Poonawalla Fincorp Limited reported a 21% rise in net profit to ₹307.71 crore for the quarter ended June 30, 2026, compared to ₹254.79 crore in the quarter ended March 31, 2026. Total income for the quarter stood at ₹2,336.92 crore, a rise from ₹2,120.39 crore in the preceding quarter, driven primarily by interest income which grew to ₹2,118.40 crore. The net profit for the corresponding quarter in the previous year was ₹62.60 crore.

Financial Performance

The company's total revenue from operations increased to ₹2,330.22 crore in Q1FY27 from ₹2,115.49 crore in Q4FY26. Total expenses for the quarter were reported at ₹1,925.66 crore, up from ₹1,779.32 crore in the previous quarter. Profit before tax for the period was ₹411.26 crore, compared to ₹341.07 crore in the prior quarter.

Key Metrics and Ratios

The basic earnings per share (EPS) for the quarter stood at ₹3.55, compared to ₹3.15 in the previous quarter. The diluted EPS was ₹3.54. The net worth of the company stood at ₹13,060.07 crore on a standalone basis. The debt-equity ratio was reported at 3.82, while the net margin for the quarter was 13.17%.

Capital Raising and Allotments

During the quarter, the company completed a Qualified Institutions Placement (QIP) on April 13, 2026, issuing 67,430,883 fully paid-up equity shares with a face value of ₹2 each at an issue price of ₹370.75 per share, aggregating to ₹2,500.00 crore. Additionally, the company allotted 250,147 fully paid-up equity shares to eligible employees under various employee stock option plans. The company also issued commercial papers and non-convertible debentures listed on the BSE Limited.

Asset Quality and Disclosures

The gross stage 3 assets were reported at 1.37%, while the net stage 3 assets stood at 0.70%. The company transferred 15,883 loan accounts aggregating ₹1,000.34 crore through assignment during the quarter. Stressed loans transferred to Asset Reconstruction Companies (ARCs) amounted to ₹118.91 crore in principal outstanding. The joint statutory auditors, M S K A & Associates LLP and Kirtane & Pandit LLP, issued a limited review report with an unmodified conclusion on the financial results.

Source: https://lodr-files.dhan.co/lodr-inputs/Company/INE511C01022/85715bc485284910.pdf

Poonawalla Fincorp Limited’s Board of Directors approved an amended Code of Practices and Procedures for Fair Disclosure of Unpublished Price Sensitive Information (UPSI) on July 17, 2026. The code, framed under Regulation 8(1) of the SEBI (Prohibition of Insider Trading) Regulations, 2015, mandates universal dissemination of UPSI to prevent selective disclosure and ensure price discovery is not compromised. The amendment aligns the company's internal compliance framework with regulatory requirements aimed at maintaining market integrity.

The code defines UPSI as information not generally available that could materially affect the price of securities, including financial results, dividends, changes in capital structure, and key managerial personnel changes. It designates the Chief Investor Relations Officer (CIRO), typically the Chief Financial Officer or a senior officer, as the authority responsible for determining whether information constitutes UPSI and handling its universal dissemination. The CIRO must ensure prompt public disclosure of credible information to avoid selective leaks to analysts or institutional investors.

company name has established protocols for sharing UPSI only on a need-to-know basis and for legitimate purposes, such as consultations with legal advisors, auditors, or regulatory bodies. The Compliance Officer, in consultation with the Chief Financial Officer or Whole-time Director, must maintain a record of all recipients of UPSI shared for legitimate purposes. This record, which cannot be outsourced, must include details such as the recipient's PAN, the reason for sharing, and confirmation of non-disclosure agreements.

The code specifies that records of UPSI sharing must be preserved for at least eight years after the completion of the relevant transaction. If SEBI initiates an investigation or enforcement proceedings, the records must be maintained until the conclusion of those proceedings. The Board of Directors retains the authority to make further amendments to the code, provided they do not conflict with SEBI regulations, and must promptly inform stock exchanges of any changes.

Key Definitions and Scope

The code applies to all connected persons, designated persons, and insiders of the company, including promoters, directors, key managerial personnel, and employees with access to UPSI. It also covers entities such as holding companies, subsidiaries, and intermediaries like bankers and auditors. The definition of UPSI is broad, encompassing events like fraud, defaults, forensic audits, regulatory actions, and material litigation.

Record-Keeping Requirements

The following table outlines the details required to be maintained for each instance of UPSI shared for legitimate purposes:

The database must be maintained under the supervision of the Compliance Officer and reviewed periodically to ensure accuracy and compliance with the code.