Piramal Finance Limited has scheduled an analyst and institutional investor meeting for August 20, 2026. The company disclosed the schedule in a filing with stock exchanges on August 14, 2026, citing compliance with Regulation 30(6) of the Securities and Exchange Board of India (Listing Obligations and Disclosure Requirements) Regulations, 2015.

The engagement will involve a branch visit in Varanasi, allowing investors to interact directly with management. The company noted that the date is subject to change due to potential exigencies on the part of either the investors or the company.

Meeting Details

Bipin Singh, Company Secretary, signed the disclosure. Piramal Finance Limited was formerly known as Piramal Capital & Housing Finance Limited.

Piramal Finance reported a 67% year-on-year rise in net profit to ₹461 crore for the quarter ended June 30, 2026, driven by robust growth in Assets Under Management (AUM) and improved operational efficiency. The company’s consolidated net interest income rose 43% YoY to ₹1,442 crore, while total income grew 37% to ₹1,693 crore. This performance underscores the effectiveness of its retail scale-up strategy, with growth AUM increasing 32% YoY to represent 98% of total AUM. The Board approved a fund raise of up to ₹4,000 crore through qualified institutions placement or other permitted methods, subject to shareholder approval, to support further expansion.

Consolidated Financial Performance

The financial results reflect strong momentum across key metrics. Pre-provision operating profit (PPOP) surged 89% YoY to ₹804 crore, benefiting from controlled operating expenses which grew only 10% YoY to ₹889 crore. The cost-to-income ratio declined significantly to 52.5% from 65.6% in the prior year, highlighting improved operational leverage. Asset quality remained stable, with a gross NPA ratio of 2.4% and a net NPA ratio of 1.6% as of June 30, 2026. Networth stood at ₹28,906 crore, supported by cash and equivalents of ₹6,925 crore.

Operational and Business Highlights

Retail disbursements grew 44% YoY to ₹12,527 crore, supported by an expanded footprint of 780 branches across 607 cities. The customer franchise grew 24% YoY to 6 million, with 56% of new customers being self-employed. Retail AUM increased 32% YoY to ₹91,249 crore, while wholesale lending remained stable. Profitability metrics improved, with the net income margin expanding by 47 basis points YoY to 6.5%. The average cost of borrowing decreased by 33 basis points YoY to 8.80%, contributing to margin expansion.

Strategic Initiatives and AI Integration

The company highlighted significant advancements in its AI capabilities through Piramal.ai, with token usage rising more than 5x YoY to 320 billion tokens. AI-driven collections increased nearly 12x to ₹1,019 crore per month. Key AI applications include Credit.ai for underwriting automation, Operations.ai for branch efficiency, and Collections.ai for debt recovery. The Board has authorized the Committee of Directors to finalise the details of the proposed ₹4,000 crore fund raise, which will be executed post shareholder approval.

Investor Engagement Schedule

Pursuant to Regulation 30(6) of the SEBI Listing Regulations, Piramal Finance Limited announced a schedule for Analyst/Institutional Investor Meetings. The company will conduct roadshows for Non-Depositary Receipts (NDR) in Hong Kong on August 10, 2026, and in Singapore from August 11 to 13, 2026. An investor presentation covering the Q1FY27 results was enclosed with the intimation. Additionally, a Chennai roadshow is scheduled for August 3, 2026.