Jammu & Kashmir Bank
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Jammu & Kashmir Bank

98.92
-3.88
(-3.77%)
Market Cap
10,892.90 Cr
PE Ratio
5.41
Volume
43,23,601.00
Day High - Low
103.57 - 98.50
52W High-Low
117.25 - 87.30
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Key Fundamentals
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Market Cap
10,892.90 Cr
EPS
18.91
PE Ratio
5.41
PB Ratio
0.83
Book Value
124.39
EBITDA
3,106.70
Dividend Yield
2.09 %
Industry
Banks
Return on Equity
14.68
Debt to Equity
0.00
Analyst Rating and Forecast
- By Refinitiv from1 analysts
BUY
Analysts have suggested that investors can buy this stock
Buy
Buy+100.00 %
+100.00 %
Hold
Hold0.0 %
0.0 %
Sell
Sell0.0 %
0.0 %
Forecast For
Actual

Company News

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neutral
Jammu & Kashmir Bank submitted regulatory compliance statement for December 2025 quarter, confirming no deviations in utilisation of ₹2,800 crores raised through multiple fund-raising exercises since 2017.
positive
Jammu and Kashmir Bank reported strong Q3FY26 performance with net profit growing 17.6% to ₹587.51 cr. Net interest income increased 9.9% while total income reached ₹3,853.87 cr, reflecting robust operational growth.
neutral
J&K Bank's Board approves appointment of Bigshare Services Private Limited as new Registrar and Transfer Agent, replacing KFin Technologies Limited effective March 1, 2026.
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Competitors
LTP
Market Cap (₹ Cr.)
P/E Ratio
Revenue (₹ Cr.)
YoY Revenue Growth %
Net Profit (₹ Cr.)
YoY Profit Growth %
RSI
931.20
#1 14,32,611.83
18.43
#1 4,70,915.90
15.42
#1 73,440
12.82
29.34
1,375.80
9,83,723.38
17.43
2,94,586.90
#1 24.81
54,419
-2.64
47.04
423.80
4,21,489.99
22.84
1,07,095.00
13.60
21,946
-11.41
44.28
1,293.50
4,01,565.59
15.54
1,55,916.90
12.99
28,112
-25.14
57.46
95.46
1,02,642.43
#1 11.38
34,058.70
12.14
7,656
0.30
36.85
82.09
70,555.47
49.75
43,478.30
19.92
1,490
#1 64.13
42.41
905.15
70,518.06
-97.35
56,358.10
2.20
2,575
-132.82
55.08
21.70
68,089.28
22.53
37,075.60
12.48
2,447
54.44
42.43
273.25
67,299.99
16.33
32,030.20
19.60
4,202
18.30
60.99
259.10
25,041.25
12.25
11,507.60
16.68
1,942
21.20
47.90
Growth Rate
Revenue Growth
13.58 %
Net Income Growth
17.87 %
Cash Flow Change
419.41 %
ROE
1.10 %
ROCE
5.16 %
EBITDA Margin (Avg.)
0.66 %

