Aadhar Housing Finance Limited has successfully completed timely interest and principal payments on its Non-Convertible Debentures (NCDs), demonstrating strong financial discipline and regulatory compliance. The company made the payments on February 3, 2026, as per the scheduled due date, fulfilling its obligations under SEBI regulations.

Interest Payment Details

The company completed its quarterly interest payment obligations on the NCDs with precision and timeliness. The payment was made post-deduction of Tax Deducted at Source (TDS) at 10.00%, reflecting compliance with income tax regulations.

The interest payments were made after deducting TDS amounting to Rs. 13.13 lakh, pursuant to the omission of clause (ix) under section 193 of the Income Tax Act, 1961.

Principal Redemption Execution

Alongside the interest payment, Aadhar Housing Finance executed a partial redemption of the principal amount by face value. This strategic redemption reduces the outstanding debt burden while maintaining the company's commitment to timely debt servicing.

Regulatory Compliance

The company has certified its compliance under Regulation 57 of SEBI (Listing Obligations and Disclosure Requirements) Regulations, 2015, read with SEBI Circular dated July 11, 2025. This certification confirms that all payments were made on the due date without any delays or defaults.

Key compliance highlights include:

• Timely submission of payment certificates to BSE Limited
• Proper notification to Beacon Trusteeship Limited and depositories (NSDL/CDSL)
• Adherence to quarterly payment frequency as originally structured
• Maintenance of accurate payment records and documentation

The successful completion of these payments reinforces Aadhar Housing Finance's commitment to meeting its debt obligations and maintaining investor confidence in its financial management capabilities.

Aadhar Housing Finance Limited has announced a reduction in its Retail Prime Lending Rate (RPLR) by 15 basis points, with the new rates taking effect from February 10, 2026. The decision reflects the company's strategic approach to interest rate management in the current market environment.

Board Approval and Regulatory Compliance

The Board of Directors approved the rate reduction at their meeting held on January 30, 2026, following recommendations from the Asset Liability Management Committee (ALCO). The company has duly informed both BSE Limited and National Stock Exchange of India Limited about this decision under Regulation 30 and 51 of the SEBI (Listing Obligations and Disclosure Requirements) Regulations, 2015.

Market Impact and Customer Benefits

The 15 basis points reduction in RPLR is expected to make home financing more affordable for retail customers. This move aligns with the company's commitment to providing competitive lending rates in the housing finance sector. The timing of the implementation, scheduled for February 10, 2026, provides adequate notice to both existing and prospective borrowers.

Corporate Communication

Company Secretary and Compliance Officer Harshada Pathak (ACS: 19534) signed the regulatory filing, ensuring proper compliance with disclosure requirements. The company has made the information accessible on its official website at aadharhousing.com for stakeholder reference.

This rate adjustment demonstrates Aadhar Housing Finance Limited's proactive approach to interest rate management and its focus on maintaining competitive positioning in the retail lending market.