Indian Overseas Bank

Indian Overseas Bank

38.94
-0.15
(-0.38%)
Market Cap
74,985.20 Cr
EPS
1.76
PE Ratio
19.09
Dividend Yield
0.00 %
Industry
Banks
52 Week High
72.60
52 Week Low
33.50
PB Ratio
2.60
Debt to Equity
0.00
Add Ratio
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Investment Returns

In Long Term
In Short Term
1 Year
0.00%
2 Years
0.00%
3 Years
0.00%
4 Years
0.00%
5 Years
0.00%

Company News

View All News
Caret
positive
Indian Bank posted a net profit of ₹2,973 crore in the first quarter, marking a 23.7% increase from ₹2,403 crore in the same period last year. The bank's Net Interest Income grew 2.9% to ₹6,359 crore compared to ₹6,178 crore year-on-year. Asset quality showed marginal improvement with Gross NPA declining to 3.01% from 3.09% in the previous quarter, while Net NPA decreased slightly to 0.18% from 0.19% sequentially.
positive
Indian Overseas Bank has scheduled an analyst meet on July 29, 2025, at The St. Regis, Mumbai, to discuss the bank's financial performance for the quarter ended June 30, 2025. The meeting will be attended by key management including MD & CEO Ajay Kumar Srivastava and Executive Directors Joydeep Dutta Roy and Dhanaraj T. The bank reported an operating profit of ₹2,358 crores and net profit of ₹1,111 crores for the quarter. IOB operates 3,345 branches with around 3,461 ATMs domestically and has international presence in Singapore, Hong Kong, Thailand, and Sri Lanka, serving over 41 million active customers.
negative
Indian Overseas Bank's Hong Kong Branch Faces Disciplinary Action for Anti-Money Laundering Violations2 days ago
Hong Kong Monetary Authority imposed disciplinary action on Indian Overseas Bank's Hong Kong branch for violating anti-money laundering regulations between May 2021 to January 2024. The violations involved contraventions of Section 23, 19(3) and paragraph (c) of Section 5(1) of Schedule 2 to the Anti-Money Laundering and Counter-Terrorist Financing Ordinance. The bank is required to conduct a look-back review on transaction alerts from its monitoring system, submit a remedial plan to address the contraventions, provide a report from an independent external advisor assessing remedial measures' effectiveness, and pay a pecuniary penalty. The bank has implemented preventive measures to strengthen internal processes and avoid future recurrence. The impact on the bank's operations is classified as not material.
Competitors
LTP
Market Cap (₹ Cr.)
P/E Ratio
Revenue (₹ Cr.)
YoY Revenue Growth %
Net Profit (₹ Cr.)
YoY Profit Growth %
RSI
815.70
#1 7,27,981.30
9.71
#1 6,63,343.30
11.57
#1 79,017
-8.21
53.12
246.86
1,27,660.20
6.17
1,52,884.10
7.83
20,459
5.55
57.24
110.67
1,27,192.40
6.88
1,40,456.80
14.76
18,553
49.01
53.03
144.97
1,10,664.40
5.88
1,29,979.30
9.98
17,921
21.59
47.74
113.51
1,02,961.00
#1 5.56
1,52,657.90
9.70
17,336
-21.12
53.61
652.15
87,842.30
7.66
72,050.90
12.17
10,995
-11.45
61.04
38.94
#7 74,985.20
#10 19.09
#8 33,750.30
#5 13.52
#9 3,396
#1 81.66
48.61
114.69
52,214.50
5.58
80,412.40
19.47
9,552
65.35
44.05
57.25
44,034.20
7.65
28,402.60
#1 20.90
5,542
16.16
58.48
30.90
38,747.20
15.68
29,473.50
17.33
2,445
23.76
40.99

Automatic Screeners on ScanX

Forecast
Actual
Growth Rate
Revenue Growth
13.52 %
Net Income Growth
27.38 %
Cash Flow Change
353.77 %
ROE
8.89 %
ROCE
10.16 %
EBITDA Margin (Avg.)
8.79 %

