Punjab National Bank has closed its trading window for designated persons and insiders effective October 1, 2026. The closure remains in force until 48 hours after the declaration of financial results for the quarter ending September 30, 2026.

This action complies with the Securities and Exchange Board of India (Prohibition of Insider Trading) Regulations, 2015. Specifically, it adheres to Clause 4 of Schedule B read with Regulation 9, alongside the bank's internal policy for prevention of insider trading.

Regulatory compliance and scope

The restriction applies to all Designated Persons, their Immediate Relatives, and other Insiders associated with the bank. This standard procedure ensures that no confidential price-sensitive information is exploited during the quiet period preceding the earnings announcement.

The bank stated that the specific date for the Board Meeting to consider the financial results will be informed in due course. Until that date is announced and results are declared, trading by the restricted group is prohibited.

Key details

Investors should note that this closure is a routine regulatory requirement for listed companies prior to quarterly earnings releases. It does not indicate any operational change or financial performance metric for Punjab National Bank.

Punjab National Bank reported a 11.95% year-on-year growth in its global business for the half year ended September 30, 2026. The bank’s total business reached ₹31.2 lakh crore, reflecting robust expansion across both deposits and advances.

The provisional figures, disclosed under SEBI (Listing Obligations and Disclosure Requirements) Regulations, 2015, highlight a significant acceleration in credit demand. Global advances grew 14.80% YoY, outpacing the growth in deposits, which indicates an improving deployment of funds within the bank's balance sheet.

Key Financial Metrics

The following table summarizes the bank’s provisional business performance for H1FY27 compared to the previous half-year and the corresponding period last year:

Note: Figures are subject to review by the Statutory Central Auditors of the Bank.

What the Numbers Show

A clear divergence exists between deposit mobilization and credit expansion. While global deposits grew at a healthy 9.90% YoY, global advances expanded at a faster rate of 14.80%. This differential has pushed the Global Credit-Deposit (CD) ratio from 72.33% in September 2025 to 75.56% in September 2026. For a public sector bank, this rising CD ratio suggests that PNB is effectively deploying its liquidity into higher-yielding assets, potentially supporting net interest margin stability despite competitive funding costs.

Regulatory Disclosure

The intimation was filed with the National Stock Exchange and BSE Limited on October 2, 2026. The disclosure cites compliance with the Bank's Code of Practices and Procedures for Fair Disclosures, formulated in accordance with SEBI (Prohibition of Insider Trading) Regulations, 2015. These figures are provisional and preliminary, pending final audit.