| Quarterly Financials | Jun 2018 | Sept 2018 | Dec 2018 | Mar 2019 | Jun 2019 | Sept 2019 | Dec 2019 | Mar 2020 | Jun 2020 | Sept 2020 | Dec 2020 | Mar 2021 | Jun 2021 | Sept 2021 | Dec 2021 | Mar 2022 | Jun 2022 | Sept 2022 | Dec 2022 | Mar 2023 | Jun 2023 | Sept 2023 | Dec 2023 | Mar 2024 | Jun 2024 | Sept 2024 | Dec 2024 | Mar 2025 | Jun 2025 |
Revenue  | 10,042 | 9,636 | 9,757 | 9,921 | 10,054 | 10,754 | 10,985 | 11,476 | 20,487 | 20,911 | 20,963 | 20,681 | 20,545 | 21,622 | 20,233 | 19,354 | 21,204 | 23,475 | 24,636 | 27,764 | 27,822 | 28,953 | 29,802 | 31,612 | 31,326 | 32,812 | 31,749 | 34,093 | 32,344 |
| Expenses | 4,087 | 3,517 | 3,608 | 8,180 | 3,296 | 5,854 | 3,923 | 8,510 | 7,977 | 8,816 | 10,419 | 9,391 | 8,713 | 9,411 | 7,946 | 6,940 | 8,442 | 9,598 | 8,817 | 10,041 | 7,978 | 7,962 | 8,012 | 9,365 | 9,367 | 8,686 | 8,096 | 9,673 | 8,844 |
| EBITDA | -128 | 62 | 153 | -4,020 | 366 | -1,613 | 563 | -3,468 | 479 | 599 | 38 | 1,211 | 1,706 | 2,330 | 2,526 | 2,005 | 2,165 | 2,493 | 3,576 | 3,912 | 5,180 | 5,492 | 5,554 | 5,281 | 4,955 | 6,406 | 5,889 | 6,175 | 5,269 |
| Operating Profit % | 53 % | 59 % | 58 % | 2 % | 63 % | 38 % | 60 % | 9 % | 57 % | 51 % | 40 % | 40 % | 50 % | 44 % | 53 % | 59 % | 54 % | 51 % | 58 % | 55 % | 66 % | 68 % | 69 % | 65 % | 65 % | 68 % | 70 % | 65 % | 68 % |
| Depreciation | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Interest | 6,084 | 6,056 | 5,996 | 5,760 | 6,392 | 6,512 | 6,500 | 6,434 | 12,031 | 11,496 | 10,506 | 10,079 | 10,127 | 9,882 | 9,762 | 10,409 | 10,598 | 11,384 | 12,242 | 13,810 | 14,664 | 15,498 | 16,236 | 16,966 | 17,004 | 17,720 | 17,765 | 18,245 | 18,231 |
| Profit Before Tax | -128 | 62 | 153 | -4,020 | 366 | -1,613 | 563 | -3,468 | 479 | 599 | 38 | 1,211 | 1,706 | 2,330 | 2,526 | 2,005 | 2,165 | 2,493 | 3,576 | 3,912 | 5,180 | 5,492 | 5,554 | 5,281 | 4,955 | 6,406 | 5,889 | 6,175 | 5,269 |
| Tax | -269 | -24 | -30 | -688 | 136 | -420 | 8 | -755 | 138 | 65 | -681 | -58 | 586 | 819 | 1,448 | 448 | 582 | 640 | 1,313 | 1,101 | 1,909 | 1,921 | 1,929 | 1,953 | 1,313 | 1,655 | 1,266 | 1,164 | 841 |
| Net Profit | 141 | 86 | 183 | -3,332 | 230 | -1,192 | 554 | -2,713 | 341 | 534 | 719 | 1,269 | 1,120 | 1,511 | 1,077 | 1,557 | 1,583 | 1,853 | 2,264 | 2,812 | 3,272 | 3,572 | 3,625 | 3,328 | 3,642 | 4,751 | 4,623 | 5,011 | 4,428 |
| EPS in ₹ | 1.20 | 0.73 | 1.57 | -27.88 | 1.31 | -6.76 | 2.37 | -7.93 | 0.53 | 0.83 | 1.12 | 1.98 | 1.70 | 2.25 | 1.55 | 2.30 | 2.32 | 2.71 | 3.31 | 4.11 | 4.79 | 5.14 | 4.89 | 4.44 | 4.77 | 6.22 | 6.06 | 6.56 | 5.80 |
Union Bank of India
Union Bank of India
133.97
+1.46
(1.10%)
There are 2 new updates from the company19 hours ago
