J&K Bank

91.16
-0.25
(-0.27%)
Market Cap
10,038.38 Cr
EPS
16.80
PE Ratio
4.72
Dividend Yield
2.35 %
Industry
Banks
52 Week High
147.20
52 Week Low
86.61
PB Ratio
0.80
Debt to Equity
0.00
Add Ratio
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Investment Returns

In Long Term
In Short Term
1 Year
0.00%
2 Years
0.00%
3 Years
0.00%
4 Years
0.00%
5 Years
0.00%
Analyst Rating
- By Refinitiv from1 analysts
BUY
Analysts have suggested that investors can buy this stock
Buy
Buy+100.00 %
+100.00 %
Hold
Hold0.0 %
0.0 %
Sell
Sell0.0 %
0.0 %

Company News

View All News
Caret
positive
J&K High Court Stays ₹16,261 Crore GST Demand Against Jammu & Kashmir Bank3 days ago
The Jammu and Kashmir High Court has issued a stay order on the ₹16,261 crore GST demand and associated penalty against Jammu & Kashmir Bank. This legal intervention temporarily halts the enforcement of the tax demand, providing relief to the bank while the matter is further examined by the court.
positive
J&K Bank Obtains Court Stay on Tax Demand Orders5 days ago
Jammu and Kashmir Bank has reported that an Indian court has issued a stay on the operation of tax demand orders against the bank. This legal development temporarily halts the enforcement of tax-related demands on J&K Bank, providing the institution with some relief in its tax matters.
Competitors LTP Market Cap (₹ Cr.) P/E Ratio Revenue (₹ Cr.) YoY Revenue Growth % Net Profit (₹ Cr.) YoY Profit Growth % RSI
1,806.75
#1 13,82,510.70
19.42
#1 4,07,994.80
#1 99.35
#1 65,447
3.51
58.12
1,311.65
9,26,801.36
18.83
2,36,037.70
26.78
45,007
20.25
54.12
2,111.20
4,19,753.64
20.76
94,273.90
38.35
17,977
10.23
57.63
1,068.95
3,31,022.22
11.67
1,37,989.40
30.43
26,424
3.98
52.31
79.49
85,470.84
11.75
30,370.40
20.68
5,814
28.98
56.80
17.15
53,771.66
24.86
32,960.90
23.98
1,285
#1 155.32
49.25
689.50
53,715.81
#1 7.29
55,144.00
23.81
8,977
-39.07
38.18
190.44
46,784.31
11.55
26,782.00
32.27
3,928
-10.87
53.53
59.92
43,871.71
22.51
36,256.80
33.32
2,942
-53.53
57.01
149.68
24,113.02
9.53
21,034.20
14.48
2,230
-41.79
53.44
Growth Rate
Revenue Growth
19.07 %
Net Income Growth
47.66 %
Cash Flow Change
-109.40 %
ROE
19.90 %
ROCE
23.97 %
EBITDA Margin (Avg.)
10.39 %

