| Quarterly Financials | Jun 2018 | Sept 2018 | Dec 2018 | Mar 2019 | Jun 2019 | Sept 2019 | Dec 2019 | Mar 2020 | Jun 2020 | Sept 2020 | Dec 2020 | Mar 2021 | Jun 2021 | Sept 2021 | Dec 2021 | Mar 2022 | Jun 2022 | Sept 2022 | Dec 2022 | Mar 2023 | Jun 2023 | Sept 2023 | Dec 2023 | Mar 2024 | Jun 2024 | Sept 2024 | Dec 2024 | Mar 2025 | Jun 2025 | Sept 2025 | Dec 2025 |
Revenue  | 1,898 | 1,953 | 2,170 | 2,478 | 2,257 | 2,264 | 2,197 | 2,279 | 2,161 | 2,197 | 2,350 | 2,110 | 2,214 | 2,186 | 2,193 | 2,212 | 2,308 | 2,447 | 2,685 | 2,681 | 2,888 | 2,957 | 3,067 | 3,139 | 3,193 | 3,424 | 3,452 | 3,619 | 3,523 | 3,450 | 3,597 |
| Expenses | 820 | 734 | 878 | 1,119 | 971 | 2,088 | 953 | 1,348 | 962 | 1,017 | 1,172 | 789 | 1,009 | 1,034 | 858 | 1,055 | 1,003 | 946 | 984 | 793 | 1,062 | 982 | 906 | 705 | 954 | 980 | 996 | 1,078 | 1,061 | 958 | 965 |
| EBITDA | 94 | 170 | 171 | 222 | 117 | -1,033 | 52 | -238 | 65 | 80 | 107 | 287 | 183 | 136 | 308 | 120 | 236 | 407 | 518 | 625 | 452 | 545 | 561 | 830 | 614 | 757 | 759 | 810 | 659 | 635 | 807 |
| Operating Profit % | 53 % | 60 % | 56 % | 46 % | 53 % | 3 % | 54 % | 37 % | 53 % | 50 % | 44 % | 60 % | 49 % | 48 % | 58 % | 48 % | 52 % | 59 % | 60 % | 68 % | 60 % | 64 % | 69 % | 76 % | 68 % | 69 % | 69 % | 66 % | 68 % | 71 % | 71 % |
| Depreciation | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Interest | 984 | 1,048 | 1,121 | 1,138 | 1,170 | 1,208 | 1,193 | 1,169 | 1,134 | 1,101 | 1,071 | 1,034 | 1,021 | 1,017 | 1,026 | 1,037 | 1,069 | 1,095 | 1,183 | 1,262 | 1,374 | 1,430 | 1,600 | 1,604 | 1,625 | 1,687 | 1,697 | 1,732 | 1,803 | 1,858 | 1,824 |
| Profit Before Tax | 94 | 170 | 171 | 222 | 117 | -1,033 | 52 | -238 | 65 | 80 | 107 | 287 | 183 | 136 | 308 | 120 | 236 | 407 | 518 | 625 | 452 | 545 | 561 | 830 | 614 | 757 | 759 | 810 | 659 | 635 | 807 |
| Tax | 42 | 77 | 67 | 8 | 95 | -113 | 3 | 99 | 63 | 42 | 40 | -35 | 84 | 28 | 139 | 1 | 75 | 167 | 211 | 153 | 120 | 161 | 138 | 197 | 195 | 204 | 230 | 228 | 175 | 140 | 226 |
| Net Profit | 53 | 93 | 105 | 214 | 21 | -919 | 48 | -337 | 2 | 38 | 66 | 322 | 100 | 107 | 169 | 119 | 161 | 240 | 307 | 473 | 331 | 384 | 423 | 633 | 419 | 553 | 529 | 582 | 485 | 495 | 582 |
| EPS in ₹ | 0.94 | 1.68 | 1.88 | 3.84 | 0.39 | -16.51 | 0.87 | -4.72 | 0.03 | 0.53 | 0.93 | 4.52 | 1.40 | 1.44 | 1.81 | 1.27 | 1.67 | 2.49 | 3.19 | 4.87 | 3.21 | 3.72 | 4.05 | 5.75 | 3.80 | 5.02 | 4.80 | 5.28 | 4.40 | 4.49 | 5.28 |
