| Quarterly Financials | Jun 2018 | Sept 2018 | Dec 2018 | Mar 2019 | Jun 2019 | Sept 2019 | Dec 2019 | Mar 2020 | Jun 2020 | Sept 2020 | Dec 2020 | Mar 2021 | Jun 2021 | Sept 2021 | Dec 2021 | Mar 2022 | Jun 2022 | Sept 2022 | Dec 2022 | Mar 2023 | Jun 2023 | Sept 2023 | Dec 2023 | Mar 2024 | Jun 2024 | Sept 2024 | Dec 2024 | Mar 2025 | Jun 2025 | Sept 2025 | Dec 2025 | Mar 2026 | Jun 2026 |
Revenue  | 1,898 | 1,953 | 2,170 | 2,478 | 2,257 | 2,264 | 2,197 | 2,279 | 2,161 | 2,197 | 2,350 | 2,110 | 2,214 | 2,186 | 2,193 | 2,212 | 2,308 | 2,447 | 2,685 | 2,681 | 2,888 | 2,957 | 3,067 | 3,139 | 3,193 | 3,424 | 3,452 | 3,617 | 3,523 | 3,450 | 3,595 | 3,536 | 3,765 |
| Expenses | 820 | 734 | 878 | 1,119 | 971 | 2,088 | 953 | 1,348 | 962 | 1,017 | 1,172 | 789 | 1,009 | 1,034 | 858 | 1,055 | 1,003 | 946 | 984 | 793 | 1,062 | 982 | 906 | 705 | 954 | 980 | 996 | 1,075 | 1,061 | 958 | 964 | 890 | 1,096 |
| EBITDA | 94 | 170 | 171 | 222 | 117 | -1,033 | 52 | -238 | 65 | 80 | 107 | 287 | 183 | 136 | 308 | 120 | 236 | 407 | 518 | 625 | 452 | 545 | 561 | 830 | 614 | 757 | 759 | 810 | 659 | 635 | 807 | 862 | 621 |
| Operating Profit % | 53 % | 60 % | 56 % | 46 % | 53 % | 3 % | 54 % | 37 % | 53 % | 50 % | 44 % | 60 % | 49 % | 48 % | 58 % | 48 % | 52 % | 59 % | 60 % | 68 % | 60 % | 64 % | 69 % | 76 % | 68 % | 69 % | 69 % | 67 % | 68 % | 71 % | 71 % | 73 % | 69 % |
| Depreciation | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Interest | 984 | 1,048 | 1,121 | 1,138 | 1,170 | 1,208 | 1,193 | 1,169 | 1,134 | 1,101 | 1,071 | 1,034 | 1,021 | 1,017 | 1,026 | 1,037 | 1,069 | 1,095 | 1,183 | 1,262 | 1,374 | 1,430 | 1,600 | 1,604 | 1,625 | 1,687 | 1,697 | 1,732 | 1,803 | 1,858 | 1,824 | 1,784 | 2,049 |
| Profit Before Tax | 94 | 170 | 171 | 222 | 117 | -1,033 | 52 | -238 | 65 | 80 | 107 | 287 | 183 | 136 | 308 | 120 | 236 | 407 | 518 | 625 | 452 | 545 | 561 | 830 | 614 | 757 | 759 | 810 | 659 | 635 | 807 | 862 | 621 |
| Tax | 42 | 77 | 67 | 8 | 95 | -113 | 3 | 99 | 63 | 42 | 40 | -35 | 84 | 28 | 139 | 1 | 75 | 167 | 211 | 153 | 120 | 161 | 138 | 197 | 195 | 204 | 230 | 228 | 175 | 140 | 226 | 64 | 192 |
| Net Profit | 53 | 93 | 105 | 214 | 21 | -919 | 48 | -337 | 2 | 38 | 66 | 322 | 100 | 107 | 169 | 119 | 161 | 240 | 307 | 473 | 331 | 384 | 423 | 633 | 419 | 553 | 529 | 582 | 485 | 495 | 582 | 799 | 429 |
| EPS in ₹ | 0.94 | 1.68 | 1.88 | 3.84 | 0.39 | -16.51 | 0.87 | -4.72 | 0.03 | 0.53 | 0.93 | 4.52 | 1.40 | 1.44 | 1.81 | 1.27 | 1.67 | 2.49 | 3.19 | 4.87 | 3.21 | 3.72 | 4.05 | 5.75 | 3.80 | 5.02 | 4.80 | 5.28 | 4.40 | 4.49 | 5.28 | 7.25 | 3.89 |
