| Quarterly Financials | Jun 2021 | Sept 2021 | Dec 2021 | Mar 2022 | Jun 2022 | Sept 2022 | Dec 2022 | Mar 2023 | Jun 2023 | Sept 2023 | Dec 2023 | Mar 2024 | Jun 2024 | Sept 2024 | Dec 2024 | Mar 2025 | Jun 2025 |
Revenue  | 5,160 | 5,093 | 5,319 | 5,721 | 5,031 | 5,854 | 6,008 | 6,631 | 6,234 | 6,942 | 7,443 | 9,113 | 7,572 | 8,490 | 8,415 | 9,216 | 8,868 |
| Expenses | 2,257 | 2,088 | 2,234 | 2,516 | 1,953 | 2,585 | 2,664 | 2,822 | 2,621 | 2,829 | 2,583 | 4,049 | 2,738 | 3,191 | 2,852 | 3,152 | 2,714 |
| EBITDA | 337 | 383 | 459 | 600 | 397 | 505 | 560 | 891 | 511 | 636 | 1,080 | 1,196 | 739 | 984 | 1,239 | 1,554 | 1,515 |
| Operating Profit % | 44 % | 51 % | 47 % | 40 % | 56 % | 45 % | 47 % | 46 % | 52 % | 51 % | 58 % | 39 % | 58 % | 53 % | 60 % | 59 % | 63 % |
| Depreciation | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Interest | 2,567 | 2,622 | 2,626 | 2,605 | 2,681 | 2,764 | 2,784 | 2,917 | 3,102 | 3,477 | 3,780 | 3,868 | 4,096 | 4,315 | 4,324 | 4,510 | 4,639 |
| Profit Before Tax | 337 | 383 | 459 | 600 | 397 | 505 | 560 | 891 | 511 | 636 | 1,080 | 1,196 | 739 | 984 | 1,239 | 1,554 | 1,515 |
| Tax | 7 | 7 | 8 | 48 | 4 | 5 | 5 | 236 | 7 | 8 | 356 | 386 | 90 | 205 | 364 | 462 | 336 |
| Net Profit | 330 | 377 | 451 | 552 | 393 | 500 | 555 | 656 | 504 | 627 | 724 | 810 | 649 | 780 | 875 | 1,092 | 1,178 |
| EPS in ₹ | 0.17 | 0.20 | 0.24 | 0.29 | 0.21 | 0.26 | 0.29 | 0.35 | 0.27 | 0.33 | 0.38 | 0.43 | 0.34 | 0.41 | 0.46 | 0.58 | 0.61 |
Indian Overseas Bank
Indian Overseas Bank
38.94
-0.15
(-0.38%)
Market Cap
74,985.20 Cr
EPS
1.76
PE Ratio
19.09
Dividend Yield
0.00 %
Industry
Banks52 Week High
72.60
52 Week Low
33.50
PB Ratio
2.60
Debt to Equity
0.00
Sector
Public Sector Bank
Investment Returns
In Long Term
In Short Term
1 Year
0.00%
2 Years
0.00%
3 Years
0.00%
4 Years
0.00%
5 Years
0.00%
Company News
View All News
Indian Bank posted a net profit of ₹2,973 crore in the first quarter, marking a 23.7% increase from ₹2,403 crore in the same period last year. The bank's Net Interest Income grew 2.9% to ₹6,359 crore compared to ₹6,178 crore year-on-year. Asset quality showed marginal improvement with Gross NPA declining to 3.01% from 3.09% in the previous quarter, while Net NPA decreased slightly to 0.18% from 0.19% sequentially.
Indian Overseas Bank has scheduled an analyst meet on July 29, 2025, at The St. Regis, Mumbai, to discuss the bank's financial performance for the quarter ended June 30, 2025. The meeting will be attended by key management including MD & CEO Ajay Kumar Srivastava and Executive Directors Joydeep Dutta Roy and Dhanaraj T. The bank reported an operating profit of ₹2,358 crores and net profit of ₹1,111 crores for the quarter. IOB operates 3,345 branches with around 3,461 ATMs domestically and has international presence in Singapore, Hong Kong, Thailand, and Sri Lanka, serving over 41 million active customers.
Indian Overseas Bank's Hong Kong Branch Faces Disciplinary Action for Anti-Money Laundering Violations2 days ago
Hong Kong Monetary Authority imposed disciplinary action on Indian Overseas Bank's Hong Kong branch for violating anti-money laundering regulations between May 2021 to January 2024. The violations involved contraventions of Section 23, 19(3) and paragraph (c) of Section 5(1) of Schedule 2 to the Anti-Money Laundering and Counter-Terrorist Financing Ordinance. The bank is required to conduct a look-back review on transaction alerts from its monitoring system, submit a remedial plan to address the contraventions, provide a report from an independent external advisor assessing remedial measures' effectiveness, and pay a pecuniary penalty. The bank has implemented preventive measures to strengthen internal processes and avoid future recurrence. The impact on the bank's operations is classified as not material.
