| Quarterly Financials | Jun 2018 | Sept 2018 | Dec 2018 | Mar 2019 | Jun 2019 | Sept 2019 | Dec 2019 | Mar 2020 | Jun 2020 | Sept 2020 | Dec 2020 | Mar 2021 | Jun 2021 | Sept 2021 | Dec 2021 | Mar 2022 | Jun 2022 | Sept 2022 | Dec 2022 | Mar 2023 | Jun 2023 | Sept 2023 | Dec 2023 | Mar 2024 | Jun 2024 | Sept 2024 | Dec 2024 | Mar 2025 |
Revenue  | 10,042 | 9,636 | 9,757 | 9,921 | 10,054 | 10,754 | 10,985 | 11,476 | 20,487 | 20,911 | 20,963 | 20,681 | 20,545 | 21,622 | 20,233 | 19,354 | 21,204 | 23,475 | 24,636 | 27,764 | 27,822 | 28,953 | 29,802 | 31,612 | 31,326 | 32,812 | 31,749 | 34,093 |
| Expenses | 4,087 | 3,517 | 3,608 | 8,180 | 3,296 | 5,854 | 3,923 | 8,510 | 7,977 | 8,816 | 10,419 | 9,391 | 8,713 | 9,411 | 7,946 | 6,940 | 8,442 | 9,598 | 8,817 | 10,041 | 7,978 | 7,962 | 8,012 | 9,365 | 9,367 | 8,686 | 8,096 | 9,673 |
| EBITDA | -128 | 62 | 153 | -4,020 | 366 | -1,613 | 563 | -3,468 | 479 | 599 | 38 | 1,211 | 1,706 | 2,330 | 2,526 | 2,005 | 2,165 | 2,493 | 3,576 | 3,912 | 5,180 | 5,492 | 5,554 | 5,281 | 4,955 | 6,406 | 5,889 | 6,175 |
| Operating Profit % | 53 % | 59 % | 58 % | 2 % | 63 % | 38 % | 60 % | 9 % | 57 % | 51 % | 40 % | 40 % | 50 % | 44 % | 53 % | 59 % | 54 % | 51 % | 58 % | 55 % | 66 % | 68 % | 69 % | 65 % | 65 % | 68 % | 70 % | 65 % |
| Depreciation | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Interest | 6,084 | 6,056 | 5,996 | 5,760 | 6,392 | 6,512 | 6,500 | 6,434 | 12,031 | 11,496 | 10,506 | 10,079 | 10,127 | 9,882 | 9,762 | 10,409 | 10,598 | 11,384 | 12,242 | 13,810 | 14,664 | 15,498 | 16,236 | 16,966 | 17,004 | 17,720 | 17,765 | 18,245 |
| Profit Before Tax | -128 | 62 | 153 | -4,020 | 366 | -1,613 | 563 | -3,468 | 479 | 599 | 38 | 1,211 | 1,706 | 2,330 | 2,526 | 2,005 | 2,165 | 2,493 | 3,576 | 3,912 | 5,180 | 5,492 | 5,554 | 5,281 | 4,955 | 6,406 | 5,889 | 6,175 |
| Tax | -269 | -24 | -30 | -688 | 136 | -420 | 8 | -755 | 138 | 65 | -681 | -58 | 586 | 819 | 1,448 | 448 | 582 | 640 | 1,313 | 1,101 | 1,909 | 1,921 | 1,929 | 1,953 | 1,313 | 1,655 | 1,266 | 1,164 |
| Net Profit | 141 | 86 | 183 | -3,332 | 230 | -1,192 | 554 | -2,713 | 341 | 534 | 719 | 1,269 | 1,120 | 1,511 | 1,077 | 1,557 | 1,583 | 1,853 | 2,264 | 2,812 | 3,272 | 3,572 | 3,625 | 3,328 | 3,642 | 4,751 | 4,623 | 5,011 |
| EPS in ₹ | 1.20 | 0.73 | 1.57 | -27.88 | 1.31 | -6.76 | 2.37 | -7.93 | 0.53 | 0.83 | 1.12 | 1.98 | 1.70 | 2.25 | 1.55 | 2.30 | 2.32 | 2.71 | 3.31 | 4.11 | 4.79 | 5.14 | 4.89 | 4.44 | 4.77 | 6.22 | 6.06 | 6.56 |
Union Bank of India
146.97
+0.73
(0.50%)
Market Cap
1,12,191.10 Cr
EPS
19.15
PE Ratio
6.19
Dividend Yield
3.25 %
Industry
Banks52 Week High
158.65
52 Week Low
100.81
PB Ratio
1.03
Debt to Equity
0.00
Sector
Public Sector Bank
Investment Returns
In Long Term
In Short Term
1 Year
0.00%
2 Years
0.00%
3 Years
0.00%
