| Quarterly Financials | Jun 2021 | Sept 2021 | Dec 2021 | Mar 2022 | Jun 2022 | Sept 2022 | Dec 2022 | Mar 2023 | Jun 2023 | Sept 2023 | Dec 2023 | Mar 2024 | Jun 2024 | Sept 2024 | Dec 2024 | Mar 2025 | Jun 2025 | Sept 2025 | Dec 2025 |
Revenue  | 5,160 | 5,093 | 5,319 | 5,721 | 5,031 | 5,854 | 6,008 | 6,631 | 6,234 | 6,942 | 7,443 | 9,113 | 7,572 | 8,488 | 8,414 | 9,216 | 8,868 | 9,216 | 9,672 |
| Expenses | 2,257 | 2,088 | 2,234 | 2,516 | 1,953 | 2,585 | 2,664 | 2,822 | 2,621 | 2,829 | 2,583 | 4,049 | 2,738 | 3,191 | 2,852 | 3,152 | 2,714 | 2,698 | 3,430 |
| EBITDA | 337 | 383 | 459 | 600 | 397 | 505 | 560 | 891 | 511 | 636 | 1,080 | 1,196 | 739 | 982 | 1,238 | 1,554 | 1,515 | 1,729 | 1,367 |
| Operating Profit % | 44 % | 51 % | 47 % | 40 % | 56 % | 45 % | 47 % | 46 % | 52 % | 51 % | 58 % | 39 % | 58 % | 53 % | 60 % | 59 % | 63 % | 66 % | 58 % |
| Depreciation | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Interest | 2,567 | 2,622 | 2,626 | 2,605 | 2,681 | 2,764 | 2,784 | 2,917 | 3,102 | 3,477 | 3,780 | 3,868 | 4,096 | 4,315 | 4,324 | 4,510 | 4,639 | 4,790 | 4,874 |
| Profit Before Tax | 337 | 383 | 459 | 600 | 397 | 505 | 560 | 891 | 511 | 636 | 1,080 | 1,196 | 739 | 982 | 1,238 | 1,554 | 1,515 | 1,729 | 1,367 |
| Tax | 7 | 7 | 8 | 48 | 4 | 5 | 5 | 236 | 7 | 8 | 356 | 386 | 90 | 202 | 362 | 462 | 336 | 470 | -60 |
| Net Profit | 330 | 377 | 451 | 552 | 393 | 500 | 555 | 656 | 504 | 627 | 724 | 810 | 649 | 780 | 875 | 1,092 | 1,178 | 1,259 | 1,427 |
| EPS in ₹ | 0.17 | 0.20 | 0.24 | 0.29 | 0.21 | 0.26 | 0.29 | 0.35 | 0.27 | 0.33 | 0.38 | 0.43 | 0.34 | 0.41 | 0.46 | 0.58 | 0.61 | 0.65 | 0.71 |
Indian Overseas Bank
Indian Overseas Bank
36.48
0.00
(0.00%)
Market Cap
70,248.04 Cr
PE Ratio
14.20
Volume
87,75,798.00
Day High - Low
37.36 - 36.25
52W High-Low
47.90 - 33.50
Key Fundamentals
Market Cap
70,248.04 Cr
EPS
1.76
PE Ratio
14.20
PB Ratio
2.18
Book Value
16.78
EBITDA
4,967.70
Dividend Yield
0.00 %
Industry
Banks Sector
Public Sector Bank Return on Equity
10.53
Debt to Equity
0.00
Actual
Company News
View All News
Govt to sell 4% IOB stake via QIP for FY26 goals
Feb 05, 2026
Feb 05, 2026Government plans to divest 4% stake in Indian Overseas Bank through Qualified Institutional Placement to meet FY26 divestment targets, marking significant step in public sector banking reforms.
IOB Issues Strike Notice for January 27, 2026Jan 26, 2026
Jan 26, 2026Indian Overseas Bank informs stock exchanges about potential strike by United Forum of Bank Unions on January 27, 2026, which may affect branch operations across the network.
