Indian Overseas Bank

42.60
-0.81
(-1.87%)
ann
Q2 Quarterly Results are out. Check out the updated financials3 days ago
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Market Cap
80,524.28 Cr
EPS
1.40
PE Ratio
26.31
Dividend Yield
0.00 %
Industry
Banks
52 Week High
75.55
52 Week low
40.52
PB Ratio
3.13
Debt to Equity
0.00
Add Ratio

Investment Returns

In Long Term
In Short Term
1 Year
0.00%
2 Years
0.00%
3 Years
0.00%
4 Years
0.00%
5 Years
0.00%
Competitors LTP Market Cap (₹ Cr.) P/E Ratio Revenue (₹ Cr.) YoY Revenue Growth % Net Profit (₹ Cr.) YoY Profit Growth % RSI
729.85 6,51,363.39 8.19 5,94,574.90 25.60 68,138 67.98 48.49
202.56 1,04,751.11 5.17 1,41,778.70 27.98 18,410 9.04 41.18
88.17 1,01,333.28 6.05 1,22,394.00 23.52 9,157 97.08 37.23
114.85 87,671.96 5.33 1,18,188.40 21.75 13,709 27.52 51.27
42.60 80,524.28 26.31 29,731.00 26.39 2,666 20.88 35.83
83.28 75,540.38 4.55 1,39,164.90 25.14 14,782 11.21 39.48
511.40 68,883.74 6.47 64,231.70 21.67 8,129 31.89 46.17
94.99 43,245.79 5.04 67,306.50 22.06 6,567 36.60 40.40
36.11 43,172.96 18.49 25,119.90 24.61 1,654 26.72 37.11
42.16 36,598.84 10.20 35,562.00 19.57 2,677 30.91 31.57
Growth Rate
Revenue Growth
26.39 %
Net Income Growth
26.70 %
Cash Flow Change
91.81 %
ROE
14.30 %
ROCE
16.47 %
EBITDA Margin (Avg.)
3.40 %

Quarterly Financial Results

Quarterly Financials
Jun 2021
Sept 2021
Dec 2021
Mar 2022
Jun 2022
Sept 2022
Dec 2022
Mar 2023
Jun 2023
Sept 2023
Dec 2023
Mar 2024
Jun 2024
Sept 2024
Dec 2024
Revenue
5,160
5,093
5,319
5,721
5,031
5,854
6,008
6,631
6,234
6,942
7,443
9,113
7,588
8,490
8,415
Expenses
2,257
2,088
2,234
2,516
1,953
2,585
2,664
2,822
2,621
2,829
2,583
4,049
2,738
3,191
2,852
EBITDA
337
383
459
600
397
505
560
891
511
636
1,080
1,196
754
984
1,239
Operating Profit %
44 %
51 %
47 %
40 %
56 %
45 %
47 %
46 %
52 %
51 %
58 %
39 %
58 %
53 %
60 %
Depreciation
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
Interest
2,567
2,622
2,626
2,605
2,681
2,764
2,784
2,917
3,102
3,477
3,780
3,868
4,096
4,315
4,324
Profit Before Tax
337
383
459
600
397
505
560
891
511
636
1,080
1,196
754
984
1,239
Tax
7
7
8
48
4
5
5
236
7
8
356
386
105
205
364
Net Profit
330
377
451
552
393
500
555
656
504
627
724
810
649
780
875
EPS in ₹
0.17
0.20
0.24
0.29
0.21
0.26
0.29
0.35
0.27
0.33
0.38
0.43
0.34
0.41
0.46

Balance Sheet

Balance Sheet
2021
2022
2023
2024
Total Assets
2,74,229
2,99,030
3,13,438
3,51,869
Fixed Assets
2,918
3,366
3,711
3,726
Current Assets
48,084
53,770
38,017
35,605
Capital Work in Progress
1
0
0
15
Investments
95,485
97,641
93,643
99,194
Other Assets
1,75,826
1,98,023
2,16,085
2,48,935
Total Liabilities
2,74,229
2,99,030
3,13,438
3,51,869
Current Liabilities
13,106
11,148
6,785
7,799
Non Current Liabilities
2,61,123
2,87,882
3,06,653
3,44,070
Total Equity
17,099
22,598
24,876
27,561
Reserve & Surplus
452
3,695
5,974
8,659
Share Capital
16,647
18,902
18,902
18,902

Cash Flow

Cash Flow
2021
2022
2023
2024
Net Cash Flow
6,716
5,969
-16,130
-2,006
Investing Activities
-46
-49
-560
-359
Operating Activities
4,949
5,539
-13,655
-1,119
Financing Activities
1,813
479
-1,916
-528

