Bank of Baroda

Bank of Baroda

237.48
-0.79
(-0.33%)
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Market Cap
1,22,809.51 Cr
EPS
40.06
PE Ratio
6.33
Dividend Yield
3.51 %
Industry
Banks
52 Week High
266.95
52 Week Low
190.70
PB Ratio
0.80
Debt to Equity
0.00
Add Ratio
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Investment Returns

In Long Term
In Short Term
1 Year
0.00%
2 Years
0.00%
3 Years
0.00%
4 Years
0.00%
5 Years
0.00%
Analyst Rating
- By Refinitiv from32 analysts
BUY
Analysts have suggested that investors can buy this stock
Buy
Buy+71.88 %
+71.88 %
Hold
Hold+21.88 %
+21.88 %
Sell
Sell+6.25 %
+6.25 %

Company News

View All News
Caret
positive
Bank of Baroda reduced its overnight marginal cost of funds-based lending rate (MCLR) by 10 basis points to 7.85% effective September 12. The bank also cut its three-month MCLR by 15 basis points to 8.20%. The one-month and six-month MCLR rates remained unchanged at 7.95% and 8.65% respectively. The one-year MCLR, which serves as a key benchmark for home and auto loans, was maintained at 8.80%. MCLR is the minimum interest rate below which banks cannot lend and directly affects borrowing costs for floating-rate loans.
neutral
Bank of Baroda Appoints Gopalan V as Head of Mid Corporate DivisionAug 16, 2025
Bank of Baroda announced the appointment of Mr. Gopalan V as Head, Mid Corporate, BCC Mumbai. The appointment was effective August 16, 2025. Gopalan holds a Bachelor's degree in Mathematics, Master's degree in Arts, and CAIIB certification. He brings over 33 years of experience within the bank to his new role as Senior Management Personnel.
positive
Bank of Baroda has expanded its UPI app bob e-Pay with three new international features for cross-border payments. The UPI Global Acceptance service allows customers to make QR code payments in eight countries including UAE, USA, Singapore, and France, with transactions showing amounts in both local and Indian currencies. The Foreign Inward Remittance feature enables real-time money transfers from Singapore residents to Bank of Baroda customers in India, converting Singapore Dollars to Indian Rupees. NRI customers can now link their NRE or NRO accounts to send and receive money through the app using domestic mobile numbers. All international transactions have daily and per-transaction limits of ₹1 lakh. The bob e-Pay app serves over 1.3 million registered users and is available to both customers and non-customers.
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Competitors
LTP
Market Cap (₹ Cr.)
P/E Ratio
Revenue (₹ Cr.)
YoY Revenue Growth %
Net Profit (₹ Cr.)
YoY Profit Growth %
RSI
823.55
#1 7,34,987.08
9.57
#1 6,63,343.30
11.57
#1 79,017
10.09
60.26
107.31
1,23,330.77
7.45
1,40,456.80
14.76
18,553
-45.71
59.42
237.48
#3 1,22,809.51
#4 6.33
#2 1,52,884.10
#10 7.83
#2 20,459
#9 -26.17
50.01
133.88
1,02,198.71
#1 5.42
1,29,979.30
9.98
17,921
21.59
53.82
110.96
1,00,647.95
5.49
1,52,657.90
9.70
17,336
-21.12
59.98
697.75
93,984.41
8.17
72,050.90
12.17
10,995
-11.45
69.54
39.43
75,928.73
19.36
33,750.30
13.52
3,396
#1 81.66
58.88
117.34
53,421.00
5.45
80,412.40
19.47
9,552
-3.14
63.31
54.05
41,572.85
7.31
28,402.60
#1 20.90
5,542
16.16
54.31
28.99
36,352.18
14.88
29,473.50
17.33
2,445
23.76
54.71

Automatic Screeners on ScanX

Forecast
Actual
Growth Rate
Revenue Growth
7.83 %
Net Income Growth
11.13 %
Cash Flow Change
656.13 %
ROE
-9.18 %
ROCE
-1.56 %
EBITDA Margin (Avg.)
2.21 %