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Market Cap
1,02,267.41 Cr
EPS
23.62
PE Ratio
5.38
Dividend Yield
3.58 %
Industry
Banks52 Week High
158.65
52 Week Low
100.81
PB Ratio
0.93
Debt to Equity
0.00
Sector
Public Sector Bank
Investment Returns
In Long Term
In Short Term
1 Year
0.00%
2 Years
0.00%
3 Years
0.00%
4 Years
0.00%
5 Years
0.00%
Analyst Rating
- By Refinitiv from11 analysts
Company News
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Kalyan Kumar Expected to Lead Union Bank as Banking Sector Reshuffle Unfolds5 days ago
Kalyan Kumar is likely to become head of Union Bank of India while Lalit Tyagi may move to Central Bank of India, according to a reshuffle recommended by the department of financial services. This development means Asheesh Pandey, executive director of Bank of Maharashtra, will be dropped from the top post despite being recommended by the Financial Services Institutions Bureau (FSIB) in May for Union Bank's MD & CEO position. Kumar currently serves as executive director of Punjab National Bank, while Tyagi holds the same position at Bank of Baroda. Union Bank has been without a head since A Manimekhalai completed her term in June, and Central Bank's chief M V Rao finished his term in July. Pandey was previously recommended for Indian Bank's top post but faced objections from the Reserve Bank of India regarding his conduct. Manimekhalai's departure followed controversy over the procurement of nearly 2 lakh copies of a book for ₹7.25 crore without board approval.
Peer Comparison Compare Peers on Screener
Competitors | LTP | Market Cap (₹ Cr.) | P/E Ratio | Revenue (₹ Cr.) | YoY Revenue Growth % | Net Profit (₹ Cr.) | YoY Profit Growth % | RSI |
|---|---|---|---|---|---|---|---|---|
823.30 | #1 7,34,763.97 | 9.51 | #1 6,63,343.30 | 11.57 | #1 79,017 | 10.09 | 47.97 | |
108.15 | 1,24,296.18 | 7.35 | 1,40,456.80 | 14.76 | 18,553 | -45.71 | 47.23 | |
239.71 | 1,23,962.72 | 6.33 | 1,52,884.10 | 7.83 | 20,459 | -26.17 | 42.44 | |
133.97 | #4 1,02,267.41 | #1 5.38 | #5 1,29,979.30 | #8 9.98 | #4 17,921 | #3 21.59 | 38.46 | |
112.57 | 1,02,108.32 | 5.42 | 1,52,657.90 | 9.70 | 17,336 | -21.12 | 49.41 | |
699.20 | 94,179.72 | 8.12 | 72,050.90 | 12.17 | 10,995 | -11.45 | 57.97 | |
39.77 | 76,583.46 | 19.39 | 33,750.30 | 13.52 | 3,396 | #1 81.66 | 55.83 | |
119.15 | 54,245.04 | 5.42 | 80,412.40 | 19.47 | 9,552 | -3.14 | 48.02 | |
54.78 | 42,134.34 | 7.23 | 28,402.60 | #1 20.90 | 5,542 | 16.16 | 39.88 | |
29.56 | 37,066.94 | 14.75 | 29,473.50 | 17.33 | 2,445 | 23.76 | 43.03 |
Automatic Screeners on ScanX
Forecast
Actual
Growth Rate
Revenue Growth
9.98 %
Net Income Growth
30.73 %
Cash Flow Change
-12.29 %
ROE
12.03 %
ROCE
2.98 %
EBITDA Margin (Avg.)
