Muthoot Microfin
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Muthoot Microfin

174.98
-1.12
(-0.64%)
Market Cap
₹2,983.27 Cr
PE Ratio
-8.33
Volume
1,15,038.00
Day High - Low
₹176.79 - ₹174.14
52W High-Low
₹199.39 - ₹119.25
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Key Fundamentals
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Market Cap
2,983.27 Cr
EPS
-13.29
PB Ratio
1.11
Book Value
158.65
EBITDA
684.00
Dividend Yield
0.00 %
ROE Growth %
-
Debt to Equity
3.07
Analyst Rating and Forecast
- By Refinitiv from2 analysts
BUY
Analysts have suggested that investors can buy this stock
Buy
Buy+100.00 %
+100.00 %
Hold
Hold0.0 %
0.0 %
Sell
Sell0.0 %
0.0 %
Forecast For
Actual

Company News

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neutral
Muthoot Microfin issued a corrigendum to correct typographical errors in its earlier announcement regarding the outcome of its Debenture Issue and Allotment Committee meeting held on November 27, 2025. The committee approved the issuance of Non-Convertible Debentures worth Rs 450 crores on private placement basis, comprising two separate NCD issues - one for Rs 150 crores with face value of Rs 10,000 each and another for Rs 300 crores with face value of Rs 1,00,000 each.
neutral
Muthoot Microfin Limited has allotted 75,000 senior secured non-convertible debentures worth Rs 750 crores with a face value of Rs 10,000 each on private placement basis. The Series A debentures carry a 9.70% annual coupon rate with monthly payment schedule and 24-month tenure maturing on December 03, 2027.
positive
Muthoot Microfin Limited announced a Rs 450 crore capital raise through secured, rated, listed non-convertible debentures with coupon rates between 9.70% and 9.95% per annum. The funds will support onward lending, working capital needs, debt repayment/refinancing, and general corporate purposes, strengthening the company's medium-term capital base and lending capacity in the microfinance sector.
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Competitors
LTP
Market Cap (₹ Cr.)
P/E Ratio
Revenue (₹ Cr.)
YoY Revenue Growth %
Net Profit (₹ Cr.)
YoY Profit Growth %
RSI
1,277.30
#1 20,417.51
151.92
#1 5,756.10
11.28
#1 531
-32.40
39.98
174.98
#2 2,983.27
#3 -8.33
#3 2,564.40
#2 13.71
#3 -223
#5 -50.49
45.67
264.50
1,886.02
-1.23
2,424.10
-3.45
-1,035
-15.21
53.95
157.73
1,593.45
-1.60
2,368.90
-1.80
-1,225
#1 92.75
32.82
142.69
1,576.31
#1 11.60
2,601.90
#1 16.13
186
19.02
40.04

Automatic Screeners on ScanX

Growth Rate
Revenue Growth
13.71 %
Net Income Growth
-149.49 %
Cash Flow Change
208.68 %
ROE
-152.71 %
ROCE
-52.99 %
EBITDA Margin (Avg.)
-59.45 %

Yearly Financial Results

Annual Financials
2020
2021
2022
2023
2024
2025
TTM
Revenue
867
696
843
1,446
2,255
2,564
2,374
Expenses
543
369
417
658
772
1,880
1,924
EBITDA
324
327
426
789
1,483
684
450
Operating Profit %
37 %
46 %
50 %
54 %
66 %
27 %
18 %
Depreciation
14
19
21
27
35
43
44
Interest
291
299
340
549
866
930
880
Profit Before Tax
20
9
65
213
582
-289
-474
Tax
2
2
17
49
132
-66
-35
Net Profit
18
7
47
164
450
-223
-361
EPS in ₹
1.59
0.62
4.15
14.19
30.92
-13.29
-21.10

