| Quarterly Financials | Jun 2018 | Sept 2018 | Dec 2018 | Mar 2019 | Jun 2019 | Sept 2019 | Dec 2019 | Mar 2020 | Jun 2020 | Sept 2020 | Dec 2020 | Mar 2021 | Jun 2021 | Sept 2021 | Dec 2021 | Mar 2022 | Jun 2022 | Sept 2022 | Dec 2022 | Mar 2023 | Jun 2023 | Sept 2023 | Dec 2023 | Mar 2024 | Jun 2024 | Sept 2024 | Dec 2024 | Mar 2025 | Jun 2025 | Sept 2025 | Dec 2025 |
Revenue  | 10,042 | 9,636 | 9,757 | 9,921 | 10,054 | 10,754 | 10,985 | 11,476 | 20,487 | 20,911 | 20,963 | 20,681 | 20,545 | 21,622 | 20,233 | 19,354 | 21,204 | 23,475 | 24,636 | 27,764 | 27,822 | 28,953 | 29,802 | 31,612 | 31,326 | 32,812 | 31,335 | 34,093 | 32,344 | 31,755 | 32,002 |
| Expenses | 4,087 | 3,517 | 3,608 | 8,180 | 3,296 | 5,854 | 3,923 | 8,510 | 7,977 | 8,816 | 10,419 | 9,391 | 8,713 | 9,411 | 7,946 | 6,940 | 8,442 | 9,598 | 8,817 | 10,041 | 7,978 | 7,962 | 8,012 | 9,365 | 9,367 | 8,686 | 8,096 | 9,673 | 8,844 | 9,056 | 7,994 |
| EBITDA | -128 | 62 | 153 | -4,020 | 366 | -1,613 | 563 | -3,468 | 479 | 599 | 38 | 1,211 | 1,706 | 2,330 | 2,526 | 2,005 | 2,165 | 2,493 | 3,576 | 3,912 | 5,180 | 5,492 | 5,554 | 5,281 | 4,955 | 6,406 | 5,889 | 6,175 | 5,269 | 5,453 | 6,638 |
| Operating Profit % | 53 % | 59 % | 58 % | 2 % | 63 % | 38 % | 60 % | 9 % | 57 % | 51 % | 40 % | 40 % | 50 % | 44 % | 53 % | 59 % | 54 % | 51 % | 58 % | 55 % | 66 % | 68 % | 69 % | 65 % | 65 % | 68 % | 70 % | 65 % | 68 % | 65 % | 70 % |
| Depreciation | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Interest | 6,084 | 6,056 | 5,996 | 5,760 | 6,392 | 6,512 | 6,500 | 6,434 | 12,031 | 11,496 | 10,506 | 10,079 | 10,127 | 9,882 | 9,762 | 10,409 | 10,598 | 11,384 | 12,242 | 13,810 | 14,664 | 15,498 | 16,236 | 16,966 | 17,004 | 17,720 | 17,350 | 18,245 | 18,231 | 17,247 | 17,370 |
| Profit Before Tax | -128 | 62 | 153 | -4,020 | 366 | -1,613 | 563 | -3,468 | 479 | 599 | 38 | 1,211 | 1,706 | 2,330 | 2,526 | 2,005 | 2,165 | 2,493 | 3,576 | 3,912 | 5,180 | 5,492 | 5,554 | 5,281 | 4,955 | 6,406 | 5,889 | 6,175 | 5,269 | 5,453 | 6,638 |
| Tax | -269 | -24 | -30 | -688 | 136 | -420 | 8 | -755 | 138 | 65 | -681 | -58 | 586 | 819 | 1,448 | 448 | 582 | 640 | 1,313 | 1,101 | 1,909 | 1,921 | 1,929 | 1,953 | 1,313 | 1,655 | 1,266 | 1,164 | 841 | 1,027 | 1,565 |
| Net Profit | 141 | 86 | 183 | -3,332 | 230 | -1,192 | 554 | -2,713 | 341 | 534 | 719 | 1,269 | 1,120 | 1,511 | 1,077 | 1,557 | 1,583 | 1,853 | 2,264 | 2,812 | 3,272 | 3,572 | 3,625 | 3,328 | 3,642 | 4,751 | 4,623 | 5,011 | 4,428 | 4,426 | 5,073 |
| EPS in ₹ | 1.20 | 0.73 | 1.57 | -27.88 | 1.31 | -6.76 | 2.37 | -7.93 | 0.53 | 0.83 | 1.12 | 1.98 | 1.70 | 2.25 | 1.55 | 2.30 | 2.32 | 2.71 | 3.31 | 4.11 | 4.79 | 5.14 | 4.89 | 4.44 | 4.77 | 6.22 | 6.06 | 6.56 | 5.80 | 5.80 | 6.65 |
Union Bank of India
Union Bank of India
176.07
+0.47
(0.27%)
Market Cap
1,34,404.89 Cr
PE Ratio
7.07
Volume
85,19,438.00
Day High - Low
176.51 - 172.82
52W High-Low
205.49 - 112.17
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Key Fundamentals
Market Cap
1,34,404.89 Cr
EPS
23.62
PE Ratio
7.07
PB Ratio
1.07
Book Value
164.50
EBITDA
24,507.80
Dividend Yield
2.71 %
Industry
Banks Sector
Public Sector Bank Return on Equity
15.74
Debt to Equity
0.00
Analyst Rating and Forecast
- By Refinitiv from14 analysts
Actual
Company News
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ICRA assigns AAA rating with stable outlook to Union Bank's Rs. 10,000.00 crore infrastructure bonds while reaffirming ratings on existing Tier-2 bonds and certificates of deposit.
