| Annual Financials | 2015 | 2016 | 2017 | 2018 | 2019 | 2020 | 2021 | 2022 | 2023 | 2024 | TTM |
Revenue  | 36,121 | 36,250 | 38,247 | 38,414 | 39,355 | 43,269 | 83,211 | 81,754 | 97,079 | 1,18,188 | 1,27,498 |
| Expenses | 9,498 | 10,349 | 13,871 | 21,181 | 19,019 | 21,166 | 35,863 | 32,264 | 36,155 | 32,422 | 35,514 |
| EBITDA | 2,984 | 2,007 | 600 | -6,238 | -3,559 | -3,734 | 3,235 | 9,311 | 12,891 | 22,403 | 22,530 |
| Operating Profit % | 70 % | 68 % | 58 % | 36 % | 45 % | 44 % | 48 % | 53 % | 55 % | 68 % | 67 % |
| Depreciation | 225 | 249 | 241 | 368 | 374 | 417 | 908 | 745 | 745 | 895 | 0 |
| Interest | 23,640 | 23,894 | 23,776 | 23,471 | 23,896 | 25,837 | 44,112 | 40,179 | 48,033 | 63,364 | 69,454 |
| Profit Before Tax | 2,759 | 1,758 | 359 | -6,607 | -3,933 | -4,151 | 2,327 | 8,566 | 12,147 | 21,508 | 22,530 |
| Tax | 1,002 | 415 | -208 | -1,386 | -1,000 | -1,110 | -501 | 3,358 | 3,716 | 7,799 | 6,186 |
| Net Profit | 1,758 | 1,343 | 567 | -5,221 | -2,933 | -3,041 | 2,828 | 5,209 | 8,430 | 13,709 | 16,344 |
| EPS in ₹ | 27.67 | 20.50 | 8.33 | -68.98 | -24.87 | -13.45 | 4.47 | 7.77 | 12.45 | 19.15 | 21.50 |
Union Bank of India
110.57
+4.98
(4.72%)
Market Cap
80,603.20
Eps
19.15
PE Ratio (TTM)
5.26
Dividend Yield
3.41
Industry
Banks
52 Week High
172.50
52 Week low
100.81
PB Ratio
0.79
Debt to Equity
0.00
Sector
Public Sector Bank
Live Chart 
Investment Returns
In Long Term
In Short Term
1 Year
0.00%
2 Years
0.00%
3 Years
0.00%
4 Years
0.00%
5 Years
0.00%
Company News
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Union Bank of India Reports Strong Q3 FY24 Financial Results22 hours ago
Union Bank of India has announced its Q3 FY24 financial results, showing significant improvements across key metrics. The bank's net profit increased to 46 billion rupees, up from 35.9 billion rupees year-over-year. Revenue rose to 269.6 billion rupees from 254 billion rupees in the same period last year. Asset quality improved with Gross Non-Performing Assets (GNPA) decreasing to 3.85% from 4.36% in the previous quarter, and Net Non-Performing Assets (NNPA) reducing to 0.82% from 0.98%. Provisions for NPAs decreased to 14.8 billion rupees from 25 billion rupees quarter-over-quarter. The bank's Net Interest Margin stood at 2.91%, with Net Interest Income at 92.40 billion rupees.
Union Bank of India: Q3 Net Profit Surges 28% to ₹4,604 Crore1 day ago
Union Bank of India reported a 28.2% YoY increase in Q3 net profit to ₹4,603.6 crore. NII grew marginally by 0.8% to ₹9,240.2 crore. GNPA improved to 3.85% from 4.36% QoQ. RAM segment saw 9.26% YoY growth. Capital adequacy ratio strengthened to 16.72%.
Union Bank of India Reports Q3 Financial Results1 day ago
Union Bank of India has announced its financial results for the third quarter. The bank's Net Interest Margin (NIM) stood at 2.91%, while its Net Interest Income (NII) reached 92.40 billion rupees.
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Growth Rate
Revenue Growth
21.75 %
Net Income Growth
62.61 %
Cash Flow Change
229.10 %
ROE
31.31 %
ROCE
29.55 %
EBITDA Margin (Avg.)
