Union Bank of India

123.36
-4.10
(-3.22%)
ann
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Market Cap
94,168.16 Cr
EPS
19.15
PE Ratio
5.95
Dividend Yield
2.83 %
Industry
Banks
52 Week High
172.50
52 Week Low
100.81
PB Ratio
0.91
Debt to Equity
0.00
Add Ratio

Investment Returns

In Long Term
In Short Term
1 Year
0.00%
2 Years
0.00%
3 Years
0.00%
4 Years
0.00%
5 Years
0.00%
Analyst Rating
- By Refinitiv from10 analysts
BUY
Analysts have suggested that investors can buy this stock
Buy+90.00 %
+90.00 %
Hold0.0 %
0.0 %
Sell+10.00 %
+10.00 %
Competitors LTP Market Cap (₹ Cr.) P/E Ratio Revenue (₹ Cr.) YoY Revenue Growth % Net Profit (₹ Cr.) YoY Profit Growth % RSI
772.85 6,89,739.26 8.79 5,94,574.90 25.60 68,138 67.98 64.82
223.07 1,15,357.58 5.68 1,41,778.70 27.98 18,410 9.04 64.96
93.81 1,07,815.30 6.55 1,22,394.00 23.52 9,157 97.08 54.36
123.36 94,168.16 5.95 1,18,188.40 21.75 13,709 27.52 59.89
42.77 80,845.62 26.95 29,731.00 26.39 2,666 20.88 42.81
88.46 80,238.98 5.05 1,39,164.90 25.14 14,782 11.21 54.33
543.05 73,146.88 6.98 64,231.70 21.67 8,129 31.89 58.69
105.96 48,240.07 5.75 67,306.50 22.06 6,567 36.60 60.80
36.54 43,687.07 19.51 25,119.90 24.61 1,654 26.72 44.00
44.69 38,795.12 11.15 35,562.00 19.57 2,677 30.91 48.19
Growth Rate
Revenue Growth
21.75 %
Net Income Growth
62.61 %
Cash Flow Change
229.10 %
ROE
31.31 %
ROCE
29.55 %
EBITDA Margin (Avg.)
15.63 %

Quarterly Financial Results

Quarterly Financials
Jun 2018
Sept 2018
Dec 2018
Mar 2019
Jun 2019
Sept 2019
Dec 2019
Mar 2020
Jun 2020
Sept 2020
Dec 2020
Mar 2021
Jun 2021
Sept 2021
Dec 2021
Mar 2022
Jun 2022
Sept 2022
Dec 2022
Mar 2023
Jun 2023
Sept 2023
Dec 2023
Mar 2024
Jun 2024
Sept 2024
Dec 2024
Revenue
10,042
9,636
9,757
9,921
10,054
10,754
10,985
11,476
20,487
20,911
20,963
20,681
20,545
21,622
20,233
19,354
21,204
23,475
24,636
27,764
27,822
28,953
29,802
31,612
31,326
32,812
31,749
Expenses
4,087
3,517
3,608
8,180
3,296
5,854
3,923
8,510
7,977
8,816
10,419
9,391
8,713
9,411
7,946
6,940
8,442
9,598
8,817
10,041
7,978
7,962
8,012
9,365
9,367
8,686
8,096
EBITDA
-128
62
153
-4,020
366
-1,613
563
-3,468
479
599
38
1,211
1,706
2,330
2,526
2,005
2,165
2,493
3,576
3,912
5,180
5,492
5,554
5,281
4,955
6,406
5,889
Operating Profit %
53 %
59 %
58 %
2 %
63 %
38 %
60 %
9 %
57 %
51 %
40 %
40 %
50 %
44 %
53 %
59 %
54 %
51 %
58 %
55 %
66 %
68 %
69 %
65 %
65 %
68 %
70 %
Depreciation
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
Interest
6,084
6,056
5,996
5,760
6,392
6,512
6,500
6,434
12,031
11,496
10,506
10,079
10,127
9,882
9,762
10,409
10,598
11,384
12,242
13,810
14,664
15,498
16,236
16,966
17,004
17,720
17,765
Profit Before Tax
-128
62
153
-4,020
366
-1,613
563
-3,468
479
599
38
1,211
1,706
2,330
2,526
2,005
2,165
2,493
3,576
3,912
5,180
5,492
5,554
5,281
4,955
6,406
5,889
Tax
-269
-24
-30
-688
136
-420
8
-755
138
65
-681
-58
586
819
1,448
448
582
640
1,313
1,101
1,909
1,921
1,929
1,953
1,313
1,655
1,266
Net Profit
141
86
183
-3,332
230
-1,192
554
-2,713
341
534
719
1,269
1,120
1,511
1,077
1,557
1,583
1,853
2,264
2,812
3,272
3,572
3,625
3,328
3,642
4,751
4,623
EPS in ₹
1.20
0.73
1.57
-27.88
1.31
-6.76
2.37
-7.93
0.53
0.83
1.12
1.98
1.70
2.25
1.55
2.30
2.32
2.71
3.31
4.11
4.79
5.14
4.89
4.44
4.77
6.22
6.06

