Indian Overseas Bank

37.72
+0.77
(2.08%)
Market Cap
71,299.90 Cr
EPS
1.76
PE Ratio
20.98
Dividend Yield
0.00 %
Industry
Banks
52 Week High
72.60
52 Week Low
33.50
PB Ratio
2.46
Debt to Equity
0.00
Add Ratio
hide

Investment Returns

In Long Term
In Short Term
1 Year
0.00%
2 Years
0.00%
3 Years
0.00%
4 Years
0.00%
5 Years
0.00%
Competitors
LTP
Market Cap (₹ Cr.)
P/E Ratio
Revenue (₹ Cr.)
YoY Revenue Growth %
Net Profit (₹ Cr.)
YoY Profit Growth %
RSI
798.15
#1 7,12,318.55
9.09
#1 6,63,343.30
11.57
#1 79,017
-8.21
45.25
238.10
1,23,130.13
5.85
1,52,884.10
7.83
20,459
5.55
40.64
105.39
1,21,124.13
6.46
1,40,456.80
14.76
18,553
49.01
47.25
146.43
1,11,778.89
6.05
1,18,188.40
#1 21.75
13,709
50.56
49.01
110.56
1,00,285.12
5.58
1,52,657.90
9.70
17,336
28.08
46.20
620.65
83,599.32
7.39
72,050.90
12.17
10,995
29.85
51.47
37.72
#7 71,299.90
#10 20.98
#8 33,750.30
#6 13.52
#9 3,396
#4 34.74
42.21
115.40
52,537.79
#1 5.57
80,412.40
19.47
9,552
#1 65.35
39.96
54.58
41,980.51
7.42
28,402.60
20.90
5,542
22.15
49.22
29.78
35,604.84
14.84
29,473.50
17.33
2,445
23.76
30.24

Automatic Screeners on ScanX

Forecast
Actual
Growth Rate
Revenue Growth
13.52 %
Net Income Growth
27.38 %
Cash Flow Change
353.77 %
ROE
8.89 %
ROCE
10.16 %
EBITDA Margin (Avg.)
8.79 %

Quarterly Financial Results

Quarterly Financials
Jun 2021
Sept 2021
Dec 2021
Mar 2022
Jun 2022
Sept 2022
Dec 2022
Mar 2023
Jun 2023
Sept 2023
Dec 2023
Mar 2024
Jun 2024
Sept 2024
Dec 2024
Mar 2025
Revenue
5,160
5,093
5,319
5,721
5,031
5,854
6,008
6,631
6,234
6,942
7,443
9,113
7,588
8,490
8,415
9,258
Expenses
2,257
2,088
2,234
2,516
1,953
2,585
2,664
2,822
2,621
2,829
2,583
4,049
2,738
3,191
2,852
3,152
EBITDA
337
383
459
600
397
505
560
891
511
636
1,080
1,196
754
984
1,239
1,595
Operating Profit %
44 %
51 %
47 %
40 %
56 %
45 %
47 %
46 %
52 %
51 %
58 %
39 %
58 %
53 %
60 %
59 %
Depreciation
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
Interest
2,567
2,622
2,626
2,605
2,681
2,764
2,784
2,917
3,102
3,477
3,780
3,868
4,096
4,315
4,324
4,510
Profit Before Tax
337
383
459
600
397
505
560
891
511
636
1,080
1,196
754
984
1,239
1,595
Tax
7
7
8
48
4
5
5
236
7
8
356
386
105
205
364
503
Net Profit
330
377
451
552
393
500
555
656
504
627
724
810
649
780
875
1,092
EPS in ₹
0.17
0.20
0.24
0.29
0.21
0.26
0.29
0.35
0.27
0.33
0.38
0.43
0.34
0.41
0.46
0.58

Balance Sheet

Balance Sheet
2021
2022
2023
2024
2025
Total Assets
2,74,229
2,99,030
3,13,438
3,51,869
3,94,708
Fixed Assets
2,918
3,366
3,711
3,726
4,581
Current Assets
48,084
53,770
38,017
35,605
33,910
Capital Work in Progress
1
0
0
15
74
Investments
95,485
97,641
93,643
99,194
1,10,588
Other Assets
1,75,826
1,98,023
2,16,085
2,48,935
2,79,465
Total Liabilities
2,74,229
2,99,030
3,13,438
3,51,869
3,94,708
Current Liabilities
13,106
11,148
6,785
7,799
8,308
Non Current Liabilities
2,61,123
2,87,882
3,06,653
3,44,070
3,86,400
Total Equity
17,099
22,598
24,876
27,561
32,233
Reserve & Surplus
452
3,695
5,974
8,659
12,977
Share Capital
16,647
18,902
18,902
18,902
19,257

