U.Y. Fincorp Limited has delivered exceptional financial results for the quarter ended December 31, 2025, demonstrating remarkable growth across all key performance metrics. The company's net profit surged 704% year-on-year to ₹1,678.12 lakhs, significantly outpacing the ₹208.58 lakhs recorded in the corresponding quarter of the previous fiscal year.

Strong Revenue Performance Across All Segments

The company's total revenue from operations witnessed robust growth of 183% to ₹4,215.73 lakhs in Q3 FY26, compared to ₹1,487.11 lakhs in Q3 FY25. This impressive performance was driven by substantial increases across all revenue streams:

Nine-Month Performance Maintains Strong Momentum

For the nine months ended December 31, 2025, U.Y. Fincorp continued its impressive trajectory with net profit reaching ₹3,084.17 lakhs, representing a substantial 190% increase from ₹1,063.59 lakhs in the corresponding period of FY25. Total revenue from operations for the nine-month period stood at ₹9,124.67 lakhs, though this was marginally lower than the ₹9,573.94 lakhs achieved in the same period last year.

Operational Efficiency and Cost Management

The company demonstrated improved operational efficiency with total expenses for Q3 FY26 at ₹2,024.41 lakhs compared to ₹1,308.30 lakhs in Q3 FY25. Despite higher absolute expenses, the expense-to-revenue ratio improved significantly, contributing to enhanced profitability. Key expense components included purchases of stock-in-trade at ₹1,353.43 lakhs and other expenses at ₹543.73 lakhs.

Earnings Per Share and Tax Management

Earnings per share (EPS) for Q3 FY26 reached ₹0.88 per share (face value ₹5), substantially higher than ₹0.11 per share in Q3 FY25. For the nine-month period, EPS stood at ₹1.62 compared to ₹0.56 in the previous year. The company's tax expense for Q3 FY26 was ₹560.70 lakhs, reflecting its improved profitability and effective tax management strategies.

Strategic Developments and Corporate Actions

The company has undertaken several strategic initiatives to strengthen its market position. The Board of Directors approved a contractual joint venture agreement with Fintech Cloud Private Limited on April 9, 2025, for expansion into small ticket size personal and business loans under the brand name "FUNDOBABA". Additionally, the company received in-principle approval from BSE Limited and NSE Limited on July 15, 2025, for a proposed private placement of equity shares worth up to ₹50 crores through Qualified Institutional Placements.

The company also completed its voluntary delisting from Calcutta Stock Exchange effective July 17, 2025, while maintaining its listings on BSE and NSE. During Q3 FY26, the company received and resolved one investor complaint, maintaining its commitment to stakeholder service excellence.

U.Y. Fincorp Limited has formally notified stock exchanges about an upcoming board meeting scheduled to review its quarterly financial performance. The meeting represents a key corporate governance milestone as the company prepares to disclose its financial results for the third quarter of fiscal year 2026.

Board Meeting Details

The board meeting has been scheduled with specific objectives and regulatory compliance requirements:

Key Agenda Items

The board meeting will address two primary matters during the scheduled session. The directors will consider, approve and take on record the unaudited financial results of the company for the third quarter and nine months ended December 31, 2025. Additionally, the board will consider and approve any other matters with the permission of the chair.

Trading Window Restrictions

U.Y. Fincorp Limited has implemented trading window restrictions in accordance with regulatory requirements. The trading window for designated persons and their immediate relatives will continue to remain closed until the expiry of 48 hours after the unpublished price sensitive information is submitted to the stock exchanges. This measure ensures compliance with SEBI (Prohibition of Insider Trading) Regulation, 2015 and the company's Code of Conduct to Regulate, Monitor and Report Trading by Designated Persons and their Immediate Relatives.

Regulatory Compliance

The notification was issued pursuant to Regulation 29 of SEBI (Listing Obligations and Disclosure Requirements) Regulations, 2015. The company has formally communicated this information to both BSE Limited and NSE Limited, maintaining transparency with stakeholders and ensuring adherence to listing obligations. The document was signed by Dinesh Burman, Executive Director with DIN 00612904, on January 27, 2026.