Aptus Q4FY26 Earnings Call Transcript Released
Aptus Value Housing Finance has released the transcript for its Q4FY26 earnings conference call held on May 07, 2026, on its website. The company confirmed that no unpublished price sensitive information was disclosed during the meeting. This follows the announcement of its Q4FY26 results, which showed a 26% YoY rise in PAT to ₹261 Cr and a 21% growth in AUM to ₹13,107 Cr.
*this image is generated using AI for illustrative purposes only.
Aptus Value Housing Finance India Limited has announced the availability of the transcript for its earnings conference call regarding the fourth quarter and financial year ended March 31, 2026. The conference call was originally held on Thursday, May 07, 2026. The transcript has been uploaded to the company's website pursuant to Regulation 30 of the SEBI (Listing Obligations and Disclosure Requirements) Regulations, 2015.
The company confirmed that no unpublished price sensitive information was shared or discussed during the meeting. The disclosure was formally communicated to the BSE Limited and National Stock Exchange of India Ltd. on May 14, 2026, by Sanin Panicker, the Company Secretary & Compliance Officer.
Financial Context
The release of the transcript follows the company's announcement of its audited standalone and consolidated financial results for Q4FY26. For the quarter, the company reported a Profit After Tax (PAT) of ₹261 Cr, representing a 26% year-on-year growth. Assets Under Management (AUM) rose 21% to ₹13,107 Cr, driven by quarterly disbursements of ₹1,242 Cr.
Key Operational Metrics
The following table summarizes the key operational highlights for Q4FY26:
| Metric | Q4 FY26 |
|---|---|
| AUM | ₹13,107 Cr |
| Disbursements | ₹1,242 Cr |
| Net Worth | ₹5,060 Cr |
| Profit After Tax (PAT) | ₹261 Cr |
| GNPA | 1.52% |
| NNPA | 1.15% |
| CRAR | 71.0% |
Investors and interested parties can access the full transcript titled "Investor Call Transcript Q4 FY 2026" via the link provided on the company's official website.
Historical Stock Returns for Aptus Value Housing Finance
| 1 Day | 5 Days | 1 Month | 6 Months | 1 Year | 5 Years |
|---|---|---|---|---|---|
| -0.91% | -3.27% | -0.10% | -7.27% | -24.17% | -24.96% |
How will Aptus Value Housing Finance's strategic decision to discontinue sanctions below ₹7 lakh impact its long-term customer acquisition growth and market share in the affordable housing segment?
With GNPA rising to 1.52% from 1.19% in FY25 and a relatively low Provision Coverage Ratio of 25%, how might Aptus's asset quality trajectory evolve if macroeconomic conditions deteriorate in its core southern markets?
Given the approval of up to ₹3,000 crore in NCD issuances, how is Aptus likely to deploy this capital — through organic branch expansion, geographic diversification into newer states like Odisha and Maharashtra, or accelerating disbursement growth?
15
Access 50+ Readymade Screeners 
Use 200+ Custom Filters 
Get Full Market Insights 