Peer Comparison Compare Peers on Screener
Competitors | LTP | Market Cap (₹ Cr.) | P/E Ratio | Revenue (₹ Cr.) | YoY Revenue Growth % | Net Profit (₹ Cr.) | YoY Profit Growth % | RSI |
|---|---|---|---|---|---|---|---|---|
815.70 | #1 7,27,981.30 | 9.71 | #1 6,63,343.30 | 11.57 | #1 79,017 | -8.21 | 53.12 | |
246.86 | 1,27,660.20 | 6.17 | 1,52,884.10 | 7.83 | 20,459 | 5.55 | 57.24 | |
110.67 | 1,27,192.40 | 6.88 | 1,40,456.80 | 14.76 | 18,553 | 49.01 | 53.03 | |
144.97 | 1,10,664.40 | 5.88 | 1,29,979.30 | 9.98 | 17,921 | 21.59 | 47.74 | |
113.51 | 1,02,961.00 | #1 5.56 | 1,52,657.90 | 9.70 | 17,336 | -21.12 | 53.61 | |
652.15 | 87,842.30 | 7.66 | 72,050.90 | 12.17 | 10,995 | -11.45 | 61.04 | |
38.94 | #7 74,985.20 | #10 19.09 | #8 33,750.30 | #5 13.52 | #9 3,396 | #1 81.66 | 48.61 | |
114.69 | 52,214.50 | 5.58 | 80,412.40 | 19.47 | 9,552 | 65.35 | 44.05 | |
57.25 | 44,034.20 | 7.65 | 28,402.60 | #1 20.90 | 5,542 | 16.16 | 58.48 | |
30.90 | 38,747.20 | 15.68 | 29,473.50 | 17.33 | 2,445 | 23.76 | 40.99 |
Automatic Screeners on ScanX
Forecast
Actual
Growth Rate
Revenue Growth
13.52 %
Net Income Growth
27.38 %
Cash Flow Change
353.77 %
ROE
8.89 %
ROCE
10.16 %
EBITDA Margin (Avg.)
8.79 %
Quarterly Financial Results
Balance Sheet
| Balance Sheet | 2021 | 2022 | 2023 | 2024 | 2025 |
| Total Assets | 2,74,229 | 2,99,030 | 3,13,438 | 3,51,869 | 3,94,708 |
| Fixed Assets | 2,918 | 3,366 | 3,711 | 3,726 | 4,581 |
| Current Assets | 48,084 | 53,770 | 38,017 | 35,605 | 33,910 |
| Capital Work in Progress | 1 | 0 | 0 | 15 | 74 |
| Investments | 95,485 | 97,641 | 93,643 | 99,194 | 1,10,588 |
| Other Assets | 1,75,826 | 1,98,023 | 2,16,085 | 2,48,935 | 2,79,465 |
| Total Liabilities | 2,74,229 | 2,99,030 | 3,13,438 | 3,51,869 | 3,94,708 |
| Current Liabilities | 13,106 | 11,148 | 6,785 | 7,799 | 8,308 |
| Non Current Liabilities | 2,61,123 | 2,87,882 | 3,06,653 | 3,44,070 | 3,86,400 |
| Total Equity | 17,099 | 22,598 | 24,876 | 27,561 | 32,233 |
| Reserve & Surplus | 452 | 3,695 | 5,974 | 8,659 | 12,977 |
| Share Capital | 16,647 | 18,902 | 18,902 | 18,902 | 19,257 |
Cash Flow
| Cash Flow | 2021 | 2022 | 2023 | 2024 | 2025 |
| Net Cash Flow | 6,716 | 5,969 | -16,130 | -2,006 | 2,405 |
| Investing Activities | -46 | -49 | -560 | -359 | -579 |
| Operating Activities | 4,949 | 5,539 | -13,655 | -1,119 | 2,840 |
| Financing Activities | 1,813 | 479 | -1,916 | -528 | 144 |
Share Holding
| % Holding | Mar 2021 | Jun 2021 | Sept 2021 | Dec 2021 | Mar 2022 | Jun 2022 | Sept 2022 | Dec 2022 | Mar 2023 | Jun 2023 | Sept 2023 | Dec 2023 | Mar 2024 | Jun 2024 | Sept 2024 | Dec 2024 | Mar 2025 | Jun 2025 |
| Promoter | 95.84 % | 96.38 % | 96.38 % | 96.38 % | 96.38 % | 96.38 % | 96.38 % | 96.38 % | 96.38 % | 96.38 % | 96.38 % | 96.38 % | 96.38 % | 96.38 % | 96.38 % | 96.38 % | 94.61 % | 94.61 % |
| FIIs | 0.00 % | 0.00 % | 0.00 % | 0.00 % | 0.00 % | 0.00 % | 0.00 % | 0.00 % | 0.00 % | 0.00 % | 0.00 % | 0.00 % | 0.05 % | 0.05 % | 0.03 % | 0.02 % | 0.22 % | 0.08 % |
| DIIs | 1.59 % | 1.37 % | 1.30 % | 1.30 % | 1.31 % | 1.33 % | 0.13 % | 1.37 % | 1.36 % | 1.34 % | 0.13 % | 1.29 % | 1.29 % | 1.30 % | 1.30 % | 1.30 % | 2.59 % | 2.37 % |
| Government | 0.00 % | 0.00 % | 0.00 % | 0.00 % | 0.00 % | 0.00 % | 0.00 % | 0.00 % | 0.00 % | 0.00 % | 0.00 % | 0.00 % | 0.00 % | 0.00 % | 0.00 % | 0.00 % | 0.00 % | 0.00 % |
