Capri Global Capital has fixed September 4, 2026, as the record date for its proposed final dividend of ₹0.20 per equity share for the financial year ended March 31, 2026. The Company’s Board of Directors had recommended this dividend in its meeting held on April 30, 2026. Shareholders whose names appear on the register of members as of the record date will be eligible to receive the payout, subject to approval at the upcoming Annual General Meeting.

The 32nd Annual General Meeting (AGM) is scheduled for Tuesday, September 22, 2026, at 4:00 pm. The meeting will be conducted through Video Conferencing or Other Audio-Visual Means in compliance with circulars issued by the Ministry of Corporate Affairs and the Securities and Exchange Board of India. If declared by the members at the AGM, the final dividend will be paid after September 22, 2026, subject to deduction of tax at source.

Dividend Details

This disclosure was made pursuant to Regulation 42 of the SEBI (Listing Obligations and Disclosure Requirements) Regulations, 2015. The information is also available on the Company’s website.

Capri Global Capital Limited filed its corporate presentation for August 2026 with the Bombay Stock Exchange and National Stock Exchange on August 7, 2026, pursuant to Regulation 30 of the SEBI (Listing Obligations and Disclosure Requirements) Regulations, 2015. The document provides a comprehensive update on the company’s performance for Q1FY27, highlighting a profit after tax (PAT) of ₹3,534 million, a 102% year-on-year increase from ₹1,749 million in Q1FY26. This surge underscores the NBFC’s accelerating growth trajectory driven by robust asset under management (AuM) expansion and operational efficiency.

The filing confirms that consolidated AuM reached ₹401,116 million as of June 30, 2026, marking a 62% YoY growth from ₹247,538 million in the corresponding period last year. Net interest income rose 79% YoY to ₹7,364 million, while non-interest income grew 28% to ₹2,169 million. Operating expenses increased by 56% YoY to ₹4,212 million, yet the cost-to-income ratio improved significantly to 44.2% from 49.4% in FY26. Pre-provision operating profit jumped 71% YoY to ₹5,321 million, reflecting strong margin expansion and scale economies.

Segment Performance and Asset Quality

Gold loans remained the primary growth engine, with AuM reaching ₹19,179 million, supported by a portfolio yield of 18.6% and a conservative loan-to-value (LTV) ratio of 73.4%. The segment reported a gross NPA of just 0.3% and net NPA of 0.3%, with a provision coverage ratio (PCR) of 19.0%. MSME loans, which include micro LAP and solar loans, saw AuM grow to ₹6,779 million with a portfolio yield of 16.8%. Housing finance AuM expanded to ₹7,815 million, maintaining a yield of 13.2% and an LTV of 57.2%. Construction finance AuM stood at ₹6,332 million with 291 live accounts and an average ticket size of ₹213 million.

Strategic Initiatives and Technology

The presentation outlines Capri Global’s transition into an "AI Native & Cognitive Era," leveraging technology to enhance underwriting and collections. The company deployed enterprise-grade generative AI across business functions, analyzing 6.7 lakh customer calls in Q1FY27 to refine risk profiling and collection strategies. Asset quality remained resilient with a consolidated Gross Stage 3 ratio of 1.1% and Net Stage 3 ratio of 0.6%. The provision coverage ratio on consolidated loans was 43.2%, up from 41.2% in FY26.

Capital adequacy remains strong, with the Consolidated Ratio of Capital to Risk-Weighted Assets (CRAR) standing at 27.8% for CGCL standalone and 27.7% for the group in Q1FY27. The company continues to leverage co-lending partnerships with 11 banks to drive capital-efficient growth, retaining 20-30% of assets while earning spreads and servicing fees. Insurance distribution emerged as a significant fee income stream, with total premiums reaching ₹652 million in Q1FY27, driven by strategic partnerships with 22 insurance companies.

What the Numbers Show

A key analytical observation is the decoupling of expense growth from asset expansion. While AuM grew by 62% YoY, operating expenses rose at a slower pace relative to income growth, indicating strong operational leverage. This efficiency gain, combined with yield improvements from the gold loan portfolio, allowed PAT to more than double despite a challenging macroeconomic environment. The shift towards a higher proportion of gold loans (now nearly 48% of AuM) is expected to sustain spreads around 7.8%-8.0%, supporting the management’s target of 19%-21% Return on Average Equity (RoAE) by FY28.