Karur Vysya Bank will conduct a series of institutional investor and analyst meetings across Asia in mid-August 2026. The bank disclosed the schedule under Regulation 30(6) of the SEBI (Listing Obligations and Disclosure Requirements) Regulations, 2015, notifying the National Stock Exchange of India Ltd and BSE Ltd on August 5, 2026. These engagements are part of the Avendus Spark Institutional Equities - INDX-Asia Edition 2026 Investors Conference, providing a platform for dialogue with global market participants.

The meetings are structured as both physical group sessions and one-to-one interactions. The itinerary spans two key financial hubs, beginning in Hong Kong before moving to Singapore. This geographic spread allows the bank to engage with a diverse set of institutional stakeholders operating in different time zones and markets within the Asia-Pacific region.

Meeting Schedule

The detailed schedule for the investor interactions is as follows:

Srinivasarao Maddirala, Company Secretary and Compliance Officer, signed the disclosure. The bank noted that the schedule is subject to change due to exigencies or unforeseen circumstances involving either the bank or the participating attendees. Any modifications will be communicated promptly to the stock exchanges.

Disclosure Protocols

Karur Vysya Bank emphasized strict adherence to information disclosure norms during these conferences. The bank stated that it will refer only to publicly available documents for discussions. Crucially, the disclosure confirms that no Unpublished Price Sensitive Information (UPSI) or material information is proposed to be shared during the conference or meets. This ensures compliance with insider trading regulations and maintains a level playing field for all investors.

Karur Vysya Bank reported a 45% year-on-year increase in net profit to ₹756 crore for the quarter ended June 30, 2026, driven by a 17.13% surge in advances which crossed ₹1 trillion to reach ₹1,04,680 crore. The bank’s total business grew by 15.94% YoY to ₹2,27,267 crore, while Net Interest Income (NII) expanded 32% YoY to ₹1,423 crore. Management emphasized that the strong Q1 growth was front-loaded and cautioned against extrapolating this tempo for the full year, maintaining a cautious outlook for FY27.

Key Financial Highlights

The bank’s performance was marked by improved profitability metrics and robust balance sheet growth. A summary of the key financial figures is presented below:

Asset Quality and Provisions

Karur Vysya Bank’s asset quality remained stable, with the Gross Non-Performing Assets (GNPA) ratio at 0.74% and Net Non-Performing Assets (NNPA) ratio at 0.19% for the quarter ended June 30, 2026. Gross NPAs increased to ₹772 crore from ₹593 crore in the year-ago quarter, while Net NPAs rose to ₹196 crore from ₹170 crore. Gross slippages amounted to ₹138 crore, representing 0.13% of the loan book, sequentially lower from ₹187 crore in the prior quarter.

An allocation of ₹90 crore was made towards NPA migrations, standard assets, and restructured assets, resulting in a credit cost of 0.33% annualized. The bank retained a provision of ₹163 crore made in the previous quarter for sectors affected by geopolitical tensions, specifically citing exposure to textiles, ceramics, and logistics. Management noted that working capital utilization remained steady at 77-80%, with no signs of stress despite global uncertainties.

Capital Adequacy and Ratios

The bank maintained a strong capital position, with a Capital Adequacy Ratio (Basel III) of 18.61% as of June 30, 2026, compared to 17.36% in the prior year. Tier 1 capital improved to 17.98% from 15.58%. The Return on Assets (annualised) stood at 2.11%, while the Return on Equity was 20.24% for the quarter. The Net Interest Margin improved to 4.26%, an increase of 40 basis points YoY.

Management Guidance — Concall Update

During the post-results concall held on July 20, 2026, MD and CEO B. Ramesh Babu shared key guidance parameters for FY27. The bank’s overall outlook remains one of cautious and moderate growth. Management highlighted that while the full-year NIM guidance stands at 3.7% to 3.8%, the next quarter is expected to remain at 4% plus, subject to review at the end of September.

On asset quality, the bank guided for Gross NPA to remain below 1.5%, Net NPA below 1%, and slippage below 1% of the loan book. Credit growth is expected to be maintained at 1% to 2% above industry growth for the rest of the quarters. Management also noted that the fixed-rate loan book increased to 34% of the total book from 29% in March 2026, helping insulate yields against rate cuts. The audio recording of the conference call has been made available on the bank's website pursuant to Regulation 30(6) of SEBI (Listing Obligations and Disclosure Requirements) Regulations, 2015.