0.96 %
Quarterly Financial Results
Balance Sheet
| Balance Sheet | 2015 | 2016 | 2017 | 2018 | 2019 | 2020 | 2021 | 2022 | 2023 | 2024 | 2025 |
| Total Assets | 3,83,569 | 4,07,365 | 4,55,681 | 4,91,146 | 4,98,581 | 5,55,509 | 10,82,377 | 11,93,766 | 12,88,357 | 14,01,996 | 15,11,329 |
| Fixed Assets | 2,690 | 3,939 | 3,896 | 3,825 | 3,743 | 4,734 | 7,303 | 7,171 | 8,826 | 9,224 | 9,765 |
| Current Assets | 29,501 | 44,171 | 48,075 | 67,008 | 62,433 | 71,435 | 1,26,957 | 1,59,067 | 1,62,843 | 1,70,990 | 1,80,127 |
| Capital Work in Progress | 4 | 13 | 22 | 34 | 44 | 54 | 63 | 37 | 22 | 36 | 59 |
| Investments | 95,449 | 90,573 | 1,13,441 | 1,25,511 | 1,28,391 | 1,54,252 | 3,39,059 | 3,51,839 | 3,43,727 | 3,43,953 | 3,61,903 |
| Other Assets | 2,85,425 | 3,12,840 | 3,38,322 | 3,61,777 | 3,66,402 | 3,96,470 | 7,35,952 | 8,34,718 | 9,35,782 | 10,48,783 | 11,39,602 |
| Total Liabilities | 3,83,569 | 4,07,365 | 4,55,681 | 4,91,146 | 4,98,581 | 5,55,509 | 10,82,377 | 11,93,766 | 12,88,357 | 14,01,996 | 15,11,329 |
| Current Liabilities | 10,590 | 9,562 | 13,167 | 9,926 | 10,965 | 16,369 | 40,064 | 37,292 | 46,495 | 52,831 | 57,714 |
| Non Current Liabilities | 3,72,979 | 3,97,802 | 4,42,514 | 4,81,221 | 4,87,616 | 5,39,140 | 10,42,314 | 11,56,474 | 12,41,862 | 13,49,165 | 14,53,615 |
| Total Equity | 19,908 | 23,048 | 24,094 | 25,252 | 26,836 | 33,989 | 64,738 | 70,861 | 78,804 | 97,598 | 1,13,834 |
| Reserve & Surplus | 19,263 | 22,361 | 22,865 | 24,083 | 24,969 | 30,463 | 58,227 | 63,922 | 71,865 | 89,860 | 1,06,097 |
| Share Capital | 636 | 687 | 687 | 1,169 | 1,763 | 3,423 | 6,407 | 6,835 | 6,835 | 7,634 | 7,634 |
Cash Flow
| Cash Flow | 2015 | 2016 | 2017 | 2018 | 2019 | 2020 | 2021 | 2022 | 2023 | 2024 | 2025 |
| Net Cash Flow | -718 | 70 | 3,289 | 16,574 | -6,317 | 12,086 | 1,066 | 34,995 | -7,159 | 7,047 | 12,038 |
| Investing Activities | -318 | -9 | -280 | -315 | -297 | -377 | -601 | -558 | -2,561 | -1,394 | -1,891 |
| Operating Activities | -3,568 | 81 | -6,625 | 6,097 | -7,778 | -7,681 | 20,527 | 36,339 | 6,056 | 19,930 | 17,479 |
| Financing Activities | 3,168 | -2 | 10,194 | 10,792 | 1,758 | 20,144 | -18,861 | -786 | -10,654 | -11,489 | -3,550 |
Share Holding
| % Holding | Mar 2021 | May 2021 | Jun 2021 | Sept 2021 | Dec 2021 | Mar 2022 | Jun 2022 | Sept 2022 | Dec 2022 | Mar 2023 | Jun 2023 | Aug 2023 | Sept 2023 | Dec 2023 | Feb 2024 | Mar 2024 | Jun 2024 | Sept 2024 | Dec 2024 | Mar 2025 | Jun 2025 |
| Promoter | 89.07 % | 83.49 % | 83.49 % | 83.49 % | 83.49 % | 83.49 % | 83.49 % | 83.49 % | 83.49 % | 83.49 % | 83.49 % | 76.99 % | 76.99 % | 76.99 % | 74.76 % | 74.76 % | 74.76 % | 74.76 % | 74.76 % | 74.76 % | 74.76 % |
| FIIs | 0.00 % | 0.00 % | 0.00 % | 0.00 % | 0.00 % | 0.00 % | 0.00 % | 0.00 % | 0.00 % | 0.00 % | 0.00 % | 0.00 % | 2.88 % | 0.00 % | 0.00 % | 6.76 % | 7.37 % | 6.89 % | 6.46 % | 7.11 % | 7.70 % |
