U.Y. Fincorp Limited has delivered exceptional financial results for the quarter ended December 31, 2025, demonstrating remarkable growth across all key performance metrics. The company's net profit surged 704% year-on-year to ₹1,678.12 lakhs, significantly outpacing the ₹208.58 lakhs recorded in the corresponding quarter of the previous fiscal year.

Strong Revenue Performance Across All Segments

The company's total revenue from operations witnessed robust growth of 183% to ₹4,215.73 lakhs in Q3 FY26, compared to ₹1,487.11 lakhs in Q3 FY25. This impressive performance was driven by substantial increases across all revenue streams:

Nine-Month Performance Maintains Strong Momentum

For the nine months ended December 31, 2025, U.Y. Fincorp continued its impressive trajectory with net profit reaching ₹3,084.17 lakhs, representing a substantial 190% increase from ₹1,063.59 lakhs in the corresponding period of FY25. Total revenue from operations for the nine-month period stood at ₹9,124.67 lakhs, though this was marginally lower than the ₹9,573.94 lakhs achieved in the same period last year.

Operational Efficiency and Cost Management

The company demonstrated improved operational efficiency with total expenses for Q3 FY26 at ₹2,024.41 lakhs compared to ₹1,308.30 lakhs in Q3 FY25. Despite higher absolute expenses, the expense-to-revenue ratio improved significantly, contributing to enhanced profitability. Key expense components included purchases of stock-in-trade at ₹1,353.43 lakhs and other expenses at ₹543.73 lakhs.

Earnings Per Share and Tax Management

Earnings per share (EPS) for Q3 FY26 reached ₹0.88 per share (face value ₹5), substantially higher than ₹0.11 per share in Q3 FY25. For the nine-month period, EPS stood at ₹1.62 compared to ₹0.56 in the previous year. The company's tax expense for Q3 FY26 was ₹560.70 lakhs, reflecting its improved profitability and effective tax management strategies.

Strategic Developments and Corporate Actions

The company has undertaken several strategic initiatives to strengthen its market position. The Board of Directors approved a contractual joint venture agreement with Fintech Cloud Private Limited on April 9, 2025, for expansion into small ticket size personal and business loans under the brand name "FUNDOBABA". Additionally, the company received in-principle approval from BSE Limited and NSE Limited on July 15, 2025, for a proposed private placement of equity shares worth up to ₹50 crores through Qualified Institutional Placements.

The company also completed its voluntary delisting from Calcutta Stock Exchange effective July 17, 2025, while maintaining its listings on BSE and NSE. During Q3 FY26, the company received and resolved one investor complaint, maintaining its commitment to stakeholder service excellence.

UY Fincorp Limited (formerly known as Golden Goenka Fincorp Limited) announced significant corporate decisions following its Board of Directors meeting held on February 4, 2026. The board approved key proposals that will reshape the company's operational structure and governance framework.

Key Board Decisions

The board meeting, which commenced at 4:00 PM and concluded at 4:45 PM, resulted in three major approvals that will require shareholder consent through a postal ballot process.

Registered Office Relocation

The most significant decision involves relocating the company's registered office from West Bengal to Maharashtra. This move will transfer the company from the jurisdiction of the Registrar of Companies, Kolkata, West Bengal, to the Registrar of Companies, Mumbai. The proposal remains subject to member approval through the postal ballot process.

Related Party Transactions Approval

The board sanctioned material related party transactions covering an extended timeline. These approvals encompass:

• Financial year 2025-26 transactions
• Next financial year operations
• Extended coverage until the 33rd Annual General Meeting scheduled for 2026

Shareholder Approval Process

To facilitate these corporate changes, the board approved a postal ballot notice. This mechanism will enable shareholders to vote on the proposed registered office relocation and related party transactions without requiring physical attendance at a general meeting.

Corporate Information

UY Fincorp Limited currently maintains its registered office at 16, Strand Road, 9th Floor Room No. 908B, Kolkata - 700 001, West Bengal. The company operates its corporate office from the 7th Floor, A-Wing, Vaman Techno Centre, Marol Makwana Road, off Andheri-Kurla Road, Andheri (E), Mumbai - 400 059, Maharashtra. Executive Director Dinesh Burman, holding DIN 00612904, signed the regulatory filing communicating these decisions to BSE Limited and NSE Limited.