Union Bank of India

119.57
+1.35
(1.14%)
ann
There are 3 new updates from the company17 hours ago
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Market Cap
91,275.02 Cr
EPS
19.15
PE Ratio
5.53
Dividend Yield
3.04 %
Industry
Banks
52 Week High
172.50
52 Week Low
100.81
PB Ratio
0.85
Debt to Equity
0.00
Add Ratio
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Investment Returns

In Long Term
In Short Term
1 Year
0.00%
2 Years
0.00%
3 Years
0.00%
4 Years
0.00%
5 Years
0.00%
Analyst Rating
- By Refinitiv from11 analysts
BUY
Analysts have suggested that investors can buy this stock
Buy
Buy+90.91 %
+90.91 %
Hold
Hold0.0 %
0.0 %
Sell
Sell+9.09 %
+9.09 %

Company News

View All News
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neutral
Union Bank of India Addresses Book Purchase ControversyToday
Union Bank of India has issued a clarification regarding a report suggesting the bank faces scrutiny over a book purchase. The bank acknowledged that there were certain lapses in the procurement process, which are currently being examined internally. However, the bank emphasized that the reported information does not have any material impact on its operations or financial position.
neutral
Union Bank of India Addresses Book Purchase Irregularities16 hours ago
Union Bank of India has issued a clarification regarding reported lapses in book procurement. The bank acknowledges certain irregularities in the process, which are currently under examination. However, the bank asserts that the reported information does not have a material impact on its operations or financial standing.
negative
Union Bank of India: Staff Union Flags 'Wasteful' Spending on Ex-IMF ED's Book22 hours ago
The All India Union Bank Employees' Association (AIUBEA) has urged Union Bank of India's management to investigate alleged wasteful expenditure on purchasing large quantities of a book authored by K.V. Subramanian, former IMF Executive Director. The union raised concerns about the bank's spending habits and its involvement in potential impropriety related to the book's publicity.
Competitors
LTP
Market Cap (₹ Cr.)
P/E Ratio
Revenue (₹ Cr.)
YoY Revenue Growth %
Net Profit (₹ Cr.)
YoY Profit Growth %
RSI
773.95
#1 6,90,720.97
8.91
#1 5,94,574.90
25.60
#1 68,138
-8.21
47.38
222.30
1,14,959.38
5.58
1,41,778.70
27.98
18,410
5.55
38.52
95.10
1,09,297.89
6.45
1,22,394.00
23.52
9,157
#1 97.08
41.43
119.57
#4 91,275.02
#2 5.53
#5 1,18,188.40
#9 21.75
#4 13,709
#5 27.52
41.90
92.81
84,184.71
#1 5.10
1,39,164.90
25.14
14,782
11.21
46.55
553.60
74,567.93
6.71
64,231.70
21.67
8,129
29.85
51.59
34.81
65,799.30
20.19
29,731.00
26.39
2,666
34.74
35.42
107.50
48,941.18
5.83
67,306.50
22.06
6,567
36.60
45.08
49.65
38,188.57
6.96
23,493.40
#1 29.23
4,072
22.15
54.73
29.74
35,557.02
15.66
25,119.90
24.61
1,654
23.76
42.70

Automatic Screeners on ScanX

Growth Rate
Revenue Growth
21.75 %
Net Income Growth
62.61 %
Cash Flow Change
229.10 %
ROE
31.31 %
ROCE
29.55 %
EBITDA Margin (Avg.)
15.63 %