Balance Sheet

Balance Sheet
2020
2021
2022
2023
2024
2025
Total Assets
4,092
4,184
5,592
8,529
11,590
10,857
Fixed Assets
109
110
121
172
215
223
Current Assets
1,419
770
1,067
1,262
2,043
1,446
Capital Work in Progress
0
0
0
0
0
0
Investments
0
0
0
63
47
354
Other Assets
3,983
4,074
5,470
8,294
11,329
10,280
Total Liabilities
4,092
4,184
5,592
8,529
11,590
10,857
Current Liabilities
158
229
217
329
187
123
Non Current Liabilities
3,027
3,065
4,038
6,575
8,599
8,101
Total Equity
907
890
1,337
1,626
2,804
2,632
Reserve & Surplus
793
776
1,203
1,486
2,637
2,465
Share Capital
114
114
133
140
167
168

Cash Flow

Cash Flow
2019
2020
2021
2022
2023
2024
2025
Net Cash Flow
99
511
-662
187
54
174
-230
Investing Activities
-6
-66
-38
-74
-180
-225
-128
Operating Activities
-602
114
-704
-1,084
-2,333
-1,272
1,382
Financing Activities
707
463
80
1,344
2,567
1,671
-1,485

Share Holding

% Holding
Dec 2023
Mar 2024
Jun 2024
Sept 2024
Dec 2024
Mar 2025
Jun 2025
Sept 2025
Promoter
55.47 %
55.47 %
55.47 %
55.47 %
55.47 %
55.47 %
55.47 %
55.47 %
FIIs
22.76 %
26.28 %
26.56 %
25.86 %
25.80 %
25.47 %
23.41 %
23.26 %
DIIs
2.80 %
2.35 %
2.29 %
2.58 %
2.44 %
2.32 %
2.48 %
2.84 %
Government
0.00 %
0.00 %
0.00 %
0.00 %
0.00 %
0.00 %
0.00 %
0.00 %
Public / Retail
10.30 %
11.88 %
11.63 %
12.08 %
12.18 %
12.78 %
14.33 %
14.02 %
Others
8.67 %
4.02 %
4.06 %
4.02 %
4.11 %
3.97 %
4.32 %
4.42 %
No of Share Holders
2,32,602
1,86,088
1,70,261
1,62,575
1,61,655
1,58,976
1,58,221
1,52,290

Corporate Action

Record Date Corporate Action Information Announcement Day LTP at Annoucement LTP at Record Day
18 Jul 2024 ANNUAL GENERAL MEETING Annual General Meeting
NA
18 Jul 2024 241.70 244.80
05 Nov 2024 QUARTERLY RESULT ANNOUNCEMENT Quarterly Result Announcement
NA
05 Nov 2024 203.45 202.35
06 Feb 2025 QUARTERLY RESULT ANNOUNCEMENT Quarterly Result Announcement
NA
06 Feb 2025 170.15 162.84
08 May 2025 QUARTERLY RESULT ANNOUNCEMENT Quarterly Result Announcement
NA
08 May 2025 161.05 145.66
24 Jul 2025 ANNUAL GENERAL MEETING Annual General Meeting
NA
24 Jul 2025 145.66 175.40
11 Aug 2025 QUARTERLY RESULT ANNOUNCEMENT Quarterly Result Announcement
NA
11 Aug 2025 163.87 153.60
05 Nov 2025 QUARTERLY RESULT ANNOUNCEMENT Quarterly Result Announcement
NA
05 Nov 2025 170.41 168.50