4 Years
0.00%
5 Years
0.00%
Analyst Rating
- By Refinitiv from11 analysts
Peer Comparison Compare Peers on Screener
Competitors | LTP | Market Cap (₹ Cr.) | P/E Ratio | Revenue (₹ Cr.) | YoY Revenue Growth % | Net Profit (₹ Cr.) | YoY Profit Growth % | RSI |
|---|---|---|---|---|---|---|---|---|
792.50 | #1 7,07,276.14 | 9.12 | #1 6,63,343.30 | 11.57 | #1 79,017 | -8.21 | 45.14 | |
240.62 | 1,24,433.32 | 5.98 | 1,52,884.10 | 7.83 | 20,459 | 5.55 | 47.21 | |
106.79 | 1,22,733.14 | 6.63 | 1,40,456.80 | 14.76 | 18,553 | 49.01 | 55.71 | |
146.97 | #4 1,12,191.10 | #4 6.19 | #5 1,18,188.40 | #1 21.75 | #5 13,709 | #2 50.56 | 55.96 | |
111.24 | 1,00,901.92 | #1 5.77 | 1,52,657.90 | 9.70 | 17,336 | 28.08 | 52.64 | |
632.70 | 85,222.41 | 7.48 | 72,050.90 | 12.17 | 10,995 | 29.85 | 59.79 | |
37.49 | 70,865.14 | 21.31 | 33,750.30 | 13.52 | 3,396 | 34.74 | 42.95 | |
121.55 | 55,337.68 | 5.90 | 80,412.40 | 19.47 | 9,552 | #1 65.35 | 53.03 | |
54.61 | 42,003.58 | 7.55 | 28,402.60 | 20.90 | 5,542 | 22.15 | 55.08 | |
31.30 | 37,422.15 | 15.89 | 29,473.50 | 17.33 | 2,445 | 23.76 | 42.77 |
Automatic Screeners on ScanX
Forecast
Actual
Growth Rate
Revenue Growth
21.75 %
Net Income Growth
62.61 %
Cash Flow Change
229.10 %
ROE
31.31 %
ROCE
29.55 %
EBITDA Margin (Avg.)
15.63 %
Quarterly Financial Results
Balance Sheet
| Balance Sheet | 2015 | 2016 | 2017 | 2018 | 2019 | 2020 | 2021 | 2022 | 2023 | 2024 |
| Total Assets | 3,83,569 | 4,07,365 | 4,55,681 | 4,91,146 | 4,98,581 | 5,55,509 | 10,82,377 | 11,93,766 | 12,88,357 | 14,01,996 |
| Fixed Assets | 2,690 | 3,939 | 3,896 | 3,825 | 3,743 | 4,734 | 7,303 | 7,171 | 8,826 | 9,224 |
| Current Assets | 29,501 | 44,171 | 48,075 | 67,008 | 62,433 | 71,435 | 1,26,957 | 1,59,067 | 1,62,843 | 1,70,990 |
| Capital Work in Progress | 4 | 13 | 22 | 34 | 44 | 54 | 63 | 37 | 22 | 36 |
| Investments | 95,449 | 90,573 | 1,13,441 | 1,25,511 | 1,28,391 | 1,54,252 | 3,39,059 | 3,51,839 | 3,43,727 | 3,43,953 |
| Other Assets | 2,85,425 | 3,12,840 | 3,38,322 | 3,61,777 | 3,66,402 | 3,96,470 | 7,35,952 | 8,34,718 | 9,35,782 | 10,48,783 |
| Total Liabilities | 3,83,569 | 4,07,365 | 4,55,681 | 4,91,146 | 4,98,581 | 5,55,509 | 10,82,377 | 11,93,766 | 12,88,357 | 14,01,996 |
| Current Liabilities | 10,590 | 9,562 | 13,167 | 9,926 | 10,965 | 16,369 | 40,064 | 37,292 | 46,495 | 52,831 |
| Non Current Liabilities | 3,72,979 | 3,97,802 | 4,42,514 | 4,81,221 | 4,87,616 | 5,39,140 | 10,42,314 | 11,56,474 | 12,41,862 | 13,49,165 |
| Total Equity | 19,908 | 23,048 | 24,094 | 25,252 | 26,836 | 33,989 | 64,738 | 70,861 | 78,804 | 97,598 |
| Reserve & Surplus | 19,263 | 22,361 | 22,865 | 24,083 | 24,969 | 30,463 | 58,227 | 63,922 | 71,865 | 89,860 |
| Share Capital | 636 | 687 | 687 | 1,169 | 1,763 | 3,423 | 6,407 | 6,835 | 6,835 | 7,634 |
Cash Flow