Quarterly Financial Results

Quarterly Financials
Jun 2018
Sept 2018
Dec 2018
Mar 2019
Jun 2019
Sept 2019
Dec 2019
Mar 2020
Jun 2020
Sept 2020
Dec 2020
Mar 2021
Jun 2021
Sept 2021
Dec 2021
Mar 2022
Jun 2022
Sept 2022
Dec 2022
Mar 2023
Jun 2023
Sept 2023
Dec 2023
Mar 2024
Jun 2024
Sept 2024
Dec 2024
Mar 2025
Jun 2025
Sept 2025
Revenue
1,898
1,953
2,170
2,478
2,257
2,264
2,197
2,279
2,161
2,197
2,350
2,110
2,214
2,186
2,193
2,212
2,308
2,447
2,685
2,681
2,888
2,957
3,067
3,139
3,193
3,424
3,452
3,619
3,523
3,450
Expenses
820
734
878
1,119
971
2,088
953
1,348
962
1,017
1,172
789
1,009
1,034
858
1,055
1,003
946
984
793
1,062
982
906
705
954
980
996
1,078
1,061
958
EBITDA
94
170
171
222
117
-1,033
52
-238
65
80
107
287
183
136
308
120
236
407
518
625
452
545
561
830
614
757
759
810
659
635
Operating Profit %
53 %
60 %
56 %
46 %
53 %
3 %
54 %
37 %
53 %
50 %
44 %
60 %
49 %
48 %
58 %
48 %
52 %
59 %
60 %
68 %
60 %
64 %
69 %
76 %
68 %
69 %
69 %
66 %
68 %
71 %
Depreciation
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
Interest
984
1,048
1,121
1,138
1,170
1,208
1,193
1,169
1,134
1,101
1,071
1,034
1,021
1,017
1,026
1,037
1,069
1,095
1,183
1,262
1,374
1,430
1,600
1,604
1,625
1,687
1,697
1,732
1,803
1,858
Profit Before Tax
94
170
171
222
117
-1,033
52
-238
65
80
107
287
183
136
308
120
236
407
518
625
452
545
561
830
614
757
759
810
659
635
Tax
42
77
67
8
95
-113
3
99
63
42
40
-35
84
28
139
1
75
167
211
153
120
161
138
197
195
204
230
228
175
140
Net Profit
53
93
105
214
21
-919
48
-337
2
38
66
322
100
107
169
119
161
240
307
473
331
384
423
633
419
553
529
582
485
495
EPS in ₹
0.94
1.68
1.88
3.84
0.39
-16.51
0.87
-4.72
0.03
0.53
0.93
4.52
1.40
1.44
1.81
1.27
1.67
2.49
3.19
4.87
3.21
3.72
4.05
5.75
3.80
5.02
4.80
5.28
4.40
4.49

Balance Sheet

Balance Sheet
2015
2016
2017
2018
2019
2020
2021
2022
2023
2024
2025
Total Assets
76,065
80,254
82,012
89,684
1,01,405
1,08,829
1,20,273
1,30,576
1,45,913
1,54,505
1,69,424
Fixed Assets
655
706
1,479
1,598
1,646
2,036
1,971
1,908
2,224
2,208
2,126
Current Assets
5,685
8,962
9,381
12,075
10,018
19,035
20,378
24,204
26,400
23,435
21,926
Capital Work in Progress
34
59
64
17
29
35
41
46
47
50
66
Investments
25,104
20,334
21,271
18,860
23,141
22,991
30,774
33,785
34,780
34,900
41,122
Other Assets
50,271
59,156
59,198
69,210
76,589
83,768
87,486
94,837
1,08,860
1,17,347
1,26,110
Total Liabilities
76,065
80,254
82,012
89,684
1,01,405
1,08,829
1,20,273
1,30,576
1,45,913
1,54,505
1,69,424
Current Liabilities
1,863
2,178
2,588
1,894
2,522
2,678
3,408
5,425
11,097
4,662
4,271
Non Current Liabilities
74,201
78,076
79,425
87,791
98,883
1,06,151
1,16,865
1,25,151
1,34,816
1,49,842
1,65,153
Total Equity
6,108
6,421
5,673
6,158
6,622
6,346
6,802
8,077
9,896
12,193
14,208
Reserve & Surplus
6,060
6,372
5,621
6,102
6,566
6,275
6,731
7,890
9,793
12,083
14,098
Share Capital
49
49
52
56
56
71
71
93
103
110
110

Cash Flow

Cash Flow
2015
2016
2017
2018
2019
2020
2021
2022
2023
2024
2025
Net Cash Flow
-481
-531
2,189
2,867
-2,388
3,920
-289
-712
107
-702
1,587
Investing Activities
-261
-136
-861
-164
-165
-115
-76
-85
-124
-257
-102
Operating Activities
118
-219
2,457
2,363
-2,992
4,374
-14
-1,568
-407
-853
2,723
Financing Activities
-338
-176
593
668
769
-339
-199
941
638
407
-1,034