Union Bank of India schedules Committee of Directors meeting on March 16, 2026, to discuss and approve issuance of long-term bonds for infrastructure, affordable housing, and green bonds.
Union Bank of India successfully paid annual interest of ₹127.50 crores on its bonds on March 2, 2026, maintaining its commitment to timely payments under SEBI regulations.
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Peer Comparison Compare Peers on Screener
Competitors | LTP | Market Cap (₹ Cr.) | P/E Ratio | Revenue (₹ Cr.) | YoY Revenue Growth % | Net Profit (₹ Cr.) | YoY Profit Growth % | RSI |
|---|---|---|---|---|---|---|---|---|
1,064.70 | #1 9,82,783.85 | 11.38 | #1 6,63,343.30 | 11.57 | #1 79,017 | 13.82 | 36.17 | |
283.25 | 1,46,478.83 | 7.37 | 1,52,884.10 | 7.83 | 20,459 | 4.78 | 39.26 | |
176.07 | #3 1,34,404.89 | #4 7.07 | #5 1,29,979.30 | #8 9.98 | #4 17,921 | #7 9.73 | 41.65 | |
112.00 | 1,28,720.96 | 7.13 | 1,40,456.80 | 14.76 | 18,553 | 15.91 | 33.49 | |
136.58 | 1,23,886.95 | 6.64 | 1,52,657.90 | 9.70 | 17,336 | 21.59 | 36.47 | |
873.95 | 1,17,717.92 | 10.26 | 72,050.90 | 12.17 | 10,995 | 8.15 | 40.89 | |
151.38 | 68,918.29 | 6.98 | 80,412.40 | 19.47 | 9,552 | 6.68 | 37.90 | |
32.07 | 61,755.88 | 12.54 | 33,750.30 | 13.52 | 3,396 | #1 63.05 | 31.71 | |
62.48 | 48,056.84 | 7.52 | 28,402.60 | #1 20.90 | 5,542 | 27.44 | 39.00 | |
34.94 | 31,625.60 | #1 6.49 | 39,668.00 | 11.55 | 3,943 | 30.93 | 35.53 |
Growth Rate
Revenue Growth
9.98 %
Net Income Growth
30.73 %
Cash Flow Change
-12.29 %
ROE
12.03 %
ROCE
2.98 %
EBITDA Margin (Avg.)
