| Quarterly Financials | Jun 2020 | Sept 2020 | Dec 2020 | Mar 2021 | Jun 2021 | Sept 2021 | Dec 2021 | Mar 2022 | Jun 2022 | Sept 2022 | Dec 2022 | Mar 2023 | Jun 2023 | Sept 2023 | Dec 2023 | Mar 2024 | Jun 2024 | Sept 2024 | Dec 2024 | Mar 2025 | Jun 2025 | Sept 2025 |
Revenue  | 147 | 157 | 170 | 182 | 186 | 203 | 216 | 234 | 249 | 277 | 295 | 311 | 315 | 345 | 365 | 387 | 405 | 436 | 459 | 499 | 530 | 554 |
| Expenses | 21 | 22 | 25 | 31 | 34 | 37 | 35 | 39 | 41 | 51 | 48 | 55 | 45 | 56 | 59 | 61 | 61 | 68 | 67 | 75 | 81 | 91 |
| EBITDA | 126 | 135 | 145 | 152 | 152 | 166 | 181 | 196 | 208 | 226 | 247 | 256 | 270 | 288 | 306 | 326 | 344 | 368 | 392 | 424 | 449 | 463 |
| Operating Profit % | 85 % | 86 % | 85 % | 83 % | 81 % | 81 % | 83 % | 83 % | 83 % | 81 % | 83 % | 82 % | 85 % | 83 % | 83 % | 84 % | 85 % | 84 % | 85 % | 84 % | 84 % | 83 % |
| Depreciation | 1 | 1 | 2 | 1 | 1 | 2 | 2 | 2 | 2 | 2 | 2 | 2 | 2 | 3 | 2 | 2 | 3 | 3 | 3 | 3 | 3 | 3 |
| Interest | 51 | 50 | 53 | 53 | 56 | 55 | 49 | 49 | 54 | 67 | 77 | 78 | 85 | 96 | 98 | 109 | 120 | 128 | 143 | 150 | 160 | 165 |
| Profit Before Tax | 74 | 84 | 90 | 98 | 95 | 109 | 131 | 144 | 152 | 157 | 168 | 176 | 183 | 190 | 205 | 215 | 222 | 237 | 246 | 271 | 286 | 294 |
| Tax | 17 | 18 | 21 | 22 | 22 | 24 | 30 | 35 | 34 | 33 | 43 | 41 | 41 | 42 | 48 | 51 | 50 | 55 | 55 | 64 | 66 | 68 |
| Net Profit | 57 | 65 | 69 | 76 | 74 | 85 | 102 | 110 | 119 | 123 | 126 | 135 | 142 | 148 | 158 | 164 | 172 | 182 | 191 | 207 | 219 | 227 |
| EPS in ₹ | 1.15 | 1.38 | 1.44 | 1.57 | 1.53 | 1.75 | 2.05 | 2.25 | 2.39 | 2.48 | 2.53 | 2.72 | 2.86 | 2.97 | 3.16 | 3.29 | 3.44 | 3.65 | 3.82 | 4.15 | 4.39 | 4.54 |
Aptus Value Housing Finance
Aptus Value Housing Finance
282.00
-4.40
(-1.54%)
Key Fundamentals
Market Cap
14,118.00 Cr
EPS
15.04
PE Ratio
16.66
Dividend Yield
1.60 %
Industry
Financial Services 52 Week High
364.00
52 Week Low
267.95
PB Ratio
3.02
Debt to Equity
1.49
Sector
Housing Finance Analyst Rating and Forecast
- By Refinitiv from16 analysts
Actual
Company News
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Aptus Value Housing Finance Declares Rs 2 Interim Dividend, Issues TDS Guidelines to Shareholders
Nov 06, 2025
Nov 06, 2025Aptus Value Housing Finance India Limited declared an interim dividend of Rs 2 per equity share of face value Rs 2 for financial year 2025-26. The Board approved this dividend at its meeting held on October 31, 2025. The company has communicated detailed tax deduction at source (TDS) guidelines to shareholders, explaining various exemption categories and required documentation. For resident individuals, no tax will be deducted if total dividend for the year does not exceed Rs 10,000, otherwise 10% TDS applies. Non-resident shareholders face 20% withholding tax or treaty rates, whichever is lower. The company requires shareholders to submit necessary documents by November 7, 2025 to determine appropriate TDS rates. Shareholders can claim exemptions by providing forms like 15G/15H for individuals, or relevant certificates for institutional investors including mutual funds, insurance companies, and government entities.