Share Holding

% Holding
Mar 2021
Jun 2021
Sept 2021
Dec 2021
Mar 2022
Apr 2022
Jun 2022
Sept 2022
Dec 2022
Mar 2023
Jun 2023
Sept 2023
Dec 2023
Mar 2024
Jun 2024
Sept 2024
Dec 2024
Mar 2025
Jun 2025
Dec 2025
Promoter
68.18 %
68.18 %
70.12 %
70.12 %
70.12 %
0.00 %
68.03 %
68.03 %
68.03 %
63.41 %
63.41 %
63.41 %
59.40 %
59.40 %
59.40 %
59.40 %
59.40 %
59.40 %
59.40 %
59.40 %
FIIs
0.00 %
0.00 %
0.00 %
0.00 %
0.00 %
0.00 %
0.00 %
0.00 %
0.00 %
0.00 %
0.00 %
2.61 %
0.00 %
6.99 %
7.16 %
6.46 %
7.07 %
7.64 %
8.01 %
8.14 %
DIIs
0.19 %
0.22 %
0.16 %
0.23 %
0.21 %
0.00 %
0.00 %
2.12 %
2.78 %
2.66 %
2.44 %
4.92 %
7.37 %
8.15 %
6.99 %
6.66 %
6.83 %
6.70 %
5.87 %
5.83 %
Government
0.00 %
0.00 %
0.00 %
0.00 %
0.00 %
0.00 %
0.00 %
0.00 %
0.00 %
0.00 %
0.00 %
0.00 %
0.00 %
0.00 %
0.00 %
0.00 %
0.00 %
0.00 %
0.00 %
0.00 %
Public / Retail
22.17 %
22.96 %
23.27 %
23.67 %
23.81 %
0.00 %
24.66 %
23.70 %
21.12 %
26.20 %
26.03 %
23.54 %
21.45 %
20.32 %
21.07 %
21.94 %
21.48 %
21.06 %
21.26 %
21.27 %
Others
9.46 %
8.64 %
6.46 %
5.99 %
5.86 %
100.00 %
7.31 %
6.16 %
8.07 %
7.73 %
8.11 %
5.52 %
11.78 %
5.14 %
5.38 %
5.54 %
5.22 %
5.20 %
5.46 %
5.36 %
No of Share Holders
1,42,214
1,74,468
1,72,856
1,84,254
1,92,588
1,92,589
1,95,935
1,89,535
1,69,558
1,72,074
1,72,171
1,88,609
1,88,609
2,15,294
2,54,645
2,78,050
2,82,743
2,80,187
2,65,968
2,54,219

Dividend History

Annual Cash Flows 2017 2018 2019 2020 2021 2022 2023 2024 2025 2026
Dividend Per Share (₹) 0.00 0.00 0.00 0.00 0.00 0.00 0.5 2.15 2.15 0.00
Dividend Yield (%) 0.00 0.00 0.00 0.00 0.00 0.00 0.37 2.33 2.09 0.00

Corporate Action

Record Date Corporate Action Information Announcement Day LTP at Annoucement LTP at Record Day
20 Jan 2026 QUARTERLY RESULT ANNOUNCEMENT Quarterly Result Announcement
NA
20 Jan 2026 102.05 102.75
17 Aug 2023 DIVIDEND Dividend
₹ 0.50 /share
17 Aug 2023 59.53 79.20
11 Aug 2024 DIVIDEND Dividend
₹ 2.15 /share
09 Aug 2024 139.25 113.10
17 Aug 2024 ANNUAL GENERAL MEETING Annual General Meeting
NA
17 Aug 2024 106.18 109.30
25 Oct 2024 QUARTERLY RESULT ANNOUNCEMENT Quarterly Result Announcement
NA
25 Oct 2024 99.35 93.85
20 Jan 2025 QUARTERLY RESULT ANNOUNCEMENT Quarterly Result Announcement
NA
20 Jan 2025 97.65 94.50
05 May 2025 QUARTERLY RESULT ANNOUNCEMENT Quarterly Result Announcement
NA
05 May 2025 113.23 94.12
25 Jul 2025 QUARTERLY RESULT ANNOUNCEMENT Quarterly Result Announcement
NA
25 Jul 2025 111.75 111.70
19 Aug 2025 DIVIDEND Dividend
₹ 2.15 /share
19 Aug 2025 94.12 106.05
26 Aug 2025 ANNUAL GENERAL MEETING Annual General Meeting
NA
26 Aug 2025 111.70 102.91
18 Oct 2025 QUARTERLY RESULT ANNOUNCEMENT Quarterly Result Announcement
NA
18 Oct 2025 104.18 104.65

