Muthoot Microfin reported an Assets Under Management (AUM) of ₹14,457 crore as of June 30, 2026, registering an 18% year-on-year growth and a 3% quarter-on-quarter increase. The microfinance lender achieved this expansion through a diversified loan portfolio and the introduction of secured lending products. The company's collection efficiency stood at 97.97% in Q1 FY27, an improvement of 497 basis points over the same period last year.

Disbursements during Q1 FY27 reached ₹2,645 crore, marking a 49% growth compared to Q1 FY26. This performance was supported by the commencement of gold loan disbursements under a co-lending arrangement with Muthoot Fincorp Limited, which contributed ₹192.86 crore during the quarter. The company's total liquidity position remained robust at ₹1,310 crore, alongside un-availed sanctioned credit lines of ₹3,485 crore.

Portfolio and Asset Quality

The lender continued to diversify its asset mix, with the Joint Liability Group (JLG) and Non-JLG ratio improving to 76:24 as of June 30, 2026, from 83:17 in the previous quarter. The Small and Micro Enterprise Individual Loan (IL) portfolio grew to ₹3,214 crore while maintaining near-zero delinquency. The X-Bucket collection efficiency stood at 99.89%, indicating sustained discipline in recoveries. The following table summarises the key operational and financial metrics for Q1 FY27:

Strategic Developments

CRISIL upgraded the company's long-term credit rating to CRISIL AA-/Stable from CRISIL A+/Positive, while reaffirming the CRISIL A1+ rating on its commercial paper. This upgrade is expected to enhance access to diversified funding sources at competitive rates. During the quarter, the company raised a total of ₹2,664 crore to strengthen its funding profile.

Muthoot Microfin hosted its inaugural Capital Markets Day, unveiling its Vision 2030 roadmap. The strategy targets achieving ₹30,000 crore AUM by FY30, with a portfolio mix of 53.4% JLG and 46.6% Non-JLG. The company aims for a Return on Assets (RoA) of over 5%, Return on Equity (RoE) of over 20%, and 75% digital collections by 2030.

Network and Digital Adoption

As of June 30, 2026, the company operated 1,671 branches serving 33 lakh active customers. Digital initiatives gained significant traction, with cumulative downloads of the Mahila Mitra app reaching 2.09 million. Digital collections increased to 40% in Q1 FY27, up from 23% in Q1 FY26 and 34% in Q4 FY26.

The financial and operating information for the quarter ended June 30, 2026 is based on provisional unaudited figures, subject to review by the Statutory Auditors and approval by the Audit Committee and the Board of Directors.

Muthoot Microfin Limited has informed the stock exchanges regarding the publication of a newspaper advertisement for convening its 34th Annual General Meeting through Video Conferencing or Other Audio-Visual Means (OAVM). The meeting is scheduled to be held on Tuesday, August 11, 2026, at 3.00 PM IST. The intimation was submitted to BSE Limited and the National Stock Exchange of India Limited on July 10, 2026.

The disclosure was made in pursuance of Regulation 30, Regulation 47, and other applicable regulations of the SEBI (Listing Obligations and Disclosure Requirements) Regulations, 2015. The company confirmed that the copies of the newspaper advertisement were enclosed with the filing. The submission to the exchanges was signed by Neethu Ajay, the Chief Compliance Officer and Company Secretary of Muthoot Microfin Limited.

Meeting Details

The 34th Annual General Meeting will be conducted via Video Conferencing or Other Audio-Visual Means (OAVM). This mode of participation allows shareholders to attend the meeting remotely. The meeting will be held to transact the business as set out in the Notice of the 34th AGM.

E-voting and Participation

Members can attend and participate in the AGM through the VC/OAVM facility only. The remote e-voting period begins on August 8, 2026, at 9.00 AM IST and ends on August 10, 2026, at 5.00 PM IST. Members who cast their votes by remote e-voting prior to the AGM may also attend the meeting but shall not be entitled to cast their votes again during the AGM.

Members who wish to express their views or ask questions during the meeting may register themselves as a speaker by sending an email to the company at secretarial@muthootmicrofin.com on or before August 8, 2026. Queries can also be sent to the same email address before 5.00 PM IST on August 8, 2026.