Utkarsh Small Finance Bank Share News - Latest Updates, Live News & More

Latest news about Utkarsh Small Finance Bank

Utkarsh Small Finance Bank shares in focus as loan book declines, but other metrics improve 7 days ago

Utkarsh Small Finance Bank's Q3 business update shows contrasting trends with gross loans declining 4% YoY to ₹18,306 crores, primarily due to 34% reduction in JLG portfolio, while non-JLG loans grew 27.6%. Deposits increased 4.5% to ₹21,087 crores with strong CASA growth of 16.1%. Operational efficiency improved with collection efficiency reaching 99.1% and CASA ratio at 21.9%. Stock performance remains weak, down 45.9% annually and trading below IPO price.

Utkarsh Small Finance Bank Receives CARE A Rating with Negative Outlook for Tier II Bonds 7 days ago

Utkarsh Small Finance Bank Appoints Dr. Ram Jass Yadav as Additional Director 9 days ago

Utkarsh Small Finance Bank Announces Resignation of Whole Time Director Pramod Kumar Dubey Dec 31, 2025

Utkarsh Small Finance Bank Appoints Mr. Ritesh Kumar as Chief Compliance Officer Dec 31, 2025

More news about Utkarsh Small Finance Bank

13Dec 25

Utkarsh Small Finance Bank Board Approves Key Leadership Appointments

Utkarsh Small Finance Bank's Board of Directors approved key leadership appointments on December 13, 2025, including the permanent appointment of Ms. Suchita Chatterjee as Head-Internal Audit and re-appointment of Mr. Ajay Kumar Kapur as Independent Director for a second three-year term from March 2026 to March 2029, subject to shareholder approval.

19Nov 25

Utkarsh Small Finance Bank Reports Rs 348 Crore Net Loss in Q2 FY26 Amid MFI Stress

Utkarsh Small Finance Bank reported a net loss of Rs 348 crore in Q2 FY26, impacted by regulatory changes and stress in its microfinance portfolio. The bank's gross loan book contracted by 2.30% year-on-year, with the JLG portfolio declining by 11%. Secured lending now comprises 47% of the loan book, up from 38% in September 2024. The bank successfully raised Rs 950 crore through a rights issue in November 2025 to support growth plans. Despite challenges, the bank aims for 25% loan book growth over the next 2-3 years and expects asset quality improvement from Q3 onwards.

05Nov 25

Utkarsh Small Finance Bank Completes Rs. 949.08 Crore Rights Issue

Utkarsh Small Finance Bank has successfully completed its rights issue, raising approximately Rs. 949.08 crores by allotting 67,79,13,784 equity shares at Rs. 14 per share. The allotment was approved on November 05, 2025. The rights issue, which was open from October 24 to November 03, 2025, has significantly increased the bank's paid-up share capital from Rs. 11,01,60,99,000 to Rs. 17,79,52,36,840, with the total number of equity shares rising from 1,10,16,09,900 to 1,77,95,23,684.

24Oct 25

Utkarsh Small Finance Bank Shares Surge 18% After Major Rights Issue Allotment

Utkarsh Small Finance Bank completed a rights issue, allotting over 5.71 crore shares to Cohesion MK Best Ideas Sub-Trust. The bank's stock closed 18.25% higher at Rs 21.71. The rights issue involved up to 67.79 crore shares and attracted 37 specific investors, including major institutional players like India Capital Fund Ltd, Kotak Mahindra Life Insurance, and ICICI Prudential Life Insurance. The bank aimed to raise up to Rs 950 crore through this issue. Despite the day's gains, the stock has seen a decline of 47.14% over the past year.

24Oct 25

Utkarsh Small Finance Bank Issues 5.7 Crore Shares to Madhu Kela's Investment Trust

Utkarsh Small Finance Bank has issued 5.71 crore shares to Cohesion MK Best Ideas Sub-Trust, associated with investor Madhu Kela, as part of a larger rights issue. The bank also received applications from other institutional investors including India Capital Fund Ltd, Kotak Mahindra Life Insurance, and ICICI Prudential Life Insurance. All applications were submitted in compliance with SEBI regulations. This share issuance is expected to result in significant capital infusion for the bank, potentially strengthening its financial position and supporting future growth plans.

