Indian Overseas Bank

57.19
-1.02
(-1.75%)
Market Cap (₹ Cr.)
₹1,10,069
52 Week High
83.75
Book Value
₹13
52 Week Low
36.65
PE Ratio
39.08
PB Ratio
4.52
PE for Sector
17.46
PB for Sector
1.87
ROE
9.67 %
ROCE
5.02 %
Dividend Yield
0.00 %
EPS
₹1.49
Industry
Banks
Sector
Banks - Public Sector
comparison:

Investment Returns

In Long Term
In Short Term
1 Year
0.00%
2 Years
0.00%
3 Years
0.00%
4 Years
0.00%
5 Years
0.00%
Growth Rate
Revenue Growth
26.39 %
Net Income Growth
26.70 %
Cash Flow Change
91.81 %
ROE
14.35 %
ROCE
16.46 %
EBITDA Margin (Avg.)
3.42 %

Financial Results

Quarterly Financials
Mar 2015
Jun 2015
Sept 2015
Dec 2015
Mar 2016
Jun 2016
Sept 2016
Dec 2016
Mar 2017
Jun 2017
Sept 2017
Dec 2017
Mar 2018
Jun 2018
Sept 2018
Dec 2018
Mar 2019
Jun 2019
Sept 2019
Dec 2019
Mar 2020
Jun 2020
Sept 2020
Dec 2020
Mar 2021
Jun 2021
Sept 2021
Dec 2021
Mar 2022
Jun 2022
Sept 2022
Dec 2022
Mar 2023
Jun 2023
Sept 2023
Dec 2023
Mar 2024
Jun 2024
Revenue
6,854
6,672
6,940
6,446
6,158
5,868
5,962
5,600
5,662
5,175
5,610
5,062
5,814
5,327
5,348
5,689
5,474
5,006
5,024
5,198
5,537
5,234
5,431
5,787
6,074
5,155
5,091
5,317
5,719
5,028
5,852
6,006
6,622
6,227
6,935
7,437
9,106
7,568
Expenses
1,856
1,971
2,740
3,152
3,946
3,345
2,889
2,604
3,105
2,843
3,684
2,953
8,365
3,555
2,985
3,139
5,767
2,288
4,202
8,026
2,490
2,219
2,476
2,847
3,076
2,255
2,086
2,230
2,514
1,951
2,582
2,662
2,820
2,618
2,827
2,581
4,047
2,736
EBITDA
4,998
4,701
4,200
3,293
2,212
2,523
3,073
2,995
2,557
2,331
1,926
2,110
-2,551
1,772
2,363
2,550
-293
2,718
822
-2,828
3,047
3,014
2,955
2,940
2,998
2,900
3,005
3,088
3,205
3,077
3,270
3,344
3,802
3,609
4,108
4,857
5,059
4,832
Operating Profit %
69 %
68 %
54 %
47 %
28 %
36 %
42 %
47 %
33 %
32 %
21 %
31 %
-73 %
16 %
30 %
31 %
-27 %
47 %
2 %
-84 %
44 %
48 %
43 %
33 %
24 %
45 %
51 %
47 %
40 %
56 %
45 %
47 %
46 %
52 %
51 %
58 %
39 %
58 %
Depreciation
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
Interest
4,654
4,808
4,598
4,565
4,164
3,970
3,706
3,547
3,306
3,163
3,125
3,065
3,095
3,041
3,075
3,159
3,077
3,048
3,072
3,073
2,910
2,890
2,801
2,722
2,654
2,567
2,622
2,626
2,605
2,681
2,764
2,784
2,916
3,102
3,475
3,778
3,866
4,094
Profit Before Tax
344
-107
-398
-1,271
-1,952
-1,447
-634
-551
-749
-831
-1,200
-955
-5,645
-1,269
-712
-609
-3,370
-330
-2,250
-5,902
137
125
154
218
344
334
383
462
600
396
506
560
886
507
633
1,079
1,193
738
Tax
308
-122
153
154
-1,016
3
132
3
-102
-332
23
16
-2,039
-349
-225
-263
-1,385
12
4
174
-7
4
6
5
-6
7
7
8
48
4
5
5
236
7
8
356
385
105
Net Profit
36
15
-551
-1,425
-936
-1,451
-765
-554
-647
-499
-1,223
-971
-3,607
-919
-487
-346
-1,985
-342
-2,254
-6,075
144
121
148
213
350
327
376
454
552
392
501
555
650
500
625
723
808
633
EPS in ₹
0.29
0.12
-4.46
-8.67
-5.56
-7.86
-4.02
-2.26
-2.63
-2.03
-4.72
0.00
-12.25
-1.88
-1.00
-1.16
-3.06
-0.37
-2.47
-5.83
0.10
0.07
0.09
0.13
0.21
0.19
0.20
0.24
0.29
0.21
0.27
0.80
0.34
0.26
0.33
0.38
0.43
0.33