Quarterly Financial Results

Quarterly Financials
Jun 2018
Sept 2018
Dec 2018
Mar 2019
Jun 2019
Sept 2019
Dec 2019
Mar 2020
Jun 2020
Sept 2020
Dec 2020
Mar 2021
Jun 2021
Sept 2021
Dec 2021
Mar 2022
Jun 2022
Sept 2022
Dec 2022
Mar 2023
Jun 2023
Sept 2023
Dec 2023
Mar 2024
Jun 2024
Sept 2024
Dec 2024
Revenue
1,898
1,953
2,170
2,478
2,257
2,264
2,197
2,279
2,161
2,197
2,350
2,110
2,214
2,186
2,193
2,212
2,308
2,447
2,685
2,681
2,888
2,957
3,067
3,139
3,193
3,424
3,452
Expenses
820
734
878
1,119
971
2,088
953
1,348
962
1,017
1,172
789
1,009
1,034
858
1,055
1,003
946
984
793
1,062
982
906
705
954
980
996
EBITDA
94
170
171
222
117
-1,033
52
-238
65
80
107
287
183
136
308
120
236
407
518
625
452
545
561
830
614
757
759
Operating Profit %
53 %
60 %
56 %
46 %
53 %
3 %
54 %
37 %
53 %
50 %
44 %
60 %
49 %
48 %
58 %
48 %
52 %
59 %
60 %
68 %
60 %
64 %
69 %
76 %
68 %
69 %
69 %
Depreciation
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
Interest
984
1,048
1,121
1,138
1,170
1,208
1,193
1,169
1,134
1,101
1,071
1,034
1,021
1,017
1,026
1,037
1,069
1,095
1,183
1,262
1,374
1,430
1,600
1,604
1,625
1,687
1,697
Profit Before Tax
94
170
171
222
117
-1,033
52
-238
65
80
107
287
183
136
308
120
236
407
518
625
452
545
561
830
614
757
759
Tax
42
77
67
8
95
-113
3
99
63
42
40
-35
84
28
139
1
75
167
211
153
120
161
138
197
195
204
230
Net Profit
53
93
105
214
21
-919
48
-337
2
38
66
322
100
107
169
119
161
240
307
473
331
384
423
633
419
553
529
EPS in ₹
0.94
1.68
1.88
3.84
0.39
-16.51
0.87
-4.72
0.03
0.53
0.93
4.52
1.40
1.44
1.81
1.27
1.67
2.49
3.19
4.87
3.21
3.72
4.05
5.75
3.80
5.02
4.80

Balance Sheet

Balance Sheet
2015
2016
2017
2018
2019
2020
2021
2022
2023
2024
Total Assets
76,065
80,254
82,012
89,684
1,01,405
1,08,829
1,20,273
1,30,576
1,45,913
1,54,505
Fixed Assets
655
706
1,479
1,598
1,646
2,036
1,971
1,908
2,224
2,208
Current Assets
5,685
8,962
9,381
12,075
10,018
19,035
20,378
24,204
26,400
23,435
Capital Work in Progress
34
59
64
17
29
35
41
46
47
50
Investments
25,104
20,334
21,271
18,860
23,141
22,991
30,774
33,785
34,780
34,900
Other Assets
50,271
59,156
59,198
69,210
76,589
83,768
87,486
94,837
1,08,860
1,17,347
Total Liabilities
76,065
80,254
82,012
89,684
1,01,405
1,08,829
1,20,273
1,30,576
1,45,913
1,54,505
Current Liabilities
1,863
2,178
2,588
1,894
2,522
2,678
3,408
5,425
11,097
4,664
Non Current Liabilities
74,201
78,076
79,425
87,791
98,883
1,06,151
1,16,865
1,25,151
1,34,816
1,49,841
Total Equity
6,108
6,421
5,673
6,158
6,622
6,346
6,802
8,077
9,896
12,193
Reserve & Surplus
6,060
6,372
5,621
6,102
6,566
6,275
6,731
7,890
9,793
12,083
Share Capital
49
49
52
56
56
71
71
93
103
110

Cash Flow

Cash Flow
2015
2016
2017
2018
2019
2020
2021
2022
2023
2024
Net Cash Flow
-481
-531
2,189
2,867
-2,388
3,920
-289
-712
107
-702
Investing Activities
-261
-136
-861
-164
-165
-115
-76
-85
-124
-257
Operating Activities
118
-219
2,457
2,363
-2,992
4,374
-14
-1,568
-407
-853
Financing Activities
-338
-176
593
668
769
-339
-199
941
638
407

