Indian Overseas Bank

37.86
-0.09
(-0.24%)
ann
Q2 Quarterly Results are out. Check out the updated financials2 days ago
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Market Cap
71,564.50 Cr
EPS
1.40
PE Ratio
21.53
Dividend Yield
0.00 %
Industry
Banks
52 Week High
75.55
52 Week Low
33.50
PB Ratio
2.47
Debt to Equity
0.00
Add Ratio
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Investment Returns

In Long Term
In Short Term
1 Year
0.00%
2 Years
0.00%
3 Years
0.00%
4 Years
0.00%
5 Years
0.00%
Competitors
LTP
Market Cap (₹ Cr.)
P/E Ratio
Revenue (₹ Cr.)
YoY Revenue Growth %
Net Profit (₹ Cr.)
YoY Profit Growth %
RSI
792.10
#1 7,06,919.20
9.11
#1 5,94,574.90
25.60
#1 68,138
-8.21
51.93
236.92
1,22,519.90
5.91
1,41,778.70
27.98
18,410
5.55
52.82
98.91
1,13,676.70
6.15
1,22,394.00
23.52
9,157
49.01
54.42
133.02
1,01,542.20
5.63
1,18,188.40
21.75
13,709
50.56
59.72
107.76
97,745.30
5.57
1,39,164.90
25.14
14,782
28.08
70.34
594.55
80,083.70
7.11
64,231.70
21.67
8,129
29.85
63.22
37.86
#7 71,564.50
#10 21.53
#8 29,731.00
#3 26.39
#9 2,666
#4 34.74
50.28
114.33
52,050.70
#1 5.45
67,306.50
22.06
6,567
#1 65.35
55.09
51.06
39,273.10
7.08
23,493.40
#1 29.23
4,072
22.15
56.66
30.98
37,039.60
15.73
25,119.90
24.61
1,654
23.76
46.57
Forecast
Actual
Growth Rate
Revenue Growth
26.39 %
Net Income Growth
26.70 %
Cash Flow Change
91.81 %
ROE
14.30 %
ROCE
16.47 %
EBITDA Margin (Avg.)
3.40 %

Quarterly Financial Results

Quarterly Financials
Jun 2021
Sept 2021
Dec 2021
Mar 2022
Jun 2022
Sept 2022
Dec 2022
Mar 2023
Jun 2023
Sept 2023
Dec 2023
Mar 2024
Jun 2024
Sept 2024
Dec 2024
Mar 2025
Revenue
5,160
5,093
5,319
5,721
5,031
5,854
6,008
6,631
6,234
6,942
7,443
9,113
7,588
8,490
8,415
9,258
Expenses
2,257
2,088
2,234
2,516
1,953
2,585
2,664
2,822
2,621
2,829
2,583
4,049
2,738
3,191
2,852
3,152
EBITDA
337
383
459
600
397
505
560
891
511
636
1,080
1,196
754
984
1,239
1,595
Operating Profit %
44 %
51 %
47 %
40 %
56 %
45 %
47 %
46 %
52 %
51 %
58 %
39 %
58 %
53 %
60 %
59 %
Depreciation
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
Interest
2,567
2,622
2,626
2,605
2,681
2,764
2,784
2,917
3,102
3,477
3,780
3,868
4,096
4,315
4,324
4,510
Profit Before Tax
337
383
459
600
397
505
560
891
511
636
1,080
1,196
754
984
1,239
1,595
Tax
7
7
8
48
4
5
5
236
7
8
356
386
105
205
364
503
Net Profit
330
377
451
552
393
500
555
656
504
627
724
810
649
780
875
1,092
EPS in ₹
0.17
0.20
0.24
0.29
0.21
0.26
0.29
0.35
0.27
0.33
0.38
0.43
0.34
0.41
0.46
0.58

Balance Sheet

Balance Sheet
2021
2022
2023
2024
Total Assets
2,74,229
2,99,030
3,13,438
3,51,869
Fixed Assets
2,918
3,366
3,711
3,726
Current Assets
48,084
53,770
38,017
35,605
Capital Work in Progress
1
0
0
15
Investments
95,485
97,641
93,643
99,194
Other Assets
1,75,826
1,98,023
2,16,085
2,48,935
Total Liabilities
2,74,229
2,99,030
3,13,438
3,51,869
Current Liabilities
13,106
11,148
6,785
7,799
Non Current Liabilities
2,61,123
2,87,882
3,06,653
3,44,070
Total Equity
17,099
22,598
24,876
27,561
Reserve & Surplus
452
3,695
5,974
8,659
Share Capital
16,647
18,902
18,902
18,902

