Indian Overseas Bank
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Indian Overseas Bank

35.20
-0.43
(-1.21%)
Market Cap
67,783.20 Cr
PE Ratio
13.85
Volume
32,96,046.00
Day High - Low
35.25 - 34.20
52W High-Low
52.41 - 33.50
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Key Fundamentals
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Market Cap
67,783.20 Cr
EPS
1.76
PE Ratio
13.85
PB Ratio
2.12
Book Value
16.78
EBITDA
4,967.70
Dividend Yield
0.00 %
Industry
Banks
Return on Equity
10.53
Debt to Equity
0.00
Forecast For
Actual

Company News

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negative
Indian Overseas Bank informs stock exchanges about potential strike by United Forum of Bank Unions on January 27, 2026, which may affect branch operations across the network.
positive
Indian Overseas Bank's ₹1,000 crore Basel III Tier II bonds issue received overwhelming response with bids worth ₹3,264 crores, getting oversubscribed by 6.52 times at 7.80% coupon rate.
positive
Indian Overseas Bank achieves 11.36% YoY savings growth and 16% retail term deposit growth, marking a turnaround after industry-wide deposit struggles. Bank maintains focus on RAM segment.
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Competitors
LTP
Market Cap (₹ Cr.)
P/E Ratio
Revenue (₹ Cr.)
YoY Revenue Growth %
Net Profit (₹ Cr.)
YoY Profit Growth %
RSI
1,081.00
#1 9,97,829.76
11.86
#1 6,63,343.30
11.57
#1 79,017
6.30
72.45
294.00
1,52,038.05
7.98
1,52,884.10
7.83
20,459
4.78
49.81
123.80
1,42,282.64
8.05
1,40,456.80
14.76
18,553
15.91
52.80
180.30
1,37,633.91
7.28
1,29,979.30
9.98
17,921
9.73
67.58
148.20
1,34,427.05
#1 7.26
1,52,657.90
9.70
17,336
21.59
42.96
901.00
1,21,361.45
10.66
72,050.90
12.17
10,995
8.15
67.42
160.51
73,074.87
7.60
80,412.40
19.47
9,552
6.68
62.41
35.20
#8 67,783.20
#9 13.85
#8 33,750.30
#5 13.52
#9 3,396
#1 63.05
50.93
64.20
49,379.78
7.75
28,402.60
#1 20.90
5,542
27.44
59.70
28.95
36,302.02
14.82
29,473.50
17.33
2,445
23.76
50.07

Automatic Screeners on ScanX

Growth Rate
Revenue Growth
13.52 %
Net Income Growth
27.38 %
Cash Flow Change
353.77 %
ROE
8.89 %
ROCE
10.16 %
EBITDA Margin (Avg.)
8.79 %

Quarterly Financial Results

Quarterly Financials
Jun 2021
Sept 2021
Dec 2021
Mar 2022
Jun 2022
Sept 2022
Dec 2022
Mar 2023
Jun 2023
Sept 2023
Dec 2023
Mar 2024
Jun 2024
Sept 2024
Dec 2024
Mar 2025
Jun 2025
Sept 2025
Dec 2025
Revenue
5,160
5,093
5,319
5,721
5,031
5,854
6,008
6,631
6,234
6,942
7,443
9,113
7,572
8,488
8,414
9,216
8,868
9,216
9,672
Expenses
2,257
2,088
2,234
2,516
1,953
2,585
2,664
2,822
2,621
2,829
2,583
4,049
2,738
3,191
2,852
3,152
2,714
2,698
3,430
EBITDA
337
383
459
600
397
505
560
891
511
636
1,080
1,196
739
982
1,238
1,554
1,515
1,729
1,367
Operating Profit %
44 %
51 %
47 %
40 %
56 %
45 %
47 %
46 %
52 %
51 %
58 %
39 %
58 %
53 %
60 %
59 %
63 %
66 %
58 %
Depreciation
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
Interest
2,567
2,622
2,626
2,605
2,681
2,764
2,784
2,917
3,102
3,477
3,780
3,868
4,096
4,315
4,324
4,510
4,639
4,790
4,874
Profit Before Tax
337
383
459
600
397
505
560
891
511
636
1,080
1,196
739
982
1,238
1,554
1,515
1,729
1,367
Tax
7
7
8
48
4
5
5
236
7
8
356
386
90
202
362
462
336
470
-60
Net Profit
330
377
451
552
393
500
555
656
504
627
724
810
649
780
875
1,092
1,178
1,259
1,427
EPS in ₹
0.17
0.20
0.24
0.29
0.21
0.26
0.29
0.35
0.27
0.33
0.38
0.43
0.34
0.41
0.46
0.58
0.61
0.65
0.71