Announcements

Announcement under Regulation 30 (LODR)-Meeting Updates8 days ago
Announcement under Regulation 30 (LODR)-Issue of Securities8 days ago
Announcement under Regulation 30 (LODR)-Allotment8 days ago
Announcement under Regulation 30 (LODR)-Press Release / Media ReleaseNov 28, 2025
Announcement under Regulation 30 (LODR)-Meeting UpdatesNov 27, 2025
Announcement under Regulation 30 (LODR)-Issue of SecuritiesNov 27, 2025
Announcement under Regulation 30 (LODR)-Analyst / Investor Meet - IntimationNov 25, 2025
Compliances-Reg. 50 (1) - Prior intimation about Board meeting under Regulation 50(1)Nov 24, 2025
Asset Liability Management (ALM) statementNov 14, 2025
Announcement under Regulation 30 (LODR)-Earnings Call TranscriptNov 11, 2025
Announcement under Regulation 30 (LODR)-Analyst / Investor Meet - IntimationNov 11, 2025
Announcement under Regulation 30 (LODR)-AllotmentNov 11, 2025
Announcement under Regulation 30 (LODR)-Analyst / Investor Meet - OutcomeNov 06, 2025
Announcement under Regulation 30 (LODR)-Newspaper PublicationNov 06, 2025
Announcement under Regulation 30 (LODR)-Investor PresentationNov 06, 2025
Announcement under Regulation 30 (LODR)-Investor PresentationNov 05, 2025
Announcement under Regulation 30 (LODR)-Code of Conduct under SEBI (PIT) Regulations 2015Nov 05, 2025
Announcement under Regulation 30 (LODR)-Press Release / Media ReleaseNov 05, 2025
Board Meeting Outcome for Outcome Of Board MeetingNov 05, 2025
Announcement under Regulation 30 (LODR)-Issue of SecuritiesNov 04, 2025
Update on board meetingOct 30, 2025
Announcement under Regulation 30 (LODR)-Issue of SecuritiesOct 29, 2025
Announcement under Regulation 30 (LODR)-Meeting UpdatesOct 29, 2025
Compliances-Reg. 50 (1) - Prior intimation about Board meeting under Regulation 50(1)Oct 24, 2025
Announcement under Regulation 30 (LODR)-Analyst / Investor Meet - IntimationOct 24, 2025
Announcement under Regulation 30 (LODR)-Credit RatingOct 23, 2025
Asset Liability Management (ALM) statementOct 16, 2025
Clarification On Spurt In VolumeOct 14, 2025
Clarification sought from Muthoot Microfin LtdOct 14, 2025
Announcement under Regulation 30 (LODR)-AllotmentOct 09, 2025
Certificate from CEO/CFOOct 09, 2025
Compliances-Half Yearly Report (SEBI Circular No. CIR/IMD/DF-1/67/2017) Oct 09, 2025
Compliances-Reg. 50 (1) - Prior intimation about Board meeting under Regulation 50(1)Oct 08, 2025
Board Meeting Intimation for Approval Of The Unaudited Financial Results For The Quarter Ended September 30 2025Oct 08, 2025
Compliances-Certificate under Reg. 74 (5) of SEBI (DP) Regulations 2018Oct 07, 2025
Announcement under Regulation 30 (LODR)-Meeting UpdatesOct 03, 2025
Compliances-Reg. 50 (1) - Prior intimation about Board meeting under Regulation 50(1)Sep 26, 2025
Announcement under Regulation 30 (LODR)-Credit RatingSep 26, 2025
Closure of Trading WindowSep 25, 2025
Announcement under Regulation 30 (LODR)-AllotmentSep 23, 2025
Announcement under Regulation 30 (LODR)-Issue of SecuritiesSep 17, 2025
Announcement under Regulation 30 (LODR)-Meeting UpdatesSep 17, 2025
Compliances-Reg. 50 (1) - Prior intimation about Board meeting under Regulation 50(1)Sep 12, 2025
Announcement under Regulation 30 (LODR)-AllotmentSep 12, 2025
Announcement under Regulation 30 (LODR)-Analyst / Investor Meet - IntimationSep 08, 2025
Announcement under Regulation 30 (LODR)-Issue of SecuritiesSep 03, 2025
Compliances-Reg. 50 (1) - Prior intimation about Board meeting under Regulation 50(1)Aug 29, 2025
Compliances-Reg. 50 (1) - Prior intimation about Board meeting under Regulation 50(1)Aug 29, 2025
Announcement under Regulation 30 (LODR)-Analyst / Investor Meet - IntimationAug 20, 2025
Announcement under Regulation 30 (LODR)-Earnings Call TranscriptAug 19, 2025

Mutual Fund Holdings

Technical Indicators

RSI(14)
Neutral
47.04
ATR(14)
Less Volatile
7.17
STOCH(9,6)
Neutral
24.45
STOCH RSI(14)
Oversold
0.00
MACD(12,26)
Bearish
-1.46
ADX(14)
Strong Trend
27.74
UO(9)
Bearish
38.50
ROC(12)
Downtrend And Accelerating
-2.65
WillR(14)
Neutral
-71.90