Dhanlaxmi Bank

Dhanlaxmi Bank

26.83
-0.18
(-0.67%)
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Key Fundamentals
Add Ratio
Market Cap
1,066.10 Cr
EPS
2.37
PE Ratio
12.20
Dividend Yield
0.00 %
Industry
Banks
52 Week High
36.52
52 Week Low
22.00
PB Ratio
0.85
Debt to Equity
0.00
Forecast For
Actual

Company News

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neutral
Dhanlaxmi Bank reported quarterly net profit of 232 million rupees, down from 258 million rupees year-over-year. Revenue increased to 3.84 billion rupees from 3.3 billion rupees compared to the same period last year. The bank's asset quality showed improvement with Gross Non-Performing Assets (GNPA) declining to 3.10% from 3.22% quarter-over-quarter, while Net Non-Performing Assets (NNPA) decreased slightly to 1.12% from 1.13% quarter-over-quarter.
positive
Dhanlaxmi Bank reported total business growth of 17.5% year-on-year to ₹30,147 crore for the second quarter ended June 30, 2025. Total deposits increased 17% to ₹17,103 crore and gross advances grew 18% to ₹13,044 crore. CASA deposits rose 6.56% to ₹4,937 crore. The bank turned profitable in the first quarter with net profit of ₹12.18 crore compared to a net loss of ₹8 crore in the same quarter last year. Net interest income jumped 39.3% to ₹139 crore from ₹99.89 crore. However, asset quality deteriorated with gross NPAs rising to 3.22% from 2.98% in the March quarter, and net NPAs increasing to 1.13% from 1%. Bank shares closed 0.68% higher at ₹25.32 on NSE.
positive
Dhanlaxmi Bank reported quarterly results showing total deposits expected at 171 billion, representing an increase from 146 billion in the same period last year. The bank's gross advances are projected at 130 billion, up from 110 billion year-over-year. The deposits grew by 25 billion while gross advances increased by 20 billion compared to the previous year.
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Competitors
LTP
Market Cap (₹ Cr.)
P/E Ratio
Revenue (₹ Cr.)
YoY Revenue Growth %
Net Profit (₹ Cr.)
YoY Profit Growth %
RSI
1,007.85
#1 15,41,487.70
20.64
#1 4,70,915.90
15.42
#1 73,440
9.32
66.14
1,370.40
9,73,686.30
17.19
2,94,586.90
#1 24.81
54,419
2.96
44.77
2,150.50
4,29,695.10
23.02
1,07,095.00
13.60
21,946
-11.41
54.69
1,248.80
3,86,687.00
14.82
1,55,916.90
12.99
28,112
-25.14
66.75
101.91
1,09,868.00
11.76
34,058.70
12.14
7,656
#1 73.37
73.35
22.69
71,306.00
25.22
37,075.60
12.48
2,447
17.24
57.48
807.45
62,306.60
#1 -82.91
56,358.10
2.20
2,575
-132.82
69.62
79.35
58,122.40
45.11
43,478.30
19.92
1,490
64.13
71.47
234.91
58,008.00
14.27
32,030.20
19.60
4,202
-8.27
81.34
172.23
28,291.90
13.51
24,914.80
18.41
2,745
-65.02
58.08

Automatic Screeners on ScanX

Growth Rate
Revenue Growth
9.53 %
Net Income Growth
15.22 %
Cash Flow Change
-127.70 %
ROE
-14.95 %
ROCE
-1.36 %
EBITDA Margin (Avg.)
0.97 %

Yearly Financial Results

Annual Financials
2015
2016
2017
2018
2019
2020
2021
2022
2023
2024
2025
TTM
Revenue
1,369
1,281
1,200
1,116
1,024
1,100
1,053
1,086
1,146
1,360
1,489
1,596
Expenses
607
566
410
460
377
427
394
474
498
516
556
620
EBITDA
-223
-185
33
-11
23
59
58
57
53
96
97
83
Operating Profit %
53 %
53 %
62 %
55 %
61 %
57 %
58 %
48 %
54 %
57 %
58 %
57 %
Depreciation
18
25
20
14
11
13
15
20
21
25
25
0
Interest
985
900
758
668
625
614
601
554
596
749
837
893
Profit Before Tax
-241
-210
12
-25
12
46
43
37
32
71
72
83
Tax
0
0
0
0
0
-20
5
1
-18
13
5
-2
Net Profit
-242
-210
12
-25
12
66
37
36
49
58
67
84
EPS in ₹
-13.61
-11.80
0.59
-0.98
0.46
2.60
1.47
1.42
1.95
2.21
2.37
2.50