Quarterly Financial Results

Quarterly Financials
Jun 2018
Sept 2018
Dec 2018
Mar 2019
Jun 2019
Sept 2019
Dec 2019
Mar 2020
Jun 2020
Sept 2020
Dec 2020
Mar 2021
Jun 2021
Sept 2021
Dec 2021
Mar 2022
Jun 2022
Sept 2022
Dec 2022
Mar 2023
Jun 2023
Sept 2023
Dec 2023
Mar 2024
Jun 2024
Sept 2024
Dec 2024
Revenue
10,042
9,636
9,757
9,921
10,054
10,754
10,985
11,476
20,487
20,911
20,963
20,681
20,545
21,622
20,233
19,354
21,204
23,475
24,636
27,764
27,822
28,953
29,802
31,612
31,326
32,812
31,749
Expenses
4,087
3,517
3,608
8,180
3,296
5,854
3,923
8,510
7,977
8,816
10,419
9,391
8,713
9,411
7,946
6,940
8,442
9,598
8,817
10,041
7,978
7,962
8,012
9,365
9,367
8,686
8,096
EBITDA
-128
62
153
-4,020
366
-1,613
563
-3,468
479
599
38
1,211
1,706
2,330
2,526
2,005
2,165
2,493
3,576
3,912
5,180
5,492
5,554
5,281
4,955
6,406
5,889
Operating Profit %
53 %
59 %
58 %
2 %
63 %
38 %
60 %
9 %
57 %
51 %
40 %
40 %
50 %
44 %
53 %
59 %
54 %
51 %
58 %
55 %
66 %
68 %
69 %
65 %
65 %
68 %
70 %
Depreciation
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
Interest
6,084
6,056
5,996
5,760
6,392
6,512
6,500
6,434
12,031
11,496
10,506
10,079
10,127
9,882
9,762
10,409
10,598
11,384
12,242
13,810
14,664
15,498
16,236
16,966
17,004
17,720
17,765
Profit Before Tax
-128
62
153
-4,020
366
-1,613
563
-3,468
479
599
38
1,211
1,706
2,330
2,526
2,005
2,165
2,493
3,576
3,912
5,180
5,492
5,554
5,281
4,955
6,406
5,889
Tax
-269
-24
-30
-688
136
-420
8
-755
138
65
-681
-58
586
819
1,448
448
582
640
1,313
1,101
1,909
1,921
1,929
1,953
1,313
1,655
1,266
Net Profit
141
86
183
-3,332
230
-1,192
554
-2,713
341
534
719
1,269
1,120
1,511
1,077
1,557
1,583
1,853
2,264
2,812
3,272
3,572
3,625
3,328
3,642
4,751
4,623
EPS in ₹
1.20
0.73
1.57
-27.88
1.31
-6.76
2.37
-7.93
0.53
0.83
1.12
1.98
1.70
2.25
1.55
2.30
2.32
2.71
3.31
4.11
4.79
5.14
4.89
4.44
4.77
6.22
6.06

Balance Sheet

Balance Sheet
2015
2016
2017
2018
2019
2020
2021
2022
2023
2024
Total Assets
3,83,569
4,07,365
4,55,681
4,91,146
4,98,581
5,55,509
10,82,377
11,93,766
12,88,357
14,01,996
Fixed Assets
2,690
3,939
3,896
3,825
3,743
4,734
7,303
7,171
8,826
9,224
Current Assets
29,501
44,171
48,075
67,008
62,433
71,435
1,26,957
1,59,067
1,62,843
1,70,990
Capital Work in Progress
4
13
22
34
44
54
63
37
22
36
Investments
95,449
90,573
1,13,441
1,25,511
1,28,391
1,54,252
3,39,059
3,51,839
3,43,727
3,43,953
Other Assets
2,85,425
3,12,840
3,38,322
3,61,777
3,66,402
3,96,470
7,35,952
8,34,718
9,35,782
10,48,783
Total Liabilities
3,83,569
4,07,365
4,55,681
4,91,146
4,98,581
5,55,509
10,82,377
11,93,766
12,88,357
14,01,996
Current Liabilities
10,590
9,562
13,167
9,926
10,965
16,369
40,064
37,292
46,495
52,831
Non Current Liabilities
3,72,979
3,97,802
4,42,514
4,81,221
4,87,616
5,39,140
10,42,314
11,56,474
12,41,862
13,49,165
Total Equity
19,908
23,048
24,094
25,252
26,836
33,989
64,738
70,861
78,804
97,598
Reserve & Surplus
19,263
22,361
22,865
24,083
24,969
30,463
58,227
63,922
71,865
89,860
Share Capital
636
687
687
1,169
1,763
3,423
6,407
6,835
6,835
7,634

Cash Flow

Cash Flow
2015
2016
2017
2018
2019
2020
2021
2022
2023
2024
Net Cash Flow
-718
70
3,289
16,574
-6,317
121
1,066
34,995
-7,159
7,047
Investing Activities
-318
-9
-280
-315
-297
-4
-601
-558
-2,561
-1,394
Operating Activities
-3,568
81
-6,625
6,097
-7,778
-77
20,527
36,339
6,056
19,930
Financing Activities
3,168
-2
10,194
10,792
1,758
201
-18,861
-786
-10,654
-11,489

