ESAF Small Finance Bank Total Business Crosses ₹50,000 Crore Mark

1 min read     Updated on 12 Jun 2026, 09:47 AM
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ESAF Small Finance Bank announced its total business crossed ₹50,000 crore as on June 11, 2026, with a total business volume of ₹50,029 crore. The bank reported total deposits of ₹26,197 crore and gross advances of ₹23,832 crore, operating through 816 branches and banking outlets across 26 states and union territories.

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ESAF Small Finance Bank has announced that its total business crossed ₹50,000 crore as on June 11, 2026. The bank achieved this milestone with a total business volume of ₹50,029 crore, driven by growth in both deposits and advances. This figure represents a significant landmark for the lender, reflecting its expansion across 26 states and union territories.

The bank's total deposits stood at ₹26,197 crore, while gross advances reached ₹23,832 crore as on the specified date. The advance figures are reported without netting of advances sold under Inter-Bank Participation Certificates (IBPC). These business parameters are provisional and based on internal management reports, subject to review or audit as applicable.

Operational Reach

ESAF Small Finance Bank operates through a network of 816 branches and banking outlets. The bank's presence spans 26 states and union territories, supporting its deposit mobilization and credit disbursement capabilities.

Key Business Parameters

The following table details the bank's performance metrics as on June 11, 2026:

Particulars Amount / Count
Total Business ₹50,029 crore*
Total Deposits ₹26,197 crore
Gross Advances ₹23,832 crore*
Number of Branches / Banking Outlets 816
Number of States / Union Territory 26

* Without netting of advances sold under IBPC

Historical Stock Returns for ESAF Small Finance Bank

1 Day5 Days1 Month6 Months1 Year5 Years
+7.15%+2.19%-7.38%+11.86%-15.36%-58.75%

What are ESAF Small Finance Bank's strategic targets for business volume and branch expansion for the remainder of FY2027?

How will the bank balance the rapid growth in gross advances with asset quality maintenance and risk management?

Does the bank plan to shift its focus towards securing more low-cost Current Account Savings Account (CASA) deposits to improve margins?

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ESAF Small Finance Bank promoters confirm no shares encumbered in FY26

1 min read     Updated on 12 Jun 2026, 05:15 AM
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ESAF Small Finance Bank disclosed that its promoters and Persons Acting in Concert (PAC) did not encumber any shares held by them in the bank for the financial year ended March 31, 2026. The confirmation was submitted in compliance with Regulation 31(4) of SEBI (Substantial Acquisition of Shares and Takeovers) Regulations, 2011. Kadambelil Paul Thomas and ESAF Financial Holdings Private Limited confirmed that no shares were pledged as of the specified date.

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ESAF Small Finance Bank disclosed that its promoters and Persons Acting in Concert (PAC) have not encumbered any shares held by them in the bank for the financial year ended March 31, 2026. The confirmation, submitted in compliance with Regulation 31(4) of SEBI (Substantial Acquisition of Shares and Takeovers) Regulations, 2011, ensures that the shareholding structure remains free of pledges as of the reporting date.

The filing was made to the BSE Limited and National Stock Exchange of India Limited. Ranjith Raj P, Company Secretary and Compliance Officer, submitted the disclosure on behalf of the bank. The announcement has been made available on the bank's official website.

Promoter Holdings and Disclosures

The promoter group provided specific confirmations regarding their shareholding status. Kadambelil Paul Thomas, holding 3,11,86,785 equity shares (6.05%), confirmed on behalf of himself and the promoter group that no encumbrance was made directly or indirectly during the financial year. He further declared that as on March 31, 2026, no shares of the bank were encumbered or pledged by the promoters or PAC.

Separately, ESAF Financial Holdings Private Limited, holding 27,25,48,396 equity shares (52.85%), also confirmed that it did not create any encumbrance on the shares held by the promoter group during the financial year ended March 31, 2026. The entity confirmed that no shares were pledged as of the specified date.

Entity Shares Held Percentage Holding
Kadambelil Paul Thomas 3,11,86,785 6.05%
ESAF Financial Holdings Private Limited 27,25,48,396 52.85%

The disclosures were addressed to the Listing Department of BSE Limited, the Listing and Compliance Department of NSE Limited, and the Chairman of the Audit Committee of the Board of ESAF Small Finance Bank Limited.

Historical Stock Returns for ESAF Small Finance Bank

1 Day5 Days1 Month6 Months1 Year5 Years
+7.15%+2.19%-7.38%+11.86%-15.36%-58.75%

How will the unencumbered status of promoter shares impact ESAF Small Finance Bank's ability to raise future capital?

What does this disclosure suggest about the bank's current liquidity position and the financial health of its promoters?

Could this clean shareholding structure make ESAF a more attractive target for potential strategic investments or acquisitions?

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1 Year Returns:-15.36%