| Quarterly Financials | Jun 2020 | Sept 2020 | Dec 2020 | Mar 2021 | Jun 2021 | Sept 2021 | Dec 2021 | Mar 2022 | Jun 2022 | Sept 2022 | Dec 2022 | Mar 2023 | Jun 2023 | Sept 2023 | Dec 2023 | Mar 2024 | Jun 2024 | Sept 2024 | Dec 2024 | Mar 2025 | Jun 2025 | Sept 2025 |
Revenue  | 147 | 157 | 170 | 182 | 186 | 203 | 216 | 234 | 249 | 277 | 295 | 311 | 315 | 345 | 365 | 387 | 405 | 436 | 459 | 499 | 530 | 554 |
| Expenses | 21 | 22 | 25 | 31 | 34 | 37 | 35 | 39 | 41 | 51 | 48 | 55 | 45 | 56 | 59 | 61 | 61 | 68 | 67 | 75 | 81 | 91 |
| EBITDA | 126 | 135 | 145 | 152 | 152 | 166 | 181 | 196 | 208 | 226 | 247 | 256 | 270 | 288 | 306 | 326 | 344 | 368 | 392 | 424 | 449 | 463 |
| Operating Profit % | 85 % | 86 % | 85 % | 83 % | 81 % | 81 % | 83 % | 83 % | 83 % | 81 % | 83 % | 82 % | 85 % | 83 % | 83 % | 84 % | 85 % | 84 % | 85 % | 84 % | 84 % | 83 % |
| Depreciation | 1 | 1 | 2 | 1 | 1 | 2 | 2 | 2 | 2 | 2 | 2 | 2 | 2 | 3 | 2 | 2 | 3 | 3 | 3 | 3 | 3 | 3 |
| Interest | 51 | 50 | 53 | 53 | 56 | 55 | 49 | 49 | 54 | 67 | 77 | 78 | 85 | 96 | 98 | 109 | 120 | 128 | 143 | 150 | 160 | 165 |
| Profit Before Tax | 74 | 84 | 90 | 98 | 95 | 109 | 131 | 144 | 152 | 157 | 168 | 176 | 183 | 190 | 205 | 215 | 222 | 237 | 246 | 271 | 286 | 294 |
| Tax | 17 | 18 | 21 | 22 | 22 | 24 | 30 | 35 | 34 | 33 | 43 | 41 | 41 | 42 | 48 | 51 | 50 | 55 | 55 | 64 | 66 | 68 |
| Net Profit | 57 | 65 | 69 | 76 | 74 | 85 | 102 | 110 | 119 | 123 | 126 | 135 | 142 | 148 | 158 | 164 | 172 | 182 | 191 | 207 | 219 | 227 |
| EPS in ₹ | 1.15 | 1.38 | 1.44 | 1.57 | 1.53 | 1.75 | 2.05 | 2.25 | 2.39 | 2.48 | 2.53 | 2.72 | 2.86 | 2.97 | 3.16 | 3.29 | 3.44 | 3.65 | 3.82 | 4.15 | 4.39 | 4.54 |
Aptus Value Housing Finance
Aptus Value Housing Finance
294.45
-6.90
(-2.29%)
Q1 Quarterly Results are out. Check out the updated financials3 days ago
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Key Fundamentals
Market Cap
15,086.70 Cr
EPS
15.04
PE Ratio
17.51
Dividend Yield
1.52 %
Industry
Financial Services 52 Week High
364.00
52 Week Low
267.95
PB Ratio
3.43
Debt to Equity
1.49
Sector
Housing Finance Analyst Rating and Forecast
- By Refinitiv from16 analysts
Actual
Company News
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Aptus Value Housing Finance aims to maintain and enhance its 20% return on equity goal. The company is targeting 6-7% returns on direct assignment deals, which will comprise up to 10% of its loan book. The housing finance company anticipates reaching Rs. 25,000 crore in assets under management within 3 years through a 25% compound annual growth rate, with potential to achieve Rs. 26,000 crore.
Aptus Value Housing Finance India Limited announced its quarterly results for the period ended September 30, 2025. The company declared an interim dividend of Rs 2 per equity share (100% of face value) for financial year 2025-26, with record date set as November 7, 2025, and payment by November 30, 2025. The Board also approved the reclassification request from WestBridge Crossover Fund, LLC and its affiliated entities from promoter/promoter group category to public category following their complete disinvestment in the company's equity shares. This reclassification is subject to stock exchange approval and shareholder consent. The company's consolidated total income reached Rs 55,369 lakhs for the quarter, with profit after tax of Rs 22,655 lakhs. Basic earnings per share stood at Rs 4.54 for the quarter. The Board meeting was held on October 31, 2025, and the financial results have been reviewed by statutory auditors with an unmodified opinion.
