Moneyboxx Finance has opened a new branch office in Peenya, Bangalore, Karnataka, expanding its operational network in the state. The branch is located at Site No-36, Plot No 3B, 3rd Floor, KIADB Main Road, Opp BWSSB Office, Peenya, 2ND Phase, Peenya Bangalore - 560058.

Expansion Details

The new office in Peenya serves as the latest point of operations for Moneyboxx Finance Limited. This opening follows the company's previous expansion in Ramnagara, Karnataka.

Regulatory Compliance

The intimation regarding the opening of the branch was submitted on June 01, 2026, in accordance with Regulation 30 and other applicable regulations of the SEBI (Listing Obligation and Disclosure Requirements) Regulations 2015. The information will be hosted on the company's official website.

Moneyboxx Finance Limited reported a net profit of ₹1.34 crore for the financial year ended March 31, 2026, marking a 7.4% increase from ₹1.25 crore in the previous year. Revenue from operations for the year grew 16.5% to ₹232.13 crore, driven primarily by interest income and net gains on the derecognition of financial instruments. The Board of Directors approved the audited standalone financial results at its meeting held on May 28, 2026. The company subsequently submitted copies of the newspaper publication of these results to the National Stock Exchange of India Ltd and BSE Limited on May 29, 2026, as published in Financial Express and Jansatta.

For the quarter ended March 31, 2026, the company posted a profit after tax of ₹0.47 crore, a significant turnaround from the loss of ₹5.29 crore recorded in the same period last year. Total income for the quarter stood at ₹63.23 crore, compared to ₹52.14 crore in the corresponding quarter of the previous year. The statutory auditors, M/s Gaur & Associates, issued an unmodified opinion on the financial statements.

Strategic Transformation

The company executed a successful pivot to secured lending during the year. Secured disbursements accounted for 67% in FY26, up from 49% in FY25. Consequently, the secured book comprised 68% of Assets Under Management (AUM) as of March 26, 2026, compared to 45% in the previous year. Moneyboxx is targeting approximately 80% secured AUM by March 2027. The overall AUM for FY26 stood at ₹893 crore.

Financial Performance

The company's asset base expanded during the year, with total assets reaching ₹995.32 crore as of March 31, 2026, up from ₹938.77 crore a year earlier. Loans and advances constituted the largest portion of assets at ₹688.44 crore. The net worth of the company improved to ₹296.23 crore, bolstered by a preferential allotment of equity shares aggregating ₹33.44 crore in March 2026.

Operational Efficiency

Moneyboxx improved its asset quality, with Gross Non-Performing Assets (GNPA) reducing to 3.59% as of March 26, 2026, from 6.61% in the previous year. The Net Interest Margin (NIM) stood at 13.9%, while the cost of funds declined to an average of 12.7%. The company also strengthened its technology stack, rolling out an in-house Loan Origination System (Moneyboxx One) in May 2026 and deploying AI-supported underwriting models to enhance efficiency.

Corporate Developments

The Board approved a proposal for the restructuring of Group Companies to rationalize the group structure and streamline operations. Additionally, the company forfeited ₹28.23 crore of upfront subscription money received against the allotment of convertible warrants in September 2024, as warrant holders did not exercise their conversion option within the prescribed period. The trading window for dealing in the company's securities will remain closed until 48 hours after the declaration of these financial results.