Balance Sheet

Balance Sheet
2015
2016
2017
2018
2019
2020
2021
2022
2023
2024
Total Assets
3,83,569
4,07,365
4,55,681
4,91,146
4,98,581
5,55,509
10,82,377
11,93,766
12,88,357
14,01,996
Fixed Assets
2,690
3,939
3,896
3,825
3,743
4,734
7,303
7,171
8,826
9,224
Current Assets
29,501
44,171
48,075
67,008
62,433
71,435
1,26,957
1,59,067
1,62,843
1,70,990
Capital Work in Progress
4
13
22
34
44
54
63
37
22
36
Investments
95,449
90,573
1,13,441
1,25,511
1,28,391
1,54,252
3,39,059
3,51,839
3,43,727
3,43,953
Other Assets
2,85,425
3,12,840
3,38,322
3,61,777
3,66,402
3,96,470
7,35,952
8,34,718
9,35,782
10,48,783
Total Liabilities
3,83,569
4,07,365
4,55,681
4,91,146
4,98,581
5,55,509
10,82,377
11,93,766
12,88,357
14,01,996
Current Liabilities
10,590
9,562
13,167
9,926
10,965
16,369
40,064
37,292
46,495
52,831
Non Current Liabilities
3,72,979
3,97,802
4,42,514
4,81,221
4,87,616
5,39,140
10,42,314
11,56,474
12,41,862
13,49,165
Total Equity
19,908
23,048
24,094
25,252
26,836
33,989
64,738
70,861
78,804
97,598
Reserve & Surplus
19,263
22,361
22,865
24,083
24,969
30,463
58,227
63,922
71,865
89,860
Share Capital
636
687
687
1,169
1,763
3,423
6,407
6,835
6,835
7,634

Cash Flow

Cash Flow
2015
2016
2017
2018
2019
2020
2021
2022
2023
2024
Net Cash Flow
-718
70
3,289
16,574
-6,317
121
1,066
34,995
-7,159
7,047
Investing Activities
-318
-9
-280
-315
-297
-4
-601
-558
-2,561
-1,394
Operating Activities
-3,568
81
-6,625
6,097
-7,778
-77
20,527
36,339
6,056
19,930
Financing Activities
3,168
-2
10,194
10,792
1,758
201
-18,861
-786
-10,654
-11,489