Balance Sheet

Balance Sheet
2015
2016
2017
2018
2019
2020
2021
2022
2023
2024
2025
Total Assets
14,352
12,463
12,333
12,287
11,799
12,265
13,097
13,796
15,132
15,962
17,937
Fixed Assets
184
152
183
173
169
179
225
221
251
267
266
Current Assets
1,946
1,502
1,441
1,571
1,234
1,816
1,594
1,339
1,465
1,585
1,684
Capital Work in Progress
19
27
31
31
33
35
0
0
7
8
15
Investments
4,497
3,792
4,194
4,365
4,037
3,682
4,439
4,044
3,889
3,942
3,955
Other Assets
9,653
8,492
7,925
7,718
7,560
8,369
8,433
9,531
10,986
11,745
13,700
Total Liabilities
14,352
12,463
12,333
12,287
11,799
12,265
13,097
13,796
15,132
15,962
17,937
Current Liabilities
305
349
240
225
234
357
371
343
327
343
328
Non Current Liabilities
14,047
12,114
12,093
12,061
11,565
11,909
12,726
13,453
14,805
15,619
17,609
Total Equity
724
508
655
750
761
827
864
900
961
1,030
1,395
Reserve & Surplus
546
331
445
497
508
574
611
647
708
777
1,001
Share Capital
177
177
210
253
253
253
253
253
253
253
395

Cash Flow

Cash Flow
2015
2016
2017
2018
2019
2020
2021
2022
2023
2024
2025
Net Cash Flow
-385
-457
-26
64
-248
506
-144
-249
111
128
105
Investing Activities
-10
-9
-11
-3
-10
-25
-27
-388
-106
111
-32
Operating Activities
-605
-298
-99
-203
-144
554
-90
139
216
17
-5
Financing Activities
230
-150
84
270
-95
-23
-28
0
0
0
142

Share Holding

% Holding
Mar 2021
Jun 2021
Sept 2021
Dec 2021
Mar 2022
Jun 2022
Sept 2022
Dec 2022
Mar 2023
Jun 2023
Sept 2023
Dec 2023
Mar 2024
Jun 2024
Sept 2024
Dec 2024
Mar 2025
Jun 2025
Sept 2025
Promoter
0.00 %
0.00 %
0.00 %
0.00 %
0.00 %
0.00 %
0.00 %
0.00 %
0.00 %
0.00 %
0.00 %
0.00 %
0.00 %
0.00 %
0.00 %
0.00 %
0.00 %
0.00 %
0.00 %
FIIs
0.00 %
0.00 %
0.00 %
0.00 %
0.00 %
0.00 %
0.00 %
0.00 %
0.00 %
0.00 %
0.00 %
0.00 %
6.10 %
5.93 %
4.97 %
6.95 %
15.26 %
15.52 %
15.28 %
DIIs
0.35 %
0.07 %
0.07 %
0.07 %
0.07 %
0.07 %
0.07 %
0.07 %
0.12 %
0.07 %
0.07 %
0.07 %
0.07 %
0.07 %
0.07 %
0.16 %
0.05 %
0.05 %
0.05 %
Government
0.00 %
0.00 %
0.00 %
0.00 %
0.00 %
0.00 %
0.00 %
0.00 %
0.00 %
0.00 %
0.00 %
0.00 %
0.00 %
0.00 %
0.00 %
0.00 %
0.00 %
0.00 %
0.00 %
Public / Retail
57.07 %
57.52 %
67.93 %
58.86 %
59.40 %
59.65 %
48.57 %
51.58 %
51.71 %
51.67 %
51.63 %
58.20 %
67.40 %
65.43 %
55.01 %
53.17 %
42.78 %
42.58 %
43.00 %
Others
42.58 %
42.41 %
32.00 %
41.07 %
40.53 %
40.27 %
51.36 %
48.35 %
48.17 %
48.26 %
48.30 %
41.73 %
26.43 %
28.56 %
39.95 %
39.72 %
41.91 %
41.85 %
41.68 %
No of Share Holders
0
88,708
91,625
97,024
96,056
96,864
97,202
96,452
1,09,408
1,06,415
1,18,022
1,25,389
2,12,869
2,00,558
1,85,822
1,84,128
1,84,543
1,81,297
1,79,703

Corporate Action

Record Date Corporate Action Information Announcement Day LTP at Annoucement LTP at Record Day
29 Oct 2025 QUARTERLY RESULT ANNOUNCEMENT Quarterly Result Announcement
NA
29 Oct 2025 25.20 27.04
12 Jun 2022 EXTRAORDINARY GENERAL MEETING Extraordinary General Meeting
NA
12 Jun 2022 10.74 9.82
30 Sept 2024 ANNUAL GENERAL MEETING Annual General Meeting
NA
30 Sept 2024 30.99 30.99
17 Oct 2024 QUARTERLY RESULT ANNOUNCEMENT Quarterly Result Announcement
NA
17 Oct 2024 29.36 29.12
27 Dec 2024 RIGHTS Rights
14:25
27 Dec 2024 32.71 35.97
04 Feb 2025 QUARTERLY RESULT ANNOUNCEMENT Quarterly Result Announcement
NA
04 Feb 2025 24.21 25.61
18 Mar 2025 EXTRAORDINARY GENERAL MEETING Extraordinary General Meeting
NA
18 Mar 2025 24.09 22.51
09 May 2025 QUARTERLY RESULT ANNOUNCEMENT Quarterly Result Announcement
NA
09 May 2025 28.18 27.27
21 Jul 2025 QUARTERLY RESULT ANNOUNCEMENT Quarterly Result Announcement
NA
21 Jul 2025 30.38 30.06
29 Sept 2025 ANNUAL GENERAL MEETING Annual General Meeting
NA
29 Sept 2025 26.86 25.04