Announcements

Announcement under Regulation 30 (LODR)-Analyst / Investor Meet - Intimation9 minutes ago
Statement Of Deviation & Variation25 minutes ago
Statement Of Deviation & Variation30 minutes ago
REVIEWED FINANCIAL RESULTS (STANDALONE & CONSOLIDATED) OF THE BANK FOR THE QUARTER AND NINE MONTHS ENDED 31ST DECEMBER 202543 minutes ago
Integrated Financials51 minutes ago
Announcement under Regulation 30 (LODR)-Change in RTA58 minutes ago
Board Meeting Outcome for REVIEWED FINANCIAL RESULTS (STANDALONE & CONSOLIDATED) OF THE BANK FOR THE QUARTER AND HALF YEAR ENDED 31ST DECEMBER 20251 hour ago
Announcement under Regulation 30 (LODR)-Analyst / Investor Meet - Intimation7 days ago
Announcement under Regulation 30 (LODR)-Newspaper Publication7 days ago
Board Meeting Intimation for Consideration Of Unaudited Financial Results (Consolidated And Standalone) Of The Bank For The Quarter And Nine Months Ended 31St December 202510 days ago
Provisional Business FiguresJan 03, 2026
Compliances-Certificate under Reg. 74 (5) of SEBI (DP) Regulations 2018Jan 02, 2026
Announcement under Regulation 30 (LODR)-Change in DirectorateJan 01, 2026
Closure of Trading WindowDec 24, 2025
Announcement under Regulation 30 (LODR)-Change in ManagementDec 23, 2025
Penalty Imposed By RBIDec 05, 2025
Announcement under Regulation 30 (LODR)-Code of Conduct under SEBI (PIT) Regulations 2015Dec 04, 2025
Announcement under Regulation 30 (LODR)-Change in ManagementDec 03, 2025
Board Meeting Outcome for RAISING OF CAPITAL BY THE BANK - FY 2025 - 26Nov 26, 2025
Shareholder Meeting / Postal Ballot-Outcome of Postal_BallotNov 24, 2025
Shareholder Meeting / Postal Ballot-Scrutinizer"s ReportNov 24, 2025
Board Meeting Intimation for CONSIDER RAISING OF CAPITAL BY THE BANKNov 20, 2025
Announcement under Regulation 30 (LODR)-Change in ManagementNov 13, 2025
Announcement under Regulation 30 (LODR)-Newspaper PublicationNov 07, 2025
Announcement under Regulation 30 (LODR)-Analyst / Investor Meet - IntimationNov 06, 2025
Announcement under Regulation 30 (LODR)-Change in ManagementOct 31, 2025
Announcement under Regulation 30 (LODR)-Newspaper PublicationOct 24, 2025
Shareholder Meeting / Postal Ballot-Notice of Postal BallotOct 23, 2025
Announcement under Regulation 30 (LODR)-Analyst / Investor Meet - OutcomeOct 20, 2025
Announcement under Regulation 30 (LODR)-Newspaper PublicationOct 20, 2025
Announcement under Regulation 30 (LODR)-Newspaper PublicationOct 19, 2025
Announcement under Regulation 30 (LODR)-Press Release / Media ReleaseOct 18, 2025
Announcement under Regulation 30 (LODR)-Analyst / Investor Meet - OutcomeOct 18, 2025
Related Party DisclosureOct 18, 2025
Statement Of Deviation & VariationOct 18, 2025
Announcement under Regulation 30 (LODR)-Analyst / Investor Meet - IntimationOct 18, 2025
Integrated FinancialsOct 18, 2025
REVIEWED FINANCIAL RESULTS (STANDALONE & CONSOLIDATED) OF THE BANK FOR THE QUARTER AND HALF YEAR ENDED 30TH SEPTEMBER 2025Oct 18, 2025
Board Meeting Outcome for REVIEWED FINANCIAL RESULTS (STANDALONE & CONSOLIDATED) OF THE BANK FOR THE QUARTER AND HALF YEAR ENDED 30TH SEPTEMBER 2025Oct 18, 2025
Announcement under Regulation 30 (LODR)-Newspaper PublicationOct 09, 2025
Announcement under Regulation 30 (LODR)-Analyst / Investor Meet - IntimationOct 09, 2025
Board Meeting Intimation for Consideration Of Unaudited Financial Results (Consolidated And Standalone) Of The Bank For The Quarter And Half Year Ended 30Th September 2025Oct 07, 2025
DISCLOSURE OF PROVISIONAL BUSINESS FIGURESOct 06, 2025
Compliances-Certificate under Reg. 74 (5) of SEBI (DP) Regulations 2018Oct 04, 2025
Announcement under Regulation 30 (LODR)-Credit RatingSep 30, 2025
Announcement under Regulation 30 (LODR)-Appointment of Statutory Auditor/sSep 29, 2025
Announcement under Regulation 30 (LODR)-Appointment of Statutory Auditor/sSep 28, 2025
Closure of Trading WindowSep 25, 2025
Announcement under Regulation 30 (LODR)-Credit RatingSep 15, 2025
Announcement under Regulation 30 (LODR)-Credit RatingSep 12, 2025