IOB Basel III Bonds Oversubscribed by 6.52 TimesJan 23, 2026
Jan 23, 2026Indian Overseas Bank's ₹1,000 crore Basel III Tier II bonds issue received overwhelming response with bids worth ₹3,264 crores, getting oversubscribed by 6.52 times at 7.80% coupon rate.
View more
Peer Comparison Compare Peers on Screener
Competitors | LTP | Market Cap (₹ Cr.) | P/E Ratio | Revenue (₹ Cr.) | YoY Revenue Growth % | Net Profit (₹ Cr.) | YoY Profit Growth % | RSI |
|---|---|---|---|---|---|---|---|---|
1,202.60 | #1 11,10,074.07 | 13.05 | #1 6,63,343.30 | 11.57 | #1 79,017 | 13.82 | 75.76 | |
315.00 | 1,62,897.91 | 8.23 | 1,52,884.10 | 7.83 | 20,459 | 4.78 | 65.73 | |
198.98 | 1,51,893.48 | 8.09 | 1,29,979.30 | 9.98 | 17,921 | 9.73 | 74.20 | |
130.46 | 1,49,936.94 | 8.42 | 1,40,456.80 | 14.76 | 18,553 | 15.91 | 63.56 | |
158.65 | 1,43,905.88 | #1 7.74 | 1,52,657.90 | 9.70 | 17,336 | 21.59 | 61.36 | |
983.15 | 1,32,426.76 | 11.54 | 72,050.90 | 12.17 | 10,995 | 8.15 | 70.45 | |
175.70 | 79,990.37 | 8.13 | 80,412.40 | 19.47 | 9,552 | 6.68 | 64.88 | |
36.48 | #8 70,248.04 | #9 14.20 | #8 33,750.30 | #5 13.52 | #9 3,396 | #1 63.05 | 58.51 | |
73.94 | 56,871.36 | 8.53 | 28,402.60 | #1 20.90 | 5,542 | 27.44 | 70.91 | |
29.53 | 37,029.32 | 14.84 | 29,473.50 | 17.33 | 2,445 | 23.76 | 53.70 |
Automatic Screeners on ScanX
Growth Rate
Revenue Growth
13.52 %
Net Income Growth
27.38 %
Cash Flow Change
353.77 %
ROE
8.89 %
ROCE
10.16 %
EBITDA Margin (Avg.)
8.79 %
Quarterly Financial Results
Balance Sheet
| Balance Sheet | 2021 | 2022 | 2023 | 2024 | 2025 |
| Total Assets | 2,74,229 | 2,99,030 | 3,13,438 | 3,51,869 | 3,94,708 |
| Fixed Assets | 2,918 | 3,366 | 3,711 | 3,726 | 4,581 |
| Current Assets | 48,084 | 53,770 | 38,017 | 35,605 | 33,910 |
| Capital Work in Progress | 1 | 0 | 0 | 15 | 74 |
| Investments | 95,485 | 97,641 | 93,643 | 99,194 | 1,10,588 |
| Other Assets | 1,75,826 | 1,98,023 | 2,16,085 | 2,48,935 | 2,79,465 |
| Total Liabilities | 2,74,229 | 2,99,030 | 3,13,438 | 3,51,869 | 3,94,708 |
| Current Liabilities | 13,106 | 11,148 | 6,785 | 7,799 | 8,308 |
| Non Current Liabilities | 2,61,123 | 2,87,882 | 3,06,653 | 3,44,070 | 3,86,400 |
| Total Equity | 17,099 | 22,598 | 24,876 | 27,561 | 32,233 |
| Reserve & Surplus | 452 | 3,695 | 5,974 | 8,659 | 12,977 |
| Share Capital | 16,647 | 18,902 | 18,902 | 18,902 | 19,257 |
Cash Flow
| Cash Flow | 2021 | 2022 | 2023 | 2024 | 2025 |
| Net Cash Flow | 6,716 | 5,969 | -16,130 | -2,006 | 2,405 |
| Investing Activities | -46 | -49 | -560 | -359 | -579 |
| Operating Activities | 4,949 | 5,539 | -13,655 | -1,119 | 2,840 |
| Financing Activities | 1,813 | 479 | -1,916 | -528 | 144 |
Share Holding
