Jammu & Kashmir Bank

111.54
+3.27
(3.02%)
Market Cap
12,282.60 Cr
EPS
16.80
PE Ratio
5.90
Dividend Yield
1.93 %
Industry
Banks
52 Week High
123.70
52 Week Low
86.61
PB Ratio
0.95
Debt to Equity
0.00
Add Ratio
hide

Investment Returns

In Long Term
In Short Term
1 Year
0.00%
2 Years
0.00%
3 Years
0.00%
4 Years
0.00%
5 Years
0.00%
Analyst Rating
- By Refinitiv from1 analysts
BUY
Analysts have suggested that investors can buy this stock
Buy
Buy+100.00 %
+100.00 %
Hold
Hold0.0 %
0.0 %
Sell
Sell0.0 %
0.0 %
Competitors
LTP
Market Cap (₹ Cr.)
P/E Ratio
Revenue (₹ Cr.)
YoY Revenue Growth %
Net Profit (₹ Cr.)
YoY Profit Growth %
RSI
2,014.90
#1 15,45,007.90
21.82
#1 4,07,994.80
#1 99.35
#1 65,447
7.06
65.84
1,462.20
10,43,283.50
20.44
2,36,037.70
26.78
45,007
17.65
61.91
2,207.90
4,38,991.60
22.81
94,273.90
38.35
17,977
-7.58
64.41
1,225.10
3,79,913.00
13.54
1,37,989.40
30.43
26,424
-1.59
56.71
101.32
1,08,943.30
14.26
30,370.40
20.68
5,814
25.26
66.26
857.70
66,819.60
25.95
55,144.00
23.81
8,977
-199.14
61.21
20.18
63,289.90
25.88
32,960.90
23.98
1,285
59.32
49.30
72.36
53,062.40
35.65
36,256.80
33.32
2,942
-59.61
63.22
208.39
51,221.80
12.31
26,782.00
32.27
3,928
12.48
55.32
185.61
29,901.20
#1 10.89
21,034.20
14.48
2,230
#1 482.23
63.76
Forecast
Actual
Growth Rate
Revenue Growth
19.07 %
Net Income Growth
47.66 %
Cash Flow Change
-109.40 %
ROE
19.90 %
ROCE
23.97 %
EBITDA Margin (Avg.)
10.39 %

Quarterly Financial Results

Quarterly Financials
Jun 2018
Sept 2018
Dec 2018
Mar 2019
Jun 2019
Sept 2019
Dec 2019
Mar 2020
Jun 2020
Sept 2020
Dec 2020
Mar 2021
Jun 2021
Sept 2021
Dec 2021
Mar 2022
Jun 2022
Sept 2022
Dec 2022
Mar 2023
Jun 2023
Sept 2023
Dec 2023
Mar 2024
Jun 2024
Sept 2024
Dec 2024
Mar 2025
Revenue
1,898
1,953
2,170
2,478
2,257
2,264
2,197
2,279
2,161
2,197
2,350
2,110
2,214
2,186
2,193
2,212
2,308
2,447
2,685
2,681
2,888
2,957
3,067
3,139
3,193
3,424
3,452
3,619
Expenses
820
734
878
1,119
971
2,088
953
1,348
962
1,017
1,172
789
1,009
1,034
858
1,055
1,003
946
984
793
1,062
982
906
705
954
980
996
1,078
EBITDA
94
170
171
222
117
-1,033
52
-238
65
80
107
287
183
136
308
120
236
407
518
625
452
545
561
830
614
757
759
810
Operating Profit %
53 %
60 %
56 %
46 %
53 %
3 %
54 %
37 %
53 %
50 %
44 %
60 %
49 %
48 %
58 %
48 %
52 %
59 %
60 %
68 %
60 %
64 %
69 %
76 %
68 %
69 %
69 %
66 %
Depreciation
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
Interest
984
1,048
1,121
1,138
1,170
1,208
1,193
1,169
1,134
1,101
1,071
1,034
1,021
1,017
1,026
1,037
1,069
1,095
1,183
1,262
1,374
1,430
1,600
1,604
1,625
1,687
1,697
1,732
Profit Before Tax
94
170
171
222
117
-1,033
52
-238
65
80
107
287
183
136
308
120
236
407
518
625
452
545
561
830
614
757
759
810
Tax
42
77
67
8
95
-113
3
99
63
42
40
-35
84
28
139
1
75
167
211
153
120
161
138
197
195
204
230
228
Net Profit
53
93
105
214
21
-919
48
-337
2
38
66
322
100
107
169
119
161
240
307
473
331
384
423
633
419
553
529
582
EPS in ₹
0.94
1.68
1.88
3.84
0.39
-16.51
0.87
-4.72
0.03
0.53
0.93
4.52
1.40
1.44
1.81
1.27
1.67
2.49
3.19
4.87
3.21
3.72
4.05
5.75
3.80
5.02
4.80
5.28

