Dhanlaxmi Bank

36.97

-1.15

(-3.02%)

Market Cap (₹ Cr.)

₹966

52 Week High

59.00

Book Value

₹

52 Week Low

26.25

PE Ratio

44.91

PB Ratio

1.11

PE for Sector

15.46

PB for Sector

1.77

ROE

5.14 %

ROCE

4.26 %

Dividend Yield

0.00 %

EPS

₹0.85

Industry

Banks

Sector

Banks - Private Sector

Investment Returns

In Long Term

In Short Term

1 Year

0.00%

2 Years

0.00%

3 Years

0.00%

4 Years

0.00%

5 Years

0.00%

Growth Rate

Revenue Growth

5.53 %

Net Income Growth

37.48 %

Cash Flow Change

55.86 %

ROE

28.74 %

ROCE

-0.39 %

EBITDA Margin (Avg.)

3.41 %

Financial Results

Quarterly Financials	Mar 2015	Jun 2015	Sept 2015	Dec 2015	Mar 2016	Jun 2016	Sept 2016	Dec 2016	Mar 2017	Jun 2017	Sept 2017	Dec 2017	Mar 2018	Jun 2018	Sept 2018	Dec 2018	Mar 2019	Jun 2019	Sept 2019	Dec 2019	Mar 2020	Jun 2020	Sept 2020	Dec 2020	Mar 2021	Jun 2021	Sept 2021	Dec 2021	Mar 2022	Jun 2022	Sept 2022	Dec 2022	Mar 2023	Jun 2023	Sept 2023	Dec 2023	Mar 2024	Jun 2024
Revenue	337	334	317	309	324	301	313	290	296	287	282	270	276	256	227	272	269	257	277	286	281	279	250	289	233	246	267	269	304	237	285	312	311	341	327	343	347	338
Expenses	366	121	89	139	231	100	118	108	104	105	108	127	133	143	57	101	87	87	102	111	141	115	80	130	81	101	125	128	140	122	123	141	132	141	118	147	135	140
EBITDA	-29	213	228	169	93	201	195	183	192	182	174	143	144	114	169	171	182	170	175	175	140	164	169	159	152	145	142	141	163	115	162	171	179	201	209	197	212	198
Operating Profit %	-16 %	62 %	70 %	53 %	21 %	64 %	57 %	60 %	61 %	59 %	58 %	49 %	46 %	41 %	77 %	59 %	64 %	64 %	60 %	56 %	42 %	51 %	67 %	45 %	62 %	54 %	46 %	45 %	40 %	53 %	53 %	49 %	52 %	51 %	61 %	52 %	56 %	54 %
Depreciation	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0
Interest	238	236	228	225	211	195	189	191	183	174	168	165	161	159	157	154	155	150	153	154	157	158	155	147	141	139	138	139	138	141	146	149	159	171	183	194	201	206
Profit Before Tax	-267	-23	0	-56	-118	6	6	-8	9	8	6	-22	-17	-45	12	17	28	20	22	21	-17	6	14	12	11	7	4	2	25	-26	16	22	20	30	26	3	11	-8
Tax	0	0	0	0	13	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	-20	0	0	0	5	0	0	0	1	0	0	0	-18	2	3	0	7	0
Net Profit	-267	-23	0	-56	-132	6	6	-8	9	8	6	-22	-17	-45	12	17	28	20	22	21	3	6	14	12	5	7	4	2	23	-26	16	22	38	28	23	3	3	-8
EPS in ₹	-15.03	-1.28	0.03	-3.13	-7.42	0.32	0.29	-0.39	0.42	0.38	0.24	-0.86	-0.68	-1.78	0.48	0.67	1.09	0.78	0.87	0.84	0.10	0.24	0.55	0.47	0.21	0.27	0.14	0.08	0.93	-1.04	0.63	0.86	1.51	1.12	0.92	0.12	0.13	-0.32