| Cash Flow | 2015 | 2016 | 2017 | 2018 | 2019 | 2020 | 2021 | 2022 | 2023 | 2024 |
| Net Cash Flow | -718 | 70 | 3,289 | 16,574 | -6,317 | 121 | 1,066 | 34,995 | -7,159 | 7,047 |
| Investing Activities | -318 | -9 | -280 | -315 | -297 | -4 | -601 | -558 | -2,561 | -1,394 |
| Operating Activities | -3,568 | 81 | -6,625 | 6,097 | -7,778 | -77 | 20,527 | 36,339 | 6,056 | 19,930 |
| Financing Activities | 3,168 | -2 | 10,194 | 10,792 | 1,758 | 201 | -18,861 | -786 | -10,654 | -11,489 |
Share Holding
| % Holding | Mar 2021 | May 2021 | Jun 2021 | Sept 2021 | Dec 2021 | Mar 2022 | Jun 2022 | Sept 2022 | Dec 2022 | Mar 2023 | Jun 2023 | Aug 2023 | Sept 2023 | Dec 2023 | Feb 2024 | Mar 2024 | Jun 2024 | Sept 2024 | Dec 2024 | Mar 2025 |
| Promoter | 89.07 % | 83.49 % | 83.49 % | 83.49 % | 83.49 % | 83.49 % | 83.49 % | 83.49 % | 83.49 % | 83.49 % | 83.49 % | 76.99 % | 76.99 % | 76.99 % | 74.76 % | 74.76 % | 74.76 % | 74.76 % | 74.76 % | 74.76 % |
| FIIs | 0.00 % | 0.00 % | 0.00 % | 0.00 % | 0.00 % | 0.00 % | 0.00 % | 0.00 % | 0.00 % | 0.00 % | 0.00 % | 0.00 % | 2.88 % | 0.00 % | 0.00 % | 6.76 % | 7.37 % | 6.89 % | 6.46 % | 7.11 % |
| DIIs | 4.37 % | 8.18 % | 6.83 % | 1.65 % | 7.01 % | 7.04 % | 6.90 % | 7.05 % | 8.38 % | 8.28 % | 7.88 % | 13.30 % | 12.70 % | 12.13 % | 12.24 % | 12.25 % | 11.38 % | 11.23 % | 11.94 % | 11.64 % |
| Government | 0.00 % | 0.00 % | 0.00 % | 0.00 % | 0.00 % | 0.00 % | 0.00 % | 0.00 % | 0.00 % | 0.00 % | 0.00 % | 0.00 % | 0.00 % | 0.00 % | 0.00 % | 0.00 % | 0.00 % | 0.00 % | 0.00 % | 0.00 % |
| Public / Retail | 5.55 % | 5.12 % | 6.65 % | 7.03 % | 7.17 % | 7.44 % | 7.72 % | 7.34 % | 6.03 % | 6.10 % | 6.49 % | 5.53 % | 6.59 % | 6.00 % | 5.74 % | 5.56 % | 5.83 % | 6.46 % | 6.22 % | 5.83 % |
| Others | 1.01 % | 3.21 % | 3.03 % | 7.82 % | 2.33 % | 2.03 % | 1.88 % | 2.12 % | 2.09 % | 2.13 % | 2.13 % | 4.18 % | 0.84 % | 4.89 % | 7.26 % | 0.68 % | 0.66 % | 0.66 % | 0.63 % | 0.66 % |
| No of Share Holders | 6,31,887 | 6,25,405 | 6,83,042 | 6,90,809 | 7,39,143 | 7,61,809 | 7,98,214 | 7,81,554 | 7,80,208 | 7,83,550 | 7,75,773 | 7,72,539 | 8,65,251 | 8,74,309 | 9,17,901 | 9,14,940 | 9,84,229 | 10,19,060 | 10,22,300 | 10,41,210 |
Dividend History
Dividends per share (FY)
Dividend yield (FY) %
Dividends per share (FY)
Dividend yield (FY) %
| Annual Cash Flows | 2016 | 2017 | 2018 | 2019 | 2020 | 2021 | 2022 | 2023 | 2024 | 2025 |
|---|---|---|---|---|---|---|---|---|---|---|
| Dividend Per Share (₹) | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 1.9 | 3 | 3.6 | 0.00 |
| Dividend Yield (%) | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 2.86 | 1.95 | 2.85 | 0.00 |
Corporate Action
| Record Date | Corporate Action | Information | Announcement Day | LTP at Annoucement | LTP at Record Day |
|---|---|---|---|---|---|