| DIIs | 4.37 % | 8.18 % | 6.83 % | 1.65 % | 7.01 % | 7.04 % | 6.90 % | 7.05 % | 8.38 % | 8.28 % | 7.88 % | 13.30 % | 12.70 % | 12.13 % | 12.24 % | 12.25 % | 11.38 % | 11.23 % | 11.94 % | 11.64 % | 11.94 % |
| Government | 0.00 % | 0.00 % | 0.00 % | 0.00 % | 0.00 % | 0.00 % | 0.00 % | 0.00 % | 0.00 % | 0.00 % | 0.00 % | 0.00 % | 0.00 % | 0.00 % | 0.00 % | 0.00 % | 0.00 % | 0.00 % | 0.00 % | 0.00 % | 0.00 % |
| Public / Retail | 5.55 % | 5.12 % | 6.65 % | 7.03 % | 7.17 % | 7.44 % | 7.72 % | 7.34 % | 6.03 % | 6.10 % | 6.49 % | 5.53 % | 6.59 % | 6.00 % | 5.74 % | 5.56 % | 5.83 % | 6.46 % | 6.22 % | 5.83 % | 5.02 % |
| Others | 1.01 % | 3.21 % | 3.03 % | 7.82 % | 2.33 % | 2.03 % | 1.88 % | 2.12 % | 2.09 % | 2.13 % | 2.13 % | 4.18 % | 0.84 % | 4.89 % | 7.26 % | 0.68 % | 0.66 % | 0.66 % | 0.63 % | 0.66 % | 0.58 % |
| No of Share Holders | 6,31,887 | 6,25,405 | 6,83,042 | 6,90,809 | 7,39,143 | 7,61,809 | 7,98,214 | 7,81,554 | 7,80,208 | 7,83,550 | 7,75,773 | 7,72,539 | 8,65,251 | 8,74,309 | 9,17,901 | 9,14,940 | 9,84,229 | 10,19,060 | 10,22,300 | 10,41,210 | 9,61,173 |
Dividend History
Dividends per share (FY)
Dividend yield (FY) %
Dividends per share (FY)
Dividend yield (FY) %
| Annual Cash Flows | 2016 | 2017 | 2018 | 2019 | 2020 | 2021 | 2022 | 2023 | 2024 | 2025 |
|---|---|---|---|---|---|---|---|---|---|---|
| Dividend Per Share (₹) | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 1.9 | 3 | 3.6 | 4.75 |
| Dividend Yield (%) | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 2.86 | 1.95 | 2.85 | 3.58 |
Corporate Action
| Record Date | Corporate Action | Information | Announcement Day | LTP at Annoucement | LTP at Record Day |
|---|---|---|---|---|---|
| 24 Jun 2022 |  Dividend | ₹ 1.90 /share | 22 Jun 2022 | 33.70 | 34.85 |
| 29 Jul 2023 | Dividend | ₹ 3.00 /share | 28 Jul 2023 | 76.40 | 90.14 |
| 20 Jul 2024 | Dividend | ₹ 3.60 /share | 19 Jul 2024 | 142.10 | 135.60 |
| 26 Jul 2024 |  Annual General Meeting | NA | 26 Jul 2024 | 147.10 | 131.95 |
| 21 Oct 2024 |  Quarterly Result Announcement | NA | 21 Oct 2024 | 113.20 | 112.35 |
| 27 Jan 2025 | Quarterly Result Announcement | NA | 27 Jan 2025 | 108.70 | 107.25 |
| 08 May 2025 | Quarterly Result Announcement | NA | 08 May 2025 | 126.20 | 118.50 |
| 19 Jul 2025 | Quarterly Result Announcement | NA | 19 Jul 2025 | 146.40 | 146.00 |
| 25 Jul 2025 | Dividend | ₹ 4.75 /share | 25 Jul 2025 | 118.50 | 145.00 |
| 01 Aug 2025 | Annual General Meeting | NA | 01 Aug 2025 | 147.05 | 131.00 |
Announcements
Disclosures Pertaining To Analysts/Investors Meet/Call - Scheduled On 17-09-2025
19 hours ago
19 hours agoDisclosure Under Regulation 30 Of The SEBI (LODR) Regulations 2015 As Amended.19 hours ago
19 hours agoDisclosure Pertaining To Investors/Analysts Mee/Call -Outcome7 days ago
7 days agoDisclosures Pertaining To Analysts/Investors Meet/Call - Scheduled On 03-09-2025Aug 28, 2025
Aug 28, 2025Disclosures Pertaining To Analysts/Investors Meet/Call - Outcome.Aug 26, 2025
Aug 26, 2025Intimation Of Call Option Exercised By The BankAug 21, 2025
