Jammu & Kashmir Bank Share News - Latest Updates, Live News & More

Latest news about Jammu & Kashmir Bank

Jammu & Kashmir Bank Reports Steady Q2 FY2026 Performance with Rs 494.11 Crore Net Profit 1 day ago

Jammu & Kashmir Bank Limited announced its Q2 FY2026 results, reporting a net profit of Rs 494.11 crore. Total income rose to Rs 3,446.71 crore, while net interest income remained stable at Rs 1,433.99 crore. The bank showed improved asset quality with gross NPA ratio decreasing to 3.32% and net NPA ratio to 0.76%. Deposits grew by 10.2% to Rs 1,52,030.16 crore, and net advances increased by 9.4% to Rs 1,05,153.30 crore. The bank's capital adequacy ratio stood at 15.27%, with CET1 ratio at 12.11%. Management emphasized resilience and strategic focus on sustainable growth.

Jammu & Kashmir Bank Reports Robust Growth Across Key Financial Metrics Oct 06, 2025

J&K Bank Delivers Rs 130.77 Crore Dividend to UT Administration, Marks Impressive Turnaround Sep 06, 2025

Jammu and Kashmir Bank Reports Strong Financial Performance, Shareholders Approve Key Resolutions at 87th AGM Aug 28, 2025

Jammu and Kashmir Bank Shareholders Approve Re-appointment of Two IAS Officers as Directors Aug 27, 2025

More news about Jammu & Kashmir Bank

26Aug 25

Jammu and Kashmir Bank Reshapes Leadership: Executive Director Re-appointed, New Independent Director Joins

Jammu & Kashmir Bank's Board of Directors has approved significant leadership changes. Mr. Sudhir Gupta's re-appointment as Executive Director is extended from December 13, 2025, to November 30, 2027, pending RBI approval. Mr. Arun Gandotra joins as an Additional Director in the Independent Directors category for a three-year term, subject to shareholder approval. Both appointees bring over 35 years of banking experience, having risen through the ranks at J&K Bank.

25Aug 25

J&K Bank Appoints Veteran Banker Sankarasubramanian Krishnan as Part-Time Chairman

Jammu & Kashmir Bank has appointed Sankarasubramanian Krishnan as Non-Executive Part-Time Chairman, pending RBI approval. Krishnan, with over 40 years of banking experience, will serve until March 2028. He has previously held leadership positions at Punjab & Sind Bank, Tamilnad Mercantile Bank, Syndicate Bank, and Canara Bank. Krishnan brings expertise in corporate credit, risk management, digital transformation, and has received industry recognition for his contributions to the banking sector.

08Aug 25

J&K Bank Reports 16.7% Jump in Q1 Net Profit, Asset Quality Improves

Jammu & Kashmir Bank's Q1 net profit increased by 16.7% year-on-year to ₹484.84 crore, driven by a 7% rise in Net Interest Income to ₹1,465.43 crore. The bank's asset quality improved with GNPA ratio decreasing to 3.50%. Total deposits grew by 12.1% to ₹1,48,542 crore, while net advances rose 6.1% to ₹1,01,230 crore. The bank maintained a strong Capital Adequacy Ratio of 15.98% and improved its Cost to Income Ratio to 60.78%. J&K Bank also reported over 94% digital transactions, indicating its focus on digital transformation.

31Jul 25

J&K Bank Reports Record Q1 Net Profit of ₹485 Crores Despite Regional Challenges

Jammu & Kashmir Bank achieved its highest-ever first quarter net profit of ₹485.00 crores, a 16.7% year-on-year growth. This performance came despite regional tensions and a one-time impairment provision of ₹87.00 crores. The bank saw a 12.1% growth in deposits, outpacing the industry average. Credit growth was 6.1% year-on-year, with personal finance and agriculture sectors showing strong performance. The bank's Net Interest Margin contracted to 3.72%, while Gross Non-Performing Assets slightly increased to 3.5%. J&K Bank maintains a positive outlook, adjusting its guidance for FY 2025-26 with targets including 12% credit growth, 10% deposit growth, and a GNPA below 3%.

28Jul 25

J&K Bank Reports Record Q1 Net Profit of Rs 485.00 Crores, Up 16.7% YoY Despite One-Time Provision Impact

Jammu & Kashmir Bank achieved its highest-ever first-quarter net profit of Rs 485.00 crore, representing a 16.7% year-on-year growth. This performance was achieved despite a one-time impairment provision of Rs 87.00 crore related to J&K Grameen Bank investment. The bank saw a 12.1% YoY deposit growth, outpacing the industry average. Loan growth was muted at 6.1% YoY. Operating income increased by 9.7% YoY. The bank maintained a Net Interest Margin of 3.72% and a Gross Non-Performing Assets ratio of 3.50%.

