Bank of Baroda

228.50

-8.70

(-3.67%)

Market Cap (₹ Cr.)

₹1,22,665

52 Week High

299.70

Book Value

₹231

52 Week Low

192.75

PE Ratio

6.13

PB Ratio

0.91

PE for Sector

14.42

PB for Sector

1.61

ROE

15.25 %

ROCE

5.78 %

Dividend Yield

3.20 %

EPS

₹36.82

Industry

Banks

Sector

Banks - Public Sector

Investment Returns

In Long Term

In Short Term

1 Year

0.00%

2 Years

0.00%

3 Years

0.00%

4 Years

0.00%

5 Years

0.00%

Growth Rate

Revenue Growth

27.98 %

Net Income Growth

25.34 %

Cash Flow Change

70.62 %

ROE

10.10 %

ROCE

25.16 %

EBITDA Margin (Avg.)

4.90 %

Financial Results

Quarterly Financials	Mar 2015	Jun 2015	Sept 2015	Dec 2015	Mar 2016	Jun 2016	Sept 2016	Dec 2016	Mar 2017	Jun 2017	Sept 2017	Dec 2017	Mar 2018	Jun 2018	Sept 2018	Dec 2018	Mar 2019	Jun 2019	Sept 2019	Dec 2019	Mar 2020	Jun 2020	Sept 2020	Dec 2020	Mar 2021	Jun 2021	Sept 2021	Dec 2021	Mar 2022	Jun 2022	Sept 2022	Dec 2022	Mar 2023	Jun 2023	Sept 2023	Dec 2023	Mar 2024	Jun 2024	Sept 2024
Revenue	12,057	12,244	12,300	11,727	12,789	11,878	12,047	12,181	12,852	12,104	12,490	12,976	12,735	12,788	13,430	14,563	15,285	20,861	22,098	21,809	21,533	20,312	20,729	20,407	21,502	19,916	20,271	20,482	20,696	20,120	23,080	27,092	29,323	29,878	32,033	31,416	33,775	32,116	35,445
Expenses	3,591	2,825	3,943	8,279	9,390	4,150	4,093	4,394	5,162	4,676	4,745	5,843	9,705	4,689	5,192	5,620	8,576	7,422	8,725	12,067	11,356	9,942	7,769	8,754	9,244	9,159	8,229	8,095	9,235	7,178	7,597	8,542	8,339	8,441	9,143	7,563	9,180	7,937	9,662
EBITDA	8,466	9,419	8,357	3,448	3,399	7,728	7,953	7,787	7,691	7,428	7,745	7,133	3,030	8,099	8,238	8,943	6,709	13,439	13,373	9,742	10,177	10,370	12,960	11,654	12,258	10,756	12,042	12,387	11,461	12,942	15,483	18,550	20,984	21,437	22,890	23,853	24,595	24,179	25,783
Operating Profit %	67 %	75 %	65 %	22 %	15 %	60 %	61 %	58 %	53 %	56 %	56 %	48 %	12 %	60 %	57 %	57 %	35 %	61 %	55 %	37 %	39 %	46 %	56 %	50 %	45 %	46 %	51 %	55 %	49 %	62 %	64 %	64 %	68 %	68 %	67 %	74 %	69 %	73 %	68 %
Depreciation	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0
Interest	7,590	7,817	7,912	7,909	7,684	7,062	7,059	7,272	7,293	7,148	7,033	6,909	7,037	7,259	7,586	8,198	8,247	12,447	12,246	11,939	11,900	11,678	10,410	10,020	9,578	9,161	9,126	9,411	9,562	10,099	11,080	12,722	14,332	15,559	17,031	17,504	17,791	18,029	18,641
Profit Before Tax	876	1,602	445	-4,460	-4,285	665	894	516	397	280	712	224	-4,007	840	652	744	-1,539	991	1,127	-2,197	-1,723	-1,308	2,550	1,634	2,680	1,595	2,916	2,976	1,899	2,843	4,403	5,828	6,652	5,878	5,859	6,349	6,804	6,151	7,141
Tax	278	550	321	-1,118	-1,055	242	342	263	242	77	357	112	-905	312	227	273	-547	281	390	-790	-2,230	-444	872	573	3,726	387	828	779	120	675	1,090	1,976	1,877	1,807	1,606	1,769	1,918	1,692	1,903
Net Profit	598	1,052	124	-3,342	-3,230	424	552	253	155	203	355	112	-3,102	528	425	471	-991	710	737	-1,407	507	-864	1,679	1,061	-1,047	1,209	2,088	2,197	1,779	2,168	3,313	3,853	4,775	4,070	4,253	4,579	4,886	4,458	5,238
EPS in ₹	2.79	4.76	0.56	-14.50	-14.02	1.84	2.39	1.10	0.67	0.88	1.54	0.49	-13.44	2.00	1.60	1.78	-3.75	2.04	2.01	-3.70	1.26	-1.87	3.63	2.30	-2.24	2.34	4.04	4.25	3.44	4.19	6.41	7.45	9.23	7.87	8.22	8.86	9.45	8.62	10.13

