ESAF Small Finance Bank filed its Business Responsibility and Sustainability Report (BRSR) for the financial year 2025-26 with the stock exchanges. The report details the bank's environmental, social, and governance (ESG) performance, including a turnover of ₹43,48,23,07,824.57 and a net worth of ₹19,45,01,19,966.00. The filing confirms that the bank operates on a standalone basis and has received limited assurance from M/s SustainedEDGE Business Solutions Pvt. Ltd for its disclosures.

Operational and Financial Overview

The bank reported that its primary business activity is banking, accounting for 100% of its turnover. As of March 31, 2026, the bank operated 839 offices, comprising 804 retail branches and 35 other offices, across 26 states and 2 union territories. The bank focuses on financial inclusion, with women constituting 78% of its customer base.

Employee Statistics and Diversity

The total workforce stood at 10,994 employees, comprising 8,797 permanent and 2,197 other-than-permanent staff. Women represented 33% of the total workforce. The board of directors included 8 members, with female representation at 12.5%. The bank reported a turnover rate for permanent employees of 29.35% for FY26.

Environmental Impact

The bank disclosed its energy consumption for FY26, totaling 35,598.19 Giga Joules (GJ), with renewable sources accounting for 649.13 GJ. Total greenhouse gas emissions (Scope 1 and 2) were 6,725.73 metric tonnes of CO2 equivalent. Water consumption was reported at 1,16,347.85 kilolitres. The bank generated 249.5 metric tonnes of non-hazardous waste during the year.

Governance and Assurance

The Corporate Social Responsibility and Sustainability Committee of the Board oversees the bank's ESG initiatives. The bank has adopted a four-year ESG roadmap for 2023-2027. M/s SustainedEDGE Business Solutions Pvt. Ltd provided Type 2 Moderate/Limited Assurance for the BRSR disclosures, confirming adherence to SEBI requirements and AA1000AS v3 principles.

Source: https://lodr-files.dhan.co/lodr-inputs/Company/INE818W01011/1f27f79457454882.pdf

esaf small finance bank has scheduled its Tenth Annual General Meeting (AGM) for Friday, August 14, 2026, at 03:00 P.M. IST. The meeting will be conducted through Video Conferencing (VC) or Other Audio Visual Means (OAVM) in compliance with the Companies Act, 2013, and SEBI (Listing Obligations and Disclosure Requirements) Regulations, 2015. The facility for the meeting is being provided by National Securities Depository Limited (NSDL).

The cut-off date to determine the entitlement of members to attend the AGM through VC or OAVM and for e-voting is August 7, 2026. The Bank will dispatch or disseminate the Annual Report for 2025-26, comprising the standalone audited financial statements, Directors' Report, and Auditors' Report, along with the Notice convening the AGM. These documents will be sent electronically to members whose email addresses are registered with the Bank or Depository Participant.

Key AGM Details

The Notice of the AGM and the Annual Report will be available on the Bank's website at www.esaf.bank.in and on the websites of BSE Limited and National Stock Exchange of India Limited. Members whose email addresses are not registered may request updates through the Registrar & Transfer Agent, MUFG Intime India Private Limited.