| Quarterly Financials | Jun 2021 | Sept 2021 | Dec 2021 | Mar 2022 | Jun 2022 | Sept 2022 | Dec 2022 | Mar 2023 | Jun 2023 | Sept 2023 | Dec 2023 | Mar 2024 | Jun 2024 | Sept 2024 | Dec 2024 | Mar 2025 |
Revenue  | 5,160 | 5,093 | 5,319 | 5,721 | 5,031 | 5,854 | 6,008 | 6,631 | 6,234 | 6,942 | 7,443 | 9,113 | 7,588 | 8,490 | 8,415 | 9,258 |
| Expenses | 2,257 | 2,088 | 2,234 | 2,516 | 1,953 | 2,585 | 2,664 | 2,822 | 2,621 | 2,829 | 2,583 | 4,049 | 2,738 | 3,191 | 2,852 | 3,152 |
| EBITDA | 337 | 383 | 459 | 600 | 397 | 505 | 560 | 891 | 511 | 636 | 1,080 | 1,196 | 754 | 984 | 1,239 | 1,595 |
| Operating Profit % | 44 % | 51 % | 47 % | 40 % | 56 % | 45 % | 47 % | 46 % | 52 % | 51 % | 58 % | 39 % | 58 % | 53 % | 60 % | 59 % |
| Depreciation | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Interest | 2,567 | 2,622 | 2,626 | 2,605 | 2,681 | 2,764 | 2,784 | 2,917 | 3,102 | 3,477 | 3,780 | 3,868 | 4,096 | 4,315 | 4,324 | 4,510 |
| Profit Before Tax | 337 | 383 | 459 | 600 | 397 | 505 | 560 | 891 | 511 | 636 | 1,080 | 1,196 | 754 | 984 | 1,239 | 1,595 |
| Tax | 7 | 7 | 8 | 48 | 4 | 5 | 5 | 236 | 7 | 8 | 356 | 386 | 105 | 205 | 364 | 503 |
| Net Profit | 330 | 377 | 451 | 552 | 393 | 500 | 555 | 656 | 504 | 627 | 724 | 810 | 649 | 780 | 875 | 1,092 |
| EPS in ₹ | 0.17 | 0.20 | 0.24 | 0.29 | 0.21 | 0.26 | 0.29 | 0.35 | 0.27 | 0.33 | 0.38 | 0.43 | 0.34 | 0.41 | 0.46 | 0.58 |
Indian Overseas Bank
39.63
-1.07
(-2.63%)
Market Cap
74,910.26 Cr
EPS
1.40
PE Ratio
23.14
Dividend Yield
0.00 %
Industry
Banks52 Week High
72.60
52 Week Low
33.50
PB Ratio
2.66
Debt to Equity
0.00
Sector
Public Sector Bank
Investment Returns
In Long Term
In Short Term
1 Year
0.00%
2 Years
0.00%
3 Years
0.00%
4 Years
0.00%
5 Years
0.00%
Peer Comparison Compare Peers on Screener
Competitors | LTP | Market Cap (₹ Cr.) | P/E Ratio | Revenue (₹ Cr.) | YoY Revenue Growth % | Net Profit (₹ Cr.) | YoY Profit Growth % | RSI |
|---|---|---|---|---|---|---|---|---|
813.05 | #1 7,25,616.23 | 9.27 | #1 6,63,343.30 | 11.57 | #1 79,017 | -8.21 | 60.16 | |
246.18 | 1,27,308.59 | 6.27 | 1,52,884.10 | 7.83 | 20,459 | 5.55 | 54.43 | |
110.18 | 1,26,629.25 | 6.78 | 1,22,394.00 | 23.52 | 9,157 | 49.01 | 73.90 | |
153.28 | 1,17,007.91 | 6.46 | 1,18,188.40 | 21.75 | 13,709 | 50.56 | 73.28 | |
115.71 | 1,04,956.51 | 6.02 | 1,52,657.90 | 9.70 | 17,336 | 28.08 | 71.29 | |
634.05 | 85,404.25 | 7.53 | 72,050.90 | 12.17 | 10,995 | 29.85 | 65.09 | |
39.63 | #7 74,910.26 | #10 23.14 | #8 29,731.00 | #2 26.39 | #9 2,666 | #4 34.74 | 53.61 | |
124.38 | 56,626.08 | #1 5.93 | 67,306.50 | 22.06 | 6,567 | #1 65.35 | 66.27 | |
55.04 | 42,334.32 | 7.76 | 23,493.40 | #1 29.23 | 4,072 | 22.15 | 60.78 | |
32.94 | 39,382.93 | 17.21 | 29,473.50 | 17.33 | 2,445 | 23.76 | 55.88 |
Automatic Screeners on ScanX
Forecast
Actual
Growth Rate
Revenue Growth
26.39 %
Net Income Growth
26.70 %
Cash Flow Change
91.81 %
ROE
14.30 %
ROCE
16.47 %
EBITDA Margin (Avg.)
