| Quarterly Financials | Jun 2018 | Sept 2018 | Dec 2018 | Mar 2019 | Jun 2019 | Sept 2019 | Dec 2019 | Mar 2020 | Jun 2020 | Sept 2020 | Dec 2020 | Mar 2021 | Jun 2021 | Sept 2021 | Dec 2021 | Mar 2022 | Jun 2022 | Sept 2022 | Dec 2022 | Mar 2023 | Jun 2023 | Sept 2023 | Dec 2023 | Mar 2024 | Jun 2024 | Sept 2024 | Dec 2024 | Mar 2025 | Jun 2025 |
Revenue  | 10,042 | 9,636 | 9,757 | 9,921 | 10,054 | 10,754 | 10,985 | 11,476 | 20,487 | 20,911 | 20,963 | 20,681 | 20,545 | 21,622 | 20,233 | 19,354 | 21,204 | 23,475 | 24,636 | 27,764 | 27,822 | 28,953 | 29,802 | 31,612 | 31,326 | 32,812 | 31,749 | 34,093 | 32,344 |
| Expenses | 4,087 | 3,517 | 3,608 | 8,180 | 3,296 | 5,854 | 3,923 | 8,510 | 7,977 | 8,816 | 10,419 | 9,391 | 8,713 | 9,411 | 7,946 | 6,940 | 8,442 | 9,598 | 8,817 | 10,041 | 7,978 | 7,962 | 8,012 | 9,365 | 9,367 | 8,686 | 8,096 | 9,673 | 8,844 |
| EBITDA | -128 | 62 | 153 | -4,020 | 366 | -1,613 | 563 | -3,468 | 479 | 599 | 38 | 1,211 | 1,706 | 2,330 | 2,526 | 2,005 | 2,165 | 2,493 | 3,576 | 3,912 | 5,180 | 5,492 | 5,554 | 5,281 | 4,955 | 6,406 | 5,889 | 6,175 | 5,269 |
| Operating Profit % | 53 % | 59 % | 58 % | 2 % | 63 % | 38 % | 60 % | 9 % | 57 % | 51 % | 40 % | 40 % | 50 % | 44 % | 53 % | 59 % | 54 % | 51 % | 58 % | 55 % | 66 % | 68 % | 69 % | 65 % | 65 % | 68 % | 70 % | 65 % | 68 % |
| Depreciation | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Interest | 6,084 | 6,056 | 5,996 | 5,760 | 6,392 | 6,512 | 6,500 | 6,434 | 12,031 | 11,496 | 10,506 | 10,079 | 10,127 | 9,882 | 9,762 | 10,409 | 10,598 | 11,384 | 12,242 | 13,810 | 14,664 | 15,498 | 16,236 | 16,966 | 17,004 | 17,720 | 17,765 | 18,245 | 18,231 |
| Profit Before Tax | -128 | 62 | 153 | -4,020 | 366 | -1,613 | 563 | -3,468 | 479 | 599 | 38 | 1,211 | 1,706 | 2,330 | 2,526 | 2,005 | 2,165 | 2,493 | 3,576 | 3,912 | 5,180 | 5,492 | 5,554 | 5,281 | 4,955 | 6,406 | 5,889 | 6,175 | 5,269 |
| Tax | -269 | -24 | -30 | -688 | 136 | -420 | 8 | -755 | 138 | 65 | -681 | -58 | 586 | 819 | 1,448 | 448 | 582 | 640 | 1,313 | 1,101 | 1,909 | 1,921 | 1,929 | 1,953 | 1,313 | 1,655 | 1,266 | 1,164 | 841 |
| Net Profit | 141 | 86 | 183 | -3,332 | 230 | -1,192 | 554 | -2,713 | 341 | 534 | 719 | 1,269 | 1,120 | 1,511 | 1,077 | 1,557 | 1,583 | 1,853 | 2,264 | 2,812 | 3,272 | 3,572 | 3,625 | 3,328 | 3,642 | 4,751 | 4,623 | 5,011 | 4,428 |
| EPS in ₹ | 1.20 | 0.73 | 1.57 | -27.88 | 1.31 | -6.76 | 2.37 | -7.93 | 0.53 | 0.83 | 1.12 | 1.98 | 1.70 | 2.25 | 1.55 | 2.30 | 2.32 | 2.71 | 3.31 | 4.11 | 4.79 | 5.14 | 4.89 | 4.44 | 4.77 | 6.22 | 6.06 | 6.56 | 5.80 |
Union Bank of India
Union Bank of India
137.28
+0.75
(0.55%)
There are 3 new updates from the company15 hours ago
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Market Cap
1,04,794.14 Cr
EPS
23.62
PE Ratio
5.54
Dividend Yield
3.48 %
Industry
Banks52 Week High
158.65
52 Week Low
100.81
PB Ratio
0.96
Debt to Equity
0.00
Sector
Public Sector Bank
Investment Returns
In Long Term
In Short Term
1 Year
0.00%
2 Years
0.00%
3 Years
0.00%
4 Years
0.00%
5 Years
0.00%
Analyst Rating
- By Refinitiv from12 analysts