Jammu & Kashmir Bank
Jammu & Kashmir Bank
148.44
-6.19
(-4.00%)
Market Cap
16,345.95 Cr
PE Ratio
7.39
Volume
42,12,262.00
Day High - Low
155.72 - 147.25
52W High-Low
201.75 - 97.35
Q1 Quarterly Results are out. Check out the updated financials10 hrs ago
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Key Fundamentals
Market Cap
16,345.95 Cr
EPS
21.42
PE Ratio
7.39
PB Ratio
1.08
Book Value
143.16
EBITDA
0.00
Dividend Yield
0.00 %
Industry
Banks Sector
Private Bank Return on Equity
14.68
Debt to Equity
0.00
Analyst Rating and Forecast
- By Refinitiv from1 analysts
Actual
Company News
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J&K Bank Q1 Results: Net Profit Falls YoY, Asset Quality Improves20 hrs ago
Jammu & Kashmir Bank reports Q1 net profit of ₹4.2B rupees, down from ₹4.84B YoY, while revenue rises to ₹35.5B. GNPA improves to 2.37% from 2.5% QoQ.
Jammu and Kashmir Bank will hold a conference call on July 29, 2026, to discuss Q1FY27 results. MD and CEO Amitava Chatterjee will lead the discussion.
J&K Bank appoints Bansi Lal Saini as CVO
Jul 15, 2026
Jul 15, 2026Jammu and Kashmir Bank Ltd has appointed Mr. Bansi Lal Saini as Chief Vigilance Officer for three years effective July 15, 2026.
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Peer Comparison Compare Peers on Screener
Competitors | LTP | Market Cap (₹ Cr.) | P/E Ratio | Revenue (₹ Cr.) | YoY Revenue Growth % | Net Profit (₹ Cr.) | YoY Profit Growth % | RSI |
|---|---|---|---|---|---|---|---|---|
746.95 | #1 11,50,363.46 | 13.97 | #1 4,95,462.80 | 5.21 | #1 79,220 | 19.26 | 38.34 | |
1,430.70 | 10,26,313.34 | 17.26 | 3,12,118.40 | 5.95 | 57,673 | 12.59 | 60.70 | |
388.45 | 3,86,372.14 | 19.13 | 1,11,168.30 | 3.80 | 19,181 | 22.55 | 53.71 | |
1,222.50 | 3,80,246.36 | 13.76 | 1,62,211.90 | 4.04 | 26,494 | 22.15 | 35.25 | |
84.30 | 90,642.75 | #1 9.69 | 35,631.20 | 4.62 | 9,237 | 5.27 | 51.09 | |
356.60 | 88,020.47 | 18.31 | 29,674.10 | -7.36 | 4,483 | 37.02 | 76.76 | |
1,006.70 | 78,435.29 | 59.64 | 46,250.80 | -17.93 | 889 | 71.68 | 54.83 | |
83.85 | 72,221.90 | 31.83 | 40,548.80 | -6.74 | 1,611 | #1 153.10 | 67.11 | |
22.62 | 70,994.88 | 19.04 | 37,292.80 | 0.59 | 3,512 | 32.53 | 40.55 | |
341.50 | 33,005.77 | 11.96 | 13,158.70 | #1 14.35 | 2,510 | 44.91 | 67.85 |
Automatic Screeners on ScanX
Growth Rate
Revenue Growth
-3.93 %
Net Income Growth
6.23 %
Cash Flow Change
419.41 %
ROE
1.10 %
ROCE
5.16 %
EBITDA Margin (Avg.)
