Aadhar Housing Finance Limited has successfully completed timely interest and principal payments on its Non-Convertible Debentures (NCDs), demonstrating strong financial discipline and regulatory compliance. The company made the payments on February 3, 2026, as per the scheduled due date, fulfilling its obligations under SEBI regulations.

Interest Payment Details

The company completed its quarterly interest payment obligations on the NCDs with precision and timeliness. The payment was made post-deduction of Tax Deducted at Source (TDS) at 10.00%, reflecting compliance with income tax regulations.

The interest payments were made after deducting TDS amounting to Rs. 13.13 lakh, pursuant to the omission of clause (ix) under section 193 of the Income Tax Act, 1961.

Principal Redemption Execution

Alongside the interest payment, Aadhar Housing Finance executed a partial redemption of the principal amount by face value. This strategic redemption reduces the outstanding debt burden while maintaining the company's commitment to timely debt servicing.

Regulatory Compliance

The company has certified its compliance under Regulation 57 of SEBI (Listing Obligations and Disclosure Requirements) Regulations, 2015, read with SEBI Circular dated July 11, 2025. This certification confirms that all payments were made on the due date without any delays or defaults.

Key compliance highlights include:

• Timely submission of payment certificates to BSE Limited
• Proper notification to Beacon Trusteeship Limited and depositories (NSDL/CDSL)
• Adherence to quarterly payment frequency as originally structured
• Maintenance of accurate payment records and documentation

The successful completion of these payments reinforces Aadhar Housing Finance's commitment to meeting its debt obligations and maintaining investor confidence in its financial management capabilities.

Aadhar Housing Finance Limited has released its comprehensive investor presentation for Q3FY26 and nine months ended December 31, 2025, providing detailed insights into the company's strong financial performance and strategic initiatives. The presentation was made available following the earnings conference call conducted on January 30, 2026.

Strong Nine-Month Performance Highlights

The company delivered robust financial results for the nine-month period, demonstrating consistent growth across key metrics:

Asset Quality and Portfolio Metrics

Aadhar Housing Finance maintained strong asset quality indicators with its entirely secured retail book:

Operational Excellence and Network Expansion

The company's operational metrics reflect strong execution capabilities and market reach. With 621 branches across 22 states and union territories, Aadhar Housing Finance has established a comprehensive distribution network focusing on the affordable housing segment.

Financial Strength and Funding Profile

The presentation highlighted the company's robust financial position with diversified funding sources and positive asset-liability management across all buckets. The company maintains a strong capital adequacy ratio of 44.1% (Tier I) and has received rating upgrades from CARE to AA+/Stable.

Technology and Digital Initiatives

Aadhar Housing Finance has invested significantly in digital infrastructure, implementing end-to-end TCS-enabled core systems and comprehensive digital capabilities across customer acquisition, processing, and servicing. The company's data analytics maturity has evolved to support predictive and prescriptive analytics for credit, collections, and risk management.

Source: Company Investor Presentation