ESAF Small Finance Bank files BRSR for FY26
ESAF Small Finance Bank filed its Business Responsibility and Sustainability Report for FY26, disclosing ESG performance and assurance.
*this image is generated using AI for illustrative purposes only.
ESAF Small Finance Bank filed its Business Responsibility and Sustainability Report (BRSR) for the financial year 2025-26 with the stock exchanges. The report details the bank's environmental, social, and governance (ESG) performance, including a turnover of ₹43,48,23,07,824.57 and a net worth of ₹19,45,01,19,966.00. The filing confirms that the bank operates on a standalone basis and has received limited assurance from M/s SustainedEDGE Business Solutions Pvt. Ltd for its disclosures.
Operational and Financial Overview
The bank reported that its primary business activity is banking, accounting for 100% of its turnover. As of March 31, 2026, the bank operated 839 offices, comprising 804 retail branches and 35 other offices, across 26 states and 2 union territories. The bank focuses on financial inclusion, with women constituting 78% of its customer base.
Employee Statistics and Diversity
The total workforce stood at 10,994 employees, comprising 8,797 permanent and 2,197 other-than-permanent staff. Women represented 33% of the total workforce. The board of directors included 8 members, with female representation at 12.5%. The bank reported a turnover rate for permanent employees of 29.35% for FY26.
| Employee Category | Total | Male | Female |
|---|---|---|---|
| Permanent Employees | 8797 | 5767 | 3030 |
| Other than Permanent | 2197 | 1600 | 597 |
| Total Employees | 10994 | 7367 | 3627 |
Environmental Impact
The bank disclosed its energy consumption for FY26, totaling 35,598.19 Giga Joules (GJ), with renewable sources accounting for 649.13 GJ. Total greenhouse gas emissions (Scope 1 and 2) were 6,725.73 metric tonnes of CO2 equivalent. Water consumption was reported at 1,16,347.85 kilolitres. The bank generated 249.5 metric tonnes of non-hazardous waste during the year.
| Parameter | 2025-26 |
|---|---|
| Total Energy Consumed (GJ) | 35598.19 |
| Renewable Energy (GJ) | 649.13 |
| Total GHG Emissions (MT CO2e) | 6725.73 |
| Water Consumption (KL) | 116347.85 |
| Total Waste Generated (MT) | 249.5 |
Governance and Assurance
The Corporate Social Responsibility and Sustainability Committee of the Board oversees the bank's ESG initiatives. The bank has adopted a four-year ESG roadmap for 2023-2027. M/s SustainedEDGE Business Solutions Pvt. Ltd provided Type 2 Moderate/Limited Assurance for the BRSR disclosures, confirming adherence to SEBI requirements and AA1000AS v3 principles.
Historical Stock Returns for ESAF Small Finance Bank
| 1 Day | 5 Days | 1 Month | 6 Months | 1 Year | 5 Years |
|---|---|---|---|---|---|
| +2.77% | +2.71% | +3.23% | +30.66% | +9.15% | -47.30% |
How does ESAF Small Finance Bank plan to increase its renewable energy consumption from the current 1.8% to meet its 2027 ESG roadmap targets?
What specific strategies will the bank implement to reduce the high permanent employee turnover rate of 29.35% reported in FY26?
Will the bank introduce initiatives to improve female representation on the board of directors beyond the current 12.5%?
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