Quarterly Financial Results

Quarterly Financials
Jun 2021
Sept 2021
Dec 2021
Mar 2022
Jun 2022
Sept 2022
Dec 2022
Mar 2023
Jun 2023
Sept 2023
Dec 2023
Mar 2024
Jun 2024
Sept 2024
Dec 2024
Mar 2025
Jun 2025
Revenue
5,160
5,093
5,319
5,721
5,031
5,854
6,008
6,631
6,234
6,942
7,443
9,113
7,572
8,490
8,415
9,216
8,868
Expenses
2,257
2,088
2,234
2,516
1,953
2,585
2,664
2,822
2,621
2,829
2,583
4,049
2,738
3,191
2,852
3,152
2,714
EBITDA
337
383
459
600
397
505
560
891
511
636
1,080
1,196
739
984
1,239
1,554
1,515
Operating Profit %
44 %
51 %
47 %
40 %
56 %
45 %
47 %
46 %
52 %
51 %
58 %
39 %
58 %
53 %
60 %
59 %
63 %
Depreciation
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
Interest
2,567
2,622
2,626
2,605
2,681
2,764
2,784
2,917
3,102
3,477
3,780
3,868
4,096
4,315
4,324
4,510
4,639
Profit Before Tax
337
383
459
600
397
505
560
891
511
636
1,080
1,196
739
984
1,239
1,554
1,515
Tax
7
7
8
48
4
5
5
236
7
8
356
386
90
205
364
462
336
Net Profit
330
377
451
552
393
500
555
656
504
627
724
810
649
780
875
1,092
1,178
EPS in ₹
0.17
0.20
0.24
0.29
0.21
0.26
0.29
0.35
0.27
0.33
0.38
0.43
0.34
0.41
0.46
0.58
0.61

Balance Sheet

Balance Sheet
2021
2022
2023
2024
2025
Total Assets
2,74,229
2,99,030
3,13,438
3,51,869
3,94,708
Fixed Assets
2,918
3,366
3,711
3,726
4,581
Current Assets
48,084
53,770
38,017
35,605
33,910
Capital Work in Progress
1
0
0
15
74
Investments
95,485
97,641
93,643
99,194
1,10,588
Other Assets
1,75,826
1,98,023
2,16,085
2,48,935
2,79,465
Total Liabilities
2,74,229
2,99,030
3,13,438
3,51,869
3,94,708
Current Liabilities
13,106
11,148
6,785
7,799
8,308
Non Current Liabilities
2,61,123
2,87,882
3,06,653
3,44,070
3,86,400
Total Equity
17,099
22,598
24,876
27,561
32,233
Reserve & Surplus
452
3,695
5,974
8,659
12,977
Share Capital
16,647
18,902
18,902
18,902
19,257

Cash Flow

Cash Flow
2021
2022
2023
2024
2025
Net Cash Flow
6,716
5,969
-16,130
-2,006
2,405
Investing Activities
-46
-49
-560
-359
-579
Operating Activities
4,949
5,539
-13,655
-1,119
2,840
Financing Activities
1,813
479
-1,916
-528
144

Share Holding

% Holding
Mar 2021
Jun 2021
Sept 2021
Dec 2021
Mar 2022
Jun 2022
Sept 2022
Dec 2022
Mar 2023
Jun 2023
Sept 2023
Dec 2023
Mar 2024
Jun 2024
Sept 2024
Dec 2024
Mar 2025
Jun 2025
Promoter
95.84 %
96.38 %
96.38 %
96.38 %
96.38 %
96.38 %
96.38 %
96.38 %
96.38 %
96.38 %
96.38 %
96.38 %
96.38 %
96.38 %
96.38 %
96.38 %
94.61 %
94.61 %
FIIs
0.00 %
0.00 %
0.00 %
0.00 %
0.00 %
0.00 %
0.00 %
0.00 %
0.00 %
0.00 %
0.00 %
0.00 %
0.05 %
0.05 %
0.03 %
0.02 %
0.22 %
0.08 %
DIIs
1.59 %
1.37 %
1.30 %
1.30 %
1.31 %
1.33 %
0.13 %
1.37 %
1.36 %
1.34 %
0.13 %
1.29 %
1.29 %
1.30 %
1.30 %
1.30 %
2.59 %
2.37 %
Government
0.00 %
0.00 %
0.00 %
0.00 %
0.00 %
0.00 %
0.00 %
0.00 %
0.00 %
0.00 %
0.00 %
0.00 %
0.00 %
0.00 %
0.00 %
0.00 %
0.00 %
0.00 %
Public / Retail
1.65 %
1.43 %
1.57 %
1.62 %
1.61 %
1.61 %
1.61 %
1.62 %
1.62 %
1.69 %
1.71 %
1.86 %
1.90 %
1.90 %
1.93 %
1.95 %
1.92 %
2.38 %
Others
0.93 %
0.82 %
0.74 %
0.70 %
0.70 %
0.67 %
1.87 %
0.63 %
0.63 %
0.59 %
1.77 %
0.47 %
0.38 %
0.37 %
0.36 %
0.35 %
0.66 %
0.56 %
No of Share Holders
3,78,586
3,80,710
4,44,068
4,71,872
4,73,897
4,74,939
4,71,356
5,11,642
5,09,599
5,10,387
6,68,177
7,27,348
10,06,180
9,96,568
9,77,592
9,77,917
9,77,877
10,08,130

