J&K Bank

92.36
-0.19
(-0.21%)
Market Cap
10,170.52 Cr
EPS
16.80
PE Ratio
4.78
Dividend Yield
2.32 %
Industry
Banks
52 Week High
147.20
52 Week low
86.61
PB Ratio
0.81
Debt to Equity
0.00
Add Ratio

Investment Returns

In Long Term
In Short Term
1 Year
0.00%
2 Years
0.00%
3 Years
0.00%
4 Years
0.00%
5 Years
0.00%
Analyst Rating
- By Refinitiv from1 analysts
BUY
Analysts have suggested that investors can buy this stock
Buy100.00 %
100.00 %
Hold0.0 %
0.0 %
Sell0.0 %
0.0 %
Competitors LTP Market Cap (₹ Cr.) P/E Ratio Revenue (₹ Cr.) YoY Revenue Growth % Net Profit (₹ Cr.) YoY Profit Growth % RSI
1,704.55 13,03,592.08 18.53 4,07,994.80 99.35 65,447 3.51 45.75
1,245.55 8,79,111.66 17.87 2,36,037.70 26.78 45,007 20.25 54.49
1,973.00 3,92,264.79 19.57 94,273.90 38.35 17,977 10.23 52.81
1,008.85 3,12,235.51 11.27 1,37,989.40 30.43 26,424 3.98 54.50
72.93 78,417.27 10.85 30,370.40 20.68 5,814 28.98 47.89
687.00 53,520.85 7.04 55,144.00 23.81 8,977 -39.07 13.76
16.25 50,943.56 23.74 32,960.90 23.98 1,285 155.32 33.10
179.10 43,969.84 10.90 26,782.00 32.27 3,928 -10.87 43.27
54.83 40,134.65 21.06 36,256.80 33.32 2,942 -53.53 31.95
141.06 22,724.36 9.09 21,034.20 14.48 2,230 -41.79 43.69
Growth Rate
Revenue Growth
19.07 %
Net Income Growth
47.66 %
Cash Flow Change
-109.40 %
ROE
19.90 %
ROCE
23.97 %
EBITDA Margin (Avg.)
10.39 %

Quarterly Financial Results

Quarterly Financials
Jun 2018
Sept 2018
Dec 2018
Mar 2019
Jun 2019
Sept 2019
Dec 2019
Mar 2020
Jun 2020
Sept 2020
Dec 2020
Mar 2021
Jun 2021
Sept 2021
Dec 2021
Mar 2022
Jun 2022
Sept 2022
Dec 2022
Mar 2023
Jun 2023
Sept 2023
Dec 2023
Mar 2024
Jun 2024
Sept 2024
Dec 2024
Revenue
1,898
1,953
2,170
2,478
2,257
2,264
2,197
2,279
2,161
2,197
2,350
2,110
2,214
2,186
2,193
2,212
2,308
2,447
2,685
2,681
2,888
2,957
3,067
3,139
3,193
3,424
3,452
Expenses
820
734
878
1,119
971
2,088
953
1,348
962
1,017
1,172
789
1,009
1,034
858
1,055
1,003
946
984
793
1,062
982
906
705
954
980
996
EBITDA
94
170
171
222
117
-1,033
52
-238
65
80
107
287
183
136
308
120
236
407
518
625
452
545
561
830
614
757
759
Operating Profit %
53 %
60 %
56 %
46 %
53 %
3 %
54 %
37 %
53 %
50 %
44 %
60 %
49 %
48 %
58 %
48 %
52 %
59 %
60 %
68 %
60 %
64 %
69 %
76 %
68 %
69 %
69 %
Depreciation
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
Interest
984
1,048
1,121
1,138
1,170
1,208
1,193
1,169
1,134
1,101
1,071
1,034
1,021
1,017
1,026
1,037
1,069
1,095
1,183
1,262
1,374
1,430
1,600
1,604
1,625
1,687
1,697
Profit Before Tax
94
170
171
222
117
-1,033
52
-238
65
80
107
287
183
136
308
120
236
407
518
625
452
545
561
830
614
757
759
Tax
42
77
67
8
95
-113
3
99
63
42
40
-35
84
28
139
1
75
167
211
153
120
161
138
197
195
204
230
Net Profit
53
93
105
214
21
-919
48
-337
2
38
66
322
100
107
169
119
161
240
307
473
331
384
423
633
419
553
529
EPS in ₹
0.94
1.68
1.88
3.84
0.39
-16.51
0.87
-4.72
0.03
0.53
0.93
4.52
1.40
1.44
1.81
1.27
1.67
2.49
3.19
4.87
3.21
3.72
4.05
5.75
3.80
5.02
4.80

