan Bank is engaging with investors and has announced a trading window closure ahead of upcoming financial results.
26Mar 25
Bandhan Bank Faces ₹119.38 Crore Tax Demand, Appeals Process Underway
Bandhan Bank received a tax demand of ₹119.38 crore from the Income Tax Department for the Assessment Year 2023-24. The demand stems from disallowances of certain expenditures and deductions. The bank plans to appeal against the order, expressing confidence in its position. Bandhan Bank assures no immediate financial impact and expects a substantial reduction in the demand through the appeals process.
Bandhan Bank
153.71
+0.78
(+0.51%)
1 Year Returns:-15.26%
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