Corporate Action

Record Date Corporate Action Information Announcement Day LTP at Annoucement LTP at Record Day
18 Jul 2025 QUARTERLY RESULT ANNOUNCEMENT Quarterly Result Announcement
NA
18 Jul 2025 38.88 39.84
02 Jul 2025 ANNUAL GENERAL MEETING Annual General Meeting
NA
02 Jul 2025 40.72 39.93
02 May 2025 QUARTERLY RESULT ANNOUNCEMENT Quarterly Result Announcement
NA
02 May 2025 38.74 37.53
20 Jan 2025 QUARTERLY RESULT ANNOUNCEMENT Quarterly Result Announcement
NA
20 Jan 2025 54.11 50.64
17 Oct 2024 QUARTERLY RESULT ANNOUNCEMENT Quarterly Result Announcement
NA
17 Oct 2024 54.89 54.61
02 Jul 2024 ANNUAL GENERAL MEETING Annual General Meeting
NA
02 Jul 2024 67.28 63.68

Announcements

Announcement under Regulation 30 (LODR)-Analyst / Investor Meet - Intimation1 day ago
Announcement Under Regulation 302 days ago
Announcement under Regulation 30 (LODR)-Newspaper Publication5 days ago
Order Of Refund Received From Income-Tax Department5 days ago
Announcement under Regulation 30 (LODR)-Press Release / Media Release6 days ago
Announcement under Regulation 30 (LODR)-Investor Presentation6 days ago
Compliances-Reg. 54 - Asset Cover details 6 days ago
Security Cover Certificate 30.06.20256 days ago
Statement Of Deviation And Variation For Quarter Ended 30.06.20256 days ago
Board Meeting Outcome for Unaudited Financial Results For The Quarter Ended 30.06.20256 days ago
Unaudited Financial Results For The Quarter Ended 30.06.20256 days ago
Announcement under Regulation 30 (LODR)-Interest Rates Updates10 days ago
Board Meeting Intimation for Considering Unaudited Financial Results For The Quarter Endd 30.06.2025Jul 13, 2025
Compliances-Certificate under Reg. 74 (5) of SEBI (DP) Regulations 2018Jul 13, 2025
Appointment Of Secretarial Auditor Of The BankJul 02, 2025
Appointment Of Secretarial Auditor Of The BankJul 02, 2025
Shareholder Meeting / Postal Ballot-Scrutinizers ReportJul 02, 2025
Shareholder Meeting / Postal Ballot-Outcome of AGMJul 02, 2025
Closure of Trading WindowJun 27, 2025
Announcement under Regulation 30 (LODR)-Interest Rates UpdatesJun 11, 2025
Reg. 34 (1) Annual Report.Jun 06, 2025
Notice Of Annual General Meeting Scheduled For 02.07.2025 (Wednesday)Jun 06, 2025
Annual General Meeting Of The Bank Scheduled For 02.07.2025 (Wednesday) At 11.00 A.M.Jun 06, 2025
Announcement under Regulation 30 (LODR)-Change in ManagementJun 01, 2025
Announcement under Regulation 30 (LODR)-Change in ManagementJun 01, 2025
Investment In M/S ACER Credit Rating Private LimitedMay 30, 2025
Business Responsibility and Sustainability Reporting (BRSR)May 30, 2025
Compliances-Reg.24(A)-Annual Secretarial ComplianceMay 30, 2025
Announcement under Regulation 30 (LODR)-Earnings Call TranscriptMay 07, 2025
Announcement under Regulation 30 (LODR)-Newspaper PublicationMay 03, 2025
Announcement under Regulation 30 (LODR)-Analyst / Investor Meet - OutcomeMay 02, 2025
Announcement under Regulation 30 (LODR)-Investor PresentationMay 02, 2025
Announcement under Regulation 30 (LODR)-Press Release / Media ReleaseMay 02, 2025
Statement Of Deviation And Variation As On 31.03.2025May 02, 2025
Compliances-Reg. 54 - Asset Cover details May 02, 2025
Capital Raising Plan Of The Bank For The FY 2025-26May 02, 2025
Integrated Filing (Financial)May 02, 2025
Audited Financial Results Of The Bank For The Quarter And Year Ended 31.03.2025May 02, 2025
Board Meeting Outcome for Audited Financial Results Of The Bank For The Quarter And Year Ended 31.03.2025May 02, 2025
Update on board meetingApr 26, 2025
Intimation Under Regulation 30Apr 25, 2025
Announcement under Regulation 30 (LODR)-Award_of_Order_Receipt_of_OrderApr 25, 2025
Announcement under Regulation 30 (LODR)-Analyst / Investor Meet - IntimationApr 25, 2025
Board Meeting Intimation for Consideration Of Financial Results For The Quarter And Year Ended 31.03.2025Apr 24, 2025
Announcement under Regulation 30 (LODR)-Change in DirectorateApr 11, 2025
Interest Rate UpdatesApr 11, 2025
Chapter XIV- Centralized Database Of Corporate BondsApr 11, 2025
Changes In Senior ManagementApr 09, 2025
Intimation Under Regulation 30 Of SEBI (LODR) Regulations 2015Apr 08, 2025
Compliances-Half Yearly Report (SEBI Circular No. CIR/IMD/DF-1/67/2017) Apr 05, 2025