Peer Comparison Compare Peers on Screener
Competitors | LTP | Market Cap (₹ Cr.) | P/E Ratio | Revenue (₹ Cr.) | YoY Revenue Growth % | Net Profit (₹ Cr.) | YoY Profit Growth % | RSI |
|---|---|---|---|---|---|---|---|---|
825.00 | #1 7,36,281.15 | 9.59 | #1 6,63,343.30 | 11.57 | #1 79,017 | 10.09 | 60.12 | |
244.48 | 1,26,429.46 | 6.46 | 1,52,884.10 | 7.83 | 20,459 | -26.17 | 51.86 | |
107.55 | 1,23,606.60 | 7.41 | 1,40,456.80 | 14.76 | 18,553 | -45.71 | 50.24 | |
137.28 | #4 1,04,794.14 | #3 5.54 | #5 1,29,979.30 | #8 9.98 | #4 17,921 | #3 21.59 | 48.99 | |
111.61 | 1,01,237.54 | 5.44 | 1,52,657.90 | 9.70 | 17,336 | -21.12 | 53.27 | |
670.50 | 90,313.93 | 7.87 | 72,050.90 | 12.17 | 10,995 | -11.45 | 62.57 | |
38.17 | 73,502.40 | 18.82 | 33,750.30 | 13.52 | 3,396 | #1 81.66 | 59.18 | |
116.30 | 52,947.53 | #1 5.35 | 80,412.40 | 19.47 | 9,552 | -3.14 | 56.33 | |
55.13 | 42,403.54 | 7.39 | 28,402.60 | #1 20.90 | 5,542 | 16.16 | 48.85 | |
29.24 | 36,665.67 | 14.85 | 29,473.50 | 17.33 | 2,445 | 23.76 | 45.69 |
Forecast
Actual
Growth Rate
Revenue Growth
9.98 %
Net Income Growth
30.73 %
Cash Flow Change
-12.29 %
ROE
12.03 %
ROCE
2.98 %
EBITDA Margin (Avg.)
0.96 %
Quarterly Financial Results
Balance Sheet
| Balance Sheet | 2015 | 2016 | 2017 | 2018 | 2019 | 2020 | 2021 | 2022 | 2023 | 2024 | 2025 |
| Total Assets | 3,83,569 | 4,07,365 | 4,55,681 | 4,91,146 | 4,98,581 | 5,55,509 | 10,82,377 | 11,93,766 | 12,88,357 | 14,01,996 | 15,11,329 |
| Fixed Assets | 2,690 | 3,939 | 3,896 | 3,825 | 3,743 | 4,734 | 7,303 | 7,171 | 8,826 | 9,224 | 9,765 |
| Current Assets | 29,501 | 44,171 | 48,075 | 67,008 | 62,433 | 71,435 | 1,26,957 | 1,59,067 | 1,62,843 | 1,70,990 | 1,80,127 |
| Capital Work in Progress | 4 | 13 | 22 | 34 | 44 | 54 | 63 | 37 | 22 | 36 | 59 |
| Investments | 95,449 | 90,573 | 1,13,441 | 1,25,511 | 1,28,391 | 1,54,252 | 3,39,059 | 3,51,839 | 3,43,727 | 3,43,953 | 3,61,903 |
| Other Assets | 2,85,425 | 3,12,840 | 3,38,322 | 3,61,777 | 3,66,402 | 3,96,470 | 7,35,952 | 8,34,718 | 9,35,782 | 10,48,783 | 11,39,602 |
| Total Liabilities | 3,83,569 | 4,07,365 | 4,55,681 | 4,91,146 | 4,98,581 | 5,55,509 | 10,82,377 | 11,93,766 | 12,88,357 | 14,01,996 | 15,11,329 |
| Current Liabilities | 10,590 | 9,562 | 13,167 | 9,926 | 10,965 | 16,369 | 40,064 | 37,292 | 46,495 | 52,831 | 57,714 |
| Non Current Liabilities | 3,72,979 | 3,97,802 | 4,42,514 | 4,81,221 | 4,87,616 | 5,39,140 | 10,42,314 | 11,56,474 | 12,41,862 | 13,49,165 | 14,53,615 |
| Total Equity | 19,908 | 23,048 | 24,094 | 25,252 | 26,836 | 33,989 | 64,738 | 70,861 | 78,804 | 97,598 | 1,13,834 |
| Reserve & Surplus | 19,263 | 22,361 | 22,865 | 24,083 | 24,969 | 30,463 | 58,227 | 63,922 | 71,865 | 89,860 | 1,06,097 |
| Share Capital | 636 | 687 | 687 | 1,169 | 1,763 | 3,423 | 6,407 | 6,835 | 6,835 | 7,634 | 7,634 |
Cash Flow
| Cash Flow | 2015 | 2016 | 2017 | 2018 | 2019 | 2020 | 2021 | 2022 | 2023 | 2024 | 2025 |
| Net Cash Flow | -718 | 70 | 3,289 | 16,574 | -6,317 | 12,086 | 1,066 | 34,995 | -7,159 | 7,047 | 12,038 |