-8.52 %
Quarterly Financial Results
Balance Sheet
| Balance Sheet | 2015 | 2016 | 2017 | 2018 | 2019 | 2020 | 2021 | 2022 | 2023 | 2024 | 2025 |
| Total Assets | 76,065 | 80,254 | 82,012 | 89,684 | 1,01,405 | 1,08,829 | 1,20,273 | 1,30,576 | 1,45,913 | 1,54,505 | 1,69,424 |
| Fixed Assets | 655 | 706 | 1,479 | 1,598 | 1,646 | 2,036 | 1,971 | 1,908 | 2,224 | 2,208 | 2,126 |
| Current Assets | 5,685 | 8,962 | 9,381 | 12,075 | 10,018 | 19,035 | 20,378 | 24,204 | 26,400 | 23,435 | 21,926 |
| Capital Work in Progress | 34 | 59 | 64 | 17 | 29 | 35 | 41 | 46 | 47 | 50 | 66 |
| Investments | 25,104 | 20,334 | 21,271 | 18,860 | 23,141 | 22,991 | 30,774 | 33,785 | 34,780 | 34,900 | 41,122 |
| Other Assets | 50,271 | 59,156 | 59,198 | 69,210 | 76,589 | 83,768 | 87,486 | 94,837 | 1,08,860 | 1,17,347 | 1,26,110 |
| Total Equity & Liabilities | 76,065 | 80,254 | 82,012 | 89,684 | 1,01,405 | 1,08,829 | 1,20,273 | 1,30,576 | 1,45,913 | 1,54,505 | 1,69,424 |
| Current Liabilities | 1,863 | 2,178 | 2,588 | 1,894 | 2,522 | 2,678 | 3,408 | 5,425 | 11,097 | 4,662 | 4,271 |
| Non Current Liabilities | 74,201 | 78,076 | 79,425 | 87,791 | 98,883 | 1,06,151 | 1,16,865 | 1,25,151 | 1,34,816 | 1,49,842 | 1,65,153 |
| Total Equity | 6,108 | 6,421 | 5,673 | 6,158 | 6,622 | 6,346 | 6,802 | 8,077 | 9,896 | 12,193 | 14,208 |
| Reserve & Surplus | 6,060 | 6,372 | 5,621 | 6,102 | 6,566 | 6,275 | 6,731 | 7,890 | 9,793 | 12,083 | 14,098 |
| Share Capital | 49 | 49 | 52 | 56 | 56 | 71 | 71 | 93 | 103 | 110 | 110 |
Cash Flow
| Cash Flow | 2015 | 2016 | 2017 | 2018 | 2019 | 2020 | 2021 | 2022 | 2023 | 2024 | 2025 |
| Net Cash Flow | -481 | -531 | 2,189 | 2,867 | -2,388 | 3,920 | -289 | -712 | 107 | -702 | 1,587 |
| Investing Activities | -261 | -136 | -861 | -164 | -165 | -115 | -76 | -85 | -124 | -257 | -102 |
| Operating Activities | 118 | -219 | 2,457 | 2,363 | -2,992 | 4,374 | -14 | -1,568 | -407 | -853 | 2,723 |
| Financing Activities | -338 | -176 | 593 | 668 | 769 | -339 | -199 | 941 | 638 | 407 | -1,034 |
Share Holding
| % Holding | Mar 2021 | Jun 2021 | Sept 2021 | Dec 2021 | Mar 2022 | Apr 2022 | Jun 2022 | Sept 2022 | Dec 2022 | Mar 2023 | Jun 2023 | Sept 2023 | Dec 2023 | Mar 2024 | Jun 2024 | Sept 2024 | Dec 2024 | Mar 2025 | Jun 2025 | Sept 2025 | Dec 2025 | Mar 2026 | Jun 2026 |
| Promoter | 68.18 % | 68.18 % | 70.12 % | 70.12 % | 70.12 % | 0.00 % | 68.03 % | 68.03 % | 68.03 % | 63.41 % | 63.41 % | 63.41 % | 59.40 % | 59.40 % | 59.40 % | 59.40 % | 59.40 % | 59.40 % | 59.40 % | 59.40 % | 59.40 % | 59.40 % | 59.40 % |
| FIIs | 0.00 % | 0.00 % | 0.00 % | 0.00 % | 0.00 % | 0.00 % | 0.00 % | 0.00 % | 0.00 % | 0.00 % | 0.00 % | 2.61 % | 0.00 % | 6.99 % | 7.16 % | 6.46 % | 7.07 % | 7.64 % | 8.01 % | 7.85 % | 8.14 % | 8.34 % | 9.38 % |