Balance Sheet

Balance Sheet
2015
2016
2017
2018
2019
2020
2021
2022
2023
2024
Total Assets
76,065
80,254
82,012
89,684
1,01,405
1,08,829
1,20,273
1,30,576
1,45,913
1,54,505
Fixed Assets
655
706
1,479
1,598
1,646
2,036
1,971
1,908
2,224
2,208
Current Assets
5,685
8,962
9,381
12,075
10,018
19,035
20,378
24,204
26,400
23,435
Capital Work in Progress
34
59
64
17
29
35
41
46
47
50
Investments
25,104
20,334
21,271
18,860
23,141
22,991
30,774
33,785
34,780
34,900
Other Assets
50,271
59,156
59,198
69,210
76,589
83,768
87,486
94,837
1,08,860
1,17,347
Total Liabilities
76,065
80,254
82,012
89,684
1,01,405
1,08,829
1,20,273
1,30,576
1,45,913
1,54,505
Current Liabilities
1,863
2,178
2,588
1,894
2,522
2,678
3,408
5,425
11,097
4,664
Non Current Liabilities
74,201
78,076
79,425
87,791
98,883
1,06,151
1,16,865
1,25,151
1,34,816
1,49,841
Total Equity
6,108
6,421
5,673
6,158
6,622
6,346
6,802
8,077
9,896
12,193
Reserve & Surplus
6,060
6,372
5,621
6,102
6,566
6,275
6,731
7,890
9,793
12,083
Share Capital
49
49
52
56
56
71
71
93
103
110

Cash Flow

Cash Flow
2015
2016
2017
2018
2019
2020
2021
2022
2023
2024
Net Cash Flow
-481
-531
2,189
2,867
-2,388
3,920
-289
-712
107
-702
Investing Activities
-261
-136
-861
-164
-165
-115
-76
-85
-124
-257
Operating Activities
118
-219
2,457
2,363
-2,992
4,374
-14
-1,568
-407
-853
Financing Activities
-338
-176
593
668
769
-339
-199
941
638
407