Jammu & Kashmir Bank
Jammu & Kashmir Bank
105.52
+2.32
(2.25%)
Market Cap
11,619.68 Cr
PE Ratio
5.30
Volume
19,95,734.00
Day High - Low
105.80 - 104.00
52W High-Low
117.25 - 87.30
Key Fundamentals
Market Cap
11,619.68 Cr
EPS
18.91
PE Ratio
5.30
PB Ratio
0.80
Book Value
131.70
EBITDA
3,106.70
Dividend Yield
2.08 %
Industry
Banks Sector
Private Bank Return on Equity
14.68
Debt to Equity
0.00
Analyst Rating and Forecast
- By Refinitiv from1 analysts
Actual
Company News
View All News
Jammu & Kashmir Bank postpones qualified institutional placement despite board approval, citing improved profitability and comfortable capital position. MD Chatterjee maintains 12-15% loan growth guidance for FY27.
J&K Bank Independent Directors Complete Tenure
Jan 20, 2026
Jan 20, 2026Jammu & Kashmir Bank announces cessation of two independent directors, Anil Kumar Goel and Umesh Chandra Pandey, upon completion of their second term on January 20, 2026.
Jammu & Kashmir Bank submitted regulatory compliance statement for December 2025 quarter, confirming no deviations in utilisation of ₹2,800 crores raised through multiple fund-raising exercises since 2017.
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Peer Comparison Compare Peers on Screener
Competitors | LTP | Market Cap (₹ Cr.) | P/E Ratio | Revenue (₹ Cr.) | YoY Revenue Growth % | Net Profit (₹ Cr.) | YoY Profit Growth % | RSI |
|---|---|---|---|---|---|---|---|---|
937.25 | #1 14,41,919.50 | 18.70 | #1 4,70,915.90 | 15.42 | #1 73,440 | 12.82 | 45.28 | |
1,396.30 | 9,98,381.28 | 17.78 | 2,94,586.90 | #1 24.81 | 54,419 | -2.64 | 54.18 | |
428.80 | 4,26,462.74 | 22.35 | 1,07,095.00 | 13.60 | 21,946 | 4.75 | 57.55 | |
1,341.40 | 4,16,436.09 | 15.77 | 1,55,916.90 | 12.99 | 28,112 | 4.14 | 57.00 | |
104.04 | 1,11,867.99 | #1 12.33 | 34,058.70 | 12.14 | 7,656 | 0.30 | 53.05 | |
84.76 | 72,850.31 | 46.49 | 43,478.30 | 19.92 | 1,490 | 40.68 | 54.47 | |
927.90 | 72,290.46 | -34.62 | 56,358.10 | 2.20 | 2,575 | -90.87 | 60.12 | |
286.65 | 70,600.34 | 16.74 | 32,030.20 | 19.60 | 4,202 | 18.30 | 63.04 | |
21.56 | 67,650.00 | 21.10 | 37,075.60 | 12.48 | 2,447 | #1 54.44 | 47.46 | |
326.55 | 31,560.09 | 13.36 | 11,507.60 | 16.68 | 1,942 | 39.11 | 73.52 |
Automatic Screeners on ScanX
Growth Rate
Revenue Growth
13.58 %
Net Income Growth
17.87 %
Cash Flow Change
419.41 %
ROE
1.10 %
ROCE
5.16 %
EBITDA Margin (Avg.)