Cash Flow

Cash Flow
2021
2022
2023
2024
Net Cash Flow
6,716
5,969
-16,130
-2,006
Investing Activities
-46
-49
-560
-359
Operating Activities
4,949
5,539
-13,655
-1,119
Financing Activities
1,813
479
-1,916
-528

Share Holding

% Holding
Mar 2021
Jun 2021
Sept 2021
Dec 2021
Mar 2022
Jun 2022
Sept 2022
Dec 2022
Mar 2023
Jun 2023
Sept 2023
Dec 2023
Mar 2024
Jun 2024
Sept 2024
Dec 2024
Mar 2025
Promoter
95.84 %
96.38 %
96.38 %
96.38 %
96.38 %
96.38 %
96.38 %
96.38 %
96.38 %
96.38 %
96.38 %
96.38 %
96.38 %
96.38 %
96.38 %
96.38 %
94.61 %
FIIs
0.00 %
0.00 %
0.00 %
0.00 %
0.00 %
0.00 %
0.00 %
0.00 %
0.00 %
0.00 %
0.00 %
0.00 %
0.05 %
0.05 %
0.03 %
0.02 %
0.22 %
DIIs
1.59 %
1.37 %
1.30 %
1.30 %
1.31 %
1.33 %
0.13 %
1.37 %
1.36 %
1.34 %
0.13 %
1.29 %
1.29 %
1.30 %
1.30 %
1.30 %
2.59 %
Government
0.00 %
0.00 %
0.00 %
0.00 %
0.00 %
0.00 %
0.00 %
0.00 %
0.00 %
0.00 %
0.00 %
0.00 %
0.00 %
0.00 %
0.00 %
0.00 %
0.00 %
Public / Retail
1.65 %
1.43 %
1.57 %
1.62 %
1.61 %
1.61 %
1.61 %
1.62 %
1.62 %
1.69 %
1.71 %
1.86 %
1.90 %
1.90 %
1.93 %
1.95 %
1.92 %
Others
0.93 %
0.82 %
0.74 %
0.70 %
0.70 %
0.67 %
1.87 %
0.63 %
0.63 %
0.59 %
1.77 %
0.47 %
0.38 %
0.37 %
0.36 %
0.35 %
0.66 %
No of Share Holders
3,78,586
3,80,710
4,44,068
4,71,872
4,73,897
4,74,939
4,71,356
5,11,642
5,09,599
5,10,387
6,68,177
7,27,348
10,06,180
9,96,568
9,77,592
9,77,917
9,77,877

Dividend History

Dividends per share (FY)
Dividend yield (FY) %
Dividends per share (FY)
Dividend yield (FY) %

No dividends have been distributed by the company in the past 10 years

Corporate Action

Record Date Corporate Action Information Announcement Day LTP at Annoucement LTP at Record Day
02 May 2025 QUARTERLY RESULT ANNOUNCEMENT Quarterly Result Announcement
NA
02 May 2025 38.74 37.53
20 Jan 2025 QUARTERLY RESULT ANNOUNCEMENT Quarterly Result Announcement
NA
20 Jan 2025 54.11 50.64
17 Oct 2024 QUARTERLY RESULT ANNOUNCEMENT Quarterly Result Announcement
NA
17 Oct 2024 54.89 54.61
02 Jul 2024 ANNUAL GENERAL MEETING Annual General Meeting
NA
02 Jul 2024 67.28 63.68

