| Quarterly Financials | Jun 2018 | Sept 2018 | Dec 2018 | Mar 2019 | Jun 2019 | Sept 2019 | Dec 2019 | Mar 2020 | Jun 2020 | Sept 2020 | Dec 2020 | Mar 2021 | Jun 2021 | Sept 2021 | Dec 2021 | Mar 2022 | Jun 2022 | Sept 2022 | Dec 2022 | Mar 2023 | Jun 2023 | Sept 2023 | Dec 2023 | Mar 2024 | Jun 2024 | Sept 2024 | Dec 2024 | Mar 2025 | Jun 2025 | Sept 2025 |
Revenue  | 1,898 | 1,953 | 2,170 | 2,478 | 2,257 | 2,264 | 2,197 | 2,279 | 2,161 | 2,197 | 2,350 | 2,110 | 2,214 | 2,186 | 2,193 | 2,212 | 2,308 | 2,447 | 2,685 | 2,681 | 2,888 | 2,957 | 3,067 | 3,139 | 3,193 | 3,424 | 3,452 | 3,619 | 3,523 | 3,450 |
| Expenses | 820 | 734 | 878 | 1,119 | 971 | 2,088 | 953 | 1,348 | 962 | 1,017 | 1,172 | 789 | 1,009 | 1,034 | 858 | 1,055 | 1,003 | 946 | 984 | 793 | 1,062 | 982 | 906 | 705 | 954 | 980 | 996 | 1,078 | 1,061 | 958 |
| EBITDA | 94 | 170 | 171 | 222 | 117 | -1,033 | 52 | -238 | 65 | 80 | 107 | 287 | 183 | 136 | 308 | 120 | 236 | 407 | 518 | 625 | 452 | 545 | 561 | 830 | 614 | 757 | 759 | 810 | 659 | 635 |
| Operating Profit % | 53 % | 60 % | 56 % | 46 % | 53 % | 3 % | 54 % | 37 % | 53 % | 50 % | 44 % | 60 % | 49 % | 48 % | 58 % | 48 % | 52 % | 59 % | 60 % | 68 % | 60 % | 64 % | 69 % | 76 % | 68 % | 69 % | 69 % | 66 % | 68 % | 71 % |
| Depreciation | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Interest | 984 | 1,048 | 1,121 | 1,138 | 1,170 | 1,208 | 1,193 | 1,169 | 1,134 | 1,101 | 1,071 | 1,034 | 1,021 | 1,017 | 1,026 | 1,037 | 1,069 | 1,095 | 1,183 | 1,262 | 1,374 | 1,430 | 1,600 | 1,604 | 1,625 | 1,687 | 1,697 | 1,732 | 1,803 | 1,858 |
| Profit Before Tax | 94 | 170 | 171 | 222 | 117 | -1,033 | 52 | -238 | 65 | 80 | 107 | 287 | 183 | 136 | 308 | 120 | 236 | 407 | 518 | 625 | 452 | 545 | 561 | 830 | 614 | 757 | 759 | 810 | 659 | 635 |
| Tax | 42 | 77 | 67 | 8 | 95 | -113 | 3 | 99 | 63 | 42 | 40 | -35 | 84 | 28 | 139 | 1 | 75 | 167 | 211 | 153 | 120 | 161 | 138 | 197 | 195 | 204 | 230 | 228 | 175 | 140 |
| Net Profit | 53 | 93 | 105 | 214 | 21 | -919 | 48 | -337 | 2 | 38 | 66 | 322 | 100 | 107 | 169 | 119 | 161 | 240 | 307 | 473 | 331 | 384 | 423 | 633 | 419 | 553 | 529 | 582 | 485 | 495 |
| EPS in ₹ | 0.94 | 1.68 | 1.88 | 3.84 | 0.39 | -16.51 | 0.87 | -4.72 | 0.03 | 0.53 | 0.93 | 4.52 | 1.40 | 1.44 | 1.81 | 1.27 | 1.67 | 2.49 | 3.19 | 4.87 | 3.21 | 3.72 | 4.05 | 5.75 | 3.80 | 5.02 | 4.80 | 5.28 | 4.40 | 4.49 |
Jammu & Kashmir Bank
Jammu & Kashmir Bank
100.58
-1.54
(-1.51%)
Market Cap
11,075.69 Cr
PE Ratio
5.38
Volume
15,11,522.00
Day High - Low
102.90 - 100.31
52W High-Low
117.25 - 86.61
There are new updates from the company22 hours ago
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Key Fundamentals
Market Cap
11,075.69 Cr
EPS
18.91
PE Ratio
5.38
PB Ratio
0.82
Book Value
124.39
EBITDA
3,106.70
Dividend Yield
2.11 %
Industry
Banks Sector
Private Bank Return on Equity
14.68
Debt to Equity
0.00
Analyst Rating and Forecast
- By Refinitiv from1 analysts
Actual
Company News
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J&K Bank Board Meet on Jan 20 for Q3FY26 Results
22 hours ago
22 hours agoJammu & Kashmir Bank has scheduled its board meeting for January 20, 2026, to consider and approve Q3FY26 unaudited financial results for quarter and nine months ended December 31, 2025.
