Ujjivan Small Finance Bank has expanded its service portfolio with the launch of comprehensive foreign exchange services and Exchange Earners' Foreign Currency (EEFC) accounts, targeting customers engaged in cross-border transactions. This strategic move positions the bank to better serve the growing demand for international banking solutions across various customer segments.

Comprehensive Foreign Exchange Services

The bank's new foreign exchange services encompass a complete range of cross-border transaction solutions. The offerings include inward and outward remittances, enabling customers to receive funds from overseas and send money abroad seamlessly. Additionally, the services feature foreign currency deposit facilities, allowing customers to maintain balances in multiple currencies according to their international business or personal requirements.

EEFC Accounts for Foreign Currency Earners

Alongside the general forex services, Ujjivan Small Finance Bank introduced specialized EEFC accounts designed for exporters, freelancers, and professionals earning in foreign currency. These accounts provide significant flexibility by allowing holders to retain foreign exchange earnings without immediate conversion into Indian rupees, ensuring compliance with Foreign Exchange Management Act (FEMA) regulations.

The EEFC facility supports multiple freely convertible currencies and can be utilized for various permissible transactions. Account holders can use these funds for business payments, travel expenses, and trade-related transactions, providing enhanced financial flexibility for international operations.

Service Delivery and Support Infrastructure

The foreign exchange services are accessible through both digital and branch banking channels, ensuring comprehensive coverage for different customer preferences. The bank has established dedicated forex teams to support these services, providing specialized assistance for complex international transactions and regulatory compliance requirements.

Target Market and Strategic Impact

The new services are specifically designed to support small and medium enterprises, non-resident Indians, and travelers with international banking requirements. This expansion represents a significant enhancement of Ujjivan Small Finance Bank's international banking capabilities, positioning the institution to capitalize on rising cross-border trade and increasing overseas earnings among its customer base.

The launch addresses the growing market demand for sophisticated foreign exchange and remittance services, particularly as businesses and individuals increasingly engage in international transactions. By offering these comprehensive solutions, the bank strengthens its competitive position in the evolving financial services landscape.

Ujjivan Small Finance Bank has continued its employee engagement initiatives with another significant ESOP allotment. The bank's Stakeholders Relationship Committee approved the allotment of equity shares under its Employee Stock Option Plan 2019, demonstrating the bank's ongoing commitment to aligning employee interests with long-term organizational growth.

Latest ESOP Allotment Details

The most recent allotment was approved through a resolution passed on January 04, 2026 at 08:46 AM. The key parameters of this allotment are:

Impact on Bank's Capital Structure

The allotment has resulted in an increase in the bank's paid-up capital:

Regulatory Compliance and Listing Status

The bank has already received in-principal approval from both NSE and BSE for listing these shares and is currently in the process of applying for final listing approval. This disclosure has been made in compliance with Regulation 30 read with Schedule III of the SEBI (Listing Obligations and Disclosure Requirements) Regulations, 2015.

Stock Exchange Communication

The bank formally communicated this development to both stock exchanges through official correspondence:

Strategic Implications

The continued ESOP allotments reflect Ujjivan Small Finance Bank's strategic focus on employee retention and motivation. By providing employees with equity participation opportunities, the bank aims to foster a culture of ownership that aligns individual performance with organizational success. These initiatives are particularly significant in the competitive banking sector, where talent retention remains crucial for sustained growth and market positioning.

The intimation has also been made available on the bank's official website at www.ujjivansfb.bank.in , ensuring transparency and accessibility for all stakeholders.