Piramal Finance

Piramal Finance

1,433.20
-22.90
(-1.57%)
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Key Fundamentals
Add Ratio
Market Cap
33,006.50 Cr
EPS
-0.92
PE Ratio
60.40
Dividend Yield
0.00 %
Industry
-
52 Week High
1,458.50
52 Week Low
1,260.00
PB Ratio
-3.87
Debt to Equity
-
Sector
-
Forecast For
Actual

Company News

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neutral
Piramal Finance Limited has completed a share allotment to existing shareholders of Piramal Enterprises Limited in a 1:1 ratio on September 25, 2025, following an NCLT-approved Scheme of Arrangement. The scheme involved the transfer of shares between Piramal Enterprises Limited and Piramal Finance Limited. Trading for Piramal Finance Limited shares commenced on November 7, 2025. The company is listed on BSE Limited and National Stock Exchange of India Limited. Key stakeholders include Ajay G. Piramal and various Piramal family trusts and entities, with Anutham Realty Private Limited holding the largest stake at 24.90% of the diluted share capital.
neutral
Piramal Finance Schedules Committee Meeting to Consider NCD Document Modifications1 day ago
Piramal Finance Limited has announced that its Committee of Directors will meet on November 14, 2025, to consider and approve modifications in clauses mentioned in the Information Memorandum and other relevant documents related to Non-Convertible Debentures. The modifications pertain to NCDs issued under ISINs INES16Y07014 and INE516Y07063 on a private placement basis. The company has informed BSE and NSE about this scheduled committee meeting.
positive
Piramal Finance has announced plans to double its Assets Under Management (AUM) to ₹1.5 lakh crore over the next three years using an AI-driven growth model. The company expects retail lending to grow at a CAGR of 24-26%, with retail now comprising over 60% of its portfolio. The company has reduced its operating expense to AUM guidance by 25 basis points as part of its profitability focus. Piramal Finance is strengthening risk management through its in-house AI bot called 'Arya' for credit and collections processes. The company aims to become AI-native and retail-led while targeting a return on AUM of over 3%. Management describes the company as well-capitalized and positioned for predictable, technology-enabled expansion.
Growth Rate
Revenue Growth
1.50 %
Net Income Growth
-73.31 %
Cash Flow Change
-
ROE
-73.52 %
ROCE
-100.46 %
EBITDA Margin (Avg.)
-

Yearly Financial Results

Annual Financials
2023
2024
TTM
Revenue
6,669
6,769
0
Expenses
5,660
4,844
0
EBITDA
1,010
1,926
0
Operating Profit %
14 %
28 %
0 %
Depreciation
97
152
0
Interest
3,470
3,659
0
Profit Before Tax
-12,794
-3,616
0
Tax
-5,392
-1,640
0
Net Profit
-7,401
-1,975
0
EPS in ₹
-3.46
-0.92
0.00

Balance Sheet

Balance Sheet
2023
2024
Total Assets
62,267
65,858
Fixed Assets
1,616
1,768
Current Assets
4,685
4,959
Capital Work in Progress
4
10
Investments
12,966
8,307
Other Assets
47,681
55,773
Total Liabilities
62,267
65,858
Current Liabilities
8,459
8,346
Non Current Liabilities
39,026
42,617
Total Equity
14,781
14,895
Reserve & Surplus
-6,584
-8,470
Share Capital
21,365
23,365

Share Holding

% Holding
Sept 2025
Nov 2025
Promoter
46.16 %
46.16 %
FIIs
0.00 %
0.00 %
DIIs
12.45 %
12.45 %
Government
0.00 %
0.00 %
Public / Retail
15.15 %
15.15 %
Others
26.23 %
26.23 %
No of Share Holders
2,31,564
2,31,564

Corporate Action

Record Date Corporate Action Information Announcement Day LTP at Annoucement LTP at Record Day
03 Nov 2021 CHANGE OF NAME Change Of Name
NA
03 Nov 2021 0.00 0.00

Mutual Fund Holdings

Funding HouseCurrent Holding %1M Change1M Change %3M Change %Last 6M Trend
Bajaj Finserv Multi Cap Fund Direct-Growth
1.02%
0
-0.10%
1.02%
Bajaj Finserv Small Cap Fund Direct-Growth
0.83%
0
-0.08%
0.83%
Bandhan Nifty Smallcap 250 Index Fund Direct-Growth
0.00%
0
0.00%
0.00%
Groww Nifty Smallcap 250 Index Fund Direct - Growth
0.68%
0
-0.03%
0.68%
Groww Nifty Total Market Index Fund Direct - Growth
0.07%
0
0.00%
0.07%
Kotak Multi Asset Allocation Fund Direct - Growth
0.24%
0
-0.01%
0.24%
Kotak Multicap Fund Direct - Growth
0.86%
0
-0.05%
0.86%
Kotak Quant Fund Direct - Growth
0.97%
0
0.02%
0.97%
Kotak Special Opportunities Fund Direct-Growth
0.91%
0
0.01%
0.91%
LIC MF Banking & Financial Services Fund Direct-Growth
1.83%
0
-0.31%
1.83%
Mahindra Manulife Business Cycle Fund Direct - Growth
1.45%
0
-0.07%
1.45%
Mahindra Manulife Mid Cap Fund Direct - Growth
1.74%
0
-0.09%
1.74%
Mahindra Manulife Multi Cap Fund Direct - Growth
1.32%
0
-0.08%
1.32%
Motilal Oswal ELSS Tax Saver Fund Direct-Growth
3.19%
0
-0.10%
3.19%
Motilal Oswal Focused Fund Direct-Growth
4.79%
0
-0.21%
4.79%
Nippon India Small Cap Fund Direct- Growth
0.15%
0
-0.01%
0.15%
Quant Aggressive Hybrid Fund Direct-Growth
0.11%
0
0.00%
0.11%
Quant BFSI Fund Direct - Growth
9.22%
0
-0.36%
9.22%
Quant Business Cycle Fund Direct-Growth
4.78%
0
-0.04%
4.78%
Quant Consumption Fund Direct - Growth
2.13%
0
-0.01%
2.13%
Quant ESG Integration Strategy Fund Direct - Growth
8.33%
0
0.10%
8.33%
Quant Flexi Cap Fund Direct-Growth
0.61%
0
-0.01%
0.61%
Quant Momentum Fund Direct - Growth
9.05%
0
0.08%
9.05%
Quant Multi Asset Allocation Fund Direct-Growth
0.81%
0
-0.05%
0.81%
Quant Quantamental Fund Direct - Growth
8.46%
0
-0.02%
8.46%

Technical Indicators

RSI(14)
Oversold
0.00
ATR(14)
Volatile
0.00
STOCH(9,6)
0.00
STOCH RSI(14)
Oversold
0.00
MACD(12,26)
Bearish
0.00
ADX(14)
Weak Trend
0.00
UO(9)
Bullish
0.00
ROC(12)
0.00
WillR(14)
Overbought
0.00