Aptus Value Housing Finance Reports Strong Q2 Growth with Revenue Up 29% and Profit Rising 25%
4 days ago
4 days agoAptus Value Housing Finance India reported Q2 revenue of 5.4 billion rupees, representing a year-over-year increase from 4.2 billion rupees. The company's consolidated net profit reached 2.27 billion rupees, up from 1.82 billion rupees in the same period last year.
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Peer Comparison Compare Peers on Screener
Competitors | LTP | Market Cap (₹ Cr.) | P/E Ratio | Revenue (₹ Cr.) | YoY Revenue Growth % | Net Profit (₹ Cr.) | YoY Profit Growth % | RSI |
|---|---|---|---|---|---|---|---|---|
109.54 | #1 91,580.70 | 40.29 | 9,576.00 | 25.71 | 2,163 | 20.87 | 44.73 | |
574.00 | 31,658.90 | #1 5.72 | #1 28,110.70 | 3.05 | #1 5,443 | 1.63 | 49.46 | |
931.65 | 24,433.10 | 11.29 | 7,691.60 | 8.99 | 1,936 | 23.82 | 65.00 | |
509.20 | 22,057.40 | 23.25 | 3,108.90 | 20.17 | 912 | 18.59 | 46.43 | |
186.22 | 15,733.00 | 12.15 | 8,683.30 | 0.68 | -1,808 | #1 111.17 | 69.98 | |
294.45 | #6 15,086.70 | #5 17.51 | #8 1,798.40 | #3 27.62 | #6 751 | #4 24.51 | 35.85 | |
1,641.30 | 13,057.70 | 26.47 | 2,020.70 | 25.46 | 491 | 14.85 | 49.08 | |
1,195.90 | 12,993.70 | 27.36 | 1,539.20 | 33.09 | 382 | 43.06 | 44.50 | |
861.60 | 11,512.50 | 12.45 | 3,879.60 | 10.07 | 857 | 18.87 | 66.78 | |
886.60 | 9,596.40 | 21.57 | 1,175.90 | #1 36.51 | 378 | 35.41 | 51.32 |
Automatic Screeners on ScanX
Growth Rate
Revenue Growth
27.62 %
Net Income Growth
22.77 %
Cash Flow Change
-3.63 %
ROE
7.14 %
ROCE
3.26 %
EBITDA Margin (Avg.)
0.54 %
Quarterly Financial Results
Balance Sheet
| Balance Sheet | 2016 | 2017 | 2018 | 2019 | 2020 | 2021 | 2022 | 2023 | 2024 | 2025 |
| Total Assets | 501 | 845 | 1,465 | 2,328 | 3,747 | 4,520 | 5,684 | 7,176 | 9,005 | 11,243 |
| Fixed Assets | 2 | 5 | 4 | 10 | 10 | 10 | 12 | 15 | 22 | 35 |
| Current Assets | 49 | 58 | 23 | 116 | 607 | 451 | 469 | 498 | 378 | 504 |
| Capital Work in Progress | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Investments | 0 | 1 | 45 | 0 | 0 | 53 | 102 | 52 | 52 | 53 |
| Other Assets | 499 | 840 | 1,416 | 2,318 | 3,737 | 4,458 | 5,570 | 7,110 | 8,931 | 11,156 |
| Total Liabilities | 501 | 845 | 1,465 | 2,328 | 3,747 | 4,520 | 5,684 | 7,176 | 9,005 | 11,243 |
| Current Liabilities | 63 | 46 | 33 | 20 | 26 | 61 | 104 | 81 | 62 | 134 |
| Non Current Liabilities | 226 | 278 | 848 | 1,610 | 2,012 | 2,480 | 2,664 | 3,756 | 5,175 | 6,793 |
| Total Equity | 212 | 521 | 585 | 698 | 1,709 | 1,980 | 2,916 | 3,339 | 3,768 | 4,317 |
| Reserve & Surplus | 150 | 443 | 505 | 618 | 1,613 | 1,884 | 2,812 | 3,232 | 3,659 | 4,203 |
| Share Capital | 62 | 79 | 79 | 79 | 95 | 95 | 99 | 100 | 100 | 100 |
Cash Flow
| Cash Flow | 2016 | 2017 | 2018 | 2019 | 2020 | 2021 | 2022 | 2023 | 2024 | 2025 |
| Net Cash Flow | 8 | -1 | 47 | 51 | 377 | -61 | -18 | 42 | -111 | -34 |
| Investing Activities | -7 | 2 | 8 | 0 | -97 | 65 | -62 | 111 | 21 | -90 |
| Operating Activities | -120 | -303 | -495 | -714 | -735 | -621 | -724 | -1,047 | -1,356 | -1,405 |
| Financing Activities | 135 | 300 | 535 | 764 | 1,209 | 495 | 768 | 978 | 1,224 | 1,461 |
Share Holding
