Indian Bank has submitted its mandatory statement of debt securities to the National Stock Exchange and BSE Limited, disclosing outstanding bonds worth ₹16,000 crore as on March 31, 2026. The filing, dated April 9, 2026, was made in compliance with SEBI Master Circular No. SEBI/HO/DDHS/DDHS-PoD/P/CIR/2025/0000000137 dated October 15, 2025.

Outstanding Bond Portfolio Details

The bank's debt securities portfolio comprises four distinct bond issues, all of which remain fully outstanding with no redemptions reported during the period.

Bond Characteristics and Terms

All four bond issues share common structural features including annual coupon payment frequency and absence of embedded options. The coupon rates range from 7.12% to 8.15% per annum, reflecting market conditions at the time of respective issuances.

The oldest bond in the portfolio, issued on January 25, 2017, carries the highest coupon rate of 8.15% and is scheduled to mature on January 25, 2027. The three recent issues from 2024 and 2026 carry lower coupon rates, with the October 2024 issue offering the lowest rate of 7.12% per annum.

Recent Debt Issuance Activity

The bank completed its most recent bond issuance on March 24, 2026, raising ₹5,000 crore through 10-year bonds with a coupon rate of 7.15% per annum. This issue, along with two other ₹5,000 crore bonds issued in September and October 2024, represents the bank's significant debt fundraising activities.

Regulatory Compliance

The statement was filed by AGM & Company Secretary Dina Nath Kumar in accordance with Chapter VIII specifications related to ISIN for debt securities under the SEBI Master Circular. The disclosure covers the half-year period of FY 2025-26 ended March 31, 2026, and has been submitted to both NSE and BSE for information, record, and dissemination purposes.

Indian Bank has announced significant growth projections for its deposit portfolio, indicating strong momentum in its core banking operations. The public sector bank expects substantial expansion across both domestic and global deposit segments.

Domestic Deposit Growth Projections

The bank's domestic deposit base is expected to reach impressive levels, with projections showing continued upward trajectory in customer deposit mobilization.

Global Deposit Portfolio Expansion

Beyond domestic markets, Indian Bank's global deposit projections demonstrate the institution's expanding international presence. The projected growth from ₹8.2 trillion to ₹9.3 trillion in global deposits reflects the bank's strengthening position in overseas markets and its ability to attract deposits from international customers.

Growth Trajectory Analysis

The projected increases indicate robust performance across both market segments. The domestic deposit growth represents a substantial year-on-year expansion, while the global deposit projections show even stronger momentum with a larger absolute increase. These projections suggest effective deposit mobilization strategies and improved market positioning for the bank.

The growth in deposit base typically indicates enhanced customer trust and the bank's successful efforts in expanding its customer base while retaining existing depositors across domestic and international markets.