J&K Bank

101.45
-1.90
(-1.84%)
Market Cap
11,171.50
Eps
16.80
PE Ratio (TTM)
5.33
Dividend Yield
2.08
Industry
Banks
52 Week High
152.50
52 Week low
86.61
PB Ratio
0.91
Debt to Equity
0.00
Sector
Private Bank
Add Ratio

Investment Returns

In Long Term
In Short Term
1 Year
0.00%
2 Years
0.00%
3 Years
0.00%
4 Years
0.00%
5 Years
0.00%

Company News

View All News
Caret
negative
Jammu and Kashmir Bank Faces Massive GST Demand and PenaltyToday
Jammu and Kashmir Bank has received a substantial GST demand of 81.31 billion rupees. Additionally, the bank has been issued a penalty of the same amount, 81.31 billion rupees. The total combined demand and penalty amount to 162 billion rupees.
Growth Rate
Revenue Growth
19.07 %
Net Income Growth
47.66 %
Cash Flow Change
-109.40 %
ROE
19.90 %
ROCE
23.97 %
EBITDA Margin (Avg.)
10.39 %

Yearly Financial Results

Annual Financials
2015
2016
2017
2018
2019
2020
2021
2022
2023
2024
TTM
Revenue
7,660
7,352
7,183
7,122
8,493
8,997
8,813
8,767
10,121
12,051
13,208
Expenses
2,336
2,466
4,432
3,154
3,439
5,234
3,802
3,774
3,567
3,437
3,635
EBITDA
915
754
-1,421
218
763
-977
671
891
1,944
2,606
2,959
Operating Profit %
67 %
64 %
34 %
52 %
55 %
38 %
53 %
53 %
62 %
69 %
70 %
Depreciation
95
64
85
97
104
126
134
144
158
218
0
Interest
4,409
4,132
4,173
3,750
4,291
4,739
4,340
4,101
4,609
6,008
6,614
Profit Before Tax
820
690
-1,507
121
659
-1,144
537
747
1,786
2,388
2,959
Tax
312
276
126
-82
195
39
102
242
588
618
826
Net Profit
509
414
-1,633
203
464
-1,183
435
504
1,199
1,770
2,133
EPS in ₹
10.49
8.58
-33.59
3.64
8.33
-16.59
6.01
5.96
12.25
16.80
19.40

Balance Sheet

Balance Sheet
2015
2016
2017
2018
2019
2020
2021
2022
2023
2024
Total Assets
76,065
80,254
82,012
89,684
1,01,405
1,08,829
1,20,273
1,30,576
1,45,913
1,54,505
Fixed Assets
655
706
1,479
1,598
1,646
2,036
1,971
1,908
2,224
2,208
Current Assets
5,685
8,962
9,381
12,075
10,018
19,035
20,378
24,204
26,400
23,435
Capital Work in Progress
34
59
64
17
29
35
41
46
47
50
Investments
25,104
20,334
21,271
18,860
23,141
22,991
30,774
33,785
34,780
34,900
Other Assets
50,271
59,156
59,198
69,210
76,589
83,768
87,486
94,837
1,08,860
1,17,347
Total Liabilities
76,065
80,254
82,012
89,684
1,01,405
1,08,829
1,20,273
1,30,576
1,45,913
1,54,505
Current Liabilities
1,863
2,178
2,588
1,894
2,522
2,678
3,408
5,425
11,097
4,664
Non Current Liabilities
74,201
78,076
79,425
87,791
98,883
1,06,151
1,16,865
1,25,151
1,34,816
1,49,841
Total Equity
6,108
6,421
5,673
6,158
6,622
6,346
6,802
8,077
9,896
12,193
Reserve & Surplus
6,060
6,372
5,621
6,102
6,566
6,275
6,731
7,890
9,793
12,083
Share Capital
49
49
52
56
56
71
71
93
103
110