15.63 %
Yearly Financial Results
Balance Sheet
| Balance Sheet | 2015 | 2016 | 2017 | 2018 | 2019 | 2020 | 2021 | 2022 | 2023 | 2024 |
| Total Assets | 3,83,569 | 4,07,365 | 4,55,681 | 4,91,146 | 4,98,581 | 5,55,509 | 10,82,377 | 11,93,766 | 12,88,357 | 14,01,996 |
| Fixed Assets | 2,690 | 3,939 | 3,896 | 3,825 | 3,743 | 4,734 | 7,303 | 7,171 | 8,826 | 9,224 |
| Current Assets | 29,501 | 44,171 | 48,075 | 67,008 | 62,433 | 71,435 | 1,26,957 | 1,59,067 | 1,62,843 | 1,70,990 |
| Capital Work in Progress | 4 | 13 | 22 | 34 | 44 | 54 | 63 | 37 | 22 | 36 |
| Investments | 95,449 | 90,573 | 1,13,441 | 1,25,511 | 1,28,391 | 1,54,252 | 3,39,059 | 3,51,839 | 3,43,727 | 3,43,953 |
| Other Assets | 2,85,425 | 3,12,840 | 3,38,322 | 3,61,777 | 3,66,402 | 3,96,470 | 7,35,952 | 8,34,718 | 9,35,782 | 10,48,783 |
| Total Liabilities | 3,83,569 | 4,07,365 | 4,55,681 | 4,91,146 | 4,98,581 | 5,55,509 | 10,82,377 | 11,93,766 | 12,88,357 | 14,01,996 |
| Current Liabilities | 10,590 | 9,562 | 13,167 | 9,926 | 10,965 | 16,369 | 40,064 | 37,292 | 46,495 | 52,831 |
| Non Current Liabilities | 3,72,979 | 3,97,802 | 4,42,514 | 4,81,221 | 4,87,616 | 5,39,140 | 10,42,314 | 11,56,474 | 12,41,862 | 13,49,165 |
| Total Equity | 19,908 | 23,048 | 24,094 | 25,252 | 26,836 | 33,989 | 64,738 | 70,861 | 78,804 | 97,598 |
| Reserve & Surplus | 19,263 | 22,361 | 22,865 | 24,083 | 24,969 | 30,463 | 58,227 | 63,922 | 71,865 | 89,860 |
| Share Capital | 636 | 687 | 687 | 1,169 | 1,763 | 3,423 | 6,407 | 6,835 | 6,835 | 7,634 |
Cash Flow
| Cash Flow | 2015 | 2016 | 2017 | 2018 | 2019 | 2020 | 2021 | 2022 | 2023 | 2024 |
| Net Cash Flow | -718 | 70 | 3,289 | 16,574 | -6,317 | 121 | 1,066 | 34,995 | -7,159 | 7,047 |
| Investing Activities | -318 | -9 | -280 | -315 | -297 | -4 | -601 | -558 | -2,561 | -1,394 |
| Operating Activities | -3,568 | 81 | -6,625 | 6,097 | -7,778 | -77 | 20,527 | 36,339 | 6,056 | 19,930 |
| Financing Activities | 3,168 | -2 | 10,194 | 10,792 | 1,758 | 201 | -18,861 | -786 | -10,654 | -11,489 |
Share Holding
| % Holding | Mar 2021 | May 2021 | Jun 2021 | Sept 2021 | Dec 2021 | Mar 2022 | Jun 2022 | Sept 2022 | Dec 2022 | Mar 2023 | Jun 2023 | Aug 2023 | Sept 2023 | Dec 2023 | Feb 2024 | Mar 2024 | Jun 2024 | Sept 2024 | Dec 2024 |
| Promoter | 89.07 % | 83.49 % | 83.49 % | 83.49 % | 83.49 % | 83.49 % | 83.49 % | 83.49 % | 83.49 % | 83.49 % | 83.49 % | 76.99 % | 76.99 % | 76.99 % | 74.76 % | 74.76 % | 74.76 % | 74.76 % | 74.76 % |
| FIIs | 0.00 % | 0.00 % | 0.00 % | 0.00 % | 0.00 % | 0.00 % | 0.00 % | 0.00 % | 0.00 % | 0.00 % | 0.00 % | 0.00 % | 2.88 % | 0.00 % | 0.00 % | 6.76 % | 7.37 % | 6.89 % | 6.46 % |