| Public / Retail | 1.65 % | 1.43 % | 1.57 % | 1.62 % | 1.61 % | 1.61 % | 1.61 % | 1.62 % | 1.62 % | 1.69 % | 1.71 % | 1.86 % | 1.90 % | 1.90 % | 1.93 % | 1.95 % | 1.92 % | 2.38 % |
| Others | 0.93 % | 0.82 % | 0.74 % | 0.70 % | 0.70 % | 0.67 % | 1.87 % | 0.63 % | 0.63 % | 0.59 % | 1.77 % | 0.47 % | 0.38 % | 0.37 % | 0.36 % | 0.35 % | 0.66 % | 0.56 % |
| No of Share Holders | 3,78,586 | 3,80,710 | 4,44,068 | 4,71,872 | 4,73,897 | 4,74,939 | 4,71,356 | 5,11,642 | 5,09,599 | 5,10,387 | 6,68,177 | 7,27,348 | 10,06,180 | 9,96,568 | 9,77,592 | 9,77,917 | 9,77,877 | 10,08,130 |
Corporate Action
| Record Date | Corporate Action | Information | Announcement Day | LTP at Annoucement | LTP at Record Day |
|---|---|---|---|---|---|
| 18 Jul 2025 |  Quarterly Result Announcement | NA | 18 Jul 2025 | 38.88 | 39.84 |
| 02 Jul 2025 |  Annual General Meeting | NA | 02 Jul 2025 | 40.72 | 39.93 |
| 02 May 2025 | Quarterly Result Announcement | NA | 02 May 2025 | 38.74 | 37.53 |
| 20 Jan 2025 | Quarterly Result Announcement | NA | 20 Jan 2025 | 54.11 | 50.64 |
| 17 Oct 2024 | Quarterly Result Announcement | NA | 17 Oct 2024 | 54.89 | 54.61 |
| 02 Jul 2024 | Annual General Meeting | NA | 02 Jul 2024 | 67.28 | 63.68 |
Announcements
Announcement under Regulation 30 (LODR)-Analyst / Investor Meet - Intimation
1 day ago
1 day agoAnnouncement Under Regulation 302 days ago
2 days agoAnnouncement under Regulation 30 (LODR)-Newspaper Publication5 days ago
5 days agoOrder Of Refund Received From Income-Tax Department5 days ago
5 days agoAnnouncement under Regulation 30 (LODR)-Press Release / Media Release6 days ago
6 days agoAnnouncement under Regulation 30 (LODR)-Investor Presentation6 days ago
6 days agoCompliances-Reg. 54 - Asset Cover details 6 days ago
6 days agoSecurity Cover Certificate 30.06.20256 days ago
6 days agoStatement Of Deviation And Variation For Quarter Ended 30.06.20256 days ago
6 days agoBoard Meeting Outcome for Unaudited Financial Results For The Quarter Ended 30.06.20256 days ago
6 days agoUnaudited Financial Results For The Quarter Ended 30.06.20256 days ago
6 days agoAnnouncement under Regulation 30 (LODR)-Interest Rates Updates10 days ago
10 days agoBoard Meeting Intimation for Considering Unaudited Financial Results For The Quarter Endd 30.06.2025Jul 13, 2025
Jul 13, 2025Compliances-Certificate under Reg. 74 (5) of SEBI (DP) Regulations 2018Jul 13, 2025
Jul 13, 2025Appointment Of Secretarial Auditor Of The BankJul 02, 2025
Jul 02, 2025Appointment Of Secretarial Auditor Of The BankJul 02, 2025
Jul 02, 2025Shareholder Meeting / Postal Ballot-Scrutinizers ReportJul 02, 2025
Jul 02, 2025Shareholder Meeting / Postal Ballot-Outcome of AGMJul 02, 2025
Jul 02, 2025Closure of Trading WindowJun 27, 2025
Jun 27, 2025Announcement under Regulation 30 (LODR)-Interest Rates UpdatesJun 11, 2025
Jun 11, 2025Reg. 34 (1) Annual Report.Jun 06, 2025
Jun 06, 2025Notice Of Annual General Meeting Scheduled For 02.07.2025 (Wednesday)Jun 06, 2025
Jun 06, 2025Annual General Meeting Of The Bank Scheduled For 02.07.2025 (Wednesday) At 11.00 A.M.Jun 06, 2025
Jun 06, 2025Announcement under Regulation 30 (LODR)-Change in ManagementJun 01, 2025