17Oct 25

Utkarsh Small Finance Bank Announces ₹950 Crore Rights Issue

Utkarsh Small Finance Bank has approved a ₹950 crore rights issue to strengthen its capital base. The bank will issue up to 67.79 crore fully paid-up equity shares at ₹14 per share, with a rights entitlement ratio of 8:13. The issue period is set from October 24 to November 3, 2025, with a record date of October 14, 2025. The bank's promoter, Utkarsh CoreInvest Limited, plans to renounce its rights entitlements to specific investors. Rights entitlements have been credited to shareholders' demat accounts, and issue materials were dispatched via email on October 16, 2025.

08Oct 25

Utkarsh Small Finance Bank Announces Rs 950 Crore Rights Issue at 37.5% Discount

Utkarsh Small Finance Bank has approved a rights issue to raise up to ₹949.08 crore. The bank will issue 67,79,13,784 equity shares at ₹14 per share, a 37.5% discount to the current market price. The rights entitlement ratio is 8 shares for every 13 held, with the issue opening on October 22 and closing on November 5. This move aims to strengthen the bank's capital base amidst rising non-performing assets, which reached 11.4% in June, resulting in a Q1 net loss of ₹239 crore.

06Oct 25

Utkarsh Small Finance Bank Shifts Strategy: JLG Loans Down, Retail Deposits Up

Utkarsh Small Finance Bank reported a 2.3% decline in gross loan portfolio to ₹18,655.00 crore, with JLG loans decreasing by 28.4% and non-JLG loans growing by 30.3%. Total deposits increased by 10% to ₹21,447.00 crore, with CASA and retail term deposits ratio improving to 78%. The bank maintained a 98.6% collection efficiency for microbanking loans and a 219% liquidity coverage ratio. The board approved a ₹950.00 crore rights issue. Shares closed 2.1% higher at ₹22.23.

01Oct 25

Utkarsh Small Finance Bank Approves ₹950 Crore Rights Issue

Utkarsh Small Finance Bank's Board of Directors has approved a rights issue of equity shares for up to ₹950 crore. The issue is open to current equity shareholders, their renouncees, and specific investors. A committee meeting is scheduled for October 08, 2025, to finalize the terms, including issue price, entitlement ratio, record date, and payment terms. The rights issue aims to strengthen the bank's capital base and is subject to regulatory approvals.

30Sept 25

Utkarsh Small Finance Bank Offloads ₹24 Crore NPAs for ₹11.40 Crore

Utkarsh Small Finance Bank has sold non-performing assets (NPAs) with a principal outstanding of ₹24.00 crore to an Asset Reconstruction Company (ARC) for ₹11.40 crore. The bank had already made a 100% provision for these loans. This move aims to clean up the bank's balance sheet and improve its financial health. The transaction was approved by the bank's management committee and disclosed in compliance with SEBI Listing Regulations.

27Aug 25

Utkarsh Small Finance Bank Reports ₹239 Crore Loss in Q1 Amid Analyst Meetings

Utkarsh Small Finance Bank reported a loss of ₹239.00 crore in Q1, compared to a profit of ₹137.00 crore in the same quarter last year. The bank's gross NPAs increased to 11.40% from 2.80% year-over-year. Despite challenges, total advances grew by 2.30% to ₹19,224.00 crore, and deposits increased by 18.30% to ₹21,489.00 crore. The bank has scheduled analyst and investor meetings from August 30 to September 8 to discuss business outlook and publicly available information.

07Aug 25

Utkarsh Small Finance Bank Reports Rs 239 Crore Net Loss in Q1 Amid JLG Portfolio Stress

Utkarsh Small Finance Bank faced a net loss of Rs 239 crores in Q1, primarily due to stress in its Joint Liability Group microfinance portfolio. The bank's collection efficiency in micro-banking dropped to 82% from 96.20%. While the JLG portfolio declined by 7%, non-JLG portfolio grew by 39% year-on-year. Total deposits grew 18% year-on-year. The bank's MSME portfolio expanded by 46%, housing loans grew by 30%, and CE & CV loan book increased by 17% year-on-year. The bank expects collection efficiency normalization within 3-4 months and plans to raise Rs 750 crores in equity funding.