Mutual Fund Holdings

Funding HouseCurrent Holding %1M Change1M Change %3M Change %Last 6M Trend
ITI Small Cap Fund Direct-Growth
0.00%
-2480713
-0.94%
0.00%
ITI Large & Mid Cap Fund Direct-Growth
0.54%
-387380
-0.49%
-0.44%
Mahindra Manulife Value Fund Direct-Growth
0.73%
-216038
-0.47%
-0.53%
JM Small Cap Fund Direct - Growth
1.54%
150000
0.21%
0.77%
Navi Nifty Smallcap250 Momentum Quality 100 Index Fund Direct - Growth
0.46%
11050
0.46%
0.46%
JioBlackRock Nifty Smallcap 250 Index Fund Direct - Growth
0.22%
7728
-0.02%
-0.01%
Nippon India Nifty 500 Equal Weight Index Fund Direct-Growth
0.20%
-4178
-0.01%
0.00%
ICICI Prudential Nifty Smallcap 250 Index Fund Direct - Growth
0.22%
-3146
-0.02%
-0.01%
SBI Nifty Smallcap 250 Index Fund Direct - Growth
0.22%
-2282
-0.02%
-0.01%
Nippon India Nifty Smallcap 250 Index Fund Direct - Growth
0.22%
1606
-0.02%
-0.01%
Motilal Oswal Nifty 500 Index Fund Direct - Growth
0.02%
1490
0.00%
0.00%
Motilal Oswal Nifty Smallcap 250 Index Fund Direct - Growth
0.22%
-1415
-0.02%
-0.01%
HDFC Nifty Smallcap 250 Index Fund Direct-Growth
0.22%
-918
-0.02%
-0.01%
HDFC Nifty500 Multicap 50:25:25 Index Fund Direct-Growth
0.06%
801
0.00%
0.00%
Edelweiss Nifty Smallcap 250 Index Fund Direct - Growth
0.22%
648
-0.02%
-0.01%
SBI Nifty 500 Index Fund Direct-Growth
0.02%
-486
0.00%
0.00%
Kotak Nifty Smallcap 250 Index Fund Direct-Growth
0.22%
385
-0.02%
-0.01%
ICICI Prudential Nifty 500 Index Fund Direct-Growth
0.02%
333
0.00%
0.00%
Bandhan Nifty Smallcap 250 Index Fund Direct-Growth
0.22%
-293
-0.02%
-0.01%
Kotak BSE PSU Index Fund Direct-Growth
0.21%
-267
-0.01%
-0.01%
HDFC BSE 500 Index Fund Direct - Growth
0.02%
160
0.00%
0.00%
Axis Nifty 500 Index Fund Direct-Growth
0.02%
115
0.00%
0.00%
Groww Nifty Smallcap 250 Index Fund Direct - Growth
0.22%
65
-0.02%
-0.01%
Groww Nifty Total Market Index Fund Direct - Growth
0.02%
61
0.00%
0.00%
Navi Nifty 500 Multicap 50:25:25 Index Fund Direct-Growth
0.05%
43
-0.01%
-0.01%

Technical Indicators

RSI(14)
Neutral
53.45
ATR(14)
Less Volatile
2.21
STOCH(9,6)
Neutral
40.47
STOCH RSI(14)
Neutral
71.33
MACD(12,26)
Bullish
0.30
ADX(14)
Weak Trend
18.86
UO(9)
Bearish
46.94
ROC(12)
Uptrend But Slowing Down
2.49
WillR(14)
Neutral
-38.07

About Jammu & Kashmir Bank

Jammu and Kashmir Bank Limited is a Scheduled Commercial Bank founded in 1938, operating primarily in Jammu & Kashmir and Ladakh. It serves various customer segments including businesses, government employees, farmers, and corporate clients. The bank offers retail credit products, depository services, and third-party services. It has expanded its presence...more
Chairperson NameS Krishnan