| Quarterly Financials | Jun 2018 | Sept 2018 | Dec 2018 | Mar 2019 | Jun 2019 | Sept 2019 | Dec 2019 | Mar 2020 | Jun 2020 | Sept 2020 | Dec 2020 | Mar 2021 | Jun 2021 | Sept 2021 | Dec 2021 | Mar 2022 | Jun 2022 | Sept 2022 | Dec 2022 | Mar 2023 | Jun 2023 | Sept 2023 | Dec 2023 | Mar 2024 | Jun 2024 | Sept 2024 | Dec 2024 | Mar 2025 | Jun 2025 | Sept 2025 | Dec 2025 |
Revenue  | 10,042 | 9,636 | 9,757 | 9,921 | 10,054 | 10,754 | 10,985 | 11,476 | 20,487 | 20,911 | 20,963 | 20,681 | 20,545 | 21,622 | 20,233 | 19,354 | 21,204 | 23,475 | 24,636 | 27,764 | 27,822 | 28,953 | 29,802 | 31,612 | 31,326 | 32,812 | 31,335 | 34,093 | 32,344 | 31,755 | 32,002 |
| Expenses | 4,087 | 3,517 | 3,608 | 8,180 | 3,296 | 5,854 | 3,923 | 8,510 | 7,977 | 8,816 | 10,419 | 9,391 | 8,713 | 9,411 | 7,946 | 6,940 | 8,442 | 9,598 | 8,817 | 10,041 | 7,978 | 7,962 | 8,012 | 9,365 | 9,367 | 8,686 | 8,096 | 9,673 | 8,844 | 9,056 | 7,994 |
| EBITDA | -128 | 62 | 153 | -4,020 | 366 | -1,613 | 563 | -3,468 | 479 | 599 | 38 | 1,211 | 1,706 | 2,330 | 2,526 | 2,005 | 2,165 | 2,493 | 3,576 | 3,912 | 5,180 | 5,492 | 5,554 | 5,281 | 4,955 | 6,406 | 5,889 | 6,175 | 5,269 | 5,453 | 6,638 |
| Operating Profit % | 53 % | 59 % | 58 % | 2 % | 63 % | 38 % | 60 % | 9 % | 57 % | 51 % | 40 % | 40 % | 50 % | 44 % | 53 % | 59 % | 54 % | 51 % | 58 % | 55 % | 66 % | 68 % | 69 % | 65 % | 65 % | 68 % | 70 % | 65 % | 68 % | 65 % | 70 % |
| Depreciation | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Interest | 6,084 | 6,056 | 5,996 | 5,760 | 6,392 | 6,512 | 6,500 | 6,434 | 12,031 | 11,496 | 10,506 | 10,079 | 10,127 | 9,882 | 9,762 | 10,409 | 10,598 | 11,384 | 12,242 | 13,810 | 14,664 | 15,498 | 16,236 | 16,966 | 17,004 | 17,720 | 17,350 | 18,245 | 18,231 | 17,247 | 17,370 |
| Profit Before Tax | -128 | 62 | 153 | -4,020 | 366 | -1,613 | 563 | -3,468 | 479 | 599 | 38 | 1,211 | 1,706 | 2,330 | 2,526 | 2,005 | 2,165 | 2,493 | 3,576 | 3,912 | 5,180 | 5,492 | 5,554 | 5,281 | 4,955 | 6,406 | 5,889 | 6,175 | 5,269 | 5,453 | 6,638 |
| Tax | -269 | -24 | -30 | -688 | 136 | -420 | 8 | -755 | 138 | 65 | -681 | -58 | 586 | 819 | 1,448 | 448 | 582 | 640 | 1,313 | 1,101 | 1,909 | 1,921 | 1,929 | 1,953 | 1,313 | 1,655 | 1,266 | 1,164 | 841 | 1,027 | 1,565 |
| Net Profit | 141 | 86 | 183 | -3,332 | 230 | -1,192 | 554 | -2,713 | 341 | 534 | 719 | 1,269 | 1,120 | 1,511 | 1,077 | 1,557 | 1,583 | 1,853 | 2,264 | 2,812 | 3,272 | 3,572 | 3,625 | 3,328 | 3,642 | 4,751 | 4,623 | 5,011 | 4,428 | 4,426 | 5,073 |