| 08 May 2025 |  Quarterly Result Announcement | NA | 08 May 2025 | 126.20 | 118.50 |
| 27 Jan 2025 | Quarterly Result Announcement | NA | 27 Jan 2025 | 108.70 | 107.25 |
| 21 Oct 2024 | Quarterly Result Announcement | NA | 21 Oct 2024 | 113.20 | 112.35 |
| 26 Jul 2024 |  Annual General Meeting | NA | 26 Jul 2024 | 147.10 | 131.95 |
| 20 Jul 2024 |  Dividend | ₹ 3.60 /share | 19 Jul 2024 | 142.10 | 135.60 |
| 29 Jul 2023 | Dividend | ₹ 3.00 /share | 28 Jul 2023 | 76.40 | 90.14 |
| 24 Jun 2022 | Dividend | ₹ 1.90 /share | 22 Jun 2022 | 33.70 | 34.85 |
Announcements
Disclosure under Regulation 30A of LODR
12 hours ago
12 hours agoDisclosure under Regulation 30A of LODR12 hours ago
12 hours agoDisclosure under Regulation 30A of LODR12 hours ago
12 hours agoDisclosure under Regulation 30A of LODR3 days ago
3 days agoDisclosure under Regulation 30A of LODR4 days ago
4 days agoDisclosure under Regulation 30A of LODR4 days ago
4 days agoDisclosure under Regulation 30A of LODR4 days ago
4 days agoDisclosure under Regulation 30A of LODR5 days ago
5 days agoDisclosure under Regulation 30A of LODR5 days ago
5 days agoDisclosure under Regulation 30A of LODR5 days ago
5 days agoDisclosure under Regulation 30A of LODR5 days ago
5 days agoDisclosure under Regulation 30A of LODR6 days ago
6 days agoDisclosure under Regulation 30A of LODR10 days ago
10 days agoDisclosure under Regulation 30A of LODR10 days ago
10 days agoDisclosure under Regulation 30A of LODRJun 05, 2025
Jun 05, 2025Disclosure under Regulation 30A of LODRJun 05, 2025
Jun 05, 2025Disclosure under Regulation 30A of LODRJun 05, 2025
Jun 05, 2025Disclosure under Regulation 30A of LODRJun 04, 2025
Jun 04, 2025Announcement under Regulation 30 (LODR)-CessationJun 03, 2025
Jun 03, 2025Disclosure under Regulation 30A of LODRJun 02, 2025
Jun 02, 2025Disclosure under Regulation 30A of LODRMay 30, 2025
May 30, 2025Disclosure under Regulation 30A of LODRMay 30, 2025
May 30, 2025Compliances-Reg.24(A)-Annual Secretarial ComplianceMay 28, 2025
May 28, 2025Disclosure Under Regulation 30 Of The SEBI (LODR) Regulations 2015 As AmendedMay 23, 2025
May 23, 2025Disclosure Under Regulation 30 Of The SEBI (LODR) Regulations 2015 As AmendedMay 23, 2025
May 23, 2025Disclosure under Regulation 30A of LODRMay 22, 2025
May 22, 2025Disclosure Under Regulation 30 Of The SEBI (LODR) Regulations 2015 As AmendedMay 17, 2025
May 17, 2025Disclosure under Regulation 30A of LODRMay 16, 2025
May 16, 2025Disclosure under Regulation 30A of LODRMay 16, 2025
May 16, 2025Disclosure Under Regulation 30 Of The SEBI (LODR) Regulations 2015May 09, 2025
May 09, 2025Audio Recording Of Post Earnings CallMay 09, 2025
May 09, 2025Union Bank Of India Has Informed The Exchange About Security Cover Certificate Of The Bank For The Quarter Ended On March 31 2025May 08, 2025
