Regency Fincorp Limited has received approval from BSE Limited for the listing of its privately placed Non-Convertible Debentures (NCDs) on the Debt Market Segment. The exchange granted permission vide Notice No. 20260803-18 dated August 3, 2026. This development enables the trading of these debt instruments on the exchange, providing liquidity and transparency for investors holding these privately placed securities.

The disclosure was made pursuant to Regulation 30 of the SEBI (Listing Obligations and Disclosure Requirements) Regulations, 2015. Regency Fincorp informed the Listing Department of BSE Limited that the necessary permission had been granted. The notice is publicly available on the BSE website.

Listing Details

The key details of the regulatory filing are as follows:

Abhimanyu, Company Secretary & Compliance Officer at Regency Fincorp Limited, signed the disclosure. He holds Membership No. 49176 with the Institute of Company Secretaries of India. The company’s Corporate and Registered Office is located at SCO 6, Upper Ground Floor LA MER, PR-7, Airport Road, Zirakpur, Punjab.

Regency Fincorp Limited, formerly known as Regency Investments Limited, carries CIN L67120PB1993PLC013169. The company operates in the financial services sector, with its primary business activities centered around investment and financing solutions. The listing of these NCDs on the Debt Market Segment ensures that the securities comply with ongoing disclosure requirements mandated by the Securities and Exchange Board of India (SEBI).

What This Means for Investors

The approval enables the trading of these privately placed NCDs on the BSE Debt Market Segment. Investors who hold these debentures can now access the exchange platform for potential liquidity, subject to the specific terms and conditions of the private placement. The move aligns with regulatory norms requiring listed entities to facilitate market access for their debt instruments where applicable. Stakeholders can monitor further developments through official communications from the company and the exchange.

Regency Fincorp completed the allotment of ₹40 crore in 13% secured, rated, and redeemable Non-Convertible Debentures (NCDs) through a private placement on July 30, 2026. The company’s Allotment Committee approved the issuance of 40,000 debentures, each with a face value of ₹10,000, to identified institutional investors. This capital raise strengthens the firm’s liquidity position while offering investors a fixed-income instrument backed by asset charges.

The allotment was disclosed pursuant to Regulation 30 read with Schedule III of the SEBI (Listing Obligations and Disclosure Requirements) Regulations, 2015, and SEBI Circular No. HO/49/14/14(7)2025-CFD-POD2/I/3762/2026 dated January 30, 2026. The meeting of the Allotment Committee commenced at 11:00 A.M. and concluded at 11:30 A.M. on July 30, 2026. Abhimanyu, Company Secretary & Compliance Officer (M No. 49176), signed the disclosure submitted to BSE Limited.

Allotment Details

The entire issue size of ₹40 crore was allotted to three entities. The securities are listed on BSE Limited and carry a coupon rate of 13% per annum. Interest payments are scheduled monthly, with the first coupon due on August 30, 2026. The principal repayment is structured in tranches over the 30-month tenor, maturing on January 30, 2029.

Investors and Security Structure

The allottees for this private placement include Motilal Oswal Financial Services Limited, Infixin Technologies Private Limited, and Eshiruss Financial Consultants Private Limited. The NCDs are secured by a first-ranking and exclusive charge over hypothecated assets, free from encumbrances. Regency Fincorp must maintain a minimum security cover ratio of 1.35x against the outstanding debenture amount at all times. At least 100% of this security cover must comprise principal loan receivables.

In the event of a default in interest or principal payment exceeding three months, a penalty interest of 3% per annum over the coupon rate will be levied on the default amount. There are no special rights or privileges attached to these instruments beyond those specified in the terms.

What the Numbers Show

The structured repayment schedule indicates a phased liability reduction strategy. Principal repayments begin at the end of the 18th month with 30% of the issue value (₹12 crore), followed by another 30% (₹12 crore) at the end of the 24th month, and the final 40% (₹16 crore) at maturity. This amortization profile reduces refinancing risk compared to a bullet repayment structure, as significant principal outflows are staggered across the final two years of the tenor.