| EPS in ₹ | 1.20 | 0.73 | 1.57 | -27.88 | 1.31 | -6.76 | 2.37 | -7.93 | 0.53 | 0.83 | 1.12 | 1.98 | 1.70 | 2.25 | 1.55 | 2.30 | 2.32 | 2.71 | 3.31 | 4.11 | 4.79 | 5.14 | 4.89 | 4.44 | 4.77 | 6.22 | 6.06 | 6.56 | 5.80 | 5.80 | 6.65 |
Union Bank of India
Union Bank of India
172.77
-2.01
(-1.15%)
Market Cap
1,31,885.80 Cr
PE Ratio
7.05
Volume
2,40,39,471.00
Day High - Low
178.99 - 172.00
52W High-Low
182.90 - 104.47
There are new updates from the company22 hrs ago
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Key Fundamentals
Market Cap
1,31,885.80 Cr
EPS
23.62
PE Ratio
7.05
PB Ratio
1.06
Book Value
164.50
EBITDA
24,507.80
Dividend Yield
2.72 %
Industry
Banks Sector
Public Sector Bank Return on Equity
15.74
Debt to Equity
0.00
Analyst Rating and Forecast
- By Refinitiv from14 analysts
Actual
Company News
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Union Bank of India anticipates low credit costs while implementing efficiency initiatives to manage operational expense growth, alongside stronger loan growth projections.
Union Bank management confirms expectations for lower provisions going forward and higher Q4 loan disbursal growth compared to current quarter during concall updates.
Union Bank MD Rules Out Subsidiary Stake Sale
Jan 14, 2026
Jan 14, 2026Union Bank of India's Managing Director confirms the bank has no current plans to monetise its stake in any subsidiary companies, indicating a strategy to retain ownership.
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Peer Comparison Compare Peers on Screener
Competitors | LTP | Market Cap (₹ Cr.) | P/E Ratio | Revenue (₹ Cr.) | YoY Revenue Growth % | Net Profit (₹ Cr.) | YoY Profit Growth % | RSI |
|---|---|---|---|---|---|---|---|---|
1,029.50 | #1 9,50,292.08 | 11.54 | #1 6,63,343.30 | 11.57 | #1 79,017 | 6.30 | 60.04 | |
296.15 | 1,53,149.89 | 8.14 | 1,52,884.10 | 7.83 | 20,459 | -4.15 | 47.37 | |
120.15 | 1,38,087.71 | 8.05 | 1,40,456.80 | 14.76 | 18,553 | 15.91 | 42.58 | |
151.81 | 1,37,701.56 | 8.02 | 1,52,657.90 | 9.70 | 17,336 | 15.84 | 50.30 | |
172.77 | #5 1,31,885.80 | #1 7.05 | #5 1,29,979.30 | #8 9.98 | #4 17,921 | #6 9.73 | 62.48 | |
876.45 | 1,18,054.66 | 10.49 | 72,050.90 | 12.17 | 10,995 | 8.15 | 60.36 | |
159.65 | 72,683.34 | 7.71 | 80,412.40 | 19.47 | 9,552 | 6.68 | 60.87 | |
34.09 | 65,645.71 | 13.53 | 33,750.30 | 13.52 | 3,396 | #1 63.05 | 36.06 | |
65.63 | 50,479.68 | 7.81 | 28,402.60 | #1 20.90 | 5,542 | 27.44 | 62.87 | |
28.75 | 36,051.23 | 14.72 | 29,473.50 | 17.33 | 2,445 | 23.76 | 42.98 |
Automatic Screeners on ScanX
Growth Rate
Revenue Growth
9.98 %
Net Income Growth
30.73 %
Cash Flow Change
-12.29 %
ROE
12.03 %
ROCE
2.98 %
EBITDA Margin (Avg.)