Jun 01, 2025Announcement under Regulation 30 (LODR)-Change in ManagementJun 01, 2025
Jun 01, 2025Investment In M/S ACER Credit Rating Private LimitedMay 30, 2025
May 30, 2025Business Responsibility and Sustainability Reporting (BRSR)May 30, 2025
May 30, 2025Compliances-Reg.24(A)-Annual Secretarial ComplianceMay 30, 2025
May 30, 2025Announcement under Regulation 30 (LODR)-Earnings Call TranscriptMay 07, 2025
May 07, 2025Announcement under Regulation 30 (LODR)-Newspaper PublicationMay 03, 2025
May 03, 2025Announcement under Regulation 30 (LODR)-Analyst / Investor Meet - OutcomeMay 02, 2025
May 02, 2025Announcement under Regulation 30 (LODR)-Investor PresentationMay 02, 2025
May 02, 2025Announcement under Regulation 30 (LODR)-Press Release / Media ReleaseMay 02, 2025
May 02, 2025Statement Of Deviation And Variation As On 31.03.2025May 02, 2025
May 02, 2025Compliances-Reg. 54 - Asset Cover details May 02, 2025
May 02, 2025Capital Raising Plan Of The Bank For The FY 2025-26May 02, 2025
May 02, 2025Integrated Filing (Financial)May 02, 2025
May 02, 2025Audited Financial Results Of The Bank For The Quarter And Year Ended 31.03.2025May 02, 2025
May 02, 2025Board Meeting Outcome for Audited Financial Results Of The Bank For The Quarter And Year Ended 31.03.2025May 02, 2025
May 02, 2025Update on board meetingApr 26, 2025
Apr 26, 2025Intimation Under Regulation 30Apr 25, 2025
Apr 25, 2025Announcement under Regulation 30 (LODR)-Award_of_Order_Receipt_of_OrderApr 25, 2025
Apr 25, 2025Announcement under Regulation 30 (LODR)-Analyst / Investor Meet - IntimationApr 25, 2025
Apr 25, 2025Board Meeting Intimation for Consideration Of Financial Results For The Quarter And Year Ended 31.03.2025Apr 24, 2025
Apr 24, 2025Announcement under Regulation 30 (LODR)-Change in DirectorateApr 11, 2025
Apr 11, 2025Interest Rate UpdatesApr 11, 2025
Apr 11, 2025Chapter XIV- Centralized Database Of Corporate BondsApr 11, 2025
Apr 11, 2025Changes In Senior ManagementApr 09, 2025
Apr 09, 2025Intimation Under Regulation 30 Of SEBI (LODR) Regulations 2015Apr 08, 2025
Apr 08, 2025Compliances-Half Yearly Report (SEBI Circular No. CIR/IMD/DF-1/67/2017) Apr 05, 2025
Apr 05, 2025Technical Indicators
Mutual Fund Holdings
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Baroda BNP Paribas Nifty Midcap 150 Index Fund Direct-Growth About Indian Overseas Bank
Indian Overseas Bank (IOB) is a public sector bank founded in 1937, specializing in foreign exchange and overseas banking. It operates 3,236 domestic branches and 3,506 ATMs across India, with a presence in 4 countries internationally: Singapore, Hong Kong, Thailand, and Sri Lanka. The bank offers various services including NRI services, personal banking, forex services, agricultural business consultancy, credit cards, and ATM banking. IOB has undergone several phases of development, including nationalization in 1969 and expansion of its domestic and international operations. The bank has implemented various technological advancements, including computerization and internet banking. IOB has also engaged in joint ventures and acquisitions to expand its reach and services.
Listing Date
15 Oct, 2003(21 Years,
40 days)
Website
Chairperson NameSrinivasan Sridhar
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