Share Holding

% Holding
Mar 2021
Jun 2021
Sept 2021
Dec 2021
Mar 2022
Apr 2022
Jun 2022
Sept 2022
Dec 2022
Mar 2023
Jun 2023
Sept 2023
Dec 2023
Mar 2024
Jun 2024
Sept 2024
Dec 2024
Promoter
68.18 %
68.18 %
70.12 %
70.12 %
70.12 %
0.00 %
68.03 %
68.03 %
68.03 %
63.41 %
63.41 %
63.41 %
59.40 %
59.40 %
59.40 %
59.40 %
59.40 %
FIIs
0.00 %
0.00 %
0.00 %
0.00 %
0.00 %
0.00 %
0.00 %
0.00 %
0.00 %
0.00 %
0.00 %
2.61 %
0.00 %
6.99 %
7.16 %
6.46 %
7.07 %
DIIs
0.19 %
0.22 %
0.16 %
0.23 %
0.21 %
0.00 %
0.00 %
2.12 %
2.78 %
2.66 %
2.44 %
4.92 %
7.37 %
8.15 %
6.99 %
6.66 %
6.83 %
Government
0.00 %
0.00 %
0.00 %
0.00 %
0.00 %
0.00 %
0.00 %
0.00 %
0.00 %
0.00 %
0.00 %
0.00 %
0.00 %
0.00 %
0.00 %
0.00 %
0.00 %
Public / Retail
22.17 %
22.96 %
23.27 %
23.67 %
23.81 %
0.00 %
24.66 %
23.70 %
21.12 %
26.20 %
26.03 %
23.54 %
21.45 %
20.32 %
21.07 %
21.94 %
21.48 %
Others
9.46 %
8.64 %
6.46 %
5.99 %
5.86 %
100.00 %
7.31 %
6.16 %
8.07 %
7.73 %
8.11 %
5.52 %
11.78 %
5.14 %
5.38 %
5.54 %
5.22 %
No of Share Holders
1,42,214
1,74,468
1,72,856
1,84,254
1,92,588
1,92,589
1,95,935
1,89,535
1,69,558
1,72,074
1,72,171
1,88,609
1,88,609
2,15,294
2,54,645
2,78,050
2,82,743

Dividend History

Dividends per share (FY)
Dividend yield (FY) %
Dividends per share (FY)
Dividend yield (FY) %
Annual Cash Flows 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025
Dividend Per Share (₹) 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.5 2.15 0.00
Dividend Yield (%) 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.37 2.33 0.00