0.66 %
Quarterly Financial Results
Balance Sheet
| Balance Sheet | 2015 | 2016 | 2017 | 2018 | 2019 | 2020 | 2021 | 2022 | 2023 | 2024 | 2025 |
| Total Assets | 76,065 | 80,254 | 82,012 | 89,684 | 1,01,405 | 1,08,829 | 1,20,273 | 1,30,576 | 1,45,913 | 1,54,505 | 1,69,424 |
| Fixed Assets | 655 | 706 | 1,479 | 1,598 | 1,646 | 2,036 | 1,971 | 1,908 | 2,224 | 2,208 | 2,126 |
| Current Assets | 5,685 | 8,962 | 9,381 | 12,075 | 10,018 | 19,035 | 20,378 | 24,204 | 26,400 | 23,435 | 21,926 |
| Capital Work in Progress | 34 | 59 | 64 | 17 | 29 | 35 | 41 | 46 | 47 | 50 | 66 |
| Investments | 25,104 | 20,334 | 21,271 | 18,860 | 23,141 | 22,991 | 30,774 | 33,785 | 34,780 | 34,900 | 41,122 |
| Other Assets | 50,271 | 59,156 | 59,198 | 69,210 | 76,589 | 83,768 | 87,486 | 94,837 | 1,08,860 | 1,17,347 | 1,26,110 |
| Total Liabilities | 76,065 | 80,254 | 82,012 | 89,684 | 1,01,405 | 1,08,829 | 1,20,273 | 1,30,576 | 1,45,913 | 1,54,505 | 1,69,424 |
| Current Liabilities | 1,863 | 2,178 | 2,588 | 1,894 | 2,522 | 2,678 | 3,408 | 5,425 | 11,097 | 4,662 | 4,271 |
| Non Current Liabilities | 74,201 | 78,076 | 79,425 | 87,791 | 98,883 | 1,06,151 | 1,16,865 | 1,25,151 | 1,34,816 | 1,49,842 | 1,65,153 |
| Total Equity | 6,108 | 6,421 | 5,673 | 6,158 | 6,622 | 6,346 | 6,802 | 8,077 | 9,896 | 12,193 | 14,208 |
| Reserve & Surplus | 6,060 | 6,372 | 5,621 | 6,102 | 6,566 | 6,275 | 6,731 | 7,890 | 9,793 | 12,083 | 14,098 |
| Share Capital | 49 | 49 | 52 | 56 | 56 | 71 | 71 | 93 | 103 | 110 | 110 |
Cash Flow
| Cash Flow | 2015 | 2016 | 2017 | 2018 | 2019 | 2020 | 2021 | 2022 | 2023 | 2024 | 2025 |
| Net Cash Flow | -481 | -531 | 2,189 | 2,867 | -2,388 | 3,920 | -289 | -712 | 107 | -702 | 1,587 |
| Investing Activities | -261 | -136 | -861 | -164 | -165 | -115 | -76 | -85 | -124 | -257 | -102 |
| Operating Activities | 118 | -219 | 2,457 | 2,363 | -2,992 | 4,374 | -14 | -1,568 | -407 | -853 | 2,723 |
| Financing Activities | -338 | -176 | 593 | 668 | 769 | -339 | -199 | 941 | 638 | 407 | -1,034 |
Share Holding
| % Holding | Mar 2021 | Jun 2021 | Sept 2021 | Dec 2021 | Mar 2022 | Apr 2022 | Jun 2022 | Sept 2022 | Dec 2022 | Mar 2023 | Jun 2023 | Sept 2023 | Dec 2023 | Mar 2024 | Jun 2024 | Sept 2024 | Dec 2024 | Mar 2025 | Jun 2025 | Sept 2025 | Dec 2025 |
| Promoter | 68.18 % | 68.18 % | 70.12 % | 70.12 % | 70.12 % | 0.00 % | 68.03 % | 68.03 % | 68.03 % | 63.41 % | 63.41 % | 63.41 % | 59.40 % | 59.40 % | 59.40 % | 59.40 % | 59.40 % | 59.40 % | 59.40 % | 59.40 % | 59.40 % |
| FIIs | 0.00 % | 0.00 % | 0.00 % | 0.00 % | 0.00 % | 0.00 % | 0.00 % | 0.00 % | 0.00 % | 0.00 % | 0.00 % | 2.61 % | 0.00 % | 6.99 % | 7.16 % | 6.46 % | 7.07 % | 7.64 % | 8.01 % | 7.85 % | 8.14 % |