| % Holding | May 2021 | Aug 2021 | Sept 2021 | Dec 2021 | Mar 2022 | Jun 2022 | Sept 2022 | Dec 2022 | Mar 2023 | Jun 2023 | Sept 2023 | Dec 2023 | Mar 2024 | Jun 2024 | Sept 2024 | Dec 2024 | Mar 2025 | Jun 2025 | Sept 2025 |
| Promoter | 74.87 % | 62.51 % | 62.51 % | 62.35 % | 62.35 % | 62.35 % | 62.21 % | 62.21 % | 62.20 % | 62.20 % | 62.12 % | 62.09 % | 61.09 % | 53.97 % | 53.91 % | 52.98 % | 52.98 % | 40.37 % | 23.87 % |
| FIIs | 0.00 % | 0.00 % | 0.00 % | 0.00 % | 0.00 % | 0.00 % | 0.00 % | 0.00 % | 0.00 % | 0.00 % | 14.83 % | 0.00 % | 19.58 % | 22.81 % | 22.46 % | 21.87 % | 27.74 % | 30.40 % | 35.35 % |
| DIIs | 0.00 % | 1.00 % | 1.16 % | 1.17 % | 1.42 % | 1.42 % | 1.26 % | 2.58 % | 2.58 % | 1.63 % | 2.78 % | 4.17 % | 5.10 % | 9.15 % | 9.48 % | 9.68 % | 9.88 % | 16.04 % | 25.88 % |
| Government | 0.00 % | 0.00 % | 0.00 % | 0.00 % | 0.00 % | 0.00 % | 0.00 % | 0.00 % | 0.00 % | 0.00 % | 0.00 % | 0.00 % | 0.00 % | 0.00 % | 0.00 % | 0.00 % | 0.00 % | 0.00 % | 0.00 % |
| Public / Retail | 0.00 % | 8.64 % | 4.55 % | 4.26 % | 3.61 % | 3.61 % | 3.50 % | 3.37 % | 3.50 % | 4.34 % | 4.29 % | 4.36 % | 4.19 % | 4.25 % | 4.70 % | 6.15 % | 6.08 % | 7.92 % | 8.98 % |
| Others | 25.13 % | 27.84 % | 31.77 % | 32.23 % | 32.63 % | 32.63 % | 33.03 % | 31.85 % | 31.71 % | 31.83 % | 15.97 % | 29.38 % | 10.03 % | 9.82 % | 9.46 % | 9.31 % | 3.31 % | 5.27 % | 5.92 % |
| No of Share Holders | 43 | 15,88,550 | 2,48,928 | 1,88,110 | 1,40,814 | 1,38,434 | 1,35,134 | 1,31,732 | 1,31,365 | 1,38,492 | 1,36,988 | 1,42,117 | 1,29,415 | 1,30,289 | 1,53,109 | 1,64,387 | 1,55,270 | 1,64,752 | 1,60,741 |
Dividend History
| Annual Cash Flows | 2016 | 2017 | 2018 | 2019 | 2020 | 2021 | 2022 | 2023 | 2024 | 2025 |
|---|---|---|---|---|---|---|---|---|---|---|
| Dividend Per Share (₹) | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 2 | 4.5 | 4.5 |
| Dividend Yield (%) | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.65 | 1.53 | 1.49 |
Corporate Action
| Record Date | Corporate Action | Information | Announcement Day | LTP at Annoucement | LTP at Record Day |
|---|---|---|---|---|---|
| 07 Nov 2025 |  Dividend | ₹ 2.00 /share | 07 Nov 2025 | 312.35 | 301.40 |
| 09 Dec 2022 | Dividend | ₹ 2.00 /share | 08 Dec 2022 | 312.60 | 300.10 |
| 12 May 2023 | Dividend | ₹ 2.00 /share | 12 May 2023 | 253.65 | 258.50 |
| 09 Feb 2024 | Dividend | ₹ 2.00 /share | 09 Feb 2024 | 374.55 | 369.65 |
| 15 May 2024 | Dividend | ₹ 2.50 /share | 15 May 2024 | 329.50 | 320.30 |
| 14 Aug 2024 |  Annual General Meeting | NA | 14 Aug 2024 | 320.00 | 305.40 |
| 05 Nov 2024 |  Quarterly Result Announcement | NA | 05 Nov 2024 | 386.80 | 352.10 |
| 15 Nov 2024 | Dividend | ₹ 2.00 /share | 14 Nov 2024 | 352.10 | 316.80 |
| 31 Jan 2025 | Quarterly Result Announcement | NA | 31 Jan 2025 | 291.85 | 296.35 |
| 06 May 2025 | Quarterly Result Announcement | NA | 06 May 2025 | 299.45 | 325.25 |
| 16 May 2025 | Dividend | ₹ 2.50 /share | 16 May 2025 | 325.25 | 327.45 |
| 31 Jul 2025 | Quarterly Result Announcement | NA | 31 Jul 2025 | 340.55 | 334.35 |
| 21 Aug 2025 | Annual General Meeting | NA | 21 Aug 2025 | 339.20 | 354.80 |
