Karur Vysya Bank Q2FY27 Results: total business up 17.96% YoY to ₹2,39,710 crore
- Total business grew 17.96% YoY to ₹2,39,710 crore
- Advances increased 20.34% YoY to ₹1,11,587 crore
- Total deposits rose 15.96% YoY to ₹1,28,123 crore
- CASA balances expanded 15.41% YoY to ₹35,265 crore

*this image is generated using AI for illustrative purposes only.
Karur Vysya Bank reported its provisional Q2FY27 business performance, with total business growing 17.96% YoY to ₹2,39,710 crore, driven by strong expansion in both deposits and advances.
Q2FY27 business performance highlights
The bank's deposit base and loan book both recorded double-digit growth during the quarter. Total deposits rose 15.96% YoY to ₹1,28,123 crore, while advances climbed 20.34% YoY to ₹1,11,587 crore, reflecting broad-based momentum across the balance sheet. CASA balances also expanded 15.41% YoY to ₹35,265 crore.
The following table summarises the key business metrics for Q2FY27:
| Metric | As on Sep 30, 2026 | YoY change | As on Jun 30, 2026 | QoQ change |
|---|---|---|---|---|
| Total business | ₹2,39,710 crore | +17.96% | ₹2,27,267 crore | +5.48% |
| Total deposits | ₹1,28,123 crore | +15.96% | ₹1,22,587 crore | +4.52% |
| Advances | ₹1,11,587 crore | +20.34% | ₹1,04,680 crore | +6.60% |
| CASA | ₹35,265 crore | +15.41% | ₹33,777 crore | +4.41% |
What the numbers show
Advances growth at 20.34% YoY outpaced deposit growth of 15.96% YoY, indicating that the loan book expanded at a faster rate than the deposit base during Q2FY27. The combined total business of ₹2,39,710 crore reflects the aggregate of deposits and advances, with the advances-to-deposits ratio implying a relatively active deployment of the deposit base into lending. The quarter-on-quarter growth in advances (6.60%) also exceeded the growth in total deposits (4.52%), suggesting continued momentum in credit demand relative to liability accretion in the most recent quarter.
Historical Stock Returns for Karur Vysya Bank
| 1 Day | 5 Days | 1 Month | 6 Months | 1 Year | 5 Years |
|---|---|---|---|---|---|
| +0.14% | +0.25% | -6.00% | +12.39% | +54.21% | +714.75% |
How will the widening gap between advances and deposit growth impact Karur Vysya Bank's Net Interest Margin (NIM) in upcoming quarters?
What specific loan segments (retail, corporate, or SME) contributed most to the 20.34% YoY surge in advances?
Can the bank sustain this high credit growth rate without significantly increasing its cost of funds or relying on wholesale borrowings?

