Cash Flow

Cash Flow
2015
2016
2017
2018
2019
2020
2021
2022
2023
2024
Net Cash Flow
-481
-531
2,189
2,867
-2,388
3,920
-289
-712
107
-702
Investing Activities
-261
-136
-861
-164
-165
-115
-76
-85
-124
-257
Operating Activities
118
-219
2,457
2,363
-2,992
4,374
-14
-1,568
-407
-853
Financing Activities
-338
-176
593
668
769
-339
-199
941
638
407

Share Holding

% Holding
Mar 2021
Jun 2021
Sept 2021
Dec 2021
Mar 2022
Apr 2022
Jun 2022
Sept 2022
Dec 2022
Mar 2023
Jun 2023
Sept 2023
Dec 2023
Mar 2024
Jun 2024
Sept 2024
Dec 2024
Promoter
68.18 %
68.18 %
70.12 %
70.12 %
70.12 %
0.00 %
68.03 %
68.03 %
68.03 %
63.41 %
63.41 %
63.41 %
59.40 %
59.40 %
59.40 %
59.40 %
59.40 %
FIIs
0.00 %
0.00 %
0.00 %
0.00 %
0.00 %
0.00 %
0.00 %
0.00 %
0.00 %
0.00 %
0.00 %
2.61 %
0.00 %
6.99 %
7.16 %
6.46 %
7.07 %
DIIs
0.19 %
0.22 %
0.16 %
0.23 %
0.21 %
0.00 %
0.00 %
2.12 %
2.78 %
2.66 %
2.44 %
4.92 %
7.37 %
8.15 %
6.99 %
6.66 %
6.83 %
Government
0.00 %
0.00 %
0.00 %
0.00 %
0.00 %
0.00 %
0.00 %
0.00 %
0.00 %
0.00 %
0.00 %
0.00 %
0.00 %
0.00 %
0.00 %
0.00 %
0.00 %
Public / Retail
22.17 %
22.96 %
23.27 %
23.67 %
23.81 %
0.00 %
24.66 %
23.70 %
21.12 %
26.20 %
26.03 %
23.54 %
21.45 %
20.32 %
21.07 %
21.94 %
21.48 %
No of Share Holders
1,42,214
1,74,468
1,72,856
1,84,254
1,92,588
1,92,589
1,95,935
1,89,535
1,69,558
1,72,074
1,72,171
1,88,609
1,88,609
2,15,294
2,54,645
2,78,050
2,82,743

Dividend History

Dividends per share (FY)
Dividend yield (FY) %
Annual Cash Flows 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025
Dividend Per Share (₹) 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.5 2.15 0.00
Dividend Yield (%) 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.37 2.08 0.00
Competitors LTP Market Cap (₹ Cr.) P/E Ratio Revenue (₹ Cr.) YoY Revenue Growth % Net Profit (₹ Cr.) YoY Profit Growth % RSI
1,737.80 13,29,020.75 18.94 4,07,994.80 99.35 65,447 3.51 59.05
1,267.70 8,94,745.17 18.21 2,36,037.70 26.78 45,007 20.25 56.09
1,911.75 3,80,087.28 19.52 94,273.90 38.35 17,977 10.23 59.19
1,013.30 3,13,612.77 11.16 1,37,989.40 30.43 26,424 3.98 48.79
81.21 87,320.26 11.83 30,370.40 20.68 5,814 28.98 54.26
1,061.20 82,672.96 11.26 55,144.00 23.81 8,977 -39.07 70.65
19.42 60,881.48 27.71 32,960.90 23.98 1,285 155.32 56.18
63.33 46,356.51 23.63 36,256.80 33.32 2,942 -53.53 53.84
183.87 45,140.90 11.01 26,782.00 32.27 3,928 -10.87 40.13
153.96 24,802.51 9.80 21,034.20 14.48 2,230 -41.79 51.71

Corporate Action

Technical Indicators

RSI(14)
Neutral
61.76
ATR(14)
Volatile
4.58
STOCH(9,6)
Neutral
74.06
STOCH RSI(14)
Overbought
99.26
MACD(12,26)
Bullish
1.38
ADX(14)
Weak Trend
23.16
UO(9)
Bearish
49.92
ROC(12)
Uptrend And Accelerating
9.73
WillR(14)
Overbought
-18.22