Ujjivan Small Finance Bank Reports 24% QoQ Profit Growth to ₹103 Crore in Q1 Jul 24, 2025
Ujjivan Small Finance Bank's CASA Ratio Dips Amid Asset Growth Jul 04, 2025
More news about Ujjivan Small Finance Bank
04Jul 25
Ujjivan Small Finance Bank Reports Robust Growth in Loan Book and Deposits for Q1 FY26
Ujjivan Small Finance Bank has shown significant growth in Q1 FY26. Total deposits increased by 18.80% year-on-year to ₹38,612.00 crore. The gross loan book grew by 10.70% to ₹33,287.00 crore. Affordable housing loans and MSME loans saw substantial growth of 53.10% and 59.30% respectively. Overall disbursements rose by 23.80% to ₹6,543.00 crore. However, the GNPA ratio increased to 2.50%, and the CASA ratio declined to 24.30%.
Ujjivan Small Finance Bank's Q4 FY2025 results show a 74.70% YoY decline in net profit to ₹83.40 crore, despite meeting market estimates. Net Interest Income decreased by 7.40% to ₹864.40 crore. However, asset quality improved with GNPA ratio at 2.18% and NNPA at 0.49%. Total deposits grew by 20.00% to ₹37,630.00 crore, while the gross loan book expanded by 8.00% to ₹32,122.00 crore. The bank has applied for a universal banking license, indicating plans for expansion.
Ujjivan Small Finance Bank Offloads Stressed Loans Worth ₹34.26 Crore
Ujjivan Small Finance Bank (USFB) has completed the sale of its non-performing assets worth ₹34.26 crore (342.6 million rupees). This strategic move aims to improve the bank's asset quality, reduce non-performing loan burden, and free up capital for more productive use. The transaction is expected to enhance USFB's financial health, demonstrate effective risk management, and allow the bank to focus on core lending activities and growth initiatives.
28Feb 25
Ujjivan Small Finance Bank Completes Sale of ₹364.51 Crore Stressed Loan Portfolio
Ujjivan Small Finance Bank (USFB) has completed the sale of its stressed loan portfolio, including written-off loans, to an Asset Reconstruction Company (ARC) for ₹34.26 crores. The portfolio had an outstanding value of ₹364.51 crores as of January 31, 2025. This transaction, concluded on February 28, 2025, follows the bank's earlier announcement on February 21, 2025, approving the proposal for selling non-performing assets and written-off loans.
24Feb 25
Ujjivan Small Finance Bank to Offload ₹365 Crore NPAs Amid Strong Asset Growth
Ujjivan Small Finance Bank has approved the sale of non-performing assets and written-off loans worth ₹365 crore to an Asset Reconstruction Company. This strategic move aims to clean up the bank's balance sheet. Despite NPA challenges, the bank has shown robust growth with total assets increasing by 21.33% year-over-year to ₹40,422.2 crore in March 2024. Investments grew by 14.76%, and current assets rose by 5.22%. The bank's shareholder's capital increased by 33.37% to ₹5,613.5 crore, while reserve and surplus grew by 80.20% to ₹3,609.7 crore, indicating a strengthening financial position.
21Feb 25
Ujjivan Small Finance Bank to Offload ₹364.51 Crore NPA and Written-off Loans
Ujjivan Small Finance Bank has approved the sale of ₹364.51 crore worth of non-performing assets (NPAs) and written-off loans to an Asset Reconstruction Company. The sale includes ₹294.51 crore of loans with 150+ Days Past Due and ₹70 crore of technically written-off loans. The bank currently maintains a 66.51% provision on this asset pool. This strategic move aims to clean up the bank's loan book and improve asset quality metrics. The decision was approved on February 21, 2025, with the actual transfer pending completion.