Bank of India global business rises 16.58% to ₹17.56 lakh crore in Q1 FY27
Bank of India reported a 16.58% year-over-year increase in global business to ₹17,55,915 crore in Q1 FY27, driven by growth in deposits and advances. Global deposits rose 14.92% to ₹9,58,117 crore, while gross advances grew 18.64% to ₹7,97,798 crore. Domestic advances increased by 19.12% to ₹6,73,386 crore, with RAM advances growing 19.69% to ₹3,92,647 crore.

*this image is generated using AI for illustrative purposes only.
Bank of India reported a 16.58% year-over-year increase in global business, which reached ₹17,55,915 crore in Q1 FY27. This growth was driven by robust expansion in both global deposits and gross advances, reflecting strong momentum across the bank's domestic and international operations as of June 30, 2026.
Key Performance Indicators — Q1 FY27
The bank's gross advances grew by 18.64% to ₹7,97,798 crore, while global deposits increased by 14.92% to ₹9,58,117 crore. Domestic operations also showed significant traction, with domestic gross advances rising 19.12% to ₹6,73,386 crore and domestic deposits growing 16.17% to ₹8,25,157 crore.
The following table details the financial performance for the period:
| Particulars | 30.06.2025 (Reviewed) | 31.03.2026 (Audited) | 30.06.2026 (Provisional)* | Y-o-Y Growth (%) |
|---|---|---|---|---|
| Business (Global) | 15,06,142 | 16,98,662 | 17,55,915 | 16.58 |
| Deposits (Global) | 8,33,698 | 9,27,271 | 9,58,117 | 14.92 |
| Gross Advances (Global) | 6,72,444 | 7,71,391 | 7,97,798 | 18.64 |
| Deposits (Domestic) | 7,10,277 | 8,00,443 | 8,25,157 | 16.17 |
| Gross Advances (Domestic) | 5,65,297 | 6,54,292 | 6,73,386 | 19.12 |
| RAM Advance (Gross) (Domestic) | 3,28,048 | 3,84,327 | 3,92,647 | 19.69 |
Domestic Advances and RAM Growth
Domestic advances outpaced global advances growth, registering a 19.12% increase compared to the 18.64% rise in global advances. Retail, Agriculture, and MSME (RAM) advances also demonstrated strong performance, growing by 19.69% to reach ₹3,92,647 crore. The figures for Q1 FY27 are provisional and subject to review by the Statutory Central Auditors of the bank.
Historical Stock Returns for Bank of India
| 1 Day | 5 Days | 1 Month | 6 Months | 1 Year | 5 Years |
|---|---|---|---|---|---|
| +2.35% | +1.97% | -0.70% | -5.01% | +26.29% | +91.44% |
How will the bank manage potential asset quality risks given the rapid 18.64% expansion in gross advances?
What is the outlook for Net Interest Margins (NIM) given the faster growth in advances compared to deposits?
Will the current momentum in Retail, Agriculture, and MSME (RAM) segments continue to drive loan growth through the remainder of FY27?