0.96 %
Quarterly Financial Results
Balance Sheet
| Balance Sheet | 2015 | 2016 | 2017 | 2018 | 2019 | 2020 | 2021 | 2022 | 2023 | 2024 | 2025 |
| Total Assets | 3,83,569 | 4,07,365 | 4,55,681 | 4,91,146 | 4,98,581 | 5,55,509 | 10,82,377 | 11,93,766 | 12,88,357 | 14,01,996 | 15,11,329 |
| Fixed Assets | 2,690 | 3,939 | 3,896 | 3,825 | 3,743 | 4,734 | 7,303 | 7,171 | 8,826 | 9,224 | 9,765 |
| Current Assets | 29,501 | 44,171 | 48,075 | 67,008 | 62,433 | 71,435 | 1,26,957 | 1,59,067 | 1,62,843 | 1,70,990 | 1,80,127 |
| Capital Work in Progress | 4 | 13 | 22 | 34 | 44 | 54 | 63 | 37 | 22 | 36 | 59 |
| Investments | 95,449 | 90,573 | 1,13,441 | 1,25,511 | 1,28,391 | 1,54,252 | 3,39,059 | 3,51,839 | 3,43,727 | 3,43,953 | 3,61,903 |
| Other Assets | 2,85,425 | 3,12,840 | 3,38,322 | 3,61,777 | 3,66,402 | 3,96,470 | 7,35,952 | 8,34,718 | 9,35,782 | 10,48,783 | 11,39,602 |
| Total Liabilities | 3,83,569 | 4,07,365 | 4,55,681 | 4,91,146 | 4,98,581 | 5,55,509 | 10,82,377 | 11,93,766 | 12,88,357 | 14,01,996 | 15,11,329 |
| Current Liabilities | 10,590 | 9,562 | 13,167 | 9,926 | 10,965 | 16,369 | 40,064 | 37,292 | 46,495 | 52,831 | 57,714 |
| Non Current Liabilities | 3,72,979 | 3,97,802 | 4,42,514 | 4,81,221 | 4,87,616 | 5,39,140 | 10,42,314 | 11,56,474 | 12,41,862 | 13,49,165 | 14,53,615 |
| Total Equity | 19,908 | 23,048 | 24,094 | 25,252 | 26,836 | 33,989 | 64,738 | 70,861 | 78,804 | 97,598 | 1,13,834 |
| Reserve & Surplus | 19,263 | 22,361 | 22,865 | 24,083 | 24,969 | 30,463 | 58,227 | 63,922 | 71,865 | 89,860 | 1,06,097 |
| Share Capital | 636 | 687 | 687 | 1,169 | 1,763 | 3,423 | 6,407 | 6,835 | 6,835 | 7,634 | 7,634 |
Cash Flow
| Cash Flow | 2015 | 2016 | 2017 | 2018 | 2019 | 2020 | 2021 | 2022 | 2023 | 2024 | 2025 |
| Net Cash Flow | -718 | 70 | 3,289 | 16,574 | -6,317 | 12,086 | 1,066 | 34,995 | -7,159 | 7,047 | 12,038 |
| Investing Activities | -318 | -9 | -280 | -315 | -297 | -377 | -601 | -558 | -2,561 | -1,394 | -1,891 |
| Operating Activities | -3,568 | 81 | -6,625 | 6,097 | -7,778 | -7,681 | 20,527 | 36,339 | 6,056 | 19,930 | 17,479 |
| Financing Activities | 3,168 | -2 | 10,194 | 10,792 | 1,758 | 20,144 | -18,861 | -786 | -10,654 | -11,489 | -3,550 |
Share Holding
| % Holding | Mar 2021 | May 2021 | Jun 2021 | Sept 2021 | Dec 2021 | Mar 2022 | Jun 2022 | Sept 2022 | Dec 2022 | Mar 2023 | Jun 2023 | Aug 2023 | Sept 2023 | Dec 2023 | Feb 2024 | Mar 2024 | Jun 2024 | Sept 2024 | Dec 2024 | Mar 2025 | Jun 2025 | Sept 2025 | Dec 2025 |
| Promoter | 89.07 % | 83.49 % | 83.49 % | 83.49 % | 83.49 % | 83.49 % | 83.49 % | 83.49 % | 83.49 % | 83.49 % | 83.49 % | 76.99 % | 76.99 % | 76.99 % | 74.76 % | 74.76 % | 74.76 % | 74.76 % | 74.76 % | 74.76 % | 74.76 % | 74.76 % | 74.76 % |
| FIIs | 0.00 % | 0.00 % | 0.00 % | 0.00 % | 0.00 % | 0.00 % | 0.00 % | 0.00 % | 0.00 % | 0.00 % | 0.00 % | 0.00 % | 2.88 % | 0.00 % | 0.00 % | 6.76 % | 7.37 % | 6.89 % | 6.46 % | 7.11 % | 7.70 % | 7.86 % | 8.14 % |