| DIIs | 4.37 % | 8.18 % | 6.83 % | 1.65 % | 7.01 % | 7.04 % | 6.90 % | 7.05 % | 8.38 % | 8.28 % | 7.88 % | 13.30 % | 12.70 % | 12.13 % | 12.24 % | 12.25 % | 11.38 % | 11.23 % | 11.94 % |
| Government | 0.00 % | 0.00 % | 0.00 % | 0.00 % | 0.00 % | 0.00 % | 0.00 % | 0.00 % | 0.00 % | 0.00 % | 0.00 % | 0.00 % | 0.00 % | 0.00 % | 0.00 % | 0.00 % | 0.00 % | 0.00 % | 0.00 % |
| Public / Retail | 5.55 % | 5.12 % | 6.65 % | 7.03 % | 7.17 % | 7.44 % | 7.72 % | 7.34 % | 6.03 % | 6.10 % | 6.49 % | 5.53 % | 6.59 % | 6.00 % | 5.74 % | 5.56 % | 5.83 % | 6.46 % | 6.22 % |
| No of Share Holders | 6,31,887 | 6,25,405 | 6,83,042 | 6,90,809 | 7,39,143 | 7,61,809 | 7,98,214 | 7,81,554 | 7,80,208 | 7,83,550 | 7,75,773 | 7,72,539 | 8,65,251 | 8,74,309 | 9,17,901 | 9,14,940 | 9,84,229 | 10,19,060 | 10,22,300 |
Dividend History
Dividends per share (FY)
Dividend yield (FY) %
| Annual Cash Flows | 2016 | 2017 | 2018 | 2019 | 2020 | 2021 | 2022 | 2023 | 2024 | 2025 |
|---|---|---|---|---|---|---|---|---|---|---|
| Dividend Per Share (₹) | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 1.9 | 0.00 | 3.6 | 0.00 |
| Dividend Yield (%) | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 2.86 | 0.00 | 3.41 | 0.00 |
Announcements
Peer Comparison Compare Peers on Screener
| Competitors | LTP | Market Cap (₹ Cr.) | P/E Ratio | Revenue (₹ Cr.) | YoY Revenue Growth % | Net Profit (₹ Cr.) | YoY Profit Growth % | RSI |
|---|---|---|---|---|---|---|---|---|
| 752.40 | 6,71,488.41 | 8.70 | 5,94,574.90 | 25.60 | 68,138 | 23.53 | 40.48 | |
| 221.76 | 1,14,680.13 | 5.68 | 1,41,778.70 | 27.98 | 18,410 | 22.11 | 37.89 | |
| 99.78 | 1,14,676.59 | 7.59 | 1,22,394.00 | 23.52 | 9,157 | 138.15 | 48.14 | |
| 49.49 | 93,548.04 | 30.31 | 29,731.00 | 26.39 | 2,666 | 20.88 | 45.30 | |
| 91.82 | 83,286.72 | 5.07 | 1,39,164.90 | 25.14 | 14,782 | 11.21 | 37.25 | |
| 110.57 | 80,603.20 | 5.26 | 1,18,188.40 | 21.75 | 13,709 | 27.52 | 47.28 | |
| 514.15 | 69,254.15 | 6.80 | 64,231.70 | 21.67 | 8,129 | 35.35 | 46.70 | |
| 42.67 | 51,016.07 | 21.89 | 25,119.90 | 24.61 | 1,654 | 26.72 | 47.08 | |
| 109.51 | 49,856.27 | 5.57 | 67,306.50 | 22.06 | 6,567 | 36.60 | 62.93 | |
| 51.07 | 44,333.56 | 12.26 | 35,562.00 | 19.57 | 2,677 | 30.91 | 44.75 |
Corporate Action
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Technical Indicators
RSI(14)
Neutral 47.28
ATR(14)
Volatile 3.90
STOCH(9,6)
Neutral 60.84
STOCH RSI(14)
Neutral 77.26
MACD(12,26)
Bullish 0.37
ADX(14)
Weak Trend 21.18
UO(9)
Bearish 49.04
ROC(12)
Uptrend And Accelerating 6.71
WillR(14)
Neutral -20.84
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