3.40 %
Quarterly Financial Results
Balance Sheet
| Balance Sheet | 2021 | 2022 | 2023 | 2024 |
| Total Assets | 2,74,229 | 2,99,030 | 3,13,438 | 3,51,869 |
| Fixed Assets | 2,918 | 3,366 | 3,711 | 3,726 |
| Current Assets | 48,084 | 53,770 | 38,017 | 35,605 |
| Capital Work in Progress | 1 | 0 | 0 | 15 |
| Investments | 95,485 | 97,641 | 93,643 | 99,194 |
| Other Assets | 1,75,826 | 1,98,023 | 2,16,085 | 2,48,935 |
| Total Liabilities | 2,74,229 | 2,99,030 | 3,13,438 | 3,51,869 |
| Current Liabilities | 13,106 | 11,148 | 6,785 | 7,799 |
| Non Current Liabilities | 2,61,123 | 2,87,882 | 3,06,653 | 3,44,070 |
| Total Equity | 17,099 | 22,598 | 24,876 | 27,561 |
| Reserve & Surplus | 452 | 3,695 | 5,974 | 8,659 |
| Share Capital | 16,647 | 18,902 | 18,902 | 18,902 |
Cash Flow
| Cash Flow | 2021 | 2022 | 2023 | 2024 |
| Net Cash Flow | 6,716 | 5,969 | -16,130 | -2,006 |
| Investing Activities | -46 | -49 | -560 | -359 |
| Operating Activities | 4,949 | 5,539 | -13,655 | -1,119 |
| Financing Activities | 1,813 | 479 | -1,916 | -528 |
Share Holding
| % Holding | Mar 2021 | Jun 2021 | Sept 2021 | Dec 2021 | Mar 2022 | Jun 2022 | Sept 2022 | Dec 2022 | Mar 2023 | Jun 2023 | Sept 2023 | Dec 2023 | Mar 2024 | Jun 2024 | Sept 2024 | Dec 2024 | Mar 2025 |
| Promoter | 95.84 % | 96.38 % | 96.38 % | 96.38 % | 96.38 % | 96.38 % | 96.38 % | 96.38 % | 96.38 % | 96.38 % | 96.38 % | 96.38 % | 96.38 % | 96.38 % | 96.38 % | 96.38 % | 94.61 % |
| FIIs | 0.00 % | 0.00 % | 0.00 % | 0.00 % | 0.00 % | 0.00 % | 0.00 % | 0.00 % | 0.00 % | 0.00 % | 0.00 % | 0.00 % | 0.05 % | 0.05 % | 0.03 % | 0.02 % | 0.22 % |
| DIIs | 1.59 % | 1.37 % | 1.30 % | 1.30 % | 1.31 % | 1.33 % | 0.13 % | 1.37 % | 1.36 % | 1.34 % | 0.13 % | 1.29 % | 1.29 % | 1.30 % | 1.30 % | 1.30 % | 2.59 % |
| Government | 0.00 % | 0.00 % | 0.00 % | 0.00 % | 0.00 % | 0.00 % | 0.00 % | 0.00 % | 0.00 % | 0.00 % | 0.00 % | 0.00 % | 0.00 % | 0.00 % | 0.00 % | 0.00 % | 0.00 % |
| Public / Retail | 1.65 % | 1.43 % | 1.57 % | 1.62 % | 1.61 % | 1.61 % | 1.61 % | 1.62 % | 1.62 % | 1.69 % | 1.71 % | 1.86 % | 1.90 % | 1.90 % | 1.93 % | 1.95 % | 1.92 % |
| Others | 0.93 % | 0.82 % | 0.74 % | 0.70 % | 0.70 % | 0.67 % | 1.87 % | 0.63 % | 0.63 % | 0.59 % | 1.77 % | 0.47 % | 0.38 % | 0.37 % | 0.36 % | 0.35 % | 0.66 % |
| No of Share Holders | 3,78,586 | 3,80,710 | 4,44,068 | 4,71,872 | 4,73,897 | 4,74,939 | 4,71,356 | 5,11,642 | 5,09,599 | 5,10,387 | 6,68,177 | 7,27,348 | 10,06,180 | 9,96,568 | 9,77,592 | 9,77,917 | 9,77,877 |
Dividend History
Dividends per share (FY)
Dividend yield (FY) %
Dividends per share (FY)
Dividend yield (FY) %
No dividends have been distributed by the company in the past 10 years
Corporate Action
| Record Date | Corporate Action | Information | Announcement Day | LTP at Annoucement | LTP at Record Day |