Jammu & Kashmir Bank executive indicates 15% loan growth is likely for FY26, confirming the upper end of the bank's revised 12-15% target range as per CNBC TV18 report.
Jammu & Kashmir Bank reports provisional Q3FY26 total business of ₹2,72,109.27 crores, marking 13.34% YoY growth. Deposits rise 10.58% while gross advances surge 17.26%, though CASA ratio declines to 44.10%.
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Peer Comparison Compare Peers on Screener
Competitors | LTP | Market Cap (₹ Cr.) | P/E Ratio | Revenue (₹ Cr.) | YoY Revenue Growth % | Net Profit (₹ Cr.) | YoY Profit Growth % | RSI |
|---|---|---|---|---|---|---|---|---|
939.00 | #1 14,44,611.80 | 19.40 | #1 4,70,915.90 | 15.42 | #1 73,440 | 9.32 | 26.25 | |
1,404.30 | 10,04,101.43 | 18.02 | 2,94,586.90 | #1 24.81 | 54,419 | 2.96 | 59.07 | |
2,126.80 | 4,23,041.49 | 22.84 | 1,07,095.00 | 13.60 | 21,946 | -11.41 | 41.95 | |
1,272.00 | 3,94,890.94 | 15.29 | 1,55,916.90 | 12.99 | 28,112 | -25.14 | 54.09 | |
103.43 | 1,11,212.10 | #1 12.07 | 34,058.70 | 12.14 | 7,656 | #1 73.37 | 51.50 | |
86.00 | 73,916.08 | 51.53 | 43,478.30 | 19.92 | 1,490 | 64.13 | 62.76 | |
22.84 | 71,666.32 | 25.24 | 37,075.60 | 12.48 | 2,447 | 17.24 | 58.27 | |
882.25 | 68,733.98 | -90.57 | 56,358.10 | 2.20 | 2,575 | -132.82 | 57.27 | |
255.30 | 62,879.00 | 15.58 | 32,030.20 | 19.60 | 4,202 | -8.27 | 43.13 | |
263.65 | 25,480.99 | 12.60 | 11,507.60 | 16.68 | 1,942 | 21.20 | 54.09 |
Automatic Screeners on ScanX
Growth Rate
Revenue Growth
13.58 %
Net Income Growth
17.87 %
Cash Flow Change
419.41 %
ROE
1.10 %
ROCE
5.16 %
EBITDA Margin (Avg.)
0.66 %
Quarterly Financial Results
Balance Sheet
| Balance Sheet | 2015 | 2016 | 2017 | 2018 | 2019 | 2020 | 2021 | 2022 | 2023 | 2024 | 2025 |
| Total Assets | 76,065 | 80,254 | 82,012 | 89,684 | 1,01,405 | 1,08,829 | 1,20,273 | 1,30,576 | 1,45,913 | 1,54,505 | 1,69,424 |
| Fixed Assets | 655 | 706 | 1,479 | 1,598 | 1,646 | 2,036 | 1,971 | 1,908 | 2,224 | 2,208 | 2,126 |
| Current Assets | 5,685 | 8,962 | 9,381 | 12,075 | 10,018 | 19,035 | 20,378 | 24,204 | 26,400 | 23,435 | 21,926 |
| Capital Work in Progress | 34 | 59 | 64 | 17 | 29 | 35 | 41 | 46 | 47 | 50 | 66 |
| Investments | 25,104 | 20,334 | 21,271 | 18,860 | 23,141 | 22,991 | 30,774 | 33,785 | 34,780 | 34,900 | 41,122 |
| Other Assets | 50,271 | 59,156 | 59,198 | 69,210 | 76,589 | 83,768 | 87,486 | 94,837 | 1,08,860 | 1,17,347 | 1,26,110 |
| Total Liabilities | 76,065 | 80,254 | 82,012 | 89,684 | 1,01,405 | 1,08,829 | 1,20,273 | 1,30,576 | 1,45,913 | 1,54,505 | 1,69,424 |
| Current Liabilities | 1,863 | 2,178 | 2,588 | 1,894 | 2,522 | 2,678 | 3,408 | 5,425 | 11,097 | 4,662 | 4,271 |
| Non Current Liabilities | 74,201 | 78,076 | 79,425 | 87,791 | 98,883 | 1,06,151 | 1,16,865 | 1,25,151 | 1,34,816 | 1,49,842 | 1,65,153 |
| Total Equity | 6,108 | 6,421 | 5,673 | 6,158 | 6,622 | 6,346 | 6,802 | 8,077 | 9,896 | 12,193 | 14,208 |
| Reserve & Surplus | 6,060 | 6,372 | 5,621 | 6,102 | 6,566 | 6,275 | 6,731 | 7,890 | 9,793 | 12,083 | 14,098 |