Quarterly Financial Results

Quarterly Financials
Jun 2018
Sept 2018
Dec 2018
Mar 2019
Jun 2019
Sept 2019
Dec 2019
Mar 2020
Jun 2020
Sept 2020
Dec 2020
Mar 2021
Jun 2021
Sept 2021
Dec 2021
Mar 2022
Jun 2022
Sept 2022
Dec 2022
Mar 2023
Jun 2023
Sept 2023
Dec 2023
Mar 2024
Jun 2024
Sept 2024
Dec 2024
Mar 2025
Jun 2025
Revenue
13,730
14,543
15,751
16,770
22,057
23,305
23,135
22,590
21,685
21,861
21,816
23,728
21,249
21,999
22,073
22,471
21,577
26,321
30,353
32,528
33,318
35,766
35,084
37,611
35,801
39,455
37,733
39,896
38,404
Expenses
5,197
5,813
6,243
9,511
8,084
9,394
12,798
12,005
10,674
8,331
9,618
10,893
10,084
9,398
8,981
10,505
8,210
10,408
11,012
10,642
11,040
12,216
10,556
12,269
10,879
12,755
10,654
12,712
12,928
EBITDA
1,006
865
993
-1,339
1,177
1,300
-1,978
-1,734
-1,045
2,734
1,791
2,893
1,611
3,095
3,292
2,010
2,872
4,418
6,179
7,096
6,218
6,023
6,526
7,033
6,340
7,434
6,935
6,911
5,170
Operating Profit %
58 %
54 %
54 %
33 %
59 %
53 %
36 %
37 %
45 %
56 %
48 %
37 %
44 %
46 %
52 %
45 %
59 %
54 %
56 %
61 %
61 %
58 %
65 %
61 %
65 %
60 %
67 %
61 %
61 %
Depreciation
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
Interest
7,527
7,865
8,515
8,598
12,796
12,611
12,315
12,319
12,055
10,797
10,407
9,942
9,554
9,505
9,800
9,956
10,496
11,495
13,162
14,791
16,060
17,528
18,002
18,309
18,583
19,266
20,143
20,273
20,307
Profit Before Tax
1,006
865
993
-1,339
1,177
1,300
-1,978
-1,734
-1,045
2,734
1,791
2,893
1,611
3,095
3,292
2,010
2,872
4,418
6,179
7,096
6,218
6,023
6,526
7,033
6,340
7,434
6,935
6,911
5,170
Tax
339
240
313
-534
331
431
-778
-2,198
-385
948
577
3,613
404
910
804
-43
930
1,025
1,823
1,781
1,750
1,596
1,712
1,873
1,576
2,029
1,685
1,464
1,653
Net Profit
667
625
680
-805
846
870
-1,200
464
-660
1,786
1,215
-720
1,207
2,185
2,488
2,053
1,942
3,393
4,356
5,315
4,468
4,426
4,815
5,160
4,764
5,405
5,250
5,447
3,517
EPS in ₹
2.48
2.28
2.28
-3.10
2.39
2.33
-3.20
1.15
-1.47
3.83
2.59
-1.59
2.29
4.19
4.76
3.93
3.76
6.58
8.33
10.16
8.61
8.50
9.26
9.92
9.14
10.36
10.08
10.48
6.71

Balance Sheet

Balance Sheet
2015
2016
2017
2018
2019
2020
2021
2022
2023
2024
2025
Total Assets
7,33,977
6,91,179
7,19,221
7,47,805
8,19,672
11,99,942
12,02,676
13,40,137
15,25,879
16,54,779
18,61,774
Fixed Assets
2,978
6,359
5,930
5,532
7,368
9,268
8,441
11,098
9,865
9,054
13,544
Current Assets
1,70,833
1,61,177
1,75,976
1,22,842
1,24,927
1,79,833
1,78,879
1,74,762
1,48,200
1,44,786
1,80,424
Capital Work in Progress
0
0
0
0
0
0
0
1
3
6
1
Investments
1,24,739
1,28,894
1,40,716
1,75,137
1,95,716
2,89,727
2,81,859
3,47,587
3,97,487
4,07,136
4,27,380
Other Assets
6,06,260
5,55,926
5,72,574
5,67,135
6,16,588
9,00,948
9,12,376
9,81,451
11,18,524
12,38,584
14,20,850
Total Liabilities
7,33,977
6,91,179
7,19,221
7,47,805
8,19,672
11,99,942
12,02,676
13,40,137
15,25,879
16,54,779
18,61,774
Current Liabilities
25,614
27,940
27,417
28,646
29,876
54,464
52,668
62,165
77,229
72,105
81,515
Non Current Liabilities
7,08,363
6,63,239
6,91,804
7,19,159
7,89,796
11,45,478
11,50,007
12,77,973
14,48,650
15,82,674
17,80,259
Total Equity
42,204
42,697
43,300
46,839
55,338
76,491
82,826
92,626
1,06,049
1,20,730
1,47,750
Reserve & Surplus
41,574
42,041
42,606
46,036
49,424
75,179
81,354
90,833
1,04,019
1,18,677
1,45,467
Share Capital
444
462
462
530
530
925
1,036
1,036
1,036
1,036
1,036

