Aadhar Housing Finance Limited has successfully completed the full redemption of its Non-Convertible Debentures (NCDs) on the scheduled maturity date, demonstrating the company's commitment to honoring its debt obligations. The housing finance company fulfilled both interest payment and principal redemption requirements on January 29, 2026.

Interest Payment Details

The company made its annual interest payment as scheduled, maintaining its track record of timely payments. The interest payment structure reflects the company's adherence to regulatory requirements under SEBI regulations.

The interest payment was made after deducting TDS at 10%, amounting to Rs. 2,57,850, in accordance with Section 193 of the Income Tax Act, 1961.

NCD Redemption Completion

The company executed a full redemption of its NCDs upon maturity, completing the entire debt obligation as per the original terms. The redemption process was carried out without any delays or complications.

Regulatory Compliance

The certification was issued under Regulation 57 of SEBI (Listing Obligations and Disclosure Requirements) Regulations, 2015, in compliance with SEBI Circular dated July 11, 2025. The company confirmed that it has made timely payment of both interest and principal amounts on the due dates for its privately placed and listed NCDs.

The successful completion of this NCD redemption demonstrates Aadhar Housing Finance Limited's financial discipline and commitment to meeting its debt service obligations. The company has maintained a clean payment record throughout the tenure of these debentures, with no instances of delays or defaults reported.

Aadhar Housing Finance Limited is set to witness a significant corporate development as BCP Asia II Holdco VII Pte. Ltd. has announced an open offer to acquire a substantial stake in the housing finance company.

Open Offer Details

The Singapore-based entity has made a formal announcement regarding its intention to purchase shares of Aadhar Housing Finance through an open offer mechanism. The offer presents an opportunity for existing shareholders to tender their shares at a predetermined price.

Strategic Implications

The open offer represents a significant corporate action that could reshape the ownership structure of Aadhar Housing Finance. With BCP Asia II Holdco VII seeking to acquire over 11 crore shares, the transaction demonstrates substantial institutional confidence in the housing finance sector.

The offer price of ₹469.97 per share will serve as a reference point for shareholders considering whether to participate in the open offer. The acquisition of 25.82% voting share capital would establish BCP Asia II Holdco VII as a major stakeholder in the company.

Market Context

Open offers typically occur when an acquirer seeks to gain significant control or influence over a target company. The structured approach through an open offer ensures transparency and provides equal opportunity for all shareholders to participate in the transaction at the specified price.