Indian Overseas Bank

49.49
-0.44
(-0.88%)
Market Cap
93,548.00
Eps
1.40
PE Ratio (TTM)
30.01
Dividend Yield
0.00
Industry
Banks
52 Week High
83.75
52 Week low
45.05
PB Ratio
3.57
Debt to Equity
0.00
Sector
Public Sector Bank
Add Ratio

Investment Returns

In Long Term
In Short Term
1 Year
0.00%
2 Years
0.00%
3 Years
0.00%
4 Years
0.00%
5 Years
0.00%
Growth Rate
Revenue Growth
26.39 %
Net Income Growth
26.70 %
Cash Flow Change
91.81 %
ROE
14.30 %
ROCE
16.47 %
EBITDA Margin (Avg.)
3.40 %

Yearly Financial Results

Annual Financials
2021
2022
2023
2024
TTM
Revenue
22,461
21,641
23,523
29,731
33,605
Expenses
10,367
9,270
9,763
11,746
12,830
EBITDA
1,025
1,951
2,614
3,759
4,173
Operating Profit %
39 %
45 %
50 %
51 %
53 %
Depreciation
258
173
260
336
0
Interest
11,070
10,420
11,146
14,227
16,602
Profit Before Tax
767
1,779
2,353
3,423
4,173
Tax
8
70
249
757
1,059
Net Profit
758
1,709
2,104
2,666
3,114
EPS in ₹
0.51
0.92
1.15
1.40
1.60

Balance Sheet

Balance Sheet
2021
2022
2023
2024
Total Assets
2,74,229
2,99,030
3,13,438
3,51,869
Fixed Assets
2,918
3,366
3,711
3,726
Current Assets
48,084
53,770
38,017
35,605
Capital Work in Progress
1
0
0
15
Investments
95,485
97,641
93,643
99,194
Other Assets
1,75,826
1,98,023
2,16,085
2,48,935
Total Liabilities
2,74,229
2,99,030
3,13,438
3,51,869
Current Liabilities
13,106
11,148
6,785
7,799
Non Current Liabilities
2,61,123
2,87,882
3,06,653
3,44,070
Total Equity
17,099
22,598
24,876
27,561
Reserve & Surplus
452
3,695
5,974
8,659
Share Capital
16,647
18,902
18,902
18,902

Cash Flow

Cash Flow
2021
2022
2023
2024
Net Cash Flow
6,716
5,969
-16,130
-2,006
Investing Activities
-46
-49
-560
-359
Operating Activities
4,949
5,539
-13,655
-1,119
Financing Activities
1,813
479
-1,916
-528

Share Holding

% Holding
Mar 2021
Jun 2021
Sept 2021
Dec 2021
Mar 2022
Jun 2022
Sept 2022
Dec 2022
Mar 2023
Jun 2023
Sept 2023
Dec 2023
Mar 2024
Jun 2024
Sept 2024
Dec 2024
Promoter
95.84 %
96.38 %
96.38 %
96.38 %
96.38 %
96.38 %
96.38 %
96.38 %
96.38 %
96.38 %
96.38 %
96.38 %
96.38 %
96.38 %
96.38 %
96.38 %
FIIs
0.00 %
0.00 %
0.00 %
0.00 %
0.00 %
0.00 %
0.00 %
0.00 %
0.00 %
0.00 %
0.00 %
0.00 %
0.05 %
0.05 %
0.03 %
0.02 %
DIIs
1.59 %
1.37 %
1.30 %
1.30 %
1.31 %
1.33 %
0.13 %
1.37 %
1.36 %
1.34 %
0.13 %
1.29 %
1.29 %
1.30 %
1.30 %
1.30 %
Government
0.00 %
0.00 %
0.00 %
0.00 %
0.00 %
0.00 %
0.00 %
0.00 %
0.00 %
0.00 %
0.00 %
0.00 %
0.00 %
0.00 %
0.00 %
0.00 %
Public / Retail
1.65 %
1.43 %
1.57 %
1.62 %
1.61 %
1.61 %
1.61 %
1.62 %
1.62 %
1.69 %
1.71 %
1.86 %
1.90 %
1.90 %
1.93 %
1.95 %
No of Share Holders
3,78,586
3,80,710
4,44,068
4,71,872
4,73,897
4,74,939
4,71,356
5,11,642
5,09,599
5,10,387
6,68,177
7,27,348
10,06,180
9,96,568
9,77,592
9,77,917

Dividend History

Dividends per share (FY)
Dividend yield (FY) %
Annual Cash Flows 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025
Dividend Per Share (₹) 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00
Dividend Yield (%) 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00
Competitors LTP Market Cap (₹ Cr.) P/E Ratio Revenue (₹ Cr.) YoY Revenue Growth % Net Profit (₹ Cr.) YoY Profit Growth % RSI
752.40 6,71,488.40 8.73 5,94,574.90 25.60 68,138 23.53 40.48
221.76 1,14,680.10 5.74 1,41,778.70 27.98 18,410 22.11 37.89
99.78 1,14,676.60 7.93 1,22,394.00 23.52 9,157 138.15 48.14
49.49 93,548.00 30.01 29,731.00 26.39 2,666 20.88 45.30
110.57 84,404.80 5.17 1,18,188.40 21.75 13,709 27.52 47.28
91.82 83,286.70 5.08 1,39,164.90 25.14 14,782 11.21 37.25
514.15 69,254.20 7.02 64,231.70 21.67 8,129 35.35 46.70
42.67 51,016.10 21.78 25,119.90 24.61 1,654 26.72 47.08
109.51 49,856.30 5.85 67,306.50 22.06 6,567 36.60 62.93
51.07 44,333.60 12.15 35,562.00 19.57 2,677 30.91 44.75

Corporate Action

Technical Indicators

RSI(14)
Neutral
45.30
ATR(14)
Volatile
2.35
STOCH(9,6)
Neutral
48.49
STOCH RSI(14)
Neutral
67.34
MACD(12,26)
Bullish
0.03
ADX(14)
Weak Trend
13.21
UO(9)
Bearish
45.60
ROC(12)
Uptrend And Accelerating
2.87
WillR(14)
Neutral
-53.21