Moneyboxx Finance Limited has demonstrated consistent improvement in collection efficiency across its loan portfolio for the period ended March 2026. The non-banking financial company, which focuses on empowering MSMEs in semi-urban and rural India, reported these updates under SEBI regulations regarding business performance disclosures.

Overall Collection Performance Shows Steady Growth

The company's collection efficiency metrics reveal a positive trajectory across all quarters of FY26. The overall collection efficiency improved significantly from the beginning of the fiscal year, showing the effectiveness of the company's collection strategies.

Secured Loans Outperform Unsecured Portfolio

Secured loans consistently demonstrated superior collection efficiency throughout the reporting period. The secured loan portfolio achieved 96.8% collection efficiency in Q3 FY26, representing a 2.2 percentage point improvement from Q1 FY26. This performance reflects the lower risk profile typically associated with collateral-backed lending.

Unsecured loans, while showing lower absolute numbers, displayed substantial improvement with collection efficiency rising from 88.1% in Q1 FY26 to 92.2% in Q3 FY26. This 4.1 percentage point improvement indicates effective collection strategies for higher-risk lending segments.

Bounce Cases Decline Significantly

The company reported a notable reduction in bounce cases within the X bucket category during the second half of FY26. Bounce cases decreased from 22.0 thousand in October 2025 to 18.6 thousand in March 2026, despite some monthly fluctuations.

Resolution Rates Improve Across Delinquency Buckets

The company achieved remarkable improvements in resolution rates across different delinquency categories. The X bucket maintained consistently high resolution rates, improving from 98.2% in September 2025 to 99.4% in March 2026.

More significantly, longer delinquency buckets showed substantial recovery improvements:

31-60 Days Bucket Performance:

• September 2025: 42.9% resolution rate
• March 2026: 71.1% resolution rate
• Improvement: 28.2 percentage points

61-90 Days Bucket Performance:

• September 2025: 40.6% resolution rate
• March 2026: 75.9% resolution rate
• Improvement: 35.3 percentage points

These improvements in longer delinquency buckets indicate enhanced collection processes and better customer engagement strategies for accounts requiring intensive recovery efforts. The company's focus on MSME lending in semi-urban and rural markets appears to be supported by effective collection mechanisms and customer relationship management.

Moneyboxx Finance Limited has filed a revised disclosure under SEBI Takeover Regulations regarding the creation of pledges by its promoters. The company, listed on both BSE and NSE, submitted the disclosure on March 18, 2026, detailing pledge arrangements made by promoters Deepak Aggarwal and Mayur Modi.

Promoter Share Pledge Details

Both promoters have pledged identical amounts of their shareholdings to Mufin Finance Limited for loan purposes. The pledge creation occurred on different dates for each promoter, with specific terms outlined in the regulatory filing.

Regulatory Compliance Framework

The disclosure was made in accordance with Regulation 31(1) of the Securities and Exchange Board of India (Substantial Acquisition of Shares and Takeovers) Regulations, 2011. This regulation mandates timely reporting of any encumbrance creation on promoter shareholdings.

Key Disclosure Parameters

• Reporting Date: March 10, 2026
• Type of Encumbrance: Pledge
• Purpose: Loan arrangement
• Diluted Share Capital Impact: 4.2% for each promoter's total holding

Share Capital Context

The pledged shares represent a portion of each promoter's substantial holdings in Moneyboxx Finance Limited. Both Deepak Aggarwal and Mayur Modi maintain identical shareholding patterns, with each holding 25.95 lakh shares representing 3.72% of the company's total share capital.

The disclosure was signed by Deepak Aggarwal in his capacity as Director (DIN: 03140334) from Gurugram and submitted to both BSE Limited and National Stock Exchange of India Limited as per regulatory requirements.