Karur Vysya Bank Q2FY27 Results: total business up 17.96% YoY to ₹2,39,710 crore

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Reviewed by
Suketu GScanX News Team
Key Highlights
  • Total business grew 17.96% YoY to ₹2,39,710 crore
  • Advances increased 20.34% YoY to ₹1,11,587 crore
  • Total deposits rose 15.96% YoY to ₹1,28,123 crore
  • CASA balances expanded 15.41% YoY to ₹35,265 crore
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Karur Vysya Bank reported its provisional Q2FY27 business performance, with total business growing 17.96% YoY to ₹2,39,710 crore, driven by strong expansion in both deposits and advances.

Q2FY27 business performance highlights

The bank's deposit base and loan book both recorded double-digit growth during the quarter. Total deposits rose 15.96% YoY to ₹1,28,123 crore, while advances climbed 20.34% YoY to ₹1,11,587 crore, reflecting broad-based momentum across the balance sheet. CASA balances also expanded 15.41% YoY to ₹35,265 crore.

The following table summarises the key business metrics for Q2FY27:

Metric As on Sep 30, 2026 YoY change As on Jun 30, 2026 QoQ change
Total business ₹2,39,710 crore +17.96% ₹2,27,267 crore +5.48%
Total deposits ₹1,28,123 crore +15.96% ₹1,22,587 crore +4.52%
Advances ₹1,11,587 crore +20.34% ₹1,04,680 crore +6.60%
CASA ₹35,265 crore +15.41% ₹33,777 crore +4.41%

What the numbers show

Advances growth at 20.34% YoY outpaced deposit growth of 15.96% YoY, indicating that the loan book expanded at a faster rate than the deposit base during Q2FY27. The combined total business of ₹2,39,710 crore reflects the aggregate of deposits and advances, with the advances-to-deposits ratio implying a relatively active deployment of the deposit base into lending. The quarter-on-quarter growth in advances (6.60%) also exceeded the growth in total deposits (4.52%), suggesting continued momentum in credit demand relative to liability accretion in the most recent quarter.

Historical Stock Returns for Karur Vysya Bank

1 Day5 Days1 Month6 Months1 Year5 Years
+0.14%+0.25%-6.00%+12.39%+54.21%+714.75%

How will the widening gap between advances and deposit growth impact Karur Vysya Bank's Net Interest Margin (NIM) in upcoming quarters?

What specific loan segments (retail, corporate, or SME) contributed most to the 20.34% YoY surge in advances?

Can the bank sustain this high credit growth rate without significantly increasing its cost of funds or relying on wholesale borrowings?

Karur Vysya Bank MD, CFO participate in Nuvama investor forum

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Reviewed by
Suketu GScanX News Team
Key Highlights
  • Karur Vysya Bank leadership met institutional investors on September 28, 2026
  • MD B Ramesh Babu and CFO G V Ramaswamy attended the Nuvama Emerging India CEO Forum
  • No Unpublished Price Sensitive Information (UPSI) was shared during the meetings
  • Disclosure made under Regulation 30(6) of SEBI LODR Regulations, 2015
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*this image is generated using AI for illustrative purposes only.

Karur Vysya Bank top management engaged with institutional investors and analysts during the Nuvama Emerging India CEO Forum held on September 28, 2026. The interaction served as a platform for the bank's leadership to discuss public domain information with market participants.

Managing Director and Chief Executive Officer B Ramesh Babu and Chief Financial Officer G V Ramaswamy represented the bank at both the physical group meet and one-to-one sessions. This participation followed an earlier intimation dated September 23, 2026, regarding the bank's involvement in the forum.

Disclosure Compliance

The bank confirmed that no Unpublished Price Sensitive Information (UPSI) was shared or discussed during these interactions. All exchanges were restricted to information already available in the public domain. This disclosure is made pursuant to Regulation 30(6) of the SEBI (Listing Obligations and Disclosure Requirements) Regulations, 2015.

The event aligns with best practices outlined in the NSE's Guidance Note on disclosures pertaining to analysts and institutional investor meets, dated July 29, 2022. The bank filed this voluntary disclosure to ensure transparency in its communication with the investment community.

Historical Stock Returns for Karur Vysya Bank

1 Day5 Days1 Month6 Months1 Year5 Years
+0.14%+0.25%-6.00%+12.39%+54.21%+714.75%

How might the insights shared at the Nuvama Emerging India CEO Forum influence Karur Vysya Bank's institutional investor base and stock liquidity in the upcoming quarter?

What specific strategic priorities for the bank's growth trajectory were likely highlighted by MD B Ramesh Babu to differentiate it from other emerging India banks?

Will the enhanced engagement with analysts lead to revised consensus estimates for Karur Vysya Bank's net interest margin or asset quality metrics?

More News on Karur Vysya Bank

1 Year Returns:+54.21%