Cash Flow

Cash Flow
2015
2016
2017
2018
2019
2020
2021
2022
2023
2024
2025
Net Cash Flow
17,276
-14,632
17,116
-56,692
462
33,120
-2,344
1,568
-27,855
-2,084
32,188
Investing Activities
-556
-4,005
-551
-414
-2,537
-139
-471
-3,645
-1,096
-1,285
-6,494
Operating Activities
17,838
-10,011
17,865
-59,692
-1,449
18,531
-887
6,210
-21,354
-6,274
34,892
Financing Activities
-6
-616
-198
3,413
4,449
14,729
-986
-998
-5,405
5,476
3,790

Share Holding

% Holding
Mar 2021
Jun 2021
Sept 2021
Dec 2021
Mar 2022
Jun 2022
Sept 2022
Dec 2022
Mar 2023
Jun 2023
Sept 2023
Dec 2023
Mar 2024
Jun 2024
Sept 2024
Dec 2024
Mar 2025
Jun 2025
Promoter
63.97 %
63.97 %
63.97 %
63.97 %
63.97 %
63.97 %
63.97 %
63.97 %
63.97 %
63.97 %
63.97 %
63.97 %
63.97 %
63.97 %
63.97 %
63.97 %
63.97 %
63.97 %
FIIs
0.00 %
0.00 %
0.00 %
0.00 %
0.00 %
0.00 %
0.00 %
0.00 %
0.00 %
0.00 %
12.39 %
12.27 %
12.40 %
11.45 %
9.87 %
8.91 %
8.98 %
8.08 %
DIIs
15.83 %
14.40 %
14.69 %
14.63 %
15.02 %
16.75 %
17.54 %
17.95 %
17.00 %
14.30 %
16.00 %
16.00 %
16.30 %
16.04 %
16.60 %
18.12 %
18.23 %
19.06 %
Government
0.00 %
0.00 %
0.00 %
0.00 %
0.00 %
0.00 %
0.00 %
0.00 %
0.00 %
0.00 %
0.00 %
0.00 %
0.00 %
0.00 %
0.00 %
0.00 %
0.00 %
0.00 %
Public / Retail
9.85 %
9.68 %
10.14 %
9.66 %
7.75 %
7.75 %
7.03 %
6.78 %
6.97 %
6.61 %
6.58 %
6.55 %
6.29 %
7.22 %
8.04 %
7.53 %
7.47 %
7.42 %
Others
10.35 %
11.95 %
11.20 %
11.75 %
13.25 %
11.53 %
11.45 %
11.30 %
12.06 %
15.12 %
1.06 %
1.21 %
1.03 %
1.33 %
1.51 %
1.46 %
1.35 %
1.47 %
No of Share Holders
10,46,430
11,95,490
12,41,140
13,63,560
12,64,080
12,81,420
12,19,440
12,37,080
12,78,020
12,39,960
12,70,480
12,89,440
13,29,620
14,11,270
17,11,550
16,93,920
16,89,800
16,31,560

Dividend History

Dividends per share (FY)
Dividend yield (FY) %
Dividends per share (FY)
Dividend yield (FY) %
Annual Cash Flows 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025
Dividend Per Share (₹) 0.00 1.2 0.00 0.00 0.00 0.00 2.85 5.5 7.6 8.35
Dividend Yield (%) 0.00 0.84 0.00 0.00 0.00 0.00 1.73 2.08 3.33 3.52