| % Holding | Mar 2021 | Jun 2021 | Sept 2021 | Dec 2021 | Mar 2022 | Jun 2022 | Sept 2022 | Dec 2022 | Mar 2023 | Jun 2023 | Sept 2023 | Dec 2023 | Mar 2024 | Jun 2024 | Sept 2024 | Dec 2024 | Mar 2025 | Jun 2025 | Sept 2025 | Dec 2025 |
| Promoter | 95.84 % | 96.38 % | 96.38 % | 96.38 % | 96.38 % | 96.38 % | 96.38 % | 96.38 % | 96.38 % | 96.38 % | 96.38 % | 96.38 % | 96.38 % | 96.38 % | 96.38 % | 96.38 % | 94.61 % | 94.61 % | 94.61 % | 92.44 % |
| FIIs | 0.00 % | 0.00 % | 0.00 % | 0.00 % | 0.00 % | 0.00 % | 0.00 % | 0.00 % | 0.00 % | 0.00 % | 0.00 % | 0.00 % | 0.05 % | 0.05 % | 0.03 % | 0.02 % | 0.22 % | 0.08 % | 0.31 % | 0.35 % |
| DIIs | 1.59 % | 1.37 % | 1.30 % | 1.30 % | 1.31 % | 1.33 % | 0.13 % | 1.37 % | 1.36 % | 1.34 % | 0.13 % | 1.29 % | 1.29 % | 1.30 % | 1.30 % | 1.30 % | 2.59 % | 2.37 % | 2.30 % | 4.27 % |
| Government | 0.00 % | 0.00 % | 0.00 % | 0.00 % | 0.00 % | 0.00 % | 0.00 % | 0.00 % | 0.00 % | 0.00 % | 0.00 % | 0.00 % | 0.00 % | 0.00 % | 0.00 % | 0.00 % | 0.00 % | 0.00 % | 0.00 % | 0.00 % |
| Public / Retail | 1.65 % | 1.43 % | 1.57 % | 1.62 % | 1.61 % | 1.61 % | 1.61 % | 1.62 % | 1.62 % | 1.69 % | 1.71 % | 1.86 % | 1.90 % | 1.90 % | 1.93 % | 1.95 % | 1.92 % | 2.38 % | 2.29 % | 2.46 % |
| Others | 0.93 % | 0.82 % | 0.74 % | 0.70 % | 0.70 % | 0.67 % | 1.87 % | 0.63 % | 0.63 % | 0.59 % | 1.77 % | 0.47 % | 0.38 % | 0.37 % | 0.36 % | 0.35 % | 0.66 % | 0.56 % | 0.49 % | 0.48 % |
| No of Share Holders | 3,78,586 | 3,80,710 | 4,44,068 | 4,71,872 | 4,73,897 | 4,74,939 | 4,71,356 | 5,11,642 | 5,09,599 | 5,10,387 | 6,68,177 | 7,27,348 | 10,06,180 | 9,96,568 | 9,77,592 | 9,77,917 | 9,77,877 | 10,08,130 | 9,88,551 | 9,82,149 |
Corporate Action
| Record Date | Corporate Action | Information | Announcement Day | LTP at Annoucement | LTP at Record Day |
|---|---|---|---|---|---|
| 02 Jul 2024 |  Annual General Meeting | NA | 02 Jul 2024 | 67.28 | 63.68 |
| 17 Oct 2024 |  Quarterly Result Announcement | NA | 17 Oct 2024 | 54.89 | 54.61 |
| 20 Jan 2025 | Quarterly Result Announcement | NA | 20 Jan 2025 | 54.11 | 50.64 |
| 02 May 2025 | Quarterly Result Announcement | NA | 02 May 2025 | 38.74 | 37.53 |
| 02 Jul 2025 | Annual General Meeting | NA | 02 Jul 2025 | 40.72 | 39.93 |
| 18 Jul 2025 | Quarterly Result Announcement | NA | 18 Jul 2025 | 38.88 | 39.84 |
| 16 Oct 2025 | Quarterly Result Announcement | NA | 16 Oct 2025 | 40.22 | 40.23 |
| 20 Nov 2025 |  Extraordinary General Meeting | NA | 20 Nov 2025 | 38.20 | 40.08 |
| 14 Jan 2026 | Quarterly Result Announcement | NA | 14 Jan 2026 | 36.60 | 35.45 |
Announcements
Announcement under Regulation 30 (LODR)-Credit Rating6 days ago
