Aadhar Housing Finance Limited has filed a revised half-yearly statement of debt securities with BSE for the period ended March 31, 2026. The submission, signed by Company Secretary and Compliance Officer Harshada Pathak on April 15, 2026, provides comprehensive details of the company's active Non-Convertible Debentures portfolio.

Regulatory Compliance

The revised statement was submitted in accordance with Chapter VIII para. No. 9.1 (a) of SEBI Master Circular No. SEBI/HO/DDHS/DDHSPoD/P/CIR/2025/000000137 dated October 15, 2025. The filing covers both secured and unsecured Non-Convertible Debentures issued under private placement series and public issue series.

Active NCD Portfolio Overview

The company's active debt securities portfolio comprises 24 ISINs with varying maturity periods and coupon structures. The portfolio includes both fixed-rate and floating-rate instruments, with coupon rates ranging from 7.76% to 10.00% for fixed-rate NCDs.

Maturity Profile and Payment Structure

The NCDs have maturity dates spanning from 2026 to 2032, with different payment frequencies including yearly, quarterly, monthly, and semi-annual structures. Several instruments feature principal plus interest payments, while others follow interest-only payment schedules until maturity.

Key Maturity Concentrations:

• 2026 Maturities: Multiple NCDs totaling significant amounts
• 2027-2028 Period: Various floating and fixed rate instruments
• 2029-2032 Period: Longer-term NCDs with different payment structures

Notable Features

Several NCDs in the portfolio have undergone partial face value redemptions during the half-year period ended March 31, 2026, as indicated by footnote markers in the original filing. The company has excluded fully redeemed NCDs and inactive instruments from the current listing.

Floating Rate Mechanisms:

• Repo rate plus spread arrangements
• Mumbai Inter-Bank Outright Rate linkages
• SBI MCLR-based pricing
• Reset rate structures for longer-term instruments

Filing Details

The submission was made under company codes 11302 and 10844, with proper digital signatures and company seal authentication. The document includes Annexure I containing the complete list of active ISINs as mandated by regulatory requirements.

This revised filing ensures compliance with SEBI's debt securities reporting framework and provides transparency regarding the company's outstanding debt obligations to market participants and regulatory authorities.

Aadhar Housing Finance Limited has submitted its Asset Liability Management (ALM) statements for the quarter ended March 31, 2026, to the National Housing Bank, fulfilling regulatory compliance requirements under SEBI guidelines.

Regulatory Compliance and Filing Details

The company filed these statements in accordance with SEBI (Issue and Listing of Non-Convertible Securities) Regulations, 2021, and SEBI Master Circular No. SEBI/HO/DDHS/DDHS-PoD/P/CIR/2025/0000000137 dated October 15, 2025. The submission was made on April 10, 2026, by Company Secretary and Compliance Officer Harshada Pathak.

Short-Term Dynamic Liquidity Analysis

The ALM statements present a comprehensive view of the company's liquidity position across various time buckets. The analysis shows positive liquidity mismatches across all time periods, indicating robust liquidity management.

Outflows and Inflows Breakdown

Key Financial Highlights

The major components of outflows included increases in loans and advances totaling ₹230129.41 lakh and other outflows of ₹230978.18 lakh. Net increase in investments accounted for ₹30000.00 lakh, primarily in the 1-3 months bucket.

On the inflows side, interest inflow on performing advances contributed ₹187899.41 lakh, while net increase in borrowings from various sources added ₹186105.84 lakh. Other inflows amounted to ₹143000.00 lakh across different time periods.

Liquidity Position Assessment

The cumulative mismatch reached ₹27691.81 lakh, representing 5.61% of total outflows. This positive mismatch indicates that the company maintains adequate liquidity buffers to meet its short-term obligations. The mismatch as a percentage of total outflows remained relatively stable across time buckets, ranging from 5.10% to 5.87%.

Certification and Authorization

The ALM statements were certified by Arpit Surana, Head of Fund Raising, who confirmed compliance with RBI and National Housing Bank directions and guidelines. The certification, dated April 9, 2026, validates the accuracy and completeness of the furnished information.