Aptus Value Housing Finance India Limited has submitted an application to BSE Limited and National Stock Exchange of India Limited seeking approval for reclassification of WestBridge Crossover Fund, LLC from Promoter/Promoter group category to Public category. The company made this intimation in compliance with SEBI LODR Regulations 31A(8)(c) and Regulation 30.
Aptus Value Housing Finance aims to maintain and enhance its 20% return on equity goal. The company is targeting 6-7% returns on direct assignment deals, which will comprise up to 10% of its loan book. The housing finance company anticipates reaching Rs. 25,000 crore in assets under management within 3 years through a 25% compound annual growth rate, with potential to achieve Rs. 26,000 crore.
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Peer Comparison Compare Peers on Screener
Competitors | LTP | Market Cap (₹ Cr.) | P/E Ratio | Revenue (₹ Cr.) | YoY Revenue Growth % | Net Profit (₹ Cr.) | YoY Profit Growth % | RSI |
|---|---|---|---|---|---|---|---|---|
105.65 | #1 88,031.12 | 37.58 | 9,576.00 | 25.71 | 2,163 | 17.85 | 31.85 | |
547.80 | 30,132.45 | #1 5.53 | #1 28,110.70 | 3.05 | #1 5,443 | 1.63 | 29.78 | |
874.90 | 22,791.89 | 10.98 | 7,691.60 | 8.99 | 1,936 | 23.82 | 39.10 | |
489.50 | 21,199.89 | 21.31 | 3,108.90 | 20.17 | 912 | 17.14 | 35.30 | |
282.00 | #5 14,118.00 | #5 16.66 | #8 1,798.40 | #3 27.62 | #6 751 | #4 24.51 | 40.87 | |
1,622.90 | 12,847.10 | 26.38 | 2,020.70 | 25.46 | 491 | 14.85 | 52.35 | |
152.40 | 12,624.18 | 10.25 | 8,683.30 | 0.68 | -1,808 | #1 111.17 | 33.17 | |
882.85 | 11,755.51 | 12.74 | 3,879.60 | 10.07 | 857 | 18.87 | 60.73 | |
1,130.00 | 11,702.35 | 27.15 | 1,539.20 | 33.09 | 382 | 43.06 | 39.60 | |
873.15 | 9,449.76 | 21.77 | 1,175.90 | #1 36.51 | 378 | 35.41 | 49.22 |
Growth Rate
Revenue Growth
27.62 %
Net Income Growth
22.77 %
Cash Flow Change
-3.63 %
ROE
7.14 %
ROCE
3.26 %
EBITDA Margin (Avg.)
0.54 %
Quarterly Financial Results
Balance Sheet
| Balance Sheet | 2016 | 2017 | 2018 | 2019 | 2020 | 2021 | 2022 | 2023 | 2024 | 2025 |
| Total Assets | 501 | 845 | 1,465 | 2,328 | 3,747 | 4,520 | 5,684 | 7,176 | 9,005 | 11,243 |
| Fixed Assets | 2 | 5 | 4 | 10 | 10 | 10 | 12 | 15 | 22 | 35 |
| Current Assets | 49 | 58 | 23 | 116 | 607 | 451 | 469 | 498 | 378 | 504 |
| Capital Work in Progress | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Investments | 0 | 1 | 45 | 0 | 0 | 53 | 102 | 52 | 52 | 53 |
| Other Assets | 499 | 840 | 1,416 | 2,318 | 3,737 | 4,458 | 5,570 | 7,110 | 8,931 | 11,156 |
| Total Liabilities | 501 | 845 | 1,465 | 2,328 | 3,747 | 4,520 | 5,684 | 7,176 | 9,005 | 11,243 |
| Current Liabilities | 63 | 46 | 33 | 20 | 26 | 61 | 104 | 81 | 62 | 134 |
| Non Current Liabilities | 226 | 278 | 848 | 1,610 | 2,012 | 2,480 | 2,664 | 3,756 | 5,175 | 6,793 |
| Total Equity | 212 | 521 | 585 | 698 | 1,709 | 1,980 | 2,916 | 3,339 | 3,768 | 4,317 |
| Reserve & Surplus | 150 | 443 | 505 | 618 | 1,613 | 1,884 | 2,812 | 3,232 | 3,659 | 4,203 |
| Share Capital | 62 | 79 | 79 | 79 | 95 | 95 | 99 | 100 | 100 | 100 |
Cash Flow
| Cash Flow | 2016 | 2017 | 2018 | 2019 | 2020 | 2021 | 2022 | 2023 | 2024 | 2025 |
| Net Cash Flow | 8 | -1 | 47 | 51 | 377 | -61 | -18 | 42 | -111 | -34 |
| Investing Activities | -7 | 2 | 8 | 0 | -97 | 65 | -62 | 111 | 21 | -90 |