Share Holding

% Holding
Mar 2021
May 2021
Jun 2021
Sept 2021
Dec 2021
Mar 2022
Jun 2022
Sept 2022
Dec 2022
Mar 2023
Jun 2023
Aug 2023
Sept 2023
Dec 2023
Feb 2024
Mar 2024
Jun 2024
Sept 2024
Dec 2024
Mar 2025
Promoter
89.07 %
83.49 %
83.49 %
83.49 %
83.49 %
83.49 %
83.49 %
83.49 %
83.49 %
83.49 %
83.49 %
76.99 %
76.99 %
76.99 %
74.76 %
74.76 %
74.76 %
74.76 %
74.76 %
74.76 %
FIIs
0.00 %
0.00 %
0.00 %
0.00 %
0.00 %
0.00 %
0.00 %
0.00 %
0.00 %
0.00 %
0.00 %
0.00 %
2.88 %
0.00 %
0.00 %
6.76 %
7.37 %
6.89 %
6.46 %
7.11 %
DIIs
4.37 %
8.18 %
6.83 %
1.65 %
7.01 %
7.04 %
6.90 %
7.05 %
8.38 %
8.28 %
7.88 %
13.30 %
12.70 %
12.13 %
12.24 %
12.25 %
11.38 %
11.23 %
11.94 %
11.64 %
Government
0.00 %
0.00 %
0.00 %
0.00 %
0.00 %
0.00 %
0.00 %
0.00 %
0.00 %
0.00 %
0.00 %
0.00 %
0.00 %
0.00 %
0.00 %
0.00 %
0.00 %
0.00 %
0.00 %
0.00 %
Public / Retail
5.55 %
5.12 %
6.65 %
7.03 %
7.17 %
7.44 %
7.72 %
7.34 %
6.03 %
6.10 %
6.49 %
5.53 %
6.59 %
6.00 %
5.74 %
5.56 %
5.83 %
6.46 %
6.22 %
5.83 %
Others
1.01 %
3.21 %
3.03 %
7.82 %
2.33 %
2.03 %
1.88 %
2.12 %
2.09 %
2.13 %
2.13 %
4.18 %
0.84 %
4.89 %
7.26 %
0.68 %
0.66 %
0.66 %
0.63 %
0.66 %
No of Share Holders
6,31,887
6,25,405
6,83,042
6,90,809
7,39,143
7,61,809
7,98,214
7,81,554
7,80,208
7,83,550
7,75,773
7,72,539
8,65,251
8,74,309
9,17,901
9,14,940
9,84,229
10,19,060
10,22,300
10,41,210

Dividend History

Dividends per share (FY)
Dividend yield (FY) %
Dividends per share (FY)
Dividend yield (FY) %
Annual Cash Flows 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025
Dividend Per Share (₹) 0.00 0.00 0.00 0.00 0.00 0.00 1.9 3 3.6 0.00
Dividend Yield (%) 0.00 0.00 0.00 0.00 0.00 0.00 2.86 1.95 2.85 0.00

Corporate Action

Record Date Corporate Action Information Announcement Day LTP at Annoucement LTP at Record Day
08 May 2025 QUARTERLY RESULT ANNOUNCEMENT Quarterly Result Announcement
NA
08 May 2025 126.20 118.35
27 Jan 2025 QUARTERLY RESULT ANNOUNCEMENT Quarterly Result Announcement
NA
27 Jan 2025 108.70 107.25
21 Oct 2024 QUARTERLY RESULT ANNOUNCEMENT Quarterly Result Announcement
NA
21 Oct 2024 113.20 112.35
26 Jul 2024 ANNUAL GENERAL MEETING Annual General Meeting
NA
26 Jul 2024 147.10 131.95
20 Jul 2024 DIVIDEND Dividend
₹ 3.60 /share
19 Jul 2024 142.10 135.60
29 Jul 2023 DIVIDEND Dividend
₹ 3.00 /share
28 Jul 2023 76.40 90.14
24 Jun 2022 DIVIDEND Dividend
₹ 1.90 /share
22 Jun 2022 33.70 34.85