Aug 21, 2025Disclosure under Regulation 30A of LODRAug 21, 2025
Aug 21, 2025Disclosure under Regulation 30A of LODRAug 21, 2025
Aug 21, 2025Disclosure under Regulation 30A of LODRAug 20, 2025
Aug 20, 2025Disclosure under Regulation 30A of LODRAug 19, 2025
Aug 19, 2025Disclosure under Regulation 30A of LODRAug 18, 2025
Aug 18, 2025Disclosure under Regulation 30A of LODRAug 18, 2025
Aug 18, 2025Announcement under Regulation 30 (LODR)-Credit RatingAug 16, 2025
Aug 16, 2025Disclosure Under Regulation 30 Of The SEBI (LODR) Regulations 2015 As Amended.Aug 16, 2025
Aug 16, 2025Disclosure under Regulation 30A of LODRAug 14, 2025
Aug 14, 2025Disclosure under Regulation 30A of LODRAug 13, 2025
Aug 13, 2025Disclosure under Regulation 30A of LODRAug 13, 2025
Aug 13, 2025Disclosure under Regulation 30A of LODRAug 08, 2025
Aug 08, 2025Disclosure under Regulation 30A of LODRAug 06, 2025
Aug 06, 2025Disclosure Under Regulation 30 Of SEBI (LODR) Regulation 2015 As Amended.Aug 05, 2025
Aug 05, 2025Shareholder Meeting / Postal Ballot-Scrutinizers ReportAug 01, 2025
Aug 01, 2025Shareholder Meeting / Postal Ballot-Outcome of AGMAug 01, 2025
Aug 01, 2025Announcement under Regulation 30 (LODR)-Change in ManagementAug 01, 2025
Aug 01, 2025Disclosure Under Regulation 30 Of The SEBI (LODR) Regulations 2015 As Amended.Jul 31, 2025
Jul 31, 2025Disclosure under Regulation 30A of LODRJul 25, 2025
Jul 25, 2025Addendum To The Notice Of 23Rd Annual General Meeting Of The BankJul 25, 2025
Jul 25, 2025Announcement under Regulation 30 (LODR)-Change in DirectorateJul 25, 2025
Jul 25, 2025Certificate For Timely Payment Of Annual Interest On BondsJul 25, 2025
Jul 25, 2025Disclosure under Regulation 30A of LODRJul 19, 2025
Jul 19, 2025Announcement under Regulation 30 (LODR)-Investor PresentationJul 19, 2025
Jul 19, 2025Announcement under Regulation 30 (LODR)-Press Release / Media ReleaseJul 19, 2025
Jul 19, 2025Unaudited Reviewed Financial Results (Standalone And Consolidated) Of The Bank For The Quarter Ended On June 30 2025Jul 19, 2025
Jul 19, 2025Board Meeting Outcome for Unaudited Reviewed Financial Results (Standalone And Consolidated) Of The
Bank For The Quarter Ended On June 30 2025.Jul 19, 2025
Jul 19, 2025Disclosure under Regulation 30A of LODRJul 16, 2025
Jul 16, 2025Board Meeting Intimation for Union Bank Of India Informed The Exchange About Meeting Of The Board Of Directors Of The Bank Scheduled On July 19 2025.Jul 16, 2025
Jul 16, 2025Compliances-Certificate under Reg. 74 (5) of SEBI (DP) Regulations 2018Jul 10, 2025
Jul 10, 2025Announcement under Regulation 30 (LODR)-Change in ManagementJul 09, 2025
Jul 09, 2025Certificate For Timely Payment Of Annual Interest On BondsJul 09, 2025
Jul 09, 2025Reg. 34 (1) Annual Report.Jul 09, 2025
Jul 09, 2025Union Bank Of India Has Informed The Exchange Regarding Business Responsibility And Sustainability Report 2024-25 Of The Bank.Jul 09, 2025
Jul 09, 2025Reg. 34 (1) Annual Report.Jul 09, 2025