Balance Sheet

Balance Sheet
2021
2022
2023
2024
2025
Total Assets
2,74,229
2,99,030
3,13,438
3,51,869
3,94,708
Fixed Assets
2,918
3,366
3,711
3,726
4,581
Current Assets
48,084
53,770
38,017
35,605
33,910
Capital Work in Progress
1
0
0
15
74
Investments
95,485
97,641
93,643
99,194
1,10,588
Other Assets
1,75,826
1,98,023
2,16,085
2,48,935
2,79,465
Total Liabilities
2,74,229
2,99,030
3,13,438
3,51,869
3,94,708
Current Liabilities
13,106
11,148
6,785
7,799
8,308
Non Current Liabilities
2,61,123
2,87,882
3,06,653
3,44,070
3,86,400
Total Equity
17,099
22,598
24,876
27,561
32,233
Reserve & Surplus
452
3,695
5,974
8,659
12,977
Share Capital
16,647
18,902
18,902
18,902
19,257

Cash Flow

Cash Flow
2021
2022
2023
2024
2025
Net Cash Flow
6,716
5,969
-16,130
-2,006
2,405
Investing Activities
-46
-49
-560
-359
-579
Operating Activities
4,949
5,539
-13,655
-1,119
2,840
Financing Activities
1,813
479
-1,916
-528
144

Share Holding

% Holding
Mar 2021
Jun 2021
Sept 2021
Dec 2021
Mar 2022
Jun 2022
Sept 2022
Dec 2022
Mar 2023
Jun 2023
Sept 2023
Dec 2023
Mar 2024
Jun 2024
Sept 2024
Dec 2024
Mar 2025
Jun 2025
Sept 2025
Dec 2025
Promoter
95.84 %
96.38 %
96.38 %
96.38 %
96.38 %
96.38 %
96.38 %
96.38 %
96.38 %
96.38 %
96.38 %
96.38 %
96.38 %
96.38 %
96.38 %
96.38 %
94.61 %
94.61 %
94.61 %
92.44 %
FIIs
0.00 %
0.00 %
0.00 %
0.00 %
0.00 %
0.00 %
0.00 %
0.00 %
0.00 %
0.00 %
0.00 %
0.00 %
0.05 %
0.05 %
0.03 %
0.02 %
0.22 %
0.08 %
0.31 %
0.35 %
DIIs
1.59 %
1.37 %
1.30 %
1.30 %
1.31 %
1.33 %
0.13 %
1.37 %
1.36 %
1.34 %
0.13 %
1.29 %
1.29 %
1.30 %
1.30 %
1.30 %
2.59 %
2.37 %
2.30 %
4.27 %
Government
0.00 %
0.00 %
0.00 %
0.00 %
0.00 %
0.00 %
0.00 %
0.00 %
0.00 %
0.00 %
0.00 %
0.00 %
0.00 %
0.00 %
0.00 %
0.00 %
0.00 %
0.00 %
0.00 %
0.00 %
Public / Retail
1.65 %
1.43 %
1.57 %
1.62 %
1.61 %
1.61 %
1.61 %
1.62 %
1.62 %
1.69 %
1.71 %
1.86 %
1.90 %
1.90 %
1.93 %
1.95 %
1.92 %
2.38 %
2.29 %
2.46 %
Others
0.93 %
0.82 %
0.74 %
0.70 %
0.70 %
0.67 %
1.87 %
0.63 %
0.63 %
0.59 %
1.77 %
0.47 %
0.38 %
0.37 %
0.36 %
0.35 %
0.66 %
0.56 %
0.49 %
0.48 %
No of Share Holders
3,78,586
3,80,710
4,44,068
4,71,872
4,73,897
4,74,939
4,71,356
5,11,642
5,09,599
5,10,387
6,68,177
7,27,348
10,06,180
9,96,568
9,77,592
9,77,917
9,77,877
10,08,130
9,88,551
9,82,149

Corporate Action

Record Date Corporate Action Information Announcement Day LTP at Annoucement LTP at Record Day
02 Jul 2024 ANNUAL GENERAL MEETING Annual General Meeting
NA
02 Jul 2024 67.28 63.68
17 Oct 2024 QUARTERLY RESULT ANNOUNCEMENT Quarterly Result Announcement
NA
17 Oct 2024 54.89 54.61
20 Jan 2025 QUARTERLY RESULT ANNOUNCEMENT Quarterly Result Announcement
NA
20 Jan 2025 54.11 50.64
02 May 2025 QUARTERLY RESULT ANNOUNCEMENT Quarterly Result Announcement
NA
02 May 2025 38.74 37.53
02 Jul 2025 ANNUAL GENERAL MEETING Annual General Meeting
NA
02 Jul 2025 40.72 39.93
18 Jul 2025 QUARTERLY RESULT ANNOUNCEMENT Quarterly Result Announcement
NA
18 Jul 2025 38.88 39.84
16 Oct 2025 QUARTERLY RESULT ANNOUNCEMENT Quarterly Result Announcement
NA
16 Oct 2025 40.22 40.23
20 Nov 2025 EXTRAORDINARY GENERAL MEETING Extraordinary General Meeting
NA
20 Nov 2025 38.20 40.08
14 Jan 2026 QUARTERLY RESULT ANNOUNCEMENT Quarterly Result Announcement
NA
14 Jan 2026 36.60 35.45

