Indian Bank Submits Business Responsibility and Sustainability Report for FY 2025-26
Indian Bank filed its BRSR for FY 2025-26, reporting a turnover of ₹77,441.29 crore and net worth of ₹65,627.59 crore. The bank operates 6,568 domestic locations and has a total workforce of 40,928 employees. CSR spending amounted to ₹2,151.63 lakhs across five focus areas. The BRSR Core KPIs received Reasonable Assurance from FAP Solutions Private Limited.
*this image is generated using AI for illustrative purposes only.
Indian Bank has filed its Business Responsibility and Sustainability Report (BRSR) for the financial year 2025-26 with BSE Limited and the National Stock Exchange of India Limited, in compliance with SEBI (Listing Obligations and Disclosure Requirements) Regulations, 2015. The report, signed by AGM and Company Secretary Dina Nath Kumar on May 23, 2026, is also available on the bank's website.
Key Financial and Operational Highlights
The bank reported a total turnover of ₹77,441.29 crore (domestic: ₹74,938.06 crore) and a net worth of ₹65,627.59 crore for FY 2025-26. The paid-up capital stood at ₹1,346.96 crore. The bank's banking products and services contribute 100% of its total turnover, with an NIC code of 64191.
The following table summarises key financial parameters disclosed in the BRSR:
| Parameter: | Details |
|---|---|
| Turnover: | ₹77,441.29 crore |
| Domestic Turnover: | ₹74,938.06 crore |
| Net Worth: | ₹65,627.59 crore |
| Paid-up Capital: | ₹1,346.96 crore |
Operational Footprint
Indian Bank operates 6,001 branches and 567 offices and processing centres across India, totalling 6,568 locations. Internationally, the bank has three branches and one IFSC Banking Unit (IBU) at GIFT City, Gandhinagar, Gujarat. The bank serves customers across 34 states and union territories domestically and is present in two countries internationally.
Workforce and Diversity
As of the end of FY 2025-26, the bank's total permanent employee strength stood at 40,909, comprising 28,490 male (69.64%) and 12,419 female (30.35%) employees. Including other-than-permanent employees, the total workforce was 40,928. The bank also has 1,210 differently abled permanent employees.
The following table presents employee turnover rates across financial years:
| Category: | FY 26 (Total) | FY 25 (Total) | FY 24 (Total) |
|---|---|---|---|
| Permanent Employees: | 4.04% | 3.89% | 3.93% |
The Board of Directors comprised 11 members, of whom 2 (18.18%) are women. Among Key Managerial Personnel, 1 out of 5 (20%) is a woman.
CSR Activities
Although CSR under Section 135 of the Companies Act, 2013 is not applicable to the bank, Indian Bank voluntarily spent ₹2,151.63 lakhs on CSR activities in FY 2025-26 across five focus areas. The breakdown is as follows:
| CSR Activity: | Amount (₹ Lakhs) |
|---|---|
| Inclusive Growth: | 185.60 |
| Financial Literacy & Enhancing Vocational Skills: | 1,443.84 |
| Green Initiatives and Environmental Sustainability: | 59.23 |
| Gender Equality and Women Empowerment: | 15.83 |
| Health and Wellness: | 197.63 |
| Others: | 249.50 |
| Total: | 2,151.63 |
Environmental Metrics
The bank's total energy consumption for FY 2025-26 was 671,026.49 gigajoules, of which 6,431.04 gigajoules were from renewable sources and 664,595.45 gigajoules from non-renewable sources. Total Scope 1 emissions were 5,868.43 metric tonnes CO2e and total Scope 2 emissions were 121,963.58 metric tonnes CO2e. Total water consumption stood at 5,14,581.26 kilolitres. Total waste generated was 791.18 metric tonnes.
Subsidiaries and Associates
The bank has seven holding/subsidiary/associate/joint venture entities, including Ind Bank Merchant Banking Services Ltd. (subsidiary, 64.84% stake), Ind Bank Housing Ltd. (subsidiary, 51.00% stake), Indbank Global Support Services Ltd. (subsidiary, 100.00% stake), Tamilnadu Grama Bank (associate, 35.00% stake), Puducherry Grama Bank (associate, 35.00% stake), Universal Sampo General Insurance Bank Ltd. (joint venture, 28.52% stake), and ASREC (India) Ltd. (joint venture, 38.27% stake).
Assurance
The BRSR Core Key Performance Indicators have received a Reasonable Assurance from FAP Solutions Private Limited, in accordance with ISAE 3000 (Revised) and ISAE 3410 standards, for the financial year ended March 31, 2026.
Historical Stock Returns for Indian Bank
| 1 Day | 5 Days | 1 Month | 6 Months | 1 Year | 5 Years |
|---|---|---|---|---|---|
| +0.85% | -0.70% | -10.33% | -3.03% | +37.27% | +488.70% |
How does Indian Bank plan to reduce its heavy reliance on non-renewable energy sources, given that renewable energy accounts for less than 1% of its total consumption, and what are its net-zero or carbon reduction targets for the coming years?
With female representation at only 18.18% on the Board and 30.35% in the overall workforce, what specific initiatives is Indian Bank planning to improve gender diversity at leadership levels in line with evolving SEBI and RBI governance expectations?
Given Indian Bank's limited international presence of just three branches and one IBU, are there strategic plans to expand its global footprint, particularly in high-growth markets, to diversify revenue beyond its 96.8% domestic turnover concentration?
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