Corporate Action

Record Date Corporate Action Information Announcement Day LTP at Annoucement LTP at Record Day
21 Jun 2022 DIVIDEND Dividend
₹ 2.85 /share
17 Jun 2022 96.05 91.15
01 Jul 2023 DIVIDEND Dividend
₹ 5.50 /share
30 Jun 2023 183.80 190.35
21 Dec 2023 EXTRAORDINARY GENERAL MEETING Extraordinary General Meeting
NA
21 Dec 2023 196.10 219.30
15 May 2024 EXTRAORDINARY GENERAL MEETING Extraordinary General Meeting
NA
15 May 2024 249.75 260.85
29 Jun 2024 DIVIDEND Dividend
₹ 7.60 /share
28 Jun 2024 262.65 275.35
05 Jul 2024 ANNUAL GENERAL MEETING Annual General Meeting
NA
05 Jul 2024 262.65 270.05
25 Oct 2024 QUARTERLY RESULT ANNOUNCEMENT Quarterly Result Announcement
NA
25 Oct 2024 244.55 244.77
30 Jan 2025 QUARTERLY RESULT ANNOUNCEMENT Quarterly Result Announcement
NA
30 Jan 2025 228.00 222.59
06 May 2025 QUARTERLY RESULT ANNOUNCEMENT Quarterly Result Announcement
NA
06 May 2025 253.00 249.13
06 Jun 2025 DIVIDEND Dividend
₹ 8.35 /share
06 Jun 2025 249.13 250.60
23 Jun 2025 ANNUAL GENERAL MEETING Annual General Meeting
NA
23 Jun 2025 249.13 234.15
25 Jul 2025 QUARTERLY RESULT ANNOUNCEMENT Quarterly Result Announcement
NA
25 Jul 2025 249.08 246.86

Announcements

Virtual Group Investor Conference1 day ago
Announcement under Regulation 30 (LODR)-Interest Rates Updates3 days ago
Group Conference IntimationSep 01, 2025
Announcement under Regulation 30 (LODR)-Change in ManagementAug 30, 2025
Announcement under Regulation 30 (LODR)-Newspaper PublicationAug 30, 2025
Credit RatingAug 29, 2025
Investor ConferenceAug 28, 2025
Change In SMPAug 16, 2025
Newspaper PublicationAug 12, 2025
Announcement under Regulation 30 (LODR)-Interest Rates UpdatesAug 11, 2025
Announcement under Regulation 30 (LODR)-Credit RatingAug 08, 2025
Investor ConferenceAug 06, 2025
Change In SMPAug 02, 2025
Announcement under Regulation 30 (LODR)-Earnings Call TranscriptJul 30, 2025
Media Meet Q1Jul 26, 2025
Announcement under Regulation 30 (LODR)-Change in ManagementJul 25, 2025
Financial Results Q1 2025-26Jul 25, 2025
Announcement under Regulation 30 (LODR)-Investor PresentationJul 25, 2025
Board Meeting Outcome for Financial Results Q1 2025-26Jul 25, 2025
Schedule Of Media Meet And Analyst Meet.Jul 21, 2025
Announcement under Regulation 30 (LODR)-Change in ManagementJul 19, 2025
Board Meeting Intimation for Board Meeting IntimationJul 17, 2025
Announcement under Regulation 30 (LODR)-Interest Rates UpdatesJul 10, 2025
Notice Of StrikeJul 08, 2025
Announcement under Regulation 30 (LODR)-Credit RatingJul 04, 2025
Provisional Business Figures 30.06.2025Jul 03, 2025
Change In ManagementJul 02, 2025
Closure of Trading WindowJun 24, 2025
Proceeding And Voting Results Of 29Th AGMJun 23, 2025
Credit RatingJun 17, 2025
Investor ConferenceJun 16, 2025
Announcement under Regulation 30 (LODR)-Interest Rates UpdatesJun 10, 2025
Announcement under Regulation 30 (LODR)-Interest Rates UpdatesJun 07, 2025
Announcement under Regulation 30 (LODR)-Newspaper PublicationMay 31, 2025
Business Responsibility and Sustainability Reporting (BRSR)May 29, 2025
Reg. 34 (1) Annual Report.May 29, 2025
Notice Of 29Th Annual General Meeting (AGM)May 29, 2025
Group Investor ConferenceMay 28, 2025
Investor InteractionMay 27, 2025
Announcement under Regulation 30 (LODR)-Change in ManagementMay 26, 2025
Announcement under Regulation 30 (LODR)-Change in ManagementMay 26, 2025
Announcement under Regulation 30 (LODR)-Newspaper PublicationMay 17, 2025
Announcement under Regulation 30 (LODR)-Newspaper PublicationMay 17, 2025
Announcement under Regulation 30 (LODR)-Newspaper PublicationMay 17, 2025
Investor InteractionMay 15, 2025
Analyst Meet TranscriptMay 14, 2025
Media MeetMay 13, 2025
Announcement under Regulation 30 (LODR)-Interest Rates UpdatesMay 09, 2025
Change In SMPMay 08, 2025
Disclosure Under Regulation 46- Q4 Analyst MeetMay 07, 2025

