Capri Global Capital Limited uploaded a preliminary supplemental offering circular for its USD 1 billion Global Medium Term Note Programme on September 1, 2026. The filing was made on India International Exchange (IFSC) Limited and NSE IFSC Limited.

The company issued the intimation under Regulation 30 and Regulation 51 of the SEBI (Listing Obligations and Disclosure Requirements) Regulations, 2015. The document serves as an update to the existing programme structure.

Filing Details

The preliminary supplemental offering circular is available for review on the official websites of the exchanges. Investors can access the documents via the links provided by India INX and NSE IFSC.

The company received this intimation at 11:49 am on September 1, 2026. Capri Global Capital also uploaded the relevant information to its corporate website.

Regulatory Compliance

Yashesh Bhatt, Company Secretary and Compliance Officer, signed off on the disclosure. The filing ensures compliance with listing obligations regarding material events related to debt instruments.

Capri Global Capital Limited reported a 74% year-on-year surge in net profit for Q1FY27, reaching ₹3,533 crore. The NBFC’s consolidated assets under management (AUM) grew 60% YoY to ₹401,108 crore, supported by strong performance across gold, MSME, and housing loan segments.

The company disclosed these figures in its investor presentation ahead of a meeting scheduled on September 1, 2026. The results reflect improved operating leverage, with the cost-to-income ratio contracting to 45% from 50% in FY26. Net interest margins expanded to 9.6%, up from 8.8% in the previous fiscal year.

Financial Performance

Profit after tax rose sharply from ₹9,491 crore in FY26 to ₹3,533 crore in the quarter alone, indicating accelerated profitability trends. Operating profit reached ₹5,321 crore, representing 6.1% of average total assets, compared to 5.4% in FY26. This expansion was fueled by higher net interest income of ₹7,459 crore and robust non-interest income contributions.

Asset Quality and Portfolio Mix

Asset quality remained stable with gross non-performing assets (GNPA) at 1.1% and net NPAs at 0.6%. The provision coverage ratio stood at 43.3%. Gold loans, which constitute the largest portfolio share at 47.8%, maintained low GNPA levels of 0.4%. MSME loans showed slight improvement with GNPA at 3.1%, down from 4.0% in FY24.

What the Numbers Show

Non-interest income emerged as a critical growth driver, contributing significantly to overall earnings. Co-lending income alone accounted for 43% of total non-interest income in Q1FY27, rising from 27% in FY24. This shift highlights Capri Global’s successful strategy to diversify revenue streams beyond traditional interest spreads, reducing dependency on core lending yields while enhancing return on equity metrics.

Balance Sheet Strength

The company maintained a comfortable capital adequacy ratio (CRAR) of 24.7%, well above the regulatory minimum of 15%. Consolidated borrowings increased to ₹276,297 crore, with a diversified lender base including 40 financial institutions. The debt-to-equity ratio remained manageable at 3.7x, supporting further growth initiatives without compromising liquidity.