| DIIs | 4.37 % | 8.18 % | 6.83 % | 1.65 % | 7.01 % | 7.04 % | 6.90 % | 7.05 % | 8.38 % | 8.28 % | 7.88 % | 13.30 % | 12.70 % | 12.13 % | 12.24 % | 12.25 % | 11.38 % | 11.23 % | 11.94 % | 11.64 % | 11.94 % | 11.71 % | 11.90 % |
| Government | 0.00 % | 0.00 % | 0.00 % | 0.00 % | 0.00 % | 0.00 % | 0.00 % | 0.00 % | 0.00 % | 0.00 % | 0.00 % | 0.00 % | 0.00 % | 0.00 % | 0.00 % | 0.00 % | 0.00 % | 0.00 % | 0.00 % | 0.00 % | 0.00 % | 0.00 % | 0.00 % |
| Public / Retail | 5.55 % | 5.12 % | 6.65 % | 7.03 % | 7.17 % | 7.44 % | 7.72 % | 7.34 % | 6.03 % | 6.10 % | 6.49 % | 5.53 % | 6.59 % | 6.00 % | 5.74 % | 5.56 % | 5.83 % | 6.46 % | 6.22 % | 5.83 % | 5.02 % | 5.17 % | 4.73 % |
| Others | 1.01 % | 3.21 % | 3.03 % | 7.82 % | 2.33 % | 2.03 % | 1.88 % | 2.12 % | 2.09 % | 2.13 % | 2.13 % | 4.18 % | 0.84 % | 4.89 % | 7.26 % | 0.68 % | 0.66 % | 0.66 % | 0.63 % | 0.66 % | 0.58 % | 0.50 % | 0.47 % |
| No of Share Holders | 6,31,887 | 6,25,405 | 6,83,042 | 6,90,809 | 7,39,143 | 7,61,809 | 7,98,214 | 7,81,554 | 7,80,208 | 7,83,550 | 7,75,773 | 7,72,539 | 8,65,251 | 8,74,309 | 9,17,901 | 9,14,940 | 9,84,229 | 10,19,060 | 10,22,300 | 10,41,210 | 9,61,173 | 9,55,839 | 9,20,603 |
Dividend History
| Annual Cash Flows | 2017 | 2018 | 2019 | 2020 | 2021 | 2022 | 2023 | 2024 | 2025 | 2026 |
|---|---|---|---|---|---|---|---|---|---|---|
| Dividend Per Share (₹) | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 1.9 | 3 | 3.6 | 4.75 | 0.00 |
| Dividend Yield (%) | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 2.86 | 1.95 | 2.85 | 2.75 | 0.00 |
Corporate Action
| Record Date | Corporate Action | Information | Announcement Day | LTP at Annoucement | LTP at Record Day |
|---|---|---|---|---|---|
| 24 Jun 2022 |  Dividend | ₹ 1.90 /share | 22 Jun 2022 | 33.70 | 34.85 |
| 29 Jul 2023 | Dividend | ₹ 3.00 /share | 28 Jul 2023 | 76.40 | 90.14 |
| 20 Jul 2024 | Dividend | ₹ 3.60 /share | 19 Jul 2024 | 142.10 | 135.60 |
| 26 Jul 2024 |  Annual General Meeting | NA | 26 Jul 2024 | 147.10 | 131.95 |
| 21 Oct 2024 |  Quarterly Result Announcement | NA | 21 Oct 2024 | 113.20 | 112.35 |
| 27 Jan 2025 | Quarterly Result Announcement | NA | 27 Jan 2025 | 108.70 | 107.25 |
| 08 May 2025 | Quarterly Result Announcement | NA | 08 May 2025 | 126.20 | 118.50 |
| 19 Jul 2025 | Quarterly Result Announcement | NA | 19 Jul 2025 | 146.40 | 146.00 |
| 25 Jul 2025 | Dividend | ₹ 4.75 /share | 25 Jul 2025 | 118.50 | 145.00 |
| 01 Aug 2025 | Annual General Meeting | NA | 01 Aug 2025 | 147.05 | 131.00 |
| 30 Oct 2025 | Quarterly Result Announcement | NA | 30 Oct 2025 | 136.75 | 146.15 |
| 14 Jan 2026 | Quarterly Result Announcement | NA | 14 Jan 2026 | 161.30 | 166.15 |
Announcements
Union Bank Of India Has Submitted The Information Under Regulation 30 Of The SEBI (LODR) Regulations 2015.22 hrs ago
22 hrs agoAnnouncement under Regulation 30 (LODR)-Earnings Call Transcript5 days ago
5 days agoAnnouncement under Regulation 30 (LODR)-Credit Rating7 days ago