| DIIs | 0.19 % | 0.22 % | 0.16 % | 0.23 % | 0.21 % | 0.00 % | 0.00 % | 2.12 % | 2.78 % | 2.66 % | 2.44 % | 4.92 % | 7.37 % | 8.15 % | 6.99 % | 6.66 % | 6.83 % | 6.70 % | 5.87 % | 5.76 % | 5.83 % | 6.00 % | 7.84 % |
| Government | 0.00 % | 0.00 % | 0.00 % | 0.00 % | 0.00 % | 0.00 % | 0.00 % | 0.00 % | 0.00 % | 0.00 % | 0.00 % | 0.00 % | 0.00 % | 0.00 % | 0.00 % | 0.00 % | 0.00 % | 0.00 % | 0.00 % | 0.00 % | 0.00 % | 0.00 % | 0.00 % |
| Public / Retail | 22.17 % | 22.96 % | 23.27 % | 23.67 % | 23.81 % | 0.00 % | 24.66 % | 23.70 % | 21.12 % | 26.20 % | 26.03 % | 23.54 % | 21.45 % | 20.32 % | 21.07 % | 21.94 % | 21.48 % | 21.06 % | 21.26 % | 21.39 % | 21.27 % | 20.27 % | 17.71 % |
| Others | 9.46 % | 8.64 % | 6.46 % | 5.99 % | 5.86 % | 100.00 % | 7.31 % | 6.16 % | 8.07 % | 7.73 % | 8.11 % | 5.52 % | 11.78 % | 5.14 % | 5.38 % | 5.54 % | 5.22 % | 5.20 % | 5.46 % | 5.60 % | 5.36 % | 5.99 % | 5.67 % |
| No of Share Holders | 1,42,214 | 1,74,468 | 1,72,856 | 1,84,254 | 1,92,588 | 1,92,589 | 1,95,935 | 1,89,535 | 1,69,558 | 1,72,074 | 1,72,171 | 1,88,609 | 1,88,609 | 2,15,294 | 2,54,645 | 2,78,050 | 2,82,743 | 2,80,187 | 2,65,968 | 2,61,978 | 2,54,219 | 2,40,539 | 2,19,636 |
Dividend History
| Annual Cash Flows | 2017 | 2018 | 2019 | 2020 | 2021 | 2022 | 2023 | 2024 | 2025 | 2026 |
|---|---|---|---|---|---|---|---|---|---|---|
| Dividend Per Share (₹) | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.5 | 2.15 | 2.15 | 0.00 |
| Dividend Yield (%) | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.37 | 2.33 | 1.95 | 0.00 |
Corporate Action
| Record Date | Corporate Action | Information | Announcement Day | LTP at Annoucement | LTP at Record Day |
|---|---|---|---|---|---|
| 17 Aug 2023 |  Dividend | ₹ 0.50 /share | 17 Aug 2023 | 59.53 | 79.20 |
| 11 Aug 2024 | Dividend | ₹ 2.15 /share | 09 Aug 2024 | 139.25 | 113.10 |
| 17 Aug 2024 |  Annual General Meeting | NA | 17 Aug 2024 | 106.18 | 109.30 |
| 25 Oct 2024 |  Quarterly Result Announcement | NA | 25 Oct 2024 | 99.35 | 93.85 |
| 20 Jan 2025 | Quarterly Result Announcement | NA | 20 Jan 2025 | 97.65 | 94.50 |
| 05 May 2025 | Quarterly Result Announcement | NA | 05 May 2025 | 113.23 | 94.12 |
| 25 Jul 2025 | Quarterly Result Announcement | NA | 25 Jul 2025 | 111.75 | 111.70 |
| 19 Aug 2025 | Dividend | ₹ 2.15 /share | 19 Aug 2025 | 94.12 | 106.05 |
| 26 Aug 2025 | Annual General Meeting | NA | 26 Aug 2025 | 111.70 | 102.91 |
| 18 Oct 2025 | Quarterly Result Announcement | NA | 18 Oct 2025 | 104.18 | 104.65 |
| 20 Jan 2026 | Quarterly Result Announcement | NA | 20 Jan 2026 | 102.05 | 102.75 |
| 05 May 2026 | Quarterly Result Announcement | NA | 05 May 2026 | 128.55 | 131.64 |
