Muthoot Microfin

Muthoot Microfin

170.29
+2.42
(1.44%)
ann
There are 2 new updates from the company14 hours ago
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Key Fundamentals
Add Ratio
Market Cap
2,903.30 Cr
EPS
-13.29
PE Ratio
-8.78
Dividend Yield
0.00 %
52 Week High
215.00
52 Week Low
119.25
PB Ratio
1.10
Debt to Equity
3.07
Analyst Rating and Forecast
- By Refinitiv from1 analysts
BUY
Analysts have suggested that investors can buy this stock
Buy
Buy+100.00 %
+100.00 %
Hold
Hold0.0 %
0.0 %
Sell
Sell0.0 %
0.0 %
Forecast For
Actual

Company News

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neutral
Muthoot Microfin has issued two tranches of debentures totaling 3.75 billion rupees. The company issued 12,500 debentures valued at 1.25 billion rupees and 25,000 debentures worth 2.50 billion rupees. This debt issuance provides the microfinance company with additional capital for its operations.
positive
Muthoot Microfin plans to raise Rs 375 crore through non-convertible debentures privately placed with high net worth individuals, with a likely coupon rate of 9.5%. This follows the company's recent $15 million fundraise from Swiss impact investor Blue Orchard. The bond issue is part of the microfinance company's resource diversification strategy as stability returns to the sector. The plan will be presented to the board on October 29. The Kerala-headquartered NBFC-MFI may also raise another $35 million through external commercial borrowing later this fiscal. The company has Rs 12,253 crore in assets under management and maintains a Rs 1,500 crore annual fundraising plan. CareEdge Global has rated the company's ECB as 'BB-/stable', indicating moderate default risk while noting comfortable capitalization and diversified resource profile.
neutral
Muthoot Microfin announced it will explore raising funds through Non-Convertible Debenture (NCD) issuance on October 29. The company is considering this debt instrument as a potential funding mechanism.
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Competitors
LTP
Market Cap (₹ Cr.)
P/E Ratio
Revenue (₹ Cr.)
YoY Revenue Growth %
Net Profit (₹ Cr.)
YoY Profit Growth %
RSI
1,403.70
#1 22,438.00
167.66
#1 5,756.10
11.28
#1 531
-32.40
53.34
170.29
#2 2,903.30
#1 -8.78
#3 2,564.40
#2 13.71
#3 -223
#3 -94.52
57.92
184.98
1,868.70
-1.46
2,368.90
-1.80
-1,225
-159.27
49.81
250.85
1,788.70
-1.23
2,424.10
-3.45
-1,035
-746.68
48.92
157.71
1,742.20
13.79
2,601.90
#1 16.13
186
#1 19.02
72.27
Growth Rate
Revenue Growth
13.71 %
Net Income Growth
-149.49 %
Cash Flow Change
208.68 %
ROE
-152.71 %
ROCE
-52.99 %
EBITDA Margin (Avg.)
-59.45 %

Yearly Financial Results

Annual Financials
2020
2021
2022
2023
2024
2025
TTM
Revenue
867
696
843
1,446
2,255
2,564
2,460
Expenses
543
369
417
658
772
1,880
1,940
EBITDA
324
327
426
789
1,483
684
520
Operating Profit %
37 %
46 %
50 %
54 %
66 %
27 %
19 %
Depreciation
14
19
21
27
35
43
44
Interest
291
299
340
549
866
930
906
Profit Before Tax
20
9
65
213
582
-289
-430
Tax
2
2
17
49
132
-66
16
Net Profit
18
7
47
164
450
-223
-330
EPS in ₹
1.59
0.62
4.15
14.19
30.92
-13.29
-19.30

