U.Y. Fincorp Limited has delivered exceptional financial results for the quarter ended December 31, 2025, demonstrating remarkable growth across all key performance metrics. The company's net profit surged 704% year-on-year to ₹1,678.12 lakhs, significantly outpacing the ₹208.58 lakhs recorded in the corresponding quarter of the previous fiscal year.

Strong Revenue Performance Across All Segments

The company's total revenue from operations witnessed robust growth of 183% to ₹4,215.73 lakhs in Q3 FY26, compared to ₹1,487.11 lakhs in Q3 FY25. This impressive performance was driven by substantial increases across all revenue streams:

Nine-Month Performance Maintains Strong Momentum

For the nine months ended December 31, 2025, U.Y. Fincorp continued its impressive trajectory with net profit reaching ₹3,084.17 lakhs, representing a substantial 190% increase from ₹1,063.59 lakhs in the corresponding period of FY25. Total revenue from operations for the nine-month period stood at ₹9,124.67 lakhs, though this was marginally lower than the ₹9,573.94 lakhs achieved in the same period last year.

Operational Efficiency and Cost Management

The company demonstrated improved operational efficiency with total expenses for Q3 FY26 at ₹2,024.41 lakhs compared to ₹1,308.30 lakhs in Q3 FY25. Despite higher absolute expenses, the expense-to-revenue ratio improved significantly, contributing to enhanced profitability. Key expense components included purchases of stock-in-trade at ₹1,353.43 lakhs and other expenses at ₹543.73 lakhs.

Earnings Per Share and Tax Management

Earnings per share (EPS) for Q3 FY26 reached ₹0.88 per share (face value ₹5), substantially higher than ₹0.11 per share in Q3 FY25. For the nine-month period, EPS stood at ₹1.62 compared to ₹0.56 in the previous year. The company's tax expense for Q3 FY26 was ₹560.70 lakhs, reflecting its improved profitability and effective tax management strategies.

Strategic Developments and Corporate Actions

The company has undertaken several strategic initiatives to strengthen its market position. The Board of Directors approved a contractual joint venture agreement with Fintech Cloud Private Limited on April 9, 2025, for expansion into small ticket size personal and business loans under the brand name "FUNDOBABA". Additionally, the company received in-principle approval from BSE Limited and NSE Limited on July 15, 2025, for a proposed private placement of equity shares worth up to ₹50 crores through Qualified Institutional Placements.

The company also completed its voluntary delisting from Calcutta Stock Exchange effective July 17, 2025, while maintaining its listings on BSE and NSE. During Q3 FY26, the company received and resolved one investor complaint, maintaining its commitment to stakeholder service excellence.

UY Fincorp Limited (formerly known as Golden Goenka Fincorp Limited) has issued a postal ballot notice following its Board of Directors meeting held on February 4, 2026. The company has now initiated the formal shareholder approval process for key corporate restructuring decisions through electronic voting.

Postal Ballot Notice Details

The company issued the postal ballot notice on February 9, 2026, to shareholders whose email addresses are registered with the company, depositories, or registrar and transfer agent. The notice seeks shareholder approval for two critical resolutions through remote e-voting.

Key Resolutions for Approval

The postal ballot covers two major corporate decisions that require shareholder consent. The first resolution involves the relocation of the company's registered office from West Bengal to Maharashtra, requiring a special resolution with requisite majority.

Related Party Transactions Framework

The second resolution seeks approval for material related party transactions covering an extended timeline. The transactions involve multiple entities including promoters Mr. Deepak Kothari and Mr. Udai Kothari, along with various group companies.

E-voting Process and Compliance

The company has engaged Central Depository Services (India) Limited (CDSL) to provide remote e-voting facilities. Shareholders can vote through their demat accounts or the CDSL e-voting platform without requiring physical postal ballot forms.

Mr. Udit Agarwal, Advocate (Enrolment No. F/2135/2011) of Kamalia Associates, has been appointed as the scrutinizer for conducting the postal ballot process. The voting rights will be proportionate to shareholding as on the cut-off date of January 30, 2026.

Corporate Information and Next Steps

UY Fincorp Limited currently maintains its registered office at 16, Strand Road, 9th Floor Room No. 908B, Kolkata - 700 001, West Bengal. The proposed shift aims to align the registered office location with the company's operational headquarters in Mumbai, Maharashtra, where the corporate office is located at Vaman Techno Centre, Andheri (E).

The results will be announced on or before March 12, 2026, and communicated to BSE Limited and NSE Limited where the company's shares are listed. Executive Director Dinesh Burman (DIN: 00612904) signed the regulatory filing communicating these developments to the stock exchanges.