| Investing Activities | -318 | -9 | -280 | -315 | -297 | -377 | -601 | -558 | -2,561 | -1,394 | -1,891 |
| Operating Activities | -3,568 | 81 | -6,625 | 6,097 | -7,778 | -7,681 | 20,527 | 36,339 | 6,056 | 19,930 | 17,479 |
| Financing Activities | 3,168 | -2 | 10,194 | 10,792 | 1,758 | 20,144 | -18,861 | -786 | -10,654 | -11,489 | -3,550 |
Share Holding
| % Holding | Mar 2021 | May 2021 | Jun 2021 | Sept 2021 | Dec 2021 | Mar 2022 | Jun 2022 | Sept 2022 | Dec 2022 | Mar 2023 | Jun 2023 | Aug 2023 | Sept 2023 | Dec 2023 | Feb 2024 | Mar 2024 | Jun 2024 | Sept 2024 | Dec 2024 | Mar 2025 | Jun 2025 |
| Promoter | 89.07 % | 83.49 % | 83.49 % | 83.49 % | 83.49 % | 83.49 % | 83.49 % | 83.49 % | 83.49 % | 83.49 % | 83.49 % | 76.99 % | 76.99 % | 76.99 % | 74.76 % | 74.76 % | 74.76 % | 74.76 % | 74.76 % | 74.76 % | 74.76 % |
| FIIs | 0.00 % | 0.00 % | 0.00 % | 0.00 % | 0.00 % | 0.00 % | 0.00 % | 0.00 % | 0.00 % | 0.00 % | 0.00 % | 0.00 % | 2.88 % | 0.00 % | 0.00 % | 6.76 % | 7.37 % | 6.89 % | 6.46 % | 7.11 % | 7.70 % |
| DIIs | 4.37 % | 8.18 % | 6.83 % | 1.65 % | 7.01 % | 7.04 % | 6.90 % | 7.05 % | 8.38 % | 8.28 % | 7.88 % | 13.30 % | 12.70 % | 12.13 % | 12.24 % | 12.25 % | 11.38 % | 11.23 % | 11.94 % | 11.64 % | 11.94 % |
| Government | 0.00 % | 0.00 % | 0.00 % | 0.00 % | 0.00 % | 0.00 % | 0.00 % | 0.00 % | 0.00 % | 0.00 % | 0.00 % | 0.00 % | 0.00 % | 0.00 % | 0.00 % | 0.00 % | 0.00 % | 0.00 % | 0.00 % | 0.00 % | 0.00 % |
| Public / Retail | 5.55 % | 5.12 % | 6.65 % | 7.03 % | 7.17 % | 7.44 % | 7.72 % | 7.34 % | 6.03 % | 6.10 % | 6.49 % | 5.53 % | 6.59 % | 6.00 % | 5.74 % | 5.56 % | 5.83 % | 6.46 % | 6.22 % | 5.83 % | 5.02 % |
| Others | 1.01 % | 3.21 % | 3.03 % | 7.82 % | 2.33 % | 2.03 % | 1.88 % | 2.12 % | 2.09 % | 2.13 % | 2.13 % | 4.18 % | 0.84 % | 4.89 % | 7.26 % | 0.68 % | 0.66 % | 0.66 % | 0.63 % | 0.66 % | 0.58 % |
| No of Share Holders | 6,31,887 | 6,25,405 | 6,83,042 | 6,90,809 | 7,39,143 | 7,61,809 | 7,98,214 | 7,81,554 | 7,80,208 | 7,83,550 | 7,75,773 | 7,72,539 | 8,65,251 | 8,74,309 | 9,17,901 | 9,14,940 | 9,84,229 | 10,19,060 | 10,22,300 | 10,41,210 | 9,61,173 |
Dividend History
Dividends per share (FY)
Dividend yield (FY) %
Dividends per share (FY)
Dividend yield (FY) %
| Annual Cash Flows | 2016 | 2017 | 2018 | 2019 | 2020 | 2021 | 2022 | 2023 | 2024 | 2025 |
|---|---|---|---|---|---|---|---|---|---|---|
| Dividend Per Share (₹) | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 1.9 | 3 | 3.6 | 4.75 |
| Dividend Yield (%) | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 2.86 | 1.95 | 2.85 | 3.48 |
Corporate Action
| Record Date | Corporate Action | Information | Announcement Day | LTP at Annoucement | LTP at Record Day |
|---|---|---|---|---|---|
| 24 Jun 2022 |  Dividend | ₹ 1.90 /share | 22 Jun 2022 | 33.70 | 34.85 |
| 29 Jul 2023 | Dividend | ₹ 3.00 /share | 28 Jul 2023 | 76.40 | 90.14 |
| 20 Jul 2024 | Dividend | ₹ 3.60 /share | 19 Jul 2024 | 142.10 | 135.60 |
| 26 Jul 2024 |  Annual General Meeting | NA | 26 Jul 2024 | 147.10 | 131.95 |
| 21 Oct 2024 |  Quarterly Result Announcement | NA | 21 Oct 2024 | 113.20 | 112.35 |