6 days agoAnnouncement under Regulation 30 (LODR)-Strikes /Lockouts / DisturbancesFeb 11, 2026
Feb 11, 2026Issue Of BASEL III Compliant Tier II Bonds Of Rs. 1000 Crores (Series VI)Jan 27, 2026
Jan 27, 2026Announcement under Regulation 30 (LODR)-Strikes /Lockouts / DisturbancesJan 26, 2026
Jan 26, 2026Issue Of Basel III Compliant Tier II Bonds Of Rs. 1000 CroresJan 23, 2026
Jan 23, 2026Announcement under Regulation 30 (LODR)-Earnings Call TranscriptJan 19, 2026
Jan 19, 2026Announcement under Regulation 30 (LODR)-Newspaper PublicationJan 15, 2026
Jan 15, 2026Announcement under Regulation 30 (LODR)-Analyst / Investor Meet - OutcomeJan 14, 2026
Jan 14, 2026Announcement under Regulation 30 (LODR)-Investor PresentationJan 14, 2026
Jan 14, 2026Press Release As On 31.12.2025Jan 14, 2026
Jan 14, 2026Statement Of Deviation And Variation As On 31.12.2025Jan 14, 2026
Jan 14, 2026Compliances-Reg. 54 - Asset Cover details Jan 14, 2026
Jan 14, 2026Board Meeting Outcome for Unaudited Finacial Results For The Quarter And Nine Months Ended 31.12.2025Jan 14, 2026
Jan 14, 2026Unaudited Financial Results For The Quarter And Nine Months Ended 31.12.2025Jan 14, 2026
Jan 14, 2026Announcement under Regulation 30 (LODR)-Interest Rates UpdatesJan 13, 2026
Jan 13, 2026Compliances-Certificate under Reg. 74 (5) of SEBI (DP) Regulations 2018Jan 10, 2026
Jan 10, 2026Announcement under Regulation 30 (LODR)-Analyst / Investor Meet - IntimationJan 09, 2026
Jan 09, 2026Board Meeting Intimation for Unaudited Reviewed Financial Results For The Quarter And Nine Months Ended 31.12.2025Jan 08, 2026
Jan 08, 2026Announcement Under Regulation 30Jan 06, 2026
Jan 06, 2026Change In Senior ManagementDec 31, 2025
Dec 31, 2025Closure of Trading WindowDec 30, 2025
Dec 30, 2025Permission From Reserve Bank Of India To Set Up IFSC Banking Unit (IBU) At Gift City GujaratDec 29, 2025
Dec 29, 2025Disclosures under Reg. 29(2) of SEBI (SAST) Regulations 2011Dec 20, 2025
Dec 20, 2025Disclosure Under Regulation 30 Of SEBI (LODR) Regulations 2015Dec 19, 2025
Dec 19, 2025Disclosure Under Regulation 7(2)(B) Of The SEBI (Prohibition Of Insider Trading) Regulations 2015Dec 19, 2025
Dec 19, 2025Updates on Notice of Offer for Sale of Shares by Promoter (Oversubscription Notice)Dec 18, 2025
Dec 18, 2025Notice of Offer for Sale of Shares by Promoter & Floor PriceDec 16, 2025
Dec 16, 2025Announcement under Regulation 30 (LODR)-Interest Rates UpdatesDec 11, 2025
Dec 11, 2025Announcement under Regulation 30 (LODR)-Change in DirectorateDec 03, 2025
Dec 03, 2025Announcement under Regulation 30 (LODR)-Investor PresentationNov 28, 2025
Nov 28, 2025Intimation Regarding Order Of Refund Received From Income Tax DepartmentNov 25, 2025