Cash Flow

Cash Flow
2021
2022
2023
2024
2025
Net Cash Flow
6,716
5,969
-16,130
-2,006
2,405
Investing Activities
-46
-49
-560
-359
-579
Operating Activities
4,949
5,539
-13,655
-1,119
2,840
Financing Activities
1,813
479
-1,916
-528
144

Share Holding

% Holding
Mar 2021
Jun 2021
Sept 2021
Dec 2021
Mar 2022
Jun 2022
Sept 2022
Dec 2022
Mar 2023
Jun 2023
Sept 2023
Dec 2023
Mar 2024
Jun 2024
Sept 2024
Dec 2024
Mar 2025
Promoter
95.84 %
96.38 %
96.38 %
96.38 %
96.38 %
96.38 %
96.38 %
96.38 %
96.38 %
96.38 %
96.38 %
96.38 %
96.38 %
96.38 %
96.38 %
96.38 %
94.61 %
FIIs
0.00 %
0.00 %
0.00 %
0.00 %
0.00 %
0.00 %
0.00 %
0.00 %
0.00 %
0.00 %
0.00 %
0.00 %
0.05 %
0.05 %
0.03 %
0.02 %
0.22 %
DIIs
1.59 %
1.37 %
1.30 %
1.30 %
1.31 %
1.33 %
0.13 %
1.37 %
1.36 %
1.34 %
0.13 %
1.29 %
1.29 %
1.30 %
1.30 %
1.30 %
2.59 %
Government
0.00 %
0.00 %
0.00 %
0.00 %
0.00 %
0.00 %
0.00 %
0.00 %
0.00 %
0.00 %
0.00 %
0.00 %
0.00 %
0.00 %
0.00 %
0.00 %
0.00 %
Public / Retail
1.65 %
1.43 %
1.57 %
1.62 %
1.61 %
1.61 %
1.61 %
1.62 %
1.62 %
1.69 %
1.71 %
1.86 %
1.90 %
1.90 %
1.93 %
1.95 %
1.92 %
Others
0.93 %
0.82 %
0.74 %
0.70 %
0.70 %
0.67 %
1.87 %
0.63 %
0.63 %
0.59 %
1.77 %
0.47 %
0.38 %
0.37 %
0.36 %
0.35 %
0.66 %
No of Share Holders
3,78,586
3,80,710
4,44,068
4,71,872
4,73,897
4,74,939
4,71,356
5,11,642
5,09,599
5,10,387
6,68,177
7,27,348
10,06,180
9,96,568
9,77,592
9,77,917
9,77,877

Dividend History

Dividends per share (FY)
Dividend yield (FY) %
Dividends per share (FY)
Dividend yield (FY) %

No dividends have been distributed by the company in the past 10 years

Corporate Action

Record Date Corporate Action Information Announcement Day LTP at Annoucement LTP at Record Day
02 May 2025 QUARTERLY RESULT ANNOUNCEMENT Quarterly Result Announcement
NA
02 May 2025 38.74 37.53
20 Jan 2025 QUARTERLY RESULT ANNOUNCEMENT Quarterly Result Announcement
NA
20 Jan 2025 54.11 50.64
17 Oct 2024 QUARTERLY RESULT ANNOUNCEMENT Quarterly Result Announcement
NA
17 Oct 2024 54.89 54.61
02 Jul 2024 ANNUAL GENERAL MEETING Annual General Meeting
NA
02 Jul 2024 67.28 63.68