Share Holding

% Holding
Mar 2021
Jun 2021
Sept 2021
Dec 2021
Mar 2022
Jun 2022
Sept 2022
Dec 2022
Mar 2023
Jun 2023
Sept 2023
Dec 2023
Mar 2024
Jun 2024
Sept 2024
Dec 2024
Promoter
95.84 %
96.38 %
96.38 %
96.38 %
96.38 %
96.38 %
96.38 %
96.38 %
96.38 %
96.38 %
96.38 %
96.38 %
96.38 %
96.38 %
96.38 %
96.38 %
FIIs
0.00 %
0.00 %
0.00 %
0.00 %
0.00 %
0.00 %
0.00 %
0.00 %
0.00 %
0.00 %
0.00 %
0.00 %
0.05 %
0.05 %
0.03 %
0.02 %
DIIs
1.59 %
1.37 %
1.30 %
1.30 %
1.31 %
1.33 %
0.13 %
1.37 %
1.36 %
1.34 %
0.13 %
1.29 %
1.29 %
1.30 %
1.30 %
1.30 %
Government
0.00 %
0.00 %
0.00 %
0.00 %
0.00 %
0.00 %
0.00 %
0.00 %
0.00 %
0.00 %
0.00 %
0.00 %
0.00 %
0.00 %
0.00 %
0.00 %
Public / Retail
1.65 %
1.43 %
1.57 %
1.62 %
1.61 %
1.61 %
1.61 %
1.62 %
1.62 %
1.69 %
1.71 %
1.86 %
1.90 %
1.90 %
1.93 %
1.95 %
Others
0.93 %
0.82 %
0.74 %
0.70 %
0.70 %
0.67 %
1.87 %
0.63 %
0.63 %
0.59 %
1.77 %
0.47 %
0.38 %
0.37 %
0.36 %
0.35 %
No of Share Holders
3,78,586
3,80,710
4,44,068
4,71,872
4,73,897
4,74,939
4,71,356
5,11,642
5,09,599
5,10,387
6,68,177
7,27,348
10,06,180
9,96,568
9,77,592
9,77,917

Dividend History

Dividends per share (FY)
Dividend yield (FY) %
Annual Cash Flows 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025
Dividend Per Share (₹) 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00
Dividend Yield (%) 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00