02Aug 25

Utkarsh Small Finance Bank Reports ₹239 Crore Net Loss in Q1 Amid Strategic Shift to Secured Lending

Utkarsh Small Finance Bank reported a net loss of ₹239.00 crore in Q1, compared to a profit of ₹137.00 crore in the same quarter last year. The bank's gross loan portfolio grew by 2.3% year-on-year to ₹19,224.00 crore, while deposits increased by 18.3% to ₹21,489.00 crore. The bank continued its strategic shift towards secured lending, with secured loans now comprising 45% of the portfolio. Asset quality deteriorated with gross NPAs rising to 11.42% from 2.78% a year ago. Despite challenges, the bank showed growth in non-JLG loan portfolio and CASA deposits. The bank maintained comfortable capitalization with CRAR at 19.64%.

02Aug 25

Utkarsh Small Finance Bank Approves Q1 FY26 Results, Appoints New Head of Consumer Banking

Utkarsh Small Finance Bank has approved its unaudited financial results for Q1 FY2025-26 and appointed Dr. Sourabh Ghosh as the new Head of Consumer Banking. Dr. Ghosh, with over 25 years of experience in banking and financial services, joins from AU Small Finance Bank. The bank confirmed no outstanding secured listed non-convertible debt securities as of June 30, 2025.

07Jul 25

Utkarsh Small Finance Bank Reports Q1 Growth in Loans and Deposits

Utkarsh Small Finance Bank showed positive growth in Q1. Gross Loan Portfolio increased by 2.30% to ₹19,224.00 crore. Deposits grew significantly by 16.80% to ₹21,489.00 crore. The bank's cautious lending approach coupled with successful deposit expansion suggests a focus on strengthening liquidity and creating a stable foundation for future growth.

05Jul 25

Utkarsh Small Finance Bank: Q1 Deposits Up 18% YoY, Loan Portfolio Shrinks

Utkarsh Small Finance Bank's Q1 results show an 18.3% YoY increase in deposits to ₹21,489.00 crore. The gross loan portfolio grew 2.3% YoY but declined 2.2% QoQ. CASA deposits increased 22.1% YoY but decreased 10.2% sequentially. JLG loans fell 23.1% YoY, while non-JLG loans surged 39.4%. The bank maintains a strong liquidity position with a 238% Liquidity Coverage Ratio.

07Apr 25

Utkarsh Small Finance Bank Reports 23.4% YoY Growth in Total Deposits and 7.5% YoY Growth in Gross Loan Portfolio for Q4 FY25

Utkarsh Small Finance Bank's Q4 FY25 update shows 23.4% YoY growth in total deposits to ₹21,566.00 crore. Gross loan portfolio increased 7.5% YoY to ₹19,666.00 crore. The bank's loan mix shifted significantly, with non-JLG loans growing 45.1% YoY. CASA ratio improved to 21.8%, and the bank maintained a robust LCR of 193%. The X Bucket Collection efficiency for Micro Banking loans was 99.1% in Q4 FY25.

27Feb 25

Utkarsh Small Finance Bank Unveils ₹750 Crore Fundraising Plan Through Equity Issuance

Utkarsh Small Finance Bank (USFB) has approved a plan to raise up to ₹750 crore through the issuance of equity shares. The fundraising will be conducted through various methods including QIP, preferential issue, private placements, and further public offer. The shares will have a face value of ₹10 each. This decision was made by the bank's Board of Directors on February 26, 2025. The plan is subject to shareholder approval via postal ballot and requires regulatory clearances. The funds are expected to support USFB's expansion plans, enhance lending capabilities, and potentially improve financial metrics.

26Feb 25

Utkarsh Small Finance Bank Approves Rs 750 Crore Share Sale Amid Q3 Loss

Utkarsh Small Finance Bank's board has approved a plan to raise up to Rs 750 crore through various share sale methods, including QIP, preferential issue, private placements, and further public offer. This decision comes after the bank reported a net loss of Rs 168 crore in Q3 FY2025, compared to a profit of Rs 116 crore in Q3 FY2024. The capital raise is subject to shareholder and regulatory approvals, with the bank planning to seek shareholder approval through a postal ballot.

24Feb 25

Utkarsh Small Finance Bank to Consider Fresh Equity Issuance Amid Financial Challenges

Utkarsh Small Finance Bank (USFB) will hold a board meeting on February 26, 2025, to discuss issuing new equity shares, subject to regulatory approvals and shareholder consent. This move comes after the bank reported a net loss of ₹168 crore and gross NPAs of ₹1,177 crore in Q3. The bank plans to seek shareholder approval through an EGM or postal ballot. This potential fundraising follows USFB's ₹500 crore IPO in July 2023, highlighting ongoing capital needs in the small finance banking sector.