| Operating Activities | -120 | -303 | -495 | -714 | -735 | -621 | -724 | -1,047 | -1,356 | -1,405 |
| Financing Activities | 135 | 300 | 535 | 764 | 1,209 | 495 | 768 | 978 | 1,224 | 1,461 |
Share Holding
| % Holding | May 2021 | Aug 2021 | Sept 2021 | Dec 2021 | Mar 2022 | Jun 2022 | Sept 2022 | Dec 2022 | Mar 2023 | Jun 2023 | Sept 2023 | Dec 2023 | Mar 2024 | Jun 2024 | Sept 2024 | Dec 2024 | Mar 2025 | Jun 2025 | Sept 2025 |
| Promoter | 74.87 % | 62.51 % | 62.51 % | 62.35 % | 62.35 % | 62.35 % | 62.21 % | 62.21 % | 62.20 % | 62.20 % | 62.12 % | 62.09 % | 61.09 % | 53.97 % | 53.91 % | 52.98 % | 52.98 % | 40.37 % | 23.87 % |
| FIIs | 0.00 % | 0.00 % | 0.00 % | 0.00 % | 0.00 % | 0.00 % | 0.00 % | 0.00 % | 0.00 % | 0.00 % | 14.83 % | 0.00 % | 19.58 % | 22.81 % | 22.46 % | 21.87 % | 27.74 % | 30.40 % | 35.35 % |
| DIIs | 0.00 % | 1.00 % | 1.16 % | 1.17 % | 1.42 % | 1.42 % | 1.26 % | 2.58 % | 2.58 % | 1.63 % | 2.78 % | 4.17 % | 5.10 % | 9.15 % | 9.48 % | 9.68 % | 9.88 % | 16.04 % | 25.88 % |
| Government | 0.00 % | 0.00 % | 0.00 % | 0.00 % | 0.00 % | 0.00 % | 0.00 % | 0.00 % | 0.00 % | 0.00 % | 0.00 % | 0.00 % | 0.00 % | 0.00 % | 0.00 % | 0.00 % | 0.00 % | 0.00 % | 0.00 % |
| Public / Retail | 0.00 % | 8.64 % | 4.55 % | 4.26 % | 3.61 % | 3.61 % | 3.50 % | 3.37 % | 3.50 % | 4.34 % | 4.29 % | 4.36 % | 4.19 % | 4.25 % | 4.70 % | 6.15 % | 6.08 % | 7.92 % | 8.98 % |
| Others | 25.13 % | 27.84 % | 31.77 % | 32.23 % | 32.63 % | 32.63 % | 33.03 % | 31.85 % | 31.71 % | 31.83 % | 15.97 % | 29.38 % | 10.03 % | 9.82 % | 9.46 % | 9.31 % | 3.31 % | 5.27 % | 5.92 % |
| No of Share Holders | 43 | 15,88,550 | 2,48,928 | 1,88,110 | 1,40,814 | 1,38,434 | 1,35,134 | 1,31,732 | 1,31,365 | 1,38,492 | 1,36,988 | 1,42,117 | 1,29,415 | 1,30,289 | 1,53,109 | 1,64,387 | 1,55,270 | 1,64,752 | 1,60,741 |
Dividend History
| Annual Cash Flows | 2016 | 2017 | 2018 | 2019 | 2020 | 2021 | 2022 | 2023 | 2024 | 2025 |
|---|---|---|---|---|---|---|---|---|---|---|
| Dividend Per Share (₹) | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 2 | 4.5 | 4.5 |
| Dividend Yield (%) | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.65 | 1.53 | 1.57 |
Corporate Action
| Record Date | Corporate Action | Information | Announcement Day | LTP at Annoucement | LTP at Record Day |
|---|---|---|---|---|---|
| 09 Dec 2022 |  Dividend | ₹ 2.00 /share | 08 Dec 2022 | 312.60 | 300.10 |
| 12 May 2023 | Dividend | ₹ 2.00 /share | 12 May 2023 | 253.65 | 258.50 |
| 09 Feb 2024 | Dividend | ₹ 2.00 /share | 09 Feb 2024 | 374.55 | 369.65 |
| 15 May 2024 | Dividend | ₹ 2.50 /share | 15 May 2024 | 329.50 | 320.30 |
| 14 Aug 2024 |  Annual General Meeting | NA | 14 Aug 2024 | 320.00 | 305.40 |
| 05 Nov 2024 |  Quarterly Result Announcement | NA | 05 Nov 2024 | 386.80 | 352.10 |
| 15 Nov 2024 | Dividend | ₹ 2.00 /share | 14 Nov 2024 | 352.10 | 316.80 |
| 31 Jan 2025 | Quarterly Result Announcement | NA | 31 Jan 2025 | 291.85 | 296.35 |
| 06 May 2025 | Quarterly Result Announcement | NA | 06 May 2025 | 299.45 | 325.25 |
| 16 May 2025 | Dividend | ₹ 2.50 /share | 16 May 2025 | 325.25 | 327.45 |
| 31 Jul 2025 | Quarterly Result Announcement | NA | 31 Jul 2025 | 340.55 | 334.35 |
| 21 Aug 2025 | Annual General Meeting | NA | 21 Aug 2025 | 339.20 | 354.80 |