| 31 Oct 2025 | Quarterly Result Announcement | NA | 31 Oct 2025 | 309.60 | 312.35 |
Announcements
Announcement under Regulation 30 (LODR)-Newspaper Publication3 days ago
3 days agoAnnouncement under Regulation 30 (LODR)-Analyst / Investor Meet - Outcome3 days ago
3 days agoCompliances-Reg. 54 - Asset Cover details 4 days ago
4 days agoCorporate Action-Board approves Dividend4 days ago
4 days agoAnnouncement under Regulation 30 (LODR)-Investor Presentation4 days ago
4 days agoAnnouncement under Regulation 30 (LODR)-Press Release / Media Release4 days ago
4 days agoUnaudited Financial Results For The Quarter Ended 30Th September 20254 days ago
4 days agoBoard Meeting Outcome for Outcome Of The Board Meeting Held On 31St October 20254 days ago
4 days agoReceipt Of Request For Reclassification From Promoter And Promoter Group Category To Public Category.Oct 23, 2025
Oct 23, 2025Announcement under Regulation 30 (LODR)-Analyst / Investor Meet - IntimationOct 14, 2025
Oct 14, 2025Compliances-Certificate under Reg. 74 (5) of SEBI (DP) Regulations 2018Oct 09, 2025
Oct 09, 2025Board Meeting Intimation for Consideration And Approval Of The Unaudited Standalone And Consolidated Financial Results For The Second Quarter Ended September 30 2025 And Other Items.Oct 09, 2025
Oct 09, 2025Announcement under Regulation 30 (LODR)-CessationSep 26, 2025
Sep 26, 2025Closure of Trading WindowSep 25, 2025
Sep 25, 2025Announcement under Regulation 30 (LODR)-Allotment of ESOP / ESPSSep 22, 2025
Sep 22, 2025Announcement under Regulation 30 (LODR)-Analyst / Investor Meet - IntimationSep 22, 2025
Sep 22, 2025Announcement under Regulation 30 (LODR)-Analyst / Investor Meet - IntimationSep 18, 2025
Sep 18, 2025Announcement under Regulation 30 (LODR)-Allotment of ESOP / ESPSSep 09, 2025
Sep 09, 2025Disclosures under Reg. 29(2) of SEBI (SAST) Regulations 2011Sep 08, 2025
Sep 08, 2025Announcement under Regulation 30 (LODR)-Analyst / Investor Meet - IntimationSep 08, 2025
Sep 08, 2025Announcement under Regulation 30 (LODR)-Analyst / Investor Meet - IntimationAug 26, 2025
Aug 26, 2025Shareholder Meeting / Postal Ballot-Scrutinizers ReportAug 22, 2025
Aug 22, 2025Announcement under Regulation 30 (LODR)-Analyst / Investor Meet - IntimationAug 22, 2025
Aug 22, 2025Announcement under Regulation 30 (LODR)-Allotment of ESOP / ESPSAug 22, 2025
Aug 22, 2025Announcement under Regulation 30 (LODR)-Analyst / Investor Meet - IntimationAug 21, 2025
Aug 21, 2025Shareholder Meeting / Postal Ballot-Outcome of AGMAug 21, 2025
Aug 21, 2025Announcement under Regulation 30 (LODR)-Analyst / Investor Meet - IntimationAug 19, 2025
Aug 19, 2025Announcement under Regulation 30 (LODR)-Allotment of ESOP / ESPSAug 18, 2025
Aug 18, 2025Announcement under Regulation 30 (LODR)-Credit RatingAug 13, 2025
Aug 13, 2025Announcement under Regulation 30 (LODR)-Earnings Call TranscriptAug 08, 2025
Aug 08, 2025Announcement under Regulation 30 (LODR)-Allotment of ESOP / ESPSAug 08, 2025
Aug 08, 2025Announcement under Regulation 30 (LODR)-Analyst / Investor Meet - IntimationAug 07, 2025
Aug 07, 2025Announcement under Regulation 30 (LODR)-Analyst / Investor Meet - OutcomeAug 01, 2025
Aug 01, 2025Announcement under Regulation 30 (LODR)-Newspaper PublicationAug 01, 2025