Technical Indicators

RSI(14)
Neutral
48.47
ATR(14)
Less Volatile
4.25
STOCH(9,6)
Neutral
49.91
STOCH RSI(14)
Overbought
90.75
MACD(12,26)
Bullish
0.21
ADX(14)
Weak Trend
13.60
UO(9)
Bearish
37.81
ROC(12)
Uptrend And Accelerating
1.00
WillR(14)
Neutral
-45.01

Mutual Fund Holdings

Funding HouseCurrent Holding %1M Change1M Change %3M Change %Last 6M Trend
SBI Arbitrage Opportunities Fund Direct-Growth
0.42%
2664675
0.13%
0.18%
Invesco India Arbitrage Fund Direct-Growth
0.39%
2187900
0.19%
0.25%
Tata Arbitrage Fund Direct - Growth
0.54%
2021175
0.23%
0.37%
ICICI Prudential Rural Opportunities Fund Direct - Growth
0.91%
-1592125
-2.30%
-2.77%
Baroda BNP Paribas Large & Mid Cap Fund Direct - Growth
0.00%
-1400000
-2.06%
-2.11%
Baroda BNP Paribas Flexi Cap Fund Direct - Growth
0.00%
-1200000
-2.21%
-2.28%
UTI Arbitrage Fund Direct-Growth
0.75%
1085175
0.23%
0.15%
HDFC Flexi Cap Direct Plan-Growth
1.42%
1000000
-0.03%
0.08%
Mahindra Manulife Business Cycle Fund Direct - Growth
0.00%
-775000
-1.50%
-1.52%
Aditya Birla Sun Life Banking & Financial Services Fund Direct-Growth
0.52%
-747795
-0.50%
-0.72%
Nippon India Arbitrage Fund Direct-Growth
0.32%
734175
0.10%
0.10%
Kotak Contra Fund Direct-Growth
1.09%
605000
0.29%
0.26%
ICICI Prudential Equity Arbitrage Direct-Growth
0.28%
582075
0.03%
-0.01%
Baroda BNP Paribas ELSS Tax Saver Fund Direct-Growth
0.00%
-500000
-1.31%
-1.33%
Edelweiss Arbitrage Fund Direct-Growth
0.24%
459225
0.06%
0.07%
ICICI Prudential PSU Equity Fund Direct - Growth
2.65%
-319132
-0.31%
-0.49%
Bandhan Arbitrage Fund Direct-Growth
0.46%
263250
0.09%
0.13%
Baroda BNP Paribas Focused Fund Direct - Growth
3.83%
-250000
-0.77%
-0.85%
HDFC Arbitrage Fund Wholesale Direct-Growth
0.19%
228150
0.02%
-0.17%
Bandhan Business Cycle Fund Direct-Growth
0.00%
-215154
-0.31%
-0.43%
Mirae Asset Arbitrage Fund Direct - Growth
0.17%
207675
0.17%
-0.12%
Baroda BNP Paribas Retirement Fund Direct - Growth
0.00%
-195000
-1.20%
-1.24%
Baroda BNP Paribas Balanced Advantage Fund Direct - Growth
1.45%
-150000
-0.08%
-0.16%
Aditya Birla Sun Life Arbitrage Fund Direct-Growth
0.41%
128700
-0.02%
-0.04%
Motilal Oswal Arbitrage Fund Direct-Growth
0.28%
119925
0.21%
0.22%

About Bank of Baroda

Bank of Baroda is a leading commercial public sector bank in India. It offers personal, business, corporate, and international banking services. The bank provides various products including deposits, loans, credit/debit cards, and digital banking solutions. As of 2024, Bank of Baroda has 8,243 domestic branches, 91 overseas branches, and 11,033 ATMs and cash recyclers. The bank's key segments are Treasury, Corporate/Wholesale Banking, Retail Banking, and Other Banking Operations. Bank of Baroda offers services like savings accounts, term deposits, home loans, vehicle loans, insurance products, and digital banking solutions. The bank has a significant domestic presence and international operations spanning multiple countries.
Listing Date
06 Feb, 2006(19 Years, 8 days)