|---|---|---|---|---|---|
| 02 May 2025 |  Quarterly Result Announcement | NA | 02 May 2025 | 38.74 | 37.53 |
| 20 Jan 2025 | Quarterly Result Announcement | NA | 20 Jan 2025 | 54.11 | 50.64 |
| 17 Oct 2024 | Quarterly Result Announcement | NA | 17 Oct 2024 | 54.89 | 54.61 |
| 02 Jul 2024 |  Annual General Meeting | NA | 02 Jul 2024 | 67.28 | 63.68 |
Announcements
Reg. 34 (1) Annual Report.
2 days ago
2 days agoNotice Of Annual General Meeting Scheduled For 02.07.2025 (Wednesday)2 days ago
2 days agoAnnual General Meeting Of The Bank Scheduled For 02.07.2025 (Wednesday) At 11.00 A.M.2 days ago
2 days agoAnnouncement under Regulation 30 (LODR)-Change in Management7 days ago
7 days agoAnnouncement under Regulation 30 (LODR)-Change in Management7 days ago
7 days agoInvestment In M/S ACER Credit Rating Private Limited9 days ago
9 days agoBusiness Responsibility and Sustainability Reporting (BRSR)9 days ago
9 days agoCompliances-Reg.24(A)-Annual Secretarial Compliance9 days ago
9 days agoAnnouncement under Regulation 30 (LODR)-Earnings Call TranscriptMay 07, 2025
May 07, 2025Announcement under Regulation 30 (LODR)-Newspaper PublicationMay 03, 2025
May 03, 2025Announcement under Regulation 30 (LODR)-Analyst / Investor Meet - OutcomeMay 02, 2025
May 02, 2025Announcement under Regulation 30 (LODR)-Investor PresentationMay 02, 2025
May 02, 2025Announcement under Regulation 30 (LODR)-Press Release / Media ReleaseMay 02, 2025
May 02, 2025Statement Of Deviation And Variation As On 31.03.2025May 02, 2025
May 02, 2025Compliances-Reg. 54 - Asset Cover details May 02, 2025
May 02, 2025Capital Raising Plan Of The Bank For The FY 2025-26May 02, 2025
May 02, 2025Integrated Filing (Financial)May 02, 2025
May 02, 2025Audited Financial Results Of The Bank For The Quarter And Year Ended 31.03.2025May 02, 2025
May 02, 2025Board Meeting Outcome for Audited Financial Results Of The Bank For The Quarter And Year Ended 31.03.2025May 02, 2025
May 02, 2025Update on board meetingApr 26, 2025
Apr 26, 2025Intimation Under Regulation 30Apr 25, 2025
Apr 25, 2025Announcement under Regulation 30 (LODR)-Award_of_Order_Receipt_of_OrderApr 25, 2025
Apr 25, 2025Announcement under Regulation 30 (LODR)-Analyst / Investor Meet - IntimationApr 25, 2025
Apr 25, 2025Board Meeting Intimation for Consideration Of Financial Results For The Quarter And Year Ended 31.03.2025Apr 24, 2025
Apr 24, 2025Announcement under Regulation 30 (LODR)-Change in DirectorateApr 11, 2025
Apr 11, 2025Interest Rate UpdatesApr 11, 2025
Apr 11, 2025Chapter XIV- Centralized Database Of Corporate BondsApr 11, 2025
Apr 11, 2025Changes In Senior ManagementApr 09, 2025
Apr 09, 2025Intimation Under Regulation 30 Of SEBI (LODR) Regulations 2015Apr 08, 2025
Apr 08, 2025Compliances-Half Yearly Report (SEBI Circular No. CIR/IMD/DF-1/67/2017) Apr 05, 2025