Balance Sheet

Balance Sheet
2015
2016
2017
2018
2019
2020
2021
2022
2023
2024
Total Assets
76,065
80,254
82,012
89,684
1,01,405
1,08,829
1,20,273
1,30,576
1,45,913
1,54,505
Fixed Assets
655
706
1,479
1,598
1,646
2,036
1,971
1,908
2,224
2,208
Current Assets
5,685
8,962
9,381
12,075
10,018
19,035
20,378
24,204
26,400
23,435
Capital Work in Progress
34
59
64
17
29
35
41
46
47
50
Investments
25,104
20,334
21,271
18,860
23,141
22,991
30,774
33,785
34,780
34,900
Other Assets
50,271
59,156
59,198
69,210
76,589
83,768
87,486
94,837
1,08,860
1,17,347
Total Liabilities
76,065
80,254
82,012
89,684
1,01,405
1,08,829
1,20,273
1,30,576
1,45,913
1,54,505
Current Liabilities
1,863
2,178
2,588
1,894
2,522
2,678
3,408
5,425
11,097
4,664
Non Current Liabilities
74,201
78,076
79,425
87,791
98,883
1,06,151
1,16,865
1,25,151
1,34,816
1,49,841
Total Equity
6,108
6,421
5,673
6,158
6,622
6,346
6,802
8,077
9,896
12,193
Reserve & Surplus
6,060
6,372
5,621
6,102
6,566
6,275
6,731
7,890
9,793
12,083
Share Capital
49
49
52
56
56
71
71
93
103
110

Cash Flow

Cash Flow
2015
2016
2017
2018
2019
2020
2021
2022
2023
2024
Net Cash Flow
-481
-531
2,189
2,867
-2,388
3,920
-289
-712
107
-702
Investing Activities
-261
-136
-861
-164
-165
-115
-76
-85
-124
-257
Operating Activities
118
-219
2,457
2,363
-2,992
4,374
-14
-1,568
-407
-853
Financing Activities
-338
-176
593
668
769
-339
-199
941
638
407

Share Holding

% Holding
Mar 2021
Jun 2021
Sept 2021
Dec 2021
Mar 2022
Apr 2022
Jun 2022
Sept 2022
Dec 2022
Mar 2023
Jun 2023
Sept 2023
Dec 2023
Mar 2024
Jun 2024
Sept 2024
Dec 2024
Promoter
68.18 %
68.18 %
70.12 %
70.12 %
70.12 %
0.00 %
68.03 %
68.03 %
68.03 %
63.41 %
63.41 %
63.41 %
59.40 %
59.40 %
59.40 %
59.40 %
59.40 %
FIIs
0.00 %
0.00 %
0.00 %
0.00 %
0.00 %
0.00 %
0.00 %
0.00 %
0.00 %
0.00 %
0.00 %
2.61 %
0.00 %
6.99 %
7.16 %
6.46 %
7.07 %
DIIs
0.19 %
0.22 %
0.16 %
0.23 %
0.21 %
0.00 %
0.00 %
2.12 %
2.78 %
2.66 %
2.44 %
4.92 %
7.37 %
8.15 %
6.99 %
6.66 %
6.83 %
Government
0.00 %
0.00 %
0.00 %
0.00 %
0.00 %
0.00 %
0.00 %
0.00 %
0.00 %
0.00 %
0.00 %
0.00 %
0.00 %
0.00 %
0.00 %
0.00 %
0.00 %
Public / Retail
22.17 %
22.96 %
23.27 %
23.67 %
23.81 %
0.00 %
24.66 %
23.70 %
21.12 %
26.20 %
26.03 %
23.54 %
21.45 %
20.32 %
21.07 %
21.94 %
21.48 %
Others
9.46 %
8.64 %
6.46 %
5.99 %
5.86 %
100.00 %
7.31 %
6.16 %
8.07 %
7.73 %
8.11 %
5.52 %
11.78 %
5.14 %
5.38 %
5.54 %
5.22 %
No of Share Holders
1,42,214
1,74,468
1,72,856
1,84,254
1,92,588
1,92,589
1,95,935
1,89,535
1,69,558
1,72,074
1,72,171
1,88,609
1,88,609
2,15,294
2,54,645
2,78,050
2,82,743