Corporate Action

Announcements

Board Meeting Intimation for Consideration Of Proposal For Fund Raising Through Issue Of Long Term Infra Bonds
4 days ago
Announcement under Regulation 30 (LODR)-Analyst / Investor Meet - Intimation
8 days ago
Announcement under Regulation 30 (LODR)-Change in Management
10 days ago
Superannuation Of General Managers
Feb 28, 2025, 20:04
Superannuation Of General Managers
Feb 28, 2025, 20:04
Announcement Under Regulation 30
Feb 28, 2025, 19:40
Announcement Under Regulation 30
Feb 28, 2025, 19:40
Record Date : Payment Of Coupon On Basel III Tier II Bonds Series IV And Series V
Feb 28, 2025, 11:36
Record Date : Payment Of Coupon On Basel III Tier II Bonds Series IV And Series V
Feb 28, 2025, 11:36
Intimation Under Regulation 30 Of SEBI (Listing Obligations And Disclosure Requirements) Regulations 2015 ("SEBI Listing Regulations")
Feb 20, 2025, 20:10
Intimation Under Regulation 30 Of SEBI (Listing Obligations & Disclosure Requirements) Regulations 2015
Feb 18, 2025, 20:42
Announcement under Regulation 30 (LODR)-Credit Rating
Feb 18, 2025, 19:08
Announcement under Regulation 30 (LODR)-Analyst / Investor Meet - Intimation
Feb 15, 2025, 18:58
Announcement under Regulation 30 (LODR)-Interest Rates Updates
Feb 10, 2025, 20:05
Announcement under Regulation 30 (LODR)-Analyst / Investor Meet - Outcome
Jan 24, 2025, 20:38
Announcement under Regulation 30 (LODR)-Newspaper Publication
Jan 21, 2025, 16:45
Announcement under Regulation 30 (LODR)-Analyst / Investor Meet - Outcome
Jan 20, 2025, 21:14
Announcement under Regulation 30 (LODR)-Press Release / Media Release
Jan 20, 2025, 15:58
Announcement under Regulation 30 (LODR)-Investor Presentation
Jan 20, 2025, 14:19
Statement Of Deviation And Variation As On 31.12.2024
Jan 20, 2025, 13:05
Compliances-Reg. 54 - Asset Cover details
Jan 20, 2025, 12:57
Board Meeting Outcome for Unaudited Financial Results For The Quarter And Nine Months Ended 31.12.2024
Jan 20, 2025, 12:46
Integrated Filing (Financial)
Jan 20, 2025, 12:41
Unaudited Financial Results For The Quarter And Nine Months Ended 31.12.2024
Jan 20, 2025, 12:35
Announcement under Regulation 30 (LODR)-Credit Rating
Jan 18, 2025, 12:55
Announcement under Regulation 30 (LODR)-Analyst / Investor Meet - Intimation
Jan 15, 2025, 17:10
Board Meeting Intimation for Board Meeting Intimation For Considering And Approving The Unaudited (Reviewed) Standalone And Consolidated Financial Results Of The Bank For The Quarter And Nine Months
Jan 15, 2025, 16:36
Reply To Clarification Sought By The Exchange
Jan 10, 2025, 18:17
Clarification sought from Indian Overseas Bank
Jan 10, 2025, 16:48
Announcement under Regulation 30 (LODR)-Interest Rates Updates
Jan 10, 2025, 16:39
Announcement under Regulation 30 (LODR)-Change in Management
Jan 06, 2025, 16:42
Compliances-Certificate under Reg. 74 (5) of SEBI (DP) Regulations 2018
Jan 06, 2025, 13:23
Announcement under Regulation 30 (LODR)-Change in Management
Dec 31, 2024, 19:55
Announcement under Regulation 30 (LODR)-Change in Management
Dec 31, 2024, 18:36
Closure of Trading Window
Dec 23, 2024, 15:04
Receipt Of Order From Income Tax Department
Dec 11, 2024, 20:56
Announcement under Regulation 30 (LODR)-Award_of_Order_Receipt_of_Order
Dec 11, 2024, 20:45
Compliances-Reg. 39 (3) - Details of Loss of Certificate / Duplicate Certificate
Dec 11, 2024, 19:04
Order Received From Income Tax Department
Dec 10, 2024, 18:59
Compliances-Reg. 39 (3) - Details of Loss of Certificate / Duplicate Certificate
Dec 07, 2024, 12:04
Compliances-Reg. 39 (3) - Details of Loss of Certificate / Duplicate Certificate
Nov 28, 2024, 14:31
Announcement under Regulation 30 (LODR)-Credit Rating
Nov 27, 2024, 18:27
Order Of Refund Received From Income Tax Department
Nov 26, 2024, 18:20
Compliances-Reg. 39 (3) - Details of Loss of Certificate / Duplicate Certificate
Nov 26, 2024, 10:59
Compliances-Reg. 39 (3) - Details of Loss of Certificate / Duplicate Certificate
Nov 25, 2024, 13:10
Appointment Of Secretarial Auditor For The FY 2024 -25
Nov 19, 2024, 17:18
Compliances-Reg. 39 (3) - Details of Loss of Certificate / Duplicate Certificate
Nov 19, 2024, 11:57
Compliances-Reg. 39 (3) - Details of Loss of Certificate / Duplicate Certificate
Nov 18, 2024, 16:14
Compliances-Reg. 39 (3) - Details of Loss of Certificate / Duplicate Certificate
Nov 16, 2024, 16:52
Compliances-Reg. 39 (3) - Details of Loss of Certificate / Duplicate Certificate
Nov 14, 2024, 18:55

Company Filings to Exchanges

Technical Indicators

RSI(14)
Neutral
35.83
ATR(14)
Less Volatile
1.77
STOCH(9,6)
Neutral
44.35
STOCH RSI(14)
Neutral
68.83
MACD(12,26)
Bearish
-0.09
ADX(14)
Strong Trend
27.67
UO(9)
Bearish
48.83
ROC(12)
Downtrend And Accelerating
-7.99
WillR(14)
Neutral
-72.01

About Indian Overseas Bank

Indian Overseas Bank (IOB) is a public sector bank founded in 1937, specializing in foreign exchange and overseas banking. It operates 3,236 domestic branches and 3,506 ATMs across India, with a presence in 4 countries internationally: Singapore, Hong Kong, Thailand, and Sri Lanka. The bank offers various services including NRI services, personal banking, forex services, agricultural business consultancy, credit cards, and ATM banking. IOB has undergone several phases of development, including nationalization in 1969 and expansion of its domestic and international operations. The bank has implemented various technological advancements, including computerization and internet banking. IOB has also engaged in joint ventures and acquisitions to expand its reach and services.

Listing Date
15 Oct, 2003(21 Years, 25 days)
Chairperson Name