| DIIs | 0.19 % | 0.22 % | 0.16 % | 0.23 % | 0.21 % | 0.00 % | 0.00 % | 2.12 % | 2.78 % | 2.66 % | 2.44 % | 4.92 % | 7.37 % | 8.15 % | 6.99 % | 6.66 % | 6.83 % | 6.70 % | 5.87 % | 5.76 % | 5.83 % |
| Government | 0.00 % | 0.00 % | 0.00 % | 0.00 % | 0.00 % | 0.00 % | 0.00 % | 0.00 % | 0.00 % | 0.00 % | 0.00 % | 0.00 % | 0.00 % | 0.00 % | 0.00 % | 0.00 % | 0.00 % | 0.00 % | 0.00 % | 0.00 % | 0.00 % |
| Public / Retail | 22.17 % | 22.96 % | 23.27 % | 23.67 % | 23.81 % | 0.00 % | 24.66 % | 23.70 % | 21.12 % | 26.20 % | 26.03 % | 23.54 % | 21.45 % | 20.32 % | 21.07 % | 21.94 % | 21.48 % | 21.06 % | 21.26 % | 21.39 % | 21.27 % |
| Others | 9.46 % | 8.64 % | 6.46 % | 5.99 % | 5.86 % | 100.00 % | 7.31 % | 6.16 % | 8.07 % | 7.73 % | 8.11 % | 5.52 % | 11.78 % | 5.14 % | 5.38 % | 5.54 % | 5.22 % | 5.20 % | 5.46 % | 5.60 % | 5.36 % |
| No of Share Holders | 1,42,214 | 1,74,468 | 1,72,856 | 1,84,254 | 1,92,588 | 1,92,589 | 1,95,935 | 1,89,535 | 1,69,558 | 1,72,074 | 1,72,171 | 1,88,609 | 1,88,609 | 2,15,294 | 2,54,645 | 2,78,050 | 2,82,743 | 2,80,187 | 2,65,968 | 2,61,978 | 2,54,219 |
Dividend History
| Annual Cash Flows | 2017 | 2018 | 2019 | 2020 | 2021 | 2022 | 2023 | 2024 | 2025 | 2026 |
|---|---|---|---|---|---|---|---|---|---|---|
| Dividend Per Share (₹) | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.5 | 2.15 | 2.15 | 0.00 |
| Dividend Yield (%) | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.37 | 2.33 | 2.08 | 0.00 |
Corporate Action
| Record Date | Corporate Action | Information | Announcement Day | LTP at Annoucement | LTP at Record Day |
|---|---|---|---|---|---|
| 17 Aug 2023 |  Dividend | ₹ 0.50 /share | 17 Aug 2023 | 59.53 | 79.20 |
| 11 Aug 2024 | Dividend | ₹ 2.15 /share | 09 Aug 2024 | 139.25 | 113.10 |
| 17 Aug 2024 |  Annual General Meeting | NA | 17 Aug 2024 | 106.18 | 109.30 |
| 25 Oct 2024 |  Quarterly Result Announcement | NA | 25 Oct 2024 | 99.35 | 93.85 |
| 20 Jan 2025 | Quarterly Result Announcement | NA | 20 Jan 2025 | 97.65 | 94.50 |
| 05 May 2025 | Quarterly Result Announcement | NA | 05 May 2025 | 113.23 | 94.12 |
| 25 Jul 2025 | Quarterly Result Announcement | NA | 25 Jul 2025 | 111.75 | 111.70 |
| 19 Aug 2025 | Dividend | ₹ 2.15 /share | 19 Aug 2025 | 94.12 | 106.05 |
| 26 Aug 2025 | Annual General Meeting | NA | 26 Aug 2025 | 111.70 | 102.91 |
| 18 Oct 2025 | Quarterly Result Announcement | NA | 18 Oct 2025 | 104.18 | 104.65 |
| 20 Jan 2026 | Quarterly Result Announcement | NA | 20 Jan 2026 | 102.05 | 102.75 |
Announcements
Announcement under Regulation 30 (LODR)-Newspaper Publication2 days ago
2 days agoAnnouncement under Regulation 30 (LODR)-Analyst / Investor Meet - OutcomeJan 23, 2026
