Ujjivan Small Finance Bank has shared positive guidance regarding its cost of funds outlook during a recent conference call with stakeholders. The bank's management indicated expectations for improved funding cost dynamics in the coming period.

Cost of Funds Guidance

The bank's management has provided specific targets for cost optimization, projecting a favorable trajectory for funding costs. According to the guidance shared during the conference call, Ujjivan Small Finance Bank expects its cost of funds to trend better in the upcoming period.

Management Outlook

The guidance reflects the bank's strategic focus on optimizing its funding structure and improving operational efficiency. The targeted exit cost of funds of around 7% by year-end suggests the bank's commitment to maintaining competitive funding costs while supporting its growth objectives.

This cost of funds guidance was communicated during the bank's conference call, providing stakeholders with visibility into the institution's financial planning and expectations for the remainder of the year.

Ujjivan Small Finance Bank has successfully completed its planned branch expansion for FY26, achieving its target of adding 24 new branches to its network. This strategic expansion has brought the bank's total branch count to 777 locations across the country.

Branch Network Expansion Details

The completion of the planned branch addition represents a significant milestone in the bank's growth strategy. The expansion details are outlined below:

Strategic Growth Initiative

The successful completion of the branch expansion plan demonstrates Ujjivan Small Finance Bank's commitment to strengthening its physical presence and enhancing customer accessibility. The addition of 24 branches represents a calculated approach to market penetration and service delivery expansion.

The bank's achievement of reaching 777 total branches positions it well within the competitive small finance banking landscape. This expanded network enables the institution to serve a broader customer base and extend its financial services to previously underserved areas.

Network Strengthening Impact

With the completion of this expansion phase, Ujjivan Small Finance Bank has enhanced its operational footprint significantly. The strategic placement of these 24 new branches is expected to contribute to the bank's market presence and customer acquisition capabilities.

The achievement of the planned branch target reflects effective execution of the bank's expansion strategy and demonstrates operational efficiency in meeting predetermined growth objectives for the fiscal year.