7 days agoAudio Recording Of Post Earnings Call10 days ago
10 days agoAnnouncement under Regulation 30 (LODR)-Investor PresentationJan 14, 2026
Jan 14, 2026Announcement under Regulation 30 (LODR)-Press Release / Media ReleaseJan 14, 2026
Jan 14, 2026Board Meeting Outcome for Unaudited Reviewed Financial Results (Standalone And Consolidated) Of The Bank For The Third Quarter / Nine Months Ended On December 31 2025Jan 14, 2026
Jan 14, 2026Unaudited Reviewed Financial Results (Standalone And Consolidated) Of The Bank For The Third Quarter / Nine Months Ended On December 31 2025Jan 14, 2026
Jan 14, 2026Compliances-Certificate under Reg. 74 (5) of SEBI (DP) Regulations 2018Jan 12, 2026
Jan 12, 2026Union Bank Of India Has Informed The Exchange Regarding Confirmation Of Redemption/Payment Of Interest And PrincipalJan 09, 2026
Jan 09, 2026Schedule Of Earnings Call For The Quarter Ended On December 31 2025Jan 09, 2026
Jan 09, 2026Board Meeting Intimation for Notice Of Meeting Of Board Of Directors Of The Bank Scheduled
On Wednesday January 14 2026Jan 09, 2026
Jan 09, 2026Intimation Under SEBI (Listing Obligations And Disclosure Requirements) Regulations2015.Jan 02, 2026
Jan 02, 2026Closure of Trading WindowDec 24, 2025
Dec 24, 2025Intimation Of Call Option Exercised By The Bank For ISIN INE692A08128Dec 24, 2025
Dec 24, 2025Certificate For Timely Payment Of Annual Interest On Bonds - Reporting Under Regulation 57 Of The SEBI (Listing Obligations & Disclosure Requirements) Regulations 2015 As AmendedDec 23, 2025
Dec 23, 2025Certificate For Timely Payment Of Annual Interest On Bonds - Reporting Under Regulation 57 Of The SEBI (Listing Obligations & Disclosure Requirements) Regulations 2015 As AmendedDec 20, 2025
Dec 20, 2025Certificate For Timely Payment Of Annual Interest On Bonds - Reporting Under Regulation 57 Of The SEBI (Listing Obligations & Disclosure Requirements) Regulations 2015 As AmendedDec 20, 2025
Dec 20, 2025Disclosure Under Regulation 30 Of The SEBI (Listing Obligations And Disclosure Requirements) Regulations 2015Dec 19, 2025
Dec 19, 2025Certificate For Timely Payment Of Principal And Annual Interest On BondDec 15, 2025
Dec 15, 2025Announcement under Regulation 30 (LODR)-Credit RatingDec 12, 2025
Dec 12, 2025Intimation Of Call Option Exercised By The Bank For ISIN INE692A08128 AND INE692A08136Dec 05, 2025
Dec 05, 2025Certificate For Timely Payment Of Annual Interest On Bonds ISIN INE692A08201Nov 29, 2025
Nov 29, 2025 Certificate For Timely Payment Of Annual Interest On Bonds ISIN INE692A08219Nov 29, 2025
Nov 29, 2025Certificate For Timely Payment Of Annual Interests On BondNov 26, 2025
Nov 26, 2025Disclosure Under Regulation 30 Of The SEBI (LODR) Regulations 2015 As AmendedNov 26, 2025
Nov 26, 2025Intimation Of Call Option Exercised By The Bank For ISIN INE692A08110Nov 25, 2025
Nov 25, 2025Announcement under Regulation 30 (LODR)-Change in DirectorateNov 25, 2025