Corporate Action

Announcements

Order Of Honble High Court5 days ago
FUND RAISING BY ISSUANCE OF DEBT SECURITIES BY LARGE ENTITIES7 days ago
Compliances-Certificate under Reg. 74 (5) of SEBI (DP) Regulations 20187 days ago
Disclosure Of Provisional Business Figures10 days ago
Disclosure Of Provisional Business Figures10 days ago
Closure of Trading WindowMar 26, 2025
Announcement under Regulation 30 (LODR)-Change in DirectorateMar 26, 2025
Announcement under Regulation 30 (LODR)-Newspaper PublicationMar 20, 2025
Shareholder Meeting / Postal Ballot-Notice of Postal BallotMar 19, 2025
Announcement under Regulation 30 (LODR)-Change in DirectorateFeb 28, 2025
Announcement under Regulation 30 (LODR)-Change in DirectorateFeb 28, 2025
Announcement under Regulation 30 (LODR)-Code of Conduct under SEBI (PIT) Regulations 2015Feb 25, 2025
Announcement under Regulation 30 (LODR)-Code of Conduct under SEBI (PIT) Regulations 2015Feb 25, 2025
GST DemandFeb 05, 2025
Announcement under Regulation 30 (LODR)-Analyst / Investor Meet - OutcomeJan 25, 2025
Penalty Imposed By RBIJan 24, 2025
Announcement under Regulation 30 (LODR)-Analyst / Investor Meet - OutcomeJan 21, 2025
Integrated Filing (Financial)Jan 21, 2025
Announcement under Regulation 30 (LODR)-Newspaper PublicationJan 21, 2025
APPOINTMENT OF ADDITIONAL DIRECTOR ON THE BOARD OF THE BANK BY RESERVE BANK OF INDIA UNDER SECTION 36AB OF THE BANKING REGULATION ACT 1949Jan 20, 2025
Announcement under Regulation 30 (LODR)-Change in DirectorateJan 20, 2025
Statement Of Deviation Or VariationJan 20, 2025
Announcement under Regulation 30 (LODR)-Analyst / Investor Meet - IntimationJan 20, 2025
Announcement under Regulation 30 (LODR)-Press Release / Media ReleaseJan 20, 2025
Announcement under Regulation 30 (LODR)-Change in DirectorateJan 20, 2025
Board Meeting Outcome for REVIEWED FINANCIAL RESULTS (STANDALONE & CONSOLIDATED) OF THE BANK FOR THE QUARTER AND NONE MONTHS ENDED 31ST DECEMBER 2024Jan 20, 2025
INFORMATION AS PER SUB-PARA 20 OF PARA A OF PART A OF SCHEDULE III OF SEBI (LISTING OBLIGATIONS AND DISCLOSURE REQUIREMENTS) REGULATIONS 2015Jan 16, 2025
Announcement under Regulation 30 (LODR)-Analyst / Investor Meet - IntimationJan 15, 2025
Letter From SEBIJan 14, 2025
COMPLIANCE UNDER REGULATION 6 AND 7 OF SEBI (LODR) REGULATIONS 2015 FOR QUARTER ENDED DECEMBER 2024Jan 09, 2025
Compliances-Certificate under Reg. 74 (5) of SEBI (DP) Regulations 2018Jan 09, 2025
Board Meeting Intimation for CONSIDERATION OF UNAUDITED FINANCIAL RESULTS (CONSOLIDATED AND STANDALONE) OF THE BANK FOR THE QUARTER AND NINE MONTHS ENDED 31ST DECEMBER 2024Jan 08, 2025
Disclosure Of Provisional Business FiguresJan 06, 2025
Announcement under Regulation 30 (LODR)-Code of Conduct under SEBI (PIT) Regulations 2015Jan 02, 2025
Compliances-Reg. 39 (3) - Details of Loss of Certificate / Duplicate CertificateDec 31, 2024
Closure of Trading WindowDec 31, 2024
JOINING OF MR. AMITAVA CHATTERJEE (DIN: 07082989) AS MANAGING DIRECTOR & CHIEF EXECUTIVE OFFICER (MD & CEO) OF THE BANKDec 30, 2024
Compliances-Reg. 39 (3) - Details of Loss of Certificate / Duplicate CertificateDec 13, 2024
Announcement under Regulation 30 (LODR)-Newspaper PublicationDec 13, 2024
Compliances-Reg. 39 (3) - Details of Loss of Certificate / Duplicate CertificateDec 12, 2024
Announcement under Regulation 30 (LODR)-Newspaper PublicationDec 10, 2024
Compliances-Reg. 39 (3) - Details of Loss of Certificate / Duplicate CertificateDec 09, 2024
Announcement under Regulation 30 (LODR)-Newspaper PublicationDec 08, 2024
Compliances-Reg. 39 (3) - Details of Loss of Certificate / Duplicate CertificateDec 06, 2024
Compliances-Reg. 39 (3) - Details of Loss of Certificate / Duplicate CertificateDec 05, 2024
Announcement under Regulation 30 (LODR)-Newspaper PublicationNov 29, 2024
Compliances-Reg. 39 (3) - Details of Loss of Certificate / Duplicate CertificateNov 27, 2024
Compliances-Reg. 39 (3) - Details of Loss of Certificate / Duplicate CertificateNov 25, 2024
Announcement under Regulation 30 (LODR)-Newspaper PublicationNov 21, 2024
Compliances-Reg. 39 (3) - Details of Loss of Certificate / Duplicate CertificateNov 19, 2024

Technical Indicators

RSI(14)
Neutral
43.95
ATR(14)
Volatile
3.94
STOCH(9,6)
Neutral
45.94
STOCH RSI(14)
Oversold
19.95
MACD(12,26)
Bearish
-0.27
ADX(14)
Weak Trend
12.82
UO(9)
Bearish
43.79
ROC(12)
Downtrend And Accelerating
-7.22
WillR(14)
Neutral
-72.34

About J&K Bank

Jammu and Kashmir Bank Limited is a Scheduled Commercial Bank founded in 1938, operating primarily in Jammu & Kashmir and Ladakh. It serves various customer segments including businesses, government employees, farmers, and corporate clients. The bank offers retail credit products, depository services, and third-party services. It has expanded its presence across India with 1004 branches, 1417 ATMs, and 152 Cash Recycler Machines in 18 states and 4 union territories as of March 31, 2024. J&K Bank is listed on NSE and BSE, and functions as an agency bank for the governments of Jammu & Kashmir and Ladakh. Its product range includes home finance, personal loans, education loans, agriculture lending, and consumer credit.
Chairperson Name