ESAF Small Finance Bank
31.21
+0.06(+0.19%)
Market Cap₹1,608.60 Cr
PE Ratio19.65
IndustryBanks
Company Performance:
1D+0.19%
1M-12.06%
6M-13.16%
1Y-38.94%
5Y-54.80%
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Latest news about ESAF Small Finance Bank
ESAF Small Finance Bank Appoints New Director, Grants Stock Options, and Announces Executive Retirement 9 days ago
ESAF Small Finance Bank has made three key announcements. First, George Ittan Maramkandathil has been appointed as a Non-Executive Director for a three-year term starting November 18, 2025, subject to shareholder approval. Second, the bank has granted 9,55,949 stock options to eligible employees under its ESAF Employee Stock Option Scheme 2019, with an exercise price of Rs. 10.00 per option and a one-year vesting period. Lastly, Hemant Kumar Tamta, Executive Vice President - Assets, will complete his employment contract on July 31, 2025.
ESAF Small Finance Bank Reports Mixed Financial Performance Jul 07, 2025
ESAF Small Finance Bank Reports Mixed Q1 FY2026 Results: Deposits Up, Advances Down Jul 04, 2025
ESAF Small Finance Bank Sells Rs 733 Crore Bad Loan Portfolio for Rs 73 Crore Jun 30, 2025
ESAF Small Finance Bank to Offload Rs 735 Crore Bad Loans, Partners with Maruti Suzuki Jun 19, 2025
More news about ESAF Small Finance Bank
18Jun 25
ESAF Small Finance Bank to Sell ₹735 Crore in NPAs and Written-Off Loans
ESAF Small Finance Bank has approved the sale of non-performing assets (NPAs) and written-off loans worth ₹735 crore to an Asset Reconstruction Company (ARC). This strategic move aims to clean up the bank's balance sheet and potentially enhance its financial performance. The sale is expected to improve asset quality, increase financial stability, allow focus on core business activities, and potentially boost profitability. This decision comes in the context of the bank's recent financial performance, which showed significant year-on-year growth in total assets, current assets, total equity, revenue, net profit, and EBITDA.
19May 25
ESAF Small Finance Bank Reports Widening Q4 Losses Amidst Revenue Decline
ESAF Small Finance Bank's Q4 results show a net loss of ₹183.20 crore, up 323.09% year-over-year. Revenue declined 10.84% to ₹893.40 crore. GNPA ratio improved slightly to 6.87%, while NNPA ratio increased marginally to 2.99%. Operating profit fell 77.02% to ₹73.50 crore. Despite Q4 challenges, annual performance for FY 2024 showed positive trends with revenue up 35.61% to ₹4,260.30 crore and net profit increasing 40.79% to ₹425.60 crore.
16May 25
ESAF Small Finance Bank Reports Third Consecutive Quarterly Loss Amid Microfinance Stress
ESAF Small Finance Bank posted a net loss of Rs 183.00 crore in Q4, marking its third consecutive quarterly loss. The bank's annual loss stood at Rs 521.00 crore, compared to a profit of Rs 426.00 crore in the previous fiscal year. The Gross Non-Performing Assets (GNPA) ratio slightly improved to 6.87% from 6.96% quarter-on-quarter but remains higher than the 4.76% reported a year ago.
17Mar 25
ESAF Small Finance Bank Faces Negative Outlook Amid Asset Quality Concerns
CARE Ratings has revised ESAF Small Finance Bank's outlook from 'Stable' to 'Negative' on its tier 2 bonds due to deteriorating asset quality and profitability issues. The bank's gross non-performing assets rose to 6.96% in December 2024, up from 4.76% in March 2024. ESAF SFB reported net losses in Q2 and Q3 of FY25, with a 9MFY25 net loss of ₹338.00 crore. Despite challenges, the bank maintains a strong capital position with a Capital Adequacy Ratio of 22.70%. ESAF SFB is diversifying its portfolio, increasing secured loans to 43.40% of total loans and reducing microfinance exposure to 56.60%.
ESAF Small Finance Bank
31.21
+0.06
(+0.19%)
1 Year Returns:-38.94%