Indian Bank has made the audio and video recording of its post-earnings conference call with analysts and investors available to the public through its official website. The bank communicated this development to both the National Stock Exchange of India and BSE Limited on April 29, 2026.

Regulatory Compliance and Communication

The notification was issued under reference number ISC/36/2026-27 and serves as a continuation of the bank's earlier communication dated April 22, 2026. The earlier letter, numbered ISC/24/2026-27, had informed the stock exchanges about the scheduled analyst and investor conference call meeting.

Public Access to Recording

The audio and video recording of the conference call has been made accessible through the bank's official website. Stakeholders can access the recording through the dedicated section for audio-video recording concall transcripts on the bank's web portal.

Stock Exchange Notification

The communication was addressed to both major Indian stock exchanges where the bank's shares are listed. The notification ensures compliance with transparency requirements under SEBI's listing obligations and disclosure regulations.

The notification was signed by Dina Nath Kumar, who serves as the Assistant General Manager and Company Secretary of Indian Bank. The digital signature was applied on April 29, 2026, at 20:47:33 IST, ensuring the authenticity of the communication.

Indian Bank has announced the outcome of its board meeting held on April 29, 2026, where directors approved the audited financial results for the fourth quarter and financial year ended March 31, 2026, along with significant corporate actions including dividend recommendation and capital raising plans.

Board Meeting Outcomes and Key Approvals

The board of directors approved several crucial resolutions during their meeting on April 29, 2026:

Outstanding FY26 Financial Performance

The bank demonstrated exceptional performance across key financial metrics for the complete financial year 2026:

Q4FY26 Quarterly Performance Highlights

The fourth quarter results showcased consistent growth momentum with net profit reaching ₹3,103 crore, marking a 4.97% year-on-year increase from ₹2,956 crore in Q4FY25. Operating profit grew by 5.32% to ₹5,286 crore, while net interest income surged 11.27% to ₹7,109 crore.

Asset Quality and Business Growth Metrics

The bank achieved significant improvements in asset quality parameters with gross advances increasing by 13.43% year-on-year to ₹6,67,113 crore in March 2026. The GNPA ratio improved substantially to 1.98% from 3.09% in the previous year, while the provision coverage ratio strengthened to 98.28%.

Capital Raising Strategy and Previous Approvals

Notably, the bank had similar approval for raising equity capital during FY 2025-26, but did not approach the market during that period. The current approval provides flexibility to raise funds through various modes including Qualified Institutional Placement, Follow-on Public Offering, Rights Issue, or combinations thereof, aggregating up to ₹5000 crore including premium.

Digital Banking and Operational Excellence

The bank generated business worth ₹2,72,302 crore through digital channels in FY26, with mobile banking users growing 22% year-on-year to 2.36 crore. The domestic CASA ratio stood at 39.67% as of March 31, 2026, while the cost of deposits reduced by 27 basis points to 4.83%.

Source: None/Company/INE562A01011/52896c766f0c42bc.pdf