| 27 Jan 2025 | Quarterly Result Announcement | NA | 27 Jan 2025 | 108.70 | 107.25 |
| 08 May 2025 | Quarterly Result Announcement | NA | 08 May 2025 | 126.20 | 118.50 |
| 19 Jul 2025 | Quarterly Result Announcement | NA | 19 Jul 2025 | 146.40 | 146.00 |
| 25 Jul 2025 | Dividend | ₹ 4.75 /share | 25 Jul 2025 | 118.50 | 145.00 |
| 01 Aug 2025 | Annual General Meeting | NA | 01 Aug 2025 | 147.05 | 131.00 |
Announcements
Intimation Of Call Option Exercised By The Bank
13 hours ago
13 hours agoDisclosure under Regulation 30A of LODR15 hours ago
15 hours agoDisclosure under Regulation 30A of LODR15 hours ago
15 hours agoDisclosure under Regulation 30A of LODR1 day ago
1 day agoDisclosure under Regulation 30A of LODR2 days ago
2 days agoDisclosure under Regulation 30A of LODR3 days ago
3 days agoDisclosure under Regulation 30A of LODR3 days ago
3 days agoAnnouncement under Regulation 30 (LODR)-Credit Rating5 days ago
5 days agoDisclosure Under Regulation 30 Of The SEBI (LODR) Regulations 2015 As Amended.5 days ago
5 days agoDisclosure under Regulation 30A of LODR7 days ago
7 days agoDisclosure under Regulation 30A of LODR8 days ago
8 days agoDisclosure under Regulation 30A of LODR8 days ago
8 days agoDisclosure under Regulation 30A of LODRAug 08, 2025
Aug 08, 2025Disclosure under Regulation 30A of LODRAug 06, 2025
Aug 06, 2025Disclosure Under Regulation 30 Of SEBI (LODR) Regulation 2015 As Amended.Aug 05, 2025
Aug 05, 2025Shareholder Meeting / Postal Ballot-Scrutinizers ReportAug 01, 2025
Aug 01, 2025Shareholder Meeting / Postal Ballot-Outcome of AGMAug 01, 2025
Aug 01, 2025Announcement under Regulation 30 (LODR)-Change in ManagementAug 01, 2025
Aug 01, 2025Disclosure Under Regulation 30 Of The SEBI (LODR) Regulations 2015 As Amended.Jul 31, 2025
Jul 31, 2025Disclosure under Regulation 30A of LODRJul 25, 2025
Jul 25, 2025Addendum To The Notice Of 23Rd Annual General Meeting Of The BankJul 25, 2025
Jul 25, 2025Announcement under Regulation 30 (LODR)-Change in DirectorateJul 25, 2025
Jul 25, 2025Certificate For Timely Payment Of Annual Interest On BondsJul 25, 2025
Jul 25, 2025Disclosure under Regulation 30A of LODRJul 19, 2025
Jul 19, 2025Announcement under Regulation 30 (LODR)-Investor PresentationJul 19, 2025
Jul 19, 2025Announcement under Regulation 30 (LODR)-Press Release / Media ReleaseJul 19, 2025
Jul 19, 2025Unaudited Reviewed Financial Results (Standalone And Consolidated) Of The Bank For The Quarter Ended On June 30 2025Jul 19, 2025
Jul 19, 2025Board Meeting Outcome for Unaudited Reviewed Financial Results (Standalone And Consolidated) Of The
Bank For The Quarter Ended On June 30 2025.Jul 19, 2025
Jul 19, 2025Disclosure under Regulation 30A of LODRJul 16, 2025
Jul 16, 2025Board Meeting Intimation for Union Bank Of India Informed The Exchange About Meeting Of The Board Of Directors Of The Bank Scheduled On July 19 2025.Jul 16, 2025
Jul 16, 2025Compliances-Certificate under Reg. 74 (5) of SEBI (DP) Regulations 2018Jul 10, 2025
Jul 10, 2025Announcement under Regulation 30 (LODR)-Change in ManagementJul 09, 2025