Share Holding

% Holding
Mar 2021
Jun 2021
Sept 2021
Dec 2021
Mar 2022
Apr 2022
Jun 2022
Sept 2022
Dec 2022
Mar 2023
Jun 2023
Sept 2023
Dec 2023
Mar 2024
Jun 2024
Sept 2024
Dec 2024
Mar 2025
Promoter
68.18 %
68.18 %
70.12 %
70.12 %
70.12 %
0.00 %
68.03 %
68.03 %
68.03 %
63.41 %
63.41 %
63.41 %
59.40 %
59.40 %
59.40 %
59.40 %
59.40 %
59.40 %
FIIs
0.00 %
0.00 %
0.00 %
0.00 %
0.00 %
0.00 %
0.00 %
0.00 %
0.00 %
0.00 %
0.00 %
2.61 %
0.00 %
6.99 %
7.16 %
6.46 %
7.07 %
7.64 %
DIIs
0.19 %
0.22 %
0.16 %
0.23 %
0.21 %
0.00 %
0.00 %
2.12 %
2.78 %
2.66 %
2.44 %
4.92 %
7.37 %
8.15 %
6.99 %
6.66 %
6.83 %
6.70 %
Government
0.00 %
0.00 %
0.00 %
0.00 %
0.00 %
0.00 %
0.00 %
0.00 %
0.00 %
0.00 %
0.00 %
0.00 %
0.00 %
0.00 %
0.00 %
0.00 %
0.00 %
0.00 %
Public / Retail
22.17 %
22.96 %
23.27 %
23.67 %
23.81 %
0.00 %
24.66 %
23.70 %
21.12 %
26.20 %
26.03 %
23.54 %
21.45 %
20.32 %
21.07 %
21.94 %
21.48 %
21.06 %
Others
9.46 %
8.64 %
6.46 %
5.99 %
5.86 %
100.00 %
7.31 %
6.16 %
8.07 %
7.73 %
8.11 %
5.52 %
11.78 %
5.14 %
5.38 %
5.54 %
5.22 %
5.20 %
No of Share Holders
1,42,214
1,74,468
1,72,856
1,84,254
1,92,588
1,92,589
1,95,935
1,89,535
1,69,558
1,72,074
1,72,171
1,88,609
1,88,609
2,15,294
2,54,645
2,78,050
2,82,743
2,80,187

Dividend History

Dividends per share (FY)
Dividend yield (FY) %
Dividends per share (FY)
Dividend yield (FY) %
Annual Cash Flows 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025
Dividend Per Share (₹) 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.5 2.15 0.00
Dividend Yield (%) 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.37 2.33 0.00

Corporate Action

Record Date Corporate Action Information Announcement Day LTP at Annoucement LTP at Record Day
05 May 2025 QUARTERLY RESULT ANNOUNCEMENT Quarterly Result Announcement
NA
05 May 2025 113.23 94.12
20 Jan 2025 QUARTERLY RESULT ANNOUNCEMENT Quarterly Result Announcement
NA
20 Jan 2025 97.65 94.50
25 Oct 2024 QUARTERLY RESULT ANNOUNCEMENT Quarterly Result Announcement
NA
25 Oct 2024 99.35 93.85
17 Aug 2024 ANNUAL GENERAL MEETING Annual General Meeting
NA
17 Aug 2024 106.18 109.30
11 Aug 2024 DIVIDEND Dividend
₹ 2.15 /share
09 Aug 2024 139.25 113.10
17 Aug 2023 DIVIDEND Dividend
₹ 0.50 /share
17 Aug 2023 59.53 79.20

