Regency Fincorp uploads Q1FY27 earnings call audio recording

Regency Fincorp Limited has uploaded the audio recording of its Investor/Analyst Conference Call held on July 21, 2026, to discuss the operational and financial performance for the quarter ended June 30, 2026 (Q1 FY27). The recording is now accessible on the company's official website for stakeholders.

Conference Call Details

The earnings call was originally scheduled for July 21, 2026, at 10:30 AM IST. The discussion focused on information available in the public domain regarding the company's quarterly results. Management presentations during the call included insights from Mr. Gaurav Kumar Abrol, Managing Director, and Mr. Sarfaraz Mallick, Whole Time Director & Chief Financial Officer.

Access Information

Stakeholders can access the audio recording of the meeting through the company's website. Prior to the event, specific dial-in numbers and access details were provided for participation.

Parameter	Details
Primary Number	+91 22 6280 1102
	+91 22 7115 8003
Toll Free – USA	1 866 746 2133
Toll Free – UK	0 808 101 1573
Toll Free – Singapore	800 101 2045
Toll Free – Hong Kong	800 964 448

Regulatory Disclosure

This intimation was submitted to BSE Limited under Regulation 30 read with Schedule III of the Securities and Exchange Board of India (Listing Obligations and Disclosure Requirements) Regulations, 2015. The disclosure was confirmed by Abhimanyu, Company Secretary & Compliance Officer.

1 Day	5 Days	1 Month	6 Months	1 Year	5 Years
+2.24%	+22.10%	+26.57%	+55.51%	+72.49%	+611.71%

Regency Fincorp Limited reported a standalone net profit of ₹7.0 crore for the quarter ended June 30, 2026, a 123% increase from ₹3.2 crore in the corresponding period of the previous year. Total income for the quarter stood at ₹17.4 crore, up 86.5% from ₹9.3 crore in Q1FY26, primarily driven by a surge in net interest income and fee income. The board of directors approved the unaudited standalone and consolidated financial results for the period during a meeting held on July 20, 2026.

The company's assets under management (AUM) grew to ₹345.2 crore from ₹181.9 crore year-on-year, while disbursements increased to ₹90.0 crore from ₹27.7 crore. The secured loan book expanded by 45% quarter-on-quarter to approximately ₹230.1 crore as of June 2026, supported by the strategic reduction of unsecured loan exposure from 26% to 18% of the portfolio. Additionally, the company launched its digital lending platform, Cash My Salary, building a digital loan portfolio of approximately ₹23.4 crore within the first quarter.

Key Financial Metrics (Consolidated)

Particulars (₹ crore)	Q1FY27 (Unaudited)	Q1FY26 (Unaudited)	Y-o-Y
Total Income	17.4	9.3	86.5%
Net Interest Income & Fee Income	12.0	6.9	73.9%
Profit After Tax	7.0	3.2	122.6%

Operational Metrics

Particulars	Q1FY27	Q1FY26
AUM (₹ crore)	345.2	181.9
Disbursement (₹ crore)	90.0	27.7
Net Interest Margin	3.7%	1.8%
Return on Assets	1.9%	1.4%
Gross NPA	0.98%	0.40%
Net NPA	0.74%	0.30%

Capital Raising and Funding

The board approved the issuance of secured, rated, listed, non-convertible debentures (NCDs) aggregating up to ₹25 crore on a private placement basis. The company has successfully raised ₹110 crore through listed NCDs and term loans from banks during FY27 to date to strengthen liquidity. The total financial indebtedness of the listed entity was reported at ₹215.37 crore as of June 30, 2026.