Jan 23, 2026Announcement under Regulation 30 (LODR)-Newspaper PublicationJan 23, 2026
Jan 23, 2026INTIMATION REGARDING CHANGE IN REGISTRAR TO AN ISSUE AND SHARE TRANSFER AGENT OF THE BANKJan 23, 2026
Jan 23, 2026Announcement under Regulation 30 (LODR)-Newspaper PublicationJan 21, 2026
Jan 21, 2026Announcement under Regulation 30 (LODR)-Analyst / Investor Meet - OutcomeJan 20, 2026
Jan 20, 2026Announcement under Regulation 30 (LODR)-Press Release / Media ReleaseJan 20, 2026
Jan 20, 2026Announcement under Regulation 30 (LODR)-Change in DirectorateJan 20, 2026
Jan 20, 2026Announcement under Regulation 30 (LODR)-Analyst / Investor Meet - IntimationJan 20, 2026
Jan 20, 2026Statement Of Deviation & VariationJan 20, 2026
Jan 20, 2026Statement Of Deviation & VariationJan 20, 2026
Jan 20, 2026REVIEWED FINANCIAL RESULTS (STANDALONE & CONSOLIDATED) OF THE BANK FOR THE QUARTER AND NINE MONTHS ENDED 31ST DECEMBER 2025Jan 20, 2026
Jan 20, 2026Integrated FinancialsJan 20, 2026
Jan 20, 2026Announcement under Regulation 30 (LODR)-Change in RTAJan 20, 2026
Jan 20, 2026Board Meeting Outcome for REVIEWED FINANCIAL RESULTS (STANDALONE & CONSOLIDATED) OF THE BANK FOR THE QUARTER AND HALF YEAR ENDED 31ST DECEMBER 2025Jan 20, 2026
Jan 20, 2026Announcement under Regulation 30 (LODR)-Analyst / Investor Meet - IntimationJan 13, 2026
Jan 13, 2026Announcement under Regulation 30 (LODR)-Newspaper PublicationJan 13, 2026
Jan 13, 2026Board Meeting Intimation for Consideration Of Unaudited Financial Results (Consolidated And Standalone) Of The Bank For The Quarter And Nine Months Ended 31St December 2025Jan 09, 2026
Jan 09, 2026Provisional Business FiguresJan 03, 2026
Jan 03, 2026Compliances-Certificate under Reg. 74 (5) of SEBI (DP) Regulations 2018Jan 02, 2026
Jan 02, 2026Announcement under Regulation 30 (LODR)-Change in DirectorateJan 01, 2026
Jan 01, 2026Closure of Trading WindowDec 24, 2025
Dec 24, 2025Announcement under Regulation 30 (LODR)-Change in ManagementDec 23, 2025
Dec 23, 2025Penalty Imposed By RBIDec 05, 2025
Dec 05, 2025Announcement under Regulation 30 (LODR)-Code of Conduct under SEBI (PIT) Regulations 2015Dec 04, 2025
Dec 04, 2025Announcement under Regulation 30 (LODR)-Change in ManagementDec 03, 2025
Dec 03, 2025Board Meeting Outcome for RAISING OF CAPITAL BY THE BANK - FY 2025 - 26Nov 26, 2025
Nov 26, 2025Shareholder Meeting / Postal Ballot-Outcome of Postal_BallotNov 24, 2025
Nov 24, 2025 Shareholder Meeting / Postal Ballot-Scrutinizer"s ReportNov 24, 2025
Nov 24, 2025Board Meeting Intimation for CONSIDER RAISING OF CAPITAL BY THE BANKNov 20, 2025
Nov 20, 2025Announcement under Regulation 30 (LODR)-Change in ManagementNov 13, 2025