Announcements

Issue Of BASEL III Compliant Tier II Bonds Of Rs. 1000 Crores (Series VI)4 days ago
Announcement under Regulation 30 (LODR)-Strikes /Lockouts / Disturbances5 days ago
Issue Of Basel III Compliant Tier II Bonds Of Rs. 1000 Crores8 days ago
Announcement under Regulation 30 (LODR)-Earnings Call TranscriptJan 19, 2026
Announcement under Regulation 30 (LODR)-Newspaper PublicationJan 15, 2026
Announcement under Regulation 30 (LODR)-Analyst / Investor Meet - OutcomeJan 14, 2026
Announcement under Regulation 30 (LODR)-Investor PresentationJan 14, 2026
Press Release As On 31.12.2025Jan 14, 2026
Statement Of Deviation And Variation As On 31.12.2025Jan 14, 2026
Compliances-Reg. 54 - Asset Cover details Jan 14, 2026
Board Meeting Outcome for Unaudited Finacial Results For The Quarter And Nine Months Ended 31.12.2025Jan 14, 2026
Unaudited Financial Results For The Quarter And Nine Months Ended 31.12.2025Jan 14, 2026
Announcement under Regulation 30 (LODR)-Interest Rates UpdatesJan 13, 2026
Compliances-Certificate under Reg. 74 (5) of SEBI (DP) Regulations 2018Jan 10, 2026
Announcement under Regulation 30 (LODR)-Analyst / Investor Meet - IntimationJan 09, 2026
Board Meeting Intimation for Unaudited Reviewed Financial Results For The Quarter And Nine Months Ended 31.12.2025Jan 08, 2026
Announcement Under Regulation 30Jan 06, 2026
Change In Senior ManagementDec 31, 2025
Closure of Trading WindowDec 30, 2025
Permission From Reserve Bank Of India To Set Up IFSC Banking Unit (IBU) At Gift City GujaratDec 29, 2025
Disclosures under Reg. 29(2) of SEBI (SAST) Regulations 2011Dec 20, 2025
Disclosure Under Regulation 30 Of SEBI (LODR) Regulations 2015Dec 19, 2025
Disclosure Under Regulation 7(2)(B) Of The SEBI (Prohibition Of Insider Trading) Regulations 2015Dec 19, 2025
Updates on Notice of Offer for Sale of Shares by Promoter (Oversubscription Notice)Dec 18, 2025
Notice of Offer for Sale of Shares by Promoter & Floor PriceDec 16, 2025
Announcement under Regulation 30 (LODR)-Interest Rates UpdatesDec 11, 2025
Announcement under Regulation 30 (LODR)-Change in DirectorateDec 03, 2025
Announcement under Regulation 30 (LODR)-Investor PresentationNov 28, 2025
Intimation Regarding Order Of Refund Received From Income Tax DepartmentNov 25, 2025
Newspaper Publication On Election Of Shareholder Director And Cancellation Of Extraordinary General Meeting Held On 20.11.2025Nov 06, 2025
Cancellation Of Extraordinary General Meeting Of The Bank Scheduled On 20.11.2025Nov 05, 2025
Election Of Shareholder Director Of The BankNov 05, 2025
Change In Senior Management- SuperannuationOct 31, 2025
Announcement under Regulation 30 (LODR)-Earnings Call TranscriptOct 22, 2025
Announcement under Regulation 30 (LODR)-Newspaper PublicationOct 19, 2025
Notice Of Extraordinary Shareholders Meeting Of The Bank Scheduled For 20.11.2025Oct 18, 2025
Announcement under Regulation 30 (LODR)-Newspaper PublicationOct 17, 2025
Announcement under Regulation 30 (LODR)-Analyst / Investor Meet - OutcomeOct 16, 2025
Announcement under Regulation 30 (LODR)-Investor PresentationOct 16, 2025
Announcement under Regulation 30 (LODR)-Press Release / Media ReleaseOct 16, 2025
Statement Of Deviation And Variation As On 30.09.2025Oct 16, 2025
Compliances-Reg. 54 - Asset Cover details Oct 16, 2025
Board Meeting Outcome for Unaudited Financial Results For The Quarter And Half Year Ended 30.09.2025Oct 16, 2025
Unaudited Financial Results For The Quarter And Half Year Ended 30.09.2025Oct 16, 2025
Announcement under Regulation 30 (LODR)-Change in RTAOct 15, 2025
Compliances-Certificate under Reg. 74 (5) of SEBI (DP) Regulations 2018Oct 13, 2025
Announcement under Regulation 30 (LODR)-Analyst / Investor Meet - IntimationOct 11, 2025
Board Meeting Intimation for Intimation Of Board Meeting To Consider Unaudited (Reviewed) Financial Results For The Quarter And Half-Year Ended 30Th September 2025 Oct 11, 2025
Compliances-Half Yearly Communication - Debt Instruments Oct 07, 2025
Clarification Sought By NSE On Our Disclosure Dated 30.09.2025Oct 03, 2025

