Oracle Financial Services FY26 net income rises 11% to ₹ 26,393 million
Oracle Financial Services Software Limited reported a 12% increase in consolidated revenue to ₹ 76,721 million for FY26, with net income rising 11% to ₹ 26,393 million. The operating margin remained strong at 44%, driven by growth in products and services revenue. The Board declared two interim dividends totaling ₹ 400 per share for the year.

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Oracle Financial Services Software Limited reported a 12% increase in consolidated revenue to ₹ 76,721 million for the financial year ended March 31, 2026. Net income rose 11% to ₹ 26,393 million, while the operating margin stood at 44%. The Board declared two interim dividends totaling ₹ 400 per share for the year.
The company’s performance was driven by a 12% growth in products revenue, which reached ₹ 69,416 million, and a 16% increase in services revenue to ₹ 7,305 million. On a standalone basis, revenue increased 12% to ₹ 57,167 million, while net profit declined 17% to ₹ 27,746 million due to lower dividend income from subsidiaries compared to the previous year.
Financial Performance
The company maintained strong financial discipline, resulting in a net margin of 34% for the year. Employee costs increased 7% to ₹ 34,338 million, while professional fees rose 46% to ₹ 3,960 million, primarily due to higher cloud infrastructure costs and external contractor expenses. The effective tax rate for the year was 28%.
| Metric (Consolidated) | FY26 (₹ million) | FY25 (₹ million) | Change |
|---|---|---|---|
| Revenue from operations | 76,721 | 68,468 | 12% |
| Net income | 26,393 | 23,796 | 11% |
| Operating profit | 34,095 | 30,067 | 13% |
| Employee costs | 34,338 | 32,047 | 7% |
Strategic Developments
During the year, the company accelerated its AI-led innovation agenda, advancing intelligent automation across banking and insurance workflows. It expanded its cloud services portfolio with the launch of several new services, including Oracle Banking Retail Lending Servicing Cloud Service and Oracle Banking Collections Cloud Service. The company was recognized as a leader by IDC MarketScape in AI-enabled trade financing and loan origination systems.
Governance and Dividends
The Board of Directors declared a first interim dividend of ₹ 130 per share on October 17, 2025, and a second interim dividend of ₹ 270 per share on April 22, 2026. No final dividend was recommended for the financial year 2025-26. The company’s statutory auditors, M/s. S. R. Batliboi & Associates LLP, issued an unmodified audit report.
Historical Stock Returns for Oracle Financial Services Software
| 1 Day | 5 Days | 1 Month | 6 Months | 1 Year | 5 Years |
|---|---|---|---|---|---|
| +2.38% | +2.49% | +8.73% | +45.48% | +25.78% | +210.35% |
How will the 46% surge in professional fees for cloud infrastructure impact future operating margins if cloud adoption continues to accelerate?
What specific revenue contributions are expected from the newly launched Oracle Banking Retail Lending and Collections cloud services in FY27?
Will the company maintain its aggressive dividend payout strategy given the 17% decline in standalone net profit due to lower dividend income?