Nov 25, 2025Certificate For Timely Payment Of Annual Interest On BondsNov 24, 2025
Nov 24, 2025Certificate For Timely Payment Of Annual Interest On BondsNov 24, 2025
Nov 24, 2025Disclosure Under Regulation 30 Of The SEBI (LODR) Regulations 2015 As Amended.Nov 20, 2025
Nov 20, 2025Disclosure Pertaining To Analysts/Investors Meet/Call-OutcomeNov 19, 2025
Nov 19, 2025Disclosures Pertaining To Analysts/Investors Meet/Call - ScheduleNov 14, 2025
Nov 14, 2025Disclosures Pertaining To Analysts/Investors Meet/Call - OutcomeNov 12, 2025
Nov 12, 2025Certificate For Timely Payment Of Annual Interest On BondNov 10, 2025
Nov 10, 2025Disclosures Pertaining To Analysts/Investors Meet/Call - ScheduleNov 07, 2025
Nov 07, 2025Announcement under Regulation 30 (LODR)-CessationNov 07, 2025
Nov 07, 2025Transcript Of Post Earnings Call Dated 30.10.2025Nov 06, 2025
Nov 06, 2025Audio Recording Of Post Earnings CallOct 30, 2025
Oct 30, 2025Announcement under Regulation 30 (LODR)-Investor PresentationOct 30, 2025
Oct 30, 2025Announcement under Regulation 30 (LODR)-Press Release / Media ReleaseOct 30, 2025
Oct 30, 2025Board Meeting Outcome for Unaudited Reviewed Financial Results (Standalone And Consolidated) Of The Bank For The Quarter / Half Year Ended On September 30 2025Oct 30, 2025
Oct 30, 2025Unaudited Reviewed Financial Results (Standalone And Consolidated) Of The Bank For The Quarter / Half Year Ended On September 30 2025Oct 30, 2025
Oct 30, 2025Schedule Of Earnings Call For The Quarter Ended On September 30 2025.Oct 27, 2025
Oct 27, 2025Board Meeting Intimation for Notice Of Meeting Of Board Of Directors Of The Bank Scheduled On Thursday October 30 2025Oct 20, 2025
Oct 20, 2025Disclosure Under Regulation 30 Of The SEBI (LODR) Regulations 2015 As AmendedOct 10, 2025
Oct 10, 2025Compliances-Certificate under Reg. 74 (5) of SEBI (DP) Regulations 2018Oct 09, 2025
Oct 09, 2025Statement Of Debt Securities For The Half Year Ended On September 30Th 2025.Oct 08, 2025
Oct 08, 2025Announcement under Regulation 30 (LODR)-Credit RatingOct 06, 2025
Oct 06, 2025Intimation Under SEBI (Listing Obligations And Disclosure Requirements) Regulations2015.Oct 03, 2025
Oct 03, 2025Mutual Fund Holdings
Technical Indicators
RSI(14)
Neutral 62.48
ATR(14)
Volatile 5.22
STOCH(9,6)
Neutral 65.13
STOCH RSI(14)
Neutral 23.18
MACD(12,26)
Bullish 0.66
ADX(14)
Strong Trend 35.05
UO(9)
Bearish 48.20
ROC(12)
Uptrend And Accelerating 4.24
WillR(14)
Neutral -39.90
About Union Bank of India
Union Bank of India is a major state-owned bank in India, with the government holding 74.76% of its share capital. It offers a wide range of services including retail and corporate banking, treasury operations, and international banking. The bank has a significant domestic presence with over 8,400 branches and 8,900...more
Listing Date
09 Mar, 2006(19 Years,
47 days)
Chairperson NameSRINIVASAN VARADARAJAN
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