Technical Indicators

Mutual Fund Holdings

Funding HouseCurrent Holding %1M Change1M Change %3M Change %Last 6M Trend
Nippon India Nifty Smallcap 250 Index Fund Direct - Growth
0.20%
455026
0.06%
0.05%
SBI Nifty Smallcap 250 Index Fund Direct - Growth
0.20%
271776
0.06%
0.05%
Motilal Oswal Nifty Smallcap 250 Index Fund Direct - Growth
0.20%
171671
0.06%
0.05%
HDFC Nifty Smallcap 250 Index Fund Direct-Growth
0.20%
102159
0.06%
0.05%
ICICI Prudential Nifty Smallcap 250 Index Fund Direct - Growth
0.20%
98311
0.06%
0.05%
SBI BSE PSU Bank Index Fund Direct - Growth
1.32%
91851
0.20%
0.18%
Motilal Oswal Nifty 500 Index Fund Direct - Growth
0.02%
45183
0.01%
0.01%
Nippon India Nifty 500 Equal Weight Index Fund Direct-Growth
0.20%
35163
0.01%
0.00%
Edelweiss Nifty Smallcap 250 Index Fund Direct - Growth
0.20%
26896
0.06%
0.05%
Groww Nifty Smallcap 250 Index Fund Direct - Growth
0.20%
20954
0.06%
0.05%
HDFC Nifty500 Multicap 50:25:25 Index Fund Direct-Growth
0.05%
20100
0.01%
0.01%
SBI Nifty 500 Index Fund Direct-Growth
0.02%
16044
0.01%
0.01%
Bandhan Nifty Smallcap 250 Index Fund Direct-Growth
0.20%
11255
0.06%
0.05%
Kotak BSE PSU Index Fund Direct-Growth
0.18%
8319
0.03%
0.03%
Kotak Nifty Smallcap 250 Index Fund Direct-Growth
0.20%
5758
0.06%
0.05%
Groww Nifty Total Market Index Fund Direct - Growth
0.02%
5696
0.01%
0.01%
HDFC BSE 500 Index Fund Direct - Growth
0.02%
2937
0.00%
0.00%
Navi Nifty 500 Multicap 50:25:25 Index Fund Direct-Growth
0.05%
1156
0.01%
0.01%
Angel One Nifty Total Market Index Fund Direct - Growth
0.02%
840
0.01%
0.01%
Mirae Asset Nifty Total Market Index Fund Direct-Growth
0.02%
768
0.01%
0.01%
Bandhan Nifty Total Market Index Fund Direct-Growth
0.02%
683
0.01%
0.01%
ICICI Prudential Nifty 500 Index Fund Direct-Growth
0.02%
507
0.01%
0.01%
Axis Nifty 500 Index Fund Direct-Growth
0.01%
39
0.00%
0.00%
HDFC NIFTY Midcap 150 Index Fund Direct - Growth
0.00%
0
0.00%
0.00%
Baroda BNP Paribas Nifty Midcap 150 Index Fund Direct-Growth
0.00%
0
0.00%
0.00%

About Indian Overseas Bank

Indian Overseas Bank (IOB) is a public sector bank founded in 1937, specializing in foreign exchange and overseas banking. It operates 3,236 domestic branches and 3,506 ATMs across India, with a presence in 4 countries internationally: Singapore, Hong Kong, Thailand, and Sri Lanka. The bank offers various services including NRI services, personal banking, forex services, agricultural business consultancy, credit cards, and ATM banking. IOB has undergone several phases of development, including nationalization in 1969 and expansion of its domestic and international operations. The bank has implemented various technological advancements, including computerization and internet banking. IOB has also engaged in joint ventures and acquisitions to expand its reach and services.
Listing Date
15 Oct, 2003(21 Years, 40 days)
Chairperson NameSrinivasan Sridhar