Regency Fincorp gets BSE nod for NCD listing
Regency Fincorp Limited received BSE approval on June 23, 2026, to list its privately placed NCDs aggregating ₹15 crore. The securities, carrying a 13% coupon and maturing on December 19, 2028, were allotted to Infixin Technologies Private Limited and Eshiruss Financial Consultants Private Limited. The principal repayment is structured in three tranches, with interest payable monthly.
*this image is generated using AI for illustrative purposes only.
Regency Fincorp Limited has received approval from BSE Limited to list its privately placed Non-Convertible Debentures (NCDs) on the Debt Market Segment. The approval, vide Notice No. 20260623-19 dated June 23, 2026, covers the allotment of 15,000 secured, rated, redeemable NCDs aggregating ₹15 crore. This listing provides liquidity to the allottees, Infixin Technologies Private Limited and Eshiruss Financial Consultants Private Limited.
The NCDs carry a coupon rate of 13% per annum and have a tenor of 30 months, maturing on December 19, 2028. The Allotment Committee had approved the issuance in its meeting held on June 19, 2026. The instrument carries a face value of ₹10,000 each and is secured by a 1.35x exclusive charge by way of hypothecation over receivables, specifically performing loans. Additionally, a first ranking pari-passu charge over current and fixed assets is applicable if the security cover drops below 1.35x of the outstanding facility.
The principal repayment is structured in three tranches: 30% at the end of the 18th month, 30% at the end of the 24th month, and the remaining 40% at maturity. Interest payments will be made monthly. In the event of a delay in payment of interest or principal for more than three months, a penalty of 3% per month will be levied on the overdue amount until actual payment.
Key Details of the Allotment
| Particulars | Details |
|---|---|
| Issuer | Regency Fincorp Limited |
| Type of Securities | 13% Listed, Secured, Rated, Redeemable NCDs |
| Issue Size | ₹15,00,00,000 (₹15 Crore) |
| Total Number of Securities Allotted | 15,000 |
| Face Value | ₹10,000 per NCD |
| Tenor | 30 Months |
| Date of Allotment | June 19, 2026 |
| Date of Maturity | December 19, 2028 |
| Listing | BSE Limited |
Coupon and Principal Repayment Schedule
| Event | Date | Principal Amount (₹) |
|---|---|---|
| Principal Inflow | 19-06-2026 | 10,000 |
| 18th Coupon and Principal | 19-12-2027 | 3,000 |
| 24th Coupon and Principal | 19-06-2028 | 3,000 |
| 30th Coupon and Principal | 19-12-2028 | 4,000 |
Historical Stock Returns for Regency Fincorp
| 1 Day | 5 Days | 1 Month | 6 Months | 1 Year | 5 Years |
|---|---|---|---|---|---|
| 0.0% | +1.25% | +15.48% | +29.64% | +49.56% | +480.23% |
How will the 13% coupon rate impact Regency Fincorp's cost of capital and future borrowing strategies?
What are the potential market reactions to the credit rating assigned to these NCDs?
How might the structured repayment tranches affect Regency Fincorp's cash flow management during the tenor?
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