Announcements

Unaudited Financial Results For The Quarter/Half-Year Ended September 30 202514 hours ago
General Updates - Migration To .Bank.In Domain5 days ago
Board Meeting Intimation for To Consider/Approve The Unaudited Financial Results Of The Bank For The Quarter / Half Year Ended September 30 2025.Oct 16, 2025
Compliances-Certificate under Reg. 74 (5) of SEBI (DP) Regulations 2018Oct 08, 2025
Business Updates For The Half - Year Ended September 30 2025.Oct 03, 2025
Shareholder Meeting / Postal Ballot-Outcome of AGMSep 29, 2025
Appointment Of Secretarial Auditor Of The Bank At The 98Th Annual General MeetingSep 29, 2025
Announcement under Regulation 30 (LODR)-Appointment of Statutory Auditor/sSep 29, 2025
Announcement under Regulation 30 (LODR)-Change in DirectorateSep 29, 2025
Shareholder Meeting / Postal Ballot-Outcome of AGMSep 29, 2025
Shareholder Meeting / Postal Ballot-Scrutinizers ReportSep 29, 2025
Closure of Trading WindowSep 26, 2025
98Th Annual General Meeting - Intimation Of Book Closure / Record DateSep 09, 2025
Completion Of Dispatch Of 98Th AGM Notice And Annual Report For The Financial Year 2024-25Sep 06, 2025
Reg. 34 (1) Annual Report.Sep 06, 2025
Notice Of 98Th Annual General Meeting & Annual Report For The Financial Year 2024-25Sep 06, 2025
Intimation Of 98Th Annual General Meeting Of The BankAug 26, 2025
Appointment Of Secretarial AuditorAug 26, 2025
UpdatesAug 12, 2025
Unaudited Financial Results For The Quarter Ended June 30 2025Jul 21, 2025
Announcement under Regulation 30 (LODR)-Newspaper PublicationJul 19, 2025
Compliances-Certificate under Reg. 74 (5) of SEBI (DP) Regulations 2018Jul 08, 2025
Board Meeting Intimation for Inter-Alia Consider/Approve The Unaudited Financial Results Of The Bank For The Quarter Ended June 30 2025.Jul 08, 2025
Business Updates For The Quarter Ended June 30 2025Jul 05, 2025
Announcement under Regulation 30 (LODR)-Credit RatingJul 02, 2025
Closure of Trading WindowJun 27, 2025
Announcement under Regulation 30 (LODR)-Change in ManagementJun 16, 2025
Shareholder Meeting / Postal Ballot-Scrutinizer"s ReportJun 16, 2025
Compliances-Reg.24(A)-Annual Secretarial ComplianceMay 30, 2025
Dispatch Of Postal Ballot NoticeMay 14, 2025
Shareholder Meeting / Postal Ballot-Notice of Postal BallotMay 13, 2025
Compliance Of Regulation 30May 09, 2025
Announcement under Regulation 30 (LODR)-Change in ManagementMay 09, 2025
Audited Financial Results For The Year Ended March 312025May 09, 2025
Compliances-Certificate under Reg. 74 (5) of SEBI (DP) Regulations 2018Apr 15, 2025
Board Meeting Intimation for Compliance Of Regulation 29 & 50 Of SEBI (LODR ) Regulations 2015Apr 10, 2025
Announcement under Regulation 30 (LODR)-AllotmentApr 07, 2025
Announcement under Regulation 30 (LODR)-AllotmentApr 07, 2025
Business Updates For The Year Ended March 31 2025.Apr 03, 2025
Confirmation On Redemption And Payment Of Interest - Series XVMar 29, 2025
Closure of Trading WindowMar 29, 2025
Announcement under Regulation 30 (LODR)-Change in DirectorateMar 22, 2025
Announcement under Regulation 30 (LODR)-Credit RatingMar 21, 2025
Board Meeting Outcome for Compliance Of Reg. 30 Of SEBI (LODR) Regulations 2015 - Outcome Of Board MeetingMar 19, 2025
Announcement under Regulation 30 (LODR)-Change in ManagementMar 19, 2025
Summary Of Proceedings Of Extra Ordinary General Meeting.Mar 18, 2025
Appointment Of Executive Director At Extra Ordinary General Meeting Of The BankMar 18, 2025
Shareholder Meeting / Postal Ballot-Outcome of EGMMar 18, 2025
Shareholder Meeting / Postal Ballot-Scrutinizer"s ReportMar 18, 2025
Shareholder Meeting / Postal Ballot-Scrutinizer"s ReportMar 18, 2025

Technical Indicators

RSI(14)
Neutral
61.17
ATR(14)
Less Volatile
0.82
STOCH(9,6)
Neutral
71.51
STOCH RSI(14)
Overbought
81.15
MACD(12,26)
Bullish
0.19
ADX(14)
Weak Trend
20.54
UO(9)
Bearish
49.92
ROC(12)
Uptrend And Accelerating
6.80
WillR(14)
Overbought
-16.79