25Jul 25

J&K Bank Reports 16.7% Jump in Net Profit to ₹485 Crores in Q1

Jammu & Kashmir Bank posted a net profit of ₹484.84 crore for Q1, up 16.7% year-on-year. Net Interest Income grew by 7% to ₹1,465.43 crore. The bank's deposits increased by 12.10% to ₹1,48,542 crore, while net advances rose by 6.10% to ₹1,01,230 crore. Gross Non-Performing Assets reduced to 3.50% from 3.91%, and the Capital Adequacy Ratio strengthened to 15.98%. The bank operates 1,019 branches, with digital transactions accounting for 94.02% of total transactions.

08Jul 25

Jammu & Kashmir Bank: Ace Investor Mukul Agrawal Acquires 1.3% Stake Amid Business Growth

Ace investor Mukul Mahavir Agrawal has purchased a 1.27% stake in Jammu & Kashmir Bank. The bank reported a 9.5% year-over-year growth in total business, reaching Rs 2,49,784.15 crore. Deposits increased by 12% and advances rose by 5.5% compared to the previous year.

07Jul 25

Investor Mukul Mahavir Agarwal Acquires 1.27% Stake in Jammu & Kashmir Bank

Mukul Mahavir Agarwal has acquired a 1.27% stake in Jammu & Kashmir Bank. The transaction details, including the number of shares and value of the deal, have not been disclosed. This acquisition represents a change in the bank's shareholding pattern, potentially influencing its investor composition. The motivations behind Agarwal's investment and any future plans for involvement with the bank are currently unknown.

07Jul 25

J&K Bank Reports Robust Growth in Deposits and Advances

Jammu & Kashmir Bank has shown significant financial growth in its latest quarterly report. The bank's total deposits increased by 12.05% year-over-year, reaching ₹1.49 lakh crore. Gross advances grew by 5.54% compared to the previous year. Overall business volume expanded by 9.54% year-over-year, indicating robust performance and market position.

06May 25

J&K Bank Posts Record Annual Profit of Rs 2,082.46 Crore for FY 2024-25

Jammu and Kashmir Bank achieved its highest-ever annual net profit of Rs 2,082.46 crore for FY 2024-25, a 17.83% year-on-year increase. Q4 net profit rose 10% quarter-on-quarter to Rs 584.54 crore. Net Interest Income grew 11.34% to Rs 5,793.82 crore, while Other Income increased 37.7% to Rs 1,136.81 crore. Total deposits and net advances grew by 10.24% and 11.13% respectively. Asset quality improved with Gross NPA ratio declining to 3.37%. The bank's Capital Adequacy Ratio stood at 16.29%. A dividend of Rs 2.15 per equity share has been recommended.

05May 25

Jammu & Kashmir Bank Reports Mixed Q4 Results: Net Profit Dips 9% YoY, Annual Profit Hits Record High

J&K Bank announced mixed Q4 and FY23 results. While Q4 profit declined 9% YoY to ₹585 crore, annual profit rose 18% to a record ₹2,083 crore. The bank's asset quality improved with GNPA ratio at 3.37%. Deposits grew 10.24% to ₹1.49 lakh crore and advances increased 11.13% to ₹1.04 lakh crore. A final dividend of 215% was recommended.

11Apr 25

J&K Bank Gains Temporary Relief as High Court Stays ₹16,261 Crore GST Demand

The Jammu and Kashmir High Court has issued a stay order on the ₹16,261.00 crore Goods and Services Tax (GST) demand and associated penalties imposed on Jammu & Kashmir Bank. This temporary relief allows the bank to continue normal operations without immediate financial pressure while the court examines the case further. The stay order suggests potential merit in reassessing the tax liability, but the final outcome remains uncertain pending further legal proceedings.

09Apr 25

J&K Bank Secures Court Stay on GST Demand, Providing Temporary Relief

Jammu and Kashmir Bank has obtained a court-ordered stay on tax demand orders from the Hon'ble High Court of Jammu & Kashmir and Ladakh at Srinagar. The stay temporarily halts the enforcement of GST-related demands issued by the Joint Commissioner, Central GST Commissionerate, Jammu. The court has scheduled the next hearing for May 7, 2025, providing the bank with temporary relief from immediate financial implications and additional time to prepare its case.

04Apr 25

Jammu and Kashmir Bank Reports Mixed Growth in Deposits and Advances for FY 2025

Jammu and Kashmir Bank's provisional figures for FY 2025 show a 10.24% YoY increase in total deposits to ₹148,569.50 crore, and a 10.32% growth in gross advances to ₹106,986.16 crore. While substantial, these figures fall short of the bank's initial projections. CASA deposits grew by 2.60%, but the CASA ratio declined by 350 basis points to 47.01%. The bank's total business expanded by 10.61% to ₹252,779.14 crore, and its gross investment portfolio saw a significant 16.05% increase to ₹41,783.74 crore.