Central Bank of India has announced the reestablishment of its co-lending partnership with Capri Global Capital Limited, a strategic move designed to offer competitive loan products while expanding market reach. The partnership operates under the Reserve Bank of India's revised Co-Lending Arrangements guidelines dated 28.11.2025, ensuring compliance with current regulatory frameworks.

Partnership Structure and Benefits

The renewed co-lending arrangement is structured to leverage the strengths of both financial institutions. Under this partnership, the participation by both entities is expected to result in greater portfolio expansion for Central Bank of India and Capri Global Capital Limited.

About Capri Global Capital Limited

Capri Global Capital Limited is a registered Non-Banking Financial Company (NBFC) with the Reserve Bank of India, specializing in secured loan products. The company focuses primarily on providing Secured Loan Against Property (LAP) and Gold Loans to its customer base.

The Mumbai-headquartered company operates an extensive distribution network across India, enabling comprehensive client sourcing and servicing capabilities.

Operational Framework

The co-lending arrangement follows a structured approach to loan origination and servicing. Capri Global Capital Limited will handle the initial loan origination process, identifying and sourcing potential borrowers through its extensive branch network.

Both lenders will jointly process loan proposals based on mutually agreed credit parameters and eligibility criteria. This collaborative approach ensures comprehensive risk assessment while maintaining competitive lending standards.

Key operational features include:

• Joint processing of loan applications by both lenders
• Unified credit parameters and eligibility criteria
• Blended interest rate structure benefiting borrowers
• End-to-end loan servicing by Capri Global throughout the loan lifecycle

Market Impact and Customer Benefits

The partnership is positioned to benefit multiple stakeholders within the lending ecosystem. Borrowers will gain access to competitive blended interest rates, while both financial institutions expect to expand their customer outreach across India.

The arrangement leverages Capri Global's extensive branch network and local market expertise, combined with Central Bank of India's banking infrastructure and regulatory standing. This collaboration is expected to enhance service delivery and expand access to credit facilities for customers across the participating regions.

Central Bank of India has secured regulatory approval from the Competition Commission of India (CCI) to increase its shareholding in two Generali insurance subsidiaries. The approval, dated March 3, 2026, marks a significant step in the bank's strategic expansion in the insurance sector.

CCI Approval Details

The Competition Commission of India approved the proposed combination through its letter no. C-2026/02/1383/993 dated March 3, 2026. The approval was granted under Section 31(1) of the Competition Act, 2002, following the Commission's meeting held on the same date.

Acquisition Structure

The approved transaction involves Central Bank of India acquiring additional equity stakes in two insurance companies within the Generali group. The bank will purchase 1.09% additional equity in Generali Central Insurance Company Limited (GCICL) and 0.82% additional equity in Generali Central Life Insurance Company Limited (GCLICL).

Shareholding Changes

Upon completion of the proposed acquisition, Central Bank of India's ownership structure in both insurance companies will be significantly enhanced:

Regulatory Compliance

The bank had previously informed the stock exchanges about this proposed acquisition on November 6, 2025. The current disclosure was made under SEBI (Listing Obligations and Disclosure Requirements) Regulations, 2015, ensuring full transparency with shareholders and regulatory authorities.

Strategic Implications

This acquisition will strengthen Central Bank of India's position in both general and life insurance segments through its partnership with the Generali group. The uniform 26% shareholding in both companies will provide the bank with enhanced influence in the strategic direction of these insurance entities while maintaining compliance with regulatory ownership limits.