| 29 Jul 2026 | Quarterly Result Announcement | NA | 29 Jul 2026 | 182.25 | 177.25 |
Announcements
Announcement under Regulation 30 (LODR)-Analyst / Investor Meet - Outcome14 hrs ago
14 hrs agoAnnouncement under Regulation 30 (LODR)-Analyst / Investor Meet - Intimation18 hrs ago
18 hrs agoAnnouncement under Regulation 30 (LODR)-Press Release / Media Release19 hrs ago
19 hrs agoStatement Of Deviation & Variation19 hrs ago
19 hrs agoIntegrated Financials June 202619 hrs ago
19 hrs agoREVIEWED FINANCIAL RESULTS (STANDALONE & CONSOLIDATED) OF THE BANK FOR THE QUARTER ENDED 30TH JUNE 202620 hrs ago
20 hrs agoBoard Meeting Outcome for REVIEWED FINANCIAL RESULTS (STANDALONE & CONSOLIDATED) OF THE BANK FOR THE QUARTER ENDED 30TH JUNE 202620 hrs ago
20 hrs agoAnnouncement under Regulation 30 (LODR)-Analyst / Investor Meet - Intimation7 days ago
7 days agoAnnouncement under Regulation 30 (LODR)-Newspaper Publication7 days ago
7 days agoBoard Meeting Intimation for CONSIDERATION OF UNAUDITED FINANCIAL RESULTS (CONSOLIDATED AND STANDALONE) OF THE BANK FOR THE QUARTER ENDED 30TH JUNE 20268 days ago
8 days agoLETTER FOR CLAIMING UNCLAIMED DIVIDEND(S) AND COMPLIANCE WITH SEBI/IEPF REQUIREMENTS9 days ago
9 days agoAnnouncement under Regulation 30 (LODR)-Memorandum of Understanding /AgreementsJul 17, 2026
Jul 17, 2026Announcement under Regulation 30 (LODR)-Change in ManagementJul 15, 2026
Jul 15, 2026Proposed Divestment Of Stake In PNB Metlife India Insurance Company LimitedJul 14, 2026
Jul 14, 2026Shareholder Meeting / Postal Ballot-Outcome of Postal_BallotJul 13, 2026
Jul 13, 2026 Shareholder Meeting / Postal Ballot-Scrutinizer"s ReportJul 13, 2026
Jul 13, 2026Shareholder Meeting / Postal Ballot-Outcome of Postal_BallotJul 13, 2026
Jul 13, 2026Announcement under Regulation 30 (LODR)-Change in ManagementJul 04, 2026
Jul 04, 2026Compliances-Certificate under Reg. 74 (5) of SEBI (DP) Regulations 2018Jul 04, 2026
Jul 04, 2026Announcement under Regulation 30 (LODR)-Memorandum of Understanding /AgreementsJul 02, 2026
Jul 02, 2026Provisional Business FiguresJul 01, 2026
Jul 01, 2026Closure of Trading WindowJun 24, 2026
Jun 24, 2026Announcement under Regulation 30 (LODR)-Newspaper PublicationJun 12, 2026
Jun 12, 2026Announcement under Regulation 30 (LODR)-Newspaper PublicationJun 11, 2026
Jun 11, 2026Shareholder Meeting / Postal Ballot-Notice of Postal BallotJun 10, 2026
Jun 10, 2026Announcement under Regulation 30 (LODR)-Newspaper PublicationJun 06, 2026
Jun 06, 2026Compliances-Reg.24(A)-Annual Secretarial ComplianceMay 30, 2026
May 30, 2026Announcement under Regulation 30 (LODR)-Analyst / Investor Meet - IntimationMay 17, 2026
May 17, 2026Announcement under Regulation 30 (LODR)-Analyst / Investor Meet - IntimationMay 13, 2026