Balance Sheet

Balance Sheet
2015
2016
2017
2018
2019
2020
2021
2022
2023
2024
Total Assets
2,85,637
2,74,437
2,47,167
2,47,968
2,50,008
2,60,727
2,74,010
2,99,377
3,13,734
3,52,034
Fixed Assets
2,462
3,218
3,002
2,838
3,321
3,124
2,918
3,365
3,710
3,725
Current Assets
0
0
0
0
0
0
0
0
0
0
Capital Work in Progress
45
52
53
56
16
3
1
0
0
14
Investments
79,298
79,190
71,654
68,646
66,932
79,416
95,494
98,179
94,170
99,632
Other Assets
2,03,832
1,91,977
1,72,459
1,76,429
1,79,739
1,78,184
1,75,597
1,97,833
2,15,854
2,48,662
Total Liabilities
2,69,996
2,58,771
2,33,423
2,34,694
2,33,648
2,44,572
2,57,065
2,76,377
2,88,471
3,24,092
Current Liabilities
0
0
0
0
0
0
0
0
0
0
Non Current Liabilities
2,69,996
2,58,771
2,33,423
2,34,694
2,33,648
2,44,572
2,57,066
2,76,377
2,88,471
3,24,092
Total Equity
15,641
15,666
31,109
13,274
16,360
16,155
16,945
23,000
25,263
27,942
Reserve & Surplus
14,406
13,859
11,290
8,383
7,218
-282
508
4,098
6,361
9,040
Share Capital
1,235
1,807
19,819
4,891
9,142
16,437
16,437
18,902
18,902
18,902

Cash Flow

Cash Flow
2015
2016
2017
2018
2019
2020
2021
2022
2023
2024
Net Cash Flow
5,890
-2,652
977
3,322
4,347
-6,831
6,716
5,997
-16,166
-2,052
Investing Activities
-164
-254
-135
-110
-647
-85
-46
-48
-559
-359
Operating Activities
5,941
-3,091
-505
-1,999
-786
-14,022
4,949
5,566
-15,595
-1,165
Financing Activities
113
692
1,617
5,430
5,780
7,277
1,813
479
-12
-528

Share Holding

% Holding
Mar 2021
Jun 2021
Sept 2021
Dec 2021
Mar 2022
Jun 2022
Sept 2022
Dec 2022
Mar 2023
Jun 2023
Sept 2023
Dec 2023
Mar 2024
Jun 2024
Promoter
95.84 %
96.38 %
96.38 %
96.38 %
96.38 %
96.38 %
96.38 %
96.38 %
96.38 %
96.38 %
96.38 %
96.38 %
96.38 %
96.38 %
FIIs
0.07 %
0.05 %
0.08 %
0.07 %
0.08 %
0.07 %
0.08 %
0.09 %
0.14 %
0.09 %
0.15 %
0.03 %
0.05 %
0.05 %
DIIs
1.59 %
1.36 %
1.30 %
1.30 %
1.31 %
1.33 %
1.35 %
1.37 %
1.36 %
1.34 %
1.34 %
1.30 %
1.29 %
1.30 %
Government
0.00 %
0.00 %
0.00 %
0.00 %
0.00 %
0.00 %
0.00 %
0.00 %
0.00 %
0.00 %
0.00 %
0.00 %
0.00 %
0.00 %
Public / Retail
2.50 %
2.20 %
2.24 %
2.24 %
2.23 %
2.21 %
2.19 %
2.16 %
2.12 %
2.19 %
2.13 %
2.30 %
2.28 %
2.27 %

Peer Comparison Compare Peers on Screener

Competitors LTP Market Cap (₹ Cr.) P/E Ratio Revenue (₹ Cr.) YoY Revenue Growth % Net Profit (₹ Cr.) YoY Profit Growth % RSI
787.60 6,98,841.75 9.56 5,94,574.89 25.60 68,138 5.24 44.32
234.80 1,23,957.55 6.51 1,41,778.71 27.98 18,410 6.63 40.43
106.47 1,18,974.02 10.14 1,22,394.01 23.52 9,157 192.84 38.08
57.34 1,10,068.75 39.08 29,730.97 26.39 2,666 28.69 43.41
104.42 95,740.72 6.13 1,39,164.93 25.14 14,782 9.15 43.05
121.85 94,733.05 6.69 1,18,188.36 21.75 13,709 11.31 49.03
509.00 69,974.78 7.66 64,231.68 21.67 8,129 38.98 33.85
47.35 58,488.55 29.29 25,119.87 24.61 1,654 146.88 36.57
58.08 52,129.04 16.73 35,561.98 19.57 2,677 89.57 44.65
109.85 51,103.70 7.41 67,306.47 22.06 6,567 20.98 33.59

Corporate Action

Technical Indicators

RSI(14)
Neutral
43.41
ATR(14)
Volatile
1.65
STOCH(9,6)
Neutral
43.59
STOCH RSI(14)
Overbought
87.13
MACD(12,26)
Bullish
0.10
ADX(14)
Weak Trend
18.27
UO(9)
Bearish
42.41
ROC(12)
Downtrend But Slowing Down
-2.84
WillR(14)
Neutral
-53.80