Aadhar Housing Finance Completes Full NCD Redemption Worth Rs.12.50 Crore
Aadhar Housing Finance Limited successfully completed its NCD obligations by making full redemption of Rs.12.50 crore and annual interest payment of Rs.1.16 crore on March 30, 2026. The company demonstrated strong financial discipline by completing payments one day ahead of schedule due to bank holiday, maintaining regulatory compliance under SEBI regulations.

*this image is generated using AI for illustrative purposes only.
Aadhar Housing Finance Limited has successfully completed its scheduled payment obligations for Non-Convertible Debentures, demonstrating strong financial discipline and regulatory compliance. The company executed both annual interest payment and full redemption on March 30, 2026, one day ahead of the original due date due to a bank holiday.
Payment Completion Details
The housing finance company fulfilled its obligations for NCDs bearing ISIN INE538L07270 with a total issue size of Rs.12.50 crore. The payment execution details are as follows:
| Payment Type: | Amount | Due Date | Actual Payment Date |
|---|---|---|---|
| Interest Payment: | Rs.1.16 crore | March 31, 2026 | March 30, 2026 |
| Full Redemption: | Rs.12.50 crore | March 31, 2026 | March 30, 2026 |
| Outstanding Amount: | Nil | - | - |
Interest Payment Structure
The company maintains an annual interest payment frequency with systematic tax deduction compliance. The interest payment was made post-deduction of TDS at 10%, amounting to Rs.2.27 lakh pursuant to omission of clause (ix) under section 193 of the Income Tax Act, 1961. The record date for interest payment was established as March 16, 2026, with the last interest payment made on April 2, 2025.
Full Redemption Upon Maturity
Aadhar Housing Finance executed a full redemption upon maturity, redeeming the entire issue size of Rs.12.50 crore comprising 125 NCDs. This complete redemption eliminates the outstanding debenture amount, reflecting the company's commitment to timely debt servicing and capital management. The redemption was processed due to maturity rather than call or put options.
Regulatory Compliance Certificate
The company filed a comprehensive compliance certificate with BSE Limited under Regulation 57 of SEBI (Listing Obligations and Disclosure Requirements) Regulations, 2015. The certificate confirms timely payment execution as per SEBI Circular dated July 11, 2025, and adherence to the SEBI Master Circular dated October 15, 2025 regarding bank holiday payment adjustments.
Corporate Governance
Harshada Pathak, Company Secretary and Compliance Officer, digitally signed the compliance certificate on March 30, 2026. The communication was appropriately copied to Catalyst Trusteeship Limited and depositories NSDL/CDSL, maintaining transparent stakeholder communication and regulatory protocol adherence.
Historical Stock Returns for Aadhar Housing Finance
| 1 Day | 5 Days | 1 Month | 6 Months | 1 Year | 5 Years |
|---|---|---|---|---|---|
| +0.99% | +5.18% | +3.70% | -2.29% | +2.34% | +50.69% |
What are Aadhar Housing Finance's plans for raising fresh capital through new NCD issuances following this successful redemption?
How will this debt redemption impact the company's credit rating and borrowing costs for future financing needs?
What strategic growth initiatives will Aadhar Housing Finance pursue with the improved debt-to-equity ratio after this redemption?


