Aug 01, 2025Announcement under Regulation 30 (LODR)-Investor PresentationJul 31, 2025
Jul 31, 2025Announcement under Regulation 30 (LODR)-Press Release / Media ReleaseJul 31, 2025
Jul 31, 2025Compliances-Reg. 54 - Asset Cover details Jul 31, 2025
Jul 31, 2025Un-Audited Financial Results For The Quarter Ended 30Th June 2025Jul 31, 2025
Jul 31, 2025Board Meeting Outcome for Outcome Of The Board Meeting Held On 31St July 2025Jul 31, 2025
Jul 31, 2025Announcement under Regulation 30 (LODR)-Analyst / Investor Meet - IntimationJul 30, 2025
Jul 30, 2025Announcement under Regulation 30 (LODR)-Newspaper PublicationJul 30, 2025
Jul 30, 2025Business Responsibility and Sustainability Reporting (BRSR)Jul 29, 2025
Jul 29, 2025Reg. 34 (1) Annual Report.Jul 29, 2025
Jul 29, 2025Notice Of The 16Th Annual General Meeting Of The CompanyJul 29, 2025
Jul 29, 2025Announcement under Regulation 30 (LODR)-Newspaper PublicationJul 28, 2025
Jul 28, 2025Announcement under Regulation 30 (LODR)-Analyst / Investor Meet - IntimationJul 14, 2025
Jul 14, 2025Board Meeting Intimation for Consideration And Approval Of Unaudited Financial Results For The Quarter Ended 30Th June 2025Jul 10, 2025
Jul 10, 2025Announcement under Regulation 30 (LODR)-Allotment of ESOP / ESPSJul 08, 2025
Jul 08, 2025Compliances-Certificate under Reg. 74 (5) of SEBI (DP) Regulations 2018Jul 07, 2025
Jul 07, 2025Announcement under Regulation 30 (LODR)-Credit RatingJun 28, 2025
Jun 28, 2025Mutual Fund Holdings
Kotak Small Cap Fund Direct-Growth 
Quant Small Cap Fund Direct Plan-Growth 
ICICI Prudential Banking and Financial Services Direct Plan-Growth 
Bandhan Value Fund Direct-Growth 
Aditya Birla Sun Life Value Direct Fund-Growth 
Motilal Oswal Large Cap Fund Direct - Growth 
HDFC Banking & Financial Services Fund Direct - Growth 
Edelweiss Aggressive Hybrid Fund Direct - Growth 
Tata Banking and Financial Services Fund Direct-Growth Technical Indicators
RSI(14)
Neutral 39.39
ATR(14)
Volatile 10.14
STOCH(9,6)
Neutral 50.10
STOCH RSI(14)
Neutral 60.41
MACD(12,26)
Bullish 0.26
ADX(14)
Weak Trend 11.25
UO(9)
Bearish 41.72
ROC(12)
Downtrend And Accelerating -2.59
WillR(14)
Oversold -88.43
About Aptus Value Housing Finance
Aptus Value Housing Finance India Limited is an Indian company incorporated in 2009 that provides long-term housing finance to low and middle-income segments. It offers home loans, loans against property (LAP), and insurance services. The company operates primarily in Tamil Nadu, Andhra Pradesh, Telangana, Karnataka, and Odisha through 231 branches as of March 2023. Aptus is registered with the National Housing Bank and has a wholly-owned subsidiary, Aptus Finance India Private Limited, which is an RBI-registered Non-Banking Finance Company. The company went public in August 2021 with an IPO of Rs 2,780 crore. As of March 31, 2023, Aptus had total assets under management of Rs 6,738 crores, with 60% of borrowings from banks, 26% from NHB, and 10% from the debt capital market.
Listing Date
24 Aug, 2021(4 Years,
-19 days)
Website
Chairperson NameMUNUSWAMY ANANDAN
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