Announcements

Announcement under Regulation 30 (LODR)-Interest Rates UpdatesJun 11, 2025
Reg. 34 (1) Annual Report.Jun 06, 2025
Notice Of Annual General Meeting Scheduled For 02.07.2025 (Wednesday)Jun 06, 2025
Annual General Meeting Of The Bank Scheduled For 02.07.2025 (Wednesday) At 11.00 A.M.Jun 06, 2025
Announcement under Regulation 30 (LODR)-Change in ManagementJun 01, 2025
Announcement under Regulation 30 (LODR)-Change in ManagementJun 01, 2025
Investment In M/S ACER Credit Rating Private LimitedMay 30, 2025
Business Responsibility and Sustainability Reporting (BRSR)May 30, 2025
Compliances-Reg.24(A)-Annual Secretarial ComplianceMay 30, 2025
Announcement under Regulation 30 (LODR)-Earnings Call TranscriptMay 07, 2025
Announcement under Regulation 30 (LODR)-Newspaper PublicationMay 03, 2025
Announcement under Regulation 30 (LODR)-Analyst / Investor Meet - OutcomeMay 02, 2025
Announcement under Regulation 30 (LODR)-Investor PresentationMay 02, 2025
Announcement under Regulation 30 (LODR)-Press Release / Media ReleaseMay 02, 2025
Statement Of Deviation And Variation As On 31.03.2025May 02, 2025
Compliances-Reg. 54 - Asset Cover details May 02, 2025
Capital Raising Plan Of The Bank For The FY 2025-26May 02, 2025
Integrated Filing (Financial)May 02, 2025
Audited Financial Results Of The Bank For The Quarter And Year Ended 31.03.2025May 02, 2025
Board Meeting Outcome for Audited Financial Results Of The Bank For The Quarter And Year Ended 31.03.2025May 02, 2025
Update on board meetingApr 26, 2025
Intimation Under Regulation 30Apr 25, 2025
Announcement under Regulation 30 (LODR)-Award_of_Order_Receipt_of_OrderApr 25, 2025
Announcement under Regulation 30 (LODR)-Analyst / Investor Meet - IntimationApr 25, 2025
Board Meeting Intimation for Consideration Of Financial Results For The Quarter And Year Ended 31.03.2025Apr 24, 2025
Announcement under Regulation 30 (LODR)-Change in DirectorateApr 11, 2025
Interest Rate UpdatesApr 11, 2025
Chapter XIV- Centralized Database Of Corporate BondsApr 11, 2025
Changes In Senior ManagementApr 09, 2025
Intimation Under Regulation 30 Of SEBI (LODR) Regulations 2015Apr 08, 2025
Compliances-Half Yearly Report (SEBI Circular No. CIR/IMD/DF-1/67/2017) Apr 05, 2025
Compliances-Certificate under Reg. 74 (5) of SEBI (DP) Regulations 2018Apr 05, 2025
Compliance Of Regulation 31(4) And 31(5) Of SEBI SAST Regulations-2011Apr 05, 2025
Announcement under Regulation 30 (LODR)-Change in ManagementApr 01, 2025
Compliances-Reg. 57 (1) - Certificate of interest payment/Principal in case of NCD Mar 31, 2025
Announcement Under Regulation 30Mar 29, 2025
Closure of Trading WindowMar 28, 2025
Announcement under Regulation 30 (LODR)-Qualified Institutional PlacementMar 25, 2025
Notice Of Demand From Income Tax DepartmentMar 25, 2025
Announcement under Regulation 30 (LODR)-Qualified Institutional PlacementMar 24, 2025
Announcement under Regulation 30 (LODR)-Qualified Institutional PlacementMar 24, 2025
Compliances-Reg. 57 (1) - Certificate of interest payment/Principal in case of NCD Mar 24, 2025
Announcement under Regulation 30 (LODR)-Qualified Institutional PlacementMar 19, 2025
Announcement under Regulation 30 (LODR)-Meeting UpdatesMar 19, 2025
Announcement under Regulation 30 (LODR)-Meeting UpdatesMar 19, 2025
Announcement under Regulation 30 (LODR)-Meeting UpdatesMar 19, 2025
Board Meeting Intimation for Consideration Of Proposal For Fund Raising Through Issue Of Long Term Infra BondsMar 07, 2025
Announcement under Regulation 30 (LODR)-Analyst / Investor Meet - IntimationMar 03, 2025
Announcement under Regulation 30 (LODR)-Change in ManagementMar 01, 2025
Superannuation Of General ManagersFeb 28, 2025