Share Holding

% Holding
Mar 2021
May 2021
Jun 2021
Sept 2021
Dec 2021
Mar 2022
Jun 2022
Sept 2022
Dec 2022
Mar 2023
Jun 2023
Aug 2023
Sept 2023
Dec 2023
Feb 2024
Mar 2024
Jun 2024
Sept 2024
Dec 2024
Promoter
89.07 %
83.49 %
83.49 %
83.49 %
83.49 %
83.49 %
83.49 %
83.49 %
83.49 %
83.49 %
83.49 %
76.99 %
76.99 %
76.99 %
74.76 %
74.76 %
74.76 %
74.76 %
74.76 %
FIIs
0.00 %
0.00 %
0.00 %
0.00 %
0.00 %
0.00 %
0.00 %
0.00 %
0.00 %
0.00 %
0.00 %
0.00 %
2.88 %
0.00 %
0.00 %
6.76 %
7.37 %
6.89 %
6.46 %
DIIs
4.37 %
8.18 %
6.83 %
1.65 %
7.01 %
7.04 %
6.90 %
7.05 %
8.38 %
8.28 %
7.88 %
13.30 %
12.70 %
12.13 %
12.24 %
12.25 %
11.38 %
11.23 %
11.94 %
Government
0.00 %
0.00 %
0.00 %
0.00 %
0.00 %
0.00 %
0.00 %
0.00 %
0.00 %
0.00 %
0.00 %
0.00 %
0.00 %
0.00 %
0.00 %
0.00 %
0.00 %
0.00 %
0.00 %
Public / Retail
5.55 %
5.12 %
6.65 %
7.03 %
7.17 %
7.44 %
7.72 %
7.34 %
6.03 %
6.10 %
6.49 %
5.53 %
6.59 %
6.00 %
5.74 %
5.56 %
5.83 %
6.46 %
6.22 %
Others
1.01 %
3.21 %
3.03 %
7.82 %
2.33 %
2.03 %
1.88 %
2.12 %
2.09 %
2.13 %
2.13 %
4.18 %
0.84 %
4.89 %
7.26 %
0.68 %
0.66 %
0.66 %
0.63 %
No of Share Holders
6,31,887
6,25,405
6,83,042
6,90,809
7,39,143
7,61,809
7,98,214
7,81,554
7,80,208
7,83,550
7,75,773
7,72,539
8,65,251
8,74,309
9,17,901
9,14,940
9,84,229
10,19,060
10,22,300

Dividend History

Dividends per share (FY)
Dividend yield (FY) %
Annual Cash Flows 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025
Dividend Per Share (₹) 0.00 0.00 0.00 0.00 0.00 0.00 1.9 0.00 3.6 0.00
Dividend Yield (%) 0.00 0.00 0.00 0.00 0.00 0.00 2.86 0.00 2.82 0.00