Dividend History

Dividends per share (FY)
Dividend yield (FY) %
Annual Cash Flows 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025
Dividend Per Share (₹) 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.5 2.15 0.00
Dividend Yield (%) 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.37 2.32 0.00

Corporate Action

Announcements

Announcement under Regulation 30 (LODR)-Change in Directorate
Feb 28, 2025, 17:57
Announcement under Regulation 30 (LODR)-Change in Directorate
Feb 28, 2025, 17:57
Announcement under Regulation 30 (LODR)-Code of Conduct under SEBI (PIT) Regulations 2015
Feb 25, 2025, 21:22
Announcement under Regulation 30 (LODR)-Code of Conduct under SEBI (PIT) Regulations 2015
Feb 25, 2025, 21:22
GST Demand
Feb 05, 2025, 10:59
Announcement under Regulation 30 (LODR)-Analyst / Investor Meet - Outcome
Jan 25, 2025, 21:34
Penalty Imposed By RBI
Jan 24, 2025, 22:22
Announcement under Regulation 30 (LODR)-Analyst / Investor Meet - Outcome
Jan 21, 2025, 22:00
Integrated Filing (Financial)
Jan 21, 2025, 16:16
Announcement under Regulation 30 (LODR)-Newspaper Publication
Jan 21, 2025, 12:59
APPOINTMENT OF ADDITIONAL DIRECTOR ON THE BOARD OF THE BANK BY RESERVE BANK OF INDIA UNDER SECTION 36AB OF THE BANKING REGULATION ACT 1949
Jan 20, 2025, 22:44
Announcement under Regulation 30 (LODR)-Change in Directorate
Jan 20, 2025, 21:05
Statement Of Deviation Or Variation
Jan 20, 2025, 20:52
Announcement under Regulation 30 (LODR)-Analyst / Investor Meet - Intimation
Jan 20, 2025, 20:46
Announcement under Regulation 30 (LODR)-Press Release / Media Release
Jan 20, 2025, 19:36
Announcement under Regulation 30 (LODR)-Change in Directorate
Jan 20, 2025, 18:31
Board Meeting Outcome for REVIEWED FINANCIAL RESULTS (STANDALONE & CONSOLIDATED) OF THE BANK FOR THE QUARTER AND NONE MONTHS ENDED 31ST DECEMBER 2024
Jan 20, 2025, 18:21
INFORMATION AS PER SUB-PARA 20 OF PARA A OF PART A OF SCHEDULE III OF SEBI (LISTING OBLIGATIONS AND DISCLOSURE REQUIREMENTS) REGULATIONS 2015
Jan 16, 2025, 19:00
Announcement under Regulation 30 (LODR)-Analyst / Investor Meet - Intimation
Jan 15, 2025, 18:52
Letter From SEBI
Jan 14, 2025, 16:25
COMPLIANCE UNDER REGULATION 6 AND 7 OF SEBI (LODR) REGULATIONS 2015 FOR QUARTER ENDED DECEMBER 2024
Jan 09, 2025, 17:24
Compliances-Certificate under Reg. 74 (5) of SEBI (DP) Regulations 2018
Jan 09, 2025, 17:09
Board Meeting Intimation for CONSIDERATION OF UNAUDITED FINANCIAL RESULTS (CONSOLIDATED AND STANDALONE) OF THE BANK FOR THE QUARTER AND NINE MONTHS ENDED 31ST DECEMBER 2024
Jan 08, 2025, 22:44
Disclosure Of Provisional Business Figures
Jan 06, 2025, 15:11
Announcement under Regulation 30 (LODR)-Code of Conduct under SEBI (PIT) Regulations 2015
Jan 02, 2025, 17:26
Compliances-Reg. 39 (3) - Details of Loss of Certificate / Duplicate Certificate
Dec 31, 2024, 20:01
Closure of Trading Window
Dec 31, 2024, 18:08
JOINING OF MR. AMITAVA CHATTERJEE (DIN: 07082989) AS MANAGING DIRECTOR & CHIEF EXECUTIVE OFFICER (MD & CEO) OF THE BANK
Dec 30, 2024, 15:54
Compliances-Reg. 39 (3) - Details of Loss of Certificate / Duplicate Certificate