Apr 05, 2025Compliances-Certificate under Reg. 74 (5) of SEBI (DP) Regulations 2018Apr 05, 2025
Apr 05, 2025Compliance Of Regulation 31(4) And 31(5) Of SEBI SAST Regulations-2011Apr 05, 2025
Apr 05, 2025Announcement under Regulation 30 (LODR)-Change in ManagementApr 01, 2025
Apr 01, 2025Compliances-Reg. 57 (1) - Certificate of interest payment/Principal in case of NCD Mar 31, 2025
Mar 31, 2025Announcement Under Regulation 30Mar 29, 2025
Mar 29, 2025Closure of Trading WindowMar 28, 2025
Mar 28, 2025Announcement under Regulation 30 (LODR)-Qualified Institutional PlacementMar 25, 2025
Mar 25, 2025Notice Of Demand From Income Tax DepartmentMar 25, 2025
Mar 25, 2025Announcement under Regulation 30 (LODR)-Qualified Institutional PlacementMar 24, 2025
Mar 24, 2025Announcement under Regulation 30 (LODR)-Qualified Institutional PlacementMar 24, 2025
Mar 24, 2025Compliances-Reg. 57 (1) - Certificate of interest payment/Principal in case of NCD Mar 24, 2025
Mar 24, 2025Announcement under Regulation 30 (LODR)-Qualified Institutional PlacementMar 19, 2025
Mar 19, 2025Announcement under Regulation 30 (LODR)-Meeting UpdatesMar 19, 2025
Mar 19, 2025Announcement under Regulation 30 (LODR)-Meeting UpdatesMar 19, 2025
Mar 19, 2025Announcement under Regulation 30 (LODR)-Meeting UpdatesMar 19, 2025
Mar 19, 2025Board Meeting Intimation for Consideration Of Proposal For Fund Raising Through Issue Of Long Term Infra BondsMar 07, 2025
Mar 07, 2025Announcement under Regulation 30 (LODR)-Analyst / Investor Meet - IntimationMar 03, 2025
Mar 03, 2025Announcement under Regulation 30 (LODR)-Change in ManagementMar 01, 2025
Mar 01, 2025Superannuation Of General ManagersFeb 28, 2025
Feb 28, 2025Announcement Under Regulation 30Feb 28, 2025
Feb 28, 2025Technical Indicators
RSI(14)
Neutral 53.61
ATR(14)
Volatile 1.60
STOCH(9,6)
Neutral 68.37
STOCH RSI(14)
Neutral 47.48
MACD(12,26)
Bullish 0.31
ADX(14)
Weak Trend 21.15
UO(9)
Bearish 47.31
ROC(12)
Uptrend And Accelerating 5.12
WillR(14)
Neutral -55.71
Mutual Fund Holdings
| Funding House | No of Shares | Current Holding % | 1M Change % | 3M Change % | Month | |
|---|---|---|---|---|---|---|
 SBI BSE PSU Bank Index Fund Direct - Growth | 0 | 0.00% | -1.14% | -1.25% | May 2025 | |
 Nippon India Nifty 500 Equal Weight Index Fund Direct-Growth | 0 | 0.00% | -0.20% | -0.18% | May 2025 | |
 HDFC Nifty Smallcap 250 Index Fund Direct-Growth | 0 | 0.00% | -0.15% | -0.16% | May 2025 | |
| SBI Nifty Smallcap 250 Index Fund Direct - Growth | 0 | 0.00% | -0.15% | -0.16% | May 2025 | |
| Nippon India Nifty Smallcap 250 Index Fund Direct - Growth | 0 | 0.00% | -0.15% | -0.16% | May 2025 | |
 Bandhan Nifty Smallcap 250 Index Fund Direct-Growth | 0 | 0.00% | -0.15% | -0.16% | May 2025 | |