Nov 25, 2025Newspaper Publication On Election Of Shareholder Director And Cancellation Of Extraordinary General Meeting Held On 20.11.2025Nov 06, 2025
Nov 06, 2025Cancellation Of Extraordinary General Meeting Of The Bank Scheduled On 20.11.2025Nov 05, 2025
Nov 05, 2025Election Of Shareholder Director Of The BankNov 05, 2025
Nov 05, 2025Change In Senior Management- SuperannuationOct 31, 2025
Oct 31, 2025Announcement under Regulation 30 (LODR)-Earnings Call TranscriptOct 22, 2025
Oct 22, 2025Announcement under Regulation 30 (LODR)-Newspaper PublicationOct 19, 2025
Oct 19, 2025Notice Of Extraordinary Shareholders Meeting Of The Bank Scheduled For 20.11.2025Oct 18, 2025
Oct 18, 2025Announcement under Regulation 30 (LODR)-Newspaper PublicationOct 17, 2025
Oct 17, 2025Announcement under Regulation 30 (LODR)-Analyst / Investor Meet - OutcomeOct 16, 2025
Oct 16, 2025Announcement under Regulation 30 (LODR)-Investor PresentationOct 16, 2025
Oct 16, 2025Announcement under Regulation 30 (LODR)-Press Release / Media ReleaseOct 16, 2025
Oct 16, 2025Statement Of Deviation And Variation As On 30.09.2025Oct 16, 2025
Oct 16, 2025Compliances-Reg. 54 - Asset Cover details Oct 16, 2025
Oct 16, 2025Board Meeting Outcome for Unaudited Financial Results For The Quarter And Half Year Ended 30.09.2025Oct 16, 2025
Oct 16, 2025Unaudited Financial Results For The Quarter And Half Year Ended 30.09.2025Oct 16, 2025
Oct 16, 2025Announcement under Regulation 30 (LODR)-Change in RTAOct 15, 2025
Oct 15, 2025Compliances-Certificate under Reg. 74 (5) of SEBI (DP) Regulations 2018Oct 13, 2025
Oct 13, 2025Announcement under Regulation 30 (LODR)-Analyst / Investor Meet - IntimationOct 11, 2025
Oct 11, 2025Board Meeting Intimation for Intimation Of Board Meeting To Consider Unaudited (Reviewed) Financial Results For The Quarter And Half-Year Ended
30Th September 2025
Oct 11, 2025
Oct 11, 2025Mutual Fund Holdings
Technical Indicators
RSI(14)
Neutral 58.51
ATR(14)
Volatile 0.94
STOCH(9,6)
Neutral 72.30
STOCH RSI(14)
Overbought 84.62
MACD(12,26)
Bullish 0.19
ADX(14)
Weak Trend 12.96
UO(9)
Bearish 45.23
ROC(12)
Uptrend But Slowing Down 4.80
WillR(14)
Neutral -29.59
About Indian Overseas Bank
Indian Overseas Bank (IOB) is a public sector bank founded in 1937, specializing in foreign exchange and overseas banking. It operates 3,236 domestic branches and 3,506 ATMs across India, with a presence in 4 countries internationally: Singapore, Hong Kong, Thailand, and Sri Lanka. The bank offers various services including NRI...more
Listing Date
15 Oct, 2003(22 Years,
41 days)
Website
Chairperson NameSrinivasan Sridhar
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