Dec 13, 2024, 16:31
Announcement under Regulation 30 (LODR)-Newspaper Publication
Dec 13, 2024, 16:23
Compliances-Reg. 39 (3) - Details of Loss of Certificate / Duplicate Certificate
Dec 12, 2024, 15:50
Announcement under Regulation 30 (LODR)-Newspaper Publication
Dec 10, 2024, 16:31
Compliances-Reg. 39 (3) - Details of Loss of Certificate / Duplicate Certificate
Dec 09, 2024, 12:01
Announcement under Regulation 30 (LODR)-Newspaper Publication
Dec 08, 2024, 11:47
Compliances-Reg. 39 (3) - Details of Loss of Certificate / Duplicate Certificate
Dec 06, 2024, 11:42
Compliances-Reg. 39 (3) - Details of Loss of Certificate / Duplicate Certificate
Dec 05, 2024, 13:29
Announcement under Regulation 30 (LODR)-Newspaper Publication
Nov 29, 2024, 15:33
Compliances-Reg. 39 (3) - Details of Loss of Certificate / Duplicate Certificate
Nov 27, 2024, 13:10
Compliances-Reg. 39 (3) - Details of Loss of Certificate / Duplicate Certificate
Nov 25, 2024, 16:39
Announcement under Regulation 30 (LODR)-Newspaper Publication
Nov 21, 2024, 11:05
Compliances-Reg. 39 (3) - Details of Loss of Certificate / Duplicate Certificate
Nov 19, 2024, 20:35
Compliances-Reg. 39 (3) - Details of Loss of Certificate / Duplicate Certificate
Nov 18, 2024, 15:57
Announcement under Regulation 30 (LODR)-Newspaper Publication
Nov 10, 2024, 22:40
Compliances-Reg. 39 (3) - Details of Loss of Certificate / Duplicate Certificate
Nov 08, 2024, 15:38
Compliances-Reg. 39 (3) - Details of Loss of Certificate / Duplicate Certificate
Nov 05, 2024, 17:11
Announcement under Regulation 30 (LODR)-Newspaper Publication
Nov 04, 2024, 15:30
Announcement under Regulation 30 (LODR)-Newspaper Publication
Nov 02, 2024, 15:29
Announcement under Regulation 30 (LODR)-Analyst / Investor Meet - Outcome
Oct 31, 2024, 17:20
Compliances-Reg. 39 (3) - Details of Loss of Certificate / Duplicate Certificate
Oct 31, 2024, 11:18
Compliances-Reg. 39 (3) - Details of Loss of Certificate / Duplicate Certificate
Oct 30, 2024, 15:32

Company Filings to Exchanges

Technical Indicators

RSI(14)
Neutral
42.03
ATR(14)
Less Volatile
3.80
STOCH(9,6)
Neutral
44.76
STOCH RSI(14)
Neutral
32.08
MACD(12,26)
Bearish
-0.41
ADX(14)
Weak Trend
16.34
UO(9)
Bearish
45.25
ROC(12)
Downtrend And Accelerating
-4.33
WillR(14)
Neutral
-78.06

About J&K Bank

Jammu and Kashmir Bank Limited is a Scheduled Commercial Bank founded in 1938, operating primarily in Jammu & Kashmir and Ladakh. It serves various customer segments including businesses, government employees, farmers, and corporate clients. The bank offers retail credit products, depository services, and third-party services. It has expanded its presence across India with 1004 branches, 1417 ATMs, and 152 Cash Recycler Machines in 18 states and 4 union territories as of March 31, 2024. J&K Bank is listed on NSE and BSE, and functions as an agency bank for the governments of Jammu & Kashmir and Ladakh. Its product range includes home finance, personal loans, education loans, agriculture lending, and consumer credit.

Chairperson Name