Balance Sheet

Balance Sheet
2020
2021
2022
2023
2024
2025
Total Assets
4,092
4,184
5,592
8,529
11,590
10,857
Fixed Assets
109
110
121
172
215
223
Current Assets
1,419
770
1,067
1,262
2,043
1,446
Capital Work in Progress
0
0
0
0
0
0
Investments
0
0
0
63
47
354
Other Assets
3,983
4,074
5,470
8,294
11,329
10,280
Total Liabilities
4,092
4,184
5,592
8,529
11,590
10,857
Current Liabilities
158
229
217
329
187
123
Non Current Liabilities
3,027
3,065
4,038
6,575
8,599
8,101
Total Equity
907
890
1,337
1,626
2,804
2,632
Reserve & Surplus
793
776
1,203
1,486
2,637
2,465
Share Capital
114
114
133
140
167
168

Cash Flow

Cash Flow
2019
2020
2021
2022
2023
2024
2025
Net Cash Flow
99
511
-662
187
54
174
-230
Investing Activities
-6
-66
-38
-74
-180
-225
-128
Operating Activities
-602
114
-704
-1,084
-2,333
-1,272
1,382
Financing Activities
707
463
80
1,344
2,567
1,671
-1,485

Share Holding

% Holding
Dec 2023
Mar 2024
Jun 2024
Sept 2024
Dec 2024
Mar 2025
Jun 2025
Sept 2025
Promoter
55.47 %
55.47 %
55.47 %
55.47 %
55.47 %
55.47 %
55.47 %
55.47 %
FIIs
22.76 %
26.28 %
26.56 %
25.86 %
25.80 %
25.47 %
23.41 %
23.26 %
DIIs
2.80 %
2.35 %
2.29 %
2.58 %
2.44 %
2.32 %
2.48 %
2.84 %
Government
0.00 %
0.00 %
0.00 %
0.00 %
0.00 %
0.00 %
0.00 %
0.00 %
Public / Retail
10.30 %
11.88 %
11.63 %
12.08 %
12.18 %
12.78 %
14.33 %
14.02 %
Others
8.67 %
4.02 %
4.06 %
4.02 %
4.11 %
3.97 %
4.32 %
4.42 %
No of Share Holders
2,32,602
1,86,088
1,70,261
1,62,575
1,61,655
1,58,976
1,58,221
1,52,290

Corporate Action

Record Date Corporate Action Information Announcement Day LTP at Annoucement LTP at Record Day
05 Nov 2025 QUARTERLY RESULT ANNOUNCEMENT Quarterly Result Announcement
NA
05 Nov 2025 170.41 169.80
18 Jul 2024 ANNUAL GENERAL MEETING Annual General Meeting
NA
18 Jul 2024 241.70 244.80
05 Nov 2024 QUARTERLY RESULT ANNOUNCEMENT Quarterly Result Announcement
NA
05 Nov 2024 203.45 202.35
06 Feb 2025 QUARTERLY RESULT ANNOUNCEMENT Quarterly Result Announcement
NA
06 Feb 2025 170.15 162.84
08 May 2025 QUARTERLY RESULT ANNOUNCEMENT Quarterly Result Announcement
NA
08 May 2025 161.05 145.66
24 Jul 2025 ANNUAL GENERAL MEETING Annual General Meeting
NA
24 Jul 2025 145.66 175.40
11 Aug 2025 QUARTERLY RESULT ANNOUNCEMENT Quarterly Result Announcement
NA
11 Aug 2025 163.87 153.60