 Motilal Oswal Nifty Smallcap 250 Index Fund Direct - Growth | 0 | 0.00% | -0.15% | -0.16% | May 2025 | |
 Kotak Nifty Smallcap 250 Index Fund Direct-Growth | 0 | 0.00% | -0.15% | -0.16% | May 2025 | |
 Edelweiss Nifty Smallcap 250 Index Fund Direct - Growth | 0 | 0.00% | -0.15% | -0.16% | May 2025 | |
 Groww Nifty Smallcap 250 Index Fund Direct - Growth | 0 | 0.00% | -0.15% | -0.16% | May 2025 | |
| Kotak BSE PSU Index Fund Direct-Growth | 0 | 0.00% | -0.15% | -0.16% | May 2025 | |
 ICICI Prudential Nifty Smallcap 250 Index Fund Direct - Growth | 0 | 0.00% | -0.15% | -0.16% | May 2025 | |
 Navi Nifty 500 Multicap 50:25:25 Index Fund Direct-Growth | 0 | 0.00% | -0.04% | -0.04% | May 2025 | |
| HDFC Nifty500 Multicap 50:25:25 Index Fund Direct-Growth | 0 | 0.00% | -0.04% | -0.04% | May 2025 | |
 Axis Nifty 500 Index Fund Direct-Growth | 0 | 0.00% | -0.02% | -0.02% | May 2025 | |
| HDFC BSE 500 Index Fund Direct - Growth | 0 | 0.00% | -0.02% | -0.02% | May 2025 | |
 Mirae Asset Nifty Total Market Index Fund Direct-Growth | 0 | 0.00% | -0.01% | -0.01% | May 2025 | |
 Angel One Nifty Total Market Index Fund Direct - Growth | 0 | 0.00% | -0.01% | -0.01% | May 2025 | |
| ICICI Prudential Nifty 500 Index Fund Direct-Growth | 0 | 0.00% | -0.01% | -0.01% | May 2025 | |
| SBI Nifty 500 Index Fund Direct-Growth | 0 | 0.00% | -0.01% | -0.02% | May 2025 | |
| Groww Nifty Total Market Index Fund Direct - Growth | 0 | 0.00% | -0.01% | -0.01% | May 2025 | |
| Bandhan Nifty Total Market Index Fund Direct-Growth | 0 | 0.00% | -0.01% | -0.01% | May 2025 | |
| Motilal Oswal Nifty 500 Index Fund Direct - Growth | 0 | 0.00% | -0.01% | -0.02% | May 2025 | |
| Motilal Oswal Nifty Midcap 150 Index Fund Direct - Growth | 0 | 0.00% | 0.00% | 0.00% | May 2025 | |
| Nippon India Nifty Midcap 150 Index Fund Direct - Growth | 0 | 0.00% | 0.00% | 0.00% | May 2025 |
About Indian Overseas Bank
Indian Overseas Bank (IOB) is a public sector bank founded in 1937, specializing in foreign exchange and overseas banking. It operates 3,236 domestic branches and 3,506 ATMs across India, with a presence in 4 countries internationally: Singapore, Hong Kong, Thailand, and Sri Lanka. The bank offers various services including NRI services, personal banking, forex services, agricultural business consultancy, credit cards, and ATM banking. IOB has undergone several phases of development, including nationalization in 1969 and expansion of its domestic and international operations. The bank has implemented various technological advancements, including computerization and internet banking. IOB has also engaged in joint ventures and acquisitions to expand its reach and services.
Listing Date
15 Oct, 2003(21 Years,
25 days)
Website
Chairperson Name
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