0.96 %
Quarterly Financial Results
Balance Sheet
| Balance Sheet | 2015 | 2016 | 2017 | 2018 | 2019 | 2020 | 2021 | 2022 | 2023 | 2024 | 2025 |
| Total Assets | 3,83,569 | 4,07,365 | 4,55,681 | 4,91,146 | 4,98,581 | 5,55,509 | 10,82,377 | 11,93,766 | 12,88,357 | 14,01,996 | 15,11,329 |
| Fixed Assets | 2,690 | 3,939 | 3,896 | 3,825 | 3,743 | 4,734 | 7,303 | 7,171 | 8,826 | 9,224 | 9,765 |
| Current Assets | 29,501 | 44,171 | 48,075 | 67,008 | 62,433 | 71,435 | 1,26,957 | 1,59,067 | 1,62,843 | 1,70,990 | 1,80,127 |
| Capital Work in Progress | 4 | 13 | 22 | 34 | 44 | 54 | 63 | 37 | 22 | 36 | 59 |
| Investments | 95,449 | 90,573 | 1,13,441 | 1,25,511 | 1,28,391 | 1,54,252 | 3,39,059 | 3,51,839 | 3,43,727 | 3,43,953 | 3,61,903 |
| Other Assets | 2,85,425 | 3,12,840 | 3,38,322 | 3,61,777 | 3,66,402 | 3,96,470 | 7,35,952 | 8,34,718 | 9,35,782 | 10,48,783 | 11,39,602 |
| Total Equity & Liabilities | 3,83,569 | 4,07,365 | 4,55,681 | 4,91,146 | 4,98,581 | 5,55,509 | 10,82,377 | 11,93,766 | 12,88,357 | 14,01,996 | 15,11,329 |
| Current Liabilities | 10,590 | 9,562 | 13,167 | 9,926 | 10,965 | 16,369 | 40,064 | 37,292 | 46,495 | 52,831 | 57,714 |
| Non Current Liabilities | 3,72,979 | 3,97,802 | 4,42,514 | 4,81,221 | 4,87,616 | 5,39,140 | 10,42,314 | 11,56,474 | 12,41,862 | 13,49,165 | 14,53,615 |
| Total Equity | 19,908 | 23,048 | 24,094 | 25,252 | 26,836 | 33,989 | 64,738 | 70,861 | 78,804 | 97,598 | 1,13,834 |
| Reserve & Surplus | 19,263 | 22,361 | 22,865 | 24,083 | 24,969 | 30,463 | 58,227 | 63,922 | 71,865 | 89,860 | 1,06,097 |
| Share Capital | 636 | 687 | 687 | 1,169 | 1,763 | 3,423 | 6,407 | 6,835 | 6,835 | 7,634 | 7,634 |
Cash Flow
| Cash Flow | 2015 | 2016 | 2017 | 2018 | 2019 | 2020 | 2021 | 2022 | 2023 | 2024 | 2025 |
| Net Cash Flow | -718 | 70 | 3,289 | 16,574 | -6,317 | 12,086 | 1,066 | 34,995 | -7,159 | 7,047 | 12,038 |
| Investing Activities | -318 | -9 | -280 | -315 | -297 | -377 | -601 | -558 | -2,561 | -1,394 | -1,891 |
| Operating Activities | -3,568 | 81 | -6,625 | 6,097 | -7,778 | -7,681 | 20,527 | 36,339 | 6,056 | 19,930 | 17,479 |
| Financing Activities | 3,168 | -2 | 10,194 | 10,792 | 1,758 | 20,144 | -18,861 | -786 | -10,654 | -11,489 | -3,550 |
Share Holding
| % Holding | Mar 2021 | May 2021 | Jun 2021 | Sept 2021 | Dec 2021 | Mar 2022 | Jun 2022 | Sept 2022 | Dec 2022 | Mar 2023 | Jun 2023 | Aug 2023 | Sept 2023 | Dec 2023 | Feb 2024 | Mar 2024 | Jun 2024 | Sept 2024 | Dec 2024 | Mar 2025 | Jun 2025 | Sept 2025 | Dec 2025 |
| Promoter | 89.07 % | 83.49 % | 83.49 % | 83.49 % | 83.49 % | 83.49 % | 83.49 % | 83.49 % | 83.49 % | 83.49 % | 83.49 % | 76.99 % | 76.99 % | 76.99 % | 74.76 % | 74.76 % | 74.76 % | 74.76 % | 74.76 % | 74.76 % | 74.76 % | 74.76 % | 74.76 % |
| FIIs | 0.00 % | 0.00 % | 0.00 % | 0.00 % | 0.00 % | 0.00 % | 0.00 % | 0.00 % | 0.00 % | 0.00 % | 0.00 % | 0.00 % | 2.88 % | 0.00 % | 0.00 % | 6.76 % | 7.37 % | 6.89 % | 6.46 % | 7.11 % | 7.70 % | 7.86 % | 8.14 % |
| DIIs | 4.37 % | 8.18 % | 6.83 % | 1.65 % | 7.01 % | 7.04 % | 6.90 % | 7.05 % | 8.38 % | 8.28 % | 7.88 % | 13.30 % | 12.70 % | 12.13 % | 12.24 % | 12.25 % | 11.38 % | 11.23 % | 11.94 % | 11.64 % | 11.94 % | 11.71 % | 11.90 % |
| Government | 0.00 % | 0.00 % | 0.00 % | 0.00 % | 0.00 % | 0.00 % | 0.00 % | 0.00 % | 0.00 % | 0.00 % | 0.00 % | 0.00 % | 0.00 % | 0.00 % | 0.00 % | 0.00 % | 0.00 % | 0.00 % | 0.00 % | 0.00 % | 0.00 % | 0.00 % | 0.00 % |