| 31 Oct 2025 | Quarterly Result Announcement | NA | 31 Oct 2025 | 309.60 | 312.35 |
| 07 Nov 2025 | Dividend | ₹ 2.00 /share | 07 Nov 2025 | 312.35 | 294.95 |
Announcements
Announcement under Regulation 30 (LODR)-Analyst / Investor Meet - Intimation4 days ago
4 days agoAnnouncement under Regulation 30 (LODR)-Analyst / Investor Meet - Intimation7 days ago
7 days agoAnnouncement under Regulation 30 (LODR)-Earnings Call TranscriptNov 10, 2025
Nov 10, 2025Communication To Shareholders - Intimation On Tax Deduction At Source ( TDS)/ Withholding Tax On Dividend.Nov 05, 2025
Nov 05, 2025Intimation Of Submission Of Application For Seeking Approval For The Reclassification Of Promoter Category To Public Group.Nov 05, 2025
Nov 05, 2025Announcement under Regulation 30 (LODR)-Newspaper PublicationNov 01, 2025
Nov 01, 2025Announcement under Regulation 30 (LODR)-Analyst / Investor Meet - OutcomeNov 01, 2025
Nov 01, 2025Compliances-Reg. 54 - Asset Cover details Oct 31, 2025
Oct 31, 2025Corporate Action-Board approves DividendOct 31, 2025
Oct 31, 2025Announcement under Regulation 30 (LODR)-Investor PresentationOct 31, 2025
Oct 31, 2025Announcement under Regulation 30 (LODR)-Press Release / Media ReleaseOct 31, 2025
Oct 31, 2025Unaudited Financial Results For The Quarter Ended 30Th September 2025Oct 31, 2025
Oct 31, 2025Board Meeting Outcome for Outcome Of The Board Meeting Held On 31St October 2025Oct 31, 2025
Oct 31, 2025Receipt Of Request For Reclassification From Promoter And Promoter Group Category To Public Category.Oct 23, 2025
Oct 23, 2025Announcement under Regulation 30 (LODR)-Analyst / Investor Meet - IntimationOct 14, 2025
Oct 14, 2025Compliances-Certificate under Reg. 74 (5) of SEBI (DP) Regulations 2018Oct 09, 2025
Oct 09, 2025Board Meeting Intimation for Consideration And Approval Of The Unaudited Standalone And Consolidated Financial Results For The Second Quarter Ended September 30 2025 And Other Items.Oct 09, 2025
Oct 09, 2025Announcement under Regulation 30 (LODR)-CessationSep 26, 2025
Sep 26, 2025Closure of Trading WindowSep 25, 2025
Sep 25, 2025Announcement under Regulation 30 (LODR)-Allotment of ESOP / ESPSSep 22, 2025
Sep 22, 2025Announcement under Regulation 30 (LODR)-Analyst / Investor Meet - IntimationSep 22, 2025
Sep 22, 2025Announcement under Regulation 30 (LODR)-Analyst / Investor Meet - IntimationSep 18, 2025
Sep 18, 2025Announcement under Regulation 30 (LODR)-Allotment of ESOP / ESPSSep 09, 2025
Sep 09, 2025Disclosures under Reg. 29(2) of SEBI (SAST) Regulations 2011Sep 08, 2025
Sep 08, 2025Announcement under Regulation 30 (LODR)-Analyst / Investor Meet - IntimationSep 08, 2025
Sep 08, 2025Announcement under Regulation 30 (LODR)-Analyst / Investor Meet - IntimationAug 26, 2025
Aug 26, 2025Shareholder Meeting / Postal Ballot-Scrutinizers ReportAug 22, 2025
Aug 22, 2025Announcement under Regulation 30 (LODR)-Analyst / Investor Meet - IntimationAug 22, 2025
Aug 22, 2025Announcement under Regulation 30 (LODR)-Allotment of ESOP / ESPSAug 22, 2025
Aug 22, 2025Announcement under Regulation 30 (LODR)-Analyst / Investor Meet - IntimationAug 21, 2025
Aug 21, 2025Shareholder Meeting / Postal Ballot-Outcome of AGMAug 21, 2025
Aug 21, 2025Announcement under Regulation 30 (LODR)-Analyst / Investor Meet - IntimationAug 19, 2025