Announcements

Announcement under Regulation 30 (LODR)-Earnings Call Transcript10 days ago
Announcement under Regulation 30 (LODR)-Newspaper PublicationMay 03, 2025
Announcement under Regulation 30 (LODR)-Analyst / Investor Meet - OutcomeMay 02, 2025
Announcement under Regulation 30 (LODR)-Investor PresentationMay 02, 2025
Announcement under Regulation 30 (LODR)-Press Release / Media ReleaseMay 02, 2025
Statement Of Deviation And Variation As On 31.03.2025May 02, 2025
Compliances-Reg. 54 - Asset Cover details May 02, 2025
Capital Raising Plan Of The Bank For The FY 2025-26May 02, 2025
Integrated Filing (Financial)May 02, 2025
Audited Financial Results Of The Bank For The Quarter And Year Ended 31.03.2025May 02, 2025
Board Meeting Outcome for Audited Financial Results Of The Bank For The Quarter And Year Ended 31.03.2025May 02, 2025
Update on board meetingApr 26, 2025
Intimation Under Regulation 30Apr 25, 2025
Announcement under Regulation 30 (LODR)-Award_of_Order_Receipt_of_OrderApr 25, 2025
Announcement under Regulation 30 (LODR)-Analyst / Investor Meet - IntimationApr 25, 2025
Board Meeting Intimation for Consideration Of Financial Results For The Quarter And Year Ended 31.03.2025Apr 24, 2025
Announcement under Regulation 30 (LODR)-Change in DirectorateApr 11, 2025
Interest Rate UpdatesApr 11, 2025
Chapter XIV- Centralized Database Of Corporate BondsApr 11, 2025
Changes In Senior ManagementApr 09, 2025
Intimation Under Regulation 30 Of SEBI (LODR) Regulations 2015Apr 08, 2025
Compliances-Half Yearly Report (SEBI Circular No. CIR/IMD/DF-1/67/2017) Apr 05, 2025
Compliances-Certificate under Reg. 74 (5) of SEBI (DP) Regulations 2018Apr 05, 2025
Compliance Of Regulation 31(4) And 31(5) Of SEBI SAST Regulations-2011Apr 05, 2025
Announcement under Regulation 30 (LODR)-Change in ManagementApr 01, 2025
Compliances-Reg. 57 (1) - Certificate of interest payment/Principal in case of NCD Mar 31, 2025
Announcement Under Regulation 30Mar 29, 2025
Closure of Trading WindowMar 28, 2025
Announcement under Regulation 30 (LODR)-Qualified Institutional PlacementMar 25, 2025
Notice Of Demand From Income Tax DepartmentMar 25, 2025
Announcement under Regulation 30 (LODR)-Qualified Institutional PlacementMar 24, 2025
Announcement under Regulation 30 (LODR)-Qualified Institutional PlacementMar 24, 2025
Compliances-Reg. 57 (1) - Certificate of interest payment/Principal in case of NCD Mar 24, 2025
Announcement under Regulation 30 (LODR)-Qualified Institutional PlacementMar 19, 2025
Announcement under Regulation 30 (LODR)-Meeting UpdatesMar 19, 2025
Announcement under Regulation 30 (LODR)-Meeting UpdatesMar 19, 2025
Announcement under Regulation 30 (LODR)-Meeting UpdatesMar 19, 2025
Board Meeting Intimation for Consideration Of Proposal For Fund Raising Through Issue Of Long Term Infra BondsMar 07, 2025
Announcement under Regulation 30 (LODR)-Analyst / Investor Meet - IntimationMar 03, 2025
Announcement under Regulation 30 (LODR)-Change in ManagementMar 01, 2025
Superannuation Of General ManagersFeb 28, 2025
Announcement Under Regulation 30Feb 28, 2025
Record Date : Payment Of Coupon On Basel III Tier II Bonds Series IV And Series VFeb 28, 2025
Intimation Under Regulation 30 Of SEBI (Listing Obligations And Disclosure Requirements) Regulations 2015 ("SEBI Listing Regulations")Feb 20, 2025
Intimation Under Regulation 30 Of SEBI (Listing Obligations & Disclosure Requirements) Regulations 2015Feb 18, 2025
Announcement under Regulation 30 (LODR)-Credit RatingFeb 18, 2025
Announcement under Regulation 30 (LODR)-Analyst / Investor Meet - IntimationFeb 15, 2025
Announcement under Regulation 30 (LODR)-Interest Rates UpdatesFeb 10, 2025
Announcement under Regulation 30 (LODR)-Analyst / Investor Meet - OutcomeJan 24, 2025
Announcement under Regulation 30 (LODR)-Newspaper PublicationJan 21, 2025

Technical Indicators

RSI(14)
Neutral
50.28
ATR(14)
Less Volatile
1.35
STOCH(9,6)
Neutral
71.43
STOCH RSI(14)
Overbought
99.06
MACD(12,26)
Bullish
0.35
ADX(14)
Weak Trend
21.64
UO(9)
Bearish
52.78
ROC(12)
Downtrend And Accelerating
-1.25
WillR(14)
Neutral
-25.99

About Indian Overseas Bank

Indian Overseas Bank (IOB) is a public sector bank founded in 1937, specializing in foreign exchange and overseas banking. It operates 3,236 domestic branches and 3,506 ATMs across India, with a presence in 4 countries internationally: Singapore, Hong Kong, Thailand, and Sri Lanka. The bank offers various services including NRI services, personal banking, forex services, agricultural business consultancy, credit cards, and ATM banking. IOB has undergone several phases of development, including nationalization in 1969 and expansion of its domestic and international operations. The bank has implemented various technological advancements, including computerization and internet banking. IOB has also engaged in joint ventures and acquisitions to expand its reach and services.
Listing Date
15 Oct, 2003(21 Years, 33 days)
Chairperson Name