Show % Change

Above figures are in Rs. Crores

Balance Sheet

Balance Sheet	2015	2016	2017	2018	2019	2020	2021	2022	2023	2024
Total Assets	7,14,989	6,71,376	6,94,875	7,20,000	7,80,987	11,57,920	11,55,360	12,78,000	14,58,560	15,85,800
Fixed Assets	2,875	6,254	5,758	5,367	6,990	8,889	8,016	9,922	8,707	7,913
Current Assets	0	0	0	0	0	0	0	0	0	0
Capital Work in Progress	0	0	0	0	0	0	0	0	0	0
Investments	1,16,812	1,20,450	1,29,631	1,63,185	1,82,298	2,74,615	2,61,220	3,15,796	3,62,485	3,69,817
Other Assets	5,95,302	5,44,672	5,59,486	5,51,448	5,91,699	8,74,416	8,86,124	9,52,282	10,87,368	12,08,070
Total Liabilities	6,75,154	6,31,177	6,54,572	6,76,605	7,30,004	10,86,064	10,78,314	11,92,090	13,60,337	14,73,576
Current Liabilities	0	0	0	0	0	0	0	0	0	0
Non Current Liabilities	6,75,153	6,31,178	6,54,573	6,76,605	7,30,004	10,86,056	10,78,314	11,92,092	13,60,340	14,73,573
Total Equity	39,835	40,199	40,303	43,395	50,983	71,856	77,046	85,910	98,223	1,12,224
Reserve & Surplus	39,392	39,737	39,841	42,864	50,453	70,931	76,010	84,874	97,187	1,11,188
Share Capital	444	462	462	530	530	925	1,036	1,036	1,036	1,036

Show % Change

Above figures are in Rs. Crores

Cash Flow

Cash Flow	2015	2016	2017	2018	2019	2020	2021	2022	2023	2024
Net Cash Flow	17,475	-14,453	16,570	-57,572	-3,668	32,672	-1,488	2,242	-26,952	-579
Investing Activities	-539	-3,995	-426	-563	-3,957	141	-269	-3,967	-1,563	-574
Operating Activities	18,021	-9,842	17,194	-61,088	-4,120	17,941	-4,609	7,529	-19,747	-5,457
Financing Activities	-6	-616	-198	4,079	4,409	14,590	3,390	-1,319	-5,642	5,452

Show % Change

Above figures are in Rs. Crores

Share Holding

% Holding	Mar 2021	Jun 2021	Sept 2021	Dec 2021	Mar 2022	Jun 2022	Sept 2022	Dec 2022	Mar 2023	Jun 2023	Sept 2023	Dec 2023	Mar 2024	Jun 2024	Sept 2024
Promoter	63.97 %	63.97 %	63.97 %	63.97 %	63.97 %	63.97 %	63.97 %	63.97 %	63.97 %	63.97 %	63.97 %	63.97 %	63.97 %	63.97 %	63.97 %
FIIs	6.89 %	7.87 %	7.82 %	7.37 %	9.14 %	8.23 %	8.93 %	9.97 %	10.92 %	12.29 %	12.39 %	12.27 %	12.40 %	11.45 %	9.87 %
DIIs	15.90 %	14.46 %	14.71 %	14.65 %	15.08 %	16.85 %	18.91 %	17.95 %	17.00 %	16.04 %	16.00 %	16.00 %	16.30 %	16.04 %	16.60 %
Government	0.00 %	0.00 %	0.00 %	0.00 %	0.00 %	0.00 %	0.00 %	0.00 %	0.00 %	0.00 %	0.00 %	0.00 %	0.00 %	0.00 %	0.00 %
Public / Retail	13.24 %	13.70 %	13.50 %	14.00 %	11.81 %	10.95 %	8.19 %	8.11 %	8.11 %	7.70 %	7.64 %	7.75 %	7.32 %	8.55 %	9.55 %

Show % Change

Dividend History

Peer Comparison Compare Peers on Screener

Competitors	LTP	Market Cap (₹ Cr.)	P/E Ratio	Revenue (₹ Cr.)	YoY Revenue Growth %	Net Profit (₹ Cr.)	YoY Profit Growth %	RSI
State Bank of India	780.75	7,15,754.50	9.32	5,94,574.89	25.60	68,138	23.53	38.98
Bank of Baroda	228.50	1,22,664.71	6.13	1,41,778.71	27.98	18,410	22.11	33.39
Punjab National Bank	96.37	1,15,975.29	8.02	1,22,394.01	23.52	9,157	138.15	36.91
Indian Overseas Bank	49.81	96,780.35	32.61	29,730.97	26.39	2,666	24.31	39.25
Canara Bank	94.46	88,665.62	5.54	1,39,164.93	25.14	14,782	10.39	33.71
Union Bank of India	115.22	88,587.99	5.77	1,18,188.36	21.75	13,709	33.01	47.20
Indian Bank	530.35	70,399.07	7.13	64,231.68	21.67	8,129	35.35	44.23
UCO Bank	41.51	50,776.95	23.08	25,119.87	24.61	1,654	50.37	35.92
Bank of India	101.52	47,598.14	6.09	67,306.47	22.06	6,567	61.54	39.39
Central Bank of India	51.51	45,661.74	13.35	35,561.98	19.57	2,677	48.65	38.15

Corporate Action

Technical Indicators

RSI(14)

Neutral

33.39

ATR(14)

Volatile

8.44

STOCH(9,6)

Oversold

12.50

STOCH RSI(14)

Oversold

0.00

MACD(12,26)

Bearish

-2.85

ADX(14)

Weak Trend

14.84

UO(9)

Bearish

38.27

ROC(12)

Downtrend And Accelerating

-9.93

WillR(14)

Oversold

-81.42