| Public / Retail | 5.55 % | 5.12 % | 6.65 % | 7.03 % | 7.17 % | 7.44 % | 7.72 % | 7.34 % | 6.03 % | 6.10 % | 6.49 % | 5.53 % | 6.59 % | 6.00 % | 5.74 % | 5.56 % | 5.83 % | 6.46 % | 6.22 % | 5.83 % | 5.02 % | 5.17 % | 4.73 % |
| Others | 1.01 % | 3.21 % | 3.03 % | 7.82 % | 2.33 % | 2.03 % | 1.88 % | 2.12 % | 2.09 % | 2.13 % | 2.13 % | 4.18 % | 0.84 % | 4.89 % | 7.26 % | 0.68 % | 0.66 % | 0.66 % | 0.63 % | 0.66 % | 0.58 % | 0.50 % | 0.47 % |
| No of Share Holders | 6,31,887 | 6,25,405 | 6,83,042 | 6,90,809 | 7,39,143 | 7,61,809 | 7,98,214 | 7,81,554 | 7,80,208 | 7,83,550 | 7,75,773 | 7,72,539 | 8,65,251 | 8,74,309 | 9,17,901 | 9,14,940 | 9,84,229 | 10,19,060 | 10,22,300 | 10,41,210 | 9,61,173 | 9,55,839 | 9,20,603 |
Dividend History
| Annual Cash Flows | 2017 | 2018 | 2019 | 2020 | 2021 | 2022 | 2023 | 2024 | 2025 | 2026 |
|---|---|---|---|---|---|---|---|---|---|---|
| Dividend Per Share (₹) | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 1.9 | 3 | 3.6 | 4.75 | 0.00 |
| Dividend Yield (%) | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 2.86 | 1.95 | 2.85 | 2.71 | 0.00 |
Announcements
Outcome Of The Meeting Of The Committee Of Directors For Fund Raising (Non-Capital) Held On March 16 2026
1 day ago
1 day agoAnnouncement under Regulation 30 (LODR)-Credit Rating4 days ago
4 days agoAnnouncement under Regulation 30 (LODR)-Credit Rating4 days ago
4 days agoPrior Intimation Of Meeting Of The Committee Of Directors For Fund Raising (Non-Capital)6 days ago
6 days agoCertificate For Timely Payment Of Annual Interest On BondsMar 02, 2026
Mar 02, 2026Disclosures Pertaining To Analysts/Investors Meet/Call - Outcome - UBS Global Asset Management SingaporeFeb 26, 2026
Feb 26, 2026Disclosures Pertaining To Analysts/Investors Meet/Call - Outcome - Annual Flagship Investor Conference - Chasing Growth 2026 Conducted By Kotak Securities LimitedFeb 26, 2026
Feb 26, 2026Announcement under Regulation 30 (LODR)-Credit RatingFeb 25, 2026
Feb 25, 2026Disclosure Pertaining To Analysts/Investors Meet/Call - Outcome.Feb 20, 2026
Feb 20, 2026Disclosures Pertaining To Analysts/Investors Meet/Call - OutcomeFeb 20, 2026
Feb 20, 2026Disclosures Pertaining To Analysts/Investors Meet/Call - OutcomeFeb 20, 2026
Feb 20, 2026UNIONBANK : Union Bank Of India Has Informed The Exchange About ESG Rating As Careedge - ESG 1+ Assigned By Care ESG Ratings Limited.Feb 17, 2026
Feb 17, 2026Disclosures Pertaining To Analysts/Investors Meet/Call - ScheduleFeb 17, 2026
Feb 17, 2026Disclosures Pertaining To Analysts/Investors Meet/Call - ScheduleFeb 17, 2026
Feb 17, 2026Disclosures Pertaining To Analysts/Investors Meet/Call - Outcome.Feb 17, 2026
Feb 17, 2026Disclosures Pertaining To Analysts/Investors Meet/Call - ScheduleFeb 16, 2026
Feb 16, 2026Disclosures Pertaining To Analysts/Investors Meet/Call - ScheduleFeb 16, 2026
Feb 16, 2026Disclosures Pertaining To Analysts/Investors Meet/Call - ScheduleFeb 16, 2026
Feb 16, 2026Disclosures Pertaining To Analysts/Investors Meet/Call - Outcome.Feb 16, 2026
Feb 16, 2026Disclosures Pertaining To Analysts/Investors Meet/Call - OutcomeFeb 13, 2026
Feb 13, 2026Disclosures Pertaining To Analysts/Investors Meet/Call - Outcome.Feb 12, 2026
Feb 12, 2026Disclosure Under Regulation 30 Of The Sebl (Listing Obligations & Disclosure Requirements) Regulations 2015Feb 11, 2026
Feb 11, 2026Disclosure Under Regulation 30 Of The Sebl (Listing Obligations & Disclosure Requirements) Regulations 2015Feb 11, 2026