May 08, 2025Announcement under Regulation 30 (LODR)-Press Release / Media ReleaseMay 08, 2025
May 08, 2025Announcement under Regulation 30 (LODR)-Investor PresentationMay 08, 2025
May 08, 2025Board Meeting Outcome for Audited Financial Results (Standalone And Consolidated) Of The Bank For The Quarter/Year Ended On March 31 2025.May 08, 2025
May 08, 2025Audited Financial Results (Standalone And Consolidated) Of The Bank For The Quarter/Year Ended On March 31 2025.May 08, 2025
May 08, 2025Disclosure Under Regulation 30 Of The SEBI (LODR) Regulations 2015 As Amended.May 07, 2025
May 07, 2025Announcement under Regulation 30 (LODR)-Analyst / Investor Meet - IntimationMay 06, 2025
May 06, 2025Clarification/Confirmation On News Item Appearing In Media/Publication".May 06, 2025
May 06, 2025Clarification sought from Union Bank of IndiaMay 06, 2025
May 06, 2025Board Meeting Intimation for Board Meeting Intimation For Board Meeting IntimationMay 03, 2025
May 03, 2025Disclosure Under Regulation 30 And 51 (1) Of The SEBI (Listing Obligations And Disclosure Requirements) Regulations 2015Apr 30, 2025
Apr 30, 2025Announcement under Regulation 30 (LODR)-Change in ManagementApr 30, 2025
Apr 30, 2025Disclosure Under Regulation 30 Of The SEBI (LODR) Regulations 2015 As Amended.Apr 25, 2025
Apr 25, 2025Disclosure Under Regulation 30 Of SEBI (LODR) Regulations 2015Apr 22, 2025
Apr 22, 2025Union Bank Of India Has Informed The Exchange About Penalty Levied By FIU-INDApr 16, 2025
Apr 16, 2025Announcement under Regulation 30 (LODR)-Change in ManagementApr 15, 2025
Apr 15, 2025Announcement under Regulation 30 (LODR)-Change in DirectorateApr 11, 2025
Apr 11, 2025Intimation Under Regulation 30 Of SEBI (LODR) Regulation 2015
Apr 09, 2025
Apr 09, 2025Compliances-Certificate under Reg. 74 (5) of SEBI (DP) Regulations 2018Apr 09, 2025
Apr 09, 2025Technical Indicators
RSI(14)
Neutral 55.96
ATR(14)
Less Volatile 4.46
STOCH(9,6)
Neutral 47.37
STOCH RSI(14)
Oversold 1.71
MACD(12,26)
Bearish -0.97
ADX(14)
Strong Trend 32.39
UO(9)
Bearish 50.43
ROC(12)
Uptrend And Accelerating 4.15
WillR(14)
Neutral -63.00
Mutual Fund Holdings
| Funding House | No of Shares | Current Holding % | 1M Change % | 3M Change % | Month | |
|---|---|---|---|---|---|---|
 Kotak Equity Savings Fund Direct-Growth | 6000000 | 1.07% | 1.07% | 1.07% | May 2025 | |
| Kotak Equity Arbitrage Fund Direct-Growth | 14668875 | 0.32% | 0.15% | 0.28% | May 2025 | |
 ICICI Prudential PSU Equity Fund Direct - Growth | 1052551 | 0.75% | -2.52% | -3.63% | May 2025 | |
 Edelweiss Balanced Advantage Fund Direct-Growth | 3526550 | 0.41% | 0.41% | 0.41% | May 2025 | |
 Mahindra Manulife Mid Cap Fund Direct - Growth | 2700000 | 1.05% | 1.05% | 1.05% | May 2025 | |
