Jammu & Kashmir Bank Limited has announced that its Board of Directors will meet on January 20, 2026, to consider and approve the unaudited financial results for the third quarter of fiscal year 2026. The meeting will address both consolidated and standalone financial results for the quarter and nine months ended December 31, 2025.

Board Meeting Details

The board meeting has been scheduled in accordance with regulatory requirements under SEBI (Listing Obligations and Disclosure Requirements) Regulations, 2015. The key details of the meeting are outlined below:

Trading Window Guidelines

The bank has provided specific guidance regarding trading window restrictions for its designated persons. The trading window for designated persons of the bank and their relatives will reopen on January 23, 2026. This reopening will occur 48 hours after the declaration of financial results for the quarter ended December 2025, ensuring compliance with insider trading regulations.

Regulatory Communication

The announcement was formally communicated to both major stock exchanges where the bank's shares are listed. The notification was sent to the National Stock Exchange of India Limited, where the bank trades under the symbol J&KBANK, and to BSE Limited, where it is listed with scrip code 532209. The communication was signed by Mohammad Shafi Mir, Company Secretary of Jammu and Kashmir Bank Limited, and dated January 9, 2026.

Compliance Framework

The board meeting announcement demonstrates the bank's adherence to transparency and regulatory compliance requirements. By providing advance notice of the board meeting and financial results consideration, the bank ensures that all stakeholders are informed about the upcoming disclosure of quarterly performance metrics. The structured approach to trading window management further reinforces the bank's commitment to maintaining fair market practices and preventing any potential insider trading activities.

The Jammu & Kashmir Bank has received executive confirmation regarding its ambitious loan growth targets for FY26, with company leadership indicating strong confidence in achieving the upper end of its revised forecast range.

Executive Confirmation on Growth Targets

According to CNBC TV18, a company executive has stated that 15% loan growth in FY26 is likely, confirming the bank's ability to achieve the higher end of its revised target range. This executive statement provides greater clarity on the bank's growth expectations and reinforces management's confidence in the institution's expansion capabilities.

Revised Growth Strategy

The bank had previously increased its loan growth forecast for FY26 to a range of 12-15%, marking an upward adjustment from its earlier target of 12%. The executive's recent statement suggesting 15% growth is likely indicates the bank's strong positioning to achieve the more aggressive end of this range.

Strategic Positioning

This executive confirmation demonstrates the bank's confidence in its operational capabilities and market opportunities. The indication that 15% loan growth is achievable reflects management's assessment of favorable market conditions, regulatory environment, and the institution's internal capacity to support enhanced lending activities.

The bank's optimistic outlook suggests a robust strategy for expanding its lending portfolio and strengthening its market position in the upcoming fiscal year.