| Share Capital | 49 | 49 | 52 | 56 | 56 | 71 | 71 | 93 | 103 | 110 | 110 |
Cash Flow
| Cash Flow | 2015 | 2016 | 2017 | 2018 | 2019 | 2020 | 2021 | 2022 | 2023 | 2024 | 2025 |
| Net Cash Flow | -481 | -531 | 2,189 | 2,867 | -2,388 | 3,920 | -289 | -712 | 107 | -702 | 1,587 |
| Investing Activities | -261 | -136 | -861 | -164 | -165 | -115 | -76 | -85 | -124 | -257 | -102 |
| Operating Activities | 118 | -219 | 2,457 | 2,363 | -2,992 | 4,374 | -14 | -1,568 | -407 | -853 | 2,723 |
| Financing Activities | -338 | -176 | 593 | 668 | 769 | -339 | -199 | 941 | 638 | 407 | -1,034 |
Share Holding
| % Holding | Mar 2021 | Jun 2021 | Sept 2021 | Dec 2021 | Mar 2022 | Apr 2022 | Jun 2022 | Sept 2022 | Dec 2022 | Mar 2023 | Jun 2023 | Sept 2023 | Dec 2023 | Mar 2024 | Jun 2024 | Sept 2024 | Dec 2024 | Mar 2025 | Jun 2025 | Dec 2025 |
| Promoter | 68.18 % | 68.18 % | 70.12 % | 70.12 % | 70.12 % | 0.00 % | 68.03 % | 68.03 % | 68.03 % | 63.41 % | 63.41 % | 63.41 % | 59.40 % | 59.40 % | 59.40 % | 59.40 % | 59.40 % | 59.40 % | 59.40 % | 59.40 % |
| FIIs | 0.00 % | 0.00 % | 0.00 % | 0.00 % | 0.00 % | 0.00 % | 0.00 % | 0.00 % | 0.00 % | 0.00 % | 0.00 % | 2.61 % | 0.00 % | 6.99 % | 7.16 % | 6.46 % | 7.07 % | 7.64 % | 8.01 % | 8.14 % |
| DIIs | 0.19 % | 0.22 % | 0.16 % | 0.23 % | 0.21 % | 0.00 % | 0.00 % | 2.12 % | 2.78 % | 2.66 % | 2.44 % | 4.92 % | 7.37 % | 8.15 % | 6.99 % | 6.66 % | 6.83 % | 6.70 % | 5.87 % | 5.83 % |
| Government | 0.00 % | 0.00 % | 0.00 % | 0.00 % | 0.00 % | 0.00 % | 0.00 % | 0.00 % | 0.00 % | 0.00 % | 0.00 % | 0.00 % | 0.00 % | 0.00 % | 0.00 % | 0.00 % | 0.00 % | 0.00 % | 0.00 % | 0.00 % |
| Public / Retail | 22.17 % | 22.96 % | 23.27 % | 23.67 % | 23.81 % | 0.00 % | 24.66 % | 23.70 % | 21.12 % | 26.20 % | 26.03 % | 23.54 % | 21.45 % | 20.32 % | 21.07 % | 21.94 % | 21.48 % | 21.06 % | 21.26 % | 21.27 % |
| Others | 9.46 % | 8.64 % | 6.46 % | 5.99 % | 5.86 % | 100.00 % | 7.31 % | 6.16 % | 8.07 % | 7.73 % | 8.11 % | 5.52 % | 11.78 % | 5.14 % | 5.38 % | 5.54 % | 5.22 % | 5.20 % | 5.46 % | 5.36 % |
| No of Share Holders | 1,42,214 | 1,74,468 | 1,72,856 | 1,84,254 | 1,92,588 | 1,92,589 | 1,95,935 | 1,89,535 | 1,69,558 | 1,72,074 | 1,72,171 | 1,88,609 | 1,88,609 | 2,15,294 | 2,54,645 | 2,78,050 | 2,82,743 | 2,80,187 | 2,65,968 | 2,54,219 |
Dividend History
| Annual Cash Flows | 2017 | 2018 | 2019 | 2020 | 2021 | 2022 | 2023 | 2024 | 2025 | 2026 |
|---|---|---|---|---|---|---|---|---|---|---|
| Dividend Per Share (₹) | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.5 | 2.15 | 2.15 | 0.00 |
| Dividend Yield (%) | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.37 | 2.33 | 2.14 | 0.00 |
Corporate Action
| Record Date | Corporate Action | Information | Announcement Day | LTP at Annoucement | LTP at Record Day |
|---|---|---|---|---|---|
| 17 Aug 2023 |  Dividend | ₹ 0.50 /share | 17 Aug 2023 | 59.53 | 79.20 |
| 11 Aug 2024 | Dividend | ₹ 2.15 /share | 09 Aug 2024 | 139.25 | 113.10 |