Jul 09, 2025Certificate For Timely Payment Of Annual Interest On BondsJul 09, 2025
Jul 09, 2025Reg. 34 (1) Annual Report.Jul 09, 2025
Jul 09, 2025Union Bank Of India Has Informed The Exchange Regarding Business Responsibility And Sustainability Report 2024-25 Of The Bank.Jul 09, 2025
Jul 09, 2025Reg. 34 (1) Annual Report.Jul 09, 2025
Jul 09, 2025Intimation Under SEBI (Listing Obligations And Disclosure Requirements) Regulations 2015.Jul 08, 2025
Jul 08, 2025Intimation Under SEBI (Listing Obligations And Disclosure Requirements) Regulations 2015.Jul 08, 2025
Jul 08, 2025Intimation Of Record Date For Dividend PaymentJul 01, 2025
Jul 01, 2025Closure of Trading WindowJun 26, 2025
Jun 26, 2025Book Closure For Annual General Meeting (AGM) And DividendJun 25, 2025
Jun 25, 2025Convening Of 23Rd Annual General Meeting (AGM) Of The Shareholders Of The Bank Book Closure For The Purpose Of AGM And Payment Of Dividend.Jun 25, 2025
Jun 25, 2025Board Meeting Outcome for UNIONBANK : Union Bank Of India Has Informed The Exchange Regarding Capital Plan Of The Bank At Its Board Meeting Held On June 25 2025.Jun 25, 2025
Jun 25, 2025Announcement under Regulation 30 (LODR)-CessationJun 24, 2025
Jun 24, 2025Certificate For Timely Payment Of Annual Interest On BondsJun 24, 2025
Jun 24, 2025Disclosure under Regulation 30A of LODRJun 23, 2025
Jun 23, 2025Board Meeting Intimation for Board Meeting Intimation For Considering Capital Plan Of The Bank For FY 2025-26Jun 21, 2025
Jun 21, 2025Disclosure under Regulation 30A of LODRJun 18, 2025
Jun 18, 2025Disclosure under Regulation 30A of LODRJun 18, 2025
Jun 18, 2025Disclosure under Regulation 30A of LODRJun 17, 2025
Jun 17, 2025Technical Indicators
RSI(14)
Neutral 48.99
ATR(14)
Less Volatile 3.22
STOCH(9,6)
Overbought 83.99
STOCH RSI(14)
Overbought 95.12
MACD(12,26)
Bullish 1.01
ADX(14)
Weak Trend 21.77
UO(9)
Bearish 46.96
ROC(12)
Uptrend And Accelerating 5.80
WillR(14)
Overbought -17.70
Mutual Fund Holdings
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Mahindra Manulife Business Cycle Fund Direct - Growth About Union Bank of India
Union Bank of India is a major state-owned bank in India, with the government holding 74.76% of its share capital. It offers a wide range of services including retail and corporate banking, treasury operations, and international banking. The bank has a significant domestic presence with over 8,400 branches and 8,900 ATMs across India, as well as international operations with branches in Hong Kong, Dubai, and Sydney. Union Bank of India was originally incorporated in 1919 and nationalized in 1969. In 2020, it underwent a major amalgamation, merging with Andhra Bank and Corporation Bank to become the 5th largest public sector bank in India. As of March 31, 2024, the bank's global business stood at Rs. 21,26,912 Crore, with total deposits of Rs. 12,21,528 Crore and gross advances of Rs. 9,04,884 Crore.
Listing Date
09 Mar, 2006(19 Years,
13 days)
Chairperson NameSRINIVASAN VARADARAJAN
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