Feb 11, 2026Disclosures Pertaining To Analysts/Investors Meet/Call - ScheduleFeb 10, 2026
Feb 10, 2026Disclosures Pertaining To Analysts/Investors Meet/Call - ScheduleFeb 10, 2026
Feb 10, 2026Disclosures Pertaining To Analysts/Investors Meet/Call - OutcomeFeb 10, 2026
Feb 10, 2026Disclosures Pertaining To Analysts/Investors Meet/Call - OutcomeFeb 09, 2026
Feb 09, 2026Disclosures Pertaining To Analysts/Investors Meet/Call - OutcomeFeb 09, 2026
Feb 09, 2026Disclosures Pertaining To Analysts/Investors Meet/Call - ScheduleFeb 09, 2026
Feb 09, 2026Disclosures Pertaining To Analysts/Investors Meet/Call - ScheduleFeb 09, 2026
Feb 09, 2026Disclosures Pertaining To Analysts/Investors Meet/Call - ScheduleFeb 04, 2026
Feb 04, 2026Disclosures Pertaining To Analysts/Investors Meet/Call - ScheduleFeb 04, 2026
Feb 04, 2026Change In Senior Management Of The Bank.Feb 01, 2026
Feb 01, 2026Certificate For Timely Payment Of Principal And Annual Interest On BondsJan 29, 2026
Jan 29, 2026Disclosure under Regulation 30A of LODRJan 28, 2026
Jan 28, 2026Appointment of Company Secretary and Compliance OfficerJan 28, 2026
Jan 28, 2026Announcement under Regulation 30 (LODR)-Resignation of Chief Financial Officer (CFO)Jan 28, 2026
Jan 28, 2026Union Bank Of India Has Submitted The Information Under Regulation 30 Of The SEBI (LODR) Regulations 2015.Jan 24, 2026
Jan 24, 2026Announcement under Regulation 30 (LODR)-Earnings Call TranscriptJan 20, 2026
Jan 20, 2026Announcement under Regulation 30 (LODR)-Credit RatingJan 17, 2026
Jan 17, 2026Audio Recording Of Post Earnings CallJan 14, 2026
Jan 14, 2026Announcement under Regulation 30 (LODR)-Investor PresentationJan 14, 2026
Jan 14, 2026Announcement under Regulation 30 (LODR)-Press Release / Media ReleaseJan 14, 2026
Jan 14, 2026Board Meeting Outcome for Unaudited Reviewed Financial Results (Standalone And Consolidated) Of The Bank For The Third Quarter / Nine Months Ended On December 31 2025Jan 14, 2026
Jan 14, 2026Unaudited Reviewed Financial Results (Standalone And Consolidated) Of The Bank For The Third Quarter / Nine Months Ended On December 31 2025Jan 14, 2026
Jan 14, 2026Compliances-Certificate under Reg. 74 (5) of SEBI (DP) Regulations 2018Jan 12, 2026
Jan 12, 2026Union Bank Of India Has Informed The Exchange Regarding Confirmation Of Redemption/Payment Of Interest And PrincipalJan 09, 2026
Jan 09, 2026Schedule Of Earnings Call For The Quarter Ended On December 31 2025Jan 09, 2026
Jan 09, 2026Board Meeting Intimation for Notice Of Meeting Of Board Of Directors Of The Bank Scheduled
On Wednesday January 14 2026Jan 09, 2026
Jan 09, 2026Intimation Under SEBI (Listing Obligations And Disclosure Requirements) Regulations2015.Jan 02, 2026
Jan 02, 2026Mutual Fund Holdings
Technical Indicators
RSI(14)
Neutral 41.09
ATR(14)
Less Volatile 6.88
STOCH(9,6)
Oversold 17.93
STOCH RSI(14)
Oversold 6.52
MACD(12,26)
Bearish -3.07
ADX(14)
Strong Trend 29.18
UO(9)
Bearish 43.85
ROC(12)
Downtrend But Slowing Down -11.89
WillR(14)
Oversold -87.30
About Union Bank of India
Union Bank of India is a major state-owned bank in India, with the government holding 74.76% of its share capital. It offers a wide range of services including retail and corporate banking, treasury operations, and international banking. The bank has a significant domestic presence with over 8,400 branches and 8,900...more
Listing Date
09 Mar, 2006(20 Years,
9 days)
Chairperson NameSRINIVASAN VARADARAJAN
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