| 17 Aug 2024 |  Annual General Meeting | NA | 17 Aug 2024 | 106.18 | 109.30 |
| 25 Oct 2024 |  Quarterly Result Announcement | NA | 25 Oct 2024 | 99.35 | 93.85 |
| 20 Jan 2025 | Quarterly Result Announcement | NA | 20 Jan 2025 | 97.65 | 94.50 |
| 05 May 2025 | Quarterly Result Announcement | NA | 05 May 2025 | 113.23 | 94.12 |
| 25 Jul 2025 | Quarterly Result Announcement | NA | 25 Jul 2025 | 111.75 | 111.70 |
| 19 Aug 2025 | Dividend | ₹ 2.15 /share | 19 Aug 2025 | 94.12 | 106.05 |
| 26 Aug 2025 | Annual General Meeting | NA | 26 Aug 2025 | 111.70 | 102.91 |
| 18 Oct 2025 | Quarterly Result Announcement | NA | 18 Oct 2025 | 104.18 | 104.65 |
Announcements
Board Meeting Intimation for Consideration Of Unaudited Financial Results (Consolidated And Standalone) Of The Bank For The Quarter And Nine Months Ended 31St December 202522 hours ago
22 hours agoProvisional Business Figures7 days ago
7 days agoCompliances-Certificate under Reg. 74 (5) of SEBI (DP) Regulations 20188 days ago
8 days agoAnnouncement under Regulation 30 (LODR)-Change in Directorate9 days ago
9 days agoClosure of Trading WindowDec 24, 2025
Dec 24, 2025Announcement under Regulation 30 (LODR)-Change in ManagementDec 23, 2025
Dec 23, 2025Penalty Imposed By RBIDec 05, 2025
Dec 05, 2025Announcement under Regulation 30 (LODR)-Code of Conduct under SEBI (PIT) Regulations 2015Dec 04, 2025
Dec 04, 2025Announcement under Regulation 30 (LODR)-Change in ManagementDec 03, 2025
Dec 03, 2025Board Meeting Outcome for RAISING OF CAPITAL BY THE BANK - FY 2025 - 26Nov 26, 2025
Nov 26, 2025Shareholder Meeting / Postal Ballot-Outcome of Postal_BallotNov 24, 2025
Nov 24, 2025 Shareholder Meeting / Postal Ballot-Scrutinizer"s ReportNov 24, 2025
Nov 24, 2025Board Meeting Intimation for CONSIDER RAISING OF CAPITAL BY THE BANKNov 20, 2025
Nov 20, 2025Announcement under Regulation 30 (LODR)-Change in ManagementNov 13, 2025
Nov 13, 2025Announcement under Regulation 30 (LODR)-Newspaper PublicationNov 07, 2025
Nov 07, 2025Announcement under Regulation 30 (LODR)-Analyst / Investor Meet - IntimationNov 06, 2025
Nov 06, 2025Announcement under Regulation 30 (LODR)-Change in ManagementOct 31, 2025
Oct 31, 2025Announcement under Regulation 30 (LODR)-Newspaper PublicationOct 24, 2025
Oct 24, 2025Shareholder Meeting / Postal Ballot-Notice of Postal BallotOct 23, 2025
Oct 23, 2025Announcement under Regulation 30 (LODR)-Analyst / Investor Meet - OutcomeOct 20, 2025
Oct 20, 2025Announcement under Regulation 30 (LODR)-Newspaper PublicationOct 20, 2025
Oct 20, 2025Announcement under Regulation 30 (LODR)-Newspaper PublicationOct 19, 2025
Oct 19, 2025Announcement under Regulation 30 (LODR)-Press Release / Media ReleaseOct 18, 2025
Oct 18, 2025Announcement under Regulation 30 (LODR)-Analyst / Investor Meet - OutcomeOct 18, 2025
Oct 18, 2025Related Party DisclosureOct 18, 2025
Oct 18, 2025Statement Of Deviation & VariationOct 18, 2025
Oct 18, 2025Announcement under Regulation 30 (LODR)-Analyst / Investor Meet - IntimationOct 18, 2025
