Utkarsh Small Finance Bank will host its earnings conference call on August 3, 2026, at 16:00 IST to discuss the unaudited financial results for the quarter ended June 30, 2026. The Bank's Board of Directors approved these results during a meeting held on August 1, 2026. This disclosure ensures investors have timely access to management commentary on the Q1FY27 performance, maintaining transparency ahead of the trading window reopening.

The Board meeting was convened pursuant to Regulation 29 and Regulation 50 of the Securities and Exchange Board of India (Listing Obligations and Disclosure Requirements) Regulations, 2015. Following the approval of the financial results, the trading window for insiders, which had been closed since June 25, 2026, will reopen on August 4, 2026. This reopening occurs 48 hours after the declaration of the financial results, as per regulatory requirements.

The earnings call will be conducted under the framework of Regulation 30 of the SEBI LODR Regulations, 2015. Management intends to provide insights into the Bank's operational performance and financial health for the quarter. The event offers analysts and shareholders a direct channel to query leadership regarding strategic initiatives and financial outcomes.

Management Participation

Senior executives from Utkarsh Small Finance Bank will participate in the conference call to address investor queries. The participating management team includes:

• Govind Singh, Managing Director and CEO
• Sarjukumar Pravin Simaria, Executive Director
• Amit Acharya, Chief Risk Officer
• Virender Sharma, Head Micro Banking
• Sourabh Ghosh, Head Consumer Banking
• Abhay Kataria, Head Assets

ICICI Securities is coordinating the conference call logistics. Participants can join via universal access numbers or international toll-free lines provided for Hong Kong, Singapore, the UK, and the USA. Detailed dial-in instructions and registration links are available through the call coordinator.

Key Dates and Contact Information

The following table outlines the key dates associated with the Q1FY27 earnings cycle:

For further clarifications regarding the conference call, investors may contact the designated coordinators at ICICI Securities, including Jaideep Goswami, Renish Bhuvra, and Chintan Shah. While specific financial metrics such as net profit or revenue figures are not disclosed in this pre-call intimation, the scheduling of the earnings call signals the completion of the quarterly reporting cycle for Q1FY27.

Utkarsh Small Finance Bank has issued a notice to redeem ₹195 crore worth of Rated, Listed, Unsecured, Sub-ordinated, Redeemable Lower Tier II Bonds in the form of Non-Convertible Debentures (NCDs) on August 13, 2026. The bank is exercising a call option to redeem the securities at par, following approval from the Reserve Bank of India. The redemption involves the payment of the principal amount along with accrued interest, totaling approximately ₹198.21 crore subject to applicable taxes. The bank has fixed July 29, 2026, as the record date to determine the eligibility of debenture holders for this payout.

The Capital Structuring and Fund Raise Committee approved the execution of a Supplementary Debenture Trust Deed to the existing Debenture Trust Deed dated June 26, 2020, during its meeting on July 21, 2026. The call option is being exercised pursuant to the terms of the Supplementary Debenture Trust Deed and applicable regulations, including the Securities and Exchange Board of India (Issue and Listing of Non-Convertible Securities) Regulations, 2021. The bonds were originally allotted on June 26, 2020, with a face value of ₹10,00,000 each and a scheduled maturity date of June 26, 2027.

Key Details of the Redemption

The redemption amount will be credited to the bank accounts of eligible debenture holders registered with their demat accounts on the record date. In cases where electronic credit is not feasible, the amount will be remitted via cheque or demand draft. Muthiah Ganapathy, Company Secretary & Compliance Officer, signed the disclosure on behalf of the bank.