United Credit Limited Reports 50% Surge in Q1 Net Profit
United Credit, a Kolkata-based financial services company, has reported strong financial results for Q1 FY2026. The company's net profit increased by 50% to ₹36.00 lakh, while total income rose by 46.82% to ₹100.63 lakh compared to the same quarter last year. Earnings per share (EPS) improved by 51.11% to ₹0.68. The company's financing activity segment generated revenue of ₹59.87 lakh with a profit before interest and tax of ₹59.01 lakh. The renting activity segment reported revenue of ₹12.73 lakh with a profit before interest and tax of ₹1.14 lakh. The Board of Directors approved these unaudited financial results on August 11, and the company announced its 54th Annual General Meeting to be held on September 15 via video conferencing.
*this image is generated using AI for illustrative purposes only.
United Credit , a Kolkata-based financial services company, has reported a robust financial performance for the quarter ended June 30. The company's unaudited financial results showcase significant growth across key metrics.
Financial Highlights
- Total Income: ₹100.63 lakh, up 46.82% from ₹68.54 lakh in the same quarter last year
- Net Profit: ₹36.00 lakh, a 50% increase from ₹24.00 lakh year-over-year
- Earnings Per Share (EPS): ₹0.68, rising 51.11% from ₹0.45 in the previous year
Segment Performance
United Credit's financial results reveal strong performance across its two primary business segments:
Financing Activity:
- Revenue: ₹59.87 lakh
- Profit before Interest & Tax: ₹59.01 lakh
Renting Activity:
- Revenue: ₹12.73 lakh
- Profit before Interest & Tax: ₹1.14 lakh
Key Financial Metrics
| Particulars | Q1 FY2026 (₹ in lakh) | Q1 FY2025 (₹ in lakh) | YoY Change |
|---|---|---|---|
| Revenue from Operations | 74.18 | 86.62 | -14.36% |
| Other Income | 5.87 | 12.49 | -53.00% |
| Total Income | 80.05 | 99.11 | -19.23% |
| Total Expenses | 43.13 | 61.04 | -29.34% |
| Profit Before Tax | 36.92 | 38.02 | -2.89% |
| Net Profit | 25.00 | 26.23 | -4.69% |
Management Commentary
A. K. Dabriwala, Chairman & Managing Director of United Credit, stated, "We are pleased with our performance this quarter, which demonstrates the resilience and strength of our business model. The significant growth in our net profit reflects our commitment to operational efficiency and strategic focus on our core business segments."
Corporate Governance
The company's Board of Directors approved the unaudited financial results in their meeting held on August 11. The results have been reviewed by the Audit Committee and audited by the Statutory Auditors as required under SEBI regulations.
Investor Information
United Credit has announced that its 54th Annual General Meeting will be held on Monday, September 15, through Video Conferencing (VC) / Other Audio-Visual Means (OAVM).
The company's financial results are available on its website ( www.unitedcredititd.com ) and on the websites of BSE Ltd ( www.bseindia.com ) and The Calcutta Stock Exchange Ltd ( www.cse-india.com ).
United Credit continues to demonstrate strong financial performance, with significant growth in profitability. The company's focus on its core business segments and efficient operations has contributed to its positive results in the first quarter.
Historical Stock Returns for United Credit
| 1 Day | 5 Days | 1 Month | 6 Months | 1 Year | 5 Years |
|---|---|---|---|---|---|
| -5.68% | -2.05% | +2.75% | -10.34% | -9.90% | +228.81% |
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