Announcements

Announcement under Regulation 30 (LODR)-Analyst / Investor Meet - Intimation16 hours ago
Clarification/Confirmation On News Item Appearing In Media/Publication".17 hours ago
Clarification sought from Union Bank of India18 hours ago
Board Meeting Intimation for Board Meeting Intimation For Board Meeting Intimation3 days ago
Disclosure Under Regulation 30 And 51 (1) Of The SEBI (Listing Obligations And Disclosure Requirements) Regulations 20156 days ago
Announcement under Regulation 30 (LODR)-Change in Management6 days ago
Disclosure Under Regulation 30 Of The SEBI (LODR) Regulations 2015 As Amended.Apr 25, 2025
Disclosure Under Regulation 30 Of SEBI (LODR) Regulations 2015Apr 22, 2025
Union Bank Of India Has Informed The Exchange About Penalty Levied By FIU-INDApr 16, 2025
Announcement under Regulation 30 (LODR)-Change in ManagementApr 15, 2025
Announcement under Regulation 30 (LODR)-Change in DirectorateApr 11, 2025
Intimation Under Regulation 30 Of SEBI (LODR) Regulation 2015 Apr 09, 2025
Compliances-Certificate under Reg. 74 (5) of SEBI (DP) Regulations 2018Apr 09, 2025
Centralized Database For Corporate Bonds DebenturesApr 08, 2025
Record Date IntimationApr 07, 2025
Disclosure Under Regulation 31 (4) Of SEBI (SAST) Regulation2011 As Of March 312025.Apr 04, 2025
Intimation Under SEBI (Listing Obligations And Disclosure Requirements) Regulations 2015.Apr 04, 2025
Statement Of Debt Securities For The Half Year Ended On March 31St 2025.Apr 03, 2025
Disclosure under Regulation 30A of LODRApr 01, 2025
Disclosure under Regulation 30A of LODRMar 27, 2025
Closure of Trading WindowMar 26, 2025
Disclosure under Regulation 30A of LODRMar 24, 2025
Disclosure Under Regulation 30 Of The SEBI (LODR) Regulations 2015.Mar 21, 2025
Announcement under Regulation 30 (LODR)-Change in DirectorateMar 21, 2025
Disclosures Pertaining To Analysts/Investors Meet/Call - ScheduleMar 20, 2025
Disclosure under Regulation 30A of LODRMar 18, 2025
Disclosure under Regulation 30A of LODRMar 12, 2025
Disclosure under Regulation 30A of LODRMar 12, 2025
Announcement under Regulation 30 (LODR)-Credit RatingMar 11, 2025
Disclosure under Regulation 30A of LODRMar 07, 2025
Certificate For Timely Payment Of Annual Interest On BondsMar 03, 2025
Disclosure under Regulation 30A of LODRFeb 25, 2025
Disclosure under Regulation 30A of LODRFeb 24, 2025
Disclosure under Regulation 30A of LODRFeb 20, 2025
Disclosure under Regulation 30A of LODRFeb 20, 2025
Disclosure under Regulation 30A of LODRFeb 14, 2025
Disclosure under Regulation 30A of LODRFeb 14, 2025
Disclosure under Regulation 30A of LODRFeb 13, 2025
Disclosure under Regulation 30A of LODRFeb 12, 2025
Disclosure under Regulation 30A of LODRFeb 11, 2025
Disclosure under Regulation 30A of LODRFeb 06, 2025
Disclosure under Regulation 30A of LODRFeb 05, 2025
Disclosure under Regulation 30A of LODRFeb 01, 2025
Announcement under Regulation 30 (LODR)-Raising of FundsJan 29, 2025
Certificate For Timely Payment Of Annual Interest On BondsJan 29, 2025
Audio Recording Of Post Earnings CallJan 28, 2025
Presentation On Financial Results Of The Bank For The Quarter And Nine Months Ended On December 31 2024.Jan 27, 2025
Press Release On The Financial Results Of The Bank For The Quarter And Nine Months Ended On December 31 2024.Jan 27, 2025
Integrated Filing (Financial)Jan 27, 2025
Unaudited Reviewed Financial Results (Standalone And Consolidated) Of The Bank For The Quarter And Nine Months Ended On December 31 2024.Jan 27, 2025

Technical Indicators

RSI(14)
Neutral
41.90
ATR(14)
Volatile
4.62
STOCH(9,6)
Neutral
43.87
STOCH RSI(14)
Neutral
34.13
MACD(12,26)
Bearish
-0.85
ADX(14)
Weak Trend
11.37
UO(9)
Bearish
40.42
ROC(12)
Downtrend And Accelerating
-7.10
WillR(14)
Oversold
-96.23

About Union Bank of India

Union Bank of India is a major state-owned bank in India, with the government holding 74.76% of its share capital. It offers a wide range of services including retail and corporate banking, treasury operations, and international banking. The bank has a significant domestic presence with over 8,400 branches and 8,900 ATMs across India, as well as international operations with branches in Hong Kong, Dubai, and Sydney. Union Bank of India was originally incorporated in 1919 and nationalized in 1969. In 2020, it underwent a major amalgamation, merging with Andhra Bank and Corporation Bank to become the 5th largest public sector bank in India. As of March 31, 2024, the bank's global business stood at Rs. 21,26,912 Crore, with total deposits of Rs. 12,21,528 Crore and gross advances of Rs. 9,04,884 Crore.
Listing Date
09 Mar, 2006(19 Years, -2 days)
Chairperson NameSRINIVASAN VARADARAJAN