Dhanlaxmi Bank Swings to Profit in Q1, Asset Quality Shows Mixed Signals
Dhanlaxmi Bank reported a net profit of ₹12.18 crore in Q1 FY2025-26, compared to a loss of ₹8.00 crore in the same period last year. Revenue increased by 20.26% to ₹368.00 crore. The bank's Capital Adequacy Ratio improved to 18.26%. However, asset quality showed signs of deterioration with Gross NPA rising to 3.22% from 2.98% in the previous quarter. Total business grew to ₹2,878,782 lakh as of June 30, 2025.
08Jul 25
Dhanlaxmi Bank Schedules Q1 Results Review for July 21
Dhanlaxmi Bank has announced plans to review its first quarter (Q1) financial results on July 21. The review will provide insights into the bank's performance for the most recent quarter, covering aspects such as net profit or loss, net interest income, non-interest income, asset quality metrics, and deposit and advance growth. This scheduled review is significant for stakeholders, including investors and analysts, who monitor the bank's progress and may influence investor sentiment and stock performance.
07Jul 25
Dhanlaxmi Bank's Total Business Surges 15.8% YoY in Q1FY26
Dhanlaxmi Bank's total business reached ₹29,054 crore in Q1FY26, marking a 15.8% year-over-year growth. This significant increase indicates the bank's expanding market presence and ability to attract more customers. The growth suggests success in both deposit attraction and lending activities, potentially strengthening the bank's position in the competitive banking sector.
Dhanlaxmi Bank's total business reached ₹29,054.00 crore, marking a 15.80% year-on-year increase. Gross advances grew by 17.30% to ₹12,484.00 crore, while gold loans surged 28.10% to ₹4,039.00 crore. Total deposits rose 14.70% to ₹16,570.00 crore, and CASA deposits increased by 3.80% to ₹4,675.00 crore. This growth indicates expanding market presence, operational efficiency, and improved customer trust.
Dhanlaxmi Bank's Q4 net profit surged 775.53% to ₹28.98 crore. FY25 net profit increased 15.25% to ₹66.64 crore, with total operating income up 9.35% to ₹1,319.88 crore. GNPA ratio improved to 2.98% from 4.05%. Capital adequacy ratio strengthened to 16.12% after a rights issue.