Mutual Fund Holdings

Funding HouseCurrent Holding %1M Change1M Change %3M Change %Last 6M Trend
Tata Nifty Midcap 150 Index Fund Direct-Growth
0.14%
38474
0.03%
0.03%
JioBlackRock Nifty Midcap 150 Index Fund Direct-Growth
0.14%
26419
0.03%
0.03%
SBI BSE PSU Bank Index Fund Direct - Growth
1.07%
19445
-0.07%
-0.18%
DSP Nifty Midcap 150 Index Fund Direct - Growth
0.14%
3067
0.14%
0.14%
Navi Nifty MidSmallcap 400 Index Fund Direct - Growth
0.09%
2782
0.09%
0.09%
Kotak Nifty Midcap 150 Index Fund Direct - Growth
0.14%
2477
0.03%
0.03%
Groww Nifty Midcap 150 Index Fund Direct - Growth
0.14%
1311
0.03%
0.14%
Motilal Oswal BSE 1000 Index Fund Direct-Growth
0.02%
62
0.00%
0.00%
Groww Nifty Smallcap 250 Index Fund Direct - Growth
0.00%
0
0.00%
0.00%
Mirae Asset Nifty LargeMidcap 250 Index Fund Direct-Growth
0.07%
0
0.00%
0.02%
Edelweiss NIFTY Large Mid Cap 250 Index Fund Direct - Growth
0.07%
0
0.00%
0.02%
Aditya Birla Sun Life Nifty Midcap 150 Index Fund Direct-Growth
0.14%
0
0.00%
0.03%
Groww Nifty Total Market Index Fund Direct - Growth
0.03%
0
0.00%
0.01%
HDFC BSE 500 Index Fund Direct - Growth
0.02%
0
0.00%
0.00%
HDFC Nifty LargeMidcap 250 Index Fund Direct-Growth
0.07%
0
0.00%
0.02%
HDFC NIFTY Midcap 150 Index Fund Direct - Growth
0.14%
0
0.00%
0.03%
HDFC Nifty Smallcap 250 Index Fund Direct-Growth
0.00%
0
0.00%
0.00%
HDFC Nifty500 Multicap 50:25:25 Index Fund Direct-Growth
0.03%
0
0.00%
0.00%
ICICI Prudential Nifty 500 Index Fund Direct-Growth
0.03%
0
0.00%
0.01%
ICICI Prudential Nifty LargeMidcap 250 Index Fund Direct - Growth
0.07%
0
0.00%
0.02%
ICICI Prudential Nifty Midcap 150 Index Fund Direct - Growth
0.14%
0
0.00%
0.03%
ICICI Prudential Nifty Smallcap 250 Index Fund Direct - Growth
0.00%
0
0.00%
0.00%
Baroda BNP Paribas Nifty Midcap 150 Index Fund Direct-Growth
0.13%
0
0.00%
0.02%
JioBlackRock Nifty Smallcap 250 Index Fund Direct - Growth
0.00%
0
0.00%
0.00%
Kotak BSE PSU Index Fund Direct-Growth
0.16%
0
0.00%
-0.02%

Technical Indicators

RSI(14)
Neutral
50.93
ATR(14)
Volatile
1.01
STOCH(9,6)
Neutral
41.78
STOCH RSI(14)
Neutral
76.19
MACD(12,26)
Bullish
0.07
ADX(14)
Weak Trend
18.68
UO(9)
Bearish
54.53
ROC(12)
Uptrend And Accelerating
0.96
WillR(14)
Neutral
-37.13

About Indian Overseas Bank

Indian Overseas Bank (IOB) is a public sector bank founded in 1937, specializing in foreign exchange and overseas banking. It operates 3,236 domestic branches and 3,506 ATMs across India, with a presence in 4 countries internationally: Singapore, Hong Kong, Thailand, and Sri Lanka. The bank offers various services including NRI...more
Listing Date
15 Oct, 2003(22 Years, 17 days)
Chairperson NameSrinivasan Sridhar