Show % Change

Above figures are in Rs. Crores

Balance Sheet

Balance Sheet	2015	2016	2017	2018	2019	2020	2021	2022	2023
Total Assets	14,352	12,463	12,333	12,287	11,799	12,265	13,097	13,796	15,132
Fixed Assets	184	152	183	173	169	179	225	221	251
Current Assets	0	0	0	0	0	0	0	0	0
Capital Work in Progress	19	27	31	31	33	35	0	0	7
Investments	4,497	3,792	4,194	4,365	4,037	3,682	4,439	4,044	3,889
Other Assets	9,652	8,492	7,925	7,718	7,560	8,369	8,433	9,531	10,986
Total Liabilities	13,628	11,955	11,679	11,537	11,038	11,438	12,232	12,896	14,171
Current Liabilities	0	0	0	0	0	0	0	0	0
Non Current Liabilities	13,628	11,955	11,679	11,537	11,038	11,438	12,232	12,896	14,171
Total Equity	724	508	654	749	761	827	864	900	961
Reserve & Surplus	546	331	445	496	508	574	611	647	708
Share Capital	177	177	210	253	253	253	253	253	253

Show % Change

Above figures are in Rs. Crores

Cash Flow

Cash Flow	2015	2016	2017	2018	2019	2020	2021	2022	2023
Net Cash Flow	-385	-457	-26	64	-248	506	-144	-249	111
Investing Activities	-10	-9	-11	-3	-10	-25	-27	-388	-106
Operating Activities	-605	-298	-99	-203	-144	554	-90	139	216
Financing Activities	230	-150	84	270	-95	-23	-28	0	0

Show % Change

Above figures are in Rs. Crores

Share Holding

% Holding	Mar 2021	Jun 2021	Sept 2021	Dec 2021	Mar 2022	Jun 2022	Sept 2022	Dec 2022	Mar 2023	Jun 2023	Sept 2023	Dec 2023	Mar 2024	Jun 2024
Promoter	0.00 %	0.00 %	0.00 %	0.00 %	0.00 %	0.00 %	0.00 %	0.00 %	0.00 %	0.00 %	0.00 %	0.00 %	0.00 %	0.00 %
FIIs	11.43 %	11.43 %	11.43 %	11.49 %	11.50 %	11.43 %	11.62 %	10.84 %	10.86 %	10.98 %	10.76 %	11.89 %	6.10 %	5.93 %
DIIs	0.35 %	0.07 %	0.07 %	0.07 %	0.07 %	0.07 %	0.07 %	0.07 %	0.12 %	0.07 %	0.07 %	0.07 %	0.07 %	0.07 %
Government	0.00 %	0.00 %	0.00 %	0.00 %	0.00 %	0.00 %	0.00 %	0.00 %	0.00 %	0.00 %	0.00 %	0.00 %	0.00 %	0.00 %
Public / Retail	88.22 %	88.50 %	88.50 %	88.43 %	88.43 %	88.50 %	88.30 %	89.09 %	89.02 %	88.95 %	89.16 %	88.04 %	93.83 %	94.00 %

Show % Change

Peer Comparison Compare Peers on Screener

Competitors	LTP	Market Cap (₹ Cr.)	P/E Ratio	Revenue (₹ Cr.)	YoY Revenue Growth %	Net Profit (₹ Cr.)	YoY Profit Growth %	RSI
HDFC Bank	1,708.50	12,72,590.50	18.67	4,07,994.78	99.35	65,447	38.58	71.08
ICICI Bank	1,292.00	8,93,548.63	19.72	2,36,037.73	26.78	45,007	13.15	72.48
Axis Bank	1,242.70	3,80,782.72	14.24	1,37,989.36	30.43	26,424	5.79	68.55
Kotak Bank	1,871.95	3,66,987.06	19.69	94,273.91	38.35	17,977	79.47	69.35
Indusind Bank	1,484.75	1,14,312.81	12.67	55,143.99	23.81	8,977	2.18	67.47
IDBI Bank	88.26	98,201.69	15.61	30,370.41	20.68	5,814	40.90	41.59
Yes Bank	22.95	73,345.03	50.87	32,960.89	23.98	1,285	48.84	39.19
IDFC First Bank	73.82	54,808.39	19.23	36,256.84	33.32	2,942	-12.15	50.56
AU Small Finance Bank	752.50	53,470.73	31.22	1,445.99	19.10	761	29.90	80.04
Federal Bank	186.20	45,169.80	11.22	26,781.95	32.27	3,928	17.18	41.37

Corporate Action

Technical Indicators

RSI(14)

Neutral

32.78

ATR(14)

Volatile

1.16

STOCH(9,6)

Neutral

42.35

STOCH RSI(14)

Neutral

24.61

MACD(12,26)

Bearish

-0.01

ADX(14)

Weak Trend

24.86

UO(9)

Bearish

36.48

ROC(12)

Downtrend And Accelerating

-4.30

WillR(14)

Oversold

-86.76