Corporate Action

Announcements

Disclosure under Regulation 30A of LODR
23 hours ago
Disclosure Under Regulation 30 Of The SEBI (LODR) Regulations 2015.
3 days ago
Announcement under Regulation 30 (LODR)-Change in Directorate
4 days ago
Disclosures Pertaining To Analysts/Investors Meet/Call - Schedule
4 days ago
Disclosure under Regulation 30A of LODR
6 days ago
Disclosure under Regulation 30A of LODR
Mar 12, 2025
Disclosure under Regulation 30A of LODR
Mar 12, 2025
Announcement under Regulation 30 (LODR)-Credit Rating
Mar 11, 2025
Disclosure under Regulation 30A of LODR
Mar 07, 2025
Certificate For Timely Payment Of Annual Interest On Bonds
Mar 03, 2025
Disclosure under Regulation 30A of LODR
Feb 25, 2025
Disclosure under Regulation 30A of LODR
Feb 25, 2025
Disclosure under Regulation 30A of LODR
Feb 24, 2025
Disclosure under Regulation 30A of LODR
Feb 20, 2025
Disclosure under Regulation 30A of LODR
Feb 20, 2025
Disclosure under Regulation 30A of LODR
Feb 14, 2025
Disclosure under Regulation 30A of LODR
Feb 14, 2025
Disclosure under Regulation 30A of LODR
Feb 13, 2025
Disclosure under Regulation 30A of LODR
Feb 12, 2025
Disclosure under Regulation 30A of LODR
Feb 11, 2025
Disclosure under Regulation 30A of LODR
Feb 06, 2025
Disclosure under Regulation 30A of LODR
Feb 05, 2025
Disclosure under Regulation 30A of LODR
Feb 01, 2025
Announcement under Regulation 30 (LODR)-Raising of Funds
Jan 29, 2025
Certificate For Timely Payment Of Annual Interest On Bonds
Jan 29, 2025
Audio Recording Of Post Earnings Call
Jan 28, 2025
Presentation On Financial Results Of The Bank For The Quarter And Nine Months Ended On December 31 2024.
Jan 27, 2025
Press Release On The Financial Results Of The Bank For The Quarter And Nine Months Ended On December 31 2024.
Jan 27, 2025
Integrated Filing (Financial)
Jan 27, 2025
Unaudited Reviewed Financial Results (Standalone And Consolidated) Of The Bank For The Quarter And Nine Months Ended On December 31 2024.
Jan 27, 2025
Raising Of Long Term Bonds By The Bank
Jan 24, 2025
Announcement under Regulation 30 (LODR)-Analyst / Investor Meet - Intimation
Jan 22, 2025
Board Meeting Intimation for Board Meeting Intimation For Board Meeting Intimation To Consider And Approve Unaudited/ Reviewed Financial Results (Standalone And Consolidated) Of The Bank For The Quart
Jan 18, 2025
Announcement under Regulation 30 (LODR)-Credit Rating
Jan 18, 2025
Announcement under Regulation 30 (LODR)-Credit Rating
Jan 18, 2025
Reconciliation Of Share Capital Audit Report For The Quarter Ended On 31 Dec 2024 Under Regulations 76 Of SEBI Regulations 2018
Jan 14, 2025
Compliances-Certificate under Reg. 74 (5) of SEBI (DP) Regulations 2018
Jan 14, 2025
Certificate For Timely Payment Of Annual Interest On Bonds
Jan 13, 2025
Closure of Trading Window
Dec 27, 2024
Certificate For Timely Payment Of Annual Interest On Bonds
Dec 23, 2024
Compliances-Reg. 39 (3) - Details of Loss of Certificate / Duplicate Certificate
Dec 18, 2024
Disclosures Pertaining To Analysts/Investors Meet/Call - Schedule
Dec 18, 2024
Disclosures Pertaining To Analysts/Investors Meet/Call - Outcome
Dec 17, 2024
Compliances-Reg. 39 (3) - Details of Loss of Certificate / Duplicate Certificate
Dec 17, 2024
Certificate For Timely Payment Of Annual Interest On Bonds
Dec 16, 2024
Compliances-Reg. 39 (3) - Details of Loss of Certificate / Duplicate Certificate
Dec 16, 2024
Announcement under Regulation 30 (LODR)-Change in Management
Dec 11, 2024
Disclosures Pertaining To Analysts/Investors Meet/Call - Schedule
Dec 11, 2024
Compliances-Reg. 39 (3) - Details of Loss of Certificate / Duplicate Certificate
Dec 10, 2024
Disclosures Pertaining To Analysts/Investors Meet/Call - Schedule
Dec 09, 2024

Technical Indicators

RSI(14)
Neutral
67.67
ATR(14)
Volatile
4.09
STOCH(9,6)
Overbought
90.79
STOCH RSI(14)
Overbought
100.00
MACD(12,26)
Bullish
1.37
ADX(14)
Weak Trend
14.40
UO(9)
Bearish
70.41
ROC(12)
Uptrend But Slowing Down
9.03
WillR(14)
Overbought
-6.88

About Union Bank of India

Union Bank of India is a major state-owned bank in India, with the government holding 74.76% of its share capital. It offers a wide range of services including retail and corporate banking, treasury operations, and international banking. The bank has a significant domestic presence with over 8,400 branches and 8,900 ATMs across India, as well as international operations with branches in Hong Kong, Dubai, and Sydney. Union Bank of India was originally incorporated in 1919 and nationalized in 1969. In 2020, it underwent a major amalgamation, merging with Andhra Bank and Corporation Bank to become the 5th largest public sector bank in India. As of March 31, 2024, the bank's global business stood at Rs. 21,26,912 Crore, with total deposits of Rs. 12,21,528 Crore and gross advances of Rs. 9,04,884 Crore.
Listing Date
09 Mar, 2006(19 Years, 16 days)
Chairperson NameSRINIVASAN VARADARAJAN