Nov 13, 2025Announcement under Regulation 30 (LODR)-Newspaper PublicationNov 07, 2025
Nov 07, 2025Announcement under Regulation 30 (LODR)-Analyst / Investor Meet - IntimationNov 06, 2025
Nov 06, 2025Announcement under Regulation 30 (LODR)-Change in ManagementOct 31, 2025
Oct 31, 2025Announcement under Regulation 30 (LODR)-Newspaper PublicationOct 24, 2025
Oct 24, 2025Shareholder Meeting / Postal Ballot-Notice of Postal BallotOct 23, 2025
Oct 23, 2025Announcement under Regulation 30 (LODR)-Analyst / Investor Meet - OutcomeOct 20, 2025
Oct 20, 2025Announcement under Regulation 30 (LODR)-Newspaper PublicationOct 20, 2025
Oct 20, 2025Announcement under Regulation 30 (LODR)-Newspaper PublicationOct 19, 2025
Oct 19, 2025Announcement under Regulation 30 (LODR)-Press Release / Media ReleaseOct 18, 2025
Oct 18, 2025Announcement under Regulation 30 (LODR)-Analyst / Investor Meet - OutcomeOct 18, 2025
Oct 18, 2025Related Party DisclosureOct 18, 2025
Oct 18, 2025Statement Of Deviation & VariationOct 18, 2025
Oct 18, 2025Announcement under Regulation 30 (LODR)-Analyst / Investor Meet - IntimationOct 18, 2025
Oct 18, 2025Integrated FinancialsOct 18, 2025
Oct 18, 2025REVIEWED FINANCIAL RESULTS (STANDALONE & CONSOLIDATED) OF THE BANK FOR THE QUARTER AND HALF YEAR ENDED 30TH SEPTEMBER 2025Oct 18, 2025
Oct 18, 2025Board Meeting Outcome for REVIEWED FINANCIAL RESULTS (STANDALONE & CONSOLIDATED) OF THE BANK FOR THE QUARTER AND HALF YEAR ENDED 30TH SEPTEMBER 2025Oct 18, 2025
Oct 18, 2025Announcement under Regulation 30 (LODR)-Newspaper PublicationOct 09, 2025
Oct 09, 2025Announcement under Regulation 30 (LODR)-Analyst / Investor Meet - IntimationOct 09, 2025
Oct 09, 2025Board Meeting Intimation for Consideration Of Unaudited Financial Results (Consolidated And Standalone) Of The Bank For The Quarter And Half Year Ended 30Th September 2025Oct 07, 2025
Oct 07, 2025Mutual Fund Holdings
Technical Indicators
RSI(14)
Neutral 50.41
ATR(14)
Less Volatile 2.97
STOCH(9,6)
Neutral 49.78
STOCH RSI(14)
Neutral 58.11
MACD(12,26)
Bullish 0.02
ADX(14)
Weak Trend 12.00
UO(9)
Bearish 53.72
ROC(12)
Uptrend And Accelerating 0.24
WillR(14)
Neutral -58.41
About Jammu & Kashmir Bank
Jammu and Kashmir Bank Limited is a Scheduled Commercial Bank founded in 1938, operating primarily in Jammu & Kashmir and Ladakh. It serves various customer segments including businesses, government employees, farmers, and corporate clients. The bank offers retail credit products, depository services, and third-party services. It has expanded its presence...more
Website
Chairperson NameS Krishnan
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