 Invesco India Arbitrage Fund Direct-Growth | 2672700 | 0.18% | 0.16% | 0.17% | May 2025 | |
| Edelweiss Aggressive Hybrid Fund Direct - Growth | 1150000 | 0.61% | 0.61% | 0.61% | May 2025 | |
 Nippon India Growth Fund Direct- Growth | 22000000 | 0.88% | 0.05% | 0.01% | May 2025 | |
| Mahindra Manulife Business Cycle Fund Direct - Growth | 887000 | 1.07% | 1.07% | 1.07% | May 2025 | |
| Edelweiss Arbitrage Fund Direct-Growth | 4438275 | 0.43% | 0.12% | 0.27% | May 2025 | |
 Sundaram Mid Cap Fund Direct-Growth | 11214355 | 1.33% | 0.04% | -0.05% | May 2025 | |
 HDFC Arbitrage Fund Wholesale Direct-Growth | 1013325 | 0.07% | 0.06% | 0.07% | May 2025 | |
| Edelweiss Business Cycle Fund Direct-Growth | 650000 | 0.52% | 0.52% | 0.52% | May 2025 | |
 ITI Large & Mid Cap Fund Direct-Growth | 0 | 0.00% | -0.56% | -0.57% | May 2025 | |
 DSP Arbitrage Fund Direct - Growth | 44250 | 0.01% | -0.05% | 0.01% | May 2025 | |
 Aditya Birla Sun Life Arbitrage Fund Direct-Growth | 566400 | 0.05% | 0.02% | 0.05% | May 2025 | |
 Bandhan Arbitrage Fund Direct-Growth | 340725 | 0.06% | 0.04% | 0.06% | May 2025 | |
| Edelweiss Equity Savings Fund Direct-Growth | 200000 | 0.46% | 0.46% | 0.46% | May 2025 | |
 Mirae Asset Arbitrage Fund Direct - Growth | 544275 | 0.24% | -0.06% | 0.24% | May 2025 | |
 UTI Arbitrage Fund Direct-Growth | 221250 | 0.04% | 0.03% | 0.04% | May 2025 | |
| ICICI Prudential Equity Arbitrage Direct-Growth | 274350 | 0.01% | 0.01% | 0.01% | May 2025 | |
| Nippon India Arbitrage Fund Direct-Growth | 132750 | 0.01% | 0.01% | 0.01% | May 2025 | |
 SBI Arbitrage Opportunities Fund Direct-Growth | 1181475 | 0.05% | 0.00% | 0.04% | May 2025 | |
 WhiteOak Capital Arbitrage Fund Direct-Growth | 261075 | 0.76% | 0.23% | 0.76% | May 2025 | |
 Axis Arbitrage Fund Direct-Growth | 57525 | 0.01% | 0.01% | 0.01% | May 2025 |
About Union Bank of India
Union Bank of India is a major state-owned bank in India, with the government holding 74.76% of its share capital. It offers a wide range of services including retail and corporate banking, treasury operations, and international banking. The bank has a significant domestic presence with over 8,400 branches and 8,900 ATMs across India, as well as international operations with branches in Hong Kong, Dubai, and Sydney. Union Bank of India was originally incorporated in 1919 and nationalized in 1969. In 2020, it underwent a major amalgamation, merging with Andhra Bank and Corporation Bank to become the 5th largest public sector bank in India. As of March 31, 2024, the bank's global business stood at Rs. 21,26,912 Crore, with total deposits of Rs. 12,21,528 Crore and gross advances of Rs. 9,04,884 Crore.
Listing Date
09 Mar, 2006(19 Years,
8 days)
Chairperson NameSRINIVASAN VARADARAJAN
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