May 13, 2026Announcement under Regulation 30 (LODR)-Analyst / Investor Meet - IntimationMay 13, 2026
May 13, 2026Announcement under Regulation 30 (LODR)-Analyst / Investor Meet - IntimationMay 13, 2026
May 13, 2026Announcement under Regulation 30 (LODR)-Analyst / Investor Meet - OutcomeMay 08, 2026
May 08, 2026DISCLOSURE UNDER REGULATION 30 AND 51 OF SEBI (LISTING OBLIGATIONS AND DISCLOSURE REQUIREMENTS) REGULATIONS 2015May 07, 2026
May 07, 2026Announcement under Regulation 30 (LODR)-Newspaper PublicationMay 06, 2026
May 06, 2026Announcement under Regulation 30 (LODR)-Analyst / Investor Meet - OutcomeMay 05, 2026
May 05, 2026Announcement under Regulation 30 (LODR)-Analyst / Investor Meet - IntimationMay 05, 2026
May 05, 2026Announcement under Regulation 30 (LODR)-Press Release / Media ReleaseMay 05, 2026
May 05, 2026Statement Of Deviation & VariationMay 05, 2026
May 05, 2026Related Party DisclosureMay 05, 2026
May 05, 2026Financials March 2026May 05, 2026
May 05, 2026Integrated FinancialsMay 05, 2026
May 05, 2026Board Meeting Outcome for AUDITED FINANCIAL RESULTS (STANDALONE & CONSOLIDATED) OF THE BANK FOR THE QUARTER AND FINANCIAL YEAR ENDED 31ST MARCH 2026May 05, 2026
May 05, 2026Announcement under Regulation 30 (LODR)-Newspaper PublicationMay 01, 2026
May 01, 2026Announcement under Regulation 30 (LODR)-Analyst / Investor Meet - IntimationApr 29, 2026
Apr 29, 2026Board Meeting Intimation for CONSIDERATION OF AUDITED STANDALONE AND CONSOLIDATED FINANCIAL RESULTS OF THE BANK FOR THE QUARTER AND FINANCIAL YEAR ENDED 31ST MARCH 2026Apr 29, 2026
Apr 29, 2026Announcement under Regulation 30 (LODR)-Change in ManagementApr 24, 2026
Apr 24, 2026Announcement under Regulation 30 (LODR)-Change in DirectorateApr 22, 2026
Apr 22, 2026Announcement under Regulation 30 (LODR)-Newspaper PublicationApr 07, 2026
Apr 07, 2026Compliances-Certificate under Reg. 74 (5) of SEBI (DP) Regulations 2018Apr 04, 2026
Apr 04, 2026Provisional Business FiguresApr 02, 2026
Apr 02, 2026Mutual Fund Holdings
Technical Indicators
RSI(14)
Neutral 39.08
ATR(14)
Volatile 9.09
STOCH(9,6)
Neutral 20.35
STOCH RSI(14)
Oversold 8.15
MACD(12,26)
Bearish -2.75
ADX(14)
Strong Trend 38.85
UO(9)
Bearish 33.13
ROC(12)
Downtrend And Accelerating -15.32
WillR(14)
Oversold -97.05
About Jammu & Kashmir Bank
Jammu and Kashmir Bank Limited is a Scheduled Commercial Bank founded in 1938, operating primarily in Jammu & Kashmir and Ladakh. It serves various customer segments including businesses, government employees, farmers, and corporate clients. The bank offers retail credit products, depository services, and third-party services. It has expanded its presence...more
Website
Chairperson NameS Krishnan
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