Announcements

Announcement under Regulation 30 (LODR)-Change in Management1 day ago
Closure of Trading Window3 days ago
Shareholder Meeting / Postal Ballot-Outcome of Postal_Ballot5 days ago
Shareholder Meeting / Postal Ballot-Scrutinizer"s Report5 days ago
GST DemandJun 10, 2025
Compliances-Reg.24(A)-Annual Secretarial ComplianceMay 30, 2025
Announcement under Regulation 30 (LODR)-Newspaper PublicationMay 23, 2025
Shareholder Meeting / Postal Ballot-Notice of Postal BallotMay 22, 2025
Announcement under Regulation 30 (LODR)-Analyst / Investor Meet - OutcomeMay 09, 2025
Announcement under Regulation 30 (LODR)-Analyst / Investor Meet - OutcomeMay 06, 2025
Announcement under Regulation 30 (LODR)-Newspaper PublicationMay 06, 2025
Announcement under Regulation 30 (LODR)-Analyst / Investor Meet - IntimationMay 06, 2025
AUDITED FINANCIAL RESULTS (STANDALONE & CONSOLIDATED) OF THE BANK FOR THE QUARTER AND FINANCIAL YEAR ENDED 31ST MARCH 2025May 06, 2025
Disclosure Under SEBI Circular No. SEBI/HO/DDHS/DDHS-RACPOD1/P/CIR/2023/172 Dated October 19 2023 Issued W.R.T. Ease Of Doing Business And Development Of Corporate Bond Markets Revision In The Framework For Fund Raising By Issuance Of Debt SecuritiesMay 05, 2025
Statement Of Deviation & VariationMay 05, 2025
Announcement under Regulation 30 (LODR)-Press Release / Media ReleaseMay 05, 2025
Related Party DisclosureMay 05, 2025
Announcement under Regulation 30 (LODR)-Dividend UpdatesMay 05, 2025
Integrated Filing (Financial)May 05, 2025
Declaration Of DividendMay 05, 2025
Board Meeting Outcome for AUDITED FINANCIAL RESULTS (STANDALONE & CONSOLIDATED) OF THE BANK FOR THE QUARTER AND FINANCIAL YEAR ENDED 31ST MARCH 2025May 05, 2025
Board Meeting Outcome for AUDITED FINANCIAL RESULTS (STANDALONE & CONSOLIDATED) OF THE BANK FOR THE QUARTER AND FINANCIAL YEAR ENDED 31ST MARCH 2025May 05, 2025
Announcement under Regulation 30 (LODR)-Analyst / Investor Meet - IntimationApr 25, 2025
Shareholder Meeting / Postal Ballot-Outcome of Postal_BallotApr 25, 2025
Announcement under Regulation 30 (LODR)-Dividend UpdatesApr 23, 2025
Board Meeting Intimation for CONSIDERATION OF AUDITED STANDALONE AND CONSOLIDATED FINANCIAL RESULTS OF THE BANK FOR THE QUARTER AND FINANCIAL YEAR ENDED 31ST MARCH 2025/DIVIDENDApr 23, 2025
Shareholder Meeting / Postal Ballot-Scrutinizer"s ReportApr 19, 2025
Order Of Honble High CourtApr 09, 2025
FUND RAISING BY ISSUANCE OF DEBT SECURITIES BY LARGE ENTITIESApr 07, 2025
Compliances-Certificate under Reg. 74 (5) of SEBI (DP) Regulations 2018Apr 07, 2025
Disclosure Of Provisional Business FiguresApr 04, 2025
Closure of Trading WindowMar 26, 2025
Announcement under Regulation 30 (LODR)-Change in DirectorateMar 26, 2025
Announcement under Regulation 30 (LODR)-Newspaper PublicationMar 20, 2025
Shareholder Meeting / Postal Ballot-Notice of Postal BallotMar 19, 2025
Announcement under Regulation 30 (LODR)-Change in DirectorateFeb 28, 2025
Announcement under Regulation 30 (LODR)-Code of Conduct under SEBI (PIT) Regulations 2015Feb 25, 2025
GST DemandFeb 05, 2025
Announcement under Regulation 30 (LODR)-Analyst / Investor Meet - OutcomeJan 25, 2025
Penalty Imposed By RBIJan 24, 2025
Announcement under Regulation 30 (LODR)-Analyst / Investor Meet - OutcomeJan 21, 2025
Integrated Filing (Financial)Jan 21, 2025
Announcement under Regulation 30 (LODR)-Newspaper PublicationJan 21, 2025
APPOINTMENT OF ADDITIONAL DIRECTOR ON THE BOARD OF THE BANK BY RESERVE BANK OF INDIA UNDER SECTION 36AB OF THE BANKING REGULATION ACT 1949Jan 20, 2025
Announcement under Regulation 30 (LODR)-Change in DirectorateJan 20, 2025
Statement Of Deviation Or VariationJan 20, 2025
Announcement under Regulation 30 (LODR)-Analyst / Investor Meet - IntimationJan 20, 2025
Announcement under Regulation 30 (LODR)-Press Release / Media ReleaseJan 20, 2025
Announcement under Regulation 30 (LODR)-Change in DirectorateJan 20, 2025
Board Meeting Outcome for REVIEWED FINANCIAL RESULTS (STANDALONE & CONSOLIDATED) OF THE BANK FOR THE QUARTER AND NONE MONTHS ENDED 31ST DECEMBER 2024Jan 20, 2025