Technical Indicators

RSI(14)
Neutral
42.21
ATR(14)
Less Volatile
1.44
STOCH(9,6)
Neutral
21.96
STOCH RSI(14)
Oversold
11.64
MACD(12,26)
Bearish
-0.35
ADX(14)
Weak Trend
18.33
UO(9)
Bearish
40.89
ROC(12)
Downtrend And Accelerating
-9.21
WillR(14)
Oversold
-82.76

Mutual Fund Holdings

Funding HouseCurrent Holding %1M Change1M Change %3M Change %Last 6M Trend
Nippon India Nifty Smallcap 250 Index Fund Direct - Growth
0.14%
16347
-0.01%
-0.02%
SBI BSE PSU Bank Index Fund Direct - Growth
1.12%
13364
-0.02%
-0.13%
SBI Nifty Smallcap 250 Index Fund Direct - Growth
0.14%
9821
-0.01%
-0.02%
Motilal Oswal Nifty Smallcap 250 Index Fund Direct - Growth
0.14%
6898
0.00%
-0.01%
Nippon India Nifty 500 Equal Weight Index Fund Direct-Growth
0.19%
-6519
-0.01%
0.01%
HDFC Nifty Smallcap 250 Index Fund Direct-Growth
0.14%
4428
-0.01%
-0.02%
Motilal Oswal Nifty 500 Index Fund Direct - Growth
0.01%
2808
0.00%
0.00%
Edelweiss Nifty Smallcap 250 Index Fund Direct - Growth
0.14%
1973
-0.01%
-0.02%
ICICI Prudential Nifty Smallcap 250 Index Fund Direct - Growth
0.14%
1674
0.00%
-0.01%
Kotak Nifty Smallcap 250 Index Fund Direct-Growth
0.14%
638
-0.01%
-0.02%
Groww Nifty Smallcap 250 Index Fund Direct - Growth
0.14%
618
0.00%
-0.01%
Axis Nifty 500 Index Fund Direct-Growth
0.01%
-566
0.00%
0.00%
Groww Nifty Total Market Index Fund Direct - Growth
0.01%
324
0.00%
0.00%
HDFC BSE 500 Index Fund Direct - Growth
0.02%
260
0.00%
0.00%
Navi Nifty 500 Multicap 50:25:25 Index Fund Direct-Growth
0.04%
232
0.00%
0.00%
HDFC Nifty500 Multicap 50:25:25 Index Fund Direct-Growth
0.04%
158
0.00%
0.00%
Kotak BSE PSU Index Fund Direct-Growth
0.15%
-144
0.00%
-0.01%
SBI Nifty 500 Index Fund Direct-Growth
0.01%
-84
0.00%
-0.01%
Angel One Nifty Total Market Index Fund Direct - Growth
0.01%
81
0.00%
0.00%
ICICI Prudential Nifty 500 Index Fund Direct-Growth
0.01%
80
0.00%
0.00%
Mirae Asset Nifty Total Market Index Fund Direct-Growth
0.01%
33
0.00%
0.00%
Bandhan Nifty Smallcap 250 Index Fund Direct-Growth
0.14%
-23
-0.01%
-0.02%
Bandhan Nifty Total Market Index Fund Direct-Growth
0.01%
14
0.00%
0.00%
HDFC Nifty LargeMidcap 250 Index Fund Direct-Growth
0.00%
0
0.00%
0.00%
Nippon India Nifty Midcap 150 Index Fund Direct - Growth
0.00%
0
0.00%
0.00%

About Indian Overseas Bank

Indian Overseas Bank (IOB) is a public sector bank founded in 1937, specializing in foreign exchange and overseas banking. It operates 3,236 domestic branches and 3,506 ATMs across India, with a presence in 4 countries internationally: Singapore, Hong Kong, Thailand, and Sri Lanka. The bank offers various services including NRI services, personal banking, forex services, agricultural business consultancy, credit cards, and ATM banking. IOB has undergone several phases of development, including nationalization in 1969 and expansion of its domestic and international operations. The bank has implemented various technological advancements, including computerization and internet banking. IOB has also engaged in joint ventures and acquisitions to expand its reach and services.
Listing Date
15 Oct, 2003(21 Years, 40 days)
Chairperson NameSrinivasan Sridhar