Jul 09, 2025Intimation Under SEBI (Listing Obligations And Disclosure Requirements) Regulations 2015.Jul 08, 2025
Jul 08, 2025Intimation Under SEBI (Listing Obligations And Disclosure Requirements) Regulations 2015.Jul 08, 2025
Jul 08, 2025Intimation Of Record Date For Dividend PaymentJul 01, 2025
Jul 01, 2025Closure of Trading WindowJun 26, 2025
Jun 26, 2025Book Closure For Annual General Meeting (AGM) And DividendJun 25, 2025
Jun 25, 2025Convening Of 23Rd Annual General Meeting (AGM) Of The Shareholders Of The Bank Book Closure For The Purpose Of AGM And Payment Of Dividend.Jun 25, 2025
Jun 25, 2025Board Meeting Outcome for UNIONBANK : Union Bank Of India Has Informed The Exchange Regarding Capital Plan Of The Bank At Its Board Meeting Held On June 25 2025.Jun 25, 2025
Jun 25, 2025Announcement under Regulation 30 (LODR)-CessationJun 24, 2025
Jun 24, 2025Certificate For Timely Payment Of Annual Interest On BondsJun 24, 2025
Jun 24, 2025Technical Indicators
RSI(14)
Neutral 51.41
ATR(14)
Volatile 3.15
STOCH(9,6)
Neutral 41.19
STOCH RSI(14)
Neutral 64.83
MACD(12,26)
Bullish 0.35
ADX(14)
Strong Trend 26.86
UO(9)
Bearish 46.70
ROC(12)
Downtrend But Slowing Down -1.67
WillR(14)
Neutral -43.42
Mutual Fund Holdings
Kotak Arbitrage Fund Direct-Growth 
SBI Arbitrage Opportunities Fund Direct-Growth 
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HDFC Arbitrage Fund Wholesale Direct-Growth 
Edelweiss Balanced Advantage Fund Direct-Growth 
Tata Arbitrage Fund Direct - Growth 
Aditya Birla Sun Life Arbitrage Fund Direct-Growth 
Axis Arbitrage Fund Direct-Growth 
WhiteOak Capital Arbitrage Fund Direct-Growth 
Zerodha Nifty Large Midcap 250 Index Fund Direct - Growth 
HSBC Arbitrage Fund Direct-Growth 
Motilal Oswal Nifty 500 Index Fund Direct - Growth 
ICICI Prudential Equity Arbitrage Direct-Growth 
Navi Nifty Midcap 150 Index Fund Direct - Growth 
DSP Arbitrage Fund Direct - Growth 
Bandhan Arbitrage Fund Direct-Growth 
Nippon India Arbitrage Fund Direct-Growth About Union Bank of India
Union Bank of India is a major state-owned bank in India, with the government holding 74.76% of its share capital. It offers a wide range of services including retail and corporate banking, treasury operations, and international banking. The bank has a significant domestic presence with over 8,400 branches and 8,900 ATMs across India, as well as international operations with branches in Hong Kong, Dubai, and Sydney. Union Bank of India was originally incorporated in 1919 and nationalized in 1969. In 2020, it underwent a major amalgamation, merging with Andhra Bank and Corporation Bank to become the 5th largest public sector bank in India. As of March 31, 2024, the bank's global business stood at Rs. 21,26,912 Crore, with total deposits of Rs. 12,21,528 Crore and gross advances of Rs. 9,04,884 Crore.
Listing Date
09 Mar, 2006(19 Years,
2 days)
Chairperson NameSRINIVASAN VARADARAJAN
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