Technical Indicators

RSI(14)
Neutral
62.80
ATR(14)
Less Volatile
3.95
STOCH(9,6)
Neutral
58.17
STOCH RSI(14)
Neutral
65.47
MACD(12,26)
Bullish
0.32
ADX(14)
Weak Trend
22.48
UO(9)
Bearish
55.36
ROC(12)
Uptrend And Accelerating
1.25
WillR(14)
Overbought
-14.36

Mutual Fund Holdings

Funding HouseCurrent Holding %1M Change1M Change %3M Change %Last 6M Trend
Mahindra Manulife Value Fund Direct-Growth
1.08%
400000
1.08%
1.08%
Motilal Oswal Quant Fund Direct-Growth
0.00%
-134121
-0.97%
-0.95%
Nippon India Nifty Smallcap 250 Index Fund Direct - Growth
0.24%
10626
0.00%
0.00%
SBI Nifty Smallcap 250 Index Fund Direct - Growth
0.24%
6403
0.00%
0.00%
Motilal Oswal Nifty Smallcap 250 Index Fund Direct - Growth
0.24%
4482
0.00%
0.00%
HDFC Nifty Smallcap 250 Index Fund Direct-Growth
0.24%
2878
0.00%
0.00%
Nippon India Nifty 500 Equal Weight Index Fund Direct-Growth
0.19%
-2505
0.00%
0.00%
Motilal Oswal Nifty 500 Index Fund Direct - Growth
0.02%
1825
0.00%
0.00%
Edelweiss Nifty Smallcap 250 Index Fund Direct - Growth
0.24%
1285
0.00%
0.00%
ICICI Prudential Nifty Smallcap 250 Index Fund Direct - Growth
0.24%
1088
0.00%
0.00%
Kotak Nifty Smallcap 250 Index Fund Direct-Growth
0.24%
415
0.00%
0.00%
Groww Nifty Smallcap 250 Index Fund Direct - Growth
0.24%
402
0.00%
0.00%
Axis Nifty 500 Index Fund Direct-Growth
0.02%
-368
0.00%
0.00%
HDFC BSE 500 Index Fund Direct - Growth
0.02%
152
0.00%
0.00%
Navi Nifty 500 Multicap 50:25:25 Index Fund Direct-Growth
0.06%
150
0.00%
0.00%
HDFC Nifty500 Multicap 50:25:25 Index Fund Direct-Growth
0.06%
103
0.00%
0.00%
Kotak BSE PSU Index Fund Direct-Growth
0.23%
-87
0.01%
0.01%
Groww Nifty Total Market Index Fund Direct - Growth
0.02%
80
0.00%
0.00%
SBI Nifty 500 Index Fund Direct-Growth
0.02%
-55
0.00%
0.00%
Angel One Nifty Total Market Index Fund Direct - Growth
0.02%
52
0.00%
0.00%
ICICI Prudential Nifty 500 Index Fund Direct-Growth
0.02%
52
0.00%
0.00%
Mirae Asset Nifty Total Market Index Fund Direct-Growth
0.02%
22
0.00%
0.00%
Bandhan Nifty Smallcap 250 Index Fund Direct-Growth
0.24%
-14
0.00%
0.00%
Bandhan Nifty Total Market Index Fund Direct-Growth
0.02%
9
0.00%
0.00%
Baroda BNP Paribas Conservative Hybrid Fund Direct-Growth
0.00%
0
0.00%
0.00%

About Jammu & Kashmir Bank

Jammu and Kashmir Bank Limited is a Scheduled Commercial Bank founded in 1938, operating primarily in Jammu & Kashmir and Ladakh. It serves various customer segments including businesses, government employees, farmers, and corporate clients. The bank offers retail credit products, depository services, and third-party services. It has expanded its presence across India with 1004 branches, 1417 ATMs, and 152 Cash Recycler Machines in 18 states and 4 union territories as of March 31, 2024. J&K Bank is listed on NSE and BSE, and functions as an agency bank for the governments of Jammu & Kashmir and Ladakh. Its product range includes home finance, personal loans, education loans, agriculture lending, and consumer credit.