Aadhar Housing Finance Completes ₹20 Crore NCD Redemption with Regulatory Compliance
Aadhar Housing Finance Limited has successfully completed the full redemption of its Non-Convertible Debentures worth ₹20 crore along with annual interest payment of ₹1.79 crore on March 20, 2026. The company submitted regulatory compliance certificate to BSE confirming timely repayment and adherence to SEBI guidelines.

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Aadhar Housing Finance Limited has successfully completed the timely repayment of principal and interest for its Non-Convertible Debentures on March 20, 2026, as scheduled. The housing finance company submitted a regulatory compliance certificate to BSE Limited confirming the completion of both interest payment and full redemption upon maturity.
Payment Completion Details
The company executed the final payment for its Non-Convertible Debentures following the earlier announced schedule adjustment. The payment was processed on March 20, 2026, instead of the original due date of March 22, 2026, due to bank holidays.
| Parameter: | Details |
|---|---|
| ISIN: | INE538L07254 |
| Issue Size: | ₹20.00 crore |
| Principal Redeemed: | ₹20.00 crore |
| Interest Paid: | ₹1.79 crore (post TDS) |
| Payment Date: | March 20, 2026 |
| Redemption Type: | Full redemption upon maturity |
Interest Payment Breakdown
The company paid annual interest amounting to ₹1.79 crore after deducting TDS of ₹9.45 lakh at 10% rate. The interest payment record date was March 6, 2026, and the last interest payment was made on March 24, 2025. The payment frequency remained annual throughout the debenture tenure.
| Payment Details: | Amount/Date |
|---|---|
| Interest Amount (Post TDS): | ₹1.79 crore |
| TDS Deducted: | ₹9.45 lakh |
| TDS Rate: | 10% |
| Record Date: | March 6, 2026 |
| Last Interest Payment: | March 24, 2025 |
Redemption Summary
The company completed full redemption of 200 Non-Convertible Debentures upon maturity. The redemption was processed on the same date as the interest payment, with no outstanding amount remaining after the transaction.
Holiday Schedule Adjustment
The payment date adjustment was necessitated by bank holidays on consecutive days. March 22, 2026 fell on a Sunday, while March 21, 2026 was a bank holiday due to Ramzan-Id (Id-Ul-Fitr). Following SEBI Master Circular guidelines dated October 15, 2025, the company processed payments on the preceding working day.
Regulatory Compliance
Company Secretary and Compliance Officer Harshada Pathak digitally signed the compliance certificate under Regulation 57 of SEBI (Listing Obligations and Disclosure Requirements) Regulations, 2015. The certificate was submitted to BSE Limited with copies to Catalyst Trusteeship Limited and depositories NSDL/CDSL, ensuring complete regulatory compliance and proper documentation of the successful debt servicing.
Historical Stock Returns for Aadhar Housing Finance
| 1 Day | 5 Days | 1 Month | 6 Months | 1 Year | 5 Years |
|---|---|---|---|---|---|
| +0.15% | +4.62% | +3.72% | -8.04% | +3.92% | +43.27% |
What are Aadhar Housing Finance's plans for raising fresh capital through debt instruments following this successful redemption?
How will this timely debt servicing impact the company's credit rating and borrowing costs for future fundraising activities?
Will Aadhar Housing Finance consider issuing larger denomination NCDs given the successful completion of this ₹20 crore issue?


































