Jammu & Kashmir Bank has announced a board meeting scheduled for November 26, 2025, to discuss and consider various capital raising options. This move is part of the bank's strategic financial planning and could have important implications for its future growth and stability.

Key Points of the Announcement

• Meeting Date: November 26, 2025
• Primary Agenda: Exploring capital raising strategies
• Capital Types Under Consideration: Tier I and Tier II capital

Purpose and Implications

The scheduled board meeting is set to deliberate on raising capital, which could potentially strengthen the bank's financial position. This move may impact the bank's:

1. Financial Stability: Enhancing the capital base could improve the ability to withstand economic shocks.
2. Growth Opportunities: Additional capital could fuel expansion plans or new initiatives.
3. Regulatory Compliance: Strengthening capital ratios may help in meeting regulatory requirements.

Regulatory Compliance

Jammu & Kashmir Bank has made this announcement in compliance with SEBI regulations, specifically:

• Regulation 29(1)(d)
• Regulation 50(1)(d)
• Regulation 30 of the SEBI (Listing Obligations and Disclosure Requirements) Regulations, 2015

This adherence to regulatory standards underscores the bank's commitment to transparency in its corporate actions.

Market Implications

While the specific details of the capital raising plans are yet to be disclosed, this announcement could potentially influence investor sentiment and the bank's stock performance. Stakeholders and market analysts will likely be watching the outcomes of this meeting for insights into the bank's financial strategies and future outlook.

As the banking sector continues to evolve in response to economic challenges and opportunities, Jammu & Kashmir Bank's proactive approach to capital management could be seen as a strategic move to position itself for future growth and stability in the competitive banking landscape.

Investors and stakeholders are advised to stay tuned for further updates following the November 26 board meeting, which may provide more concrete details on the bank's capital raising plans and their potential impact on the institution's financial trajectory.

The Reserve Bank of India (RBI) has given its nod to the appointment of veteran banker S Krishnan as the part-time chairman of Jammu & Kashmir Bank . This strategic move, effective from November 13, 2025, will see Krishnan at the helm until March 26, 2028.

Key Appointment Details

Krishnan's Extensive Banking Experience

S Krishnan brings a wealth of experience to his new role at Jammu & Kashmir Bank. His illustrious career in the banking sector spans over four decades, marked by significant leadership positions:

• Started his banking career with Indian Bank in 1983
• Served as Executive Director at Syndicate Bank (November 2017 - March 2020)
• Held the position of Executive Director at Canara Bank (April 2020 - September 2020)
• Appointed as MD & CEO of Punjab & Sind Bank (September 2020 - May 2022)
• Most recently served as MD & CEO of Tamilnad Mercantile Bank Ltd. (September 2022 - June 2024)

Expertise and Achievements

Throughout his career, Krishnan has demonstrated expertise in various critical areas of banking:

• Specialized in Corporate Credit and Risk Management
• Played key roles in capital raising and merger processes
• Instrumental in digital transformation and business process re-engineering
• Achieved significant profitability improvements in his previous roles

Educational Background

• Post Graduate in Commerce
• Qualified Cost Accountant
• Certified Associate of Indian Institute of Bankers (CAIIB)
• Completed Certification Programme in IT and Cyber Security for Board members (IDRBT)

This appointment comes at a crucial time for Jammu & Kashmir Bank, as the institution looks to leverage Krishnan's extensive experience in banking operations, risk management, and corporate governance. His track record of turning around bank performances and driving digital initiatives aligns well with the evolving needs of the banking sector.