Aug 19, 2025Announcement under Regulation 30 (LODR)-Allotment of ESOP / ESPSAug 18, 2025
Aug 18, 2025Announcement under Regulation 30 (LODR)-Credit RatingAug 13, 2025
Aug 13, 2025Announcement under Regulation 30 (LODR)-Earnings Call TranscriptAug 08, 2025
Aug 08, 2025Announcement under Regulation 30 (LODR)-Allotment of ESOP / ESPSAug 08, 2025
Aug 08, 2025Announcement under Regulation 30 (LODR)-Analyst / Investor Meet - IntimationAug 07, 2025
Aug 07, 2025Announcement under Regulation 30 (LODR)-Analyst / Investor Meet - OutcomeAug 01, 2025
Aug 01, 2025Announcement under Regulation 30 (LODR)-Newspaper PublicationAug 01, 2025
Aug 01, 2025Announcement under Regulation 30 (LODR)-Investor PresentationJul 31, 2025
Jul 31, 2025Announcement under Regulation 30 (LODR)-Press Release / Media ReleaseJul 31, 2025
Jul 31, 2025Compliances-Reg. 54 - Asset Cover details Jul 31, 2025
Jul 31, 2025Un-Audited Financial Results For The Quarter Ended 30Th June 2025Jul 31, 2025
Jul 31, 2025Board Meeting Outcome for Outcome Of The Board Meeting Held On 31St July 2025Jul 31, 2025
Jul 31, 2025Announcement under Regulation 30 (LODR)-Analyst / Investor Meet - IntimationJul 30, 2025
Jul 30, 2025Announcement under Regulation 30 (LODR)-Newspaper PublicationJul 30, 2025
Jul 30, 2025Business Responsibility and Sustainability Reporting (BRSR)Jul 29, 2025
Jul 29, 2025Reg. 34 (1) Annual Report.Jul 29, 2025
Jul 29, 2025Notice Of The 16Th Annual General Meeting Of The CompanyJul 29, 2025
Jul 29, 2025Announcement under Regulation 30 (LODR)-Newspaper PublicationJul 28, 2025
Jul 28, 2025Mutual Fund Holdings
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Bajaj Finserv Large and Mid Cap Fund Direct-Growth 
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Groww Multicap Fund Direct-Growth 
Quant BFSI Fund Direct - Growth 
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Nippon India Nifty Smallcap 250 Index Fund Direct - Growth 
JioBlackRock Nifty Smallcap 250 Index Fund Direct - Growth 
HDFC Nifty Smallcap 250 Index Fund Direct-Growth 
SBI Nifty 500 Index Fund Direct-Growth Technical Indicators
RSI(14)
Neutral 40.87
ATR(14)
Volatile 8.95
STOCH(9,6)
Neutral 34.34
STOCH RSI(14)
Neutral 39.99
MACD(12,26)
Bearish -0.36
ADX(14)
Strong Trend 28.28
UO(9)
Bearish 43.26
ROC(12)
Downtrend But Slowing Down -2.87
WillR(14)
Neutral -63.37
About Aptus Value Housing Finance
Aptus Value Housing Finance India Limited is an Indian company incorporated in 2009 that provides long-term housing finance to low and middle-income segments. It offers home loans, loans against property (LAP), and insurance services. The company operates primarily in Tamil Nadu, Andhra Pradesh, Telangana, Karnataka, and Odisha through 231 branches as of March 2023. Aptus is registered with the National Housing Bank and has a wholly-owned subsidiary, Aptus Finance India Private Limited, which is an RBI-registered Non-Banking Finance Company. The company went public in August 2021 with an IPO of Rs 2,780 crore. As of March 31, 2023, Aptus had total assets under management of Rs 6,738 crores, with 60% of borrowings from banks, 26% from NHB, and 10% from the debt capital market.
Listing Date
24 Aug, 2021(4 Years,
1 days)
Website
Chairperson NameMUNUSWAMY ANANDAN
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