Announcements

Announcement under Regulation 30 (LODR)-Issue of Securities14 hours ago
Announcement under Regulation 30 (LODR)-Meeting Updates14 hours ago
Compliances-Reg. 50 (1) - Prior intimation about Board meeting under Regulation 50(1)5 days ago
Announcement under Regulation 30 (LODR)-Analyst / Investor Meet - Intimation5 days ago
Announcement under Regulation 30 (LODR)-Credit Rating6 days ago
Asset Liability Management (ALM) statementOct 16, 2025
Clarification On Spurt In VolumeOct 14, 2025
Clarification sought from Muthoot Microfin LtdOct 14, 2025
Announcement under Regulation 30 (LODR)-AllotmentOct 09, 2025
Certificate from CEO/CFOOct 09, 2025
Compliances-Half Yearly Report (SEBI Circular No. CIR/IMD/DF-1/67/2017) Oct 09, 2025
Compliances-Reg. 50 (1) - Prior intimation about Board meeting under Regulation 50(1)Oct 08, 2025
Board Meeting Intimation for Approval Of The Unaudited Financial Results For The Quarter Ended September 30 2025Oct 08, 2025
Compliances-Certificate under Reg. 74 (5) of SEBI (DP) Regulations 2018Oct 07, 2025
Announcement under Regulation 30 (LODR)-Meeting UpdatesOct 03, 2025
Compliances-Reg. 50 (1) - Prior intimation about Board meeting under Regulation 50(1)Sep 26, 2025
Announcement under Regulation 30 (LODR)-Credit RatingSep 26, 2025
Closure of Trading WindowSep 25, 2025
Announcement under Regulation 30 (LODR)-AllotmentSep 23, 2025
Announcement under Regulation 30 (LODR)-Issue of SecuritiesSep 17, 2025
Announcement under Regulation 30 (LODR)-Meeting UpdatesSep 17, 2025
Compliances-Reg. 50 (1) - Prior intimation about Board meeting under Regulation 50(1)Sep 12, 2025
Announcement under Regulation 30 (LODR)-AllotmentSep 12, 2025
Announcement under Regulation 30 (LODR)-Analyst / Investor Meet - IntimationSep 08, 2025
Announcement under Regulation 30 (LODR)-Issue of SecuritiesSep 03, 2025
Compliances-Reg. 50 (1) - Prior intimation about Board meeting under Regulation 50(1)Aug 29, 2025
Compliances-Reg. 50 (1) - Prior intimation about Board meeting under Regulation 50(1)Aug 29, 2025
Announcement under Regulation 30 (LODR)-Analyst / Investor Meet - IntimationAug 20, 2025
Announcement under Regulation 30 (LODR)-Earnings Call TranscriptAug 19, 2025
Issuance Of Commercial PaperAug 13, 2025
Announcement under Regulation 30 (LODR)-Analyst / Investor Meet - OutcomeAug 12, 2025
Announcement under Regulation 30 (LODR)-Analyst / Investor Meet - IntimationAug 12, 2025
Announcement under Regulation 30 (LODR)-Newspaper PublicationAug 12, 2025
Announcement under Regulation 30 (LODR)-Press Release / Media ReleaseAug 11, 2025
Announcement under Regulation 30 (LODR)-Investor PresentationAug 11, 2025
Board Meeting Outcome for Outcome Of The Board MeetingAug 11, 2025
Announcement under Regulation 30 (LODR)-Analyst / Investor Meet - IntimationAug 01, 2025
Announcement under Regulation 30 (LODR)-Raising of FundsJul 31, 2025
Announcement under Regulation 30 (LODR)-Press Release / Media ReleaseJul 29, 2025
Board Meeting Intimation for Prior Intimation Of Board MeetingJul 29, 2025
Shareholder Meeting / Postal Ballot-Outcome of AGMJul 28, 2025
Shareholder Meeting / Postal Ballot-Scrutinizers ReportJul 25, 2025
Shareholder Meeting / Postal Ballot-Outcome of AGMJul 25, 2025
Announcement under Regulation 30 (LODR)-Raising of FundsJul 15, 2025
Compliances-Certificate under Reg. 74 (5) of SEBI (DP) Regulations 2018Jul 10, 2025
Compliances-Reg. 57 (1) - Certificate of interest payment/Principal in case of NCD Jun 30, 2025
Announcement under Regulation 30 (LODR)-Newspaper PublicationJun 30, 2025
Business Responsibility and Sustainability Reporting (BRSR)Jun 28, 2025
Reg. 34 (1) Annual Report.Jun 28, 2025
Intimation Of Notice Of 33Rd AGMJun 28, 2025

Mutual Fund Holdings

Technical Indicators

RSI(14)
Neutral
57.92
ATR(14)
Less Volatile
5.79
STOCH(9,6)
Neutral
42.14
STOCH RSI(14)
Overbought
90.32
MACD(12,26)
Bullish
0.15
ADX(14)
Strong Trend
31.18
UO(9)
Bearish
48.78
ROC(12)
Uptrend And Accelerating
1.33
WillR(14)
Neutral
-59.52