Oct 18, 2025Integrated FinancialsOct 18, 2025
Oct 18, 2025REVIEWED FINANCIAL RESULTS (STANDALONE & CONSOLIDATED) OF THE BANK FOR THE QUARTER AND HALF YEAR ENDED 30TH SEPTEMBER 2025Oct 18, 2025
Oct 18, 2025Board Meeting Outcome for REVIEWED FINANCIAL RESULTS (STANDALONE & CONSOLIDATED) OF THE BANK FOR THE QUARTER AND HALF YEAR ENDED 30TH SEPTEMBER 2025Oct 18, 2025
Oct 18, 2025Announcement under Regulation 30 (LODR)-Newspaper PublicationOct 09, 2025
Oct 09, 2025Announcement under Regulation 30 (LODR)-Analyst / Investor Meet - IntimationOct 09, 2025
Oct 09, 2025Board Meeting Intimation for Consideration Of Unaudited Financial Results (Consolidated And Standalone) Of The Bank For The Quarter And Half Year Ended 30Th September 2025Oct 07, 2025
Oct 07, 2025DISCLOSURE OF PROVISIONAL BUSINESS FIGURESOct 06, 2025
Oct 06, 2025Compliances-Certificate under Reg. 74 (5) of SEBI (DP) Regulations 2018Oct 04, 2025
Oct 04, 2025Announcement under Regulation 30 (LODR)-Credit RatingSep 30, 2025
Sep 30, 2025Announcement under Regulation 30 (LODR)-Appointment of Statutory Auditor/sSep 29, 2025
Sep 29, 2025Announcement under Regulation 30 (LODR)-Appointment of Statutory Auditor/sSep 28, 2025
Sep 28, 2025Closure of Trading WindowSep 25, 2025
Sep 25, 2025Announcement under Regulation 30 (LODR)-Credit RatingSep 15, 2025
Sep 15, 2025Announcement under Regulation 30 (LODR)-Credit RatingSep 12, 2025
Sep 12, 2025Announcement under Regulation 30 (LODR)-Newspaper PublicationSep 10, 2025
Sep 10, 2025Shareholder Meeting / Postal Ballot-Outcome of AGMAug 29, 2025
Aug 29, 2025FINANCIAL RESULTS OF THE BANK AUDITED BY COMPTROLLER & AUDITOR GENERAL OF INDIA FOR THE FINANCIAL YEAR ENDED 31ST MARCH 2025 (STANDALONE & CONSOLIDATED)Aug 27, 2025
Aug 27, 2025Announcement under Regulation 30 (LODR)-Change in ManagementAug 27, 2025
Aug 27, 2025Announcement under Regulation 30 (LODR)-Change in ManagementAug 27, 2025
Aug 27, 2025Shareholder Meeting / Postal Ballot-Scrutinizers ReportAug 27, 2025
Aug 27, 2025Reg. 34 (1) Annual Report.Aug 26, 2025
Aug 26, 2025Shareholder Meeting / Postal Ballot-Outcome of AGMAug 26, 2025
Aug 26, 2025Announcement under Regulation 30 (LODR)-Change in DirectorateAug 26, 2025
Aug 26, 2025Mutual Fund Holdings
Technical Indicators
RSI(14)
Neutral 50.15
ATR(14)
Volatile 2.20
STOCH(9,6)
Neutral 78.13
STOCH RSI(14)
Overbought 85.63
MACD(12,26)
Bullish 0.64
ADX(14)
Strong Trend 25.12
UO(9)
Bearish 43.36
ROC(12)
Uptrend And Accelerating 1.96
WillR(14)
Neutral -45.80
About Jammu & Kashmir Bank
Jammu and Kashmir Bank Limited is a Scheduled Commercial Bank founded in 1938, operating primarily in Jammu & Kashmir and Ladakh. It serves various customer segments including businesses, government employees, farmers, and corporate clients. The bank offers retail credit products, depository services, and third-party services. It has expanded its presence...more
Website
Chairperson NameS Krishnan
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