U.Y. Fincorp profit rises 312% led by interest income growth
U.Y. Fincorp Limited reported a 312% rise in net profit to ₹4,827.99 lakh for FY26, driven by a 45.5% increase in revenue to ₹16,164.13 lakh. Interest income grew significantly to ₹8,461.29 lakh, while total expenses rose to ₹5,697.66 lakh. For the quarter ended March 31, 2026, net profit stood at ₹1,743.81 lakh. Statutory auditors B. Nath & Co issued an unmodified opinion, noting an impairment of ₹900 lakh on investments in an associate company.

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U.Y. Fincorp Limited reported a 312% rise in net profit to ₹4,827.99 lakh for the financial year ended March 31, 2026, compared to ₹1,172.73 lakh in the previous year. Revenue from operations increased 45.5% to ₹16,164.13 lakh from ₹11,104.61 lakh in FY25, driven primarily by growth in interest income. The board approved the audited standalone financial results on May 27, 2026.
Financial Performance
The company’s total income for FY26 stood at ₹16,289.92 lakh, up from ₹11,299.42 lakh in the preceding year. Interest income increased significantly to ₹8,461.29 lakh from ₹2,322.46 lakh, while the sale of shares contributed ₹5,428.44 lakh. Total expenses for the year were ₹5,697.66 lakh, compared to ₹289.47 lakh in FY25.
For the quarter ended March 31, 2026, net profit was ₹1,743.81 lakh, compared to ₹109.13 lakh in the same period last year. Revenue from operations for the quarter stood at ₹7,039.45 lakh.
| Metric | FY26 (₹ in lakh) | FY25 (₹ in lakh) | Change |
|---|---|---|---|
| Net Profit | 4,827.99 | 1,172.73 | +312% |
| Total Revenue | 16,164.13 | 11,104.61 | +45.5% |
| Total Expenses | 5,697.66 | 289.47 | +1868% |
| Basic EPS | 2.54 | 0.62 | +309% |
Auditor's Report and Key Disclosures
Statutory auditors B. Nath & Co issued an unmodified opinion on the standalone financial results. However, the auditors drew attention to an impairment of ₹900 lakh on investments in associate company M/s Purple Advertising Services Private Limited, which has gone into liquidation. Consequently, the results of the associate have not been consolidated.
The board noted the conversion of 2,500 Zero Rated Optionally Convertible Debentures of Brima Sagar Maharashtra Distilleries Limited. Of these, 1,500 debentures worth ₹15 crore were converted into equity shares, while the remaining 1,000 debentures worth ₹10 crore were converted into an unsecured loan bearing 9% interest, repayable by March 31, 2027.
Historical Stock Returns for UY Fincorp
| 1 Day | 5 Days | 1 Month | 6 Months | 1 Year | 5 Years |
|---|---|---|---|---|---|
| +1.41% | -1.10% | -0.28% | -0.48% | -21.16% | -58.39% |
How will the 1868% surge in total expenses impact the company's operating margins in the next fiscal year?
What is the strategic plan to recover or mitigate the ₹900 lakh impairment loss from the liquidated associate company?
Will the company continue to rely heavily on one-time gains from share sales to sustain revenue growth in FY27?

































